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ACTACTFinancial Services · Insurance - Specialty

ACT Stock Forecast: Enact Holdings, Inc. Price Predictions for 2026-2027

Last close, 14 Aug 2026
$50
+0.32% on the day

The 5 Wall Street analysts covering Enact Holdings, Inc. hold a median 12-month price target of $50 — +0.1% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 78 of 100 as at 14 Aug 2026 — inside the top quartile. Here, the model and the Street point the same way.

Market cap
$6.9B
Ticker Nerd rank
78 / 100
Median analyst target
$50
Analysts covering
5
Total return, dividends reinvested
1W
+2.0%
1M
+9.4%
YTD
+27.3%
1Y
+33.4%
From 52W high
0.0%
From 52W low
+45.3%
$34
$50
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

ACT stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Enact Holdings, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 14 Aug 2026
78 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Momentum
93
Issuance
83
Volatility
79
Quality
74
Value
62
Growth
61
Revisions
59
Accruals
40
Size
20

Momentum (93): The shares have been drifting up relative to others.

Accruals (40): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

Size (20): Larger than most of the companies we track — more scrutinised, less often mispriced.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

ACT stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on ACT, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$35$40$45$50$55Oct 25Jan 26Apr 26Jul 26ACTHigh $53Median $50Low $48

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

What Wall Street says5 analysts
1 Buy4 Hold0 Sell
Low $48Median $50High $53

The green dot is the last close — the median target sits +0.1% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 4 moved their price target up and 0 moved it down.

DateFirmActionRatingTarget
10 Aug 2026Keefe, Bruyette & WoodsMaintainsMarket Perform$44 → $49
7 Aug 2026JP MorganMaintainsNeutral$46 → $48
7 Aug 2026RBC CapitalMaintainsSector Perform$46 → $50
13 July 2026JP MorganMaintainsNeutral$45 → $46
13 July 2026JP MorganMaintainsNeutral—
25 June 2026RBC CapitalInitiatesSector Perform—
21 Apr 2026B of A SecuritiesMaintainsBuy—
5 Feb 2026JP MorganMaintainsNeutral—
5 Feb 2026Keefe, Bruyette & WoodsMaintainsMarket Perform—
12 Jan 2026JP MorganMaintainsNeutral—
18 Dec 2025Keefe, Bruyette & WoodsMaintainsMarket Perform—
7 Nov 2025JP MorganMaintainsNeutral—
11 Aug 2025JP MorganMaintainsNeutral—
11 July 2025JP MorganMaintainsNeutral—
7 July 2025Keefe, Bruyette & WoodsMaintainsMarket Perform—
5 May 2025Keefe, Bruyette & WoodsDowngradeMarket Perform—
5 May 2025UBSMaintainsNeutral—
8 Apr 2025Keefe, Bruyette & WoodsMaintainsOutperform—
14 Jan 2025JP MorganMaintainsNeutral—
8 Jan 2025Keefe, Bruyette & WoodsMaintainsOutperform—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. ACT appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Estimates

ACT analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+0.9%
Analysts raising
0
Analysts cutting
2
Fundamentals

Enact Holdings, Inc. (ACT) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
10.5×

Cheaper than 58% of US stocks

Price / sales
5.5×

Cheaper than 23% of US stocks

Price / book
1.3×

Cheaper than 65% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
4.1%

Higher than 37% of US stocks

Earnings growth (YoY)
4.2%

Higher than 41% of US stocks

Gross margin
—
Operating margin
73.3%

Higher than 99% of US stocks

Net margin
54.5%

Higher than 96% of US stocks

Returns & dividend
Return on equity
12.9%

Higher than 70% of US stocks

Return on assets
8.4%

Higher than 89% of US stocks

Dividend yield
1.9%

Higher than 44% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Peers

ACT vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelInsurance - Specialty
CompanyMarket capTKN rank
ACTEnact Holdings, Inc.$6.9B
78
MTGMGIC Investment Corp.$6.6B
84
ESNTEssent Group Ltd.$6.6B
83
AXSAXIS Capital Holdings Ltd.$7.5B
69
FAFFirst American Financial Corp.$7.5B
81
RDNRadian Group Inc.$5.0B
53
RYANRyan Specialty Holdings, Inc.$11.0B
56

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Enact Holdings, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest ACT news & analysis

Dividend Champion, Contender, And Challenger Highlights: Week August 16

Seeking Alpha · 14 Aug 2026neutral

A weekly summary of dividend activity for Dividend Champions, Contenders, and Challengers was published on August 16, highlighting companies that changed their dividends and those with upcoming ex-dividend dates.

Why it matters — An ACT watcher would care because Enact Holdings, Inc. could be included among the dividend-paying companies tracked in this weekly recap, signaling potential changes to its dividend schedule or status.

