OZK Stock Forecast 2025-2026
Distance to OZK Price Targets
OZK Price Momentum
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Latest OZK Stock Price Targets & Analyst Predictions
Based on our analysis of 22 Wall Street analysts, OZK has a neutral consensus with a median price target of $48.50 (ranging from $40.00 to $64.00). The overall analyst rating is Buy (6.2/10). Currently trading at $42.63, the median forecast implies a 13.8% upside. This outlook is supported by 2 Buy, 6 Hold, and 1 Sell ratings.
Conversely, the most conservative target is provided by Jared Shaw at Wells Fargo, suggesting a 6.2% downside.
Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.
OZK Analyst Ratings
OZK Price Target Range
Latest OZK Stock Forecasts by Analyst
These are the latest 20 analyst ratings and price targets for OZK.
| Date | Firm | Analyst | Rating | Change | Price Target |
|---|---|---|---|---|---|
| Apr 22, 2025 | Keefe, Bruyette & Woods | Catherine Mealor | Market Perform | Maintains | $48.00 |
| Apr 21, 2025 | Stephens & Co. | Matt Olney | Equal-Weight | Maintains | $54.00 |
| Apr 9, 2025 | Wells Fargo | Jared Shaw | Equal-Weight | Maintains | $40.00 |
| Mar 13, 2025 | Morgan Stanley | Manan Gosalia | Equal-Weight | Maintains | $54.00 |
| Jan 21, 2025 | Stephens & Co. | Matt Olney | Equal-Weight | Maintains | $57.00 |
| Jan 21, 2025 | Wells Fargo | Jared Shaw | Equal-Weight | Upgrade | $48.00 |
| Jan 17, 2025 | Stephens & Co. | Matt Olney | Equal-Weight | Reiterates | $53.00 |
| Dec 17, 2024 | UBS | Nicholas Holowko | Neutral | Assumes | $51.00 |
| Dec 3, 2024 | Wells Fargo | Jared Shaw | Underweight | Maintains | $40.00 |
| Oct 21, 2024 | Stephens & Co. | Matt Olney | Equal-Weight | Maintains | $51.00 |
| Oct 21, 2024 | Truist Securities | Brandon King | Hold | Maintains | $46.00 |
| Oct 18, 2024 | Piper Sandler | Stephen Scouten | Overweight | Maintains | $63.00 |
| Sep 20, 2024 | Truist Securities | Brandon King | Hold | Maintains | $48.00 |
| Sep 17, 2024 | Raymond James | Michael Rose | Market Perform | Downgrade | $0.00 |
| Aug 5, 2024 | Morgan Stanley | Manan Gosalia | Equal-Weight | Maintains | $51.00 |
| Jul 22, 2024 | Truist Securities | Brandon King | Hold | Maintains | $49.00 |
| Jul 18, 2024 | Stephens & Co. | Matt Olney | Equal-Weight | Reiterates | $50.00 |
| Jul 8, 2024 | Truist Securities | Brandon King | Hold | Maintains | $41.00 |
| Jun 6, 2024 | Wells Fargo | Jared Shaw | Underweight | Maintains | $35.00 |
| May 30, 2024 | Stephens & Co. | Matt Olney | Equal-Weight | Reiterates | $50.00 |
Bank OZK (OZK) Competitors
The following stocks are similar to Bank OZK based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.
Bank OZK (OZK) Financial Data
Bank OZK has a market capitalization of $4.73B with a P/E ratio of 6.8x. The company generates $1.49B in trailing twelve-month revenue with a 47.9% profit margin.
Revenue growth is +2.1% quarter-over-quarter, while maintaining an operating margin of +60.4% and return on equity of +12.8%.
Valuation Metrics
Growth & Margins
Financial Health
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Bank OZK (OZK) Business Model
About Bank OZK
Regional bank offering diverse financial services.
Bank OZK generates revenue through a range of banking services, including commercial and consumer loans, real estate financing, and deposit services. Its strong focus on real estate loans, particularly in construction and land development, allows it to cater to various industries and support significant projects across the U.S.
