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FCNCA Stock Forecast: First Citizens BancShares, Inc. Price Predictions for 2026

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$1,981.53

-5.48 (-0.28%)

FCNCA Stock Forecast 2026-2027

$1,981.53
Current Price
$23.45B
Market Cap
12 Ratings
Buy 3
Hold 9
Sell 0
Wall St Analyst Ratings

Distance to FCNCA Price Targets

+26.2%
To High Target of $2,500.00
+9.9%
To Median Target of $2,177.00
+0.9%
To Low Target of $2,000.00

FCNCA Price Momentum

-0.4%
1 Week Change
+11.5%
1 Month Change
+15.4%
1 Year Change
-7.7%
Year-to-Date Change
-11.2%
From 52W High of $2,232.21
+22.0%
From 52W Low of $1,623.76
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Latest FCNCA Stock Price Targets & Analyst Predictions

Based on our analysis of 19 Wall Street analysts, FCNCA has a neutral consensus with a median price target of $2,177.00 (ranging from $2,000.00 to $2,500.00). The overall analyst rating is Buy (6.8/10). Currently trading at $1,981.53, the median forecast implies a 9.9% upside. This outlook is supported by 3 Buy, 9 Hold, and 0 Sell ratings.

The most optimistic forecast comes from Steven Alexopoulos at TD Cowen, projecting a 26.2% upside. Conversely, the most conservative target is provided by Benjamin Gerlinger at Citigroup, suggesting a 0.9% upside.

Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.

FCNCA Analyst Ratings

3
Buy
9
Hold
0
Sell

FCNCA Price Target Range

Low
$2,000.00
Average
$2,177.00
High
$2,500.00
Current: $1,981.53

Latest FCNCA Stock Forecasts by Analyst

These are the latest 20 analyst ratings and price targets for FCNCA.

Date Firm Analyst Rating Change Price Target
Apr 9, 2026 Keefe, Bruyette & Woods Christopher Mcgratty Outperform Maintains $2,300.00
Apr 1, 2026 JP Morgan Anthony Elian Neutral Downgrade $2,200.00
Jan 29, 2026 Piper Sandler Stephen Scouten Neutral Maintains $2,100.00
Jan 27, 2026 Truist Securities Brian Foran Hold Maintains $2,150.00
Jan 26, 2026 TD Cowen Steven Alexopoulos Buy Maintains $2,500.00
Jan 26, 2026 Barclays Jason Goldberg Equal-Weight Maintains $2,346.00
Jan 26, 2026 Citigroup Benjamin Gerlinger Neutral Maintains $2,100.00
Jan 5, 2026 Barclays Jason Goldberg Equal-Weight Maintains $2,456.00
Dec 30, 2025 Citigroup Benjamin Gerlinger Neutral Maintains $2,250.00
Dec 16, 2025 JP Morgan Anthony Elian Overweight Maintains $2,500.00
Nov 5, 2025 UBS Nicholas Holowko Buy Maintains $2,250.00
Oct 28, 2025 Truist Securities Brian Foran Hold Maintains $2,050.00
Oct 27, 2025 Citigroup Benjamin Gerlinger Neutral Maintains $2,000.00
Oct 24, 2025 Piper Sandler Stephen Scouten Neutral Maintains $2,000.00
Oct 24, 2025 Keefe, Bruyette & Woods Christopher Mcgratty Outperform Maintains $2,050.00
Oct 24, 2025 Barclays Jason Goldberg Equal-Weight Maintains $2,190.00
Oct 6, 2025 Goldman Sachs Ryan Nash Buy Maintains $1,950.00
Oct 3, 2025 Truist Securities Brian Foran Hold Maintains $2,000.00
Jul 28, 2025 Piper Sandler Stephen Scouten Neutral Downgrade $2,150.00
Jul 2, 2025 Citigroup Benjamin Gerlinger Neutral Maintains $2,050.00

First Citizens BancShares, Inc. (FCNCA) Competitors

The following stocks are similar to First Citizens based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.

First Citizens BancShares, Inc. (FCNCA) Financial Data

First Citizens BancShares, Inc. has a market capitalization of $23.45B with a P/E ratio of 12.0x. The company generates $9.04B in trailing twelve-month revenue with a 24.4% profit margin.

Revenue growth is +6.2% quarter-over-quarter, while maintaining an operating margin of +37.6% and return on equity of +9.9%.

Valuation Metrics

Market Cap $23.45B
Enterprise Value $41.71B
P/E Ratio 12.0x
PEG Ratio -1.7x
Price/Sales 2.6x

Growth & Margins

Revenue Growth (YoY) +6.2%
Gross Margin N/A
Operating Margin +37.6%
Net Margin +24.4%
EPS Growth -17.1%

Financial Health

Cash/Price Ratio +90.3%
Current Ratio N/A
Debt/Equity 1.7x
ROE +9.9%
ROA +1.0%
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First Citizens BancShares, Inc. logo

First Citizens BancShares, Inc. (FCNCA) Business Model

About First Citizens BancShares, Inc.

What They Do

Full-service commercial banking and financial services.

Business Model

The company operates through four segments: General Banking, Commercial Banking, Silicon Valley Banking, and Rail. It generates revenue primarily through interest on loans, fees for services, and asset management, catering to a diverse clientele including consumers, small and middle-market companies, and specialized commercial clients.

Additional Information

Founded in 1898 and headquartered in Raleigh, North Carolina, First Citizens BancShares has a strong market presence in North Carolina, South Carolina, and California. The bank offers a broad suite of services including deposit accounts, various types of loans, treasury services, and specialized financing solutions.

