FCNCAFinancial Services · Banks - RegionalThe 13 Wall Street analysts covering First Citizens BancShares, Inc. (North Carolina) hold a median 12-month price target of $2,300 — +11.9% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 70 of 100 as at 14 Oct 2026 — in the upper half. Here, the model and the Street point the same way.
Consensus tells you what everyone already believes. The model scores First Citizens BancShares, Inc. (North Carolina) on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Issuance (99): The share count has been shrinking and the company is not leaning on new borrowing.
Quality (29): Profits are thin or unreliable for the size of the business, or they are not turning into cash.
Size (9): Larger than most of the companies we track — more scrutinised, less often mispriced.
Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.
The bullish and bearish analyst opinions on FCNCA, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
The green dot is the last close — the median target sits +11.9% from it.
Of the 20 most recent actions, 5 moved their price target up and 1 moved it down.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 1 Oct 2026 | JP Morgan | Maintains | Neutral | $2,450 → $2,300 |
| 14 Sept 2026 | UBS | Reinstates | Neutral | $2,250 |
| 28 July 2026 | Truist Securities | Maintains | Hold | $2,150 → $2,323 |
| 28 July 2026 | Truist Securities | Maintains | Hold | — |
| 27 July 2026 | Barclays | Maintains | Equal-Weight | $2,346 → $2,376 |
| 27 July 2026 | Barclays | Maintains | Equal-Weight | — |
| 27 July 2026 | Piper Sandler | Maintains | Neutral | — |
| 27 July 2026 | Piper Sandler | Maintains | Neutral | $2,050 → $2,100 |
| 24 July 2026 | JP Morgan | Maintains | Neutral | $2,350 → $2,450 |
| 24 July 2026 | JP Morgan | Maintains | Neutral | — |
| 9 July 2026 | Keefe, Bruyette & Woods | Downgrade | Market Perform | $2,300 |
| 9 July 2026 | Keefe, Bruyette & Woods | Downgrade | Market Perform | — |
| 7 July 2026 | Goldman Sachs | Maintains | Neutral | — |
| 7 July 2026 | Goldman Sachs | Maintains | Neutral | $2,100 → $2,340 |
| 1 July 2026 | JP Morgan | Maintains | Neutral | — |
| 27 Apr 2026 | TD Cowen | Maintains | Buy | — |
| 24 Apr 2026 | JP Morgan | Maintains | Neutral | — |
| 9 Apr 2026 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 1 Apr 2026 | JP Morgan | Downgrade | Neutral | — |
| 29 Jan 2026 | Piper Sandler | Maintains | Neutral | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Computed off the Friday close and sent before the US open.
Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. FCNCA appears on the weeks it earns a place.
Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 14 Oct 2026, First Citizens BancShares, Inc. (North Carolina) returned +15.4% against +17.5% for the S&P 500, dividends included.
Download this chart as an image — free to reuse; link this page as the source.
Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 55% of US stocks
Cheaper than 46% of US stocks
Cheaper than 65% of US stocks
Higher than 48% of US stocks
Higher than 55% of US stocks
Higher than 91% of US stocks
Higher than 86% of US stocks
Higher than 65% of US stocks
Higher than 50% of US stocks
Higher than 65% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
First Citizens BancShares, Inc. (North Carolina) has a market value of $23.4B and an enterprise value of $35.7B.
Revenue in the twelve months to 30 June 2026: $9.3B. The latest quarter grew 8.5% year on year.
Net income over the same four quarters: $2.4B, a 25.2% net margin.
Diluted earnings per share, trailing twelve months: $187.04.
Free cash flow in the twelve months to 30 June 2026: $1.6B.
First Citizens BancShares, Inc. (North Carolina) spent $3.3B on share buybacks and $185.0M on dividends in the twelve months to 30 June 2026.
Trailing P/E: 11.1×; forward P/E: 10.2× — the forward figure prices analyst consensus estimates, not reported earnings.
Forward dividend yield: 0.40%, paying out 4% of earnings.
