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RC Stock Forecast: Ready Capital Corporation Price Predictions for 2027

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$1.55

-0.09 (-5.49%)

RC Stock Forecast 2026-2027

$1.55
Current Price
$256.59M
Market Cap
6 Ratings
Buy 0
Hold 5
Sell 1
Wall St Analyst Ratings

Distance to RC Price Targets

+29.0%
To High Target of $2.00
+9.7%
To Median Target of $1.70
-9.7%
To Low Target of $1.40

RC Price Momentum

-6.1%
1 Week Change
-11.4%
1 Month Change
-63.2%
1 Year Change
-28.9%
Year-to-Date Change
-66.2%
From 52W High of $4.58
+3.3%
From 52W Low of $1.50
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Latest RC Stock Price Targets & Analyst Predictions

Based on our analysis of 4 Wall Street analysts, RC has a neutral consensus with a median price target of $1.70 (ranging from $1.40 to $2.00). The overall analyst rating is Hold (5.7/10). Currently trading at $1.55, the median forecast implies a 9.7% upside. This outlook is supported by 0 Buy, 5 Hold, and 1 Sell ratings.

The most optimistic forecast comes from Douglas Harter at UBS, projecting a 29.0% upside.

Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.

RC Analyst Ratings

0
Buy
5
Hold
1
Sell

RC Price Target Range

Low
$1.40
Average
$1.70
High
$2.00
Current: $1.55

Latest RC Stock Forecasts by Analyst

These are the latest 20 analyst ratings and price targets for RC.

Date Firm Analyst Rating Change Price Target
Jul 16, 2026 UBS Douglas Harter Neutral Maintains $2.00
Mar 2, 2026 Piper Sandler Crispin Love Neutral Maintains $2.00
Dec 22, 2025 Piper Sandler Neutral Maintains $N/A
Nov 14, 2025 UBS Neutral Maintains $N/A
Nov 12, 2025 Keefe, Bruyette & Woods Underperform Maintains $N/A
Oct 14, 2025 UBS Neutral Maintains $N/A
Oct 9, 2025 Keefe, Bruyette & Woods Underperform Maintains $N/A
Aug 20, 2025 UBS Neutral Maintains $N/A
Aug 12, 2025 Keefe, Bruyette & Woods Underperform Maintains $N/A
Aug 11, 2025 B. Riley Securities Neutral Maintains $N/A
Jul 10, 2025 Keefe, Bruyette & Woods Underperform Maintains $N/A
May 21, 2025 UBS Neutral Maintains $N/A
May 13, 2025 Keefe, Bruyette & Woods Underperform Maintains $N/A
Apr 16, 2025 UBS Neutral Maintains $N/A
Mar 14, 2025 UBS Neutral Maintains $N/A
Mar 5, 2025 Keefe, Bruyette & Woods Underperform Maintains $N/A
Jan 14, 2025 Keefe, Bruyette & Woods Underperform Maintains $N/A
Jan 7, 2025 B. Riley Securities Neutral Downgrade $N/A
Dec 12, 2024 JMP Securities Market Outperform Maintains $N/A
Nov 15, 2024 UBS Neutral Maintains $N/A

Ready Capital Corporation (RC) Competitors

The following stocks are similar to Ready Capital based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.

Ready Capital Corporation (RC) Financial Data

Ready Capital Corporation has a market capitalization of $256.59M with a P/E ratio of 5.9x. The company generates $-238,199,008 in trailing twelve-month revenue with a 0.0% profit margin.

Revenue growth is -726.4% quarter-over-quarter, while maintaining an operating margin of +162.7% and return on equity of -28.5%.

Valuation Metrics

Market Cap $256.59M
Enterprise Value $4.98B
P/E Ratio 5.9x
PEG Ratio 0.0x
Price/Sales -1.1x

Growth & Margins

Revenue Growth (YoY) -726.4%
Gross Margin N/A
Operating Margin +162.7%
Net Margin 0.0%
EPS Growth +9.1%

Financial Health

Cash/Price Ratio +80.2%
Current Ratio 5.0x
Debt/Equity 324.3x
ROE -28.5%
ROA -6.1%
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Ready Capital Corporation logo

Ready Capital Corporation (RC) Business Model

About Ready Capital Corporation

What They Do

Multi-strategy real estate finance company.

Business Model

The company generates revenue by originating, acquiring, financing, and servicing commercial real estate and small business loans. It operates primarily through two segments: LMM Commercial Real Estate, which offers a variety of loan products for commercial properties, and Small Business Lending, focusing on owner-occupied loans backed by the Small Business Administration.

Additional Information

Founded in 2007 and headquartered in New York, Ready Capital is structured as a real estate investment trust (REIT). It also engages in residential mortgage lending and issues mortgage-backed securities primarily secured by commercial real estate assets, catering to both investors and small business owners.

