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PVBC Stock Forecast: Provident Bancorp Inc. Price Predictions for 2026

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$13.50

+0.40 (3.05%)

PVBC Stock Forecast 2026-2027

$13.50
Current Price
$240.08M
Market Cap
1 Ratings
Buy 0
Hold 1
Sell 0
Wall St Analyst Ratings

Distance to PVBC Price Targets

-7.4%
To High Target of $12.50
-7.4%
To Median Target of $12.50
-7.4%
To Low Target of $12.50

PVBC Price Momentum

0.0%
1 Week Change
0.0%
1 Month Change
+25.3%
1 Year Change
0.0%
Year-to-Date Change
-1.8%
From 52W High of $13.75
+30.1%
From 52W Low of $10.38
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Latest PVBC Stock Price Targets & Analyst Predictions

Based on our analysis of 4 Wall Street analysts, PVBC has a neutral consensus with a median price target of $12.50 (ranging from $12.50 to $12.50). The overall analyst rating is N/A (N/A/10). Currently trading at $13.50, the median forecast implies a -7.4% downside. This outlook is supported by 0 Buy, 1 Hold, and 0 Sell ratings.

The most optimistic forecast comes from Matt Breese at Stephens & Co., projecting a 7.4% downside. Conversely, the most conservative target is provided by Matt Breese at Stephens & Co., suggesting a 7.4% downside.

Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.

PVBC Analyst Ratings

0
Buy
1
Hold
0
Sell

PVBC Price Target Range

Low
$12.50
Average
$12.50
High
$12.50
Current: $13.50

Latest PVBC Stock Forecasts by Analyst

These are the latest 20 analyst ratings and price targets for PVBC.

Date Firm Analyst Rating Change Price Target
May 8, 2025 Stephens & Co. Matt Breese Equal-Weight Maintains $12.50
Nov 20, 2024 Stephens & Co. Matt Breese Equal-Weight Maintains $12.00
Jul 30, 2024 Stephens & Co. Matt Breese Equal-Weight Reiterates $11.00
May 13, 2024 Stephens & Co. Matt Breese Equal-Weight Reiterates $11.00
Nov 16, 2022 Stephens & Co. Matt Breese Equal-Weight Downgrade $12.00
Aug 8, 2022 Stephens & Co. Matt Breese Overweight Maintains $18.00
Mar 29, 2022 Stephens & Co. Overweight Initiates $N/A
Apr 26, 2021 Piper Sandler Jeffrey Kitsis Overweight Upgrade $18.00
Nov 25, 2020 Compass Point Neutral Downgrade $N/A
Mar 4, 2020 Compass Point Laurie Havener Neutral Downgrade $12.00
Oct 18, 2019 Compass Point Buy Initiates $N/A

Provident Bancorp Inc. (PVBC) Competitors

The following stocks are similar to Provident Bancorp based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.

Provident Bancorp Inc. (PVBC) Financial Data

Provident Bancorp Inc. has a market capitalization of $240.08M with a P/E ratio of 18.2x. The company generates $62.10M in trailing twelve-month revenue with a 20.2% profit margin.

Revenue growth is +22.0% quarter-over-quarter, while maintaining an operating margin of +30.3% and return on equity of +5.4%.

Valuation Metrics

Market Cap $240.08M
Enterprise Value $102.25M
P/E Ratio 18.2x
PEG Ratio 0.1x
Price/Sales 3.9x

Growth & Margins

Revenue Growth (YoY) +22.0%
Gross Margin N/A
Operating Margin +30.3%
Net Margin +20.2%
EPS Growth +272.9%

Financial Health

Cash/Price Ratio +59.2%
Current Ratio N/A
Debt/Equity 0.1x
ROE +5.4%
ROA +0.8%
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Provident Bancorp Inc. logo

Provident Bancorp Inc. (PVBC) Business Model

About Provident Bancorp Inc.

What They Do

Provides commercial and retail banking services.

Business Model

The company operates as a bank holding entity, primarily supporting its subsidiary, The Provident Bank, in delivering traditional banking products such as savings and checking accounts, along with various loan options. It generates revenue through interest income from loans and fees associated with banking services, focusing on small to medium-sized enterprises and individual clients.

Additional Information

Provident Bancorp emphasizes personalized service and community involvement, playing a crucial role in local economic development and promoting financial inclusivity across diverse client demographics.

