TICKERNERD
Menu
NMIHNMIHFinancial Services · Insurance - Specialty

NMIH Stock Forecast: NMI Holdings, Inc. Price Predictions for 2026-2027

Last close, 14 Aug 2026
$46
+0.59% on the day

The 6 Wall Street analysts covering NMI Holdings, Inc. hold a median 12-month price target of $51 — +10.5% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 77 of 100 as at 15 Aug 2026 — inside the top quartile. Here, the model and the Street point the same way.

Market cap
$3.4B
Ticker Nerd rank
77 / 100
Median analyst target
$51
Analysts covering
6
Total return, dividends reinvested
1W
+2.4%
1M
+9.1%
YTD
+12.1%
1Y
+15.0%
From 52W high
0.0%
From 52W low
+29.3%
$35
$46
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

NMIH stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores NMI Holdings, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 15 Aug 2026
77 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Revisions
87
Issuance
80
Quality
76
Momentum
69
Growth
65
Volatility
64
Value
61
Size
29
Accruals
19

Revisions (87): Analysts have, on balance, been raising their forecasts.

Accruals (19): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

NMIH stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on NMIH, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$35$40$45$50$55Oct 25Jan 26Apr 26Jul 26NMIHHigh $53Median $51Low $43

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

What Wall Street says6 analysts
4 Buy2 Hold0 Sell
Low $43Median $51High $53

The green dot is the last close — the median target sits +10.5% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 4 moved their price target up and 0 moved it down.

DateFirmActionRatingTarget
31 July 2026JP MorganMaintainsOverweight$48 → $50
31 July 2026Truist SecuritiesMaintainsBuy$49 → $51
13 July 2026JP MorganMaintainsOverweight$43 → $48
13 July 2026JP MorganMaintainsOverweight—
25 June 2026Keefe, Bruyette & WoodsMaintainsOutperform$46 → $47
25 June 2026Keefe, Bruyette & WoodsMaintainsOutperform—
22 May 2026RBC CapitalInitiatesOutperform—
4 May 2026Keefe, Bruyette & WoodsMaintainsOutperform—
10 Apr 2026Keefe, Bruyette & WoodsMaintainsOutperform—
9 Apr 2026JP MorganMaintainsOverweight—
6 Apr 2026BarclaysMaintainsEqual-Weight—
12 Jan 2026JP MorganMaintainsOverweight—
6 Jan 2026BarclaysMaintainsEqual-Weight—
18 Dec 2025Keefe, Bruyette & WoodsUpgradeOutperform—
5 Nov 2025JP MorganMaintainsOverweight—
7 Oct 2025JP MorganMaintainsOverweight—
6 Oct 2025BarclaysMaintainsEqual-Weight—
11 July 2025JP MorganMaintainsOverweight—
8 July 2025BarclaysMaintainsEqual-Weight—
7 July 2025Keefe, Bruyette & WoodsDowngradeMarket Perform—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. NMIH appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Estimates

NMIH analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+2.3%
Analysts raising
1
Analysts cutting
2
Fundamentals

NMI Holdings, Inc. (NMIH) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
9.0×

Cheaper than 61% of US stocks

Price / sales
4.7×

Cheaper than 27% of US stocks

Price / book
1.3×

Cheaper than 65% of US stocks

EV / EBITDA
6.8×

Cheaper than 49% of US stocks

Growth & margins
Revenue growth (YoY)
8.1%

Higher than 47% of US stocks

Earnings growth (YoY)
10.0%

Higher than 48% of US stocks

Gross margin
—
Operating margin
76.7%

Higher than 99% of US stocks

Net margin
54.1%

Higher than 96% of US stocks

Returns & dividend
Return on equity
15.4%

Higher than 75% of US stocks

Return on assets
8.8%

Higher than 90% of US stocks

Dividend yield
—

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Peers

NMIH vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelInsurance - Specialty
CompanyMarket capTKN rank
NMIHNMI Holdings, Inc.$3.4B
77
AGOAssured Guaranty Ltd.$3.5B
57
RDNRadian Group Inc.$5.0B
52
ESNTEssent Group Ltd.$6.6B
83
MTGMGIC Investment Corp.$6.6B
83
ACTEnact Holdings, Inc.$7.0B
77
AXSAXIS Capital Holdings Ltd.$7.5B
69

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own NMI Holdings, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest NMIH news & analysis

NMI Holdings: Resilient Credit Performance Increasingly Reflected In Valuation (Downgrade)

Seeking Alpha · 3 Aug 2026negative

NMI Holdings reached a 52-week high and surpassed an analyst's $42 price target, driven by strong credit performance and market share gains. The analyst downgraded the stock, noting that while prudent underwriting and a robust balance sheet support resilience, credit losses are expected to rise as legacy policies diminish and a more aggressive growth strategy increases exposure to potential home price declines.

