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UMBFUMBFFinancial Services · Banks - Regional

UMBF Stock Forecast: UMB Financial Corp. Price Predictions for 2026-2027

Last close, 9 Sept 2026
$141
−0.93% on the day

The 15 Wall Street analysts covering UMB Financial Corp. hold a median 12-month price target of $167 — +18.3% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 79 of 100 as at 8 Sept 2026 — inside the top quartile. Here, the model and the Street point the same way.

Market cap
$10.8B
Ticker Nerd rank
79 / 100
Median analyst target
$167
Analysts covering
15
Revenue$723.1M+14.2% y/y
Net income$277.6M
Free cash flow$330.8M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
+2.4%
1M
−3.0%
YTD
+23.6%
1Y
+17.0%
From 52W high
−7.1%
From 52W low
+37.2%
$103
$152
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

UMBF stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores UMB Financial Corp. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 8 Sept 2026
79 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Growth
94
Revisions
91
Momentum
81
Quality
77
Issuance
56
Accruals
50
Value
48
Volatility
19
Size
15

Growth (94): Sales and profits are climbing, and climbing faster than before.

Volatility (19): The share price moves around a lot.

Size (15): Larger than most of the companies we track — more scrutinised, less often mispriced.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

UMBF stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on UMBF, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$100$120$140$160$180Oct 25Jan 26Apr 26Jul 26UMBFHigh $181Median $167Low $159

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says15 analysts
13 Buy2 Hold0 Sell
Low $159Median $167High $181

The green dot is the last close — the median target sits +18.3% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 9 moved their price target up and 0 moved it down.

DateFirmActionRatingTarget
8 Sept 2026Morgan StanleyMaintainsOverweight$159 → $190
20 Aug 2026JP MorganInitiatesOverweight$180
10 Aug 2026Wells FargoMaintainsEqual-Weight—
10 Aug 2026Wells FargoMaintainsEqual-Weight$139 → $160
4 Aug 2026Truist SecuritiesMaintainsBuy—
4 Aug 2026Truist SecuritiesMaintainsBuy$161 → $170
3 Aug 2026BarclaysMaintainsOverweight$170 → $175
3 Aug 2026BarclaysMaintainsOverweight—
31 July 2026CitigroupMaintainsNeutral—
31 July 2026CitigroupMaintainsNeutral$144 → $162
30 July 2026Keefe, Bruyette & WoodsMaintainsOutperform$155 → $160
30 July 2026Keefe, Bruyette & WoodsMaintainsOutperform—
30 July 2026Piper SandlerMaintainsOverweight$161 → $181
30 July 2026Piper SandlerMaintainsOverweight—
30 July 2026RBC CapitalMaintainsOutperform—
30 July 2026RBC CapitalMaintainsOutperform$168 → $170
30 July 2026TD CowenMaintainsBuy$161 → $166
30 July 2026TD CowenMaintainsBuy—
15 July 2026Stephens & Co.InitiatesOverweight$167
15 July 2026Stephens & Co.InitiatesOverweight—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. UMBF appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

UMBF vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 9 Sept 2026, UMB Financial Corp. returned +17.0% against +18.5% for the S&P 500, dividends included.

UMBF vs S&P 500, last 12 monthsTotal return, rebased to 100
8090100110120130Oct 25Jan 26Apr 26Jul 26UMBFS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

UMBF analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+2.7%
Analysts raising
9
Analysts cutting
0
Fundamentals

UMB Financial Corp. (UMBF) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
11.8×

Cheaper than 54% of US stocks

Price / sales
3.8×

Cheaper than 33% of US stocks

Price / book
1.5×

Cheaper than 57% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
12.2%

Higher than 57% of US stocks

Earnings growth (YoY)
27.7%

Higher than 64% of US stocks

Gross margin
—
Operating margin
51.1%

Higher than 96% of US stocks

Net margin
33.5%

Higher than 92% of US stocks

Returns & dividend
Return on equity
12.3%

Higher than 69% of US stocks

Return on assets
1.3%

Higher than 53% of US stocks

Dividend yield
1.4%

Higher than 33% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

UMB Financial Corp. (UMBF) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • UMB Financial Corp. has a market value of $10.8B and an enterprise value of $12.8B.

  • Revenue in the twelve months to 30 June 2026: $2.7B. The latest quarter grew 12.2% year on year.

  • Net income over the same four quarters: $942.7M, a 35.0% net margin.

  • Diluted earnings per share, trailing twelve months: $12.01.

  • Free cash flow in the twelve months to 30 June 2026: $1.0B.

  • UMB Financial Corp. spent $154.3M on share buybacks and $151.2M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 75.9M.

  • Trailing P/E: 11.8×; forward P/E: 10.2× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 1.40%, paying out 14% of earnings.

  • UMB Financial Corp. employs 5,222 people — $516K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 8 Sept 2026

Data provided by Twelve Data

Peers

UMBF vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
UMBFUMB Financial Corp.$10.8B
79
BPOPPopular, Inc.$10.9B
90
SSBSouthState Bank Corp.$10.6B
67
CFRCullen/Frost Bankers, Inc.$10.5B
68
WTFCWintrust Financial Corp.$10.3B
51
ZIONZions Bancorporation NA$10.1B
94
FHNFirst Horizon Corp. (Tennessee)$12.0B
61

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own UMB Financial Corp. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest UMBF news & analysis

UMB Financial Corporation's Growth And Quality Justify Optimism

Seeking Alpha · 4 Sept 2026positive

Seeking Alpha issued a soft "buy" rating for UMB Financial Corporation, citing robust growth, high asset quality, and reasonable valuation. The firm's institutional custody business grew 19% year-over-year to $250 billion in assets under custody, while management is actively working to reduce the bank's uninsured deposit exposure.

