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NMI Holdings Inc (NMIH) Stock Forecast & Price Prediction

Live NMIH Stock Price & Analysis

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$35.51

-0.02 (-0.06%)

12 Month Price Forecast For NMIH

$35.51
Current Price
$2.79B
Market Cap
8 Ratings
Buy 5
Hold 3
Sell 0
Wall St Analyst Ratings

Distance to NMIH Price Forecasts

+32.4%
To High Target of $47.00
+19.7%
To Median Target of $42.50
+1.4%
To Low Target of $36.00

NMIH Price Momentum

-3.9%
1 Week Change
-3.5%
1 Month Change
+19.2%
1 Year Change
-3.4%
Year-to-Date Change
-16.4%
From 52W High of $42.49
+23.6%
From 52W Low of $28.73

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Disclaimer: The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.

Data last updated: February 15, 2025 6:52 PM UTC

NMIH Analyst Ratings & Price Targets

Based on our analysis of 19 Wall Street analysts, NMIH has a bullish consensus with a median price target of $42.50 (ranging from $36.00 to $47.00). The overall analyst rating is Strong Buy (8.0/10). Currently trading at $35.51, the median forecast implies a 19.7% upside. This outlook is supported by 5 Buy, 3 Hold, and 0 Sell ratings.

The most optimistic forecast comes from Scott Heleniak at RBC Capital, projecting a 32.4% upside. Conversely, the most conservative target is provided by Chris Gamaitoni at Compass Point, suggesting a 1.4% upside.

Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.

NMIH Analyst Consensus

5
Buy
3
Hold
0
Sell

NMIH Price Target Range

Low
$36.00
Average
$42.50
High
$47.00
Current: $35.51

Latest NMIH Stock Forecasts by Analyst

These are the latest 20 analyst ratings and price targets for NMIH.

Date Firm Analyst Rating Change Price Target
Jan 8, 2025 Keefe, Bruyette & Woods Bose George Market Perform Maintains $43.00
Jan 6, 2025 Barclays Terry Ma Equal-Weight Downgrade $41.00
Dec 10, 2024 Keefe, Bruyette & Woods Bose George Market Perform Maintains $44.00
Dec 9, 2024 JP Morgan Richard Shane Overweight Maintains $41.00
Nov 7, 2024 RBC Capital Scott Heleniak Outperform Maintains $47.00
Oct 8, 2024 Barclays Terry Ma Overweight Maintains $48.00
Oct 7, 2024 JP Morgan Richard Shane Overweight Maintains $46.00
Sep 18, 2024 RBC Capital Scott Heleniak Outperform Upgrade $48.00
Aug 1, 2024 Keefe, Bruyette & Woods Bose George Market Perform Maintains $40.00
Jul 31, 2024 RBC Capital Scott Heleniak Sector Perform Maintains $40.00
Jul 31, 2024 Barclays Terry Ma Overweight Maintains $43.00
Jul 31, 2024 Truist Securities Mark Hughes Buy Maintains $47.00
Jul 31, 2024 JP Morgan Richard Shane Overweight Maintains $42.00
Jul 9, 2024 Barclays Terry Ma Overweight Maintains $41.00
Jul 8, 2024 JP Morgan Richard Shane Overweight Maintains $40.00
May 22, 2024 UBS Doug Harter Neutral Downgrade $39.00
May 7, 2024 Compass Point Chris Gamaitoni Buy Maintains $36.00
May 1, 2024 JP Morgan Richard Shane Overweight Maintains $36.00
May 1, 2024 Truist Securities Mark Hughes Buy Maintains $37.00
Apr 4, 2024 Keefe, Bruyette & Woods Bose George Market Perform Maintains $36.00

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The following stocks are similar to NMI Holdings based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.

NMI Holdings Inc (NMIH) Financial Data

NMI Holdings Inc has a market capitalization of $2.79B with a P/E ratio of 8.0x. The company generates $650.97M in trailing twelve-month revenue with a 55.3% profit margin.

Revenue growth is +10.0% quarter-over-quarter, while maintaining an operating margin of +70.9% and return on equity of +17.4%.

Valuation Metrics

Market Cap $2.79B
Enterprise Value $3.16B
P/E Ratio 8.0x
PEG Ratio 7.4x
Price/Sales 4.3x

Growth & Margins

Revenue Growth (YoY) +10.0%
Gross Margin N/A
Operating Margin +70.9%
Net Margin +55.3%
EPS Growth +3.3%

Financial Health

Cash/Price Ratio +1.9%
Current Ratio 1.6x
Debt/Equity 19.2x
ROE +17.4%
ROA +9.9%

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NMI Holdings Inc (NMIH) Company Overview

About NMI Holdings Inc

What They Do

Provides private mortgage guaranty insurance services.

Business Model

The company operates by offering mortgage insurance services, including primary and pool insurance, as well as outsourced loan review services to various mortgage loan originators. It generates revenue through premiums collected from its insurance products and fees from its loan review services.

