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VBNK Stock Forecast: VersaBank Price Predictions for 2026

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$20.20

+0.53 (2.69%)

VBNK Stock Forecast 2026-2027

$20.20
Current Price
$650.35M
Market Cap
3 Ratings
Buy 2
Hold 1
Sell 0
Wall St Analyst Ratings

Distance to VBNK Price Targets

+13.9%
To High Target of $23.00
+6.4%
To Median Target of $21.50
-1.0%
To Low Target of $20.00

VBNK Price Momentum

+2.8%
1 Week Change
+18.1%
1 Month Change
+83.1%
1 Year Change
+34.8%
Year-to-Date Change
-19.4%
From 52W High of $25.05
+100.0%
From 52W Low of $10.10
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Latest VBNK Stock Price Targets & Analyst Predictions

Based on our analysis of 4 Wall Street analysts, VBNK has a bullish consensus with a median price target of $21.50 (ranging from $20.00 to $23.00). The overall analyst rating is Buy (7.3/10). Currently trading at $20.20, the median forecast implies a 6.4% upside. This outlook is supported by 2 Buy, 1 Hold, and 0 Sell ratings.

Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.

VBNK Analyst Ratings

2
Buy
1
Hold
0
Sell

VBNK Price Target Range

Low
$20.00
Average
$21.50
High
$23.00
Current: $20.20

Latest VBNK Stock Forecasts by Analyst

These are the latest 20 analyst ratings and price targets for VBNK.

Date Firm Analyst Rating Change Price Target
Dec 11, 2025 Roth Capital Craig Irwin Neutral Maintains $13.00
Jun 5, 2025 Raymond James Outperform Reiterates $N/A
Nov 8, 2024 Raymond James Outperform Reiterates $N/A
Sep 27, 2024 Roth MKM Buy Initiates $N/A
Aug 28, 2024 Keefe, Bruyette & Woods Outperform Initiates $N/A
Aug 27, 2024 Keefe, Bruyette & Woods Outperform Initiates $N/A
Dec 14, 2023 Raymond James David Feaster Outperform Maintains $10.00
Dec 19, 2022 Raymond James William Wallace Outperform Assumes $9.00
May 13, 2022 Raymond James William Wallace Strong Buy Maintains $13.00
Dec 31, 2021 Raymond James Strong Buy Initiates $N/A
Oct 26, 2021 Raymond James Strong Buy Initiates $N/A

VersaBank (VBNK) Competitors

The following stocks are similar to VersaBank based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.

VersaBank (VBNK) Financial Data

VersaBank has a market capitalization of $650.35M with a P/E ratio of 30.1x. The company generates $98.51M in trailing twelve-month revenue with a 22.0% profit margin.

Revenue growth is +29.5% quarter-over-quarter, while maintaining an operating margin of +27.4% and return on equity of +5.6%.

Valuation Metrics

Market Cap $650.35M
Enterprise Value $129.60M
P/E Ratio 30.1x
PEG Ratio -2.6x
Price/Sales 4.7x

Growth & Margins

Revenue Growth (YoY) +29.5%
Gross Margin N/A
Operating Margin +27.4%
Net Margin +22.0%
EPS Growth -11.8%

Financial Health

Cash/Price Ratio +88.2%
Current Ratio N/A
Debt/Equity 0.1x
ROE +5.6%
ROA +0.5%
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VersaBank logo

VersaBank (VBNK) Business Model

About VersaBank

What They Do

Innovative electronic branchless banking solutions.

Business Model

VersaBank operates a unique business model focused on electronic banking, minimizing operational costs by eliminating physical branches. It generates revenue through tailored financing solutions in niche markets such as commercial real estate and private equity loans, utilizing proprietary digital platforms for efficient service delivery.

Additional Information

Established in 1979 and headquartered in London, Ontario, VersaBank is positioned as a leader in digital transformation within the banking sector. Its commitment to cybersecurity and innovative technologies ensures a secure banking experience, catering to the evolving demands of modern customers.

Company Information

Sector

Financial Services

Industry

Banks - Regional

Employees

121

CEO

Mr. David Roy Taylor B.Sc., BSc (Hons), FICB, M.B.A., MBA, PPL

Country

Canada

IPO Year

2017

VersaBank (VBNK) Latest News & Analysis

Featured Analysis
Powered by Zacks Investment Research

VersaBank (VBNK) is an Incredible Growth Stock: 3 Reasons Why

VersaBank (VBNK) possesses solid growth attributes, which could help it handily outperform the market.

