FPAY Stock Forecast 2025-2026
Distance to FPAY Price Targets
FPAY Price Momentum
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Latest FPAY Stock Price Targets & Analyst Predictions
Based on our analysis of 3 Wall Street analysts, FPAY has a bullish consensus with a median price target of $3.25 (ranging from $2.50 to $4.00). Currently trading at $1.18, the median forecast implies a 175.4% upside. This outlook is supported by 2 Buy, 0 Hold, and 0 Sell ratings.
The most optimistic forecast comes from Michael Diana at Maxim Group, projecting a 239.0% upside. Conversely, the most conservative target is provided by Scott Buck at HC Wainwright & Co., suggesting a 111.9% upside.
Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.
FPAY Analyst Ratings
FPAY Price Target Range
Latest FPAY Stock Forecasts by Analyst
These are the latest 20 analyst ratings and price targets for FPAY.
| Date | Firm | Analyst | Rating | Change | Price Target |
|---|---|---|---|---|---|
| Dec 24, 2024 | HC Wainwright & Co. | Scott Buck | Buy | Reiterates | $2.50 |
| Nov 15, 2024 | Maxim Group | Michael Diana | Buy | Maintains | $4.00 |
| Nov 15, 2024 | HC Wainwright & Co. | Scott Buck | Buy | Reiterates | $2.50 |
| Oct 2, 2024 | HC Wainwright & Co. | Scott Buck | Buy | Reiterates | $2.50 |
| May 15, 2024 | HC Wainwright & Co. | Scott Buck | Buy | Reiterates | $2.50 |
| Apr 3, 2024 | HC Wainwright & Co. | Scott Buck | Buy | Maintains | $2.50 |
| Aug 17, 2023 | HC Wainwright & Co. | Scott Buck | Buy | Maintains | $2.00 |
| Apr 26, 2023 | HC Wainwright & Co. | Scott Buck | Buy | Reiterates | $3.00 |
| Nov 14, 2022 | HC Wainwright & Co. | Scott Buck | Buy | Maintains | $3.00 |
| Aug 12, 2022 | HC Wainwright & Co. | Scott Buck | Buy | Maintains | $4.00 |
| Dec 10, 2020 | HC Wainwright & Co. | Buy | Initiates | $0.00 | |
| Oct 10, 2019 | Maxim Group | Buy | Initiates | $0.00 | |
| Apr 10, 2019 | Ascendiant Capital | Buy | Initiates | $0.00 |
FlexShopper Inc. (FPAY) Competitors
The following stocks are similar to FlexShopper based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.
FlexShopper Inc. (FPAY) Financial Data
FlexShopper Inc. has a market capitalization of $27.96M with a P/E ratio of 1.9x. The company generates $134.56M in trailing twelve-month revenue with a 0.7% profit margin.
Revenue growth is +22.9% quarter-over-quarter, while maintaining an operating margin of +26.5% and return on equity of +3.1%.
Valuation Metrics
Growth & Margins
Financial Health
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FlexShopper Inc. (FPAY) Business Model
About FlexShopper Inc.
Provides lease-to-own purchase options for consumers.
The company generates revenue by offering lease-to-own options for durable goods, allowing consumers to make purchases without upfront payments. Customers can select products from various retailers and pay over time through customized leasing agreements, which enables FlexShopper to cater to those with limited access to traditional credit.
FlexShopper uses advanced data and financial technology to assess creditworthiness, promoting financial inclusivity in the consumer financing space. The company is positioned in a growing market as demand for flexible payment solutions continues to rise, impacting sectors such as financial services, e-commerce, and retail trade.
Company Information
Sector
Industrials
Industry
Rental & Leasing Services
Employees
204
CEO
Mr. Harold Russell Heiser Jr., C.F.A., C.P.C.
Country
United States
IPO Year
2010
Website
www.flexshopper.comFlexShopper Inc. (FPAY) Latest News & Analysis
In January 2025, new customer applications rose 130% year-over-year, leading to a 44% increase in total originations compared to the previous year.
Surging new customer applications and originations signal strong demand and growth potential, indicating a positive outlook for revenue and market position.
FlexShopper Updates Status of Rights Offering
2 months agoFlexShopper, Inc. (Nasdaq: FPAY) announced that shareholders who participated in its January 10, 2025, unit subscription can now join the Series A, B, and C rights offerings.
FlexShopper's rights offering update may impact share liquidity and pricing, signaling potential for shareholder dilution or capital raise, influencing investor sentiment and stock performance.
FlexShopper Appoints Former North Carolina Governor Patrick McCrory to its Board of Directors
2 months agoFlexShopper Inc. (Nasdaq: FPAY) has appointed Patrick McCrory as an independent board member, enhancing its leadership team in the lease-to-own retail sector.
The appointment of Patrick McCrory as an independent board member may signal strategic shifts or enhanced governance at FlexShopper, potentially impacting investor confidence and stock performance.
FlexShopper, Inc. (Nasdaq: FPAY) will present and hold one-on-one meetings at the Sidoti Micro-Cap Virtual Conference on January 22-23, 2025, featuring CEO Russ Heiser and COO John Davis.
FlexShopper's participation in the Sidoti Micro-Cap Conference highlights its growth potential and visibility, which may attract investor interest and impact stock performance.
FlexShopper, Inc. (Nasdaq: FPAY) announced preliminary results of its unit rights offering, which expired on January 10, 2025. Further details may follow.
FlexShopper's unit rights offering results can signal financial health and capital-raising success, impacting stock valuation and investor confidence in future growth.
In December, the company achieved record application volume, lease and loan originations, and retail product margins, indicating strong positive momentum.
Strong December metrics indicate robust demand and profitability, suggesting potential growth in revenue and earnings, which could positively influence stock prices and investor sentiment.
Frequently Asked Questions About FPAY Stock
What is FlexShopper Inc.'s (FPAY) stock forecast for 2025?
Based on our analysis of 3 Wall Street analysts, FlexShopper Inc. (FPAY) has a median price target of $3.25. The highest price target is $4.00 and the lowest is $2.50.
Is FPAY stock a good investment in 2025?
According to current analyst ratings, FPAY has 2 Buy ratings, 0 Hold ratings, and 0 Sell ratings. The stock is currently trading at $1.18. Always conduct your own research and consider your investment goals before making investment decisions.
What is the long-term price prediction for FPAY stock?
Wall Street analysts predict FPAY stock could reach $3.25 in the next 12 months. This represents a 175.4% increase from the current price of $1.18. Please note that this is a projection by Wall Street analysts and not a guarantee.
What is FlexShopper Inc.'s business model?
The company generates revenue by offering lease-to-own options for durable goods, allowing consumers to make purchases without upfront payments. Customers can select products from various retailers and pay over time through customized leasing agreements, which enables FlexShopper to cater to those with limited access to traditional credit.
What is the highest forecasted price for FPAY FlexShopper Inc.?
The highest price target for FPAY is $4.00 from Michael Diana at Maxim Group, which represents a 239.0% increase from the current price of $1.18.
What is the lowest forecasted price for FPAY FlexShopper Inc.?
The lowest price target for FPAY is $2.50 from Scott Buck at HC Wainwright & Co., which represents a 111.9% increase from the current price of $1.18.
What is the overall FPAY consensus from analysts for FlexShopper Inc.?
The overall analyst consensus for FPAY is bullish. Out of 3 Wall Street analysts, 2 rate it as Buy, 0 as Hold, and 0 as Sell, with a median price target of $3.25.
How accurate are FPAY stock price projections?
Stock price projections, including those for FlexShopper Inc., are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.
Important Disclaimer
The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.