UMBFFinancial Services · Banks - RegionalThe 13 Wall Street analysts covering UMB Financial Corp. hold a median 12-month price target of $167 — +9.8% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 81 of 100 as at 15 Aug 2026 — inside the top quartile. Here, the model and the Street point the same way.
Consensus tells you what everyone already believes. The model scores UMB Financial Corp. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Momentum (94): The shares have been drifting up relative to others.
Volatility (24): The share price moves around a lot.
Size (15): Larger than most of the companies we track — more scrutinised, less often mispriced.
Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.
The bullish and bearish analyst opinions on UMBF, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
The green dot is the last close — the median target sits +9.8% from it.
Of the 20 most recent actions, 9 moved their price target up and 0 moved it down.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 10 Aug 2026 | Wells Fargo | Maintains | Equal-Weight | $139 → $160 |
| 4 Aug 2026 | Truist Securities | Maintains | Buy | $161 → $170 |
| 3 Aug 2026 | Barclays | Maintains | Overweight | $170 → $175 |
| 31 July 2026 | Citigroup | Maintains | Neutral | — |
| 31 July 2026 | Citigroup | Maintains | Neutral | $144 → $162 |
| 30 July 2026 | Keefe, Bruyette & Woods | Maintains | Outperform | $155 → $160 |
| 30 July 2026 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 30 July 2026 | Piper Sandler | Maintains | Overweight | $161 → $181 |
| 30 July 2026 | Piper Sandler | Maintains | Overweight | — |
| 30 July 2026 | RBC Capital | Maintains | Outperform | $168 → $170 |
| 30 July 2026 | RBC Capital | Maintains | Outperform | — |
| 30 July 2026 | TD Cowen | Maintains | Buy | — |
| 30 July 2026 | TD Cowen | Maintains | Buy | $161 → $166 |
| 15 July 2026 | Stephens & Co. | Initiates | Overweight | — |
| 15 July 2026 | Stephens & Co. | Initiates | Overweight | $167 |
| 10 July 2026 | Truist Securities | Maintains | Buy | $140 → $161 |
| 10 July 2026 | Truist Securities | Maintains | Buy | — |
| 6 July 2026 | Wells Fargo | Maintains | Equal-Weight | — |
| 29 June 2026 | Morgan Stanley | Maintains | Overweight | — |
| 26 June 2026 | Piper Sandler | Maintains | Overweight | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Computed off the Friday close and sent before the US open.
Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. UMBF appears on the weeks it earns a place.
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 53% of US stocks
Cheaper than 31% of US stocks
Cheaper than 55% of US stocks
Higher than 58% of US stocks
Higher than 65% of US stocks
Higher than 97% of US stocks
Higher than 92% of US stocks
Higher than 69% of US stocks
Higher than 53% of US stocks
Higher than 32% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The nearest names by industry and size, scored by the same model — like for like.
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own UMB Financial Corp. — and when they’d sell — is the membership. See the Ticker Nerd 20 →
An insider sold 4,145 shares of a regional bank on August 4, 2026, for total proceeds of $613,460. The sale reduced the insider's direct and indirect equity holdings by 17% and took place ahead of a stock split.
Why it matters — UMBF watchers would care because insider selling ahead of a stock split can signal reduced confidence in the bank's shares.
Zacks Investment Research published an article about UMB Financial, highlighting it as a strong value stock via the Zacks Style Scores feature of its premium research service.
Why it matters — A UMBF watcher would care because the article indicates the company scores well on the value-focused criteria used in Zacks' stock screening.
Zacks Investment Research highlighted UMB Financial (UMBF) as a strong momentum stock through its Style Scores tool, which helps investors identify top-rated stocks based on investing style.
Why it matters — UMBF watchers may care because a favorable momentum rating from Zacks could influence investor attention and share trading activity.
UMB Financial Corporation held its Q2 2026 earnings call, and Seeking Alpha published the transcript of the event.
Why it matters — Investors and analysts following UMBF can read the full transcript to review management's discussion of the company's second-quarter financial results and outlook.
UMB Financial reported second-quarter 2026 net income of $271.8 million, or $3.56 per diluted share, supported by loan growth, fee income expansion and investment gains. The company posted an operating return on tangible common equity of 20.3% and an operating efficiency ratio of 48.1%.
Why it matters — The results give UMBF watchers a look at the company's quarterly performance and key operating metrics for the second quarter of 2026.
The 13 Wall Street analysts covering UMB Financial Corp. have a median 12-month price target of $167, with estimates ranging from $159 to $181. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 13 analysts covering UMB Financial Corp., 11 rate it a Buy, 2 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks UMB Financial Corp. 81 out of 100 across roughly 4,600 US stocks as at 15 Aug 2026. None of this is personal advice — it does not consider your circumstances.
As at 15 Aug 2026, UMB Financial Corp. ranks 81 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Momentum (94 of 100).
No one can know that. What the data says: the median 12-month target from 13 analysts implies +9.8% from the last close, and Ticker Nerd's factor model ranks UMB Financial Corp. 81 out of 100 as at 15 Aug 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering UMB Financial Corp. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for UMBF are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $159 to $181 over the next 12 months.
UMB Financial Corp. returned +31.7% over the 12 months to 14 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.
UMB Financial Corporation is a diversified financial services holding company with a long-standing presence in the industry, having been established in 1913. Headquartered in Kansas City, Missouri, it provides a comprehensive suite of banking and financial solutions for commercial, institutional, and personal clients.
The most recent item we track (The Motley Fool, 8 Aug 2026): "Insider Dumps More Than 4,000 Shares of Regional Bank Ahead of Stock Split". An insider sold 4,145 shares of a regional bank on August 4, 2026, for total proceeds of $613,460. The sale reduced the insider's direct and indirect equity holdings by 17% and took place ahead of a stock split.
UMB Financial Corporation is a diversified financial services holding company with a long-standing presence in the industry, having been established in 1913. Headquartered in Kansas City, Missouri, it provides a comprehensive suite of banking and financial solutions for commercial, institutional, and personal clients. The company operates primarily through three key segments: commercial banking, which offers a full range of deposit, lending, and investment services; institutional banking, with offerings such as asset servicing, corporate trust, investment banking, and healthcare account administration; and personal banking, featuring wealth management and financial planning services. Notably, UMB Financial has expanded its reach across multiple U.S. states, serving clients through numerous banking centers in the Midwest and Southwest, and has recently extended its presence through acquisitions. The company is recognized for its strong commitment to integrity, customer-focused solutions, and community engagement. UMB Financial plays a crucial role in facilitating capital flows, supporting businesses and individuals across a broad economic spectrum, and contributing to the resilience and efficiency of regional financial markets.
CEO Mr. J. Mariner Kemper · 5,222 employees · United States · https://www.umb.com