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STEL Stock Forecast: Stellar Bancorp Inc. Price Predictions for 2025

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$27.64

+0.55 (2.03%)

STEL Stock Forecast 2025-2026

$27.64
Current Price
$1.46B
Market Cap
5 Ratings
Buy 1
Hold 4
Sell 0
Wall St Analyst Ratings

Distance to STEL Price Targets

+15.8%
To High Target of $32.00
+12.2%
To Median Target of $31.00
+4.9%
To Low Target of $29.00

STEL Price Momentum

-0.8%
1 Week Change
-5.4%
1 Month Change
+17.6%
1 Year Change
-2.5%
Year-to-Date Change
-14.6%
From 52W High of $32.36
+29.9%
From 52W Low of $21.27

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Latest STEL Stock Price Targets & Analyst Predictions

Based on our analysis of 7 Wall Street analysts, STEL has a neutral consensus with a median price target of $31.00 (ranging from $29.00 to $32.00). The overall analyst rating is Buy (6.4/10). Currently trading at $27.64, the median forecast implies a 12.2% upside. This outlook is supported by 1 Buy, 4 Hold, and 0 Sell ratings.

Conversely, the most conservative target is provided by Catherine Mealor at Keefe, Bruyette & Woods, suggesting a 4.9% upside.

Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.

STEL Analyst Ratings

1
Buy
4
Hold
0
Sell

STEL Price Target Range

Low
$29.00
Average
$31.00
High
$32.00
Current: $27.64

Latest STEL Stock Forecasts by Analyst

These are the latest 20 analyst ratings and price targets for STEL.

Date Firm Analyst Rating Change Price Target
Feb 3, 2025 Keefe, Bruyette & Woods Catherine Mealor Market Perform Maintains $31.00
Feb 3, 2025 Raymond James David Feaster Outperform Reiterates $31.00
Nov 1, 2024 Keefe, Bruyette & Woods Catherine Mealor Market Perform Maintains $29.00
Jul 29, 2024 Piper Sandler Stephen Scouten Neutral Maintains $27.00
Jul 29, 2024 Keefe, Bruyette & Woods Catherine Mealor Market Perform Maintains $28.00
May 3, 2024 Keefe, Bruyette & Woods Catherine Mealor Market Perform Maintains $26.00
Jan 30, 2024 Raymond James David Feaster Outperform Maintains $29.00
Oct 30, 2023 Raymond James David Feaster Outperform Maintains $24.00
Jul 31, 2023 Raymond James David Feaster Outperform Maintains $27.00
May 1, 2023 Raymond James David Feaster Outperform Maintains $26.00
May 1, 2023 Keefe, Bruyette & Woods Brady Gailey Market Perform Maintains $28.00
Apr 6, 2023 Raymond James David Feaster Outperform Maintains $28.00
Jan 31, 2023 Raymond James David Feaster Outperform Maintains $31.00
Jan 30, 2023 Piper Sandler Brad Milsaps Overweight Upgrade $34.00
Oct 31, 2022 Stephens & Co. Matt Olney Equal-Weight Maintains $37.00
Jun 13, 2013 Raymond James Market Perform Downgrade $0.00
Oct 26, 2012 Raymond James Strong Buy Upgrade $0.00

Stellar Bancorp Inc. (STEL) Competitors

The following stocks are similar to Stellar Bancorp based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.

Stellar Bancorp Inc. (STEL) Financial Data

Stellar Bancorp Inc. has a market capitalization of $1.46B with a P/E ratio of 12.9x. The company generates $433.92M in trailing twelve-month revenue with a 26.5% profit margin.

Revenue growth is -4.2% quarter-over-quarter, while maintaining an operating margin of +36.4% and return on equity of +7.4%.

Valuation Metrics

Market Cap $1.46B
Enterprise Value $640.70M
P/E Ratio 12.9x
PEG Ratio 14.5x
Price/Sales 3.4x

Growth & Margins

Revenue Growth (YoY) -4.2%
Gross Margin N/A
Operating Margin +36.4%
Net Margin +26.5%
EPS Growth -7.5%

Financial Health

Cash/Price Ratio +62.7%
Current Ratio 0.0x
Debt/Equity 0.1x
ROE +7.4%
ROA +1.1%

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Stellar Bancorp Inc. logo

Stellar Bancorp Inc. (STEL) Business Model

About Stellar Bancorp Inc.

What They Do

Provides a range of banking and financial services.

Business Model

The company operates primarily in the banking sector, generating revenue through traditional banking products such as checking and savings accounts, personal and commercial loans, and mortgage services. Additionally, it offers investment management services, allowing clients to manage and grow their wealth.

Additional Information

Stellar Bancorp Inc. serves various economic sectors through its branch network and online platforms, promoting community growth by offering loans and financial advice to local businesses. The firm's robust financial health and adaptability to economic changes position it well for stability and growth in the financial sector.

