FCNCAFCNCAFinancial Services · Banks - Regional

FCNCA Stock Forecast: First Citizens BancShares, Inc. (North Carolina) Price Predictions for 2026-2027

Last close, 4 Nov 2026
$2,332
+0.42% on the day

The 13 Wall Street analysts covering First Citizens BancShares, Inc. (North Carolina) hold a median 12-month price target of $2,500 — +7.2% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 75 of 100 as at 4 Nov 2026 — inside the top quartile. Here, the model and the Street point the same way.

Market cap
$25.8B
Ticker Nerd rank
75/ 100
Median analyst target
$2,500
Analysts covering
13
Revenue$2.4B+5.3% y/y
Net income$672.0M
Free cash flow$753.0M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
+0.1%
1M
+12.5%
YTD
+9.0%
1Y
+29.6%
From 52W high
−2.1%
From 52W low
+32.3%
$1,762
$2,383
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

FCNCA stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores First Citizens BancShares, Inc. (North Carolina) on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 4 Nov 2026
75/ 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Issuance
100
Revisions
97
Value
88
Momentum
68
Growth
65
Accruals
37
Quality
29
Volatility
28
Size
8

Issuance (100): The share count has been shrinking and the company is not leaning on new borrowing.

Volatility (28): The share price moves around a lot.

Size (8): Larger than most of the companies we track — more scrutinised, less often mispriced.

Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.

Wall Street

FCNCA stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on FCNCA, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$1,800$2,000$2,200$2,400$2,600$2,800Jan 26Apr 26Jul 26Oct 26FCNCAHigh $2,730Median $2,500Low $2,200

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says13 analysts
2 Buy10 Hold1 Sell
Low $2,200Median $2,500High $2,730

The green dot is the last close — the median target sits +7.2% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 9 moved their price target up and 2 moved it down.

DateFirmActionRatingTarget
28 Oct 2026Truist SecuritiesMaintainsHold$2,323 → $2,470
26 Oct 2026BarclaysMaintainsEqual-Weight$2,376 → $2,650
26 Oct 2026CitigroupMaintainsNeutral$2,300 → $2,500
26 Oct 2026JP MorganDowngradeUnderweight$2,300 → $2,200
26 Oct 2026TD CowenMaintainsBuy$2,430 → $2,730
1 Oct 2026JP MorganMaintainsNeutral—
1 Oct 2026JP MorganMaintainsNeutral$2,450 → $2,300
14 Sept 2026UBSReinstatesNeutral$2,250
28 July 2026Truist SecuritiesMaintainsHold$2,150 → $2,323
28 July 2026Truist SecuritiesMaintainsHold—
27 July 2026BarclaysMaintainsEqual-Weight—
27 July 2026BarclaysMaintainsEqual-Weight$2,346 → $2,376
27 July 2026Piper SandlerMaintainsNeutral$2,050 → $2,100
27 July 2026Piper SandlerMaintainsNeutral—
24 July 2026JP MorganMaintainsNeutral—
24 July 2026JP MorganMaintainsNeutral$2,350 → $2,450
9 July 2026Keefe, Bruyette & WoodsDowngradeMarket Perform$2,300
9 July 2026Keefe, Bruyette & WoodsDowngradeMarket Perform—
7 July 2026Goldman SachsMaintainsNeutral—
7 July 2026Goldman SachsMaintainsNeutral$2,100 → $2,340

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

FCNCA appears in the Radar on the weeks it earns a place.

  • Market Radar, every Monday: the week's biggest rank moves across ~4,600 US stocks, and the reason for each.
  • The AI build-out map, free: every AI company we track, part by part, and one part in full with each verdict.

Free. Unsubscribe any time.

The AI build-out map
PDF
  • AI cloud capacity

    MSFTAMZNGOOGLORCL

  • AI chips

    NVDAAVGOAMDMU

  • AI networking and serversIn full

    ANETDELLLITECRDO

  • Data centre power

    VRTCEGGEVVST

Performance

FCNCA vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 4 Nov 2026, First Citizens BancShares, Inc. (North Carolina) returned +29.6% against +14.8% for the S&P 500, dividends included.

FCNCA vs S&P 500, last 12 monthsTotal return, rebased to 100
90100110120130Jan 26Apr 26Jul 26Oct 26FCNCAS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

FCNCA analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingThis fiscal year
EPS revision, 90 days
+6.6%
Analysts raising
4
Analysts cutting
1
Fundamentals

First Citizens BancShares, Inc. (North Carolina) (FCNCA) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
12.0×

Cheaper than 53% of US stocks

Price / sales
2.7×

Cheaper than 43% of US stocks

Price / book
1.3×

Cheaper than 59% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
6.9%

Higher than 45% of US stocks

Earnings growth (YoY)
6.7%

Higher than 45% of US stocks

Gross margin
—
Operating margin
37.3%

Higher than 90% of US stocks

Net margin
25.2%

Higher than 86% of US stocks

Returns & dividend
Return on equity
11.0%

Higher than 65% of US stocks

Return on assets
1.0%

Higher than 50% of US stocks

Dividend yield
0.4%

Higher than 65% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

First Citizens BancShares, Inc. (North Carolina) (FCNCA) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • First Citizens BancShares, Inc. (North Carolina) has a market value of $25.8B and an enterprise value of $35.0B.

  • Revenue in the twelve months to 30 June 2026: $9.3B. The latest quarter grew 6.9% year on year.

  • Net income over the same four quarters: $2.4B, a 25.2% net margin.

  • Diluted earnings per share, trailing twelve months: $187.04.

  • Free cash flow in the twelve months to 30 June 2026: $1.6B.