Company Information

Sector

Financial Services

Industry

Banks - Regional

Employees

177

CEO

Mr. Joseph B. Reilly

Country

United States

IPO Year

2015

Provident Bancorp Inc. (PVBC) Latest News & Analysis

Latest News

PVBC stock latest news image
Quick Summary

NB Bancorp, Inc. (NBBK) and Provident Bancorp, Inc. (PVBC) plan to complete their merger on November 15, 2025. The transaction involves multiple mergers, with Needham as the surviving entity.

Why It Matters

The merger between NB Bancorp and Provident Bancorp indicates consolidation in the banking sector, potentially impacting market share, financial stability, and growth opportunities for investors.

Source: PRNewsWire
Market Sentiment: Neutral
PVBC stock latest news image
Quick Summary

NB Bancorp and Provident Bancorp have satisfied all conditions to complete their merger, initiating steps to finalize the transaction as outlined in their June 2025 agreement.

Why It Matters

The completion of the merger between NB Bancorp and Provident Bancorp may enhance market competitiveness, increase market share, and improve financial stability, impacting stock performance and investor sentiment.

Source: PRNewsWire
Market Sentiment: Neutral
PVBC stock latest news image
Quick Summary

NB Bancorp, Inc. and Provident Bancorp, Inc. announced a joint initiative on October 31, 2025. Further details on the partnership were not provided in the excerpt.

Why It Matters

The announcement signals a potential merger or partnership, which could impact stock prices, market positioning, and overall financial stability of both banks.

Source: PRNewsWire
Market Sentiment: Neutral
PVBC stock latest news image
Quick Summary

Provident Bancorp reported Q3 2025 net income of $2.7 million ($0.16/share), down from $2.8 million ($0.17/share) in Q2 2025, but up from $716,000 ($0.04/share) in Q3 2024.

Why It Matters

Provident Bancorp's declining net income indicates potential profitability issues, impacting investor confidence. Year-over-year growth is positive, but sequential decline raises concerns.

Source: PRNewsWire
Market Sentiment: Neutral
PVBC stock latest news image
Quick Summary

NB Bancorp, Inc. plans to acquire Provident Bancorp, Inc. The announcement was made on October 20, 2025, by both companies involved in the transaction.

Why It Matters

The acquisition may affect stock performance, market positioning, and investor sentiment for both companies, influencing potential returns and risk assessments in the banking sector.

Source: PRNewsWire
Market Sentiment: Neutral
PVBC stock latest news image
Quick Summary

No relevant financial news or updates for investors found in the excerpt from Needham and Amesbury, Massachusetts.

Why It Matters

The mention of specific locations may indicate regional economic developments or corporate expansions, potentially affecting local markets and investment opportunities.

Source: PRNewsWire
Market Sentiment: Neutral

Frequently Asked Questions About PVBC Stock

What is Provident Bancorp Inc.'s (PVBC) stock forecast for 2026?

Based on our analysis of 4 Wall Street analysts, Provident Bancorp Inc. (PVBC) has a median price target of $12.50. The highest price target is $12.50 and the lowest is $12.50.

Is PVBC stock a good investment in 2026?

According to current analyst ratings, PVBC has 0 Buy ratings, 1 Hold ratings, and 0 Sell ratings. The stock is currently trading at $13.50. Always conduct your own research and consider your investment goals before making investment decisions.

What is the long-term price prediction for PVBC stock?

Wall Street analysts predict PVBC stock could reach $12.50 in the next 12 months. This represents a -7.4% decrease from the current price of $13.50. Please note that this is a projection by Wall Street analysts and not a guarantee.

What is Provident Bancorp Inc.'s business model?

The company operates as a bank holding entity, primarily supporting its subsidiary, The Provident Bank, in delivering traditional banking products such as savings and checking accounts, along with various loan options. It generates revenue through interest income from loans and fees associated with banking services, focusing on small to medium-sized enterprises and individual clients.

What is the highest forecasted price for PVBC Provident Bancorp Inc.?

The highest price target for PVBC is $12.50 from Matt Breese at Stephens & Co., which represents a -7.4% decrease from the current price of $13.50.

What is the lowest forecasted price for PVBC Provident Bancorp Inc.?

The lowest price target for PVBC is $12.50 from Matt Breese at Stephens & Co., which represents a -7.4% decrease from the current price of $13.50.

What is the overall PVBC consensus from analysts for Provident Bancorp Inc.?

The overall analyst consensus for PVBC is neutral. Out of 4 Wall Street analysts, 0 rate it as Buy, 1 as Hold, and 0 as Sell, with a median price target of $12.50.

How accurate are PVBC stock price projections?

Stock price projections, including those for Provident Bancorp Inc., are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.

Important Disclaimer

The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.

Last updated: April 7, 2026 2:18 PM UTC
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