TCBITCBIFinancial Services · Banks - Regional

TCBI Stock Forecast: Texas Capital Bancshares, Inc. Price Predictions for 2026-2027

Last close, 22 Oct 2026
$99
+5.66% on the day

The 13 Wall Street analysts covering Texas Capital Bancshares, Inc. hold a median 12-month price target of $106 — +7.3% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 66 of 100 as at 22 Oct 2026 — in the upper half.

Market cap
$4.1B
Ticker Nerd rank
66/ 100
Median analyst target
$106
Analysts covering
13
Revenue$335.5M+9.1% y/y
Net income$84.9M
Free cash flow$93.5M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
+8.9%
1M
+4.6%
YTD
+9.5%
1Y
+20.9%
From 52W high
−8.1%
From 52W low
+20.9%
$82
$108
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

TCBI stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Texas Capital Bancshares, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 22 Oct 2026
66/ 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Issuance
96
Revisions
76
Value
60
Accruals
58
Momentum
57
Quality
51
Growth
49
Size
24
Volatility
20

Issuance (96): The share count has been shrinking and the company is not leaning on new borrowing.

Volatility (20): The share price moves around a lot.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

TCBI stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on TCBI, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$80$90$100$110Jan 26Apr 26Jul 26Oct 26TCBIHigh $113Median $106Low $100

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says13 analysts
4 Buy8 Hold1 Sell
Low $100Median $106High $113

The green dot is the last close — the median target sits +7.3% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 3 moved their price target up and 7 moved it down.

DateFirmActionRatingTarget
9 Oct 2026RBC CapitalMaintainsSector Perform$114 → $113
6 Oct 2026Raymond JamesMaintainsOutperform$115 → $108
5 Oct 2026TD CowenMaintainsHold$106 → $100
1 Oct 2026JP MorganMaintainsUnderweight$110 → $100
1 Oct 2026JP MorganMaintainsUnderweight—
22 Sept 2026CitigroupMaintainsNeutral—
22 Sept 2026CitigroupMaintainsNeutral$107 → $104
3 Aug 2026BarclaysUpgradeEqual-Weight$100
3 Aug 2026BarclaysUpgradeEqual-Weight—
27 July 2026TD CowenMaintainsHold$109 → $106
27 July 2026TD CowenMaintainsHold—
24 July 2026CitigroupMaintainsNeutral—
24 July 2026CitigroupMaintainsNeutral$105 → $107
23 July 2026Stephens & Co.MaintainsOverweight$116 → $112
23 July 2026Stephens & Co.MaintainsOverweight—
1 July 2026JP MorganMaintainsUnderweight—
1 July 2026JP MorganMaintainsUnderweight$105 → $110
30 June 2026CitigroupUpgradeNeutral—
30 June 2026CitigroupUpgradeNeutral$96 → $105
28 Apr 2026CitigroupMaintainsSell—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

TCBI appears in the Radar on the weeks it earns a place.

  • Market Radar, every Monday: the week's biggest rank moves across ~4,600 US stocks, and the reason for each.
  • The AI build-out map, free: every AI company we track, part by part, and one part in full with each verdict.
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Performance

TCBI vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 22 Oct 2026, Texas Capital Bancshares, Inc. returned +20.9% against +15.6% for the S&P 500, dividends included.

TCBI vs S&P 500, last 12 monthsTotal return, rebased to 100
100110120130Jan 26Apr 26Jul 26Oct 26TCBIS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

TCBI analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
−1.7%
Analysts raising
4
Analysts cutting
2
Fundamentals

Texas Capital Bancshares, Inc. (TCBI) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
12.2×

Cheaper than 52% of US stocks

Price / sales
3.2×

Cheaper than 37% of US stocks

Price / book
1.2×

Cheaper than 64% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
8.6%

Higher than 48% of US stocks

Earnings growth (YoY)
9.9%

Higher than 48% of US stocks

Gross margin
—
Operating margin
36.7%

Higher than 90% of US stocks

Net margin
28.7%

Higher than 88% of US stocks

Returns & dividend
Return on equity
10.2%

Higher than 64% of US stocks

Return on assets
1.1%

Higher than 51% of US stocks

Dividend yield
0.9%

Higher than 69% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Texas Capital Bancshares, Inc. (TCBI) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Texas Capital Bancshares, Inc. has a market value of $4.1B and an enterprise value of $1.7B.

  • Revenue in the twelve months to 30 June 2026: $1.3B. The latest quarter grew 8.6% year on year.

  • Net income over the same four quarters: $364.6M, a 27.5% net margin.

  • Diluted earnings per share, trailing twelve months: $7.69.

  • Free cash flow in the twelve months to 30 June 2026: $471.9M.

  • Texas Capital Bancshares, Inc. spent $241.1M on share buybacks and $17.3M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 43.5M.

  • Trailing P/E: 12.2×; forward P/E: 11.4× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 0.86%, paying out 3% of earnings.

