ACIWACIWTechnology · Software - Infrastructure

ACIW Stock Forecast: ACI Worldwide, Inc. Price Predictions for 2026-2027

Last close, 2 Oct 2026
$50
+0.97% on the day

The 4 Wall Street analysts covering ACI Worldwide, Inc. hold a median 12-month price target of $66 — +31.6% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 76 of 100 as at 1 Oct 2026 — inside the top quartile. Here, the model and the Street point the same way.

Market cap
$4.9B
Ticker Nerd rank
76 / 100
Median analyst target
$66
Analysts covering
4
Revenue$430.4M+7.3% y/y
Operating income$44.6M
Net income$31.8M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
+1.3%
1M
−4.4%
YTD
+4.9%
1Y
−5.4%
From 52W high
−16.6%
From 52W low
+30.4%
$38
$60
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

ACIW stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores ACI Worldwide, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 1 Oct 2026
76 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Volatility
99
Issuance
96
Value
75
Accruals
66
Revisions
63
Quality
61
Momentum
60
Growth
31
Size
23

Volatility (99): The share price has been relatively steady.

Growth (31): Sales and profits are flat, shrinking, or growing more slowly than they were.

Size (23): Larger than most of the companies we track — more scrutinised, less often mispriced.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

ACIW stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on ACIW, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$40$50$60$70Jan 26Apr 26Jul 26Oct 26ACIWHigh $70Median $66Low $66

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says4 analysts
3 Buy1 Hold0 Sell
Low $66Median $66High $70

The green dot is the last close — the median target sits +31.6% from it.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
2 Sept 2026DA DavidsonMaintainsBuy$66
8 Aug 2026DA DavidsonMaintainsBuy—
7 Aug 2026DA DavidsonMaintainsBuy$64 → $66
15 July 2026DA DavidsonMaintainsBuy$60 → $64
15 July 2026DA DavidsonMaintainsBuy—
11 May 2026DA DavidsonMaintainsBuy—
11 May 2026DA DavidsonMaintainsBuy$60
14 Jan 2026Seaport GlobalMaintainsBuy—
16 Oct 2025DA DavidsonMaintainsBuy—
17 July 2025Stephens & Co.UpgradeOverweight—
27 May 2025JefferiesMaintainsBuy—
12 May 2025DA DavidsonUpgradeBuy—
8 Nov 2024DA DavidsonDowngradeNeutral—
18 Oct 2024Stephens & Co.DowngradeEqual-Weight—
15 Oct 2024DA DavidsonMaintainsBuy—
5 Aug 2024DA DavidsonMaintainsBuy—
2 Aug 2024Canaccord GenuityMaintainsBuy—
2 Aug 2024NeedhamReiteratesHold—
23 July 2024DA DavidsonMaintainsBuy—
1 May 2024Craig-HallumMaintainsBuy—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. ACIW appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

ACIW vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 2 Oct 2026, ACI Worldwide, Inc. returned −5.4% against +15.4% for the S&P 500, dividends included.

ACIW vs S&P 500, last 12 monthsTotal return, rebased to 100
708090100110120Jan 26Apr 26Jul 26Oct 26ACIWS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

ACIW analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+2.0%
Analysts raising
3
Analysts cutting
0
Fundamentals

ACI Worldwide, Inc. (ACIW) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
22.4×

Cheaper than 33% of US stocks

Price / sales
2.7×

Cheaper than 43% of US stocks

Price / book
3.3×

Cheaper than 29% of US stocks

EV / EBITDA
14.6×

Cheaper than 23% of US stocks

Growth & margins
Revenue growth (YoY)
7.3%

Higher than 45% of US stocks

Earnings growth (YoY)
160.6%

Higher than 88% of US stocks

Gross margin
42.2%

Higher than 52% of US stocks

Operating margin
10.5%

Higher than 65% of US stocks

Net margin
12.4%

Higher than 74% of US stocks

Returns & dividend
Return on equity
15.6%

Higher than 75% of US stocks

Return on assets
7.0%

Higher than 85% of US stocks

Dividend yield
—

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

ACI Worldwide, Inc. (ACIW) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • ACI Worldwide, Inc. has a market value of $4.9B and an enterprise value of $5.6B.

  • Revenue in the twelve months to 30 June 2026: $1.8B. The latest quarter grew 7.3% year on year.

  • Net income over the same four quarters: $225.7M, a 12.4% net margin.

  • Diluted earnings per share, trailing twelve months: $2.18.

  • Shares outstanding: 101.2M.

  • Trailing P/E: 22.4×; forward P/E: 12.6× — the forward figure prices analyst consensus estimates, not reported earnings.

  • ACI Worldwide, Inc. employs 2,930 people — $621K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 1 Oct 2026

Data provided by Twelve Data

Peers

ACIW vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelSoftware - Infrastructure
CompanyMarket capTKN rank
ACIWACI Worldwide, Inc.$4.9B
76
CORZCore Scientific, Inc.$5.1B
14
MBGLMobility Global, Inc.$5.2B
0
BLSHBullish$5.2B
10
BOXBox, Inc.$4.8B
95
VRNSVaronis Systems, Inc.$5.6B
68
WEXWEX, Inc.$5.8B
81

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own ACI Worldwide, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest ACIW news & analysis

Federal Home Loan Bank of Cincinnati Moves Member Payment Processing to ACI Connetic

Business Wire · 30 Sept 2026positive

ACI Worldwide announced that the Federal Home Loan Bank of Cincinnati is moving the payment processing behind its member funding services to ACI Connetic. This follows growth in FHLB Cincinnati's Advances outstanding in the first half of 2026, with the system designed to handle payment activity at whatever volume the day brings.