Why it matters — NMIH watchers would care because a Seeking Alpha analyst downgraded the stock despite its strong run, citing rising credit loss expectations and increased exposure to home price declines from a more aggressive growth strategy.

NMIH Q2 Earnings Beat on Premium Growth and Lower Claims

Zacks Investment Research · 31 July 2026positive

NMI Holdings (NMIH) beat second-quarter earnings estimates driven by premium growth, stronger investment income, and lower claims, which lifted revenues and profitability.

Why it matters — The earnings beat signals that NMIH's core business drivers—premium growth, investment returns, and claims management—are performing well, which is key for investors tracking the company's financial health.

NMI Holdings (NMIH) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates

Zacks Investment Research · 31 July 2026neutral

NMI Holdings' Q2 2026 results were compared to Wall Street estimates and prior-year figures, with a focus on key metrics beyond just revenue and net income.

Why it matters — For NMIH watchers, this analysis provides a deeper look at how specific operational metrics stacked up against expectations, offering more detail than headline earnings numbers alone.

NMI Holdings, Inc. (NMIH) Q2 2026 Earnings Call Transcript

Seeking Alpha · 30 July 2026neutral

NMI Holdings, Inc. released the transcript of its Q2 2026 earnings call, providing a record of management's discussion of quarterly financial results.

Why it matters — A NMIH watcher would look to this transcript for management's direct commentary on the company's quarterly performance and outlook.

NMI Holdings (NMIH) Q2 Earnings and Revenues Surpass Estimates

Zacks Investment Research · 30 July 2026positive

NMI Holdings reported Q2 earnings of $1.38 per share, surpassing the Zacks Consensus Estimate of $1.28 per share, and up from $1.22 per share in the same quarter last year.

Why it matters — The earnings beat signals that NMIH's quarterly performance exceeded analyst expectations, which may factor into investor views on the company's financial trajectory.

FAQ

Frequently asked questions about NMIH stock

What is the NMIH stock price forecast for 2026-2027?

The 6 Wall Street analysts covering NMI Holdings, Inc. have a median 12-month price target of $51, with estimates ranging from $43 to $53. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is NMIH stock a buy right now?

Of the 6 analysts covering NMI Holdings, Inc., 4 rate it a Buy, 2 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks NMI Holdings, Inc. 77 out of 100 across roughly 4,600 US stocks as at 15 Aug 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank NMIH?

As at 15 Aug 2026, NMI Holdings, Inc. ranks 77 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Revisions (87 of 100).

Will NMIH stock go up?

No one can know that. What the data says: the median 12-month target from 6 analysts implies +10.5% from the last close, and Ticker Nerd's factor model ranks NMI Holdings, Inc. 77 out of 100 as at 15 Aug 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the NMIH stock forecast for 2030?

No analyst covering NMI Holdings, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for NMIH are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $43 to $53 over the next 12 months.

How has NMIH stock performed over the past year?

NMI Holdings, Inc. returned +15.0% over the 12 months to 14 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.

What does NMI Holdings, Inc. do?

NMI Holdings Inc. is a private mortgage insurance provider that plays a crucial role in the housing finance industry.

What is the latest news on NMIH?

The most recent item we track (Seeking Alpha, 3 Aug 2026): "NMI Holdings: Resilient Credit Performance Increasingly Reflected In Valuation (Downgrade)". NMI Holdings reached a 52-week high and surpassed an analyst's $42 price target, driven by strong credit performance and market share gains. The analyst downgraded the stock, noting that while prudent underwriting and a robust balance sheet support resilience, credit losses are expected to rise as legacy policies diminish and a more aggressive growth strategy increases exposure to potential home price declines.

Company

About NMI Holdings, Inc.

NMI Holdings Inc. is a private mortgage insurance provider that plays a crucial role in the housing finance industry. Primarily focused on mitigating risk, the company offers insurance to mortgage lenders, enabling them to extend home loans with lower down payments. This facilitation supports greater access to homeownership for individuals who might not otherwise qualify for conventional loans. NMI Holdings Inc. serves as a critical player in the mortgage market by enhancing credit availability and contributing to the stabilization of the housing finance system. The company's operations are fundamental in maintaining liquidity and reducing the financial risks for lenders in the event of borrower default. Positioned within a sector that directly impacts real estate and financial markets, NMI Holdings Inc. is integral to the broader housing ecosystem, influencing how mortgage credit is extended and managed across the United States. Since its inception, the company has been committed to offering innovative insurance solutions that align with evolving regulatory and market dynamics, bolstering the confidence of mortgage lenders and investors alike.

CEO Mr. Adam S. Pollitzer · 225 employees · United States · https://www.nationalmi.com