FCNCAFCNCAFinancial Services · Banks - Regional

FCNCA Stock Forecast: First Citizens BancShares, Inc. (North Carolina) Price Predictions for 2026-2027

Last close, 3 Aug 2026
$2,218
+1.45% on the day

The 12 Wall Street analysts covering First Citizens BancShares, Inc. (North Carolina) hold a median 12-month price target of $2,317 — +4.4% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 71 of 100 as at 1 Aug 2026 — in the upper half. Here, the model and the Street point the same way.

Market cap
$24.9B
Ticker Nerd rank
71 / 100
Median analyst target
$2,317
Analysts covering
12
Total return, dividends reinvested
1W
+3.8%
1M
+6.5%
YTD
+3.6%
1Y
+16.5%
From 52W high
0.0%
From 52W low
+35.8%
$1,633
$2,218
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

FCNCA stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores First Citizens BancShares, Inc. (North Carolina) on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 1 Aug 2026
71 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Issuance
99
Revisions
97
Value
91
Growth
62
Momentum
48
Accruals
37
Quality
30
Volatility
26
Size
9

Issuance (99): The share count has been shrinking and the company is not leaning on new borrowing.

Volatility (26): The share price moves around a lot.

Size (9): Larger than most of the companies we track — more scrutinised, less often mispriced.

The rank is the raw material. Whether the rules would actually own First Citizens BancShares, Inc. (North Carolina) — and when they’d sell — is the membership.

Wall Street

FCNCA stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on FCNCA, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$1,800$2,000$2,200$2,400$2,600Oct 25Jan 26Apr 26Jul 26FCNCAHigh $2,475Median $2,317Low $2,100

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

What Wall Street says12 analysts
2 Buy10 Hold0 Sell
Low $2,100Median $2,317High $2,475

The green dot is the last close — the median target sits +4.4% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 5 moved their price target up and 0 moved it down.

DateFirmActionRatingTarget
28 July 2026Truist SecuritiesMaintainsHold$2,150$2,323
27 July 2026BarclaysMaintainsEqual-Weight$2,346$2,376
27 July 2026Piper SandlerMaintainsNeutral$2,050$2,100
24 July 2026JP MorganMaintainsNeutral$2,350$2,450
9 July 2026Keefe, Bruyette & WoodsDowngradeMarket Perform
9 July 2026Keefe, Bruyette & WoodsDowngradeMarket Perform$2,300
7 July 2026Goldman SachsMaintainsNeutral
7 July 2026Goldman SachsMaintainsNeutral$2,100$2,340
1 July 2026JP MorganMaintainsNeutral
27 Apr 2026TD CowenMaintainsBuy
24 Apr 2026JP MorganMaintainsNeutral
9 Apr 2026Keefe, Bruyette & WoodsMaintainsOutperform
1 Apr 2026JP MorganDowngradeNeutral
29 Jan 2026Piper SandlerMaintainsNeutral
27 Jan 2026Truist SecuritiesMaintainsHold
26 Jan 2026BarclaysMaintainsEqual-Weight
26 Jan 2026CitigroupMaintainsNeutral
26 Jan 2026TD CowenMaintainsBuy
5 Jan 2026BarclaysMaintainsEqual-Weight
30 Dec 2025CitigroupMaintainsNeutral

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Estimates

FCNCA analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+6.6%
Analysts raising
3
Analysts cutting
0
Fundamentals

First Citizens BancShares, Inc. (North Carolina) (FCNCA) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
11.7×

Cheaper than 55% of US stocks

Price / sales
2.7×

Cheaper than 45% of US stocks

Price / book
1.2×

Cheaper than 65% of US stocks

EV / EBITDA
Growth & margins
Revenue growth (YoY)
8.5%

Higher than 51% of US stocks

Earnings growth (YoY)
16.9%

Higher than 58% of US stocks

Gross margin
Operating margin
39.0%

Higher than 92% of US stocks

Net margin
25.2%

Higher than 86% of US stocks

Returns & dividend
Return on equity
10.7%

Higher than 65% of US stocks

Return on assets
1.0%

Higher than 50% of US stocks

Dividend yield
0.4%

Higher than 7% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Peers

FCNCA vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
FCNCAFirst Citizens BancShares, Inc. (North Carolina)$24.9B
71
KEYKeyCorp$24.5B
55
RFRegions Financial Corp.$27.6B
52
CFGCitizens Financial Group, Inc. (Rhode Island)$30.8B
55
BAPCredicorp Ltd.$31.9B
63
HBANHuntington Bancshares, Inc.$34.6B
8
MTBM&T Bank Corp.$35.7B
70
Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. FCNCA appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