Additional Information

Founded in 2011 and headquartered in Emeryville, California, NMI Holdings caters to a diverse client base including national and regional banks, credit unions, and non-bank lenders, positioning itself as a key player in the mortgage insurance sector.

Company Information

Sector

Financial Services

Industry

Insurance - Specialty

Employees

229

CEO

Mr. Adam S. Pollitzer

Country

United States

IPO Year

2013

NMI Holdings Inc (NMIH) Latest News & Analysis

NMIH stock latest news image
Quick Summary

NMI Holdings, Inc. will hold its Q4 2024 earnings conference call on February 6, 2025, at 5:00 PM ET, featuring key executives and analysts from major financial institutions.

Why It Matters

The earnings conference call will provide insights into NMI Holdings' financial performance, guiding investor expectations and influencing stock price movements.

Source: Seeking Alpha
Market Sentiment: Neutral
NMIH stock latest news image
Quick Summary

NMI Holdings, Inc. reported Q4 2024 net income of $86.2M ($1.07/share), down from $92.8M ($1.15/share) in Q3 2024, but up from $83.4M ($1.01/share) in Q4 2023. Adjusted income matched net income figures.

Why It Matters

NMI Holdings' Q4 net income declined from Q3, signaling potential concerns over profitability trends, which could impact stock performance and investor confidence.

Source: GlobeNewsWire
Market Sentiment: Neutral
NMIH stock latest news image
Quick Summary

NMI Holdings (NMIH) reported Q3 earnings of $1.07 per share, below the Zacks estimate of $1.11, but up from $1.01 per share year-over-year.

Why It Matters

NMI Holdings' earnings miss may indicate weaker performance or growth concerns, potentially impacting stock price and investor sentiment. Year-over-year growth is positive but insufficient against expectations.

Source: Zacks Investment Research
Market Sentiment: Negative
NMIH stock latest news image
Quick Summary

NMI Holdings (NMIH) released its performance results for Q4 2024; investors should compare key metrics against Wall Street estimates and year-ago figures for context.

Why It Matters

NMI Holdings' quarterly performance metrics against Wall Street estimates and prior year results indicate growth potential or risks, influencing stock valuation and investor sentiment.

Source: Zacks Investment Research
Market Sentiment: Positive
NMIH stock latest news image
Quick Summary

NMIH's Q4 results show increased premiums and net investment income, but a decline in persistency rates.

Why It Matters

Higher premiums and net investment income indicate potential growth, but lower persistency suggests challenges in customer retention, impacting future revenue stability.

Source: Zacks Investment Research
Market Sentiment: Negative
NMIH stock latest news image
Quick Summary

NMI Holdings, Inc. (NASDAQ: NMIH) will report its Q4 and full-year 2024 results on February 6, 2025, after market close.

Why It Matters

NMI Holdings' upcoming earnings report may impact stock performance and investor sentiment, providing insights into the companyโ€™s financial health and growth potential.

Source: GlobeNewsWire
Market Sentiment: Neutral

Frequently Asked Questions About NMIH Stock

What is NMI Holdings Inc's (NMIH) stock forecast for 2025?

Based on our analysis of 19 Wall Street analysts, NMI Holdings Inc (NMIH) has a median price target of $42.50. The highest price target is $47.00 and the lowest is $36.00.

Is NMIH stock a good investment in 2025?

According to current analyst ratings, NMIH has 5 Buy ratings, 3 Hold ratings, and 0 Sell ratings. The stock is currently trading at $35.51. Always conduct your own research and consider your investment goals before making investment decisions.

What is the price prediction for NMIH stock?

Wall Street analysts predict NMIH stock could reach $42.50 in the next 12 months. This represents a 19.7% increase from the current price of $35.51. Please note that this is a projection by Wall Street analysts and not a guarantee.

What is NMI Holdings Inc's business model?

The company operates by offering mortgage insurance services, including primary and pool insurance, as well as outsourced loan review services to various mortgage loan originators. It generates revenue through premiums collected from its insurance products and fees from its loan review services.

What is the highest forecasted price for NMIH NMI Holdings Inc?

The highest price target for NMIH is $47.00 from Scott Heleniak at RBC Capital, which represents a 32.4% increase from the current price of $35.51.

What is the lowest forecasted price for NMIH NMI Holdings Inc?

The lowest price target for NMIH is $36.00 from Chris Gamaitoni at Compass Point, which represents a 1.4% increase from the current price of $35.51.

What is the overall NMIH consensus from analysts for NMI Holdings Inc?

The overall analyst consensus for NMIH is bullish. Out of 19 Wall Street analysts, 5 rate it as Buy, 3 as Hold, and 0 as Sell, with a median price target of $42.50.

How accurate are NMIH stock price projections?

Stock price projections, including those for NMI Holdings Inc, are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.