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SLM Stock Forecast: SLM Corp. Price Predictions for 2026-2027

Last close, 23 Oct 2026
$19
−10.78% on the day

The 11 Wall Street analysts covering SLM Corp. hold a median 12-month price target of $28 — +44.2% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 83 of 100 as at 22 Oct 2026 — inside the top quartile. Here, the model and the Street point the same way.

Market cap
$4.3B
Ticker Nerd rank
83/ 100
Median analyst target
$28
Analysts covering
11
Revenue$401.1M−0.6% y/y
Net income$58.5M
Free cash flow−$134.8M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
−11.0%
1M
−17.8%
YTD
−27.1%
1Y
−25.8%
From 52W high
−36.0%
From 52W low
+5.3%
$18
$30
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

SLM stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores SLM Corp. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 22 Oct 2026
83/ 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Issuance
98
Value
92
Growth
91
Quality
83
Volatility
82
Accruals
68
Revisions
34
Momentum
31
Size
26

Issuance (98): The share count has been shrinking and the company is not leaning on new borrowing.

Momentum (31): The shares have been drifting down relative to others.

Size (26): Larger than most of the companies we track — more scrutinised, less often mispriced.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

SLM stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on SLM, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$20$25$30$35Jan 26Apr 26Jul 26Oct 26SLMHigh $35Median $28Low $22

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says11 analysts
7 Buy3 Hold1 Sell
Low $22Median $28High $35

The green dot is the last close — the median target sits +44.2% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 4 moved their price target up and 3 moved it down.

DateFirmActionRatingTarget
12 Oct 2026JP MorganMaintainsUnderweight$25 → $22
12 Oct 2026Morgan StanleyUpgradeOverweight$28 → $30
9 Oct 2026RBC CapitalMaintainsOutperform$29 → $28
20 July 2026Morgan StanleyMaintainsEqual-Weight$27 → $28
20 July 2026Morgan StanleyMaintainsEqual-Weight—
13 July 2026JP MorganMaintainsUnderweight$24 → $25
13 July 2026JP MorganMaintainsUnderweight—
10 July 2026RBC CapitalMaintainsOutperform$28 → $29
10 July 2026RBC CapitalMaintainsOutperform—
7 July 2026BarclaysDowngradeEqual-Weight—
7 July 2026BarclaysDowngradeEqual-Weight$30 → $26
24 Apr 2026BarclaysMaintainsOverweight—
16 Apr 2026Morgan StanleyMaintainsEqual-Weight—
9 Apr 2026JP MorganMaintainsUnderweight—
9 Apr 2026Wells FargoMaintainsOverweight—
6 Apr 2026BarclaysMaintainsOverweight—
30 Mar 2026Compass PointUpgradeNeutral—
18 Feb 2026Morgan StanleyMaintainsEqual-Weight—
23 Jan 2026Wells FargoMaintainsOverweight—
12 Jan 2026JP MorganDowngradeUnderweight—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

SLM appears in the Radar on the weeks it earns a place.

  • Market Radar, every Monday: the week's biggest rank moves across ~4,600 US stocks, and the reason for each.
  • The AI build-out map, free: every AI company we track, part by part, and one part in full with each verdict.
  • The AI build-out, every Wednesday: how AI stocks did, part by part.

Free. Unsubscribe any time.

Performance

SLM vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 23 Oct 2026, SLM Corp. returned −25.8% against +14.3% for the S&P 500, dividends included.

SLM vs S&P 500, last 12 monthsTotal return, rebased to 100
708090100110120Jan 26Apr 26Jul 26Oct 26SLMS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

SLM analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
−0.0%
Analysts raising
1
Analysts cutting
0
Fundamentals

SLM Corp. (SLM) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
6.2×

Cheaper than 64% of US stocks

Price / sales
2.5×

Cheaper than 45% of US stocks

Price / book
1.9×

Cheaper than 44% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
8.1%

Higher than 47% of US stocks

Earnings growth (YoY)
−17.9%

Higher than 22% of US stocks

Gross margin
—
Operating margin
29.2%

Higher than 87% of US stocks

Net margin
43.6%

Higher than 95% of US stocks

Returns & dividend
Return on equity
30.3%

Higher than 88% of US stocks

Return on assets
2.5%

Higher than 62% of US stocks

Dividend yield
2.3%

Higher than 81% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

SLM Corp. (SLM) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • SLM Corp. has a market value of $4.3B and an enterprise value of $5.7B.

  • Revenue in the twelve months to 30 June 2026: $2.0B. The latest quarter grew 8.1% year on year.

  • Net income over the same four quarters: $735.5M, a 37.5% net margin.

  • Diluted earnings per share, trailing twelve months: $3.58.

  • Free cash flow in the twelve months to 30 June 2026: −$324.6M.

  • SLM Corp. spent $561.1M on share buybacks and $118.1M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 188.0M.

  • Trailing P/E: 6.2×; forward P/E: 6.8× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 2.28%, paying out 14% of earnings.