  • First Citizens BancShares, Inc. (North Carolina) spent $3.3B on share buybacks and $185.0M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 11.4M.

  • Trailing P/E: 12.0×; forward P/E: 10.8× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 0.39%, paying out 4% of earnings.

  • First Citizens BancShares, Inc. (North Carolina) employs 17,876 people — $522K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 5 Nov 2026

Data provided by Twelve Data

Peers

FCNCA vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
FCNCAFirst Citizens BancShares, Inc. (North Carolina)$25.8B75
RFRegions Financial Corp.$24.7B66
CFGCitizens Financial Group, Inc. (Rhode Island)$28.3B41
KEYKeyCorp$23.4B64
BAPCredicorp Ltd.$28.5B58
MTBM&T Bank Corp.$32.6B68
HBANHuntington Bancshares, Inc.$32.6B9

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own First Citizens BancShares, Inc. (North Carolina) — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest FCNCA news & analysis

2 Bank Stocks to Buy After Their Third-Quarter Earnings Reports

The Motley Fool · 5 Nov 2026neutral

The Motley Fool reported that bank earnings are increasing despite higher funding costs, while noting concerns about a potential future credit cycle. The headline identifies two bank stocks following their third-quarter earnings reports.

Why it matters — FCNCA watchers may find the broader banking context relevant, including improving earnings alongside funding-cost and credit-cycle concerns.

Earnings Estimates Moving Higher for First Citizens (FCNCA): Time to Buy?

Zacks Investment Research · 3 Nov 2026positive

Zacks Investment Research reports that First Citizens BancShares shares have started gaining, with solid earnings estimate revisions cited as an indicator of possible near-term momentum.

Why it matters — FCNCA watchers may note the reported upward earnings estimate revisions and the article’s connection between them and recent share gains.

Dividend Announcements: October 17-23, 2026 (Part 1 Of 2)

Seeking Alpha · 28 Oct 2026neutral

Seeking Alpha’s Part 1 roundup covers 25 of 42 companies that increased dividends during the week of October 17–23, 2026. It highlights Comfort Systems USA’s 66.7% year-over-year increase and West Pharmaceutical Services’ 18.18% increase.

Why it matters — The excerpt does not mention First Citizens BancShares or provide company-specific dividend information, so it offers no direct update for FCNCA watchers.

These Analysts Revise Their Forecasts On First Citizens BancShares After Q3 Results

Benzinga · 26 Oct 2026positive

First Citizens BancShares reported better-than-expected third-quarter earnings and authorized up to $1.2 billion in repurchases of Class A common shares through 2027. The headline says analysts revised their forecasts after the results, but the excerpt does not specify the revisions.

Why it matters — FCNCA watchers may note the earnings result and the newly authorized share repurchase plan when assessing company updates.

FAQ

Frequently asked questions about FCNCA stock

What is the FCNCA stock price forecast for 2026-2027?

The 13 Wall Street analysts covering First Citizens BancShares, Inc. (North Carolina) have a median 12-month price target of $2,500, with estimates ranging from $2,200 to $2,730. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is FCNCA stock a buy right now?

Of the 13 analysts covering First Citizens BancShares, Inc. (North Carolina), 2 rate it a Buy, 10 a Hold and 1 a Sell. Ticker Nerd's systematic factor model ranks First Citizens BancShares, Inc. (North Carolina) 75 out of 100 across roughly 4,600 US stocks as at 4 Nov 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank FCNCA?

As at 4 Nov 2026, First Citizens BancShares, Inc. (North Carolina) ranks 75 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Issuance (100 of 100).

Will FCNCA stock go up?

No one can know that. What the data says: the median 12-month target from 13 analysts implies +7.2% from the last close, and Ticker Nerd's factor model ranks First Citizens BancShares, Inc. (North Carolina) 75 out of 100 as at 4 Nov 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the FCNCA stock forecast for 2030?

No analyst covering First Citizens BancShares, Inc. (North Carolina) publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for FCNCA are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $2,200 to $2,730 over the next 12 months.

How has FCNCA stock performed over the past year?

First Citizens BancShares, Inc. (North Carolina) returned +29.6% over the 12 months to 4 Nov 2026, with dividends reinvested. Past performance does not indicate future returns.

What does First Citizens BancShares, Inc. (North Carolina) do?

First Citizens BancShares, Inc. Class A Common Stock represents the equity of First Citizens BancShares, Inc., a bank holding company that provides retail and commercial banking services through its subsidiaries.

What is the latest news on FCNCA?

The most recent item we track (The Motley Fool, 5 Nov 2026): "2 Bank Stocks to Buy After Their Third-Quarter Earnings Reports". The Motley Fool reported that bank earnings are increasing despite higher funding costs, while noting concerns about a potential future credit cycle. The headline identifies two bank stocks following their third-quarter earnings reports.

Company

About First Citizens BancShares, Inc. (North Carolina).

First Citizens BancShares, Inc. Class A Common Stock represents the equity of First Citizens BancShares, Inc., a bank holding company that provides retail and commercial banking services through its subsidiaries. The company serves individuals, businesses, and institutional clients with deposit products, lending, treasury services, and other financial solutions across its General Banking and Commercial Banking operations. It also includes a Rail segment and Corporate activities, reflecting a diversified business mix within the financial services sector. Headquartered in Raleigh, North Carolina, First Citizens BancShares operates as a regional banking institution with a broad client base and a focus on traditional banking services supported by specialized commercial capabilities.

CEO Mr. Frank Brown Holding Jr. · 17,876 employees · United States · https://www.firstcitizens.com