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NYCB Stock Forecast 2025-2026
$12.32
Current Price
$4.38B
Market Cap
Buy 2
Hold 9
Sell 3
Wall St Analyst Ratings
Distance to NYCB Price Targets
+13.6%
To High Target of $14.00
-0.6%
To Median Target of $12.25
-14.8%
To Low Target of $10.50
NYCB Price Momentum
+2.7%
1 Week Change
+18.1%
1 Month Change
-73.7%
1 Year Change
-73.7%
Year-to-Date Change
-2.1%
From 52W High of $12.59
+27.8%
From 52W Low of $9.64
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Latest NYCB Stock Price Targets & Analyst Predictions
Based on our analysis of 27 Wall Street analysts, NYCB has a neutral consensus with a median price target of $12.25 (ranging from $10.50 to $14.00). The overall analyst rating is Buy (6.6/10). Currently trading at $12.32, the median forecast implies a -0.6% downside. This outlook is supported by 2 Buy, 9 Hold, and 3 Sell ratings.
The most optimistic forecast comes from Jared Shaw at Barclays, projecting a 13.6% upside. Conversely, the most conservative target is provided by David Chiaverini at Wedbush, suggesting a 14.8% downside.
Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.
NYCB Analyst Ratings
2
Buy
9
Hold
3
Sell
NYCB Price Target Range
Low
$10.50
Average
$12.25
High
$14.00
Current: $12.32
Latest NYCB Stock Forecasts by Analyst
These are the latest 20 analyst ratings and price targets for NYCB.
| Date | Firm | Analyst | Rating | Change | Price Target |
|---|---|---|---|---|---|
| Oct 29, 2024 | Barclays | Overweight | Maintains | $0.00 | |
| Oct 29, 2024 | JP Morgan | Neutral | Maintains | $0.00 | |
| Oct 9, 2024 | JP Morgan | Anthony Elian | Neutral | Maintains | $12.50 |
| Sep 27, 2024 | Barclays | Jared Shaw | Overweight | Upgrade | $14.00 |
| Sep 17, 2024 | Raymond James | Steve Moss | Market Perform | Upgrade | $0.00 |
| Jul 29, 2024 | Barclays | Jared Shaw | Equal-Weight | Maintains | $10.00 |
| Jul 26, 2024 | Wedbush | David Chiaverini | Neutral | Reiterates | $10.50 |
| Jul 15, 2024 | Keefe, Bruyette & Woods | Christopher Mcgratty | Market Perform | Maintains | $11.25 |
| Jul 3, 2024 | Citigroup | Keith Horowitz | Neutral | Maintains | $4.00 |
| Jun 24, 2024 | Barclays | Jared Shaw | Equal-Weight | Maintains | $4.00 |
| May 2, 2024 | Wedbush | David Chiaverini | Neutral | Upgrade | $3.50 |
| May 1, 2024 | Piper Sandler | Mark Fitzgibbon | Overweight | Upgrade | $4.00 |
| Apr 9, 2024 | RBC Capital | Steven Duong | Sector Perform | Maintains | $4.00 |
| Mar 18, 2024 | Raymond James | Steve Moss | Underperform | Downgrade | $0.00 |
| Mar 11, 2024 | Wedbush | David Chiaverini | Underperform | Reiterates | $3.00 |
| Mar 11, 2024 | Keefe, Bruyette & Woods | Christopher Mcgratty | Market Perform | Maintains | $3.75 |
| Mar 8, 2024 | Wedbush | David Chiaverini | Underperform | Reiterates | $3.00 |
| Mar 8, 2024 | B of A Securities | Ebrahim Poonawala | Neutral | Maintains | $4.25 |
| Mar 8, 2024 | DA Davidson | Peter Winter | Neutral | Maintains | $4.00 |
| Mar 8, 2024 | Barclays | Jared Shaw | Equal-Weight | Initiates | $5.00 |
Flagstar Financial Corporation (NYCB) Competitors
The following stocks are similar to NY Community Bank based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.
Flagstar Financial Corporation (NYCB) Financial Data
Flagstar Financial Corporation has a market capitalization of $4.38B with a P/E ratio of 1.2x. The company generates $1.43B in trailing twelve-month revenue with a -254.7% profit margin.
Revenue growth is -61.1% quarter-over-quarter, while maintaining an operating margin of -73.5% and return on equity of -37.2%.
Valuation Metrics
Market Cap
$4.38B
Enterprise Value
$2.16B
P/E Ratio
1.2x
PEG Ratio
-117.2x
Price/Sales
3.1x
Growth & Margins
Revenue Growth (YoY)
-61.1%
Gross Margin
N/A
Operating Margin
-73.5%
Net Margin
-254.7%
EPS Growth
-36.7%
Financial Health
Cash/Price Ratio
+451.1%
Current Ratio
0.0x
Debt/Equity
2.4x
ROE
-37.2%
ROA
-3.2%
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Flagstar Financial Corporation (NYCB) Business Model
About Flagstar Financial Corporation
What They Do
Provides diverse financial services, focusing on mortgages.
