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FCNCA Stock Forecast: First Citizens BancShares, Inc. Price Predictions for 2026

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$1,845.30

+20.32 (1.11%)

FCNCA Stock Forecast 2025-2026

$1,845.30
Current Price
$23.38B
Market Cap
13 Ratings
Buy 8
Hold 5
Sell 0
Wall St Analyst Ratings

Distance to FCNCA Price Targets

+40.9%
To High Target of $2,600.00
+13.8%
To Median Target of $2,100.00
+3.0%
To Low Target of $1,900.00

FCNCA Price Momentum

+1.5%
1 Week Change
+12.6%
1 Month Change
-16.1%
1 Year Change
-12.7%
Year-to-Date Change
-23.5%
From 52W High of $2,412.93
+25.2%
From 52W Low of $1,473.62
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Latest FCNCA Stock Price Targets & Analyst Predictions

Based on our analysis of 19 Wall Street analysts, FCNCA has a bullish consensus with a median price target of $2,100.00 (ranging from $1,900.00 to $2,600.00). The overall analyst rating is Strong Buy (8.0/10). Currently trading at $1,845.30, the median forecast implies a 13.8% upside. This outlook is supported by 8 Buy, 5 Hold, and 0 Sell ratings.

The most optimistic forecast comes from Christopher Mcgratty at Keefe, Bruyette & Woods, projecting a 40.9% upside.

Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.

FCNCA Analyst Ratings

8
Buy
5
Hold
0
Sell

FCNCA Price Target Range

Low
$1,900.00
Average
$2,100.00
High
$2,600.00
Current: $1,845.30

Latest FCNCA Stock Forecasts by Analyst

These are the latest 20 analyst ratings and price targets for FCNCA.

Date Firm Analyst Rating Change Price Target
Nov 5, 2025 UBS Nicholas Holowko Buy Maintains $2,250.00
Oct 28, 2025 Truist Securities Brian Foran Hold Maintains $2,050.00
Oct 27, 2025 Citigroup Benjamin Gerlinger Neutral Maintains $2,000.00
Oct 24, 2025 Keefe, Bruyette & Woods Christopher Mcgratty Outperform Maintains $2,050.00
Oct 24, 2025 Piper Sandler Stephen Scouten Neutral Maintains $2,000.00
Oct 24, 2025 Barclays Jason Goldberg Equal-Weight Maintains $2,190.00
Oct 6, 2025 Goldman Sachs Ryan Nash Buy Maintains $1,950.00
Oct 3, 2025 Truist Securities Brian Foran Hold Maintains $2,000.00
Jul 28, 2025 Piper Sandler Stephen Scouten Neutral Downgrade $2,150.00
Jul 2, 2025 Citigroup Benjamin Gerlinger Neutral Maintains $2,050.00
Jul 1, 2025 JP Morgan Anthony Elian Overweight Maintains $2,250.00
May 21, 2025 Jefferies David Chiaverini Hold Initiates $2,050.00
Apr 25, 2025 Barclays Jason Goldberg Equal-Weight Maintains $2,400.00
Mar 18, 2025 Goldman Sachs Ryan Nash Buy Maintains $2,200.00
Mar 11, 2025 Piper Sandler Stephen Scouten Overweight Upgrade $2,250.00
Jan 29, 2025 Truist Securities Brian Foran Hold Maintains $2,384.00
Jan 27, 2025 Keefe, Bruyette & Woods Christopher Mcgratty Outperform Maintains $2,600.00
Jan 27, 2025 Barclays Jason Goldberg Equal-Weight Maintains $2,568.00
Jan 27, 2025 Piper Sandler Stephen Scouten Neutral Maintains $2,250.00
Jan 7, 2025 JP Morgan Anthony Elian Overweight Maintains $2,600.00

First Citizens BancShares, Inc. (FCNCA) Competitors

The following stocks are similar to First Citizens based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.

First Citizens BancShares, Inc. (FCNCA) Financial Data

First Citizens BancShares, Inc. has a market capitalization of $23.38B with a P/E ratio of 10.8x. The company generates $8.90B in trailing twelve-month revenue with a 26.1% profit margin.

Revenue growth is -3.7% quarter-over-quarter, while maintaining an operating margin of +37.0% and return on equity of +10.4%.

Valuation Metrics

Market Cap $23.38B
Enterprise Value $38.21B
P/E Ratio 10.8x
PEG Ratio -13.8x
Price/Sales 2.5x

Growth & Margins

Revenue Growth (YoY) -3.7%
Gross Margin N/A
Operating Margin +37.0%
Net Margin +26.1%
EPS Growth -11.1%

Financial Health

Cash/Price Ratio +114.7%
Current Ratio N/A
Debt/Equity 1.9x
ROE +10.4%
ROA +1.0%
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First Citizens BancShares, Inc. logo

First Citizens BancShares, Inc. (FCNCA) Business Model

About First Citizens BancShares, Inc.

What They Do

Provides comprehensive commercial banking services.

Business Model

The company operates as a financial holding company through its subsidiary, offering retail and business banking, wealth management, and mortgage lending services. It generates revenue primarily from interest on loans, fees for services, and investment income, serving a diverse clientele including individuals, small businesses, and large corporations.

