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FCNCA Stock Forecast: First Citizens BancShares, Inc. Price Predictions for 2026

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$2,117.62

-14.07 (-0.66%)

FCNCA Stock Forecast 2025-2026

$2,117.62
Current Price
$27.78B
Market Cap
14 Ratings
Buy 9
Hold 5
Sell 0
Wall St Analyst Ratings

Distance to FCNCA Price Targets

+18.1%
To High Target of $2,500.00
+3.3%
To Median Target of $2,187.50
-10.3%
To Low Target of $1,900.00

FCNCA Price Momentum

+1.4%
1 Week Change
+16.4%
1 Month Change
+21.1%
1 Year Change
+0.2%
Year-to-Date Change
-12.2%
From 52W High of $2,412.93
+43.7%
From 52W Low of $1,473.62
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Latest FCNCA Stock Price Targets & Analyst Predictions

Based on our analysis of 19 Wall Street analysts, FCNCA has a bullish consensus with a median price target of $2,187.50 (ranging from $1,900.00 to $2,500.00). The overall analyst rating is Buy (7.9/10). Currently trading at $2,117.62, the median forecast implies a 3.3% upside. This outlook is supported by 9 Buy, 5 Hold, and 0 Sell ratings.

The most optimistic forecast comes from Christopher Mcgratty at Keefe, Bruyette & Woods, projecting a 18.1% upside.

Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.

FCNCA Analyst Ratings

9
Buy
5
Hold
0
Sell

FCNCA Price Target Range

Low
$1,900.00
Average
$2,187.50
High
$2,500.00
Current: $2,117.62

Latest FCNCA Stock Forecasts by Analyst

These are the latest 20 analyst ratings and price targets for FCNCA.

Date Firm Analyst Rating Change Price Target
Jul 2, 2025 Citigroup Benjamin Gerlinger Neutral Maintains $2,050.00
Jul 1, 2025 JP Morgan Anthony Elian Overweight Maintains $2,250.00
May 21, 2025 Jefferies David Chiaverini Hold Initiates $2,050.00
Apr 25, 2025 Barclays Jason Goldberg Equal-Weight Maintains $2,400.00
Mar 18, 2025 Goldman Sachs Ryan Nash Buy Maintains $2,200.00
Mar 11, 2025 Piper Sandler Stephen Scouten Overweight Upgrade $2,250.00
Jan 29, 2025 Truist Securities Brian Foran Hold Maintains $2,384.00
Jan 27, 2025 Barclays Jason Goldberg Equal-Weight Maintains $2,568.00
Jan 27, 2025 Piper Sandler Stephen Scouten Neutral Maintains $2,250.00
Jan 27, 2025 Keefe, Bruyette & Woods Christopher Mcgratty Outperform Maintains $2,600.00
Jan 7, 2025 Truist Securities Brian Foran Hold Initiates $2,303.00
Jan 7, 2025 JP Morgan Anthony Elian Overweight Maintains $2,600.00
Jan 6, 2025 Barclays Jason Goldberg Equal-Weight Maintains $2,456.00
Dec 17, 2024 UBS Nicholas Holowko Buy Assumes $2,700.00
Dec 9, 2024 Deutsche Bank Bernard von-Gizycki Buy Initiates $2,600.00
Dec 4, 2024 Keefe, Bruyette & Woods Christopher Mcgratty Market Perform Downgrade $2,500.00
Nov 26, 2024 Goldman Sachs Ryan Nash Buy Maintains $2,625.00
Oct 25, 2024 Wedbush David Chiaverini Neutral Maintains $2,000.00
Oct 25, 2024 JP Morgan Anthony Elian Overweight Maintains $2,300.00
Sep 24, 2024 Wedbush David Chiaverini Neutral Downgrade $2,150.00

First Citizens BancShares, Inc. (FCNCA) Competitors

The following stocks are similar to First Citizens based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.

First Citizens BancShares, Inc. (FCNCA) Financial Data

First Citizens BancShares, Inc. has a market capitalization of $27.78B with a P/E ratio of 12.1x. The company generates $9.09B in trailing twelve-month revenue with a 27.8% profit margin.

Revenue growth is -10.0% quarter-over-quarter, while maintaining an operating margin of +34.8% and return on equity of +11.5%.

Valuation Metrics

Market Cap $27.78B
Enterprise Value $40.91B
P/E Ratio 12.1x
PEG Ratio 13.0x
Price/Sales 3.1x

Growth & Margins

Revenue Growth (YoY) -10.0%
Gross Margin N/A
Operating Margin +34.8%
Net Margin +27.8%
EPS Growth -33.9%

Financial Health

Cash/Price Ratio +93.8%
Current Ratio 0.0x
Debt/Equity 1.8x
ROE +11.5%
ROA +1.1%
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First Citizens BancShares, Inc. logo

First Citizens BancShares, Inc. (FCNCA) Business Model

About First Citizens BancShares, Inc.

What They Do

Provides comprehensive commercial banking services.

Business Model

The company operates as a financial holding entity, generating revenue through a variety of banking services such as retail and business banking, wealth management, and mortgage lending. By serving a diverse clientele, including individuals and corporations, it establishes multiple income streams and strengthens its market position.

