ACTACTFinancial Services · Insurance - Specialty

ACT Stock Forecast: Enact Holdings, Inc. Price Predictions for 2026-2027

Last close, 14 Oct 2026
$45
+0.62% on the day

The 6 Wall Street analysts covering Enact Holdings, Inc. hold a median 12-month price target of $50 — +10.6% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 80 of 100 as at 14 Oct 2026 — inside the top quartile. Here, the model and the Street point the same way.

Market cap
$6.2B
Ticker Nerd rank
80 / 100
Median analyst target
$50
Analysts covering
6
Revenue$317.3M+4.2% y/y
Net income$174.8M
Free cash flow$118.5M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
−1.3%
1M
−9.7%
YTD
+15.8%
1Y
+27.0%
From 52W high
−9.7%
From 52W low
+32.2%
$34
$50
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

ACT stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Enact Holdings, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 14 Oct 2026
80 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Issuance
83
Momentum
82
Quality
73
Volatility
73
Revisions
72
Value
66
Growth
62
Accruals
40
Size
19

Issuance (83): The share count has been shrinking and the company is not leaning on new borrowing.

Accruals (40): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

Size (19): Larger than most of the companies we track — more scrutinised, less often mispriced.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

ACT stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on ACT, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$35$40$45$50$55Jan 26Apr 26Jul 26Oct 26ACTHigh $53Median $50Low $44

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says6 analysts
1 Buy4 Hold1 Sell
Low $44Median $50High $53

The green dot is the last close — the median target sits +10.6% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 4 moved their price target up and 0 moved it down.

DateFirmActionRatingTarget
10 Aug 2026Keefe, Bruyette & WoodsMaintainsMarket Perform$44 → $49
7 Aug 2026JP MorganMaintainsNeutral$46 → $48
7 Aug 2026RBC CapitalMaintainsSector Perform$46 → $50
13 July 2026JP MorganMaintainsNeutral$45 → $46
13 July 2026JP MorganMaintainsNeutral—
25 June 2026RBC CapitalInitiatesSector Perform—
21 Apr 2026B of A SecuritiesMaintainsBuy—
5 Feb 2026JP MorganMaintainsNeutral—
5 Feb 2026Keefe, Bruyette & WoodsMaintainsMarket Perform—
12 Jan 2026JP MorganMaintainsNeutral—
18 Dec 2025Keefe, Bruyette & WoodsMaintainsMarket Perform—
7 Nov 2025JP MorganMaintainsNeutral—
11 Aug 2025JP MorganMaintainsNeutral—
11 July 2025JP MorganMaintainsNeutral—
7 July 2025Keefe, Bruyette & WoodsMaintainsMarket Perform—
5 May 2025Keefe, Bruyette & WoodsDowngradeMarket Perform—
5 May 2025UBSMaintainsNeutral—
8 Apr 2025Keefe, Bruyette & WoodsMaintainsOutperform—
14 Jan 2025JP MorganMaintainsNeutral—
8 Jan 2025Keefe, Bruyette & WoodsMaintainsOutperform—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. ACT appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

ACT vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 14 Oct 2026, Enact Holdings, Inc. returned +27.0% against +17.5% for the S&P 500, dividends included.

ACT vs S&P 500, last 12 monthsTotal return, rebased to 100
90100110120130140Jan 26Apr 26Jul 26Oct 26ACTS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

ACT analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+1.6%
Analysts raising
1
Analysts cutting
1
Fundamentals

Enact Holdings, Inc. (ACT) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
9.5×

Cheaper than 59% of US stocks

Price / sales
4.9×

Cheaper than 24% of US stocks

Price / book
1.2×

Cheaper than 66% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
4.1%

Higher than 36% of US stocks

Earnings growth (YoY)
4.2%

Higher than 41% of US stocks

Gross margin
—
Operating margin
73.3%

Higher than 99% of US stocks

Net margin
54.5%

Higher than 96% of US stocks

Returns & dividend
Return on equity
12.9%

Higher than 70% of US stocks

Return on assets
8.4%

Higher than 89% of US stocks

Dividend yield
2.1%

Higher than 80% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Enact Holdings, Inc. (ACT) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Enact Holdings, Inc. has a market value of $6.2B and an enterprise value of $6.4B.

  • Revenue in the twelve months to 30 June 2026: $1.3B. The latest quarter grew 4.1% year on year.

  • Net income over the same four quarters: $683.3M, a 54.5% net margin.

  • Diluted earnings per share, trailing twelve months: $4.75.

  • Free cash flow in the twelve months to 30 June 2026: $720.8M.

  • Enact Holdings, Inc. spent $419.1M on share buybacks and $124.5M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 138.1M.

  • Trailing P/E: 9.5×; forward P/E: 8.9× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 2.14%, paying out 18% of earnings.