The bank is recognized for its fiscal prudence and profitability, maintaining a high-quality loan portfolio with conservative financial practices. With a widespread branch presence, it enhances customer access to financial products, significantly impacting regional economies by supporting small to mid-sized enterprises and providing various banking services.
Company Information
Sector
Financial Services
Industry
Banks - Regional
Employees
3,028
CEO
Mr. George G. Gleason II
Country
United States
IPO Year
2018
Website
www.ozk.comBank OZK (OZK) Latest News & Analysis
Latest News
Bank OZK will hold its Q1 2025 Earnings Conference Call on April 17, 2025, at 8:30 AM ET, featuring key executives including CEO George Gleason and CFO Tim Hicks.
The earnings call provides insights into Bank OZK's financial performance, strategies, and future outlook, influencing stock valuation and investor sentiment.
Bank OZK: Still A Steal Post-Q1 Results
7 days agoBank OZK's Q1 2025 results show strong profitability and stable credit quality, though its construction-focused lending may pose risks in economic downturns.
Bank OZK's strong profitability and solid credit quality amidst economic uncertainty indicate resilience, but its heavy construction lending could pose risks, impacting future performance.
OZK's Q1 2025 earnings exceeded estimates due to increased non-interest income and reduced provisions, but faced challenges from decreased net interest income and rising non-interest expenses.
OZK's strong earnings highlight growth in non-interest income, but concerns over declining net interest income and rising expenses could impact future profitability and stock performance.
Bank OZK reports strong balance sheet growth with increasing deposits and loans. Credit quality is robust, with a solid capital position and a 4.3% dividend yield, despite economic uncertainties.
Bank OZK's solid balance sheet, robust credit quality, and attractive dividend yield indicate financial stability, making it a potentially rewarding investment amid economic uncertainties.
Bank OZK reported Q1 2025 net income of $167.9 million, down 2.1% from $171.5 million in Q1 2024. Diluted EPS decreased 2.6% to $1.47 from $1.51 year-over-year.
Bank OZK's Q1 2025 earnings show a decline in net income and earnings per share, indicating potential challenges in profitability, which could affect stock performance and investor sentiment.
Bank OZK (OZK) reported Q3 earnings of $1.47 per share, surpassing the Zacks estimate of $1.42, but down from $1.51 per share year-over-year.
Bank OZK's earnings beat estimates, indicating strong performance, but the year-over-year decline may raise concerns about growth sustainability, impacting investor sentiment and stock valuation.
Frequently Asked Questions About OZK Stock
What is Bank OZK's (OZK) stock forecast for 2025?
Based on our analysis of 22 Wall Street analysts, Bank OZK (OZK) has a median price target of $48.50. The highest price target is $64.00 and the lowest is $40.00.
Is OZK stock a good investment in 2025?
According to current analyst ratings, OZK has 2 Buy ratings, 6 Hold ratings, and 1 Sell ratings. The stock is currently trading at $42.63. Always conduct your own research and consider your investment goals before making investment decisions.
What is the long-term price prediction for OZK stock?
Wall Street analysts predict OZK stock could reach $48.50 in the next 12 months. This represents a 13.8% increase from the current price of $42.63. Please note that this is a projection by Wall Street analysts and not a guarantee.
What is Bank OZK's business model?
Bank OZK generates revenue through a range of banking services, including commercial and consumer loans, real estate financing, and deposit services. Its strong focus on real estate loans, particularly in construction and land development, allows it to cater to various industries and support significant projects across the U.S.
What is the highest forecasted price for OZK Bank OZK?
The highest price target for OZK is $64.00 from at , which represents a 50.1% increase from the current price of $42.63.
What is the lowest forecasted price for OZK Bank OZK?
The lowest price target for OZK is $40.00 from Jared Shaw at Wells Fargo, which represents a -6.2% decrease from the current price of $42.63.
What is the overall OZK consensus from analysts for Bank OZK?
The overall analyst consensus for OZK is neutral. Out of 22 Wall Street analysts, 2 rate it as Buy, 6 as Hold, and 1 as Sell, with a median price target of $48.50.
How accurate are OZK stock price projections?
Stock price projections, including those for Bank OZK, are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.
Important Disclaimer
The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.