Additional Information

Headquartered in Raleigh, North Carolina, the company emphasizes stability and conservative growth strategies, with a reputation for excellent customer service. Its strategic acquisitions have enhanced its market presence, and it operates a widespread branch network across the United States, contributing to regional economic development.

Company Information

Sector

Financial Services

Industry

Banks - Regional

Employees

17,191

CEO

Mr. Frank Brown Holding Jr.

Country

United States

IPO Year

1992

First Citizens BancShares, Inc. (FCNCA) Latest News & Analysis

Latest News

FCNCA stock latest news image
Quick Summary

First Citizens Wealth has appointed Lee Erby as the Northern California Market Leader, enhancing its services for individuals and institutions in the region.

Why It Matters

Lee Erby's appointment may signal strategic growth in Northern California, potentially enhancing First Citizens Wealth's market position and attracting new clients, impacting stock performance.

Source: PRNewsWire
Market Sentiment: Neutral
FCNCA stock latest news image
Quick Summary

First Citizens Bank provided Stockdale Capital Partners with $38 million in first-mortgage debt to acquire the 401,000-square-foot Willow Oaks Corporate Center in Fairfax, VA, anchored by Inova Health System.

Why It Matters

The financing indicates confidence in the healthcare sector's growth, specifically outpatient facilities, potentially boosting Stockdale Capital's value and attracting investor interest in healthcare real estate.

Source: PRNewsWire
Market Sentiment: Neutral
FCNCA stock latest news image
Quick Summary

First Citizens Bank appointed Mike Spencer as Managing Director of Middle Market Banking in Atlanta, aiming to support banking clients in Georgia.

Why It Matters

The hiring of a seasoned veteran like Mike Spencer could enhance First Citizens Bank's Middle Market banking operations, potentially leading to increased client acquisition and revenue growth.

Source: PRNewsWire
Market Sentiment: Neutral
FCNCA stock latest news image
Quick Summary

First Citizens Wealth released its "Beyond Wealth" study, surveying 500 business owners, highlighting their adaptive financial strategies in response to the changing economic environment.

Why It Matters

The "Beyond Wealth" study reveals how business owners are adjusting financial strategies, signaling potential shifts in market trends and investment opportunities in response to economic conditions.

Source: PRNewsWire
Market Sentiment: Neutral
FCNCA stock latest news image
Quick Summary

Dynapac North America and First Citizens Bank Equipment Finance have launched a vendor finance agreement offering leasing and lending solutions for new road construction equipment.

Why It Matters

The vendor finance agreement enhances Dynapacโ€™s customer reach and sales potential, which could lead to increased revenue and profitability, positively impacting investor sentiment and stock performance.

Source: PRNewsWire
Market Sentiment: Neutral
FCNCA stock latest news image
Quick Summary

Monteverde & Associates is investigating First Citizens Bancshares (OTCMKTS: FIZN) regarding its sale to Park National Corporation, following a record of successful shareholder recoveries.

Why It Matters

The investigation into First Citizens Bancshares could indicate potential legal risks or financial implications from the sale, impacting investor confidence and stock performance.

Source: PRNewsWire
Market Sentiment: Neutral

Frequently Asked Questions About FCNCA Stock

What is First Citizens BancShares, Inc.'s (FCNCA) stock forecast for 2026?

Based on our analysis of 19 Wall Street analysts, First Citizens BancShares, Inc. (FCNCA) has a median price target of $2,100.00. The highest price target is $2,600.00 and the lowest is $1,900.00.

Is FCNCA stock a good investment in 2026?

According to current analyst ratings, FCNCA has 8 Buy ratings, 5 Hold ratings, and 0 Sell ratings. The stock is currently trading at $1,845.30. Always conduct your own research and consider your investment goals before making investment decisions.

What is the long-term price prediction for FCNCA stock?

Wall Street analysts predict FCNCA stock could reach $2,100.00 in the next 12 months. This represents a 13.8% increase from the current price of $1,845.30. Please note that this is a projection by Wall Street analysts and not a guarantee.

What is First Citizens BancShares, Inc.'s business model?

The company operates as a financial holding company through its subsidiary, offering retail and business banking, wealth management, and mortgage lending services. It generates revenue primarily from interest on loans, fees for services, and investment income, serving a diverse clientele including individuals, small businesses, and large corporations.

What is the highest forecasted price for FCNCA First Citizens BancShares, Inc.?

The highest price target for FCNCA is $2,600.00 from Christopher Mcgratty at Keefe, Bruyette & Woods, which represents a 40.9% increase from the current price of $1,845.30.

What is the lowest forecasted price for FCNCA First Citizens BancShares, Inc.?

The lowest price target for FCNCA is $1,900.00 from at , which represents a 3.0% increase from the current price of $1,845.30.

What is the overall FCNCA consensus from analysts for First Citizens BancShares, Inc.?

The overall analyst consensus for FCNCA is bullish. Out of 19 Wall Street analysts, 8 rate it as Buy, 5 as Hold, and 0 as Sell, with a median price target of $2,100.00.

How accurate are FCNCA stock price projections?

Stock price projections, including those for First Citizens BancShares, Inc., are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.

Important Disclaimer

The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.

Last updated: November 15, 2025 11:32 AM UTC
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