Business Model
Flagstar Financial Corporation generates revenue primarily through mortgage origination and servicing, alongside other financial products such as consumer loans and commercial lending. Its extensive branch network enhances customer access and service delivery, enabling the company to cater to both individual homeowners and large enterprises.
Additional Information
Headquartered in Michigan, the company is well-positioned in the housing and commercial real estate sectors. Flagstar is recognized for its expertise in managing mortgage-backed securities, contributing to market liquidity and economic stability in its service areas.
Company Information
Sector
Financial Services
Industry
Banks - Regional
Employees
6,993
CEO
Mr. Joseph M. Otting
Country
United States
IPO Year
1993
Website
www.flagstar.comFlagstar Financial Corporation (NYCB) Latest News & Analysis
Latest News
Quick Summary
NYCB's Q3 results were negatively impacted by increased provisions, a decline in fee income, and lower loan balances.
Why It Matters
Rising provisions signal potential credit issues, while declining fee income and lower loan balances indicate weakening financial health, raising concerns about NYCB's future performance.
Source: Zacks Investment Research
Market Sentiment:
Negative
Quick Summary
New York Community Bancorp reported a loss in Q3 due to increased reserves for potential loan losses.
Why It Matters
A loss and increased loan loss reserves signal potential credit risk, which may affect profitability and stock performance, prompting investors to reassess the bank's financial health.
Source: Reuters
Market Sentiment:
Negative
Quick Summary
NYCB reported a larger-than-expected quarterly loss and issued a negative outlook, indicating potential challenges ahead for investors.
Why It Matters
Wider-than-expected losses and a negative outlook signal financial instability, potentially lowering investor confidence and affecting stock performance.
Source: Market Watch
Market Sentiment:
Negative
Quick Summary
The company has released its final earnings report under its current name.
Why It Matters
The final earnings report under the current name indicates a potential change in the company's structure or branding, which may affect its market perception and investment strategy.
Source: The Motley Fool
Market Sentiment:
Negative
Quick Summary
New York Community Bancorp, Inc. held its Q3 2024 earnings call on October 25, 2024, featuring key executives and analysts from various financial institutions.
Why It Matters
The earnings call highlights key financial insights and future guidance from New York Community Bancorp, impacting stock performance and investor sentiment.
Source: Seeking Alpha
Market Sentiment:
Neutral
Quick Summary
New York Community Bancorp reported a $4 billion (5%) increase in deposits, a 30% decrease in wholesale borrowings, and maintained an 86% loan-to-deposit ratio as of October 25, 2024.
Why It Matters
The growth in deposits and decreased borrowings indicate financial stability and effective risk management, enhancing investor confidence in New York Community Bancorp's performance and future prospects.
Source: PRNewsWire
Market Sentiment:
Neutral
Frequently Asked Questions About NYCB Stock
What is Flagstar Financial Corporation's (NYCB) stock forecast for 2025?
Based on our analysis of 27 Wall Street analysts, Flagstar Financial Corporation (NYCB) has a median price target of $12.25. The highest price target is $14.00 and the lowest is $10.50.
Is NYCB stock a good investment in 2025?
According to current analyst ratings, NYCB has 2 Buy ratings, 9 Hold ratings, and 3 Sell ratings. The stock is currently trading at $12.32. Always conduct your own research and consider your investment goals before making investment decisions.
What is the long-term price prediction for NYCB stock?
Wall Street analysts predict NYCB stock could reach $12.25 in the next 12 months. This represents a -0.6% decrease from the current price of $12.32. Please note that this is a projection by Wall Street analysts and not a guarantee.
What is Flagstar Financial Corporation's business model?
Flagstar Financial Corporation generates revenue primarily through mortgage origination and servicing, alongside other financial products such as consumer loans and commercial lending. Its extensive branch network enhances customer access and service delivery, enabling the company to cater to both individual homeowners and large enterprises.
What is the highest forecasted price for NYCB Flagstar Financial Corporation?
The highest price target for NYCB is $14.00 from Jared Shaw at Barclays, which represents a 13.6% increase from the current price of $12.32.
What is the lowest forecasted price for NYCB Flagstar Financial Corporation?
The lowest price target for NYCB is $10.50 from David Chiaverini at Wedbush, which represents a -14.8% decrease from the current price of $12.32.
What is the overall NYCB consensus from analysts for Flagstar Financial Corporation?
The overall analyst consensus for NYCB is neutral. Out of 27 Wall Street analysts, 2 rate it as Buy, 9 as Hold, and 3 as Sell, with a median price target of $12.25.
How accurate are NYCB stock price projections?
Stock price projections, including those for Flagstar Financial Corporation, are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.
Important Disclaimer
The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.
Last updated: May 15, 2025 4:30 AM UTC