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NCNONCNOTechnology · Software - Application

NCNO Stock Forecast: nCino, Inc. Price Predictions for 2026-2027

Last close, 14 Sept 2026
$22
+4.38% on the day

The 14 Wall Street analysts covering nCino, Inc. hold a median 12-month price target of $25 — +12.7% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 83 of 100 as at 12 Sept 2026 — inside the top quartile. Here, the model and the Street point the same way.

Market cap
$2.2B
Ticker Nerd rank
83 / 100
Median analyst target
$25
Analysts covering
14
Revenue$161.0M+8.2% y/y
Operating income$13.6M
Net income$6.4M
Free cash flow$34.0M
Quarterly, 8 quarters to 31 July 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
−4.1%
1M
+6.6%
YTD
−13.5%
1Y
−26.3%
From 52W high
−27.6%
From 52W low
+58.3%
$14
$31
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

NCNO stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores nCino, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 12 Sept 2026
83 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Revisions
88
Growth
87
Quality
78
Accruals
66
Issuance
62
Value
59
Volatility
46
Momentum
39
Size
34

Revisions (88): Analysts have, on balance, been raising their forecasts.

Momentum (39): The shares have been drifting down relative to others.

Size (34): Larger than most of the companies we track — more scrutinised, less often mispriced.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

NCNO stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on NCNO, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$15$20$25$30Oct 25Jan 26Apr 26Jul 26NCNOHigh $28Median $25Low $17

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says14 analysts
10 Buy4 Hold0 Sell
Low $17Median $25High $28

The green dot is the last close — the median target sits +12.7% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 7 moved their price target up and 0 moved it down.

DateFirmActionRatingTarget
26 Aug 2026BarclaysMaintainsOverweight$22 → $23
26 Aug 2026BTIGReiteratesNeutral—
26 Aug 2026CitizensMaintainsMarket Outperform$23 → $25
26 Aug 2026Keefe, Bruyette & WoodsMaintainsOutperform$24 → $25
26 Aug 2026Morgan StanleyMaintainsOverweight$23 → $25
26 Aug 2026NeedhamReiteratesBuy$25
26 Aug 2026Truist SecuritiesMaintainsHold$19 → $20
24 Aug 2026Piper SandlerAssumesOverweight$22 → $25
22 June 2026JP MorganMaintainsNeutral—
22 June 2026JP MorganMaintainsNeutral$16 → $17
28 May 2026NeedhamReiteratesBuy—
18 May 2026CitizensMaintainsMarket Outperform—
15 May 2026Goldman SachsMaintainsNeutral—
1 Apr 2026BarclaysMaintainsOverweight—
1 Apr 2026CitizensMaintainsMarket Outperform—
1 Apr 2026Goldman SachsMaintainsNeutral—
1 Apr 2026Keefe, Bruyette & WoodsMaintainsOutperform—
1 Apr 2026Morgan StanleyMaintainsOverweight—
1 Apr 2026NeedhamMaintainsBuy—
1 Apr 2026Piper SandlerUpgradeOverweight—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. NCNO appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

NCNO vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 14 Sept 2026, nCino, Inc. returned −26.3% against +17.0% for the S&P 500, dividends included.

NCNO vs S&P 500, last 12 monthsTotal return, rebased to 100
406080100120Oct 25Jan 26Apr 26Jul 26NCNOS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

NCNO analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+2.4%
Analysts raising
12
Analysts cutting
0
Fundamentals

nCino, Inc. (NCNO) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
68.5×

Cheaper than 10% of US stocks

Price / sales
3.6×

Cheaper than 35% of US stocks

Price / book
2.4×

Cheaper than 39% of US stocks

EV / EBITDA
27.4×

Cheaper than 10% of US stocks

Growth & margins
Revenue growth (YoY)
8.2%

Higher than 47% of US stocks

Earnings growth (YoY)
8.2%

Higher than 45% of US stocks

Gross margin
62.6%

Higher than 76% of US stocks

Operating margin
8.5%

Higher than 61% of US stocks

Net margin
5.4%

Higher than 61% of US stocks

Returns & dividend
Return on equity
3.9%

Higher than 52% of US stocks

Return on assets
2.0%

Higher than 58% of US stocks

Dividend yield
—

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

nCino, Inc. (NCNO) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • nCino, Inc. has a market value of $2.2B and an enterprise value of $2.5B.

  • Revenue in the twelve months to 31 July 2026: $622.2M. The latest quarter grew 8.2% year on year.

  • Net income over the same four quarters: $38.8M, a 6.2% net margin.

  • Diluted earnings per share, trailing twelve months: $0.30.

  • Free cash flow in the twelve months to 31 July 2026: $132.2M.

  • nCino, Inc. spent $240.2M on share buybacks in the twelve months to 31 July 2026.

  • Shares outstanding: 105.1M.

  • Trailing P/E: 68.5×; forward P/E: 13.4× — the forward figure prices analyst consensus estimates, not reported earnings.

