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FCNCA Stock Forecast: First Citizens BancShares, Inc. (North Carolina) Price Predictions for 2026-2027

Last close, 4 Sept 2026
$2,208
+0.23% on the day

The 12 Wall Street analysts covering First Citizens BancShares, Inc. (North Carolina) hold a median 12-month price target of $2,342 — +6.0% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 73 of 100 as at 3 Sept 2026 — in the upper half. Here, the model and the Street point the same way.

Market cap
$24.9B
Ticker Nerd rank
73 / 100
Median analyst target
$2,342
Analysts covering
12
Revenue$2.4B+5.3% y/y
Net income$672.0M
Free cash flow$753.0M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
+0.8%
1M
−1.8%
YTD
+3.2%
1Y
+10.3%
From 52W high
−3.5%
From 52W low
+35.3%
$1,632
$2,289
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

FCNCA stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores First Citizens BancShares, Inc. (North Carolina) on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 3 Sept 2026
73 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Issuance
99
Revisions
95
Value
90
Growth
59
Momentum
57
Volatility
42
Accruals
38
Quality
33
Size
9

Issuance (99): The share count has been shrinking and the company is not leaning on new borrowing.

Quality (33): Profits are thin or unreliable for the size of the business, or they are not turning into cash.

Size (9): Larger than most of the companies we track — more scrutinised, less often mispriced.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

FCNCA stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on FCNCA, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$1,600$1,800$2,000$2,200$2,400$2,600Oct 25Jan 26Apr 26Jul 26FCNCAHigh $2,525Median $2,342Low $2,100

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says12 analysts
2 Buy10 Hold0 Sell
Low $2,100Median $2,342High $2,525

The green dot is the last close — the median target sits +6.0% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 5 moved their price target up and 0 moved it down.

DateFirmActionRatingTarget
28 July 2026Truist SecuritiesMaintainsHold$2,150 → $2,323
27 July 2026BarclaysMaintainsEqual-Weight$2,346 → $2,376
27 July 2026Piper SandlerMaintainsNeutral$2,050 → $2,100
24 July 2026JP MorganMaintainsNeutral$2,350 → $2,450
9 July 2026Keefe, Bruyette & WoodsDowngradeMarket Perform—
9 July 2026Keefe, Bruyette & WoodsDowngradeMarket Perform$2,300
7 July 2026Goldman SachsMaintainsNeutral—
7 July 2026Goldman SachsMaintainsNeutral$2,100 → $2,340
1 July 2026JP MorganMaintainsNeutral—
27 Apr 2026TD CowenMaintainsBuy—
24 Apr 2026JP MorganMaintainsNeutral—
9 Apr 2026Keefe, Bruyette & WoodsMaintainsOutperform—
1 Apr 2026JP MorganDowngradeNeutral—
29 Jan 2026Piper SandlerMaintainsNeutral—
27 Jan 2026Truist SecuritiesMaintainsHold—
26 Jan 2026BarclaysMaintainsEqual-Weight—
26 Jan 2026CitigroupMaintainsNeutral—
26 Jan 2026TD CowenMaintainsBuy—
5 Jan 2026BarclaysMaintainsEqual-Weight—
30 Dec 2025CitigroupMaintainsNeutral—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. FCNCA appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

FCNCA vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 4 Sept 2026, First Citizens BancShares, Inc. (North Carolina) returned +10.3% against +20.0% for the S&P 500, dividends included.

FCNCA vs S&P 500, last 12 monthsTotal return, rebased to 100
8090100110120Oct 25Jan 26Apr 26Jul 26FCNCAS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

FCNCA analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+9.7%
Analysts raising
8
Analysts cutting
0
Fundamentals

First Citizens BancShares, Inc. (North Carolina) (FCNCA) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
11.7×

Cheaper than 55% of US stocks

Price / sales
2.7×

Cheaper than 45% of US stocks

Price / book
1.2×

Cheaper than 66% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
8.5%

Higher than 48% of US stocks

Earnings growth (YoY)
16.9%

Higher than 56% of US stocks

Gross margin
—
Operating margin
39.0%

Higher than 91% of US stocks

Net margin
25.2%

Higher than 86% of US stocks

Returns & dividend
Return on equity
10.7%

Higher than 65% of US stocks

Return on assets
1.0%

Higher than 49% of US stocks

Dividend yield
0.4%

Higher than 6% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

First Citizens BancShares, Inc. (North Carolina) (FCNCA) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • First Citizens BancShares, Inc. (North Carolina) has a market value of $24.9B and an enterprise value of $37.1B.

  • Revenue in the twelve months to 30 June 2026: $9.3B. The latest quarter grew 8.5% year on year.

  • Net income over the same four quarters: $2.4B, a 25.2% net margin.

  • Diluted earnings per share, trailing twelve months: $187.04.

  • Free cash flow in the twelve months to 30 June 2026: $1.6B.

  • First Citizens BancShares, Inc. (North Carolina) spent $3.3B on share buybacks and $185.0M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 11.4M.