  • SLM Corp. employs 1,788 people — $1.1M of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 22 Oct 2026

Data provided by Twelve Data

Peers

SLM vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelCredit Services
CompanyMarket capTKN rank
SLMSLM Corp.$4.3B83
BFHBread Financial Holdings, Inc.$4.1B97
ENVAEnova International, Inc.$4.4B80
NNINelnet, Inc.$4.5B60
SEZLSezzle, Inc.$4.7B90
CACCCredit Acceptance Corp.$5.8B87
OMFOneMain Holdings, Inc.$6.7B68

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own SLM Corp. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest SLM news & analysis

SLM Corporation Investigation Notice: Levi & Korsinsky Notifies Investors of Pending Investigation Into SLM Corporation (SLM)

PRNewsWire · 23 Oct 2026negative

SLM shares fell after the student lender disclosed it had paused most third-party recovery activities as third-quarter net charge-offs reached $90.4 million. Levi & Korsinsky is investigating potential securities law violations on behalf of SLM investors.

Why it matters — The investigation and the disclosed pause in recovery activities are developments SLM watchers may monitor.

SLM: 3 Key Takeaways for Long-Term Investors

The Motley Fool · 23 Oct 2026negative

Sixth Street committed to buy $1.5 billion in student loans annually, while SLM lowered its 2026 earnings guidance to $1.95 to $2.05 per share.

Why it matters — The annual loan-purchase commitment and reduced earnings guidance are key developments for SLM watchers.

SLM Corporation (SLM) Q3 2026 Earnings Call Transcript

Seeking Alpha · 23 Oct 2026neutral

The item is the transcript of SLM Corporation’s Q3 2026 earnings call; the provided excerpt contains no details about the discussion or results.

Why it matters — The transcript may provide information relevant to SLM watchers, but no specific takeaways are included in the supplied text.

SLM Q3 Earnings Call Highlights

MarketBeat · 23 Oct 2026negative

Sallie Mae reported record third-quarter private education loan originations and a new funding partnership with Sixth Street. It lowered its full-year earnings outlook after deciding not to proceed with a planned whole-loan sale amid elevated interest rates and volatile capital markets.

Why it matters — The update combines stronger loan originations and a new funding partnership with a lower earnings outlook, offering SLM watchers both operational and financial context.

Sallie Mae (SLM) Reports Q3 Earnings: What Key Metrics Have to Say

Zacks Investment Research · 22 Oct 2026neutral

Zacks Investment Research’s headline says Sallie Mae reported third-quarter earnings. The excerpt notes that revenue and EPS provide a view of performance for the quarter ended September 2026, and points readers to key metrics versus Wall Street estimates and year-ago results.

Why it matters — Those comparisons can help SLM watchers assess quarterly performance beyond revenue and EPS.

FAQ

Frequently asked questions about SLM stock

What is the SLM stock price forecast for 2026-2027?

The 11 Wall Street analysts covering SLM Corp. have a median 12-month price target of $28, with estimates ranging from $22 to $35. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is SLM stock a buy right now?

Of the 11 analysts covering SLM Corp., 7 rate it a Buy, 3 a Hold and 1 a Sell. Ticker Nerd's systematic factor model ranks SLM Corp. 83 out of 100 across roughly 4,600 US stocks as at 22 Oct 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank SLM?

As at 22 Oct 2026, SLM Corp. ranks 83 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Issuance (98 of 100).

Will SLM stock go up?

No one can know that. What the data says: the median 12-month target from 11 analysts implies +44.2% from the last close, and Ticker Nerd's factor model ranks SLM Corp. 83 out of 100 as at 22 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the SLM stock forecast for 2030?

No analyst covering SLM Corp. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for SLM are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $22 to $35 over the next 12 months.

How has SLM stock performed over the past year?

SLM Corp. returned -25.8% over the 12 months to 23 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does SLM Corp. do?

SLM Corp. is a U.S.

What is the latest news on SLM?

The most recent item we track (PRNewsWire, 23 Oct 2026): "SLM Corporation Investigation Notice: Levi & Korsinsky Notifies Investors of Pending Investigation Into SLM Corporation (SLM)". SLM shares fell after the student lender disclosed it had paused most third-party recovery activities as third-quarter net charge-offs reached $90.4 million. Levi & Korsinsky is investigating potential securities law violations on behalf of SLM investors.

Company

About SLM Corp.

SLM Corp. is a U.S. financial services company focused on education financing and consumer banking. Through its subsidiaries, SLM Corp. originates and services private education loans for students and families covering higher-education costs in the United States. The company also offers deposit products such as high-yield savings accounts, money market accounts, and certificates of deposit, along with related banking services. In addition, SLM Corp. supports college savings and other education-focused financial tools that help households plan and fund tuition and related expenses. Headquartered in Newark, Delaware, SLM Corp. operates as a specialized provider in the consumer finance market, combining lending and deposit-taking activities around the broader theme of paying for college.

CEO Mr. Jonathan W. Witter · 1,788 employees · United States · https://www.salliemae.com