Company Information

Sector

Real Estate

Industry

REIT - Mortgage

Employees

400

CEO

Mr. Thomas Edward Capasse

Country

United States

IPO Year

2013

Ready Capital Corporation (RC) Latest News & Analysis

Latest News

RC stock latest news image
Quick Summary

Ready Capital's core CRE portfolio delinquency rate rose to 14.8% from 6.7%, indicating credit deterioration. The company plans $2-$2.5 billion in asset sales but lacks guidance on book value.

Why It Matters

Rapid book value erosion and a surge in delinquency rates indicate rising credit risk in Ready Capital's portfolio, suggesting potential losses and volatility, impacting share performance and investor confidence.

Source: Seeking Alpha
Market Sentiment: Negative
RC stock latest news image
Quick Summary

Ready Capital Corporation (NYSE:RC) declared a quarterly cash dividend of $0.01 per share, payable on July 31, 2026, to shareholders on record as of June 30, 2026.

Why It Matters

Ready Capital's announcement of a cash dividend signals ongoing financial stability and returns to shareholders, potentially attracting income-focused investors and influencing stock performance.

Source: GlobeNewsWire
Market Sentiment: Neutral
RC stock latest news image
Quick Summary

Ready Capital (NYSE: RC) reported Q1 2026 results showing ongoing challenges from a balance sheet repositioning plan to enhance liquidity, lower leverage, and improve underperforming commercial real estate assets.

Why It Matters

Ready Capital's Q1 2026 results indicate ongoing financial restructuring that may impact liquidity and leverage, affecting stability and growth potential, which are crucial for investor confidence.

Source: MarketBeat
Market Sentiment: Negative
RC stock latest news image
Quick Summary

Recent market downturns have created attractive entry points for high-yield shares, offering stability and potential capital gains. Investors are advised to prepare for such opportunities.

Why It Matters

The news highlights attractive entry points for high-yield shares during market downturns, suggesting potential for both income and capital gains, signaling a strong investment strategy.

Source: Seeking Alpha
Market Sentiment: Positive
RC stock latest news image
Quick Summary

Over 1,500 stocks reported earnings since mid-April, with an average one-day price reaction of 7%. Earnings volatility is rising, particularly in tech, amid a strong AI-driven bull market.

Why It Matters

Heightened earnings volatility signals market uncertainty and rapid investor sentiment shifts, particularly in tech. This can lead to increased trading opportunities and risks in portfolios.

Source: Seeking Alpha
Market Sentiment: Neutral
RC stock latest news image
Quick Summary

Ready Capital Corporation (NYSE: RC) reported its financial results for Q1 2026, focusing on lower-to-middle-market commercial real estate loans.

Why It Matters

Ready Capital's quarterly financial results can impact stock performance, signaling its operational health and potential for growth in the commercial real estate sector, influencing investor sentiment.

Source: GlobeNewsWire
Market Sentiment: Neutral

Frequently Asked Questions About RC Stock

What is Ready Capital Corporation's (RC) stock forecast for 2027?

Based on our analysis of 4 Wall Street analysts, Ready Capital Corporation (RC) has a median price target of $1.70. The highest price target is $2.00 and the lowest is $1.40.

Is RC stock a good investment in 2027?

According to current analyst ratings, RC has 0 Buy ratings, 5 Hold ratings, and 1 Sell ratings. The stock is currently trading at $1.55. Always conduct your own research and consider your investment goals before making investment decisions.

What is the long-term price prediction for RC stock?

Wall Street analysts predict RC stock could reach $1.70 in the next 12 months. This represents a 9.7% increase from the current price of $1.55. Please note that this is a projection by Wall Street analysts and not a guarantee.

What is Ready Capital Corporation's business model?

The company generates revenue by originating, acquiring, financing, and servicing commercial real estate and small business loans. It operates primarily through two segments: LMM Commercial Real Estate, which offers a variety of loan products for commercial properties, and Small Business Lending, focusing on owner-occupied loans backed by the Small Business Administration.

What is the highest forecasted price for RC Ready Capital Corporation?

The highest price target for RC is $2.00 from Douglas Harter at UBS, which represents a 29.0% increase from the current price of $1.55.

What is the lowest forecasted price for RC Ready Capital Corporation?

The lowest price target for RC is $1.40 from at , which represents a -9.7% decrease from the current price of $1.55.

What is the overall RC consensus from analysts for Ready Capital Corporation?

The overall analyst consensus for RC is neutral. Out of 4 Wall Street analysts, 0 rate it as Buy, 5 as Hold, and 1 as Sell, with a median price target of $1.70.

How accurate are RC stock price projections?

Stock price projections, including those for Ready Capital Corporation, are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.

Important Disclaimer

The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.

Last updated: July 18, 2026 2:52 AM UTC
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