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EXFYEXFYTechnology · Software - Application

EXFY Stock Forecast: Expensify, Inc. Price Predictions for 2026-2027

Last close, 4 Sept 2026
$2.38
−2.06% on the day

The 3 Wall Street analysts covering Expensify, Inc. hold a median 12-month price target of $3 — +26.1% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 86 of 100 as at 7 Sept 2026 — inside the top quartile. Here, the model and the Street point the same way.

Market cap
$217.0M
Ticker Nerd rank
86 / 100
Median analyst target
$3.00
Analysts covering
3
Revenue$33.9M−5.3% y/y
Operating income−$2.9M
Net income−$3.9M
Free cash flow$7.4M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
−7.8%
1M
+23.3%
YTD
+57.6%
1Y
+24.6%
From 52W high
−12.5%
From 52W low
+218.6%
$0.75
$2.72
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

EXFY stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Expensify, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 7 Sept 2026
86 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Accruals
94
Value
84
Revisions
75
Issuance
75
Size
67
Momentum
57
Quality
55
Volatility
47
Growth
26

Accruals (94): Reported profit is backed by cash, and the company is not expanding recklessly.

Growth (26): Sales and profits are flat, shrinking, or growing more slowly than they were.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

EXFY stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on EXFY, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$1.00$1.50$2.00$2.50$3.00Oct 25Jan 26Apr 26Jul 26EXFYHigh $3.00Median $3.00Low $2.50

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says3 analysts
1 Buy2 Hold0 Sell
Low $2.50Median $3.00High $3.00

The green dot is the last close — the median target sits +26.1% from it.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
7 Aug 2026CitizensUpgradeMarket Outperform$3.00
9 May 2025Lake StreetMaintainsBuy—
9 May 2025Lake StreetMaintainsBuy$5.00 → $4.50
28 Feb 2025Lake StreetMaintainsBuy—
16 Dec 2024CitigroupMaintainsBuy—
25 Nov 2024JMP SecuritiesDowngradeMarket Perform—
9 Aug 2024JMP SecuritiesUpgradeMarket Outperform—
14 June 2024JMP SecuritiesReiteratesMarket Perform—
23 Apr 2024CitigroupMaintainsBuy—
23 Feb 2024Piper SandlerMaintainsNeutral—
2 Jan 2024Piper SandlerMaintainsNeutral—
8 Nov 2023Morgan StanleyMaintainsUnderweight—
8 Nov 2023Piper SandlerMaintainsNeutral—
23 Oct 2023Piper SandlerMaintainsNeutral—
15 Sept 2023JP MorganInitiatesUnderweight—
9 Aug 2023CitigroupMaintainsBuy—
9 Aug 2023JMP SecuritiesDowngradeMarket Perform—
9 Aug 2023Lake StreetMaintainsBuy—
9 Aug 2023Loop CapitalDowngradeHold—
9 Aug 2023Piper SandlerMaintainsNeutral—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. EXFY appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

EXFY vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 4 Sept 2026, Expensify, Inc. returned +24.6% against +20.0% for the S&P 500, dividends included.

EXFY vs S&P 500, last 12 monthsTotal return, rebased to 100
406080100120140Oct 25Jan 26Apr 26Jul 26EXFYS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

EXFY analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+38.5%
Analysts raising
1
Analysts cutting
0
Fundamentals

Expensify, Inc. (EXFY) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
−10.3×

Cheaper than 93% of US stocks

Price / sales
1.6×

Cheaper than 59% of US stocks

Price / book
1.6×

Cheaper than 54% of US stocks

EV / EBITDA
−12.0×

Cheaper than 85% of US stocks

Growth & margins
Revenue growth (YoY)
−5.3%

Higher than 19% of US stocks

Earnings growth (YoY)
−5.3%

Higher than 30% of US stocks

Gross margin
48.2%

Higher than 60% of US stocks

Operating margin
−8.6%

Higher than 25% of US stocks

Net margin
−11.3%

Higher than 19% of US stocks

Returns & dividend
Return on equity
−11.7%

Higher than 35% of US stocks

Return on assets
−4.7%

Higher than 32% of US stocks

Dividend yield
—

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Expensify, Inc. (EXFY) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Expensify, Inc. has a market value of $217.0M and an enterprise value of $156.6M.

  • Revenue in the twelve months to 30 June 2026: $138.1M. The latest quarter shrank 5.3% year on year.

  • Net income over the same four quarters: −$15.6M, a −11.3% net margin.

  • Diluted earnings per share, trailing twelve months: $−0.17.

  • Free cash flow in the twelve months to 30 June 2026: $8.2M.

  • Shares outstanding: 91.9M.

