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VBNK Stock Forecast 2025-2026
$11.15
Current Price
$368.11M
Market Cap
Buy 3
Hold 1
Sell 0
Wall St Analyst Ratings
Distance to VBNK Price Targets
+34.5%
To High Target of $15.00
+13.9%
To Median Target of $12.70
-6.7%
To Low Target of $10.40
VBNK Price Momentum
+0.6%
1 Week Change
-0.6%
1 Month Change
+15.1%
1 Year Change
-19.5%
Year-to-Date Change
-39.3%
From 52W High of $18.38
+31.0%
From 52W Low of $8.51
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Latest VBNK Stock Price Targets & Analyst Predictions
Based on our analysis of 5 Wall Street analysts, VBNK has a bullish consensus with a median price target of $12.70 (ranging from $10.40 to $15.00). Currently trading at $11.15, the median forecast implies a 13.9% upside. This outlook is supported by 3 Buy, 1 Hold, and 0 Sell ratings.
Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.
VBNK Analyst Ratings
3
Buy
1
Hold
0
Sell
VBNK Price Target Range
Low
$10.40
Average
$12.70
High
$15.00
Current: $11.15
Latest VBNK Stock Forecasts by Analyst
These are the latest 20 analyst ratings and price targets for VBNK.
| Date | Firm | Analyst | Rating | Change | Price Target |
|---|---|---|---|---|---|
| Nov 8, 2024 | Raymond James | David Feaster | Outperform | Reiterates | $17.00 |
| Sep 27, 2024 | Roth MKM | Craig Irwin | Buy | Initiates | $18.00 |
| Aug 28, 2024 | Keefe, Bruyette & Woods | Timothy Switzer | Outperform | Initiates | $22.00 |
| Aug 27, 2024 | Keefe, Bruyette & Woods | Timothy Switzer | Outperform | Initiates | $0.00 |
| Dec 14, 2023 | Raymond James | David Feaster | Outperform | Maintains | $10.00 |
| Dec 19, 2022 | Raymond James | William Wallace | Outperform | Assumes | $9.00 |
| May 13, 2022 | Raymond James | William Wallace | Strong Buy | Maintains | $13.00 |
| Dec 31, 2021 | Raymond James | Strong Buy | Initiates | $0.00 | |
| Oct 26, 2021 | Raymond James | Strong Buy | Initiates | $0.00 |
VersaBank (VBNK) Competitors
The following stocks are similar to VersaBank based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.
VersaBank (VBNK) Financial Data
VersaBank has a market capitalization of $368.11M with a P/E ratio of 12.2x. The company generates $78.65M in trailing twelve-month revenue with a 32.1% profit margin.
Revenue growth is -7.5% quarter-over-quarter, while maintaining an operating margin of +41.4% and return on equity of +7.7%.
Valuation Metrics
Market Cap
$368.11M
Enterprise Value
$60.57M
P/E Ratio
12.2x
PEG Ratio
6.6x
Price/Sales
3.4x
Growth & Margins
Revenue Growth (YoY)
-7.5%
Gross Margin
N/A
Operating Margin
+41.4%
Net Margin
+32.1%
EPS Growth
-35.9%
Financial Health
Cash/Price Ratio
+106.6%
Current Ratio
0.0x
Debt/Equity
0.2x
ROE
+7.7%
ROA
+0.8%
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VersaBank (VBNK) Business Model
About VersaBank
What They Do
Innovative electronic branchless banking solutions.
Business Model
VersaBank operates a branchless banking model, utilizing proprietary digital platforms to offer efficient deposit and lending services. This approach allows the bank to minimize operational costs while providing tailored financing solutions to niche markets such as commercial real estate and private equity loans, generating revenue through interest on loans and fees for services.
Additional Information
Founded in 1979 and based in London, Ontario, VersaBank is positioned as a leader in digital banking, emphasizing security and efficiency. It is committed to adapting to contemporary customer needs and investing in cybersecurity and innovative financial technologies to ensure a secure banking experience.
Company Information
Sector
Financial Services
Industry
Banks - Regional
Employees
121
CEO
Mr. David Roy Taylor B.Sc., BSc (Hons), FICB, M.B.A., MBA, PPL
Country
Canada
IPO Year
2017
Website
www.versabank.comVersaBank (VBNK) Latest News & Analysis
Featured Analysis
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Zacks Investment Research
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American Healthcare REIT (AHR) delivered FFO and revenue surprises of 2.70% and 0.37%, respectively, for the quarter ended March 2025. Do the numbers hold clues to what lies ahead for the stock?
May 08, 2025
By Zacks Equity Research
Tale of the Tape
Latest News
Quick Summary
VersaBank (TSX: VBNK, NASDAQ: VBNK) received TSX approval for a Normal Course Issuer Bid. The bank reports significant year-over-year profitability growth in fiscal 2025.
