CACCFinancial Services · Credit ServicesThe 3 Wall Street analysts covering Credit Acceptance Corp. hold a median 12-month price target of $600 — +10.1% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 87 of 100 as at 22 Oct 2026 — inside the top quartile. Here, the model and the Street point the same way.
Consensus tells you what everyone already believes. The model scores Credit Acceptance Corp. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Issuance (98): The share count has been shrinking and the company is not leaning on new borrowing.
Growth (45): Sales and profits are flat, shrinking, or growing more slowly than they were.
Size (21): Larger than most of the companies we track — more scrutinised, less often mispriced.
Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.
The bullish and bearish analyst opinions on CACC, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
The green dot is the last close — the median target sits +10.1% from it.
Of the 20 most recent actions, 2 moved their price target up and 1 moved it down.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 6 Oct 2026 | TD Cowen | Maintains | Hold | $600 → $590 |
| 5 Aug 2026 | TD Cowen | Maintains | Hold | — |
| 5 Aug 2026 | TD Cowen | Maintains | Hold | $575 → $600 |
| 7 July 2026 | TD Cowen | Maintains | Hold | $500 → $575 |
| 7 July 2026 | TD Cowen | Maintains | Hold | — |
| 6 May 2026 | TD Cowen | Maintains | Hold | — |
| 17 Apr 2026 | Stephens & Co. | Maintains | Equal-Weight | — |
| 30 Jan 2026 | TD Cowen | Maintains | Hold | — |
| 31 Oct 2025 | TD Cowen | Maintains | Sell | — |
| 31 Jan 2025 | Stephens & Co. | Maintains | Equal-Weight | — |
| 31 Jan 2025 | TD Cowen | Maintains | Sell | — |
| 8 Jan 2025 | TD Cowen | Maintains | Sell | — |
| 13 Nov 2024 | Stephens & Co. | Initiates | Equal-Weight | — |
| 1 Nov 2024 | TD Cowen | Maintains | Sell | — |
| 1 Aug 2024 | TD Cowen | Maintains | Sell | — |
| 2 May 2024 | TD Cowen | Maintains | Sell | — |
| 1 Nov 2023 | TD Cowen | Initiates | Underperform | — |
| 31 Oct 2023 | BMO Capital | Maintains | Market Perform | — |
| 31 Oct 2023 | Stephens & Co. | Reiterates | Equal-Weight | — |
| 2 May 2023 | Credit Suisse | Maintains | Underperform | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
CACC appears in the Radar on the weeks it earns a place.
Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 23 Oct 2026, Credit Acceptance Corp. returned +9.0% against +14.3% for the S&P 500, dividends included.
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Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 53% of US stocks
Cheaper than 27% of US stocks
Cheaper than 26% of US stocks
Cheaper than 20% of US stocks
Higher than 51% of US stocks
Higher than 76% of US stocks
Higher than 78% of US stocks
Higher than 97% of US stocks
Higher than 94% of US stocks
Higher than 89% of US stocks
Higher than 80% of US stocks
Higher than 1% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
Credit Acceptance Corp. has a market value of $5.6B and an enterprise value of $11.9B.
Revenue in the twelve months to 30 June 2026: $2.3B. The latest quarter grew 9.5% year on year.
Net income over the same four quarters: $501.9M, a 21.8% net margin.
Free cash flow in the twelve months to 30 June 2026: $1.2B.
Credit Acceptance Corp. spent $619.1M on share buybacks in the twelve months to 30 June 2026.
Trailing P/E: 11.9×; forward P/E: 9.8× — the forward figure prices analyst consensus estimates, not reported earnings.
Forward dividend yield: 0.00%, paying out 0% of earnings.
Credit Acceptance Corp. employs 2,314 people — $997K of revenue per employee.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own Credit Acceptance Corp. — and when they’d sell — is the membership. See the Ticker Nerd 20 →
Credit Acceptance announced that it expects to release its third-quarter 2026 earnings after market close on Thursday, October 29, 2026. A webcast is scheduled for 5:00 p.m. that day.
