AFRM Logo

Affirm Holdings, Inc. (AFRM) Stock Forecast & Price Prediction

Live AFRM Stock Price & Analysis

Home โ€บ Stocks โ€บ United States | NASDAQ | Technology | Software - Infrastructure

$80.69

+1.41 (1.78%)

12 Month Price Forecast For AFRM

$80.69
Current Price
$25.22B
Market Cap
21 Ratings
Buy 12
Hold 9
Sell 0
Wall St Analyst Ratings

Distance to AFRM Price Forecasts

+11.5%
To High Target of $90.00
-5.8%
To Median Target of $76.00
-67.0%
To Low Target of $26.60

AFRM Price Momentum

+7.3%
1 Week Change
+38.6%
1 Month Change
+94.2%
1 Year Change
+32.5%
Year-to-Date Change
0.0%
From 52W High of $80.72
+262.7%
From 52W Low of $22.25

๐Ÿค” Considering Affirm (AFRM)?

Join 5,000+ investors getting our exclusive market analysis every Monday & Thursday. Stay ahead of breakout opportunities.

Disclaimer: The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.

Data last updated: February 15, 2025 10:01 AM UTC

AFRM Analyst Ratings & Price Targets

Based on our analysis of 27 Wall Street analysts, AFRM has a bullish consensus with a median price target of $76.00 (ranging from $26.60 to $90.00). The overall analyst rating is Buy (7.8/10). Currently trading at $80.69, the median forecast implies a -5.8% downside. This outlook is supported by 12 Buy, 9 Hold, and 0 Sell ratings.

The most optimistic forecast comes from Will Nance at Goldman Sachs, projecting a 11.5% upside.

Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.

AFRM Analyst Consensus

12
Buy
9
Hold
0
Sell

AFRM Price Target Range

Low
$26.60
Average
$76.00
High
$90.00
Current: $80.69

Latest AFRM Stock Forecasts by Analyst

These are the latest 20 analyst ratings and price targets for AFRM.

Date Firm Analyst Rating Change Price Target
Feb 10, 2025 Barclays Ramsey El-Assal Overweight Maintains $85.00
Feb 10, 2025 Goldman Sachs Will Nance Buy Maintains $90.00
Feb 7, 2025 UBS Timothy Chiodo Neutral Maintains $62.00
Feb 7, 2025 RBC Capital Daniel Perlin Sector Perform Maintains $81.00
Feb 7, 2025 Needham Kyle Peterson Hold Reiterates $0.00
Feb 7, 2025 JMP Securities David Scharf Market Outperform Maintains $85.00
Feb 7, 2025 Wells Fargo Andrew Bauch Overweight Maintains $85.00
Jan 28, 2025 Compass Point Giuliano Bologna Neutral Upgrade $61.00
Jan 28, 2025 Morgan Stanley James Faucette Equal-Weight Maintains $55.00
Jan 22, 2025 Needham Kyle Peterson Hold Reiterates $0.00
Jan 16, 2025 Wells Fargo Andrew Bauch Overweight Maintains $70.00
Jan 15, 2025 William Blair Andrew Jeffrey Outperform Initiates $0.00
Dec 20, 2024 JMP Securities Market Outperform Upgrade $0.00
Dec 19, 2024 Jefferies Buy Upgrade $0.00
Dec 16, 2024 Deutsche Bank Bryan Keane Hold Maintains $75.00
Dec 2, 2024 Goldman Sachs Will Nance Buy Maintains $78.00
Dec 2, 2024 JP Morgan Reginald Smith Overweight Maintains $74.00
Nov 25, 2024 Barclays Ramsey El-Assal Overweight Maintains $75.00
Nov 22, 2024 B of A Securities Jason Kupferberg Buy Maintains $74.00
Nov 19, 2024 Mizuho Dan Dolev Outperform Maintains $69.00

Stocks Similar to Affirm Holdings, Inc.

The following stocks are similar to Affirm based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.

Affirm Holdings, Inc. (AFRM) Financial Data

Affirm Holdings, Inc. has a market capitalization of $25.22B with a P/E ratio of -48.3x. The company generates $2.52B in trailing twelve-month revenue with a -17.7% profit margin.

Revenue growth is +40.7% quarter-over-quarter, while maintaining an operating margin of -19.0% and return on equity of -16.5%.

Valuation Metrics

Market Cap $25.22B
Enterprise Value $24.62B
P/E Ratio -48.3x
PEG Ratio 168.7x
Price/Sales 10.0x

Growth & Margins

Revenue Growth (YoY) +40.7%
Gross Margin +69.5%
Operating Margin -19.0%
Net Margin -17.7%
EPS Growth +46.6%

Financial Health

Cash/Price Ratio +7.5%
Current Ratio 15.2x
Debt/Equity 251.1x
ROE -16.5%
ROA -3.6%

๐Ÿ”ฅ Want More High-Potential Stock Ideas?

Join 5,000+ investors getting our research on stocks with massive upside potential.

Affirm Holdings, Inc. logo

Affirm Holdings, Inc. (AFRM) Company Overview

About Affirm Holdings, Inc.

What They Do

Operates a payment network for consumers and merchants.