Company Information

Sector

Financial Services

Industry

Banks - Regional

Employees

1,023

CEO

Mr. Robert R. Franklin Jr.

Country

United States

IPO Year

2017

Stellar Bancorp Inc. (STEL) Latest News & Analysis

STEL stock latest news image
Quick Summary

Stellar Bancorp, Inc. (NYSE: STEL) declared a quarterly cash dividend of $0.14 per share, payable on March 31, 2025, to shareholders of record by March 17, 2025.

Why It Matters

The declaration of a quarterly cash dividend signals financial stability and profitability for Stellar Bancorp, potentially attracting income-focused investors and boosting stock demand.

Source: Business Wire
Market Sentiment: Neutral
STEL stock latest news image
Quick Summary

Stellar Bancorp, Inc. (NYSE:STEL) will hold its Q4 2024 earnings conference call on January 31, 2025, at 6:00 AM ET with key executives participating.

Why It Matters

The upcoming Q4 earnings call for Stellar Bancorp offers insights into financial performance, guidance, and market strategy, which can influence stock valuation and investor sentiment.

Source: Seeking Alpha
Market Sentiment: Neutral
STEL stock latest news image
Quick Summary

Stellar Bancorp reported Q4 2024 net income of $27.8M ($0.52 EPS) and full-year net income of $117.6M ($2.20 EPS).

Why It Matters

Stellar Bancorp's strong Q4 and full-year earnings indicate robust financial health, potentially boosting investor confidence and enhancing stock valuation.

Source: Business Wire
Market Sentiment: Neutral
STEL stock latest news image
Quick Summary

Stellar Bancorp (STEL) reported quarterly earnings of $0.52 per share, exceeding the Zacks Consensus Estimate of $0.48, but down from $0.55 per share a year earlier.

Why It Matters

Stellar Bancorp's earnings beat estimates, indicating strong performance. However, a year-over-year decline may raise concerns about growth sustainability, impacting investor sentiment.

Source: Zacks Investment Research
Market Sentiment: Positive
STEL stock latest news image
Quick Summary

Stellar Bancorp (STEL) reported its quarterly performance for December 2024, with key metrics available for comparison against Wall Street estimates and the previous year's results.

Why It Matters

Stellar Bancorp's quarterly performance relative to Wall Street estimates and past results can indicate growth trends, profitability, and potential investment value.

Source: Zacks Investment Research
Market Sentiment: Positive
STEL stock latest news image
Quick Summary

Stellar Bancorp, Inc. (NYSE: STEL) will hold a conference call on January 31, 2025, at 8:00 a.m. CT to discuss Q4 2024 results, with an earnings release on January 30, 2025.

Why It Matters

The scheduled conference call for Stellar Bancorp's Q4 2024 results allows investors to assess financial performance and future guidance, impacting stock valuation and investment decisions.

Source: Business Wire
Market Sentiment: Neutral

Frequently Asked Questions About STEL Stock

What is Stellar Bancorp Inc.'s (STEL) stock forecast for 2025?

Based on our analysis of 7 Wall Street analysts, Stellar Bancorp Inc. (STEL) has a median price target of $31.00. The highest price target is $32.00 and the lowest is $29.00.

Is STEL stock a good investment in 2025?

According to current analyst ratings, STEL has 1 Buy ratings, 4 Hold ratings, and 0 Sell ratings. The stock is currently trading at $27.64. Always conduct your own research and consider your investment goals before making investment decisions.

What is the long-term price prediction for STEL stock?

Wall Street analysts predict STEL stock could reach $31.00 in the next 12 months. This represents a 12.2% increase from the current price of $27.64. Please note that this is a projection by Wall Street analysts and not a guarantee.

What is Stellar Bancorp Inc.'s business model?

The company operates primarily in the banking sector, generating revenue through traditional banking products such as checking and savings accounts, personal and commercial loans, and mortgage services. Additionally, it offers investment management services, allowing clients to manage and grow their wealth.

What is the highest forecasted price for STEL Stellar Bancorp Inc.?

The highest price target for STEL is $32.00 from at , which represents a 15.8% increase from the current price of $27.64.

What is the lowest forecasted price for STEL Stellar Bancorp Inc.?

The lowest price target for STEL is $29.00 from Catherine Mealor at Keefe, Bruyette & Woods, which represents a 4.9% increase from the current price of $27.64.

What is the overall STEL consensus from analysts for Stellar Bancorp Inc.?

The overall analyst consensus for STEL is neutral. Out of 7 Wall Street analysts, 1 rate it as Buy, 4 as Hold, and 0 as Sell, with a median price target of $31.00.

How accurate are STEL stock price projections?

Stock price projections, including those for Stellar Bancorp Inc., are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.

Important Disclaimer

The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.

Last updated: March 16, 2025 5:04 AM UTC