Why it matters — CACC watchers can note when the company plans to publish its quarterly results and hold the webcast.
Scott+Scott Attorneys at Law LLP announced an investigation into whether certain Credit Acceptance Corporation officers and directors breached fiduciary duties by failing to manage the company acceptably, and whether the company and its shareholders suffered damages. The investigation is being led by attorney Joseph A. Pettigrew.
Why it matters — CACC watchers may want to follow the investigation because it concerns the conduct of the company’s officers and directors and potential shareholder damages.
Credit Acceptance was named to Fortune Media and Great Place To Work’s 2026 Best Workplaces in Financial Services & Insurance list for the 12th consecutive year. It ranked fifth among 50 companies in the large-company category, five places higher than last year.
Why it matters — The recognition and improved ranking provide CACC watchers with an update on the company’s workplace standing.
Scott+Scott Attorneys at Law LLP announced an investigation into whether certain Credit Acceptance Corporation officers and directors breached fiduciary duties and whether the company and its shareholders suffered damages. Attorney Joseph A. Pettigrew is leading the investigation.
Why it matters — The investigation concerns potential claims about CACC leadership and possible harm to the company and its shareholders.
Credit Acceptance Corp. announced that Shannon Wilson has been appointed Chief Human Resources Officer and will join the Executive Leadership Team. Wilson's appointment is framed as helping drive the company's next chapter of growth.
Why it matters — CACC watchers would care because a new C-suite addition focused on human resources signals ongoing leadership development and organizational strengthening as the company pursues its next phase of growth.
The 3 Wall Street analysts covering Credit Acceptance Corp. have a median 12-month price target of $600, with estimates ranging from $590 to $600. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 3 analysts covering Credit Acceptance Corp., 0 rate it a Buy, 3 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Credit Acceptance Corp. 87 out of 100 across roughly 4,600 US stocks as at 22 Oct 2026. None of this is personal advice — it does not consider your circumstances.
As at 22 Oct 2026, Credit Acceptance Corp. ranks 87 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Issuance (98 of 100).
No one can know that. What the data says: the median 12-month target from 3 analysts implies +10.1% from the last close, and Ticker Nerd's factor model ranks Credit Acceptance Corp. 87 out of 100 as at 22 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering Credit Acceptance Corp. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for CACC are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $590 to $600 over the next 12 months.
Credit Acceptance Corp. returned +9.0% over the 12 months to 23 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.
Credit Acceptance Corporation is a consumer finance company that provides financing programs to automobile dealers across the United States. Credit Acceptance Corporation helps dealers offer vehicle financing to consumers, including those with limited or challenged credit histories, by purchasing or funding retail installment contracts tied to used and, in some cases, new vehicles.
The most recent item we track (GlobeNewsWire, 22 Oct 2026): "Credit Acceptance Announces Timing of Third Quarter 2026 Earnings Release and Webcast". Credit Acceptance announced that it expects to release its third-quarter 2026 earnings after market close on Thursday, October 29, 2026. A webcast is scheduled for 5:00 p.m. that day.
Credit Acceptance Corporation is a consumer finance company that provides financing programs to automobile dealers across the United States. Credit Acceptance Corporation helps dealers offer vehicle financing to consumers, including those with limited or challenged credit histories, by purchasing or funding retail installment contracts tied to used and, in some cases, new vehicles. Its business is centered on indirect automotive lending, loan servicing, and related risk management activities that support dealer sales and consumer access to credit. The company also uses asset-backed financing and revolving credit facilities to support its lending operations and manage capital efficiently. Headquartered in Southfield, Michigan, Credit Acceptance Corporation serves as a specialist in the auto finance market, linking dealerships, borrowers, and funding sources within a structured lending platform.
CEO Mr. Vinayak R. Hegde · 2,314 employees · United States · https://www.creditacceptance.com
