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STEL Stock Forecast 2026-2027
$37.95
Current Price
$1.93B
Market Cap
Buy 1
Hold 2
Sell 0
Wall St Analyst Ratings
Distance to STEL Price Targets
+15.9%
To High Target of $44.00
+0.1%
To Median Target of $38.00
-15.7%
To Low Target of $32.00
STEL Price Momentum
+0.7%
1 Week Change
+6.7%
1 Month Change
+47.5%
1 Year Change
+22.7%
Year-to-Date Change
-5.6%
From 52W High of $40.21
+54.3%
From 52W Low of $24.59
📊 TOP ANALYST CALLS
Did STEL Make This Month's Elite Buy List?
We don't follow just any analyst — only the top 3% with a proven track record make our cut. See if Stellar Bancorp is one of their latest high-conviction picks.
Latest STEL Stock Price Targets & Analyst Predictions
Based on our analysis of 7 Wall Street analysts, STEL has a neutral consensus with a median price target of $38.00 (ranging from $32.00 to $44.00). The overall analyst rating is N/A (N/A/10). Currently trading at $37.95, the median forecast implies a 0.1% upside. This outlook is supported by 1 Buy, 2 Hold, and 0 Sell ratings.
The most optimistic forecast comes from Catherine Mealor at Keefe, Bruyette & Woods, projecting a 15.9% upside. Conversely, the most conservative target is provided by Catherine Mealor at Keefe, Bruyette & Woods, suggesting a 15.7% downside.
Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.
STEL Analyst Ratings
1
Buy
2
Hold
0
Sell
STEL Price Target Range
Low
$32.00
Average
$38.00
High
$44.00
Current: $37.95
Latest STEL Stock Forecasts by Analyst
These are the latest 20 analyst ratings and price targets for STEL.
| Date | Firm | Analyst | Rating | Change | Price Target |
|---|---|---|---|---|---|
| Feb 3, 2026 | Keefe, Bruyette & Woods | Catherine Mealor | Outperform | Upgrade | $44.00 |
| Oct 27, 2025 | Keefe, Bruyette & Woods | Catherine Mealor | Market Perform | Maintains | $33.00 |
| Jul 29, 2025 | Piper Sandler | Stephen Scouten | Neutral | Maintains | $30.00 |
| Jul 28, 2025 | Keefe, Bruyette & Woods | Catherine Mealor | Market Perform | Maintains | $32.00 |
| Apr 28, 2025 | Keefe, Bruyette & Woods | Catherine Mealor | Market Perform | Maintains | $29.00 |
| Feb 3, 2025 | Keefe, Bruyette & Woods | Catherine Mealor | Market Perform | Maintains | $31.00 |
| Feb 3, 2025 | Raymond James | David Feaster | Outperform | Reiterates | $31.00 |
| Nov 1, 2024 | Keefe, Bruyette & Woods | Catherine Mealor | Market Perform | Maintains | $29.00 |
| Jul 29, 2024 | Keefe, Bruyette & Woods | Catherine Mealor | Market Perform | Maintains | $28.00 |
| Jul 29, 2024 | Piper Sandler | Stephen Scouten | Neutral | Maintains | $27.00 |
| May 3, 2024 | Keefe, Bruyette & Woods | Catherine Mealor | Market Perform | Maintains | $26.00 |
| Jan 30, 2024 | Raymond James | David Feaster | Outperform | Maintains | $29.00 |
| Oct 30, 2023 | Raymond James | David Feaster | Outperform | Maintains | $24.00 |
| Jul 31, 2023 | Raymond James | David Feaster | Outperform | Maintains | $27.00 |
| May 1, 2023 | Keefe, Bruyette & Woods | Brady Gailey | Market Perform | Maintains | $28.00 |
| May 1, 2023 | Raymond James | David Feaster | Outperform | Maintains | $26.00 |
| Apr 6, 2023 | Raymond James | David Feaster | Outperform | Maintains | $28.00 |
| Jan 31, 2023 | Raymond James | David Feaster | Outperform | Maintains | $31.00 |
| Jan 30, 2023 | Piper Sandler | Brad Milsaps | Overweight | Upgrade | $34.00 |
| Oct 31, 2022 | Stephens & Co. | Matt Olney | Equal-Weight | Maintains | $37.00 |
Stellar Bancorp Inc. (STEL) Competitors
The following stocks are similar to Stellar Bancorp based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.
Stellar Bancorp Inc. (STEL) Financial Data
Stellar Bancorp Inc. has a market capitalization of $1.93B with a P/E ratio of 19.1x. The company generates $413.25M in trailing twelve-month revenue with a 24.9% profit margin.
Revenue growth is -3.1% quarter-over-quarter, while maintaining an operating margin of +36.4% and return on equity of +6.3%.
Valuation Metrics
Market Cap
$1.93B
Enterprise Value
$1.56B
P/E Ratio
19.1x
PEG Ratio
-9.9x
Price/Sales
4.7x
Growth & Margins
Revenue Growth (YoY)
-3.1%
Gross Margin
N/A
Operating Margin
+36.4%
Net Margin
+24.9%
EPS Growth
+3.7%
Financial Health
Cash/Price Ratio
+22.0%
Current Ratio
N/A
Debt/Equity
0.0x
ROE
+6.3%
ROA
+0.9%
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Stellar Bancorp Inc. (STEL) Business Model
About Stellar Bancorp Inc.
