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LC Stock Forecast: LendingClub Corporation Price Predictions for 2026

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$16.60

+0.04 (0.24%)

LC Stock Forecast 2026-2027

$16.60
Current Price
$1.91B
Market Cap
10 Ratings
Buy 10
Hold 0
Sell 0
Wall St Analyst Ratings

Distance to LC Price Targets

+74.7%
To High Target of $29.00
+32.5%
To Median Target of $22.00
+20.5%
To Low Target of $20.00

LC Price Momentum

+12.4%
1 Week Change
+17.6%
1 Month Change
+74.7%
1 Year Change
-12.4%
Year-to-Date Change
-23.4%
From 52W High of $21.67
+84.4%
From 52W Low of $9.00
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Latest LC Stock Price Targets & Analyst Predictions

Based on our analysis of 17 Wall Street analysts, LC has a bullish consensus with a median price target of $22.00 (ranging from $20.00 to $29.00). The overall analyst rating is Strong Buy (9.0/10). Currently trading at $16.60, the median forecast implies a 32.5% upside. This outlook is supported by 10 Buy, 0 Hold, and 0 Sell ratings.

Conversely, the most conservative target is provided by John Rowan at Janney Montgomery Scott, suggesting a 20.5% upside.

Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.

LC Analyst Ratings

10
Buy
0
Hold
0
Sell

LC Price Target Range

Low
$20.00
Average
$22.00
High
$29.00
Current: $16.60

Latest LC Stock Forecasts by Analyst

These are the latest 20 analyst ratings and price targets for LC.

Date Firm Analyst Rating Change Price Target
Jan 29, 2026 BTIG Vincent Caintic Buy Reiterates $26.00
Dec 4, 2025 JP Morgan Reginald Smith Overweight Maintains $25.00
Nov 10, 2025 Citizens David M. Scharf Market Outperform Upgrade $23.00
Nov 7, 2025 Keefe, Bruyette & Woods Timothy Switzer Outperform Maintains $22.00
Nov 6, 2025 BTIG Vincent Caintic Buy Maintains $26.00
Nov 6, 2025 Janney Montgomery Scott John Rowan Neutral Maintains $20.00
Oct 23, 2025 Keefe, Bruyette & Woods Timothy Switzer Outperform Maintains $20.00
Oct 23, 2025 Piper Sandler Brad Capuzzi Overweight Maintains $20.00
Oct 23, 2025 JP Morgan Reginald Smith Overweight Upgrade $22.00
Oct 23, 2025 BTIG Vincent Caintic Buy Maintains $18.00
Jul 30, 2025 Piper Sandler Brad Capuzzi Overweight Maintains $15.50
Jul 30, 2025 Keefe, Bruyette & Woods Timothy Switzer Outperform Maintains $16.50
Apr 30, 2025 Keefe, Bruyette & Woods Timothy Switzer Outperform Maintains $14.00
Mar 10, 2025 JP Morgan Reginald Smith Neutral Maintains $14.00
Jan 29, 2025 Piper Sandler Brad Capuzzi Overweight Reiterates $19.00
Jan 29, 2025 Keefe, Bruyette & Woods Timothy Switzer Outperform Reiterates $16.00
Jan 3, 2025 Piper Sandler Brad Capuzzi Overweight Maintains $20.00
Dec 4, 2024 Keefe, Bruyette & Woods Timothy Switzer Outperform Maintains $17.00
Dec 2, 2024 JP Morgan Reginald Smith Neutral Downgrade $17.00
Oct 25, 2024 Compass Point Giuliano Bologna Buy Maintains $19.00

LendingClub Corporation (LC) Competitors

The following stocks are similar to LendingClub based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.

LendingClub Corporation (LC) Financial Data

LendingClub Corporation has a market capitalization of $1.91B with a P/E ratio of 14.3x. The company generates $1.33B in trailing twelve-month revenue with a 10.2% profit margin.

Revenue growth is +12.2% quarter-over-quarter, while maintaining an operating margin of +14.1% and return on equity of +9.5%.

Valuation Metrics

Market Cap $1.91B
Enterprise Value $1.01B
P/E Ratio 14.3x
PEG Ratio 0.0x
Price/Sales 1.4x

Growth & Margins

Revenue Growth (YoY) +12.2%
Gross Margin N/A
Operating Margin +14.1%
Net Margin +10.2%
EPS Growth +327.5%

Financial Health

Cash/Price Ratio +48.0%
Current Ratio 2.7x
Debt/Equity 1.1x
ROE +9.5%
ROA +1.0%
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LendingClub Corporation logo

LendingClub Corporation (LC) Business Model

About LendingClub Corporation

What They Do

Operates a digital marketplace bank.

Business Model

The company generates revenue through a combination of interest income from loans and fees associated with its banking services. By offering a diverse range of financial products, including deposit accounts and various types of loans, LendingClub connects borrowers with investors, facilitating a marketplace that benefits both parties. This dual approach allows the company to attract a wide customer base and enhance its profitability.