Jun 09, 2026 By Zacks Equity Research Tale of the Tape

Latest News

VBNK stock latest news image
Quick Summary

VersaBank's founder, David Taylor, is featured in the publication "Monarchy and Democracy: A History of Leadership," which examines the Crown's influence on UK democracy over the past century.

Why It Matters

VersaBank's leadership recognition in a significant publication enhances its reputation, potentially attracting investors seeking stability and growth in a politically and socially transformative environment.

Source: PRNewsWire
Market Sentiment: Neutral
VBNK stock latest news image
Quick Summary

VersaBank (VBNK) demonstrates strong growth potential, indicating it may outperform the market.

Why It Matters

VersaBank's strong growth potential suggests it may deliver higher returns compared to the market, attracting investors seeking growth opportunities.

Source: Zacks Investment Research
Market Sentiment: Positive
VBNK stock latest news image
Quick Summary

VersaBank (NASDAQ: VBNK) reported record credit assets and revenue for Q2 fiscal 2026, but results were impacted by non-core costs from a corporate reorganization and branch sale.

Why It Matters

VersaBank's record credit assets and revenue indicate strong performance, but non-core costs from restructuring may impact future profitability and investor confidence.

Source: MarketBeat
Market Sentiment: Negative
VBNK stock latest news image
Quick Summary

VersaBank (VBNK:CA) held its Q2 2026 earnings call, but specific financial results and key highlights from the call are not provided in the excerpt.

Why It Matters

The Q2 2026 earnings call for VersaBank provides insights into the bank's financial health, growth prospects, and management outlook, influencing investment decisions and stock valuation.

Source: Seeking Alpha
Market Sentiment: Neutral
VBNK stock latest news image
Quick Summary

VersaBank (TSX: VBNK, NASDAQ: VBNK) declared a cash dividend of CAD $0.025 per common share for Q3 2026, payable on July 31, 2026, to shareholders of record by July 10, 2026.

Why It Matters

VersaBank's dividend declaration signals financial health and profitability, potentially boosting investor confidence and attracting income-focused buyers.

Source: PRNewsWire
Market Sentiment: Neutral
VBNK stock latest news image
Quick Summary

VersaBank (VBNK) reported quarterly earnings of $0.28 per share, matching estimates and up from $0.18 per share a year earlier.

Why It Matters

VersaBank's earnings growth signals improved profitability, aligning with expectations, which could boost investor confidence and affect stock performance positively.

Source: Zacks Investment Research
Market Sentiment: Positive

Frequently Asked Questions About VBNK Stock

What is VersaBank's (VBNK) stock forecast for 2026?

Based on our analysis of 4 Wall Street analysts, VersaBank (VBNK) has a median price target of $21.50. The highest price target is $23.00 and the lowest is $20.00.

Is VBNK stock a good investment in 2026?

According to current analyst ratings, VBNK has 2 Buy ratings, 1 Hold ratings, and 0 Sell ratings. The stock is currently trading at $20.20. Always conduct your own research and consider your investment goals before making investment decisions.

What is the long-term price prediction for VBNK stock?

Wall Street analysts predict VBNK stock could reach $21.50 in the next 12 months. This represents a 6.4% increase from the current price of $20.20. Please note that this is a projection by Wall Street analysts and not a guarantee.

What is VersaBank's business model?

VersaBank operates a unique business model focused on electronic banking, minimizing operational costs by eliminating physical branches. It generates revenue through tailored financing solutions in niche markets such as commercial real estate and private equity loans, utilizing proprietary digital platforms for efficient service delivery.

What is the highest forecasted price for VBNK VersaBank?

The highest price target for VBNK is $23.00 from at , which represents a 13.9% increase from the current price of $20.20.

What is the lowest forecasted price for VBNK VersaBank?

The lowest price target for VBNK is $20.00 from at , which represents a -1.0% decrease from the current price of $20.20.

What is the overall VBNK consensus from analysts for VersaBank?

The overall analyst consensus for VBNK is bullish. Out of 4 Wall Street analysts, 2 rate it as Buy, 1 as Hold, and 0 as Sell, with a median price target of $21.50.

How accurate are VBNK stock price projections?

Stock price projections, including those for VersaBank, are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.

Important Disclaimer

The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.

Last updated: June 15, 2026 4:10 AM UTC
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