Business Model

The company generates revenue primarily through its point-of-sale payment solution, which allows consumers to finance their purchases over time. It partners with a variety of merchants across multiple industries, providing them with commerce solutions that facilitate transactions and increase sales. By leveraging agreements with banks and capital markets, Affirm can offer flexible payment options to consumers.

Additional Information

Founded in 2012 and headquartered in San Francisco, California, the company serves a diverse range of merchants, including small businesses and large enterprises. Its services cater to various sectors such as travel, electronics, fashion, and general merchandise, making it a versatile player in the payment processing industry.

Company Information

Sector

Technology

Industry

Software - Infrastructure

Employees

2,006

CEO

Mr. Max Roth Levchin

Country

United States

IPO Year

2021

Affirm Holdings, Inc. (AFRM) Latest News & Analysis

AFRM stock latest news image
Quick Summary

Affirm partners with FIS to expand its debit card to more banks, marking the first extension of its 2021-launched debit card to third-party issuers.

Why It Matters

Affirm's partnership with FIS expands its debit card distribution, potentially increasing user adoption and revenue, which can positively impact its stock performance and market position.

Source: CNBC
Market Sentiment: Positive
AFRM stock latest news image
Quick Summary

The credit card industry faces competition from Buy Now, Pay Later services, with Affirm reporting strong earnings for Q4 2024, attracting attention from investors.

Why It Matters

Shifts to Buy Now, Pay Later models could disrupt traditional credit card revenue. Strong earnings from Affirm indicate growing competition and evolving consumer preferences.

Source: The Motley Fool
Market Sentiment: Positive
AFRM stock latest news image
Quick Summary

Affirm Holdings (AFRM) and Byrna Technologies Inc. (BYRN) have posted performance metrics this year, with comparisons to their respective sectors available for analysis.

Why It Matters

Performance comparisons provide insights into relative strength, market positioning, and potential growth or risks, influencing investment decisions in Affirm Holdings and Byrna Technologies.

Source: Zacks Investment Research
Market Sentiment: Positive
AFRM stock latest news image
Quick Summary

Affirm Holdings (AFRM) is being evaluated for its potential as a strong stock pick for momentum investors.

Why It Matters

The inquiry into Affirm Holdings' potential as a top stock pick signals investor interest, which could influence market sentiment and stock performance for AFRM.

Source: Zacks Investment Research
Market Sentiment: Positive
AFRM stock latest news image
Quick Summary

Wall Street analysts' recommendations influence investor decisions on stocks. Changes in their ratings can significantly impact stock prices.

Why It Matters

Analyst ratings directly influence stock prices, impacting investment decisions and market sentiment, which can lead to volatility and opportunities for profit or loss.

Source: Zacks Investment Research
Market Sentiment: Neutral
AFRM stock latest news image
Quick Summary

Financial technology stocks with strong revenue and earnings growth potential for 2025 include Visa (V), PayPal (PYPL), American Express (AXP), Affirm (AFRM), and FIS.

Why It Matters

Strong revenue and earnings growth potential in fintech stocks like V, PYPL, AXP, AFRM, and FIS indicates promising investment opportunities and market confidence for 2025.

Source: Zacks Investment Research
Market Sentiment: Positive

Frequently Asked Questions About AFRM Stock

What is Affirm Holdings, Inc.'s (AFRM) stock forecast for 2025?

Based on our analysis of 27 Wall Street analysts, Affirm Holdings, Inc. (AFRM) has a median price target of $76.00. The highest price target is $90.00 and the lowest is $26.60.

Is AFRM stock a good investment in 2025?

According to current analyst ratings, AFRM has 12 Buy ratings, 9 Hold ratings, and 0 Sell ratings. The stock is currently trading at $80.69. Always conduct your own research and consider your investment goals before making investment decisions.

What is the price prediction for AFRM stock?

Wall Street analysts predict AFRM stock could reach $76.00 in the next 12 months. This represents a -5.8% decrease from the current price of $80.69. Please note that this is a projection by Wall Street analysts and not a guarantee.

What is Affirm Holdings, Inc.'s business model?

The company generates revenue primarily through its point-of-sale payment solution, which allows consumers to finance their purchases over time. It partners with a variety of merchants across multiple industries, providing them with commerce solutions that facilitate transactions and increase sales. By leveraging agreements with banks and capital markets, Affirm can offer flexible payment options to consumers.

What is the highest forecasted price for AFRM Affirm Holdings, Inc.?

The highest price target for AFRM is $90.00 from Will Nance at Goldman Sachs, which represents a 11.5% increase from the current price of $80.69.

What is the lowest forecasted price for AFRM Affirm Holdings, Inc.?

The lowest price target for AFRM is $26.60 from at , which represents a -67.0% decrease from the current price of $80.69.

What is the overall AFRM consensus from analysts for Affirm Holdings, Inc.?

The overall analyst consensus for AFRM is bullish. Out of 27 Wall Street analysts, 12 rate it as Buy, 9 as Hold, and 0 as Sell, with a median price target of $76.00.

How accurate are AFRM stock price projections?

Stock price projections, including those for Affirm Holdings, Inc., are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.