Company Information

Sector

Financial Services

Industry

Banks - Regional

Employees

17,191

CEO

Mr. Frank Brown Holding Jr.

Country

United States

IPO Year

1992

First Citizens BancShares, Inc. (FCNCA) Latest News & Analysis

Featured Analysis
Powered by Zacks Investment Research

First Citizens BancShares (FCNCA) Reports Next Week: Wall Street Expects Earnings Growth

First Citizens (FCNCA) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Apr 16, 2026 By Zacks Equity Research Tale of the Tape

Why First Citizens (FCNCA) Could Beat Earnings Estimates Again

First Citizens (FCNCA) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.

Apr 15, 2026 By Zacks Equity Research Tale of the Tape

Latest News

FCNCA stock latest news image
Quick Summary

First Citizens (FCNCA) has a strong earnings surprise history and favorable conditions for a potential earnings beat in its upcoming quarterly report.

Why It Matters

First Citizensโ€™ strong earnings surprise history and favorable conditions increase the likelihood of a positive quarterly report, potentially boosting investor confidence and stock performance.

Source: Zacks Investment Research
Market Sentiment: Positive
FCNCA stock latest news image
Quick Summary

First Citizens Bank appointed Chris Stringer as Area Executive for Dallas-Fort Worth, aiming to enhance business and branch banking operations and support growth in North Texas.

Why It Matters

The appointment of Chris Stringer signals First Citizens Bank's commitment to growth in a key market, potentially enhancing its competitiveness and profitability in a thriving economic region.

Source: PRNewsWire
Market Sentiment: Neutral
FCNCA stock latest news image
Quick Summary

First Citizens BancShares, Inc. (NASDAQ: FCNCA) will release its Q1 2026 financial results on April 23, 2026, before U.S. markets open.

Why It Matters

The upcoming financial results announcement could impact stock prices and investor sentiment, providing insights into BancShares' performance and market position.

Source: PRNewsWire
Market Sentiment: Neutral
FCNCA stock latest news image
Quick Summary

Pomerantz LLP is investigating claims for investors of First Citizens BancShares, Inc. (NASDAQ: FCNCA). Interested parties should contact Danielle Peyton for more information.

Why It Matters

Investigation into First Citizens BancShares may signal potential legal issues or financial discrepancies, impacting stock performance and investor confidence.

Source: GlobeNewsWire
Market Sentiment: Neutral
FCNCA stock latest news image
Quick Summary

Pomerantz LLP is investigating claims for investors of First Citizens BancShares, Inc. (NASDAQ: FCNCA). Interested parties should contact Danielle Peyton for more information.

Why It Matters

Investigation into First Citizens BancShares may indicate potential legal or financial issues, impacting stock performance and investor sentiment.

Source: PRNewsWire
Market Sentiment: Neutral
FCNCA stock latest news image
Quick Summary

First Citizens BancShares aims to pursue acquisitions to achieve the scale required for compliance with new regulations for banks exceeding $250 billion in assets, per Bloomberg.

Why It Matters

First Citizens BancShares' acquisition plans signal growth ambitions and potential regulatory challenges, impacting its valuation and strategic positioning in the banking sector.

Source: PYMNTS
Market Sentiment: Positive

Frequently Asked Questions About FCNCA Stock

What is First Citizens BancShares, Inc.'s (FCNCA) stock forecast for 2026?

Based on our analysis of 19 Wall Street analysts, First Citizens BancShares, Inc. (FCNCA) has a median price target of $2,177.00. The highest price target is $2,500.00 and the lowest is $2,000.00.

Is FCNCA stock a good investment in 2026?

According to current analyst ratings, FCNCA has 3 Buy ratings, 9 Hold ratings, and 0 Sell ratings. The stock is currently trading at $1,981.53. Always conduct your own research and consider your investment goals before making investment decisions.

What is the long-term price prediction for FCNCA stock?

Wall Street analysts predict FCNCA stock could reach $2,177.00 in the next 12 months. This represents a 9.9% increase from the current price of $1,981.53. Please note that this is a projection by Wall Street analysts and not a guarantee.

What is First Citizens BancShares, Inc.'s business model?

The company operates through four segments: General Banking, Commercial Banking, Silicon Valley Banking, and Rail. It generates revenue primarily through interest on loans, fees for services, and asset management, catering to a diverse clientele including consumers, small and middle-market companies, and specialized commercial clients.

What is the highest forecasted price for FCNCA First Citizens BancShares, Inc.?

The highest price target for FCNCA is $2,500.00 from Steven Alexopoulos at TD Cowen, which represents a 26.2% increase from the current price of $1,981.53.

What is the lowest forecasted price for FCNCA First Citizens BancShares, Inc.?

The lowest price target for FCNCA is $2,000.00 from Benjamin Gerlinger at Citigroup, which represents a 0.9% increase from the current price of $1,981.53.

What is the overall FCNCA consensus from analysts for First Citizens BancShares, Inc.?

The overall analyst consensus for FCNCA is neutral. Out of 19 Wall Street analysts, 3 rate it as Buy, 9 as Hold, and 0 as Sell, with a median price target of $2,177.00.

How accurate are FCNCA stock price projections?

Stock price projections, including those for First Citizens BancShares, Inc., are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.

Important Disclaimer

The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.

Last updated: April 17, 2026 7:13 PM UTC
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