CIAFinancial Services · Insurance - Life

CIA Stock Forecast: Citizens, Inc. (Austin, Texas) Price Predictions for 2026-2027

Last close, 24 Aug 2026

$3.94

+4.79% on the day

Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 45 of 100 as at 22 Aug 2026 — in the lower half.

Market cap

$190.4M

Ticker Nerd rank

45 / 100

Median analyst target

$5.00

Analysts covering

Total return, dividends reinvested

+3.1%

−18.6%

YTD

−18.4%

−26.4%

From 52W high

−38.2%

From 52W low

+5.9%

$3.72

$6.38

52-week range, adjusted closes · the dot is the last close

Ticker Nerd rank

CIA stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Citizens, Inc. (Austin, Texas) on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 22 Aug 2026

45 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Growth

Size

Issuance

Momentum

Value

Accruals

Revisions

Volatility

Quality

Growth (83): Sales and profits are climbing, and climbing faster than before.

Quality (20): Profits are thin or unreliable for the size of the business, or they are not turning into cash.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

CIA stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on CIA, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. CIA appears on the weeks it earns a place.

Estimates

CIA analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year

EPS revision, 90 days

−60.0%

Analysts raising

Analysts cutting

Fundamentals

Citizens, Inc. (Austin, Texas) (CIA) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation

Trailing P/E: 17.1×
Price / sales: 0.7×
Price / book: 0.8×
EV / EBITDA: 11.7×

Growth & margins

Revenue growth (YoY): −7.2%
Earnings growth (YoY): −7.2%
Gross margin: —
Operating margin: −0.9%
Net margin: 4.5%

Returns & dividend

Return on equity: 5.0%
Return on assets: 0.5%
Dividend yield: —

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Peers

CIA vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelInsurance - Life

Company	Market cap	TKN rank
CIACitizens, Inc. (Austin, Texas)	$190.4M	45
SNFCASecurity National Financial Corp.	$244.0M	53
ABXAbacus Global Management, Inc.	$944.3M	96
AAMEAtlantic American Corp.	$29.2M	—
BHFBrighthouse Financial, Inc.	$3.0B	59
FGF&G Annuities & Life, Inc.	$3.1B	22
FINWFinwise Bancorp*	$189.3M	38

* Nearest Financial Services names by size — few insurance - life companies of this scale trade in the US universe.

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Citizens, Inc. (Austin, Texas) — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest CIA news & analysis

Citizens, Inc. Reports Second Quarter 2026 Financial Results

Newsfile Corp · 6 Aug 2026positive

Citizens, Inc. (NYSE: CIA), a diversified financial services company specializing in life, living benefits, and final expense insurance, reported financial results for the second quarter ended June 30, 2026. Management stated that underlying indicators of future growth continued to advance.

Why it matters — CIA watchers would care because the quarterly report offers a view of the company's recent financial performance and the growth indicators it views as pointing toward future progress.

Champion Iron Q1 Earnings Call Highlights

MarketBeat · 1 Aug 2026negative

Champion Iron reported first-quarter fiscal 2027 production of about 3.9 million tonnes of high-grade iron ore across its Bloom Lake and Rana Gruber operations, while sales totaled about 3.3 million tonnes. The company noted that lower sales volumes, elevated freight costs, and startup activity at its new direct-reduction pellet feed plant affected quarterly profitability.

Why it matters — For CIA watchers, these results show near-term profitability pressure on the company's iron ore operations despite continued production output.

FAQ

Frequently asked questions about CIA stock

How does Ticker Nerd's model rank CIA?

As at 22 Aug 2026, Citizens, Inc. (Austin, Texas) ranks 45 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Growth (83 of 100).

What is the CIA stock forecast for 2030?

No analyst covering Citizens, Inc. (Austin, Texas) publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for CIA are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $5 to $5 over the next 12 months.

How has CIA stock performed over the past year?

Citizens, Inc. (Austin, Texas) returned -26.4% over the 12 months to 24 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Citizens, Inc. (Austin, Texas) do?

Citizens, Inc. is an insurance holding company that primarily provides life insurance to individuals across international markets.

What is the latest news on CIA?

The most recent item we track (Newsfile Corp, 6 Aug 2026): "Citizens, Inc. Reports Second Quarter 2026 Financial Results". Citizens, Inc. (NYSE: CIA), a diversified financial services company specializing in life, living benefits, and final expense insurance, reported financial results for the second quarter ended June 30, 2026. Management stated that underlying indicators of future growth continued to advance.

Company

About Citizens, Inc. (Austin, Texas).

Citizens, Inc. is an insurance holding company that primarily provides life insurance to individuals across international markets. The company's primary function is to offer a variety of insurance products, including ordinary whole life policies, endowment policies, and credit life insurance. These products are designed to provide death benefits, cash value accumulation, and life coverage to policyholders, emphasizing long-term security and financial planning. Citizens, Inc. operates in diverse geographic regions, focusing on Latin America and the United States, thereby playing a crucial role in the life insurance sector within these markets. Through its subsidiaries, the company has established a significant presence in serving niche markets, offering tailored insurance solutions that meet local regulatory and customer needs. In the financial market, Citizens, Inc. contributes to the insurance segment, influencing investment and underwriting practices within its operational territories. The company's adaptive strategies and focus on growing markets underscore its importance in expanding life insurance accessibility and ensuring financial protection for various communities. Founded in 1969 and headquartered in Austin, Texas, Citizens, Inc. continues to evolve in response to demographic and economic shifts.

CEO Mr. Jon Scott Stenberg · 243 employees · United States · https://www.citizensinc.com