  • nCino, Inc. employs 1,684 people — $370K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 31 July 2026 · market figures as at 13 Sept 2026

Data provided by Twelve Data

Peers

NCNO vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelSoftware - Application
CompanyMarket capTKN rank
NCNOnCino, Inc.$2.2B
83
DBDDiebold Nixdorf, Inc.$2.3B
90
PLUSePlus, Inc.$2.4B
80
ALKTAlkami Technology, Inc.$2.2B
55
BLKBBlackbaud, Inc.$2.1B
96
VIAVia Transportation, Inc.$2.0B
25
ASANAsana, Inc.$2.0B
79

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own nCino, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest NCNO news & analysis

nCino's 2026 Outlook: AI-Driven Agentic Workflows Drive Sustainable Profitability

The Motley Fool · 8 Sept 2026neutral

nCino reported its first year of GAAP profitability in 2026, while revenue growth slowed to 10% amid headwinds in the mortgage market. The company's outlook emphasizes AI-driven agentic workflows as a path toward sustainable profitability.

Why it matters — This marks a transition for nCino from growth to profitability, a milestone that NCNO watchers would follow alongside the company's shift toward AI-driven workflows despite slower revenue growth.

nCino (NCNO)'s Technical Outlook is Bright After Key Golden Cross

Zacks Investment Research · 4 Sept 2026positive

Zacks Investment Research reports that nCino (NCNO) experienced a "golden cross" event, in which its 50-day simple moving average broke above its 200-day simple moving average after reaching an important support level, indicating a bright technical outlook.

Why it matters — A golden cross is a widely watched technical signal that NCNO watchers may consider a positive indicator for the stock's near-term momentum and trend direction.

nCino Expands Buyback as AI Demand Supports Growth

PYMNTS · 3 Sept 2026positive

nCino reported higher revenue and profitability for its fiscal second quarter and authorized an additional $100 million for share repurchases. The banking software provider attributed growth to increasing customer commitments to its AI capabilities.

Why it matters — The report signals improving financial performance and growing AI-driven demand, along with a new buyback authorization that reflects management confidence.

nCino to Participate in Upcoming Investor Event

GlobeNewsWire · 2 Sept 2026neutral

nCino announced it will participate in the Piper Sandler Growth Frontiers Conference, with a presentation scheduled for Wednesday, September 16, 2026, at 11:30 a.m.

Why it matters — This gives NCNO watchers an opportunity to hear directly from the company's leadership at a major investor conference.

nCino: Despite A Strong Quarter, The Stock Is Too Expensive

Seeking Alpha · 27 Aug 2026positive

nCino reported strong Q2 FY2027 results, with revenue and EPS beating analyst expectations and operational improvements across profitability metrics. Growth was driven mainly by existing customers expanding platform usage, with new customer acquisition contributing 34.1% of subscription growth, and management guided FY2027 revenue to $644–$647 million and free cash flow to $137–$142 million.

Why it matters — NCNO watchers would care because the strong results and improved cash generation guidance reflect continued operational momentum, even as the article notes valuation concerns.

FAQ

Frequently asked questions about NCNO stock

What is the NCNO stock price forecast for 2026-2027?

The 14 Wall Street analysts covering nCino, Inc. have a median 12-month price target of $25, with estimates ranging from $17 to $28. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is NCNO stock a buy right now?

Of the 14 analysts covering nCino, Inc., 10 rate it a Buy, 4 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks nCino, Inc. 83 out of 100 across roughly 4,600 US stocks as at 12 Sept 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank NCNO?

As at 12 Sept 2026, nCino, Inc. ranks 83 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Revisions (88 of 100).

Will NCNO stock go up?

No one can know that. What the data says: the median 12-month target from 14 analysts implies +12.7% from the last close, and Ticker Nerd's factor model ranks nCino, Inc. 83 out of 100 as at 12 Sept 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the NCNO stock forecast for 2030?

No analyst covering nCino, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for NCNO are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $17 to $28 over the next 12 months.

How has NCNO stock performed over the past year?

nCino, Inc. returned -26.3% over the 12 months to 14 Sept 2026, with dividends reinvested. Past performance does not indicate future returns.

What does nCino, Inc. do?

nCino, Inc. is a financial technology company that provides cloud-based software for financial institutions.

What is the latest news on NCNO?

The most recent item we track (The Motley Fool, 8 Sept 2026): "nCino's 2026 Outlook: AI-Driven Agentic Workflows Drive Sustainable Profitability". nCino reported its first year of GAAP profitability in 2026, while revenue growth slowed to 10% amid headwinds in the mortgage market. The company's outlook emphasizes AI-driven agentic workflows as a path toward sustainable profitability.

Company

About nCino, Inc.

nCino, Inc. is a financial technology company that provides cloud-based software for financial institutions. Its software helps banks, credit unions, and mortgage lenders digitize and streamline key operations such as client onboarding, account opening, lending, portfolio management, and regulatory compliance. The company’s platform is designed to connect data, workflows, and AI-driven tools in a single environment, helping institutions reduce reliance on legacy systems and improve internal efficiency. nCino serves a broad range of customers, including community banks, large financial institutions, independent mortgage lenders, and other organizations across commercial, consumer, and small business banking. Headquartered in Wilmington, North Carolina, nCino plays an important role in the financial services technology market by supporting the modernization of banking processes and the delivery of more digital client experiences.

CEO Mr. Sean Desmond · 1,684 employees · United States · https://www.ncino.com