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OZKOZKFinancial Services · Banks - Regional

OZK Stock Forecast: Bank OZK Price Predictions for 2026-2027

Last close, 22 Oct 2026
$50
+3.29% on the day

The 10 Wall Street analysts covering Bank OZK hold a median 12-month price target of $52 — +4.7% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 75 of 100 as at 22 Oct 2026 — inside the top quartile. Here, the model and the Street point the same way.

Market cap
$5.2B
Ticker Nerd rank
75/ 100
Median analyst target
$52
Analysts covering
10
Revenue$430.0M+0.5% y/y
Net income$167.4M
Free cash flow$189.0M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
+8.4%
1M
+6.8%
YTD
+12.4%
1Y
+13.7%
From 52W high
−5.4%
From 52W low
+21.3%
$41
$52
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

OZK stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Bank OZK on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 22 Oct 2026
75/ 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Value
98
Issuance
95
Quality
77
Revisions
72
Momentum
54
Accruals
51
Growth
33
Volatility
25
Size
21

Value (98): The shares cost little relative to the profits and assets behind them — which can mean the market is too gloomy, or that the business really is in trouble.

Volatility (25): The share price moves around a lot.

Size (21): Larger than most of the companies we track — more scrutinised, less often mispriced.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

OZK stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on OZK, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$40$45$50$55$60$65Jan 26Apr 26Jul 26Oct 26OZKHigh $65Median $52Low $40

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says10 analysts
3 Buy5 Hold2 Sell
Low $40Median $52High $65

The green dot is the last close — the median target sits +4.7% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 5 moved their price target up and 4 moved it down.

DateFirmActionRatingTarget
5 Oct 2026TD CowenMaintainsHold$52 → $50
30 Sept 2026Wells FargoMaintainsEqual-Weight$56 → $51
28 Sept 2026Morgan StanleyMaintainsUnderweight$56 → $57
8 Sept 2026Morgan StanleyDowngradeUnderweight—
8 Sept 2026Morgan StanleyDowngradeUnderweight$56
10 Aug 2026Wells FargoMaintainsEqual-Weight$52 → $56
10 Aug 2026Wells FargoMaintainsEqual-Weight—
28 July 2026UBSMaintainsNeutral$50 → $51
28 July 2026UBSMaintainsNeutral—
24 July 2026TD CowenMaintainsHold—
24 July 2026TD CowenMaintainsHold$53 → $52
6 July 2026TD CowenDowngradeHold$53
6 July 2026TD CowenDowngradeHold—
6 July 2026Wells FargoMaintainsEqual-Weight$50 → $52
6 July 2026Wells FargoMaintainsEqual-Weight—
29 June 2026Morgan StanleyMaintainsEqual-Weight$54 → $56
29 June 2026Morgan StanleyMaintainsEqual-Weight—
7 Apr 2026UBSAssumesNeutral$51 → $48
30 Mar 2026Wells FargoMaintainsEqual-Weight—
2 Mar 2026Morgan StanleyMaintainsEqual-Weight—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

OZK appears in the Radar on the weeks it earns a place.

  • Market Radar, every Monday: the week's biggest rank moves across ~4,600 US stocks, and the reason for each.
  • The AI build-out map, free: every AI company we track, part by part, and one part in full with each verdict.
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Free. Unsubscribe any time.

Performance

OZK vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 22 Oct 2026, Bank OZK returned +13.7% against +15.6% for the S&P 500, dividends included.

OZK vs S&P 500, last 12 monthsTotal return, rebased to 100
95100105110115120Jan 26Apr 26Jul 26Oct 26OZKS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

OZK analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
−2.8%
Analysts raising
4
Analysts cutting
0
Fundamentals

Bank OZK (OZK) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
7.9×

Cheaper than 62% of US stocks

Price / sales
3.4×

Cheaper than 35% of US stocks

Price / book
0.9×

Cheaper than 74% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
−2.5%

Higher than 23% of US stocks

Earnings growth (YoY)
−8.8%

Higher than 27% of US stocks

Gross margin
—
Operating margin
54.6%

Higher than 97% of US stocks

Net margin
43.8%

Higher than 95% of US stocks

Returns & dividend
Return on equity
11.0%

Higher than 66% of US stocks

Return on assets
1.6%

Higher than 56% of US stocks

Dividend yield
4.1%

Higher than 91% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Bank OZK (OZK) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Bank OZK has a market value of $5.2B and an enterprise value of $5.6B.

  • Revenue in the twelve months to 30 June 2026: $1.7B. The latest quarter shrank 2.5% year on year.

  • Net income over the same four quarters: $691.2M, a 39.8% net margin.

  • Free cash flow in the twelve months to 30 June 2026: $762.4M.

  • Bank OZK spent $176.4M on share buybacks and $218.9M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 109.0M.

  • Trailing P/E: 7.9×; forward P/E: 7.9× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 4.08%, paying out 30% of earnings.

