CACC Stock Forecast 2025-2026
Distance to CACC Price Targets
CACC Price Momentum
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Latest CACC Stock Price Targets & Analyst Predictions
Based on our analysis of 9 Wall Street analysts, CACC has a neutral consensus with a median price target of $492.50 (ranging from $450.00 to $550.00). The overall analyst rating is Hold (5.0/10). Currently trading at $472.19, the median forecast implies a 4.3% upside. This outlook is supported by 0 Buy, 3 Hold, and 1 Sell ratings.
Conversely, the most conservative target is provided by Moshe Orenbuch at TD Cowen, suggesting a 4.7% downside.
Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.
CACC Analyst Ratings
CACC Price Target Range
Latest CACC Stock Forecasts by Analyst
These are the latest 20 analyst ratings and price targets for CACC.
| Date | Firm | Analyst | Rating | Change | Price Target |
|---|---|---|---|---|---|
| Jan 31, 2025 | TD Cowen | Moshe Orenbuch | Sell | Maintains | $450.00 |
| Jan 31, 2025 | Stephens & Co. | Kyle Joseph | Equal-Weight | Maintains | $500.00 |
| Jan 8, 2025 | TD Cowen | Sell | Maintains | $0.00 | |
| Nov 13, 2024 | Stephens & Co. | Equal-Weight | Initiates | $0.00 | |
| Nov 1, 2024 | TD Cowen | Moshe Orenbuch | Sell | Maintains | $380.00 |
| Aug 1, 2024 | TD Cowen | Moshe Orenbuch | Sell | Maintains | $400.00 |
| May 2, 2024 | TD Cowen | Moshe Orenbuch | Sell | Maintains | $420.00 |
| Nov 1, 2023 | TD Cowen | Moshe Orenbuch | Underperform | Initiates | $0.00 |
| Oct 31, 2023 | BMO Capital | James Fotheringham | Market Perform | Maintains | $347.00 |
| Oct 31, 2023 | Stephens & Co. | Vincent Caintic | Equal-Weight | Reiterates | $440.00 |
| May 2, 2023 | Credit Suisse | Moshe Orenbuch | Underperform | Maintains | $380.00 |
| May 2, 2023 | Stephens & Co. | Vincent Caintic | Equal-Weight | Maintains | $440.00 |
| Mar 9, 2023 | Stephens & Co. | Vincent Caintic | Equal-Weight | Reiterates | $442.00 |
| Feb 1, 2023 | BMO Capital | James Fotheringham | Market Perform | Maintains | $380.00 |
| Nov 3, 2022 | BMO Capital | James Fotheringham | Market Perform | Maintains | $364.00 |
| Nov 2, 2022 | Stephens & Co. | Vincent Caintic | Equal-Weight | Maintains | $442.00 |
| Nov 2, 2022 | Credit Suisse | Moshe Orenbuch | Underperform | Maintains | $410.00 |
| Aug 2, 2022 | Credit Suisse | Moshe Orenbuch | Underperform | Maintains | $440.00 |
| May 3, 2022 | Credit Suisse | Moshe Orenbuch | Underperform | Maintains | $460.00 |
| Feb 1, 2022 | BMO Capital | James Fotheringham | Market Perform | Maintains | $428.00 |
Credit Acceptance Corporation (CACC) Competitors
The following stocks are similar to Credit Acceptance based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.
Credit Acceptance Corporation (CACC) Financial Data
Credit Acceptance Corporation has a market capitalization of $5.68B with a P/E ratio of 23.8x. The company generates $928.20M in trailing twelve-month revenue with a 26.7% profit margin.
Revenue growth is +33.0% quarter-over-quarter, while maintaining an operating margin of +57.9% and return on equity of +14.2%.
Valuation Metrics
Growth & Margins
Financial Health
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Credit Acceptance Corporation (CACC) Business Model
About Credit Acceptance Corporation
Provides financing solutions for subprime automotive sales.
The company partners with automotive dealers to offer financing options for consumers with limited or poor credit histories. It generates revenue through its dealer-participation program, where it shares credit risks with dealers, thereby facilitating vehicle sales and expanding market access.
