UMBFFinancial Services · Banks - RegionalThe 16 Wall Street analysts covering UMB Financial Corp. hold a median 12-month price target of $162 — +20.5% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 74 of 100 as at 31 Oct 2026 — in the upper half. Here, the model and the Street point the same way.
Consensus tells you what everyone already believes. The model scores UMB Financial Corp. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Revisions (96): Analysts have, on balance, been raising their forecasts.
Volatility (21): The share price moves around a lot.
Size (15): Larger than most of the companies we track — more scrutinised, less often mispriced.
Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.
The bullish and bearish analyst opinions on UMBF, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
The green dot is the last close — the median target sits +20.5% from it.
Of the 20 most recent actions, 2 moved their price target up and 8 moved it down.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 29 Oct 2026 | Citigroup | Maintains | Neutral | $162 → $145 |
| 29 Oct 2026 | Piper Sandler | Maintains | Overweight | $181 → $169 |
| 29 Oct 2026 | TD Cowen | Maintains | Buy | $152 → $154 |
| 20 Oct 2026 | Truist Securities | Maintains | Buy | $170 → $156 |
| 9 Oct 2026 | RBC Capital | Maintains | Outperform | — |
| 9 Oct 2026 | RBC Capital | Maintains | Outperform | $170 → $168 |
| 5 Oct 2026 | TD Cowen | Maintains | Buy | $166 → $152 |
| 5 Oct 2026 | TD Cowen | Maintains | Buy | — |
| 1 Oct 2026 | JP Morgan | Maintains | Overweight | $180 → $160 |
| 1 Oct 2026 | JP Morgan | Maintains | Overweight | — |
| 30 Sept 2026 | Wells Fargo | Maintains | Equal-Weight | — |
| 30 Sept 2026 | Wells Fargo | Maintains | Equal-Weight | $160 → $147 |
| 28 Sept 2026 | Morgan Stanley | Maintains | Overweight | — |
| 28 Sept 2026 | Morgan Stanley | Maintains | Overweight | $190 → $182 |
| 14 Sept 2026 | UBS | Initiates | Neutral | $155 |
| 14 Sept 2026 | UBS | Initiates | Neutral | — |
| 8 Sept 2026 | Morgan Stanley | Maintains | Overweight | $159 → $190 |
| 8 Sept 2026 | Morgan Stanley | Maintains | Overweight | — |
| 20 Aug 2026 | JP Morgan | Initiates | Overweight | $180 |
| 20 Aug 2026 | JP Morgan | Initiates | Overweight | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
UMBF appears in the Radar on the weeks it earns a place.
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Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 30 Oct 2026, UMB Financial Corp. returned +26.8% against +12.4% for the S&P 500, dividends included.
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Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 57% of US stocks
Cheaper than 33% of US stocks
Cheaper than 58% of US stocks
Higher than 58% of US stocks
Higher than 74% of US stocks
Higher than 96% of US stocks
Higher than 92% of US stocks
Higher than 71% of US stocks
Higher than 55% of US stocks
Higher than 75% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
UMB Financial Corp. has a market value of $10.2B and an enterprise value of $8.2B.
Revenue in the twelve months to 30 June 2026: $2.7B. The latest quarter grew 12.6% year on year.
Net income over the same four quarters: $942.7M, a 35.0% net margin.
Diluted earnings per share, trailing twelve months: $12.01.
Free cash flow in the twelve months to 30 June 2026: $1.0B.
UMB Financial Corp. spent $154.3M on share buybacks and $151.2M on dividends in the twelve months to 30 June 2026.
Trailing P/E: 10.2×; forward P/E: 9.5× — the forward figure prices analyst consensus estimates, not reported earnings.
Forward dividend yield: 1.49%, paying out 14% of earnings.
UMB Financial Corp. employs 5,222 people — $516K of revenue per employee.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own UMB Financial Corp. — and when they’d sell — is the membership. See the Ticker Nerd 20 →
Zacks Investment Research highlights its Style Scores as a feature of Zacks Premium, saying they can help investors identify stocks across value, growth, and momentum styles. The headline characterizes UMB Financial as a strong momentum stock.
Why it matters — The item presents UMBF through a momentum-investing lens and points readers to the Zacks Style Scores.
A Zacks Investment Research headline describes UMB Financial (UMBF) as a strong value stock. The excerpt says Zacks Style Scores are a feature of its Premium research service intended to make finding stocks easier for value, growth, or momentum investors.
Why it matters — UMBF watchers may note the article’s value-stock framing and its reference to Zacks Style Scores.
UMB Financial reported third-quarter 2026 net income of $272.3 million, or $3.56 per share. Loan growth, fee income momentum and stable net interest margin supported an operating return on tangible common equity of 19.5%.
Why it matters — The results highlight earnings and operating metrics that UMBF watchers may track.
The excerpt identifies UMB Financial Corporation’s Q3 2026 earnings call, held October 28, 2026, and lists company executives and conference-call participants. It provides no earnings results or substantive discussion.
Why it matters — UMBF watchers can note that the call took place, but this excerpt contains no financial or operational details to assess.
UMB Financial reported Q3'26 earnings that beat expectations, supported by strong net interest income and fee income growth. It also announced a $506 million acquisition of El Dorado to expand its branch network.
Why it matters — The earnings beat and announced acquisition are relevant to UMBF watchers assessing the company’s financial performance and branch-network expansion.
The 16 Wall Street analysts covering UMB Financial Corp. have a median 12-month price target of $162, with estimates ranging from $145 to $182. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 16 analysts covering UMB Financial Corp., 13 rate it a Buy, 3 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks UMB Financial Corp. 74 out of 100 across roughly 4,600 US stocks as at 31 Oct 2026. None of this is personal advice — it does not consider your circumstances.
As at 31 Oct 2026, UMB Financial Corp. ranks 74 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Revisions (96 of 100).
No one can know that. What the data says: the median 12-month target from 16 analysts implies +20.5% from the last close, and Ticker Nerd's factor model ranks UMB Financial Corp. 74 out of 100 as at 31 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering UMB Financial Corp. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for UMBF are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $145 to $182 over the next 12 months.
UMB Financial Corp. returned +26.8% over the 12 months to 30 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.
UMB Financial Corporation is a financial services holding company headquartered in Kansas City, Missouri. Through its core banking businesses, UMB Financial Corporation provides commercial banking, institutional banking, and personal banking services to a broad client base that includes businesses, public organizations, institutions, and individuals.
The most recent item we track (Zacks Investment Research, 30 Oct 2026): "Here's Why UMB Financial (UMBF) is a Strong Momentum Stock". Zacks Investment Research highlights its Style Scores as a feature of Zacks Premium, saying they can help investors identify stocks across value, growth, and momentum styles. The headline characterizes UMB Financial as a strong momentum stock.
UMB Financial Corporation is a financial services holding company headquartered in Kansas City, Missouri. Through its core banking businesses, UMB Financial Corporation provides commercial banking, institutional banking, and personal banking services to a broad client base that includes businesses, public organizations, institutions, and individuals. Its offerings span deposit accounts, lending, treasury management, investment services, wealth management, financial planning, asset servicing, corporate trust solutions, investment banking, and healthcare-related financial services. The company serves customers across the United States and internationally, operating through a network of banking and wealth-management centers and related service channels. UMB Financial Corporation plays an important role in the regional and diversified banking market by combining traditional banking services with specialized institutional and advisory capabilities.
CEO Mr. J. Mariner Kemper · 5,222 employees · United States · https://www.umb.com
