Missed NVDA?
Don’t Miss the Next One.
Join 5,000+ investors using Ticker Nerd’s Market Radar to stay ahead of major market moves, analyst upgrades, and trending opportunities — for free.
AFRM Stock Forecast 2026-2027
$63.61
Current Price
$21.30B
Market Cap
Buy 23
Hold 8
Sell 0
Wall St Analyst Ratings
Distance to AFRM Price Targets
+57.2%
To High Target of $100.00
+33.6%
To Median Target of $85.00
-13.4%
To Low Target of $55.10
AFRM Price Momentum
-10.4%
1 Week Change
-0.6%
1 Month Change
+3.7%
1 Year Change
-14.5%
Year-to-Date Change
-36.4%
From 52W High of $100.00
+51.1%
From 52W Low of $42.10
📊 TOP ANALYST CALLS
Did AFRM Make This Month's Elite Buy List?
We don't follow just any analyst — only the top 3% with a proven track record make our cut. See if Affirm is one of their latest high-conviction picks.
Latest AFRM Stock Price Targets & Analyst Predictions
Based on our analysis of 5 Wall Street analysts, AFRM has a bullish consensus with a median price target of $85.00 (ranging from $55.10 to $100.00). The overall analyst rating is Strong Buy (8.7/10). Currently trading at $63.61, the median forecast implies a 33.6% upside. This outlook is supported by 23 Buy, 8 Hold, and 0 Sell ratings.
Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.
AFRM Analyst Ratings
23
Buy
8
Hold
0
Sell
AFRM Price Target Range
Low
$55.10
Average
$85.00
High
$100.00
Current: $63.61
Latest AFRM Stock Forecasts by Analyst
These are the latest 20 analyst ratings and price targets for AFRM.
| Date | Firm | Analyst | Rating | Change | Price Target |
|---|---|---|---|---|---|
| May 28, 2026 | Truist Securities | Matthew Coad | Buy | Maintains | $80.00 |
| May 14, 2026 | Mizuho | Outperform | Maintains | $N/A | |
| May 13, 2026 | Needham | Buy | Reiterates | $N/A | |
| May 11, 2026 | B of A Securities | Buy | Maintains | $N/A | |
| May 8, 2026 | JP Morgan | Overweight | Maintains | $N/A | |
| May 8, 2026 | RBC Capital | Sector Perform | Maintains | $N/A | |
| May 8, 2026 | Stephens & Co. | Equal-Weight | Maintains | $N/A | |
| May 8, 2026 | Needham | Buy | Maintains | $N/A | |
| Apr 24, 2026 | Truist Securities | Buy | Maintains | $N/A | |
| Apr 21, 2026 | Evercore ISI Group | Outperformer | Maintains | $N/A | |
| Apr 21, 2026 | Cantor Fitzgerald | Overweight | Maintains | $N/A | |
| Apr 17, 2026 | Citizens | Market Outperform | Maintains | $N/A | |
| Feb 20, 2026 | Truist Securities | Buy | Maintains | $N/A | |
| Feb 20, 2026 | Baird | Neutral | Initiates | $N/A | |
| Feb 9, 2026 | Cantor Fitzgerald | Overweight | Reiterates | $N/A | |
| Feb 9, 2026 | Mizuho | Outperform | Maintains | $N/A | |
| Feb 6, 2026 | JP Morgan | Overweight | Maintains | $N/A | |
| Feb 6, 2026 | RBC Capital | Sector Perform | Maintains | $N/A | |
| Feb 6, 2026 | Oppenheimer | Outperform | Maintains | $N/A | |
| Feb 6, 2026 | Stephens & Co. | Equal-Weight | Maintains | $N/A |
Affirm Holdings, Inc. (AFRM) Competitors
The following stocks are similar to Affirm based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.
Affirm Holdings, Inc. (AFRM) Financial Data
Affirm Holdings, Inc. has a market capitalization of $21.30B with a P/E ratio of 57.8x. The company generates $3.97B in trailing twelve-month revenue with a 9.6% profit margin.
Revenue growth is +32.6% quarter-over-quarter, while maintaining an operating margin of +8.5% and return on equity of +11.5%.
Valuation Metrics
Market Cap
$21.30B
Enterprise Value
$28.62B
P/E Ratio
57.8x
PEG Ratio
0.0x
Price/Sales
5.4x
Growth & Margins
Revenue Growth (YoY)
+32.6%
Gross Margin
+65.9%
Operating Margin
+8.5%
Net Margin
+9.6%
EPS Growth
+3,569.8%
Financial Health
Cash/Price Ratio
+8.3%
Current Ratio
13.5x
Debt/Equity
240.3x
ROE
+11.5%
ROA
+1.7%
💡 SKIP THE NOISE
97% of Analyst Ratings Go Nowhere
We filter thousands of calls to find the few that actually matter. Get the top analyst buy ratings — tracked and updated every Monday and Thursday.
Affirm Holdings, Inc. (AFRM) Business Model
About Affirm Holdings, Inc.
What They Do
Provides buy now, pay later solutions.
Business Model
Affirm operates a digital commerce platform that offers point-of-sale payment solutions, merchant commerce tools, and a consumer app for flexible financing. The company generates revenue by charging merchants a fee for each transaction processed through its platform, allowing consumers to pay for purchases in installments without hidden fees or interest.
Additional Information
Founded in 2012 and headquartered in San Francisco, Affirm partners with a diverse range of merchants in sectors such as retail, travel, and e-commerce. The company emphasizes responsible lending practices and aims to enhance the shopping experience for consumers by integrating its services directly into merchant checkout processes.
