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HTBK Stock Forecast: Heritage Commerce Corp Price Predictions for 2026

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$12.32

-0.20 (-1.60%)

HTBK Stock Forecast 2026-2027

$12.32
Current Price
$755.62M
Market Cap
5 Ratings
Buy 1
Hold 4
Sell 0
Wall St Analyst Ratings

Distance to HTBK Price Targets

+21.8%
To High Target of $15.00
+17.7%
To Median Target of $14.50
+13.6%
To Low Target of $14.00

HTBK Price Momentum

-0.9%
1 Week Change
+2.3%
1 Month Change
+40.5%
1 Year Change
+2.6%
Year-to-Date Change
-4.4%
From 52W High of $12.89
+52.3%
From 52W Low of $8.09
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Latest HTBK Stock Price Targets & Analyst Predictions

Based on our analysis of 8 Wall Street analysts, HTBK has a neutral consensus with a median price target of $14.50 (ranging from $14.00 to $15.00). The overall analyst rating is Buy (6.4/10). Currently trading at $12.32, the median forecast implies a 17.7% upside. This outlook is supported by 1 Buy, 4 Hold, and 0 Sell ratings.

The most optimistic forecast comes from David Feaster at Raymond James, projecting a 21.8% upside. Conversely, the most conservative target is provided by Timothy Coffey at Janney Montgomery Scott, suggesting a 13.6% upside.

Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.

HTBK Analyst Ratings

1
Buy
4
Hold
0
Sell

HTBK Price Target Range

Low
$14.00
Average
$14.50
High
$15.00
Current: $12.32

Latest HTBK Stock Forecasts by Analyst

These are the latest 20 analyst ratings and price targets for HTBK.

Date Firm Analyst Rating Change Price Target
Jan 7, 2026 Raymond James David Feaster Market Perform Downgrade $N/A
Jan 5, 2026 Stephens & Co. Andrew Terrell Equal-Weight Downgrade $N/A
Dec 22, 2025 Janney Montgomery Scott Timothy Coffey Neutral Downgrade $14.00
Dec 18, 2025 DA Davidson Gary Tenner Neutral Downgrade $14.50
Oct 28, 2025 DA Davidson Gary Tenner Buy Maintains $12.50
Oct 27, 2025 Piper Sandler Matthew Clark Overweight Maintains $12.00
Oct 27, 2025 Stephens & Co. Andrew Terrell Overweight Maintains $12.00
Oct 10, 2025 Piper Sandler Matthew Clark Overweight Assumes $11.00
Apr 28, 2025 Stephens & Co. Andrew Terrell Overweight Reiterates $11.00
Apr 25, 2025 Keefe, Bruyette & Woods Wood Lay Outperform Maintains $11.00
Feb 7, 2025 Stephens & Co. Overweight Upgrade $N/A
Jan 27, 2025 Stephens & Co. Andrew Terrell Equal-Weight Reiterates $11.00
Jan 24, 2025 Keefe, Bruyette & Woods Wood Lay Outperform Maintains $11.50
Jul 26, 2024 Piper Sandler Andrew Liesch Overweight Maintains $12.00
Jul 26, 2024 Keefe, Bruyette & Woods Wood Lay Outperform Maintains $11.50
Apr 26, 2024 Piper Sandler Andrew Liesch Overweight Maintains $10.00
Jan 26, 2024 Keefe, Bruyette & Woods Wood Lay Outperform Maintains $11.00
Jan 26, 2024 Piper Sandler Andrew Liesch Overweight Maintains $11.00
Jan 5, 2024 Raymond James David Feaster Outperform Maintains $11.00
Oct 30, 2023 Raymond James David Feaster Outperform Maintains $9.50

Heritage Commerce Corp (HTBK) Competitors

The following stocks are similar to Heritage Commerce based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.

Heritage Commerce Corp (HTBK) Financial Data

Heritage Commerce Corp has a market capitalization of $755.62M with a P/E ratio of 17.9x. The company generates $187.68M in trailing twelve-month revenue with a 23.1% profit margin.

Revenue growth is +18.1% quarter-over-quarter, while maintaining an operating margin of +41.5% and return on equity of +6.3%.

Valuation Metrics

Market Cap $755.62M
Enterprise Value $87.95M
P/E Ratio 17.9x
PEG Ratio 0.4x
Price/Sales 4.1x

Growth & Margins

Revenue Growth (YoY) +18.1%
Gross Margin N/A
Operating Margin +41.5%
Net Margin +23.1%
EPS Growth +39.9%

Financial Health

Cash/Price Ratio +99.0%
Current Ratio N/A
Debt/Equity 0.1x
ROE +6.3%
ROA +0.8%
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Heritage Commerce Corp logo

Heritage Commerce Corp (HTBK) Business Model

About Heritage Commerce Corp

What They Do

Provides banking services for businesses and individuals.

Business Model

Heritage Commerce Corp operates as a bank holding company, generating revenue primarily through its subsidiary, Heritage Bank of Commerce. The bank offers a range of services, including commercial lending, deposit services, and cash management, while focusing on personalized financial solutions for small and medium-sized enterprises and local communities.