  • Trailing P/E: −10.3×; forward P/E: 23.8× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Expensify, Inc. employs 117 people — $1.2M of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 8 Sept 2026

Data provided by Twelve Data

Peers

EXFY vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelSoftware - Application
CompanyMarket capTKN rank
EXFYExpensify, Inc.$217.0M
86
SVCOSilvaco Group, Inc.$213.7M
44
CMRCCommerce.com, Inc.$208.8M
79
KLTRKaltura, Inc.$236.1M
94
PERFPerfect Corp.$196.6M
72
DHXDHI Group, Inc.$196.3M
100
TONXTON Strategy Co.$187.7M
9

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Expensify, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest EXFY news & analysis

Expensify Launches Native Integration with Rillet, the AI-Native ERP

Business Wire · 1 Sept 2026positive

Expensify announced a native integration with Rillet, the AI-native ERP, allowing Rillet businesses to connect to Expensify in minutes with automatic, two-way sync of categories, dimensions, tax rates, and vendor bills for company card and out-of-pocket expenses.

Why it matters — The integration expands Expensify's ecosystem and appeal to AI-native ERP customers, potentially broadening its business reach.

The Expensify Visa® Commercial Card Brings New Proactive Spend Controls to 14 Countries

Business Wire · 17 Aug 2026positive

Expensify, Inc. announced the expanded availability of Expensify Card spend rules, which enable admins to set proactive, pre-transaction controls on how, where, and when corporate cards can be used, now offered to businesses across 14 countries. The feature is positioned as more advanced than traditional corporate cards.

Why it matters — This broadens Expensify's corporate card product to more international markets, potentially expanding its addressable customer base.

Expensify: Still Positive After Q2 Earnings Turnaround And Raised Cash Flow Guidance

Seeking Alpha · 7 Aug 2026positive

Expensify returned to non-GAAP profitability in the second quarter of fiscal 2026, with EBITDA margin improving from -3.9% to +19.6% year over year amid a shift from legacy to AI-native solutions. The company also raised its fiscal 2026 free cash flow guidance by 73% to $13 million and repurchased 7% of its shares during the quarter.

Why it matters — For EXFY watchers, this report highlights a significant financial turnaround with sharply improved profitability and stronger cash flow guidance that supports ongoing share repurchases.

Expensify, Inc. (EXFY) Q2 2026 Earnings Call Transcript

Seeking Alpha · 7 Aug 2026neutral

Seeking Alpha published the transcript of Expensify, Inc.'s (EXFY) Q2 2026 earnings call. The article presents the management discussion from the company's second-quarter earnings call.

Why it matters — A transcript of the Q2 2026 earnings call gives EXFY investors direct access to management's commentary on the company's latest quarterly results.

Expensify Q2 Earnings Call Highlights

MarketBeat · 7 Aug 2026positive

Expensify reported second-quarter revenue of $33.9 million with continued improvements in profitability and cash generation. Management highlighted growth in its newer AI-focused expense management platform as its legacy Classic product base declines.

Why it matters — It shows EXFY's revenue and profitability trends amid a shift from its legacy Classic product to a newer AI-focused platform.

FAQ

Frequently asked questions about EXFY stock

What is the EXFY stock price forecast for 2026-2027?

The 3 Wall Street analysts covering Expensify, Inc. have a median 12-month price target of $3, with estimates ranging from $2.5 to $3. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is EXFY stock a buy right now?

Of the 3 analysts covering Expensify, Inc., 1 rate it a Buy, 2 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Expensify, Inc. 86 out of 100 across roughly 4,600 US stocks as at 7 Sept 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank EXFY?

As at 7 Sept 2026, Expensify, Inc. ranks 86 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Accruals (94 of 100).

Will EXFY stock go up?

No one can know that. What the data says: the median 12-month target from 3 analysts implies +26.1% from the last close, and Ticker Nerd's factor model ranks Expensify, Inc. 86 out of 100 as at 7 Sept 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the EXFY stock forecast for 2030?

No analyst covering Expensify, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for EXFY are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $2.5 to $3 over the next 12 months.

How has EXFY stock performed over the past year?

Expensify, Inc. returned +24.6% over the 12 months to 4 Sept 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Expensify, Inc. do?

Expensify Inc. Class A Common Stock represents ownership in Expensify, Inc., a software company that provides a cloud-based expense management platform for individuals and businesses.

What is the latest news on EXFY?

The most recent item we track (Business Wire, 1 Sept 2026): "Expensify Launches Native Integration with Rillet, the AI-Native ERP". Expensify announced a native integration with Rillet, the AI-native ERP, allowing Rillet businesses to connect to Expensify in minutes with automatic, two-way sync of categories, dimensions, tax rates, and vendor bills for company card and out-of-pocket expenses.

Company

About Expensify, Inc.

Expensify Inc. Class A Common Stock represents ownership in Expensify, Inc., a software company that provides a cloud-based expense management platform for individuals and businesses. Expensify’s products are designed to simplify everyday financial operations, including receipt scanning, expense tracking, corporate card management, bill payment, invoicing, reimbursements, and travel booking. The platform also includes integrations and related tools that support accounting and money management workflows across small businesses, midsized companies, and enterprises. Expensify serves customers in the United States and internationally, making it a broad-based financial software provider focused on automating administrative tasks and centralizing spending processes. Founded in 2008 and headquartered in San Francisco, California, Expensify plays a notable role in the business software market by offering a single environment for expense control, payments, and travel-related spending management.

CEO Mr. David Barrett · 117 employees · United States · https://www.expensify.com