Additional Information

Headquartered in Raleigh, North Carolina, the company has a strong presence in the U.S. banking sector, known for its stability and conservative growth strategies. Its strategic acquisitions have further expanded its market reach, and its commitment to customer service enhances its reputation in the industry.

Company Information

Sector

Financial Services

Industry

Banks - Regional

Employees

17,191

CEO

Mr. Frank Brown Holding Jr.

Country

United States

IPO Year

1992

First Citizens BancShares, Inc. (FCNCA) Latest News & Analysis

Latest News

FCNCA stock latest news image
Quick Summary

First Citizens BancShares, Inc. (NASDAQ: FCNCA) will release its financial results for Q2 2025 on July 25, 2025, before U.S. markets open.

Why It Matters

The upcoming financial results announcement from First Citizens BancShares could impact stock performance, influencing investor sentiment and market positioning ahead of the report.

Source: PRNewsWire
Market Sentiment: Neutral
FCNCA stock latest news image
Quick Summary

Diane Morais has been appointed to the board of directors of First Citizens BancShares, Inc. and its subsidiary, effective July 1, 2025, enhancing governance efforts.

Why It Matters

Diane Morais' appointment to First Citizens BancShares' board enhances governance, potentially leading to better decision-making and improved investor confidence.

Source: PRNewsWire
Market Sentiment: Neutral
FCNCA stock latest news image
Quick Summary

Merlo America LLC and First Citizens Bank Equipment Finance have established a vendor finance agreement to offer leasing and lending solutions for construction and agricultural equipment.

Why It Matters

The vendor finance agreement enhances Merlo's customer access to equipment financing, potentially boosting sales and market share, which could positively impact Merlo's stock and financial performance.

Source: PRNewsWire
Market Sentiment: Neutral
FCNCA stock latest news image
Quick Summary

FHLBank Pittsburgh awarded First Citizens Community Bank the 2025 Pillars of the Community Award, recognizing its contributions to the community.

Why It Matters

Recognition through the Pillars of the Community Awards enhances First Citizens Community Bank's reputation, potentially boosting investor confidence and attracting more business.

Source: Business Wire
Market Sentiment: Neutral
FCNCA stock latest news image
Quick Summary

Silicon Valley Bank and Setpoint provided UpEquity with a $200 million warehouse facility, aiming to support $1 billion in mortgage originations over the next two years.

Why It Matters

The $200 million financing for UpEquity signals growth potential in the mortgage tech sector, which may attract investor interest and influence market valuations in real estate and fintech.

Source: PRNewsWire
Market Sentiment: Neutral
FCNCA stock latest news image
Quick Summary

Venture capital investment in frontier technology has risen 47% year-over-year, fueled by demand for AI computing, defense tech innovations, and industrial automation growth, per SVB.

Why It Matters

Surging VC investment in frontier tech indicates strong market confidence, suggesting potential high returns for companies in AI, defense, and automation, influencing stock valuations and opportunities.

Source: PRNewsWire
Market Sentiment: Neutral

Frequently Asked Questions About FCNCA Stock

What is First Citizens BancShares, Inc.'s (FCNCA) stock forecast for 2026?

Based on our analysis of 19 Wall Street analysts, First Citizens BancShares, Inc. (FCNCA) has a median price target of $2,187.50. The highest price target is $2,500.00 and the lowest is $1,900.00.

Is FCNCA stock a good investment in 2026?

According to current analyst ratings, FCNCA has 9 Buy ratings, 5 Hold ratings, and 0 Sell ratings. The stock is currently trading at $2,117.62. Always conduct your own research and consider your investment goals before making investment decisions.

What is the long-term price prediction for FCNCA stock?

Wall Street analysts predict FCNCA stock could reach $2,187.50 in the next 12 months. This represents a 3.3% increase from the current price of $2,117.62. Please note that this is a projection by Wall Street analysts and not a guarantee.

What is First Citizens BancShares, Inc.'s business model?

The company operates as a financial holding entity, generating revenue through a variety of banking services such as retail and business banking, wealth management, and mortgage lending. By serving a diverse clientele, including individuals and corporations, it establishes multiple income streams and strengthens its market position.

What is the highest forecasted price for FCNCA First Citizens BancShares, Inc.?

The highest price target for FCNCA is $2,500.00 from Christopher Mcgratty at Keefe, Bruyette & Woods, which represents a 18.1% increase from the current price of $2,117.62.

What is the lowest forecasted price for FCNCA First Citizens BancShares, Inc.?

The lowest price target for FCNCA is $1,900.00 from at , which represents a -10.3% decrease from the current price of $2,117.62.

What is the overall FCNCA consensus from analysts for First Citizens BancShares, Inc.?

The overall analyst consensus for FCNCA is bullish. Out of 19 Wall Street analysts, 9 rate it as Buy, 5 as Hold, and 0 as Sell, with a median price target of $2,187.50.

How accurate are FCNCA stock price projections?

Stock price projections, including those for First Citizens BancShares, Inc., are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.

Important Disclaimer

The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.

Last updated: July 13, 2025 2:25 PM UTC
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