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OPOF Stock Forecast 2026-2027
$42.10
Current Price
$214.80M
Market Cap
Buy 0
Hold 0
Sell 0
Wall St Analyst Ratings
Distance to OPOF Price Targets
N/A
To High Target of $N/A
N/A
To Median Target of $N/A
N/A
To Low Target of $N/A
OPOF Price Momentum
0.0%
1 Week Change
0.0%
1 Month Change
+67.7%
1 Year Change
0.0%
Year-to-Date Change
-1.3%
From 52W High of $42.68
+147.4%
From 52W Low of $17.02
📊 TOP ANALYST CALLS
Did OPOF Make This Month's Elite Buy List?
We don't follow just any analyst — only the top 3% with a proven track record make our cut. See if Old Point is one of their latest high-conviction picks.
Latest OPOF Stock Price Targets & Analyst Predictions
OPOF has shown a year-to-date change of 0.0% and a 1-year change of 67.7%, reflecting upward momentum over the past year. Comprehensive analyst forecasts are currently unavailable for OPOF. Please refer to the price chart above for recent performance and trends.
Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.
OPOF Analyst Ratings
0
Buy
0
Hold
0
Sell
OPOF Price Target Range
Low
N/A
Average
N/A
High
N/A
Current: $42.10
Latest OPOF Stock Forecasts by Analyst
These are the latest 20 analyst ratings and price targets for OPOF.
| Date | Firm | Analyst | Rating | Change | Price Target |
|---|
Old Point Financial Corporation (OPOF) Competitors
The following stocks are similar to Old Point based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.
OPOF
Old Point Financial
mkt cap
214.80M
Old Point Financial Corporation (OPOF) Financial Data
Old Point Financial Corporation has a market capitalization of $214.80M with a P/E ratio of 24.6x. The company generates $61.00M in trailing twelve-month revenue with a 14.2% profit margin.
Revenue growth is -2.4% quarter-over-quarter, while maintaining an operating margin of +17.2% and return on equity of +7.6%.
Valuation Metrics
Market Cap
$214.80M
Enterprise Value
$181.29M
P/E Ratio
24.6x
PEG Ratio
-0.5x
Price/Sales
3.5x
Growth & Margins
Revenue Growth (YoY)
-2.4%
Gross Margin
N/A
Operating Margin
+17.2%
Net Margin
+14.2%
EPS Growth
-50.9%
Financial Health
Cash/Price Ratio
+48.0%
Current Ratio
N/A
Debt/Equity
0.6x
ROE
+7.6%
ROA
+0.6%
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Old Point Financial Corporation (OPOF) Business Model
About Old Point Financial Corporation
What They Do
Provides commercial banking and financial services.
Business Model
The company operates as a regional bank holding company, generating revenue primarily through traditional banking products such as personal and business loans, deposit accounts, and cash management services. Additionally, it earns income from trust and investment services, which include fiduciary solutions and wealth management for clients.
Additional Information
Old Point Financial Corporation focuses on serving the Hampton Roads area of Virginia, supporting local economic growth by engaging with small and medium-sized businesses and fostering customer relationships. Its commitment to personalized service and regional stability makes it a significant player in the local financial landscape.
Company Information
Sector
Financial Services
Industry
Banks - Regional
Employees
260
CEO
Mr. Robert F. Shuford Jr.
Country
United States
IPO Year
1999
Website
www.oldpoint.comOld Point Financial Corporation (OPOF) Latest News & Analysis
Latest News
Old Point (OPOF) Q2 EPS Falls 52%
5 months ago
Quick Summary
Old Point (OPOF) reported a 52% decrease in earnings per share (EPS) for Q2.
Why It Matters
A 52% drop in Q2 EPS indicates declining profitability for Old Point (OPOF), potentially signaling financial instability and affecting investor confidence and stock performance.
