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WDH Stock Forecast: Waterdrop Inc. Price Predictions for 2026

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$1.80

-0.02 (-1.10%)

WDH Stock Forecast 2025-2026

$1.80
Current Price
$664.09M
Market Cap
5 Ratings
Buy 4
Hold 1
Sell 0
Wall St Analyst Ratings

Distance to WDH Price Targets

+61.7%
To High Target of $2.91
+33.4%
To Median Target of $2.40
-24.4%
To Low Target of $1.36

WDH Price Momentum

-2.7%
1 Week Change
+12.5%
1 Month Change
+59.3%
1 Year Change
+52.5%
Year-to-Date Change
-17.4%
From 52W High of $2.18
+66.7%
From 52W Low of $1.08
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Latest WDH Stock Price Targets & Analyst Predictions

Based on our analysis of 3 Wall Street analysts, WDH has a bullish consensus with a median price target of $2.40 (ranging from $1.36 to $2.91). The overall analyst rating is Strong Buy (8.8/10). Currently trading at $1.80, the median forecast implies a 33.4% upside. This outlook is supported by 4 Buy, 1 Hold, and 0 Sell ratings.

Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.

WDH Analyst Ratings

4
Buy
1
Hold
0
Sell

WDH Price Target Range

Low
$1.36
Average
$2.40
High
$2.91
Current: $1.80

Latest WDH Stock Forecasts by Analyst

These are the latest 20 analyst ratings and price targets for WDH.

Date Firm Analyst Rating Change Price Target
Sep 8, 2023 Goldman Sachs Thomas Wang Buy Maintains $2.80
Dec 7, 2022 Goldman Sachs Thomas Wang Buy Maintains $3.30
Sep 16, 2022 Morgan Stanley Jenny Jiang Overweight Upgrade $2.10
Sep 13, 2022 Morgan Stanley Equal-Weight Downgrade $N/A
Mar 25, 2022 Morgan Stanley Jenny Jiang Equal-Weight Downgrade $2.00
Dec 2, 2021 CLSA Outperform Downgrade $N/A
Jun 2, 2021 Morgan Stanley Overweight Initiates $N/A
Jun 1, 2021 CLSA Buy Initiates $N/A
Jun 1, 2021 B of A Securities Buy Initiates $N/A
Jun 1, 2021 Goldman Sachs Buy Initiates $N/A

Waterdrop Inc. (WDH) Competitors

The following stocks are similar to Waterdrop based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.

Waterdrop Inc. (WDH) Financial Data

Waterdrop Inc. has a market capitalization of $664.09M with a P/E ratio of 9.0x. The company generates $460.02M in trailing twelve-month revenue with a 15.6% profit margin.

Revenue growth is +38.4% quarter-over-quarter, while maintaining an operating margin of +11.7% and return on equity of +10.1%.

Valuation Metrics

Market Cap $664.09M
Enterprise Value $728.40M
P/E Ratio 9.0x
PEG Ratio 0.3x
Price/Sales 0.2x

Growth & Margins

Revenue Growth (YoY) +38.4%
Gross Margin +51.3%
Operating Margin +11.7%
Net Margin +15.6%
EPS Growth +60.1%

Financial Health

Cash/Price Ratio +22.2%
Current Ratio 2.6x
Debt/Equity 1.7x
ROE +10.1%
ROA +3.2%
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Waterdrop Inc. logo

Waterdrop Inc. (WDH) Business Model

About Waterdrop Inc.

What They Do

Provides digital insurance and health services.

Business Model

The company connects users with a range of affordable insurance products using a digital platform. Waterdrop collaborates with insurance carriers to offer personalized solutions while utilizing data analytics and AI to improve underwriting and claims processes, generating revenue through commissions and service fees.

Additional Information

Waterdrop also features a crowdfunding platform that assists individuals in accessing funds for critical illnesses, promoting a community-driven model. As a key player in the insurtech industry, it aligns with the global trend of digital transformation in financial services.

Company Information

Sector

Financial Services

Industry

Insurance - Diversified

Employees

3,057

CEO

Dr. Peng Shen

Country

China

IPO Year

2021

Waterdrop Inc. (WDH) Latest News & Analysis

Latest News

WDH stock latest news image
Quick Summary

The insurance broker reported a 38.4% revenue increase in Q3, driven by a significant 20-fold growth in its young technical services segment.