Founded in 1972 and based in Southfield, Michigan, Credit Acceptance Corporation specializes in the subprime lending market. Its services include credit approval processing and risk management tools, which play a crucial role in enhancing financial accessibility for potential car buyers.
Company Information
Sector
Financial Services
Industry
Credit Services
Employees
2,431
CEO
Mr. Kenneth S. Booth
Country
United States
IPO Year
1992
Website
www.creditacceptance.comCredit Acceptance Corporation (CACC) Latest News & Analysis
Credit Acceptance (CACC) experienced increased trading volume recently, but recent earnings estimate revisions may hinder further upward movement in the stock.
Increased trading volume suggests heightened interest, but potential negative earnings revisions may indicate future price weakness, impacting investor sentiment on CACC.
Credit Acceptance Corporation completed a $400 million asset-backed financing, conveying $500.2 million in loans to a special purpose entity for a trust that will issue three classes of notes.
The $400 million financing enhances Credit Acceptance's liquidity and supports growth by leveraging asset-backed securities, potentially improving credit ratings and investor confidence.
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24 days agoTAP, ASLE, and CACC are ranked as Zacks Rank #1 (Strong Buy) value stocks as of March 27, 2025.
TAP, ASLE, and CACC being ranked as Zacks Rank #1 (Strong Buy) highlights their potential for significant gains, attracting investor interest and possibly driving stock prices higher.
Credit Acceptance Corporation (CACC) was awarded the 2025 Top Workplaces USA honor for the fifth year in a row, ranking #2 in the 1,000-2,499-employee category, improving by 7 spots.
Credit Acceptance's recognition as a top workplace can enhance its reputation, attract talent, and potentially improve employee productivity, positively impacting financial performance and investor confidence.
Credit Acceptance Corporation closed a $500 million offering of 6.625% senior notes due 2030, issued at 100% of principal in a private offering exempt from SEC registration.
Credit Acceptance's $500 million senior notes offering at 6.625% indicates strong capital raising efforts, potentially affecting liquidity, debt levels, and investor confidence in future growth.
Credit Acceptance Corporation plans to offer $400 million in senior notes due 2030 to redeem its existing $400 million 6.625% senior notes due 2026 and cover related expenses.
Credit Acceptance's $400 million senior notes offering signals a strategic move to refinance existing debt, potentially lowering interest expenses and improving financial stability, impacting investor sentiment.
Frequently Asked Questions About CACC Stock
What is Credit Acceptance Corporation's (CACC) stock forecast for 2025?
Based on our analysis of 9 Wall Street analysts, Credit Acceptance Corporation (CACC) has a median price target of $492.50. The highest price target is $550.00 and the lowest is $450.00.
Is CACC stock a good investment in 2025?
According to current analyst ratings, CACC has 0 Buy ratings, 3 Hold ratings, and 1 Sell ratings. The stock is currently trading at $472.19. Always conduct your own research and consider your investment goals before making investment decisions.
What is the long-term price prediction for CACC stock?
Wall Street analysts predict CACC stock could reach $492.50 in the next 12 months. This represents a 4.3% increase from the current price of $472.19. Please note that this is a projection by Wall Street analysts and not a guarantee.
What is Credit Acceptance Corporation's business model?
The company partners with automotive dealers to offer financing options for consumers with limited or poor credit histories. It generates revenue through its dealer-participation program, where it shares credit risks with dealers, thereby facilitating vehicle sales and expanding market access.
What is the highest forecasted price for CACC Credit Acceptance Corporation?
The highest price target for CACC is $550.00 from at , which represents a 16.5% increase from the current price of $472.19.
What is the lowest forecasted price for CACC Credit Acceptance Corporation?
The lowest price target for CACC is $450.00 from Moshe Orenbuch at TD Cowen, which represents a -4.7% decrease from the current price of $472.19.
What is the overall CACC consensus from analysts for Credit Acceptance Corporation?
The overall analyst consensus for CACC is neutral. Out of 9 Wall Street analysts, 0 rate it as Buy, 3 as Hold, and 1 as Sell, with a median price target of $492.50.
How accurate are CACC stock price projections?
Stock price projections, including those for Credit Acceptance Corporation, are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.
Important Disclaimer
The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.