Company Information
Sector
Financial Services
Industry
Credit Services
Employees
2,206
CEO
Mr. Max Roth Levchin
Country
United States
IPO Year
2021
Website
www.affirm.comAffirm Holdings, Inc. (AFRM) Latest News & Analysis
Featured Analysis
Powered by
Zacks Investment Research
Affirm's Expanded CPP Investments Deal Supports $8B in Loan Volume
AFRM expands its CPP Investments partnership with a $1.7B loan purchase commitment, supporting about $8B in consumer loan volume over two years.
Jun 05, 2026
By Piyali Saha Sikdar
Analyst Blog
Block's Cash App Adds Afterpay BNPL: Will This Drive User Engagement?
XYZ expands BNPL access as Afterpay arrives on Cash App Card, letting eligible users split everyday expenses with transparent six-week repayments.
Jun 03, 2026
By Namrata Chandak
Analyst Blog
Pagaya's Embedded Credit Flywheel: What to Watch in 2026
PGY's embedded-credit push hinges on auto/POS volume growth, ABS funding economics, and a partner flywheel, plus a wild-card rental unit in 2026.
Jun 02, 2026
By Swayta Shah
Analyst Blog Plus
Latest News
Quick Summary
Affirm Holdings, Inc. (AFRM) presented at the 46th Annual William Blair Growth Stock Conference, discussing its business and growth strategies.
Why It Matters
Affirm's presentation at a major conference can signal growth prospects, investor interest, and potential market strategies, influencing stock performance and investor sentiment.
Source: Seeking Alpha
Market Sentiment:
Neutral
Quick Summary
AFRM has expanded its partnership with CPP Investments through a $1.7B loan purchase commitment, aimed at supporting approximately $8B in consumer loan volume over the next two years.
Why It Matters
AFRM's $1.7B loan commitment signals confidence in consumer lending growth, potentially boosting revenue and stock performance, which may attract investor interest.
Source: Zacks Investment Research
Market Sentiment:
Positive
Quick Summary
Affirm and CPP Investments have renewed a 24-month forward-flow agreement, with CPP committing up to $2.2 billion to purchase Affirm installment loans, supporting about $8 billion in consumer loans.
Why It Matters
The $1.7 billion agreement enhances Affirm's liquidity and growth potential, signaling confidence from a major institutional investor, which could positively impact stock performance.
Source: Business Wire
Market Sentiment:
Neutral
Quick Summary
Affirm Holdings, Inc. (AFRM) presented at the 2026 Evercore Global TMT Conference, discussing company updates and future outlook.
Why It Matters
Affirm's presentation at a major conference signals potential growth opportunities and strategic insights, impacting investor sentiment and stock performance.
Source: Seeking Alpha
Market Sentiment:
Neutral
Quick Summary
Zacks Style Scores provide a tool for investors to identify top-rated stocks tailored to their specific investing style.
Why It Matters
The Zacks Style Scores can help investors identify high-potential stocks aligned with their strategies, enhancing portfolio performance and decision-making efficiency.
Source: Zacks Investment Research
Market Sentiment:
Positive
Quick Summary
Affirm Holdings (AFRM) is gaining attention from Zacks.com users, indicating potential investor interest that may impact the stock's future performance.
Why It Matters
Increased interest in Affirm Holdings (AFRM) signals potential volatility and trading opportunities, making it crucial to assess the factors influencing its stock performance.
Source: Zacks Investment Research
Market Sentiment:
Positive
Frequently Asked Questions About AFRM Stock
What is Affirm Holdings, Inc.'s (AFRM) stock forecast for 2026?
Based on our analysis of 5 Wall Street analysts, Affirm Holdings, Inc. (AFRM) has a median price target of $85.00. The highest price target is $100.00 and the lowest is $55.10.
Is AFRM stock a good investment in 2026?
According to current analyst ratings, AFRM has 23 Buy ratings, 8 Hold ratings, and 0 Sell ratings. The stock is currently trading at $63.61. Always conduct your own research and consider your investment goals before making investment decisions.
What is the long-term price prediction for AFRM stock?
Wall Street analysts predict AFRM stock could reach $85.00 in the next 12 months. This represents a 33.6% increase from the current price of $63.61. Please note that this is a projection by Wall Street analysts and not a guarantee.
What is Affirm Holdings, Inc.'s business model?
Affirm operates a digital commerce platform that offers point-of-sale payment solutions, merchant commerce tools, and a consumer app for flexible financing. The company generates revenue by charging merchants a fee for each transaction processed through its platform, allowing consumers to pay for purchases in installments without hidden fees or interest.
What is the highest forecasted price for AFRM Affirm Holdings, Inc.?
The highest price target for AFRM is $100.00 from at , which represents a 57.2% increase from the current price of $63.61.
What is the lowest forecasted price for AFRM Affirm Holdings, Inc.?
The lowest price target for AFRM is $55.10 from at , which represents a -13.4% decrease from the current price of $63.61.
What is the overall AFRM consensus from analysts for Affirm Holdings, Inc.?
The overall analyst consensus for AFRM is bullish. Out of 5 Wall Street analysts, 23 rate it as Buy, 8 as Hold, and 0 as Sell, with a median price target of $85.00.
How accurate are AFRM stock price projections?
Stock price projections, including those for Affirm Holdings, Inc., are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.
Important Disclaimer
The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.
Last updated: June 8, 2026 7:09 PM UTC