NCNOTechnology · Software - ApplicationThe 14 Wall Street analysts covering nCino, Inc. hold a median 12-month price target of $25 — +27.1% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 88 of 100 as at 14 Oct 2026 — inside the top quartile. Here, the model and the Street point the same way.
Consensus tells you what everyone already believes. The model scores nCino, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Revisions (91): Analysts have, on balance, been raising their forecasts.
Momentum (43): The shares have been drifting down relative to others.
Size (34): Larger than most of the companies we track — more scrutinised, less often mispriced.
Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.
The bullish and bearish analyst opinions on NCNO, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
The green dot is the last close — the median target sits +27.1% from it.
Of the 20 most recent actions, 7 moved their price target up and 0 moved it down.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 26 Aug 2026 | Barclays | Maintains | Overweight | $22 → $23 |
| 26 Aug 2026 | BTIG | Reiterates | Neutral | — |
| 26 Aug 2026 | Citizens | Maintains | Market Outperform | $23 → $25 |
| 26 Aug 2026 | Keefe, Bruyette & Woods | Maintains | Outperform | $24 → $25 |
| 26 Aug 2026 | Morgan Stanley | Maintains | Overweight | $23 → $25 |
| 26 Aug 2026 | Needham | Reiterates | Buy | $25 |
| 26 Aug 2026 | Truist Securities | Maintains | Hold | $19 → $20 |
| 24 Aug 2026 | Piper Sandler | Assumes | Overweight | $22 → $25 |
| 22 June 2026 | JP Morgan | Maintains | Neutral | — |
| 22 June 2026 | JP Morgan | Maintains | Neutral | $16 → $17 |
| 28 May 2026 | Needham | Reiterates | Buy | — |
| 18 May 2026 | Citizens | Maintains | Market Outperform | — |
| 15 May 2026 | Goldman Sachs | Maintains | Neutral | — |
| 1 Apr 2026 | Barclays | Maintains | Overweight | — |
| 1 Apr 2026 | Citizens | Maintains | Market Outperform | — |
| 1 Apr 2026 | Goldman Sachs | Maintains | Neutral | — |
| 1 Apr 2026 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 1 Apr 2026 | Morgan Stanley | Maintains | Overweight | — |
| 1 Apr 2026 | Needham | Maintains | Buy | — |
| 1 Apr 2026 | Piper Sandler | Upgrade | Overweight | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Computed off the Friday close and sent before the US open.
Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. NCNO appears on the weeks it earns a place.
Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 14 Oct 2026, nCino, Inc. returned −20.9% against +17.5% for the S&P 500, dividends included.
Download this chart as an image — free to reuse; link this page as the source.
Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 12% of US stocks
Cheaper than 36% of US stocks
Cheaper than 39% of US stocks
Cheaper than 11% of US stocks
Higher than 47% of US stocks
Higher than 45% of US stocks
Higher than 76% of US stocks
Higher than 61% of US stocks
Higher than 61% of US stocks
Higher than 52% of US stocks
Higher than 59% of US stocks
Higher than 1% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
nCino, Inc. has a market value of $2.1B and an enterprise value of $2.3B.
Revenue in the twelve months to 31 July 2026: $622.2M. The latest quarter grew 8.2% year on year.
Net income over the same four quarters: $38.8M, a 6.2% net margin.
Diluted earnings per share, trailing twelve months: $0.30.
Free cash flow in the twelve months to 31 July 2026: $132.2M.
nCino, Inc. spent $240.2M on share buybacks in the twelve months to 31 July 2026.
Trailing P/E: 61.6×; forward P/E: 12.5× — the forward figure prices analyst consensus estimates, not reported earnings.
Forward dividend yield: 0.00%, paying out 0% of earnings.
nCino, Inc. employs 1,684 people — $370K of revenue per employee.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own nCino, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →
nCino partnered with Parlay to bring AI-native SBA lending nationwide, integrating Parlay’s Loan Intelligence System to speed small business loan intake.
Why it matters — The partnership highlights an addition to nCino’s small-business lending offering through an integration focused on faster intake.
A Seeking Alpha analysis describes nCino as offering defensive exposure in a high-yield environment, with a resilient business model focused on the banking sector. The piece notes NCNO is less than 3% penetrated into its $19.5B SAM, supporting a long-term growth runway, while international markets are driving low-teens growth and offsetting slower domestic momentum.
Why it matters — The analysis highlights nCino's sizable untapped market opportunity and international growth as key drivers for long-term expansion despite recent stock underperformance.
nCino reported its first year of GAAP profitability in 2026, while revenue growth slowed to 10% amid headwinds in the mortgage market. The company's outlook emphasizes AI-driven agentic workflows as a path toward sustainable profitability.
Why it matters — This marks a transition for nCino from growth to profitability, a milestone that NCNO watchers would follow alongside the company's shift toward AI-driven workflows despite slower revenue growth.
Zacks Investment Research reports that nCino (NCNO) experienced a "golden cross" event, in which its 50-day simple moving average broke above its 200-day simple moving average after reaching an important support level, indicating a bright technical outlook.
Why it matters — A golden cross is a widely watched technical signal that NCNO watchers may consider a positive indicator for the stock's near-term momentum and trend direction.
nCino reported higher revenue and profitability for its fiscal second quarter and authorized an additional $100 million for share repurchases. The banking software provider attributed growth to increasing customer commitments to its AI capabilities.
Why it matters — The report signals improving financial performance and growing AI-driven demand, along with a new buyback authorization that reflects management confidence.
The 14 Wall Street analysts covering nCino, Inc. have a median 12-month price target of $25, with estimates ranging from $17 to $28. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 14 analysts covering nCino, Inc., 10 rate it a Buy, 4 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks nCino, Inc. 88 out of 100 across roughly 4,600 US stocks as at 14 Oct 2026. None of this is personal advice — it does not consider your circumstances.
As at 14 Oct 2026, nCino, Inc. ranks 88 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Revisions (91 of 100).
No one can know that. What the data says: the median 12-month target from 14 analysts implies +27.1% from the last close, and Ticker Nerd's factor model ranks nCino, Inc. 88 out of 100 as at 14 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering nCino, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for NCNO are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $17 to $28 over the next 12 months.
nCino, Inc. returned -20.9% over the 12 months to 14 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.
nCino, Inc. is a financial technology company that provides cloud-based software for financial institutions.
The most recent item we track (Business Wire, 8 Oct 2026): "nCino Partners with Parlay to Power AI-Native SBA Lending Nationwide". nCino partnered with Parlay to bring AI-native SBA lending nationwide, integrating Parlay’s Loan Intelligence System to speed small business loan intake.
nCino, Inc. is a financial technology company that provides cloud-based software for financial institutions. Its software helps banks, credit unions, and mortgage lenders digitize and streamline key operations such as client onboarding, account opening, lending, portfolio management, and regulatory compliance. The company’s platform is designed to connect data, workflows, and AI-driven tools in a single environment, helping institutions reduce reliance on legacy systems and improve internal efficiency. nCino serves a broad range of customers, including community banks, large financial institutions, independent mortgage lenders, and other organizations across commercial, consumer, and small business banking. Headquartered in Wilmington, North Carolina, nCino plays an important role in the financial services technology market by supporting the modernization of banking processes and the delivery of more digital client experiences.
CEO Mr. Sean Desmond · 1,684 employees · United States · https://www.ncino.com