  • Bank OZK employs 3,280 people — $530K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 22 Oct 2026

Data provided by Twelve Data

Peers

OZK vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
OZKBank OZK$5.2B75
ASBAssociated Banc-Corp$5.6B55
ABCBAmeris Bancorp$5.5B31
AUBAtlantic Union Bankshares Corp.$5.7B53
HWCHancock Whitney Corp.$5.9B37
GBCIGlacier Bancorp, Inc.$6.0B25
EBCEastern Bankshares, Inc.$5.3B56

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Bank OZK — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest OZK news & analysis

Bank OZK: Shift Away From CRE Is Underappreciated

Seeking Alpha · 22 Oct 2026positive

Seeking Alpha says Bank OZK’s commercial real estate exposure has fallen to 45% of loans as repayments and new lending shift its portfolio toward lower-risk, post-2022 vintages. The article also cites deposit growth, capital ratios and reserve building as support for its dividend.

Why it matters — OZK watchers may note the reported shift in loan mix and the factors the article identifies as underpinning the dividend.

Bank OZK (OZK) Q3 2026 Earnings Call Transcript

Seeking Alpha · 21 Oct 2026neutral

Bank OZK held its Q3 2026 earnings call on October 21, 2026. The excerpt lists company executives and participating analysts but provides no discussion of results or outlook.

Why it matters — OZK watchers can note the call date and participants, though the excerpt contains no financial details to assess.

What Bank OZK (OZK) Said on Its Q3 Earnings Call

MarketBeat · 21 Oct 2026neutral

On its Q3 earnings call, Bank OZK outlined plans for stronger loan growth in 2027. It also said elevated repayments in its RESG portfolio are expected to pressure loan balances in the fourth quarter of 2026.

Why it matters — The comments highlight the bank’s longer-term loan growth plans alongside near-term pressure on loan balances from RESG repayments.

Bank OZK (OZK) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates

Zacks Investment Research · 21 Oct 2026neutral

Zacks notes that Bank OZK’s Q3 revenue and EPS offer a view of performance for the quarter ended September 2026, and highlights comparing key metrics with Wall Street estimates and year-ago figures.

Why it matters — Those comparisons provide additional context for OZK watchers assessing quarterly performance.

Bank OZK (OZK) Beats Q3 Earnings and Revenue Estimates

Zacks Investment Research · 20 Oct 2026positive

Bank OZK reported quarterly earnings of $1.50 per share, above the Zacks Consensus Estimate of $1.45. Earnings were below the $1.59 per share reported a year earlier.

Why it matters — OZK watchers may note that earnings topped the consensus estimate while declining from the year-ago quarter.

FAQ

Frequently asked questions about OZK stock

What is the OZK stock price forecast for 2026-2027?

The 10 Wall Street analysts covering Bank OZK have a median 12-month price target of $52, with estimates ranging from $40 to $65. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is OZK stock a buy right now?

Of the 10 analysts covering Bank OZK, 3 rate it a Buy, 5 a Hold and 2 a Sell. Ticker Nerd's systematic factor model ranks Bank OZK 75 out of 100 across roughly 4,600 US stocks as at 22 Oct 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank OZK?

As at 22 Oct 2026, Bank OZK ranks 75 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Value (98 of 100).

Will OZK stock go up?

No one can know that. What the data says: the median 12-month target from 10 analysts implies +4.7% from the last close, and Ticker Nerd's factor model ranks Bank OZK 75 out of 100 as at 22 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the OZK stock forecast for 2030?

No analyst covering Bank OZK publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for OZK are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $40 to $65 over the next 12 months.

How has OZK stock performed over the past year?

Bank OZK returned +13.7% over the 12 months to 22 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Bank OZK do?

Bank OZK is a regional bank that provides retail and commercial banking services to individuals, businesses, and institutional clients. The bank offers a broad range of deposit products, including checking, savings, money market, time deposit, and retirement accounts, along with lending solutions across real estate, consumer, commercial, industrial, and agricultural categories.

What is the latest news on OZK?

The most recent item we track (Seeking Alpha, 22 Oct 2026): "Bank OZK: Shift Away From CRE Is Underappreciated". Seeking Alpha says Bank OZK’s commercial real estate exposure has fallen to 45% of loans as repayments and new lending shift its portfolio toward lower-risk, post-2022 vintages. The article also cites deposit growth, capital ratios and reserve building as support for its dividend.

Company

About Bank OZK.

Bank OZK is a regional bank that provides retail and commercial banking services to individuals, businesses, and institutional clients. The bank offers a broad range of deposit products, including checking, savings, money market, time deposit, and retirement accounts, along with lending solutions across real estate, consumer, commercial, industrial, and agricultural categories. It also provides treasury management, trust and wealth management, financial planning, and online and mobile banking services. Bank OZK operates a multi-state branch network supported by loan production offices, with a strong emphasis on commercial real estate and specialized lending. Headquartered in Little Rock, Arkansas, Bank OZK plays a significant role in community and business banking across its service regions.

CEO Mr. George G. Gleason II · 3,280 employees · United States · https://www.ozk.com