NMIHFinancial Services · Insurance - SpecialtyThe 7 Wall Street analysts covering NMI Holdings, Inc. hold a median 12-month price target of $51 — +28.5% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 69 of 100 as at 14 Oct 2026 — in the upper half.
Consensus tells you what everyone already believes. The model scores NMI Holdings, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Issuance (80): The share count has been shrinking and the company is not leaning on new borrowing.
Accruals (19): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.
Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.
The bullish and bearish analyst opinions on NMIH, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
The green dot is the last close — the median target sits +28.5% from it.
Of the 20 most recent actions, 4 moved their price target up and 1 moved it down.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 12 Oct 2026 | JP Morgan | Maintains | Overweight | $50 → $45 |
| 31 July 2026 | JP Morgan | Maintains | Overweight | — |
| 31 July 2026 | JP Morgan | Maintains | Overweight | $48 → $50 |
| 31 July 2026 | Truist Securities | Maintains | Buy | — |
| 31 July 2026 | Truist Securities | Maintains | Buy | $49 → $51 |
| 13 July 2026 | JP Morgan | Maintains | Overweight | $43 → $48 |
| 13 July 2026 | JP Morgan | Maintains | Overweight | — |
| 25 June 2026 | Keefe, Bruyette & Woods | Maintains | Outperform | $46 → $47 |
| 25 June 2026 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 22 May 2026 | RBC Capital | Initiates | Outperform | — |
| 4 May 2026 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 10 Apr 2026 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 9 Apr 2026 | JP Morgan | Maintains | Overweight | — |
| 6 Apr 2026 | Barclays | Maintains | Equal-Weight | — |
| 12 Jan 2026 | JP Morgan | Maintains | Overweight | — |
| 6 Jan 2026 | Barclays | Maintains | Equal-Weight | — |
| 18 Dec 2025 | Keefe, Bruyette & Woods | Upgrade | Outperform | — |
| 5 Nov 2025 | JP Morgan | Maintains | Overweight | — |
| 7 Oct 2025 | JP Morgan | Maintains | Overweight | — |
| 6 Oct 2025 | Barclays | Maintains | Equal-Weight | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Computed off the Friday close and sent before the US open.
Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. NMIH appears on the weeks it earns a place.
Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 14 Oct 2026, NMI Holdings, Inc. returned +9.4% against +17.5% for the S&P 500, dividends included.
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Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 62% of US stocks
Cheaper than 29% of US stocks
Cheaper than 67% of US stocks
Cheaper than 51% of US stocks
Higher than 47% of US stocks
Higher than 48% of US stocks
Higher than 99% of US stocks
Higher than 96% of US stocks
Higher than 75% of US stocks
Higher than 90% of US stocks
Higher than 1% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
NMI Holdings, Inc. has a market value of $3.0B and an enterprise value of $3.3B.
Revenue in the twelve months to 30 June 2026: $730.8M. The latest quarter grew 8.1% year on year.
Net income over the same four quarters: $395.3M, a 54.1% net margin.
Diluted earnings per share, trailing twelve months: $5.08.
Free cash flow in the twelve months to 30 June 2026: $441.6M.
NMI Holdings, Inc. spent $115.1M on share buybacks in the twelve months to 30 June 2026.
Trailing P/E: 7.8×; forward P/E: 7.2× — the forward figure prices analyst consensus estimates, not reported earnings.
Forward dividend yield: 0.00%, paying out 0% of earnings.
NMI Holdings, Inc. employs 225 people — $3.2M of revenue per employee.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own NMI Holdings, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →
NMI Holdings announced it will report third-quarter 2026 results, for the quarter ended September 30, after market close on November 5, 2026.
Why it matters — NMIH watchers can note the scheduled date for the company's third-quarter results announcement.
Zacks Investment Research reports that implied volatility in NMI Holdings stock options has been surging, citing recent movements in the options market.
Why it matters — NMIH watchers may note the change in options-market activity around the stock.
Zacks Investment Research published a piece asking whether investors are currently undervaluing NMI Holdings (NMIH). The article focuses on the Zacks Rank system, which uses earnings estimates and estimate revisions, while also considering value, growth, and momentum trends.
Why it matters — An NMIH watcher would care because the piece evaluates whether the stock's current valuation, alongside its earnings-estimate and momentum indicators, may be overlooked by the market.
Zacks Investment Research highlights NMI Holdings as a strong value stock, recommending its Style Scores tool for identifying market-beating stocks. The piece positions NMIH as a stock worth considering for investors seeking value opportunities.
Why it matters — The piece frames NMIH as a strong value pick, which could draw investor attention to the company's investment appeal.
Zacks reports that NMI Holdings has become technically oversold after a 7.2% decline over four weeks, which suggests heavy selling pressure may be exhausted. The report notes strong agreement among Wall Street analysts in revising earnings estimates higher, indicating a potential near-term trend reversal for the stock.
Why it matters — NMIH watchers would care because the stock's oversold technical condition combined with upward earnings estimate revisions could signal a shift in its recent downward trend.
The 7 Wall Street analysts covering NMI Holdings, Inc. have a median 12-month price target of $51, with estimates ranging from $43 to $54. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 7 analysts covering NMI Holdings, Inc., 5 rate it a Buy, 2 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks NMI Holdings, Inc. 69 out of 100 across roughly 4,600 US stocks as at 14 Oct 2026. None of this is personal advice — it does not consider your circumstances.
As at 14 Oct 2026, NMI Holdings, Inc. ranks 69 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Issuance (80 of 100).
No one can know that. What the data says: the median 12-month target from 7 analysts implies +28.5% from the last close, and Ticker Nerd's factor model ranks NMI Holdings, Inc. 69 out of 100 as at 14 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering NMI Holdings, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for NMIH are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $43 to $54 over the next 12 months.
NMI Holdings, Inc. returned +9.4% over the 12 months to 14 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.
NMI Holdings, Inc. is a private mortgage insurance company that provides credit risk protection for residential mortgage lenders in the United States.
The most recent item we track (GlobeNewsWire, 14 Oct 2026): "NMI Holdings, Inc. to Announce Third Quarter 2026 Financial Results on November 5, 2026". NMI Holdings announced it will report third-quarter 2026 results, for the quarter ended September 30, after market close on November 5, 2026.
NMI Holdings, Inc. is a private mortgage insurance company that provides credit risk protection for residential mortgage lenders in the United States. Through its insurance subsidiaries, it offers primary mortgage insurance and related loan review services that help lenders manage losses on high loan-to-value mortgages. The company serves a broad range of clients, including national and regional mortgage banks, credit unions, community banks, money center banks, builder-owned lenders, internet-based lenders, and other non-bank originators. Its core role in the housing finance market is to support mortgage lending by covering part of the default risk associated with low-down-payment loans. NMI Holdings, Inc. is headquartered in Emeryville, California and operates as a focused financial services provider within the mortgage insurance segment.
CEO Mr. Adam S. Pollitzer · 225 employees · United States · https://www.nationalmi.com