  • Enact Holdings, Inc. employs 419 people — $3.0M of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 14 Oct 2026

Data provided by Twelve Data

Peers

ACT vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelInsurance - Specialty
CompanyMarket capTKN rank
ACTEnact Holdings, Inc.$6.2B
80
FAFFirst American Financial Corp.$6.3B
75
ESNTEssent Group Ltd.$5.9B
79
MTGMGIC Investment Corp.$5.8B
76
AXSAXIS Capital Holdings Ltd.$7.3B
71
RDNRadian Group Inc.$4.5B
53
FNFFidelity National Financial, Inc.$10.6B
24

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Enact Holdings, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest ACT news & analysis

Enact to Host Third Quarter 2026 Earnings Call November 5th

GlobeNewsWire · 8 Oct 2026neutral

Enact Holdings announced that it will release its third-quarter 2026 earnings after the market closes on November 4, 2026, and host an earnings call on November 5.

Why it matters — ACT watchers can note the scheduled dates for the company's third-quarter results and related call.

What Makes Enact Holdings (ACT) a New Buy Stock

Zacks Investment Research · 6 Oct 2026positive

Enact Holdings (ACT) was upgraded to Zacks Rank #2 (Buy), reflecting growing optimism about its earnings prospects. The excerpt says this optimism might drive the stock higher in the near term.

Why it matters — ACT watchers may note the improved assessment of the company’s earnings prospects and the stated potential for near-term stock movement.

Enact Holdings: The Parent Company's Need Is The Shareholder's Opportunity

Seeking Alpha · 2 Oct 2026positive

Enact Holdings has reduced diluted shares by 6.9% over the past year, making buybacks the primary driver of EPS growth. The company's excess capital and recurring premiums support its 2026 capital allocation plan of $550M-$600M, while parent Genworth participates in the proportional buyback program to keep its 81% stake.

Why it matters — ACT watchers would care because Enact's stable capital allocation program, driven by its parent company's structural need for cash, could support further EPS growth through continued buybacks.

Enact Mortgage Insurance Enters Into a Forward Quota Share Reinsurance Transaction as Part of its Diversified Credit Risk Transfer Program

GlobeNewsWire · 1 Oct 2026positive

Enact Mortgage Insurance announced a forward quota share reinsurance transaction as part of its diversified credit risk transfer program, securing approximately 35% of quota share reinsurance coverage from a panel of third-party reinsurance providers.

Why it matters — This transaction shows Enact's continued use of reinsurance to transfer credit risk and manage its capital position.

Enact Receives Ratings Upgrade from AM Best

GlobeNewsWire · 18 Sept 2026positive

Enact Holdings, Inc. received a ratings upgrade from AM Best. The upgrade highlights the company's continued strong performance and robust capital position.

Why it matters — A ratings upgrade from AM Best reflects a strengthening in Enact's creditworthiness and financial stability, which is relevant to investors monitoring the company's risk profile.

FAQ

Frequently asked questions about ACT stock

What is the ACT stock price forecast for 2026-2027?

The 6 Wall Street analysts covering Enact Holdings, Inc. have a median 12-month price target of $50, with estimates ranging from $44 to $53. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is ACT stock a buy right now?

Of the 6 analysts covering Enact Holdings, Inc., 1 rate it a Buy, 4 a Hold and 1 a Sell. Ticker Nerd's systematic factor model ranks Enact Holdings, Inc. 80 out of 100 across roughly 4,600 US stocks as at 14 Oct 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank ACT?

As at 14 Oct 2026, Enact Holdings, Inc. ranks 80 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Issuance (83 of 100).

Will ACT stock go up?

No one can know that. What the data says: the median 12-month target from 6 analysts implies +10.6% from the last close, and Ticker Nerd's factor model ranks Enact Holdings, Inc. 80 out of 100 as at 14 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the ACT stock forecast for 2030?

No analyst covering Enact Holdings, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for ACT are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $44 to $53 over the next 12 months.

How has ACT stock performed over the past year?

Enact Holdings, Inc. returned +27.0% over the 12 months to 14 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Enact Holdings, Inc. do?

Enact Holdings, Inc. is a private mortgage insurance company that supports the U.S.

What is the latest news on ACT?

The most recent item we track (GlobeNewsWire, 8 Oct 2026): "Enact to Host Third Quarter 2026 Earnings Call November 5th". Enact Holdings announced that it will release its third-quarter 2026 earnings after the market closes on November 4, 2026, and host an earnings call on November 5.

Company

About Enact Holdings, Inc.

Enact Holdings, Inc. is a private mortgage insurance company that supports the U.S. housing finance market. The company provides credit protection to mortgage lenders and investors by writing and assuming residential mortgage guaranty insurance, helping cover a portion of unpaid loan balances. Its product set includes private mortgage insurance for prime-based, individually underwritten residential mortgage loans, pool mortgage insurance, contract underwriting services, and mortgage-related reinsurance. Enact Holdings serves a broad customer base that includes large money center banks, non-bank lenders, national and local mortgage bankers, community banks, and credit unions. The company operates through its mortgage insurance business, making it an important participant in residential lending and risk management across the United States.

CEO Mr. Rohit Gupta · 419 employees · United States · https://enactmi.com