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LendingClub Corp (LC) Stock Forecast & Price Prediction

Live LC Stock Price & Analysis

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$13.48

-0.16 (-1.17%)

12 Month Price Forecast For LC

$13.48
Current Price
$1.55B
Market Cap
10 Ratings
Buy 8
Hold 2
Sell 0
Wall St Analyst Ratings

Distance to LC Price Forecasts

+48.4%
To High Target of $20.00
+40.9%
To Median Target of $19.00
+3.9%
To Low Target of $14.00

LC Price Momentum

-0.1%
1 Week Change
-15.3%
1 Month Change
+56.9%
1 Year Change
-16.7%
Year-to-Date Change
-28.1%
From 52W High of $18.75
+80.2%
From 52W Low of $7.48

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Disclaimer: The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.

Data last updated: February 8, 2025 3:57 AM UTC

LC Analyst Ratings & Price Targets

Based on our analysis of 16 Wall Street analysts, LC has a consensus that is bullish. The median price target is $19.00, with forecasts ranging from $14.00 to $20.00. Currently, there are 8 Buy ratings, 2 Hold ratings, and 0 Sell ratings.

With LC currently trading at $13.48, the median price forecast suggests a 40.9% upside. The most optimistic forecast comes from Brad Capuzzi at Piper Sandler, projecting a 48.4% upside, while Reginald Smith at JP Morgan provides the most conservative target, suggesting a 3.9% upside.

Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.

LC Analyst Consensus

8
Buy
2
Hold
0
Sell

LC Price Target Range

Low
$14.00
Average
$19.00
High
$20.00
Current: $13.48

Latest LC Stock Forecasts by Analyst

These are the latest 20 analyst ratings and price targets for LC.

Date Firm Analyst Rating Change Price Target
Jan 29, 2025 Piper Sandler Brad Capuzzi Overweight Reiterates $19.00
Jan 29, 2025 Keefe, Bruyette & Woods Timothy Switzer Outperform Reiterates $16.00
Jan 3, 2025 Piper Sandler Brad Capuzzi Overweight Maintains $20.00
Dec 4, 2024 Keefe, Bruyette & Woods Timothy Switzer Outperform Maintains $17.00
Dec 2, 2024 JP Morgan Reginald Smith Neutral Downgrade $17.00
Oct 25, 2024 Maxim Group Michael Diana Buy Maintains $19.00
Oct 25, 2024 Compass Point Giuliano Bologna Buy Maintains $19.00
Oct 24, 2024 Wedbush David Chiaverini Outperform Maintains $17.00
Oct 24, 2024 Piper Sandler Brad Capuzzi Overweight Reiterates $15.00
Oct 10, 2024 Keefe, Bruyette & Woods Timothy Switzer Outperform Upgrade $15.00
Aug 20, 2024 JP Morgan Reginald Smith Overweight Maintains $14.00
Jul 31, 2024 Compass Point Giuliano Bologna Buy Maintains $15.00
Jul 31, 2024 Keefe, Bruyette & Woods Timothy Switzer Market Perform Maintains $11.50
Jul 31, 2024 Piper Sandler Brad Capuzzi Overweight Reiterates $13.00
Jul 31, 2024 Wedbush David Chiaverini Outperform Maintains $14.00
Jul 18, 2024 Jefferies John Hecht Buy Maintains $12.00
Jun 7, 2024 BTIG Vincent Caintic Buy Initiates $12.00
May 1, 2024 Wedbush David Chiaverini Outperform Reiterates $11.00
May 1, 2024 Piper Sandler Brad Capuzzi Overweight Reiterates $10.00
May 1, 2024 Keefe, Bruyette & Woods Timothy Switzer Market Perform Maintains $10.00

Stocks Similar to LendingClub Corp

The following stocks are similar to LendingClub based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.

LendingClub Corp (LC) Financial Data

LendingClub Corp has a market capitalization of $1.55B with a P/E ratio of 30.4x. The company generates $1.11B in trailing twelve-month revenue with a 4.7% profit margin.

Revenue growth is +11.3% quarter-over-quarter, while maintaining an operating margin of +6.0% and return on equity of +4.1%.

Valuation Metrics

Market Cap $1.55B
Enterprise Value $906.92M
P/E Ratio 30.4x
PEG Ratio 16.3x
Price/Sales 1.4x

Growth & Margins

Revenue Growth (YoY) +11.3%
Gross Margin N/A
Operating Margin +6.0%
Net Margin +4.7%
EPS Growth +188.7%

Financial Health

Cash/Price Ratio +67.1%
Current Ratio 6.7x
Debt/Equity 2.4x
ROE +4.1%
ROA +0.4%

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LendingClub Corp (LC) Company Overview

About LendingClub Corp

What They Do

Provides a range of financial products and services.

