HIFSHIFSFinancial Services · Banks - Regional

HIFS Stock Forecast: Hingham Institution for Savings Price Predictions for 2026-2027

Last close, 8 Oct 2026
$291
+1.63% on the day

Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 59 of 100 as at 8 Oct 2026 — in the upper half.

Market cap
$638.5M
Ticker Nerd rank
59 / 100
Median analyst target
—
Analysts covering
0
Revenue$42.9M+105.9% y/y
Net income$25.4M
Free cash flow$3.6M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
+2.4%
1M
−6.4%
YTD
+3.3%
1Y
−0.3%
From 52W high
−12.4%
From 52W low
+16.0%
$251
$332
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

HIFS stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Hingham Institution for Savings on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 8 Oct 2026
59 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Growth
91
Quality
89
Issuance
84
Accruals
53
Value
52
Size
50
Momentum
43
Revisions
25
Volatility
2

Growth (91): Sales and profits are climbing, and climbing faster than before.

Volatility (2): The share price moves around a lot.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

HIFS stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on HIFS, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$250$260$270$280$290$300$310$320Jan 26Apr 26Jul 26Oct 26HIFS

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. HIFS appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

HIFS vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 8 Oct 2026, Hingham Institution for Savings returned −0.3% against +16.2% for the S&P 500, dividends included.

HIFS vs S&P 500, last 12 monthsTotal return, rebased to 100
859095100105110115120Jan 26Apr 26Jul 26Oct 26HIFSS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

HIFS analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Fundamentals

Hingham Institution for Savings (HIFS) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
9.7×

Cheaper than 59% of US stocks

Price / sales
5.3×

Cheaper than 23% of US stocks

Price / book
1.3×

Cheaper than 63% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
108.0%

Higher than 93% of US stocks

Earnings growth (YoY)
170.3%

Higher than 89% of US stocks

Gross margin
—
Operating margin
80.6%

Higher than 99% of US stocks

Net margin
55.5%

Higher than 97% of US stocks

Returns & dividend
Return on equity
13.9%

Higher than 72% of US stocks

Return on assets
1.5%

Higher than 55% of US stocks

Dividend yield
0.9%

Higher than 69% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Hingham Institution for Savings (HIFS) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Hingham Institution for Savings has a market value of $638.5M and an enterprise value of $2.0B.

  • Revenue in the twelve months to 30 June 2026: $121.4M. The latest quarter grew 108.0% year on year.

  • Net income over the same four quarters: $66.3M, a 54.6% net margin.

  • Free cash flow in the twelve months to 30 June 2026: $35.4M.

  • Hingham Institution for Savings spent $7.0M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 2.2M.

  • Trailing P/E: 9.7×.

  • Forward dividend yield: 0.87%, paying out 8% of earnings.

  • Hingham Institution for Savings employs 93 people — $1.3M of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 9 Oct 2026

Data provided by Twelve Data

Peers

HIFS vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
HIFSHingham Institution for Savings$638.5M
59
CBNKCapital Bancorp, Inc. (Maryland)$637.4M
75
WCCBWest Coast Community Bancorp$643.0M
85
BHBBar Harbor Bankshares$645.2M
61
CCBCoastal Financial Corp. (Washington)$645.7M
6
ACNBACNB Corp.$656.2M
94
RRBIRed River Bancshares, Inc.$670.7M
80

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Hingham Institution for Savings — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest HIFS news & analysis

Hingham Institution for Savings: The Equity Portfolio Is Not Talked About Enough

Seeking Alpha · 30 Sept 2026positive

Seeking Alpha maintains a Strong Buy rating on Hingham Institution for Savings, citing recovering core earnings and five consecutive quarters of net interest margin expansion driven by growth in non-interest-bearing deposits and lower wholesale funding costs. Credit concerns center on a single $30.6 million Washington, D.C. nonaccrual loan, though management's disciplined underwriting and low historical charge-offs support resilience.

Why it matters — For HIFS watchers, the article highlights improving net interest margin and earnings recovery as key positives, while flagging a specific nonaccrual loan as the main credit risk to monitor.

Some Improvement Can Finally Be Seen In Hingham Institution for Savings

Seeking Alpha · 21 Aug 2026neutral

Seeking Alpha reiterates a Hold rating on Hingham Institution for Savings amid incremental improvements in loan yields and deposit mix, while asset quality and valuation concerns remain due to a high 83.9% commercial real estate loan concentration and a low net interest margin. Deposit growth is modest, with non-interest-bearing deposits up 7.8% and all deposits fully insured through the Massachusetts Depositors Insurance Fund.

Why it matters — A HIFS watcher would note that the bank is showing small signs of operational improvement even as concerns about CRE concentration and valuation continue to cap its rating.

FAQ

Frequently asked questions about HIFS stock

How does Ticker Nerd's model rank HIFS?

As at 8 Oct 2026, Hingham Institution for Savings ranks 59 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Growth (91 of 100).

What is the HIFS stock forecast for 2030?

No analyst covering Hingham Institution for Savings publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for HIFS are extrapolating price history, which says nothing about the business.

How has HIFS stock performed over the past year?

Hingham Institution for Savings returned -0.3% over the 12 months to 8 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Hingham Institution for Savings do?

Hingham Institution for Savings is a Massachusetts-based savings bank that provides community banking and business banking services to individuals, small businesses, and specialized commercial clients. Its core offerings include checking and savings accounts, money market accounts, certificates of deposit, residential mortgages, and a range of commercial lending products.

What is the latest news on HIFS?

The most recent item we track (Seeking Alpha, 30 Sept 2026): "Hingham Institution for Savings: The Equity Portfolio Is Not Talked About Enough". Seeking Alpha maintains a Strong Buy rating on Hingham Institution for Savings, citing recovering core earnings and five consecutive quarters of net interest margin expansion driven by growth in non-interest-bearing deposits and lower wholesale funding costs. Credit concerns center on a single $30.6 million Washington, D.C. nonaccrual loan, though management's disciplined underwriting and low historical charge-offs support resilience.

Company

About Hingham Institution for Savings.

Hingham Institution for Savings is a Massachusetts-based savings bank that provides community banking and business banking services to individuals, small businesses, and specialized commercial clients. Its core offerings include checking and savings accounts, money market accounts, certificates of deposit, residential mortgages, and a range of commercial lending products. The bank also serves customers with commercial real estate financing, construction loans, home equity lending, and cash management solutions tailored to nonprofits, municipalities, property managers, startups, and professional service firms. In addition, Hingham Institution for Savings supports modern banking needs through online and mobile services, debit cards, ATMs, and relationship-based banking. With a focus on deposit gathering and real estate-secured lending, it plays a niche role in regional banking across its markets.

CEO Mr. Robert H. Gaughen Jr., Esq. · 93 employees · United States · https://www.hinghamsavings.com