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SSBK Stock Forecast 2026-2027
$36.37
Current Price
$361.07M
Market Cap
Buy 1
Hold 1
Sell 0
Wall St Analyst Ratings
Distance to SSBK Price Targets
+15.5%
To High Target of $42.00
+11.4%
To Median Target of $40.50
+7.2%
To Low Target of $39.00
SSBK Price Momentum
0.0%
1 Week Change
0.0%
1 Month Change
+5.6%
1 Year Change
0.0%
Year-to-Date Change
-7.1%
From 52W High of $39.16
+40.3%
From 52W Low of $25.92
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Did SSBK Make This Month's Elite Buy List?
We don't follow just any analyst — only the top 3% with a proven track record make our cut. See if Southern States Bank is one of their latest high-conviction picks.
Latest SSBK Stock Price Targets & Analyst Predictions
Based on our analysis of 2 Wall Street analysts, SSBK has a neutral consensus with a median price target of $40.50 (ranging from $39.00 to $42.00). The overall analyst rating is N/A (N/A/10). Currently trading at $36.37, the median forecast implies a 11.4% upside. This outlook is supported by 1 Buy, 1 Hold, and 0 Sell ratings.
Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.
SSBK Analyst Ratings
1
Buy
1
Hold
0
Sell
SSBK Price Target Range
Low
$39.00
Average
$40.50
High
$42.00
Current: $36.37
Latest SSBK Stock Forecasts by Analyst
These are the latest 20 analyst ratings and price targets for SSBK.
| Date | Firm | Analyst | Rating | Change | Price Target |
|---|---|---|---|---|---|
| Jul 23, 2024 | Keefe, Bruyette & Woods | Catherine Mealor | Outperform | Reiterates | $36.00 |
| Mar 15, 2024 | Keefe, Bruyette & Woods | Catherine Mealor | Outperform | Upgrade | $35.00 |
| Jan 23, 2024 | Keefe, Bruyette & Woods | Catherine Mealor | Market Perform | Maintains | $32.00 |
| Jul 25, 2023 | Keefe, Bruyette & Woods | Catherine Mealor | Market Perform | Maintains | $26.00 |
| Apr 6, 2023 | Keefe, Bruyette & Woods | Catherine Mealor | Market Perform | Maintains | $25.00 |
| Oct 7, 2022 | Keefe, Bruyette & Woods | Catherine Mealor | Market Perform | Downgrade | $N/A |
| Sep 9, 2022 | Truist Securities | Jennifer Demba | Hold | Downgrade | $N/A |
| Sep 7, 2021 | Truist Securities | Jennifer Demba | Buy | Initiates | $23.00 |
Southern States Bancshares, Inc. (SSBK) Competitors
The following stocks are similar to Southern States Bank based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.
Southern States Bancshares, Inc. (SSBK) Financial Data
Southern States Bancshares, Inc. has a market capitalization of $361.07M with a P/E ratio of 9.6x. The company generates $99.03M in trailing twelve-month revenue with a 37.5% profit margin.
Revenue growth is +23.4% quarter-over-quarter, while maintaining an operating margin of +53.9% and return on equity of +14.5%.
Valuation Metrics
Market Cap
$361.07M
Enterprise Value
$242.95M
P/E Ratio
9.6x
PEG Ratio
9.1x
Price/Sales
3.6x
Growth & Margins
Revenue Growth (YoY)
+23.4%
Gross Margin
N/A
Operating Margin
+53.9%
Net Margin
+37.5%
EPS Growth
+27.5%
Financial Health
Cash/Price Ratio
+65.1%
Current Ratio
N/A
Debt/Equity
0.4x
ROE
+14.5%
ROA
+1.4%
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Southern States Bancshares, Inc. (SSBK) Business Model
About Southern States Bancshares, Inc.
What They Do
Provides a range of banking products and services.
Business Model
The company operates as a financial holding entity, primarily generating revenue through its subsidiary bank, which offers personal and commercial banking services such as deposit accounts, loans, and cash management. By catering to the diverse needs of individuals and businesses in the Southeastern United States, it facilitates economic growth in the region.
Additional Information
Southern States Bancshares focuses on community banking, emphasizing strong customer relationships and personalized service. It operates mainly in Alabama and Georgia, serving a wide variety of sectors, including small and medium-sized enterprises as well as larger corporations, thus playing a vital role in regional economic development.