Additional Information

Headquartered in San Jose, California, the company emphasizes a regional approach to banking, leveraging local market expertise to support economic growth. It plays a crucial role in the stability of the regional banking sector and aims to enhance stakeholder value through adaptive banking strategies.

Company Information

Sector

Financial Services

Industry

Banks - Regional

Employees

350

CEO

Mr. Robertson Jones Jr.

Country

United States

IPO Year

1998

Heritage Commerce Corp (HTBK) Latest News & Analysis

Latest News

HTBK stock latest news image
Quick Summary

In November, a couple reported receiving $1,489.90 in dividend income, with an additional $1,000+ attributed to their investment in Capital One Financial following its acquisition of Discover.

Why It Matters

The dividend income indicates strong cash flow, suggesting stability and potential growth for Capital One. Positive performance post-acquisition of Discover may boost investor confidence.

Source: Seeking Alpha
Market Sentiment: Positive
HTBK stock latest news image
Quick Summary

Heritage Commerce (HTBK) is being evaluated as a potential top stock pick for momentum investors. Further analysis may provide insights into its investment viability.

Why It Matters

The excerpt suggests potential interest in Heritage Commerce (HTBK) among momentum investors, indicating possible upward price movement and trading opportunities for investors.

Source: Zacks Investment Research
Market Sentiment: Positive
HTBK stock latest news image
Quick Summary

Monteverde & Associates is investigating Heritage Commerce Corp (NASDAQ: HTBK) due to its sale to CVB Financial Corp, offering shareholders 0.6500 shares of CVB stock per Heritage share.

Why It Matters

Shareholder recovery efforts signal potential volatility for Heritage Commerce Corp's stock during the acquisition process, influencing investor sentiment and stock performance.

Source: PRNewsWire
Market Sentiment: Neutral
HTBK stock latest news image
Quick Summary

Charles C. Foti, Jr. and Kahn Swick & Foti, LLC are investigating Heritage Commerce Corp's proposed sale to CVB Financial Corp, where Heritage shareholders would receive 0.6500 shares of CVB stock per share owned.

Why It Matters

The investigation into Heritage Commerce's sale may affect the stock's value and investor sentiment, highlighting potential issues with the deal's fairness or terms.

Source: Business Wire
Market Sentiment: Neutral
HTBK stock latest news image
Quick Summary

Halper Sadeh LLC is investigating the fairness of Heritage Commerce Corp's sale to CVB Financial Corp. for 0.6500 shares of CVB stock per Heritage share, urging shareholders to explore their rights.

Why It Matters

The investigation into Heritage Commerce's sale may affect shareholder value and perceptions of fairness, impacting stock performance and investor confidence.

Source: Business Wire
Market Sentiment: Neutral
HTBK stock latest news image
Quick Summary

Heritage Commerce (HTBK) is being evaluated for its potential as a top stock pick for momentum investors. Further analysis is needed to assess its suitability.

Why It Matters

The excerpt signals potential interest in Heritage Commerce's stock performance, suggesting it may attract momentum investors, impacting its price and trading volume.

Source: Zacks Investment Research
Market Sentiment: Positive

Frequently Asked Questions About HTBK Stock

What is Heritage Commerce Corp's (HTBK) stock forecast for 2026?

Based on our analysis of 8 Wall Street analysts, Heritage Commerce Corp (HTBK) has a median price target of $14.50. The highest price target is $15.00 and the lowest is $14.00.

Is HTBK stock a good investment in 2026?

According to current analyst ratings, HTBK has 1 Buy ratings, 4 Hold ratings, and 0 Sell ratings. The stock is currently trading at $12.32. Always conduct your own research and consider your investment goals before making investment decisions.

What is the long-term price prediction for HTBK stock?

Wall Street analysts predict HTBK stock could reach $14.50 in the next 12 months. This represents a 17.7% increase from the current price of $12.32. Please note that this is a projection by Wall Street analysts and not a guarantee.

What is Heritage Commerce Corp's business model?

Heritage Commerce Corp operates as a bank holding company, generating revenue primarily through its subsidiary, Heritage Bank of Commerce. The bank offers a range of services, including commercial lending, deposit services, and cash management, while focusing on personalized financial solutions for small and medium-sized enterprises and local communities.

What is the highest forecasted price for HTBK Heritage Commerce Corp?

The highest price target for HTBK is $15.00 from David Feaster at Raymond James, which represents a 21.8% increase from the current price of $12.32.

What is the lowest forecasted price for HTBK Heritage Commerce Corp?

The lowest price target for HTBK is $14.00 from Timothy Coffey at Janney Montgomery Scott, which represents a 13.6% increase from the current price of $12.32.

What is the overall HTBK consensus from analysts for Heritage Commerce Corp?

The overall analyst consensus for HTBK is neutral. Out of 8 Wall Street analysts, 1 rate it as Buy, 4 as Hold, and 0 as Sell, with a median price target of $14.50.

How accurate are HTBK stock price projections?

Stock price projections, including those for Heritage Commerce Corp, are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.

Important Disclaimer

The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.

Last updated: January 13, 2026 4:15 PM UTC
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