Why It Matters
VersaBank's NCIB signals confidence in its stock, potentially boosting share value. Strong profitability growth and improved efficiency ratios enhance investor appeal and suggest solid financial health.
Source: PRNewsWire
Market Sentiment:
Neutral
Quick Summary
VersaBank (TSX: VBNK, NASDAQ: VBNK) announced that all director nominees were elected at its 2025 Annual Meeting held on April 24, 2025, in London, Ontario.
Why It Matters
The successful election of director nominees indicates stability in VersaBank's leadership, which can positively influence investor confidence and future performance.
Source: PRNewsWire
Market Sentiment:
Neutral
Quick Summary
VersaBank (TSX: VBNK, NASDAQ: VBNK) will hold its annual shareholders' meeting on April 24, 2025, at 10:30 a.m. ET, livestreamed from Nasdaq MarketSite in New York City.
Why It Matters
VersaBank's annual shareholder meeting could influence stock performance and investor sentiment, especially with its livestream from a prominent location like Nasdaq.
Source: PRNewsWire
Market Sentiment:
Neutral
VERSABANK ADDS SECOND US RPP PARTNER; RAPIDLY SURPASSES US$70 MILLION IN US RPP ASSETS IN JUST 75 DAYS
1 month ago
Quick Summary
VersaBank aims for US$290M in US Receivable Purchase Program (RPP) by FY 2025, with a current portfolio of US$70M. Net interest margin is expanding, and it adds BMO Nesbitt Burns to its broker network.
Why It Matters
VersaBank's strong growth in its US Receivable Purchase Program and expanding net interest margin signal robust financial health, enhancing investor confidence and potential for future profitability.
Source: PRNewsWire
Market Sentiment:
Neutral
VERSABANK TO PARTICIPATE IN 37TH ANNUAL ROTH CONFERENCE IN DANA POINT CALIFORNIA MARCH 16-18, 2025
2 months ago
Quick Summary
VersaBank (TSX: VBNK; NASDAQ: VBNK) will participate in the 37th Annual ROTH Conference from March 16-18, 2025, offering one-on-one meetings with management.
Why It Matters
VersaBank's participation in the ROTH Conference signals potential investor interest and engagement, which could influence stock performance and market perception.
Source: PRNewsWire
Market Sentiment:
Neutral
VersaBank (VBNK) Q1 2025 Earnings Call Transcript
2 months ago
Quick Summary
VersaBank (NASDAQ: VBNK) held its Q1 2025 earnings call on March 5, 2025, with CEO David Taylor and CFO John Asma participating, along with analysts from Raymond James, KBW, and Roth Capital.
Why It Matters
VersaBank's Q1 2025 earnings call reveals financial performance, guiding future expectations and investment decisions based on management insights and analyst evaluations.
Source: Seeking Alpha
Market Sentiment:
Neutral
Frequently Asked Questions About VBNK Stock
What is VersaBank's (VBNK) stock forecast for 2025?
Based on our analysis of 5 Wall Street analysts, VersaBank (VBNK) has a median price target of $12.70. The highest price target is $15.00 and the lowest is $10.40.
Is VBNK stock a good investment in 2025?
According to current analyst ratings, VBNK has 3 Buy ratings, 1 Hold ratings, and 0 Sell ratings. The stock is currently trading at $11.15. Always conduct your own research and consider your investment goals before making investment decisions.
What is the long-term price prediction for VBNK stock?
Wall Street analysts predict VBNK stock could reach $12.70 in the next 12 months. This represents a 13.9% increase from the current price of $11.15. Please note that this is a projection by Wall Street analysts and not a guarantee.
What is VersaBank's business model?
VersaBank operates a branchless banking model, utilizing proprietary digital platforms to offer efficient deposit and lending services. This approach allows the bank to minimize operational costs while providing tailored financing solutions to niche markets such as commercial real estate and private equity loans, generating revenue through interest on loans and fees for services.
What is the highest forecasted price for VBNK VersaBank?
The highest price target for VBNK is $15.00 from at , which represents a 34.5% increase from the current price of $11.15.
What is the lowest forecasted price for VBNK VersaBank?
The lowest price target for VBNK is $10.40 from at , which represents a -6.7% decrease from the current price of $11.15.
What is the overall VBNK consensus from analysts for VersaBank?
The overall analyst consensus for VBNK is bullish. Out of 5 Wall Street analysts, 3 rate it as Buy, 1 as Hold, and 0 as Sell, with a median price target of $12.70.
How accurate are VBNK stock price projections?
Stock price projections, including those for VersaBank, are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.
Important Disclaimer
The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.
Last updated: May 18, 2025 11:38 AM UTC