What They Do
Provides banking and financial services.
Business Model
The company operates a banking model offering traditional products like checking and savings accounts, loans, and mortgage services, alongside investment management. It generates revenue through interest on loans, fees for services, and investment management fees.
Additional Information
Stellar Bancorp Inc. supports community growth by providing financial resources to local businesses and adapting to economic changes, showcasing strong financial health and stability.
Company Information
Sector
Financial Services
Industry
Banks - Regional
Employees
1,053
CEO
Mr. Robert R. Franklin Jr.
Country
United States
IPO Year
2017
Website
www.stellar.bankStellar Bancorp Inc. (STEL) Latest News & Analysis
Latest News
Quick Summary
Stellar Bancorp, Inc. (NYSE: STEL) declared a quarterly cash dividend of $0.15 per share, payable on March 31, 2026, to shareholders on record by March 16, 2026.
Why It Matters
The declaration of a quarterly cash dividend indicates financial stability and shareholder return, potentially boosting investor confidence and influencing stock demand.
Source: Business Wire
Market Sentiment:
Neutral
Quick Summary
Stellar Bancorp (STEL) is being evaluated for its potential as a top stock pick for momentum investors. Further analysis is needed to determine its suitability.
Why It Matters
The inquiry into Stellar Bancorp's potential as a momentum stock signals interest in its growth prospects, affecting investor sentiment and stock demand.
Source: Zacks Investment Research
Market Sentiment:
Positive
Quick Summary
Stellar Bancorp (STEL) is being evaluated for its potential as a top stock pick for momentum investors. Further analysis may be needed to assess its investment viability.
Why It Matters
The inquiry into Stellar Bancorp's momentum potential signals a focus on its growth and performance, attracting investors looking for high-return opportunities.
Source: Zacks Investment Research
Market Sentiment:
Positive
SHAREHOLDER ALERT: The M&A Class Action Firm Announces An Investigation of Stellar Bancorp, Inc. (NYSE: STEL)
2 months ago
Quick Summary
Class action attorney Juan Monteverde's firm is investigating Stellar Bancorp's sale to Prosperity Bancshares, offering shareholders 0.3803 shares of Prosperity and $11.36 in cash per share.
Why It Matters
The investigation into Stellar Bancorp's sale could affect its share price and investor returns, highlighting potential legal risks and financial implications for shareholders.
Source: PRNewsWire
Market Sentiment:
Neutral
Halper Sadeh LLC Encourages STEL, GORO, SKYT Shareholders to Contact the Firm to Discuss Their Rights
2 months ago
Quick Summary
Shareholders are advised to contact the firm promptly due to potential time limitations on enforcing their rights.
Why It Matters
Limited time to enforce rights suggests potential legal or financial issues within the firm, which could impact shareholder value and stock performance.
Source: GlobeNewsWire
Market Sentiment:
Neutral
Quick Summary
Former Louisiana Attorney General Charles C. Foti, Jr. and Kahn Swick & Foti, LLC are investigating the proposed sale of Stellar Bancorp (NYSE: STEL) to Prosperity Bancshares (NYSE: PB).
Why It Matters
The investigation into Stellar Bancorp's sale could impact shareholder value, deal legitimacy, and market perception, influencing investment decisions regarding both Stellar and Prosperity.
Source: Business Wire
Market Sentiment:
Neutral
Frequently Asked Questions About STEL Stock
What is Stellar Bancorp Inc.'s (STEL) stock forecast for 2026?
Based on our analysis of 7 Wall Street analysts, Stellar Bancorp Inc. (STEL) has a median price target of $38.00. The highest price target is $44.00 and the lowest is $32.00.
Is STEL stock a good investment in 2026?
According to current analyst ratings, STEL has 1 Buy ratings, 2 Hold ratings, and 0 Sell ratings. The stock is currently trading at $37.95. Always conduct your own research and consider your investment goals before making investment decisions.
What is the long-term price prediction for STEL stock?
Wall Street analysts predict STEL stock could reach $38.00 in the next 12 months. This represents a 0.1% increase from the current price of $37.95. Please note that this is a projection by Wall Street analysts and not a guarantee.
What is Stellar Bancorp Inc.'s business model?
The company operates a banking model offering traditional products like checking and savings accounts, loans, and mortgage services, alongside investment management. It generates revenue through interest on loans, fees for services, and investment management fees.
What is the highest forecasted price for STEL Stellar Bancorp Inc.?
The highest price target for STEL is $44.00 from Catherine Mealor at Keefe, Bruyette & Woods, which represents a 15.9% increase from the current price of $37.95.
What is the lowest forecasted price for STEL Stellar Bancorp Inc.?
The lowest price target for STEL is $32.00 from Catherine Mealor at Keefe, Bruyette & Woods, which represents a -15.7% decrease from the current price of $37.95.
What is the overall STEL consensus from analysts for Stellar Bancorp Inc.?
The overall analyst consensus for STEL is neutral. Out of 7 Wall Street analysts, 1 rate it as Buy, 2 as Hold, and 0 as Sell, with a median price target of $38.00.
How accurate are STEL stock price projections?
Stock price projections, including those for Stellar Bancorp Inc., are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.
Important Disclaimer
The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.
Last updated: April 20, 2026 6:49 AM UTC