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HMST Stock Forecast: HomeStreet Inc. Price Predictions for 2025

Home Stocks United States | NASDAQ | Financial Services | Banks - Regional

$10.90

+0.01 (0.09%)

HMST Stock Forecast 2025-2026

$10.90
Current Price
$206.24M
Market Cap
4 Ratings
Buy 2
Hold 2
Sell 0
Wall St Analyst Ratings

Distance to HMST Price Targets

+37.6%
To High Target of $15.00
+28.4%
To Median Target of $14.00
+10.1%
To Low Target of $12.00

HMST Price Momentum

+3.0%
1 Week Change
+21.7%
1 Month Change
-14.0%
1 Year Change
-4.6%
Year-to-Date Change
-32.3%
From 52W High of $16.10
+34.7%
From 52W Low of $8.09
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Latest HMST Stock Price Targets & Analyst Predictions

Based on our analysis of 7 Wall Street analysts, HMST has a neutral consensus with a median price target of $14.00 (ranging from $12.00 to $15.00). Currently trading at $10.90, the median forecast implies a 28.4% upside. This outlook is supported by 2 Buy, 2 Hold, and 0 Sell ratings.

The most optimistic forecast comes from David Chiaverini at Wedbush, projecting a 37.6% upside. Conversely, the most conservative target is provided by David Chiaverini at Wedbush, suggesting a 10.1% upside.

Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.

HMST Analyst Ratings

2
Buy
2
Hold
0
Sell

HMST Price Target Range

Low
$12.00
Average
$14.00
High
$15.00
Current: $10.90

Latest HMST Stock Forecasts by Analyst

These are the latest 20 analyst ratings and price targets for HMST.

Date Firm Analyst Rating Change Price Target
Apr 1, 2025 Piper Sandler Matthew Clark Neutral Maintains $14.00
Dec 19, 2024 Wedbush David Chiaverini Outperform Maintains $15.00
Nov 5, 2024 Wedbush David Chiaverini Outperform Upgrade $12.00
Jul 30, 2024 Keefe, Bruyette & Woods Wood Lay Market Perform Maintains $14.50
Jun 18, 2024 Keefe, Bruyette & Woods Wood Lay Market Perform Maintains $13.50
May 7, 2024 Keefe, Bruyette & Woods Wood Lay Market Perform Maintains $13.50
Jan 30, 2024 Wedbush David Chiaverini Neutral Maintains $16.00
Jan 17, 2024 Keefe, Bruyette & Woods Wood Lay Market Perform Maintains $15.50
Nov 1, 2023 Piper Sandler Matthew Clark Neutral Maintains $5.00
Oct 31, 2023 Wedbush David Chiaverini Neutral Maintains $6.00
Aug 3, 2023 Piper Sandler Matthew Clark Neutral Maintains $10.00
May 2, 2023 Keefe, Bruyette & Woods Wood Lay Market Perform Maintains $9.00
Apr 26, 2023 Wedbush David Chiaverini Neutral Downgrade $12.00
Feb 1, 2023 Piper Sandler Matthew Clark Neutral Upgrade $0.00
Jan 31, 2023 Keefe, Bruyette & Woods Jacquelynne Bohlen Market Perform Downgrade $29.00
Jun 14, 2022 B. Riley Securities Steve Moss Neutral Downgrade $43.00
May 5, 2022 Piper Sandler Matthew Clark Underweight Downgrade $40.00
Nov 10, 2021 Wedbush David Chiaverini Outperform Upgrade $63.00
Mar 8, 2021 DA Davidson Jeff Rulis Neutral Downgrade $49.00
Oct 2, 2020 Keefe, Bruyette & Woods Jacquelynne Bohlen Outperform Upgrade $39.00

HomeStreet Inc. (HMST) Competitors

The following stocks are similar to HomeStreet based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.

HomeStreet Inc. (HMST) Financial Data

HomeStreet Inc. has a market capitalization of $206.24M with a P/E ratio of 34.7x. The company generates $75.70M in trailing twelve-month revenue with a -190.7% profit margin.

Revenue growth is -274.5% quarter-over-quarter, while maintaining an operating margin of +190.6% and return on equity of -30.9%.

Valuation Metrics

Market Cap $206.24M
Enterprise Value $1.04B
P/E Ratio 34.7x
PEG Ratio -545.0x
Price/Sales 2.7x

Growth & Margins

Revenue Growth (YoY) -274.5%
Gross Margin N/A
Operating Margin +190.6%
Net Margin -190.7%
EPS Growth -245.7%

Financial Health

Cash/Price Ratio +211.0%
Current Ratio 0.0x
Debt/Equity 3.2x
ROE -30.9%
ROA -1.6%
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HomeStreet Inc. logo

HomeStreet Inc. (HMST) Business Model

About HomeStreet Inc.

What They Do

Provides real estate lending and retail banking services.

Business Model

HomeStreet Inc. generates revenue through a diverse range of banking products, including residential mortgages, commercial real estate loans, and construction financing. By serving both individual borrowers and large businesses, the company capitalizes on various segments of the financial market, focusing on community-based banking to enhance customer service and foster local economic growth.

