NMIHFinancial Services · Insurance - SpecialtyThe 8 Wall Street analysts covering NMI Holdings, Inc. hold a median 12-month price target of $47 — +6.9% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 75 of 100 as at 3 Nov 2026 — inside the top quartile. Here, the model and the Street point the same way.
Consensus tells you what everyone already believes. The model scores NMI Holdings, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Revisions (83): Analysts have, on balance, been raising their forecasts.
Accruals (20): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.
Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.
The bullish and bearish analyst opinions on NMIH, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
The green dot is the last close — the median target sits +6.9% from it.
Of the 20 most recent actions, 4 moved their price target up and 2 moved it down.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 30 Oct 2026 | B of A Securities | Downgrade | Neutral | $51 → $44 |
| 12 Oct 2026 | JP Morgan | Maintains | Overweight | $50 → $45 |
| 12 Oct 2026 | JP Morgan | Maintains | Overweight | — |
| 31 July 2026 | JP Morgan | Maintains | Overweight | $48 → $50 |
| 31 July 2026 | JP Morgan | Maintains | Overweight | — |
| 31 July 2026 | Truist Securities | Maintains | Buy | — |
| 31 July 2026 | Truist Securities | Maintains | Buy | $49 → $51 |
| 13 July 2026 | JP Morgan | Maintains | Overweight | $43 → $48 |
| 13 July 2026 | JP Morgan | Maintains | Overweight | — |
| 25 June 2026 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 25 June 2026 | Keefe, Bruyette & Woods | Maintains | Outperform | $46 → $47 |
| 22 May 2026 | RBC Capital | Initiates | Outperform | — |
| 4 May 2026 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 10 Apr 2026 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 9 Apr 2026 | JP Morgan | Maintains | Overweight | — |
| 6 Apr 2026 | Barclays | Maintains | Equal-Weight | — |
| 12 Jan 2026 | JP Morgan | Maintains | Overweight | — |
| 6 Jan 2026 | Barclays | Maintains | Equal-Weight | — |
| 18 Dec 2025 | Keefe, Bruyette & Woods | Upgrade | Outperform | — |
| 5 Nov 2025 | JP Morgan | Maintains | Overweight | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
NMIH appears in the Radar on the weeks it earns a place.
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Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 4 Nov 2026, NMI Holdings, Inc. returned +17.2% against +14.8% for the S&P 500, dividends included.
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Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 61% of US stocks
Cheaper than 26% of US stocks
Cheaper than 64% of US stocks
Cheaper than 50% of US stocks
Higher than 48% of US stocks
Higher than 49% of US stocks
Higher than 99% of US stocks
Higher than 96% of US stocks
Higher than 75% of US stocks
Higher than 90% of US stocks
Higher than 1% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
NMI Holdings, Inc. has a market value of $3.3B and an enterprise value of $3.5B.
Revenue in the twelve months to 30 June 2026: $730.8M. The latest quarter grew 8.1% year on year.
Net income over the same four quarters: $395.3M, a 54.1% net margin.
Diluted earnings per share, trailing twelve months: $5.08.
Free cash flow in the twelve months to 30 June 2026: $441.6M.
NMI Holdings, Inc. spent $115.1M on share buybacks in the twelve months to 30 June 2026.
Trailing P/E: 8.7×; forward P/E: 8.0× — the forward figure prices analyst consensus estimates, not reported earnings.
Forward dividend yield: 0.00%, paying out 0% of earnings.
NMI Holdings, Inc. employs 225 people — $3.2M of revenue per employee.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own NMI Holdings, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →
Zacks Investment Research says NMI Holdings has two key ingredients associated with a likely earnings beat in its upcoming report and outlines key expectations.
Why it matters — NMIH watchers may find the item relevant for its discussion of factors related to the company’s upcoming earnings report.
Zacks Investment Research’s headline describes NMI Holdings as a strong momentum stock. The excerpt introduces Zacks Style Scores as a feature intended to help investors identify stocks across value, growth, and momentum styles.
Why it matters — NMIH watchers may note the favorable momentum characterization and the research service’s focus on its Style Scores.
Zacks Investment Research says NMI Holdings has a strong history of earnings surprises and currently has two key factors it views as supporting a likely beat in the next quarterly report.
Why it matters — NMIH watchers may note the article’s positive assessment of the company’s earnings-surprise history and setup ahead of its next report.
Zacks Investment Research’s headline describes NMI Holdings as a top value stock for the long term. The excerpt highlights Zacks Style Scores, a feature of Zacks Premium, as a tool for finding stocks across value, growth, and momentum styles.
Why it matters — NMIH watchers may note that the item presents the company favorably through a value-investing lens and points to Zacks Style Scores as its research basis.
NMI Holdings announced it will report third-quarter 2026 results, for the quarter ended September 30, after market close on November 5, 2026.
Why it matters — NMIH watchers can note the scheduled date for the company's third-quarter results announcement.
The 8 Wall Street analysts covering NMI Holdings, Inc. have a median 12-month price target of $47, with estimates ranging from $43 to $54. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 8 analysts covering NMI Holdings, Inc., 5 rate it a Buy, 3 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks NMI Holdings, Inc. 75 out of 100 across roughly 4,600 US stocks as at 3 Nov 2026. None of this is personal advice — it does not consider your circumstances.
As at 3 Nov 2026, NMI Holdings, Inc. ranks 75 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Revisions (83 of 100).
No one can know that. What the data says: the median 12-month target from 8 analysts implies +6.9% from the last close, and Ticker Nerd's factor model ranks NMI Holdings, Inc. 75 out of 100 as at 3 Nov 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering NMI Holdings, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for NMIH are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $43 to $54 over the next 12 months.
NMI Holdings, Inc. returned +17.2% over the 12 months to 4 Nov 2026, with dividends reinvested. Past performance does not indicate future returns.
NMI Holdings, Inc. is a private mortgage insurance company that provides credit risk protection for residential mortgage lenders in the United States.
The most recent item we track (Zacks Investment Research, 29 Oct 2026): "NMI Holdings (NMIH) Earnings Expected to Grow: Should You Buy?". Zacks Investment Research says NMI Holdings has two key ingredients associated with a likely earnings beat in its upcoming report and outlines key expectations.
NMI Holdings, Inc. is a private mortgage insurance company that provides credit risk protection for residential mortgage lenders in the United States. Through its insurance subsidiaries, it offers primary mortgage insurance and related loan review services that help lenders manage losses on high loan-to-value mortgages. The company serves a broad range of clients, including national and regional mortgage banks, credit unions, community banks, money center banks, builder-owned lenders, internet-based lenders, and other non-bank originators. Its core role in the housing finance market is to support mortgage lending by covering part of the default risk associated with low-down-payment loans. NMI Holdings, Inc. is headquartered in Emeryville, California and operates as a focused financial services provider within the mortgage insurance segment.
CEO Mr. Adam S. Pollitzer · 225 employees · United States · https://www.nationalmi.com