News

Latest FCNCA news & analysis

First Citizens Bank Purchases Office Buildings in San Diego

PRNewsWire · 30 July 2026positive

First Citizens Bank, the banking subsidiary of First Citizens BancShares, announced it has purchased two office buildings in San Diego to support the company's expanding presence in Southern California.

Why it matters — This real estate acquisition signals an investment in the company's physical footprint and operational capacity in the Southern California region.

FAQ

Frequently asked questions about FCNCA stock

What is the FCNCA stock price forecast for 2026-2027?

The 12 Wall Street analysts covering First Citizens BancShares, Inc. (North Carolina) have a median 12-month price target of $2,317, with estimates ranging from $2,100 to $2,475. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is FCNCA stock a buy right now?

Of the 12 analysts covering First Citizens BancShares, Inc. (North Carolina), 2 rate it a Buy, 10 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks First Citizens BancShares, Inc. (North Carolina) 71 out of 100 across roughly 4,600 US stocks as at 1 Aug 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank FCNCA?

As at 1 Aug 2026, First Citizens BancShares, Inc. (North Carolina) ranks 71 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Issuance (99 of 100).

Will FCNCA stock go up?

No one can know that. What the data says: the median 12-month target from 12 analysts implies +4.4% from the last close, and Ticker Nerd's factor model ranks First Citizens BancShares, Inc. (North Carolina) 71 out of 100 as at 1 Aug 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the FCNCA stock forecast for 2030?

No analyst covering First Citizens BancShares, Inc. (North Carolina) publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for FCNCA are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $2,100 to $2,475 over the next 12 months.

How has FCNCA stock performed over the past year?

First Citizens BancShares, Inc. (North Carolina) returned +16.5% over the 12 months to 3 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.

What does First Citizens BancShares, Inc. (North Carolina) do?

First Citizens BancShares, Inc. is the holding company for First Citizens Bank, a full-service commercial bank headquartered in Raleigh, North Carolina.

What is the latest news on FCNCA?

The most recent item we track (PRNewsWire, 3 Aug 2026): "First Citizens Bank Appoints Stacie Bales Barton and Sharon Thompson to Lead Growth Across Central U.S.". First Citizens Bank appointed Stacie Bales Barton and Sharon Thompson as Executive Vice Presidents to lead growth across the Northeast Regional and Community West Regions.

Company

About First Citizens BancShares, Inc. (North Carolina).

First Citizens BancShares, Inc. is the holding company for First Citizens Bank, a full-service commercial bank headquartered in Raleigh, North Carolina. It operates through four primary segments: General Banking, which delivers deposit, lending, and digital banking products to consumers and businesses via branches and online channels; Commercial Banking, offering lending, leasing, capital markets, asset management, and advisory services to small and middle-market companies across industries such as energy, healthcare, technology, media, telecom, aerospace, defense, and sponsor finance; Silicon Valley Banking, providing specialized products to commercial clients in innovation markets including healthcare, technology, private equity, and venture capital; and Rail, delivering customized leasing and financing for railcars and locomotives to railroads and shippers. The bank maintains a strong presence in key markets like North Carolina, South Carolina, and California, serving retail, commercial, institutional, and wealth management clients with a broad suite of deposit accounts, commercial and industrial loans, real estate lending, treasury services, cash management, and specialized financing solutions. Founded in 1898, First Citizens BancShares focuses on diversified financial services with a core emphasis on banking operations.

CEO Mr. Frank Brown Holding Jr. · 17,876 employees · United States · https://www.firstcitizens.com