Company Information
Sector
Financial Services
Industry
Banks - Regional
Employees
206
CEO
Mr. Mark A. Chambers
Country
United States
IPO Year
2021
Website
southernstatesbank.netSouthern States Bancshares, Inc. (SSBK) Latest News & Analysis
Latest News
Quick Summary
FB Financial Corporation has completed its merger with Southern States Bancshares. Southern States' shares ceased trading, and its shareholders received 0.800 shares of FB Financial stock.
Why It Matters
The merger enhances FB Financial's market presence and may improve earnings potential, impacting future stock performance and investor sentiment.
Source: Business Wire
Market Sentiment:
Neutral
Quick Summary
FB Financial Corporation (NYSE: FBK) and Southern States Bancshares, Inc. (Nasdaq: SSBK) have received all regulatory approvals to finalize their merger.
Why It Matters
The merger approval signals potential growth and market expansion for FB Financial, likely boosting investor confidence and impacting stock performance positively.
Source: Business Wire
Market Sentiment:
Neutral
Quick Summary
KSF is investigating the proposed sale of Southern States Bancshares (SSBK) to FB Financial (FBK), where SSBK shareholders would receive 0.800 shares of FBK for each SSBK share owned.
Why It Matters
The investigation into Southern States Bancshares' sale could impact shareholder value and transaction fairness, influencing investor confidence and market perceptions of both companies.
Source: Business Wire
Market Sentiment:
Neutral
Quick Summary
In Q1 2025, the company reported a net income of $10.4 million ($1.03/share), with a net interest income of $24.9 million and a NIM of 3.75%. Loans and deposits grew 6.1% and 2.4% annualized, respectively.
Why It Matters
Strong net income and improved returns indicate solid financial health. Loan and deposit growth signal operational strength, while rising net interest margin may enhance future profitability.
Source: GlobeNewsWire
Market Sentiment:
Neutral
Quick Summary
Halper Sadeh LLC is investigating the fairness of Southern States Bancshares' sale to FB Financial Corporation, offering 0.800 shares of FB for each Southern States share.
Why It Matters
The investigation into Southern States Bancshares' sale could impact shareholder value and market perception, potentially influencing stock performance and investment decisions.
Source: Business Wire
Market Sentiment:
Neutral
Quick Summary
Monteverde & Associates PC is investigating Southern States Bancshares, Inc. (NASDAQ: SSBK) regarding its merger with FB Financial Corporation, following its recognition as a top class action firm.
Why It Matters
The investigation into Southern States Bancshares' merger could impact its stock value and shareholder returns, influencing investment decisions and market sentiment.
Source: PRNewsWire
Market Sentiment:
Neutral
Frequently Asked Questions About SSBK Stock
What is Southern States Bancshares, Inc.'s (SSBK) stock forecast for 2026?
Based on our analysis of 2 Wall Street analysts, Southern States Bancshares, Inc. (SSBK) has a median price target of $40.50. The highest price target is $42.00 and the lowest is $39.00.
Is SSBK stock a good investment in 2026?
According to current analyst ratings, SSBK has 1 Buy ratings, 1 Hold ratings, and 0 Sell ratings. The stock is currently trading at $36.37. Always conduct your own research and consider your investment goals before making investment decisions.
What is the long-term price prediction for SSBK stock?
Wall Street analysts predict SSBK stock could reach $40.50 in the next 12 months. This represents a 11.4% increase from the current price of $36.37. Please note that this is a projection by Wall Street analysts and not a guarantee.
What is Southern States Bancshares, Inc.'s business model?
The company operates as a financial holding entity, primarily generating revenue through its subsidiary bank, which offers personal and commercial banking services such as deposit accounts, loans, and cash management. By catering to the diverse needs of individuals and businesses in the Southeastern United States, it facilitates economic growth in the region.
What is the highest forecasted price for SSBK Southern States Bancshares, Inc.?
The highest price target for SSBK is $42.00 from at , which represents a 15.5% increase from the current price of $36.37.
What is the lowest forecasted price for SSBK Southern States Bancshares, Inc.?
The lowest price target for SSBK is $39.00 from at , which represents a 7.2% increase from the current price of $36.37.
What is the overall SSBK consensus from analysts for Southern States Bancshares, Inc.?
The overall analyst consensus for SSBK is neutral. Out of 2 Wall Street analysts, 1 rate it as Buy, 1 as Hold, and 0 as Sell, with a median price target of $40.50.
How accurate are SSBK stock price projections?
Stock price projections, including those for Southern States Bancshares, Inc., are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.
Important Disclaimer
The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.
Last updated: June 7, 2026 2:18 AM UTC