  • Trailing P/E: 11.7×; forward P/E: 11.2× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 0.38%, paying out 4% of earnings.

  • First Citizens BancShares, Inc. (North Carolina) employs 17,876 people — $522K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 4 Sept 2026

Data provided by Twelve Data

Peers

FCNCA vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
FCNCAFirst Citizens BancShares, Inc. (North Carolina)$24.9B
73
RFRegions Financial Corp.$25.9B
59
KEYKeyCorp$24.0B
61
CFGCitizens Financial Group, Inc. (Rhode Island)$30.4B
53
BAPCredicorp Ltd.$30.6B
57
HBANHuntington Bancshares, Inc.$34.6B
10
MTBM&T Bank Corp.$34.8B
72

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own First Citizens BancShares, Inc. (North Carolina) — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest FCNCA news & analysis

Revman International Secures $87 million from First Citizens Bank

PRNewsWire · 12 Aug 2026positive

Revman International announced it received $87 million in expanded funding and banking solutions from First Citizens Bank, including an expanded asset-based lending revolver and factoring facility, a commercial real estate loan, and treasury management services. The funding was provided by First Citizens' Commercial Bank.

Why it matters — This shows First Citizens' Commercial Bank growing its lending and client relationships in the commercial and asset-based lending space.

First Citizens Bank Introduces Working Capital Finance Group

PRNewsWire · 4 Aug 2026positive

First Citizens Bank announced it is consolidating its factoring, asset-based lending, supply chain finance, international factoring, and receivables purchasing businesses into a single group called Working Capital Finance. The move is aimed at giving middle market companies access to an expanded suite of financing and treasury solutions.

Why it matters — FCNCA watchers would care because the reorganization expands First Citizens' working capital financing offerings for middle market companies, broadening its commercial business capabilities.

First Citizens Bank Purchases Office Buildings in San Diego

PRNewsWire · 30 July 2026positive

First Citizens Bank, the banking subsidiary of First Citizens BancShares, announced it has purchased two office buildings in San Diego to support the company's expanding presence in Southern California.

Why it matters — This real estate acquisition signals an investment in the company's physical footprint and operational capacity in the Southern California region.

FAQ

Frequently asked questions about FCNCA stock

What is the FCNCA stock price forecast for 2026-2027?

The 12 Wall Street analysts covering First Citizens BancShares, Inc. (North Carolina) have a median 12-month price target of $2,342, with estimates ranging from $2,100 to $2,525. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is FCNCA stock a buy right now?

Of the 12 analysts covering First Citizens BancShares, Inc. (North Carolina), 2 rate it a Buy, 10 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks First Citizens BancShares, Inc. (North Carolina) 73 out of 100 across roughly 4,600 US stocks as at 3 Sept 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank FCNCA?

As at 3 Sept 2026, First Citizens BancShares, Inc. (North Carolina) ranks 73 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Issuance (99 of 100).

Will FCNCA stock go up?

No one can know that. What the data says: the median 12-month target from 12 analysts implies +6.0% from the last close, and Ticker Nerd's factor model ranks First Citizens BancShares, Inc. (North Carolina) 73 out of 100 as at 3 Sept 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the FCNCA stock forecast for 2030?

No analyst covering First Citizens BancShares, Inc. (North Carolina) publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for FCNCA are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $2,100 to $2,525 over the next 12 months.

How has FCNCA stock performed over the past year?

First Citizens BancShares, Inc. (North Carolina) returned +10.3% over the 12 months to 4 Sept 2026, with dividends reinvested. Past performance does not indicate future returns.

What does First Citizens BancShares, Inc. (North Carolina) do?

First Citizens BancShares, Inc. Class A Common Stock represents the equity of First Citizens BancShares, Inc., a bank holding company that provides retail and commercial banking services through its subsidiaries.

What is the latest news on FCNCA?

The most recent item we track (PRNewsWire, 12 Aug 2026): "Revman International Secures $87 million from First Citizens Bank". Revman International announced it received $87 million in expanded funding and banking solutions from First Citizens Bank, including an expanded asset-based lending revolver and factoring facility, a commercial real estate loan, and treasury management services. The funding was provided by First Citizens' Commercial Bank.

Company

About First Citizens BancShares, Inc. (North Carolina).

First Citizens BancShares, Inc. Class A Common Stock represents the equity of First Citizens BancShares, Inc., a bank holding company that provides retail and commercial banking services through its subsidiaries. The company serves individuals, businesses, and institutional clients with deposit products, lending, treasury services, and other financial solutions across its General Banking and Commercial Banking operations. It also includes a Rail segment and Corporate activities, reflecting a diversified business mix within the financial services sector. Headquartered in Raleigh, North Carolina, First Citizens BancShares operates as a regional banking institution with a broad client base and a focus on traditional banking services supported by specialized commercial capabilities.

CEO Mr. Frank Brown Holding Jr. · 17,876 employees · United States · https://www.firstcitizens.com