Why it matters — UMBF watchers would care because the analysis highlights strong custody-business growth and Texas expansion as key drivers, while also pointing to deposit-quality improvements that address a notable risk factor for the bank.

UMB Financial: Strong Capital And Rate Tailwinds Enable Further Upside

Seeking Alpha · 4 Sept 2026positive

Seeking Alpha reiterates a buy rating on UMB Financial, citing strong capital, loan growth, and fixed income reinvestment tailwinds, with upside of over 10%. The note highlights Heartland integration benefits and Q2 earnings of $3.57 that beat estimates, along with robust credit quality marked by net charge-offs of 16 bps and reserves covering over 3x nonperforming loans.

Why it matters — UMBF watchers would care because the analysis points to continued organic growth and a strong balance sheet supported by solid credit quality and the recent Heartland acquisition.

UMB Financial: Attractive Entry After Strong Q2 Growth, Efficiency Gains, And Heartland Integration

Seeking Alpha · 3 Sept 2026positive

UMB Financial reported 12.8% revenue growth in Q2 2026, driven by strong loan portfolio expansion and commission-based revenue, with improved operational efficiency to a 44.8% ratio. The company noted progress on Heartland integration and maintained low loan write-offs with revenue diversification across net interest and non-interest sources.

Why it matters — A UMBF watcher would care because the report highlights strong revenue growth, efficiency gains, and successful Heartland integration that underpin the bank's financial health.

Is UMB Financial (UMBF) Stock Undervalued Right Now?

Zacks Investment Research · 2 Sept 2026neutral

Zacks Investment Research published a piece asking whether UMB Financial (UMBF) stock is currently undervalued, highlighting its Zacks Rank system that focuses on earnings estimates and revisions while also tracking value, growth, and momentum trends.

Why it matters — A UMBF watcher would care because this signals that analysts are evaluating the stock's valuation and earnings-estimate trends, which can influence investor attention and sentiment.

Shankar Ram Liquidates 2,000 UMB Financial Shares

The Motley Fool · 31 Aug 2026neutral

Shankar Ram sold 2,000 shares of UMB Financial, valued at $303,220 per a Motley Fool report. The stock has gained 24.7% year to date in 2026.

Why it matters — Insider selling can signal a lack of confidence or simply portfolio diversification, so UMBF shareholders may monitor whether more executives follow suit.

FAQ

Frequently asked questions about UMBF stock

What is the UMBF stock price forecast for 2026-2027?

The 15 Wall Street analysts covering UMB Financial Corp. have a median 12-month price target of $167, with estimates ranging from $159 to $181. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is UMBF stock a buy right now?

Of the 15 analysts covering UMB Financial Corp., 13 rate it a Buy, 2 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks UMB Financial Corp. 79 out of 100 across roughly 4,600 US stocks as at 8 Sept 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank UMBF?

As at 8 Sept 2026, UMB Financial Corp. ranks 79 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Growth (94 of 100).

Will UMBF stock go up?

No one can know that. What the data says: the median 12-month target from 15 analysts implies +18.3% from the last close, and Ticker Nerd's factor model ranks UMB Financial Corp. 79 out of 100 as at 8 Sept 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the UMBF stock forecast for 2030?

No analyst covering UMB Financial Corp. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for UMBF are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $159 to $181 over the next 12 months.

How has UMBF stock performed over the past year?

UMB Financial Corp. returned +17.0% over the 12 months to 9 Sept 2026, with dividends reinvested. Past performance does not indicate future returns.

What does UMB Financial Corp. do?

UMB Financial Corporation is a financial services holding company headquartered in Kansas City, Missouri. Through its core banking businesses, UMB Financial Corporation provides commercial banking, institutional banking, and personal banking services to a broad client base that includes businesses, public organizations, institutions, and individuals.

What is the latest news on UMBF?

The most recent item we track (Seeking Alpha, 4 Sept 2026): "UMB Financial Corporation's Growth And Quality Justify Optimism". Seeking Alpha issued a soft "buy" rating for UMB Financial Corporation, citing robust growth, high asset quality, and reasonable valuation. The firm's institutional custody business grew 19% year-over-year to $250 billion in assets under custody, while management is actively working to reduce the bank's uninsured deposit exposure.

Company

About UMB Financial Corp.

UMB Financial Corporation is a financial services holding company headquartered in Kansas City, Missouri. Through its core banking businesses, UMB Financial Corporation provides commercial banking, institutional banking, and personal banking services to a broad client base that includes businesses, public organizations, institutions, and individuals. Its offerings span deposit accounts, lending, treasury management, investment services, wealth management, financial planning, asset servicing, corporate trust solutions, investment banking, and healthcare-related financial services. The company serves customers across the United States and internationally, operating through a network of banking and wealth-management centers and related service channels. UMB Financial Corporation plays an important role in the regional and diversified banking market by combining traditional banking services with specialized institutional and advisory capabilities.

CEO Mr. J. Mariner Kemper · 5,222 employees · United States · https://www.umb.com