Source: The Motley Fool
Market Sentiment:
Neutral
Old Point Releases Second Quarter 2025 Results
5 months ago
Quick Summary
Old Point Financial Corporation (NASDAQ: OPOF) reported Q2 2025 net income of $1.2M ($0.24 per share), down from $2.2M ($0.42) in Q1 2025 and $2.5M ($0.50) in Q2 2024.
Why It Matters
Old Point's declining net income and earnings per share indicate potential weakness in financial performance, which may affect stock valuation and investor sentiment.
Source: PRNewsWire
Market Sentiment:
Neutral
Old Point Announces Shareholder Approval for Merger
6 months ago
Quick Summary
Old Point Financial Corporation shareholders approved the merger with TowneBank, affecting both the company and its subsidiary, Old Point National Bank.
Why It Matters
The merger approval signals a consolidation in the banking sector, potentially enhancing competitiveness and operational efficiency, which can affect stock performance and investor sentiment.
Source: PRNewsWire
Market Sentiment:
Neutral
Quick Summary
Old Point Financial Corporation announced a quarterly cash dividend of $0.14 per share, payable on June 30, 2025, to shareholders of record by June 9, 2025.
Why It Matters
Old Point Financial's dividend declaration indicates financial stability and profitability, potentially attracting income-focused investors and positively influencing stock price.
Source: PRNewsWire
Market Sentiment:
Neutral
Quick Summary
Old Point's Q1 2025 earnings increased 24% YoY due to margin gains and deposit growth; however, rising NPAs and higher credit loss provisions present near-term challenges.
Why It Matters
Old Point's strong earnings growth signals operational strength, but rising non-performing assets and credit loss provisions indicate potential risks that could affect future profitability.
Source: Zacks Investment Research
Market Sentiment:
Positive
Old Point Releases First Quarter 2025 Results
8 months ago
Quick Summary
Old Point Financial Corporation (OPOF) reported Q1 2025 net income of $2.2 million ($0.42 per share), down from $2.9 million ($0.57 per share) in Q4 2024 but up from $1.7 million ($0.34 per share) in Q1 2024.
Why It Matters
Old Point's Q1 2025 net income and EPS decreased from Q4 2024, indicating potential financial challenges. Year-over-year growth is positive, but the quarterly decline may raise concerns.
Source: PRNewsWire
Market Sentiment:
Neutral
Frequently Asked Questions About OPOF Stock
What is Old Point Financial Corporation's (OPOF) stock forecast for 2026?
Analyst forecasts for Old Point Financial Corporation (OPOF) are not currently available. The stock is trading at $42.10.
Is OPOF stock a good investment in 2026?
Analyst ratings for OPOF are not currently available. The stock is currently trading at $42.10. Investment decisions should be based on thorough research and your personal financial goals. Always conduct your own research and consider your investment goals before making investment decisions.
What is the long-term price prediction for OPOF stock?
Price predictions from Wall Street analysts for OPOF are not currently available. The stock is trading at $42.10.
What is Old Point Financial Corporation's business model?
The company operates as a regional bank holding company, generating revenue primarily through traditional banking products such as personal and business loans, deposit accounts, and cash management services. Additionally, it earns income from trust and investment services, which include fiduciary solutions and wealth management for clients.
What is the highest forecasted price for OPOF Old Point Financial Corporation?
Price targets from Wall Street analysts for OPOF are not currently available. The stock is trading at $42.10.
What is the lowest forecasted price for OPOF Old Point Financial Corporation?
Price targets from Wall Street analysts for OPOF are not currently available. The stock is trading at $42.10.
What is the overall OPOF consensus from analysts for Old Point Financial Corporation?
Analyst ratings for OPOF are not currently available. The stock is trading at $42.10.
How accurate are OPOF stock price projections?
Stock price projections, including those for Old Point Financial Corporation, are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.
Important Disclaimer
The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.
Last updated: January 13, 2026 12:21 PM UTC