CIAFinancial Services · Insurance - LifeThe 1 Wall Street analysts covering Citizens, Inc. (Austin, Texas) hold a median 12-month price target of $5.25 — +27.1% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 50 of 100 as at 4 Nov 2026 — in the upper half.
Consensus tells you what everyone already believes. The model scores Citizens, Inc. (Austin, Texas) on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Growth (82): Sales and profits are climbing, and climbing faster than before.
Quality (20): Profits are thin or unreliable for the size of the business, or they are not turning into cash.
Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.
The bullish and bearish analyst opinions on CIA, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
The green dot is the last close — the median target sits +27.1% from it.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 24 Aug 2026 | Freedom Broker | Initiates | Buy | $5.50 |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
CIA appears in the Radar on the weeks it earns a place.
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Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 4 Nov 2026, Citizens, Inc. (Austin, Texas) returned −29.4% against +14.8% for the S&P 500, dividends included.
Download this chart as an image — free to reuse; link this page as the source.
Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 42% of US stocks
Cheaper than 74% of US stocks
Cheaper than 75% of US stocks
Cheaper than 32% of US stocks
Higher than 18% of US stocks
Higher than 29% of US stocks
Higher than 31% of US stocks
Higher than 58% of US stocks
Higher than 53% of US stocks
Higher than 46% of US stocks
Higher than 1% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
Citizens, Inc. (Austin, Texas) has a market value of $193.5M and an enterprise value of $173.0M.
Revenue in the twelve months to 30 June 2026: $255.0M. The latest quarter shrank 7.2% year on year.
Net income over the same four quarters: $11.6M, a 4.5% net margin.
Diluted earnings per share, trailing twelve months: $0.21.
Free cash flow in the twelve months to 30 June 2026: $15.0M.
Trailing P/E: 17.3×; forward P/E: 19.1× — the forward figure prices analyst consensus estimates, not reported earnings.
Forward dividend yield: 0.00%, paying out 0% of earnings.
Citizens, Inc. (Austin, Texas) employs 243 people — $1.0M of revenue per employee.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own Citizens, Inc. (Austin, Texas) — and when they’d sell — is the membership. See the Ticker Nerd 20 →
Champion Iron reported fiscal 2027 second-quarter production of about 3.9 million tonnes and sales of just under 4.5 million tonnes. Higher sales helped reduce inventories at Bloom Lake and Rana Gruber.
Why it matters — Production, sales and inventory changes provide CIA watchers with an update on the company’s operating performance.
CEO Jon Stenberg said Citizens is pursuing growth by expanding domestic final expense coverage and international U.S.-dollar-denominated policies, alongside a planned technology-platform modernization.
Why it matters — The initiatives outline the company’s stated areas of focus for its life insurance business.
Citizens, Inc. announced that management will present and participate in one-on-one meetings at the LD Micro Annual Main Event Conference on October 20, 2026.
Why it matters — The conference appearance gives CIA watchers a scheduled opportunity to learn about management’s participation and presentation.
Zacks Investment Research added Citizens, Inc. (CIA), along with AVNW and CYD, to its Zacks Rank #5 (Strong Sell) List on October 8, 2026.
Why it matters — CIA watchers may note that the company was included on this Zacks list.
Citizens, Inc. appointed Chief Actuary Seth Hoxworth to the newly created role of Chief Risk Officer. He will continue reporting to President and CEO Jon Stenberg.
Why it matters — The appointment adds a dedicated Chief Risk Officer role while Hoxworth retains his Chief Actuary position.
The 1 Wall Street analysts covering Citizens, Inc. (Austin, Texas) have a median 12-month price target of $5.25, with estimates ranging from $5 to $5.5. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 1 analysts covering Citizens, Inc. (Austin, Texas), 1 rate it a Buy, 0 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Citizens, Inc. (Austin, Texas) 50 out of 100 across roughly 4,600 US stocks as at 4 Nov 2026. None of this is personal advice — it does not consider your circumstances.
As at 4 Nov 2026, Citizens, Inc. (Austin, Texas) ranks 50 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Growth (82 of 100).
No one can know that. What the data says: the median 12-month target from 1 analysts implies +27.1% from the last close, and Ticker Nerd's factor model ranks Citizens, Inc. (Austin, Texas) 50 out of 100 as at 4 Nov 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering Citizens, Inc. (Austin, Texas) publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for CIA are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $5 to $5.5 over the next 12 months.
Citizens, Inc. (Austin, Texas) returned -29.4% over the 12 months to 4 Nov 2026, with dividends reinvested. Past performance does not indicate future returns.
Citizens, Inc. Class A Common Stock represents ownership in Citizens, Inc., an insurance holding company focused on life insurance and related financial protection products.
The most recent item we track (MarketBeat, 31 Oct 2026): "What Champion Iron (CIA) Said on Its Q2 Earnings Call". Champion Iron reported fiscal 2027 second-quarter production of about 3.9 million tonnes and sales of just under 4.5 million tonnes. Higher sales helped reduce inventories at Bloom Lake and Rana Gruber.
Citizens, Inc. Class A Common Stock represents ownership in Citizens, Inc., an insurance holding company focused on life insurance and related financial protection products. Citizens, Inc. provides whole life, endowment, final expense, living benefits, and critical illness coverage through its Life Insurance and Home Service Insurance segments. Its products are distributed to individual policyholders and small businesses, with a particular emphasis on middle- and lower-income households in the United States and on non-U.S. residents seeking U.S. dollar-denominated policies. The company also offers accident and health insurance policies through selected distribution channels, including independent agents, marketing agencies, and funeral homes. Citizens, Inc. is headquartered in Austin, Texas, and its Class A common stock is used by market participants to track a niche life and health insurance business with exposure to both domestic and international insurance markets.
CEO Mr. Jon Scott Stenberg · 243 employees · United States · https://www.citizensinc.com
