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NMIH Stock Forecast 2026-2027
$36.55
Current Price
$2.78B
Market Cap
Buy 6
Hold 1
Sell 0
Wall St Analyst Ratings
Distance to NMIH Price Targets
+34.1%
To High Target of $49.00
+25.9%
To Median Target of $46.00
+17.6%
To Low Target of $43.00
NMIH Price Momentum
+2.9%
1 Week Change
-6.0%
1 Month Change
-8.2%
1 Year Change
-10.4%
Year-to-Date Change
-15.4%
From 52W High of $43.20
+4.9%
From 52W Low of $34.84
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Latest NMIH Stock Price Targets & Analyst Predictions
Based on our analysis of 2 Wall Street analysts, NMIH has a bullish consensus with a median price target of $46.00 (ranging from $43.00 to $49.00). The overall analyst rating is Strong Buy (8.6/10). Currently trading at $36.55, the median forecast implies a 25.9% upside. This outlook is supported by 6 Buy, 1 Hold, and 0 Sell ratings.
Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.
NMIH Analyst Ratings
6
Buy
1
Hold
0
Sell
NMIH Price Target Range
Low
$43.00
Average
$46.00
High
$49.00
Current: $36.55
Latest NMIH Stock Forecasts by Analyst
These are the latest 20 analyst ratings and price targets for NMIH.
| Date | Firm | Analyst | Rating | Change | Price Target |
|---|---|---|---|---|---|
| May 22, 2026 | RBC Capital | Rowland Mayor | Outperform | Initiates | $46.00 |
| May 4, 2026 | Keefe, Bruyette & Woods | Outperform | Maintains | $N/A | |
| Apr 10, 2026 | Keefe, Bruyette & Woods | Outperform | Maintains | $N/A | |
| Apr 9, 2026 | JP Morgan | Overweight | Maintains | $N/A | |
| Apr 6, 2026 | Barclays | Equal-Weight | Maintains | $N/A | |
| Jan 12, 2026 | JP Morgan | Overweight | Maintains | $N/A | |
| Jan 6, 2026 | Barclays | Equal-Weight | Maintains | $N/A | |
| Dec 18, 2025 | Keefe, Bruyette & Woods | Outperform | Upgrade | $N/A | |
| Nov 5, 2025 | JP Morgan | Overweight | Maintains | $N/A | |
| Oct 7, 2025 | JP Morgan | Overweight | Maintains | $N/A | |
| Oct 6, 2025 | Barclays | Equal-Weight | Maintains | $N/A | |
| Jul 11, 2025 | JP Morgan | Overweight | Maintains | $N/A | |
| Jul 8, 2025 | Barclays | Equal-Weight | Maintains | $N/A | |
| Jul 7, 2025 | Keefe, Bruyette & Woods | Market Perform | Downgrade | $N/A | |
| May 23, 2025 | Compass Point | Buy | Maintains | $N/A | |
| Apr 8, 2025 | Keefe, Bruyette & Woods | Outperform | Maintains | $N/A | |
| Apr 8, 2025 | JP Morgan | Overweight | Maintains | $N/A | |
| Feb 24, 2025 | Keefe, Bruyette & Woods | Outperform | Upgrade | $N/A | |
| Feb 19, 2025 | UBS | Neutral | Maintains | $N/A | |
| Jan 10, 2025 | UBS | Neutral | Maintains | $N/A |
NMI Holdings Inc. (NMIH) Competitors
The following stocks are similar to NMI Holdings based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.
NMI Holdings Inc. (NMIH) Financial Data
NMI Holdings Inc. has a market capitalization of $2.78B with a P/E ratio of 7.4x. The company generates $716.67M in trailing twelve-month revenue with a 53.8% profit margin.
Revenue growth is +5.9% quarter-over-quarter, while maintaining an operating margin of +72.0% and return on equity of +15.6%.
Valuation Metrics
Market Cap
$2.78B
Enterprise Value
$3.11B
P/E Ratio
7.4x
PEG Ratio
-9.7x
Price/Sales
3.9x
Growth & Margins
Revenue Growth (YoY)
+5.9%
Gross Margin
N/A
Operating Margin
+72.0%
Net Margin
+53.8%
EPS Growth
-3.1%
Financial Health
Cash/Price Ratio
+3.5%
Current Ratio
1.8x
Debt/Equity
16.2x
ROE
+15.6%
ROA
+8.9%
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NMI Holdings Inc. (NMIH) Business Model
About NMI Holdings Inc.
What They Do
Provides private mortgage insurance to lenders.
Business Model
The company generates revenue by offering private mortgage insurance to mortgage lenders, which allows them to offer home loans with lower down payments. This service mitigates risk for lenders and helps facilitate access to homeownership for borrowers who may not qualify for traditional loans.