First Citizens BancShares, Inc. (North Carolina) employs 17,876 people — $522K of revenue per employee.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own First Citizens BancShares, Inc. (North Carolina) — and when they’d sell — is the membership. See the Ticker Nerd 20 →
Pivot Energy closed a $173 million term loan facility for 51 community-scale solar projects totaling 135 MWdc across six states. First Citizens Bank, Huntington Bank, and BankUnited provided the takeout financing.
Why it matters — First Citizens Bank participated as a financing provider, making the transaction relevant to FCNCA watchers.
A CIT Bank survey found that 38% of respondents plan to spend at least $300 on Halloween, while the overall average is $210. Millennials and Gen Z expect to spend more than that average, despite consumers reporting greater sensitivity to Halloween costs.
Why it matters — The survey is a consumer-spending finding from CIT Bank, a First Citizens BancShares subsidiary, and offers context on reported Halloween budgets.
First Citizens Bank announced the launch of First Citizens Innovation Banking, a division serving the innovation economy in the U.S. and internationally. It also launched First Citizens Fund Banking to support its private equity and venture capital clients.
Why it matters — The new brands reflect First Citizens Bank’s focus on serving innovation-economy and private-capital clients.
The article compares First Citizens BancShares and MP Materials as contrasting bets on government regulation, noting that while Washington has spent heavily subsidizing private companies with mixed results, the quieter story is a lighter supervisory touch on banks that has received little attention.
Why it matters — FCNCA watchers would care because the article highlights a lighter regulatory approach to banks, which could be relevant to how the company is supervised and treated by Washington.
First Citizens BancShares, Inc. announced that it will report its financial results for the quarter ended September 30, 2026, before U.S. markets open on Friday, October 23, 2026. The announcement itself carries no financial figures or results.
Why it matters — FCNCA watchers can mark the calendar for the upcoming third quarter earnings release date as a key upcoming disclosure event.
The 13 Wall Street analysts covering First Citizens BancShares, Inc. (North Carolina) have a median 12-month price target of $2,300, with estimates ranging from $2,100 to $2,525. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 13 analysts covering First Citizens BancShares, Inc. (North Carolina), 2 rate it a Buy, 11 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks First Citizens BancShares, Inc. (North Carolina) 70 out of 100 across roughly 4,600 US stocks as at 14 Oct 2026. None of this is personal advice — it does not consider your circumstances.
As at 14 Oct 2026, First Citizens BancShares, Inc. (North Carolina) ranks 70 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Issuance (99 of 100).
No one can know that. What the data says: the median 12-month target from 13 analysts implies +11.9% from the last close, and Ticker Nerd's factor model ranks First Citizens BancShares, Inc. (North Carolina) 70 out of 100 as at 14 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering First Citizens BancShares, Inc. (North Carolina) publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for FCNCA are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $2,100 to $2,525 over the next 12 months.
First Citizens BancShares, Inc. (North Carolina) returned +15.4% over the 12 months to 14 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.
First Citizens BancShares, Inc. Class A Common Stock represents the equity of First Citizens BancShares, Inc., a bank holding company that provides retail and commercial banking services through its subsidiaries.
The most recent item we track (PRNewsWire, 8 Oct 2026): "Pivot Energy Closes $173 Million Term Loan Facility for 135 MWdc Distributed Solar Portfolio". Pivot Energy closed a $173 million term loan facility for 51 community-scale solar projects totaling 135 MWdc across six states. First Citizens Bank, Huntington Bank, and BankUnited provided the takeout financing.
First Citizens BancShares, Inc. Class A Common Stock represents the equity of First Citizens BancShares, Inc., a bank holding company that provides retail and commercial banking services through its subsidiaries. The company serves individuals, businesses, and institutional clients with deposit products, lending, treasury services, and other financial solutions across its General Banking and Commercial Banking operations. It also includes a Rail segment and Corporate activities, reflecting a diversified business mix within the financial services sector. Headquartered in Raleigh, North Carolina, First Citizens BancShares operates as a regional banking institution with a broad client base and a focus on traditional banking services supported by specialized commercial capabilities.
CEO Mr. Frank Brown Holding Jr. · 17,876 employees · United States · https://www.firstcitizens.com