Business Model

The company operates as a bank holding company, generating revenue through various financial products such as deposit accounts and a variety of loan offerings, including personal, auto refinance, and small business loans. Additionally, it leverages its online lending marketplace to connect borrowers with investors, enhancing its revenue streams.

Additional Information

Founded in 2006 and headquartered in San Francisco, LendingClub Corporation is positioned in the U.S. financial services market, providing consumers and businesses with accessible financing options.

Company Information

Sector

Financial Services

Industry

Banks - Regional

Employees

1,025

CEO

Mr. Scott C. Sanborn

Country

United States

IPO Year

2014

LendingClub Corp (LC) Latest News & Analysis

LC stock latest news image
Quick Summary

LendingClub issued conservative 2025 guidance, but aims to double loan originations and expand investment products. LC stock is under 10x peak earnings, indicating potential long-term value.

Why It Matters

LendingClub's conservative 2025 guidance may signal short-term challenges, but its growth plans and attractive valuation suggest long-term investment potential, necessitating patience for gains.

Source: Seeking Alpha
Market Sentiment: Positive
LC stock latest news image
Quick Summary

LendingClub's Q4 results showed growth in loan originations and deposits, but some metrics decelerated. Forward guidance led to a 23% drop in shares after hours on January 28.

Why It Matters

LendingClub's mixed quarterly results and reduced growth outlook led to a significant drop in shares, signaling potential concerns about future performance and investor confidence.

Source: PYMNTS
Market Sentiment: Negative
LC stock latest news image
Quick Summary

LendingClub Corporation (NYSE: LC) will hold its Q4 2024 Earnings Conference Call on January 28, 2025, at 5:00 PM ET, featuring key executives and financial analysts.

Why It Matters

The earnings call indicates upcoming financial performance insights for LendingClub, which can influence stock price and investor sentiment.

Source: Seeking Alpha
Market Sentiment: Neutral
LC stock latest news image
Quick Summary

LendingClub Corporation reported a 13% increase in originations, 17% rise in revenue, and 20% growth in total assets for Q4 2024. They completed a $400 million loan sale to a new bank buyer.

Why It Matters

LendingClub's strong growth in originations, revenue, and assets signals robust demand and operational efficiency, enhancing investor confidence in its financial health and market position.

Source: PRNewsWire
Market Sentiment: Neutral
LC stock latest news image
Quick Summary

LendingClub (LC) reported Q3 earnings of $0.11 per share, exceeding the Zacks estimate of $0.10, and up from $0.09 per share in the same quarter last year.

Why It Matters

LendingClub's earnings beat estimates, indicating strong financial performance and growth, which can boost investor confidence and potentially drive stock prices higher.

Source: Zacks Investment Research
Market Sentiment: Positive
LC stock latest news image
Quick Summary

LendingClub (LC) is being evaluated for its potential as a top stock pick for momentum investors. Further analysis will determine its suitability.

Why It Matters

LendingClub's potential as a top stock pick indicates growing investor interest, which may drive share prices up and influence market trends in the fintech sector.

Source: Zacks Investment Research
Market Sentiment: Positive

Frequently Asked Questions About LC Stock

What is LendingClub Corp's (LC) stock forecast for 2025?

Based on our analysis of 16 Wall Street analysts, LendingClub Corp (LC) has a median price target of $19.00. The highest price target is $20.00 and the lowest is $14.00.

Is LC stock a good investment in 2025?

According to current analyst ratings, LC has 8 Buy ratings, 2 Hold ratings, and 0 Sell ratings. The stock is currently trading at $13.48. Always conduct your own research and consider your investment goals before making investment decisions.

What is the price prediction for LC stock?

Wall Street analysts predict LC stock could reach $19.00 in the next 12 months. This represents a 40.9% increase from the current price of $13.48. Please note that this is a projection by Wall Street analysts and not a guarantee.

What is LendingClub Corp's business model?

The company operates as a bank holding company, generating revenue through various financial products such as deposit accounts and a variety of loan offerings, including personal, auto refinance, and small business loans. Additionally, it leverages its online lending marketplace to connect borrowers with investors, enhancing its revenue streams.

What is the highest forecasted price for LC LendingClub Corp?

The highest price target for LC is $20.00 from Brad Capuzzi at Piper Sandler, which represents a 48.4% increase from the current price of $13.48.

What is the lowest forecasted price for LC LendingClub Corp?

The lowest price target for LC is $14.00 from Reginald Smith at JP Morgan, which represents a 3.9% increase from the current price of $13.48.

What is the overall LC consensus from analysts for LendingClub Corp?

The overall analyst consensus for LC is bullish. Out of 16 Wall Street analysts, 8 rate it as Buy, 2 as Hold, and 0 as Sell, with a median price target of $19.00.

How accurate are LC stock price projections?

Stock price projections, including those for LendingClub Corp, are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.