Additional Information
NMI Holdings Inc. plays a vital role in the housing finance industry by increasing credit availability and stabilizing the mortgage market. The company's operations are essential for maintaining liquidity and reducing financial risks associated with borrower defaults. With a commitment to innovative insurance solutions, NMI Holdings adapts to regulatory and market changes, enhancing lender and investor confidence.
Company Information
Sector
Financial Services
Industry
Insurance - Specialty
Employees
228
CEO
Mr. Adam S. Pollitzer
Country
United States
IPO Year
2013
Website
www.nationalmi.comNMI Holdings Inc. (NMIH) Latest News & Analysis
Latest News
NMI Holdings, Inc. to Participate in Moody's US Housing Executive Series on May 28th, 2026
13 days ago
Quick Summary
NMI Holdings CEO Adam Pollitzer will join Moody's US Housing Executive Series on May 28 at 1pm ET. The broadcast will be available on Moody's website.
Why It Matters
NMI Holdings' CEO's participation in a Moody's housing event signals industry engagement, potentially affecting investor sentiment and stock performance linked to housing market trends.
Source: GlobeNewsWire
Market Sentiment:
Neutral
Quick Summary
NMI Holdings upgraded to "buy" due to attractive valuation under 8x earnings. Earnings may moderate, but strong balance sheet and rising investment income support buybacks and capital flexibility.
Why It Matters
NMI Holdings' upgrade to "buy" signals potential for share price recovery, supported by attractive valuations and strong financial fundamentals, despite moderated earnings outlook.
Source: Seeking Alpha
Market Sentiment:
Positive
Quick Summary
NMI Holdings is expected to benefit from increased new insurance written volume, a solid reinsurance program, and careful capital management.
Why It Matters
NMI Holdings' growth in insurance volume and strong reinsurance strategy indicate potential for increased profitability and stability, making it an attractive prospect for investment.
Source: Zacks Investment Research
Market Sentiment:
Positive
Quick Summary
NMI Holdings, Inc. (NASDAQ:NMIH) executives will speak at the KBW Virtual Real Estate Finance and Technology Conference on May 19 and the Truist Securities Financial Conference on May 20.
Why It Matters
NMI Holdings' executives speaking at major financial conferences signals potential insights into company performance and strategy, influencing investor sentiment and stock valuation.
Source: GlobeNewsWire
Market Sentiment:
Neutral
Quick Summary
NMI Holdings, Inc. (NMIH) held its Q1 2026 earnings call, providing insights into financial performance and company outlook. Further details are available in the transcript.
Why It Matters
NMI Holdings' Q1 2026 earnings call provides insights into financial performance, trends, and future guidance, impacting stock valuation and investor sentiment.
Source: Seeking Alpha
Market Sentiment:
Neutral
Quick Summary
NMI Holdings, Inc. reported Q1 2026 net income of $99.3 million ($1.28/share), up from $94.2 million in Q4 2025, with adjusted net income also at $99.4 million. Year-over-year remains stable.
Why It Matters
NMI Holdings' Q1 2026 earnings show consistent profitability and stable share performance, indicating solid financial health and potential for future growth, which can influence investor confidence.
Source: GlobeNewsWire
Market Sentiment:
Neutral
Frequently Asked Questions About NMIH Stock
What is NMI Holdings Inc.'s (NMIH) stock forecast for 2026?
Based on our analysis of 2 Wall Street analysts, NMI Holdings Inc. (NMIH) has a median price target of $46.00. The highest price target is $49.00 and the lowest is $43.00.
Is NMIH stock a good investment in 2026?
According to current analyst ratings, NMIH has 6 Buy ratings, 1 Hold ratings, and 0 Sell ratings. The stock is currently trading at $36.55. Always conduct your own research and consider your investment goals before making investment decisions.
What is the long-term price prediction for NMIH stock?
Wall Street analysts predict NMIH stock could reach $46.00 in the next 12 months. This represents a 25.9% increase from the current price of $36.55. Please note that this is a projection by Wall Street analysts and not a guarantee.
What is NMI Holdings Inc.'s business model?
The company generates revenue by offering private mortgage insurance to mortgage lenders, which allows them to offer home loans with lower down payments. This service mitigates risk for lenders and helps facilitate access to homeownership for borrowers who may not qualify for traditional loans.
What is the highest forecasted price for NMIH NMI Holdings Inc.?
The highest price target for NMIH is $49.00 from at , which represents a 34.1% increase from the current price of $36.55.
What is the lowest forecasted price for NMIH NMI Holdings Inc.?
The lowest price target for NMIH is $43.00 from at , which represents a 17.6% increase from the current price of $36.55.
What is the overall NMIH consensus from analysts for NMI Holdings Inc.?
The overall analyst consensus for NMIH is bullish. Out of 2 Wall Street analysts, 6 rate it as Buy, 1 as Hold, and 0 as Sell, with a median price target of $46.00.
How accurate are NMIH stock price projections?
Stock price projections, including those for NMI Holdings Inc., are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.
Important Disclaimer
The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.
Last updated: June 8, 2026 3:20 AM UTC