HIFSFinancial Services · Banks - RegionalTicker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 46 of 100 as at 31 Oct 2026 — in the lower half.
Consensus tells you what everyone already believes. The model scores Hingham Institution for Savings on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Issuance (81): The share count has been shrinking and the company is not leaning on new borrowing.
Volatility (6): The share price moves around a lot.
Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.
The bullish and bearish analyst opinions on HIFS, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
HIFS appears in the Radar on the weeks it earns a place.
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Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 30 Oct 2026, Hingham Institution for Savings returned +3.5% against +12.4% for the S&P 500, dividends included.
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Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 58% of US stocks
Cheaper than 21% of US stocks
Cheaper than 61% of US stocks
Higher than 13% of US stocks
Higher than 18% of US stocks
Higher than 99% of US stocks
Higher than 96% of US stocks
Higher than 69% of US stocks
Higher than 54% of US stocks
Higher than 69% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
Hingham Institution for Savings has a market value of $662.5M and an enterprise value of $2.1B.
Revenue in the twelve months to 30 June 2026: $121.4M. The latest quarter shrank 16.2% year on year.
Net income over the same four quarters: $66.3M, a 54.6% net margin.
Free cash flow in the twelve months to 30 June 2026: $35.4M.
Hingham Institution for Savings spent $7.0M on dividends in the twelve months to 30 June 2026.
Trailing P/E: 10.0×.
Forward dividend yield: 0.84%, paying out 8% of earnings.
Hingham Institution for Savings employs 93 people — $1.3M of revenue per employee.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own Hingham Institution for Savings — and when they’d sell — is the membership. See the Ticker Nerd 20 →
Hingham Institution for Savings announced results for the quarter ended September 30, 2026.
Why it matters — The announcement marks the release of HIFS's third-quarter results, which investors following the company may review for details on its performance.
Seeking Alpha maintains a Strong Buy rating on Hingham Institution for Savings, citing recovering core earnings and five consecutive quarters of net interest margin expansion driven by growth in non-interest-bearing deposits and lower wholesale funding costs. Credit concerns center on a single $30.6 million Washington, D.C. nonaccrual loan, though management's disciplined underwriting and low historical charge-offs support resilience.
Why it matters — For HIFS watchers, the article highlights improving net interest margin and earnings recovery as key positives, while flagging a specific nonaccrual loan as the main credit risk to monitor.
Seeking Alpha reiterates a Hold rating on Hingham Institution for Savings amid incremental improvements in loan yields and deposit mix, while asset quality and valuation concerns remain due to a high 83.9% commercial real estate loan concentration and a low net interest margin. Deposit growth is modest, with non-interest-bearing deposits up 7.8% and all deposits fully insured through the Massachusetts Depositors Insurance Fund.
Why it matters — A HIFS watcher would note that the bank is showing small signs of operational improvement even as concerns about CRE concentration and valuation continue to cap its rating.
As at 31 Oct 2026, Hingham Institution for Savings ranks 46 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Issuance (81 of 100).
No analyst covering Hingham Institution for Savings publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for HIFS are extrapolating price history, which says nothing about the business.
Hingham Institution for Savings returned +3.5% over the 12 months to 30 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.
Hingham Institution for Savings is a Massachusetts-based savings bank that provides community banking and business banking services to individuals, small businesses, and specialized commercial clients. Its core offerings include checking and savings accounts, money market accounts, certificates of deposit, residential mortgages, and a range of commercial lending products.
The most recent item we track (GlobeNewsWire, 16 Oct 2026): "Hingham Reports Third Quarter 2026 Results". Hingham Institution for Savings announced results for the quarter ended September 30, 2026.
Hingham Institution for Savings is a Massachusetts-based savings bank that provides community banking and business banking services to individuals, small businesses, and specialized commercial clients. Its core offerings include checking and savings accounts, money market accounts, certificates of deposit, residential mortgages, and a range of commercial lending products. The bank also serves customers with commercial real estate financing, construction loans, home equity lending, and cash management solutions tailored to nonprofits, municipalities, property managers, startups, and professional service firms. In addition, Hingham Institution for Savings supports modern banking needs through online and mobile services, debit cards, ATMs, and relationship-based banking. With a focus on deposit gathering and real estate-secured lending, it plays a niche role in regional banking across its markets.
CEO Mr. Robert H. Gaughen Jr., Esq. · 93 employees · United States · https://www.hinghamsavings.com