  • Texas Capital Bancshares, Inc. employs 1,785 people — $744K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 22 Oct 2026

Data provided by Twelve Data

Peers

TCBI vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
TCBITexas Capital Bancshares, Inc.$4.1B66
SFBSServisFirst Bancshares, Inc.$4.5B35
FULTFulton Financial Corp.$4.5B58
UCBUnited Community Banks, Inc.$4.5B33
CATYCathay General Bancorp$4.4B88
TFSLTFS Financial Corp.$4.7B39
FFINFirst Financial Bankshares, Inc.$4.3B41

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Texas Capital Bancshares, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest TCBI news & analysis

Here's Why Texas Capital (TCBI) is a Strong Momentum Stock

Zacks Investment Research · 23 Oct 2026positive

Zacks Investment Research’s headline describes Texas Capital (TCBI) as a strong momentum stock and points readers to Zacks Style Scores, a feature of its Zacks Premium research service.

Why it matters — TCBI watchers may note the article’s positive momentum framing and its reference to Zacks’ stock-rating feature.

Compared to Estimates, Texas Capital (TCBI) Q3 Earnings: A Look at Key Metrics

Zacks Investment Research · 22 Oct 2026neutral

Zacks Investment Research says Texas Capital’s Q3 revenue and EPS offer a view of performance for the quarter ended September 2026, and highlights comparing key metrics with Wall Street estimates and year-ago figures.

Why it matters — Those comparisons provide additional context for TCBI watchers assessing the quarter’s reported performance.

Texas Capital Bancshares Q3 Earnings Call Highlights

MarketBeat · 22 Oct 2026positive

Texas Capital Bancshares reported record third-quarter results, with growth in net interest income and fee-based businesses lifting revenue and earnings. Management raised portions of its full-year outlook and outlined further investment in frontline talent.

Why it matters — TCBI watchers may note the record results, outlook changes, and planned investment in frontline talent.

Texas Capital (TCBI) Tops Q3 Earnings and Revenue Estimates

Zacks Investment Research · 21 Oct 2026positive

Texas Capital reported quarterly earnings of $2.35 per share, topping the Zacks Consensus Estimate of $1.94. Earnings were $2.18 per share in the year-ago quarter.

Why it matters — TCBI watchers may note that quarterly earnings exceeded the consensus estimate and were higher than a year earlier.

FAQ

Frequently asked questions about TCBI stock

What is the TCBI stock price forecast for 2026-2027?

The 13 Wall Street analysts covering Texas Capital Bancshares, Inc. have a median 12-month price target of $106, with estimates ranging from $100 to $113. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is TCBI stock a buy right now?

Of the 13 analysts covering Texas Capital Bancshares, Inc., 4 rate it a Buy, 8 a Hold and 1 a Sell. Ticker Nerd's systematic factor model ranks Texas Capital Bancshares, Inc. 66 out of 100 across roughly 4,600 US stocks as at 22 Oct 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank TCBI?

As at 22 Oct 2026, Texas Capital Bancshares, Inc. ranks 66 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Issuance (96 of 100).

Will TCBI stock go up?

No one can know that. What the data says: the median 12-month target from 13 analysts implies +7.3% from the last close, and Ticker Nerd's factor model ranks Texas Capital Bancshares, Inc. 66 out of 100 as at 22 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the TCBI stock forecast for 2030?

No analyst covering Texas Capital Bancshares, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for TCBI are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $100 to $113 over the next 12 months.

How has TCBI stock performed over the past year?

Texas Capital Bancshares, Inc. returned +20.9% over the 12 months to 22 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Texas Capital Bancshares, Inc. do?

Texas Capital Bancshares Inc. is a bank holding company and full-service financial services firm headquartered in Dallas, Texas.

What is the latest news on TCBI?

The most recent item we track (Zacks Investment Research, 23 Oct 2026): "Here's Why Texas Capital (TCBI) is a Strong Momentum Stock". Zacks Investment Research’s headline describes Texas Capital (TCBI) as a strong momentum stock and points readers to Zacks Style Scores, a feature of its Zacks Premium research service.

Company

About Texas Capital Bancshares, Inc.

Texas Capital Bancshares Inc. is a bank holding company and full-service financial services firm headquartered in Dallas, Texas. Through Texas Capital Bank and its affiliated businesses, the company provides commercial banking, consumer banking, investment banking, wealth management, and treasury management services. Its offerings are designed for businesses, entrepreneurs, professional service firms, real estate developers, not-for-profit organizations, and individual clients. The firm focuses on customized solutions that support deposits, lending, cash management, capital markets activity, and advisory needs across a range of industries. Texas Capital Bancshares Inc. plays a notable role in the U.S. regional banking market, combining relationship-based banking with specialized financial services for middle-market clients and other commercial customers.

CEO Mr. Robert C. Holmes · 1,785 employees · United States · https://texascapitalbank.com