Additional Information

Headquartered in Seattle, Washington, HomeStreet has a strong presence in the Pacific Northwest and Hawaii, operating a network of retail branches that cater to urban and suburban customers. The company's commitment to facilitating homeownership and supporting real estate development highlights its integral role in the financial ecosystem.

Company Information

Sector

Financial Services

Industry

Banks - Regional

Employees

740

CEO

Mr. Mark K. Mason CPA

Country

United States

IPO Year

2012

HomeStreet Inc. (HMST) Latest News & Analysis

HMST stock latest news image
Quick Summary

HomeStreet, Inc. has diversified its loan portfolio, improving resilience. Despite a YoY drop in net interest income, strong capital ratios and an undervalued stock suggest a buy opportunity.

Why It Matters

HomeStreet's improved loan diversification and strong capital ratios enhance resilience and profitability, while its undervalued stock suggests potential for significant upside, making it an attractive investment.

Source: Seeking Alpha
Market Sentiment: Positive
HMST stock latest news image
Quick Summary

Kahn Swick & Foti, LLC is investigating HomeStreet, Inc.'s proposed merger with Mechanics Bank, which would give HomeStreet shareholders about 8.3% of the combined entity.

Why It Matters

The investigation into HomeStreet's merger with Mechanics Bank raises concerns about shareholder value and deal fairness, potentially impacting stock performance and investor confidence.

Source: Business Wire
Market Sentiment: Neutral
HMST stock latest news image
Quick Summary

Mechanics Bank will acquire HomeStreet in an all-stock transaction valued at $300 million, as announced by both companies on Monday.

Why It Matters

The all-stock acquisition of HomeStreet by Mechanics Bank, valued at $300 million, indicates strategic growth and consolidation in the banking sector, potentially impacting stock valuations and investor sentiment.

Source: Reuters
Market Sentiment: Positive
HMST stock latest news image
Quick Summary

Rowley Law PLLC is investigating HomeStreet, Inc. (NASDAQ: HMST) for potential securities law violations related to its acquisition by Mechanics Bank, where HMST stockholders will own about 8.3% of the new entity.

Why It Matters

Potential legal investigations could impact HomeStreet's stock price and investor confidence, affecting the valuation of the proposed acquisition and future performance of the combined entity.

Source: PRNewsWire
Market Sentiment: Neutral
HMST stock latest news image
Quick Summary

Monteverde & Associates PC is investigating HomeStreet, Inc. (NASDAQ: HMST) regarding its merger with Mechanics Bank, having recovered millions for shareholders.

Why It Matters

The investigation into HomeStreet, Inc. amid its merger with Mechanics Bank could signal potential legal risks or financial implications for shareholders, affecting stock performance.

Source: PRNewsWire
Market Sentiment: Neutral
HMST stock latest news image
Quick Summary

Mechanics Bank and HomeStreet, Inc. have announced a definitive all-stock merger agreement, unanimously approved by both boards, to combine HomeStreet Bank with Mechanics Bank.

Why It Matters

The merger between Mechanics Bank and HomeStreet creates a larger financial institution, potentially increasing market share and operational efficiency, which may enhance stock value and investor confidence.

Source: Business Wire
Market Sentiment: Neutral

Frequently Asked Questions About HMST Stock

What is HomeStreet Inc.'s (HMST) stock forecast for 2025?

Based on our analysis of 7 Wall Street analysts, HomeStreet Inc. (HMST) has a median price target of $14.00. The highest price target is $15.00 and the lowest is $12.00.

Is HMST stock a good investment in 2025?

According to current analyst ratings, HMST has 2 Buy ratings, 2 Hold ratings, and 0 Sell ratings. The stock is currently trading at $10.90. Always conduct your own research and consider your investment goals before making investment decisions.

What is the long-term price prediction for HMST stock?

Wall Street analysts predict HMST stock could reach $14.00 in the next 12 months. This represents a 28.4% increase from the current price of $10.90. Please note that this is a projection by Wall Street analysts and not a guarantee.

What is HomeStreet Inc.'s business model?

HomeStreet Inc. generates revenue through a diverse range of banking products, including residential mortgages, commercial real estate loans, and construction financing. By serving both individual borrowers and large businesses, the company capitalizes on various segments of the financial market, focusing on community-based banking to enhance customer service and foster local economic growth.

What is the highest forecasted price for HMST HomeStreet Inc.?

The highest price target for HMST is $15.00 from David Chiaverini at Wedbush, which represents a 37.6% increase from the current price of $10.90.

What is the lowest forecasted price for HMST HomeStreet Inc.?

The lowest price target for HMST is $12.00 from David Chiaverini at Wedbush, which represents a 10.1% increase from the current price of $10.90.

What is the overall HMST consensus from analysts for HomeStreet Inc.?

The overall analyst consensus for HMST is neutral. Out of 7 Wall Street analysts, 2 rate it as Buy, 2 as Hold, and 0 as Sell, with a median price target of $14.00.

How accurate are HMST stock price projections?

Stock price projections, including those for HomeStreet Inc., are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.

Important Disclaimer

The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.

Last updated: April 19, 2025 9:15 PM UTC
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