Why It Matters

The 38.4% revenue growth, driven by a significant rise in the technical services segment, indicates strong performance and potential for future profitability, positively influencing investor sentiment.

Source: Benzinga
Market Sentiment: Neutral
WDH stock latest news image
Quick Summary

Waterdrop Inc. (WDH) will hold its Q3 2025 earnings call on December 3, 2025, at 7:00 AM EST, featuring key executives including the Head of Finance and a Partner from their Insurance Technology division.

Why It Matters

Waterdrop Inc.'s upcoming earnings call may reveal key financial performance metrics, strategic updates, and market outlook, influencing stock valuation and investor sentiment.

Source: Seeking Alpha
Market Sentiment: Neutral
WDH stock latest news image
Quick Summary

Waterdrop Inc. (NYSE: WDH) reported Q3 2025 net operating revenue of RMB 974.9 million, a 38.4% increase year-over-year, highlighting strong growth in their insurance and healthcare services.

Why It Matters

Waterdrop Inc.'s 38.4% revenue growth signals strong demand for its services, potentially boosting investor confidence and stock performance in the insurance and healthcare sectors.

Source: PRNewsWire
Market Sentiment: Neutral
WDH stock latest news image
Quick Summary

Waterdrop Inc. reported a Q3 2025 operating profit of RMB113.8 million (US$16.0 million), up 329.8% year-over-year, highlighting significant profit growth for the company.

Why It Matters

Waterdrop Inc.'s significant 329.8% increase in operating profit signals strong financial performance, indicating potential for growth and investment opportunities in the insurance and healthcare sectors.

Source: PRNewsWire
Market Sentiment: Neutral
WDH stock latest news image
Quick Summary

Waterdrop Inc. (NYSE: WDH) received the Global Best Case Brands Award at the MC&SD conference for its contributions to inclusive protection, selected from over 100 nominees.

Why It Matters

Waterdrop Inc.'s recognition with the Global Best Case Brands Award enhances its brand value and credibility, potentially attracting more investors and boosting stock performance.

Source: PRNewsWire
Market Sentiment: Neutral
WDH stock latest news image
Quick Summary

Over a third of China's population uses Waterdrop. The insurtech sector is projected to grow at a CAGR of 54%. Valuations indicate potential 30% upside in the next year.

Why It Matters

China's large user base for Waterdrop and strong growth projections in insurtech signal significant market potential, suggesting a favorable investment opportunity with anticipated 30% upside.

Source: Seeking Alpha
Market Sentiment: Positive

Frequently Asked Questions About WDH Stock

What is Waterdrop Inc.'s (WDH) stock forecast for 2026?

Based on our analysis of 3 Wall Street analysts, Waterdrop Inc. (WDH) has a median price target of $2.40. The highest price target is $2.91 and the lowest is $1.36.

Is WDH stock a good investment in 2026?

According to current analyst ratings, WDH has 4 Buy ratings, 1 Hold ratings, and 0 Sell ratings. The stock is currently trading at $1.80. Always conduct your own research and consider your investment goals before making investment decisions.

What is the long-term price prediction for WDH stock?

Wall Street analysts predict WDH stock could reach $2.40 in the next 12 months. This represents a 33.4% increase from the current price of $1.80. Please note that this is a projection by Wall Street analysts and not a guarantee.

What is Waterdrop Inc.'s business model?

The company connects users with a range of affordable insurance products using a digital platform. Waterdrop collaborates with insurance carriers to offer personalized solutions while utilizing data analytics and AI to improve underwriting and claims processes, generating revenue through commissions and service fees.

What is the highest forecasted price for WDH Waterdrop Inc.?

The highest price target for WDH is $2.91 from at , which represents a 61.7% increase from the current price of $1.80.

What is the lowest forecasted price for WDH Waterdrop Inc.?

The lowest price target for WDH is $1.36 from at , which represents a -24.4% decrease from the current price of $1.80.

What is the overall WDH consensus from analysts for Waterdrop Inc.?

The overall analyst consensus for WDH is bullish. Out of 3 Wall Street analysts, 4 rate it as Buy, 1 as Hold, and 0 as Sell, with a median price target of $2.40.

How accurate are WDH stock price projections?

Stock price projections, including those for Waterdrop Inc., are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.

Important Disclaimer

The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.

Last updated: December 8, 2025 5:55 AM UTC
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