Why it matters — This new client win for ACI Connetic with a Federal Home Loan Bank signals growing adoption of ACI Worldwide's payments technology.

ACI Worldwide and Cognizant Demonstrate Strong Card Processing Performance on Amazon Web Services, Inc. (AWS)

Business Wire · 28 Sept 2026positive

ACI Worldwide and Cognizant announced results of joint performance testing of the BASE24-eps card processing solution on AWS. Under simulated point-of-sale load, BASE24-eps sustained more than double its target transaction load for 30 minutes with no failed transactions.

Why it matters — The successful performance testing demonstrates the scalability and reliability of ACI's foundational card processing technology on a leading cloud platform.

Solaris Goes Live on ACI Worldwide's ACI Connetic for SEPA Instant Payments

Business Wire · 24 Sept 2026positive

ACI Worldwide announced that Solaris, Europe's leading embedded finance platform, has gone live on schedule on ACI Connetic, completing the first phase of Solaris' payments modernization initiative by consolidating its SEPA Instant payments infrastructure onto the platform.

Why it matters — The successful, on-schedule go-live of a major European embedded finance platform on ACI Connetic demonstrates customer adoption and progress for ACI's cloud-native payments orchestration offering.

Buy 3 Mobile Payment Stocks to Tap Solid Short-Term Upside Potential

Zacks Investment Research · 23 Sept 2026positive

Zacks Investment Research highlights ACI Worldwide (ACIW), along with PAY and RELY, as mobile payment stocks with strong earnings revisions and short-term upside potential as digital payments expand.

Why it matters — The report points to favorable earnings revisions and growth prospects for ACIW amid expanding digital payments, which may interest investors watching the stock.

ACI Worldwide Extends ACI Connetic to Support Payments Orchestrated Through Swift's Ledger

Business Wire · 22 Sept 2026neutral

ACI Worldwide announced it is extending its ACI Connetic payments hub to support intelligent routing for transactions orchestrated through Swift's ledger. This capability lets banks process tokenized deposit payments alongside traditional payment types using the same operational controls, workflows, and infrastructure, eliminating the need for separate digital-asset payment operations.

Why it matters — This expansion positions ACI Worldwide to serve banks integrating digital-asset payments through existing infrastructure, potentially broadening its payments technology market relevance.

FAQ

Frequently asked questions about ACIW stock

What is the ACIW stock price forecast for 2026-2027?

The 4 Wall Street analysts covering ACI Worldwide, Inc. have a median 12-month price target of $66, with estimates ranging from $66 to $70. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is ACIW stock a buy right now?

Of the 4 analysts covering ACI Worldwide, Inc., 3 rate it a Buy, 1 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks ACI Worldwide, Inc. 76 out of 100 across roughly 4,600 US stocks as at 1 Oct 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank ACIW?

As at 1 Oct 2026, ACI Worldwide, Inc. ranks 76 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Volatility (99 of 100).

Will ACIW stock go up?

No one can know that. What the data says: the median 12-month target from 4 analysts implies +31.6% from the last close, and Ticker Nerd's factor model ranks ACI Worldwide, Inc. 76 out of 100 as at 1 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the ACIW stock forecast for 2030?

No analyst covering ACI Worldwide, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for ACIW are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $66 to $70 over the next 12 months.

How has ACIW stock performed over the past year?

ACI Worldwide, Inc. returned -5.4% over the 12 months to 2 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does ACI Worldwide, Inc. do?

ACI Worldwide, Inc. is a global payments technology company that develops software and services for electronic payment processing.

What is the latest news on ACIW?

The most recent item we track (Business Wire, 30 Sept 2026): "Federal Home Loan Bank of Cincinnati Moves Member Payment Processing to ACI Connetic". ACI Worldwide announced that the Federal Home Loan Bank of Cincinnati is moving the payment processing behind its member funding services to ACI Connetic. This follows growth in FHLB Cincinnati's Advances outstanding in the first half of 2026, with the system designed to handle payment activity at whatever volume the day brings.

Company

About ACI Worldwide, Inc.

ACI Worldwide, Inc. is a global payments technology company that develops software and services for electronic payment processing. ACI Worldwide provides solutions for banks, merchants, billers, and other payment participants, with tools for payment orchestration, real-time transactions, card processing, bill presentment, bill payment, and fraud management. Its business is organized around payment software and billing services, supporting organizations that need to move money securely across digital channels, mobile platforms, and other payment environments. The company serves a wide range of industries, including financial services, utilities, healthcare, education, government, insurance, telecommunications, and subscription-based businesses. ACI Worldwide plays an important infrastructure role in the financial market by helping institutions modernize payment systems and manage complex transaction flows across domestic and international markets.

CEO Mr. Thomas Woodrow Warsop III · 2,930 employees · United States · https://www.aciworldwide.com