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UBFO Stock Forecast: United Security Bancshares, Inc. Price Predictions for 2025

Home Stocks United States | NASDAQ | Financial Services | Banks - Regional

$9.18

+0.09 (0.99%)

UBFO Stock Forecast 2025-2026

$9.18
Current Price
$159.41M
Market Cap
0 Ratings
Buy 0
Hold 0
Sell 0
Wall St Analyst Ratings

Distance to UBFO Price Targets

N/A
To High Target of $N/A
N/A
To Median Target of $N/A
N/A
To Low Target of $N/A

UBFO Price Momentum

+4.0%
1 Week Change
-9.4%
1 Month Change
+21.3%
1 Year Change
-9.1%
Year-to-Date Change
-12.5%
From 52W High of $10.49
+30.8%
From 52W Low of $7.02
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Latest UBFO Stock Price Targets & Analyst Predictions

UBFO has shown a year-to-date change of -9.1% and a 1-year change of 21.3%, reflecting upward momentum over the past year. Comprehensive analyst forecasts are currently unavailable for UBFO. Please refer to the price chart above for recent performance and trends.

Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.

UBFO Analyst Ratings

0
Buy
0
Hold
0
Sell

UBFO Price Target Range

Low
N/A
Average
N/A
High
N/A
Current: $9.18

Latest UBFO Stock Forecasts by Analyst

These are the latest 20 analyst ratings and price targets for UBFO.

Date Firm Analyst Rating Change Price Target

United Security Bancshares, Inc. (UBFO) Competitors

The following stocks are similar to United Security Bancshares based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.

United Security Bancshares, Inc. (UBFO) Financial Data

United Security Bancshares, Inc. has a market capitalization of $159.41M with a P/E ratio of 10.7x. The company generates $48.60M in trailing twelve-month revenue with a 30.4% profit margin.

Revenue growth is -23.9% quarter-over-quarter, while maintaining an operating margin of +33.0% and return on equity of +11.7%.

Valuation Metrics

Market Cap $159.41M
Enterprise Value $116.37M
P/E Ratio 10.7x
PEG Ratio 0.4x
Price/Sales 3.3x

Growth & Margins

Revenue Growth (YoY) -23.9%
Gross Margin N/A
Operating Margin +33.0%
Net Margin +30.4%
EPS Growth -53.8%

Financial Health

Cash/Price Ratio +35.3%
Current Ratio 0.0x
Debt/Equity 0.1x
ROE +11.7%
ROA +1.2%
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United Security Bancshares, Inc. logo

United Security Bancshares, Inc. (UBFO) Business Model

About United Security Bancshares, Inc.

What They Do

Provides a range of financial services through banking.

Business Model

The company operates as a bank holding company, primarily generating revenue through its subsidiary, United Security Bank. It offers personal and business banking solutions, including checking and savings accounts, loans, and financial advisory services, with a focus on small to mid-sized businesses and individual clients.

Additional Information

United Security Bancshares plays a vital role in local economic development in California's Central Valley, particularly in sectors such as agriculture and commercial development. Its commitment to personalized banking and community engagement establishes it as a significant player in regional banking.

Company Information

Sector

Financial Services

Industry

Banks - Regional

Employees

114

CEO

Mr. Dennis R. Woods M.D.

Country

United States

IPO Year

1999

United Security Bancshares, Inc. (UBFO) Latest News & Analysis

UBFO stock latest news image
Quick Summary

United Security Bancshares (NASDAQ: UBFO) reported its operating results for Q4 and the year ending December 31, 2024. Full details are available on their Investor Relations page.

Why It Matters

The operating results for United Security Bancshares can influence stock performance, investor sentiment, and future growth expectations, impacting investment decisions.

Source: Business Wire
Market Sentiment: Neutral
UBFO stock latest news image
Quick Summary

United Security Bancshares (NASDAQ: UBFO) declared a quarterly cash dividend of $0.12 per share, payable on January 17, 2025, to shareholders on record by January 2, 2025.

Why It Matters

The declaration of a quarterly cash dividend signals financial health and stability, potentially attracting investors seeking income and indicating confidence in future earnings.

Source: Business Wire
Market Sentiment: Neutral
UBFO stock latest news image
Quick Summary

United Security Bancshares (NASDAQ: UBFO) reported its operating results for Q3 and the first nine months of 2024. Full details are available on their Investor Relations page.

Why It Matters

Quarterly results from United Security Bancshares indicate financial performance trends, affecting stock valuation and investor sentiment regarding the bank's stability and growth potential.

Source: Business Wire
Market Sentiment: Neutral
UBFO stock latest news image
Quick Summary

United Security Bancshares (NASDAQ: UBFO) announced its operating results for Q2 and the first half of 2024. Full details can be accessed on their Investor Relations page.

Why It Matters

The announcement of operating results can indicate the company's financial health, impacting stock performance and investor sentiment towards United Security Bancshares.

Source: Business Wire
Market Sentiment: Neutral
UBFO stock latest news image
Quick Summary

United Security Bancshares (NASDAQ: UBFO) announced its operating results for Q1 2024. For details, visit their Investor Relations page.

Why It Matters

Operating results for Q1 2024 could indicate financial health and growth potential for United Security Bancshares, impacting stock performance and investor sentiment.

Source: Business Wire
Market Sentiment: Neutral
UBFO stock latest news image
Quick Summary

United Security Bancshares (NASDAQ: UBFO) announced its operating results for Q4 and the full year ended December 31, 2023. Further details on performance were not included in the excerpt.

Why It Matters

United Security Bancshares' quarterly and annual operating results impact financial performance metrics, influencing stock valuation and investor sentiment.

Source: Business Wire
Market Sentiment: Neutral

Frequently Asked Questions About UBFO Stock

What is United Security Bancshares, Inc.'s (UBFO) stock forecast for 2025?

Analyst forecasts for United Security Bancshares, Inc. (UBFO) are not currently available. The stock is trading at $9.18.

Is UBFO stock a good investment in 2025?

Analyst ratings for UBFO are not currently available. The stock is currently trading at $9.18. Investment decisions should be based on thorough research and your personal financial goals. Always conduct your own research and consider your investment goals before making investment decisions.

What is the long-term price prediction for UBFO stock?

Price predictions from Wall Street analysts for UBFO are not currently available. The stock is trading at $9.18.

What is United Security Bancshares, Inc.'s business model?

The company operates as a bank holding company, primarily generating revenue through its subsidiary, United Security Bank. It offers personal and business banking solutions, including checking and savings accounts, loans, and financial advisory services, with a focus on small to mid-sized businesses and individual clients.

What is the highest forecasted price for UBFO United Security Bancshares, Inc.?

Price targets from Wall Street analysts for UBFO are not currently available. The stock is trading at $9.18.

What is the lowest forecasted price for UBFO United Security Bancshares, Inc.?

Price targets from Wall Street analysts for UBFO are not currently available. The stock is trading at $9.18.

What is the overall UBFO consensus from analysts for United Security Bancshares, Inc.?

Analyst ratings for UBFO are not currently available. The stock is trading at $9.18.

How accurate are UBFO stock price projections?

Stock price projections, including those for United Security Bancshares, Inc., are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.

Important Disclaimer

The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.

Last updated: March 16, 2025 10:37 PM UTC