Additional Information

Founded in 2006 and headquartered in San Francisco, LendingClub has positioned itself as a full-service financial institution by merging traditional banking with innovative digital solutions. Its LevelUp checking account platform has been instrumental in driving customer growth and supporting its core lending operations.

Company Information

Sector

Financial Services

Industry

Banks - Regional

Employees

1,075

CEO

Mr. Scott C. Sanborn

Country

United States

IPO Year

2014

LendingClub Corporation (LC) Latest News & Analysis

Featured Analysis
Powered by Zacks Investment Research

Should You Buy SoFi Technologies Stock After a YTD Decline of 38%?

SOFI stock is down 38% this year, but strong member growth, lending tailwinds and tech platform expansion keep its long-term fintech story intact.

Apr 07, 2026 By Shuvra Shankar Dey Analyst Blog

Latest News

LC stock latest news image
Quick Summary

The company shows strong financials and management optimism under a new chairman, suggesting potential for growth that Wall Street may not have fully recognized yet.

Why It Matters

Strong financials and management optimism suggest potential undervaluation, indicating a possible buying opportunity as Wall Street may not fully recognize the company's growth prospects.

Source: MarketBeat
Market Sentiment: Positive
LC stock latest news image
Quick Summary

LendingClub Corporation (NYSE: LC) will report Q1 2026 earnings on April 27, 2026, after market close, followed by a conference call at 2:00 p.m. to discuss the results.

Why It Matters

LendingClub's upcoming earnings report could impact its stock price, providing insights into its financial health and growth prospects, influencing investor sentiment and trading decisions.

Source: PRNewsWire
Market Sentiment: Neutral
LC stock latest news image
Quick Summary

LendingClub's stock has declined due to guidance concerns and macro issues, yet Q4 showed 25% revenue growth and over 300% EPS growth. It trades at a forward PE of 7.98, below industry averages.

Why It Matters

LendingClub's stock drop contrasts with strong growth metrics and low valuation ratios, suggesting potential buying opportunities amid macroeconomic concerns in private lending.

Source: Seeking Alpha
Market Sentiment: Negative
LC stock latest news image
Quick Summary

Consumer credit stress is prompting borrowers to improve their scores, boosting the consumer credit services industry to an annual revenue of $6.8 billion, driven by rising delinquency rates.

Why It Matters

Rising consumer credit stress boosts demand for credit services, indicating potential growth in that sector. Higher delinquency rates can signal economic challenges, affecting overall market stability.

Source: Benzinga
Market Sentiment: Positive
LC stock latest news image
Quick Summary

Affirm's stock declined due to worries over private-credit liquidity linked to LENDX, though analysts report strong funding demand and loan performance.

Why It Matters

Affirm's stock decline signals market anxiety over liquidity issues, impacting investor confidence, despite strong demand and loan performance suggesting underlying stability.

Source: Barrons
Market Sentiment: Negative
LC stock latest news image
Quick Summary

LendingClub (LC) has been upgraded to a Zacks Rank #1 (Strong Buy), indicating increased optimism about its earnings prospects, which may drive the stock higher.

Why It Matters

LendingClub's upgrade to Zacks Rank #1 signals strong earnings potential, likely boosting investor confidence and share price performance.

Source: Zacks Investment Research
Market Sentiment: Positive

Frequently Asked Questions About LC Stock

What is LendingClub Corporation's (LC) stock forecast for 2026?

Based on our analysis of 17 Wall Street analysts, LendingClub Corporation (LC) has a median price target of $22.00. The highest price target is $29.00 and the lowest is $20.00.

Is LC stock a good investment in 2026?

According to current analyst ratings, LC has 10 Buy ratings, 0 Hold ratings, and 0 Sell ratings. The stock is currently trading at $16.60. Always conduct your own research and consider your investment goals before making investment decisions.

What is the long-term price prediction for LC stock?

Wall Street analysts predict LC stock could reach $22.00 in the next 12 months. This represents a 32.5% increase from the current price of $16.60. Please note that this is a projection by Wall Street analysts and not a guarantee.

What is LendingClub Corporation's business model?

The company generates revenue through a combination of interest income from loans and fees associated with its banking services. By offering a diverse range of financial products, including deposit accounts and various types of loans, LendingClub connects borrowers with investors, facilitating a marketplace that benefits both parties. This dual approach allows the company to attract a wide customer base and enhance its profitability.

What is the highest forecasted price for LC LendingClub Corporation?

The highest price target for LC is $29.00 from at , which represents a 74.7% increase from the current price of $16.60.

What is the lowest forecasted price for LC LendingClub Corporation?

The lowest price target for LC is $20.00 from John Rowan at Janney Montgomery Scott, which represents a 20.5% increase from the current price of $16.60.

What is the overall LC consensus from analysts for LendingClub Corporation?

The overall analyst consensus for LC is bullish. Out of 17 Wall Street analysts, 10 rate it as Buy, 0 as Hold, and 0 as Sell, with a median price target of $22.00.

How accurate are LC stock price projections?

Stock price projections, including those for LendingClub Corporation, are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.

Important Disclaimer

The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.

Last updated: April 17, 2026 7:36 AM UTC
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