Enact Holdings, Inc. (ACT) Q2 2026 Earnings Call Transcript

Seeking Alpha · 6 Aug 2026neutral

Seeking Alpha published a transcript of Enact Holdings, Inc.'s Q2 2026 earnings call. The item presents a record of the company's earnings discussion for the quarter.

Why it matters — An ACT watcher would look to the earnings call transcript for management's commentary and operational details from the Q2 2026 period.

Enact Holdings, Inc. (ACT) Q2 Earnings and Revenues Top Estimates

Zacks Investment Research · 6 Aug 2026positive

Enact Holdings, Inc. reported Q2 earnings of $1.26 per share, surpassing the Zacks Consensus Estimate of $1.2 per share and up from $1.15 per share a year earlier. Revenues also exceeded estimates for the quarter.

Why it matters — ACT watchers would note that the quarterly results beat analyst expectations and showed earnings growth versus the prior-year period.

Enact Reports Second Quarter 2026 Results; Announces $0.24 Quarterly Dividend

GlobeNewsWire · 5 Aug 2026positive

Enact Holdings reported second quarter 2026 results with GAAP net income of $175 million, or $1.25 per diluted share, and adjusted operating income of $177 million, or $1.26 per diluted share. The company also announced a $0.24 quarterly dividend and raised its full-year capital return guidance to between $550 million and $600 million.

Why it matters — The results include growth in primary insurance in-force, strong PMIERs sufficiency of 161%, and an increased capital return guidance, which are indicators of the company's financial position and capital deployment for ACT shareholders.

Enact Holdings, Inc. (ACT) Reports Next Week: Wall Street Expects Earnings Growth

Zacks Investment Research · 29 July 2026negative

Enact Holdings (ACT) is set to report its quarterly earnings next week, with Wall Street anticipating earnings growth. However, the article notes the company lacks the key ingredients typically needed for an earnings beat.

Why it matters — ACT shareholders would care because the upcoming earnings report and the company's apparent difficulty achieving a beat could influence near-term stock performance.

FAQ

Frequently asked questions about ACT stock

What is the ACT stock price forecast for 2026-2027?

The 5 Wall Street analysts covering Enact Holdings, Inc. have a median 12-month price target of $50, with estimates ranging from $48 to $53. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is ACT stock a buy right now?

Of the 5 analysts covering Enact Holdings, Inc., 1 rate it a Buy, 4 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Enact Holdings, Inc. 78 out of 100 across roughly 4,600 US stocks as at 14 Aug 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank ACT?

As at 14 Aug 2026, Enact Holdings, Inc. ranks 78 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Momentum (93 of 100).

Will ACT stock go up?

No one can know that. What the data says: the median 12-month target from 5 analysts implies +0.1% from the last close, and Ticker Nerd's factor model ranks Enact Holdings, Inc. 78 out of 100 as at 14 Aug 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the ACT stock forecast for 2030?

No analyst covering Enact Holdings, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for ACT are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $48 to $53 over the next 12 months.

How has ACT stock performed over the past year?

Enact Holdings, Inc. returned +33.4% over the 12 months to 14 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Enact Holdings, Inc. do?

Enact Holdings, Inc. is a leading private mortgage insurance company operating in the United States housing finance market.

What is the latest news on ACT?

The most recent item we track (Seeking Alpha, 14 Aug 2026): "Dividend Champion, Contender, And Challenger Highlights: Week August 16". A weekly summary of dividend activity for Dividend Champions, Contenders, and Challengers was published on August 16, highlighting companies that changed their dividends and those with upcoming ex-dividend dates.

Company

About Enact Holdings, Inc.

Enact Holdings, Inc. is a leading private mortgage insurance company operating in the United States housing finance market. The company specializes in writing and assuming residential mortgage guaranty insurance, primarily serving originators of residential mortgage loans. Enact's product portfolio includes private mortgage insurance for prime-based, individually underwritten residential mortgage loans, pool mortgage insurance, contract underwriting services for mortgage lenders, and mortgage-related reinsurance products. The company's insurance subsidiaries provide coverage that protects lenders and investors against potential losses from borrower defaults on residential mortgages. Enact serves as an essential component of the U.S. housing finance system, enabling lenders to originate mortgages with lower down payments by transferring credit risk through insurance protection. The company operates in the financial services sector, specifically within the specialty insurance industry, and maintains a diversified credit risk transfer program including reinsurance agreements with third-party providers. Founded in Raleigh, North Carolina, Enact supports the accessibility and stability of the residential mortgage market through its underwriting expertise and risk management solutions.

CEO Mr. Rohit Gupta · 419 employees · United States · https://enactmi.com