UMBFUMBFFinancial Services · Banks - Regional

UMBF Stock Forecast: UMB Financial Corp. Price Predictions for 2026-2027

Last close, 7 Oct 2026
$128
−1.44% on the day

The 16 Wall Street analysts covering UMB Financial Corp. hold a median 12-month price target of $166 — +29.5% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 80 of 100 as at 6 Oct 2026 — inside the top quartile. Here, the model and the Street point the same way.

Market cap
$9.9B
Ticker Nerd rank
80 / 100
Median analyst target
$166
Analysts covering
16
Revenue$723.1M+14.2% y/y
Net income$277.6M
Free cash flow$330.8M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
−1.4%
1M
−10.5%
YTD
+12.6%
1Y
+9.8%
From 52W high
−15.4%
From 52W low
+25.0%
$103
$152
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

UMBF stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores UMB Financial Corp. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 6 Oct 2026
80 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Revisions
94
Growth
94
Quality
76
Momentum
71
Value
57
Issuance
56
Accruals
51
Volatility
18
Size
16

Revisions (94): Analysts have, on balance, been raising their forecasts.

Volatility (18): The share price moves around a lot.

Size (16): Larger than most of the companies we track — more scrutinised, less often mispriced.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

UMBF stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on UMBF, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$100$120$140$160$180Jan 26Apr 26Jul 26Oct 26UMBFHigh $182Median $166Low $145

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says16 analysts
13 Buy3 Hold0 Sell
Low $145Median $166High $182

The green dot is the last close — the median target sits +29.5% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 7 moved their price target up and 3 moved it down.

DateFirmActionRatingTarget
1 Oct 2026JP MorganMaintainsOverweight$180 → $160
30 Sept 2026Wells FargoMaintainsEqual-Weight$160 → $147
28 Sept 2026Morgan StanleyMaintainsOverweight$190 → $182
14 Sept 2026UBSInitiatesNeutral$155
14 Sept 2026UBSInitiatesNeutral—
8 Sept 2026Morgan StanleyMaintainsOverweight$159 → $190
8 Sept 2026Morgan StanleyMaintainsOverweight—
20 Aug 2026JP MorganInitiatesOverweight$180
20 Aug 2026JP MorganInitiatesOverweight—
10 Aug 2026Wells FargoMaintainsEqual-Weight—
10 Aug 2026Wells FargoMaintainsEqual-Weight$139 → $160
4 Aug 2026Truist SecuritiesMaintainsBuy$161 → $170
4 Aug 2026Truist SecuritiesMaintainsBuy—
3 Aug 2026BarclaysMaintainsOverweight—
3 Aug 2026BarclaysMaintainsOverweight$170 → $175
31 July 2026CitigroupMaintainsNeutral—
31 July 2026CitigroupMaintainsNeutral$144 → $162
30 July 2026Keefe, Bruyette & WoodsMaintainsOutperform$155 → $160
30 July 2026Keefe, Bruyette & WoodsMaintainsOutperform—
30 July 2026Piper SandlerMaintainsOverweight$161 → $181

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. UMBF appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

UMBF vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 7 Oct 2026, UMB Financial Corp. returned +9.8% against +17.7% for the S&P 500, dividends included.

UMBF vs S&P 500, last 12 monthsTotal return, rebased to 100
90100110120130Jan 26Apr 26Jul 26Oct 26UMBFS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

UMBF analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+2.6%
Analysts raising
9
Analysts cutting
0
Fundamentals

UMB Financial Corp. (UMBF) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
10.5×

Cheaper than 56% of US stocks

Price / sales
3.4×

Cheaper than 34% of US stocks

Price / book
1.2×

Cheaper than 63% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
12.2%

Higher than 57% of US stocks

Earnings growth (YoY)
27.7%

Higher than 64% of US stocks

Gross margin
—
Operating margin
51.1%

Higher than 97% of US stocks

Net margin
33.5%

Higher than 92% of US stocks

Returns & dividend
Return on equity
12.3%

Higher than 69% of US stocks

Return on assets
1.3%

Higher than 53% of US stocks

Dividend yield
1.6%

Higher than 75% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

UMB Financial Corp. (UMBF) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • UMB Financial Corp. has a market value of $9.9B and an enterprise value of $11.8B.

  • Revenue in the twelve months to 30 June 2026: $2.7B. The latest quarter grew 12.2% year on year.

  • Net income over the same four quarters: $942.7M, a 35.0% net margin.

  • Diluted earnings per share, trailing twelve months: $12.01.

  • Free cash flow in the twelve months to 30 June 2026: $1.0B.

  • UMB Financial Corp. spent $154.3M on share buybacks and $151.2M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 75.9M.

  • Trailing P/E: 10.5×; forward P/E: 9.1× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 1.57%, paying out 14% of earnings.

  • UMB Financial Corp. employs 5,222 people — $516K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 7 Oct 2026

Data provided by Twelve Data

Peers

UMBF vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
UMBFUMB Financial Corp.$9.9B
80
CFRCullen/Frost Bankers, Inc.$9.8B
69
WTFCWintrust Financial Corp.$9.8B
55
SSBSouthState Bank Corp.$10.0B
66
ONBOld National Bancorp$9.5B
53
BPOPPopular, Inc.$10.3B
85
ZIONZions Bancorporation NA$9.3B
90

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own UMB Financial Corp. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest UMBF news & analysis

UMB Announces Conference Call to Discuss Third Quarter 2026 Results

Business Wire · 7 Oct 2026neutral

UMB Financial Corporation said it will release its third-quarter 2026 earnings results after market hours on Tuesday, October 27, 2026, and announced a conference call to discuss them.

Why it matters — The announcement gives UMBF watchers the timing of the company’s third-quarter results and discussion.

Why UMB Financial (UMBF) is a Top Value Stock for the Long-Term

Zacks Investment Research · 2 Oct 2026positive

Zacks Investment Research highlights UMB Financial as a top value stock for the long term, using its Zacks Style Scores feature of the Zacks Premium service to identify strong stocks across value, growth, and momentum investing approaches.

Why it matters — The piece signals that UMBF scores well on Zacks' value-focused criteria, which may draw attention from investors screening for long-term value opportunities.

UMBF Stock Gains 14.7% in a Year: Is It Worth Buying Now?

Zacks Investment Research · 28 Sept 2026neutral

UMB Financial's stock rose 14.7% over the past year, supported by balance sheet growth and resilient net interest income that sustained earnings. However, rising costs and commercial risks continue to weigh on the company's outlook.

Why it matters — UMBF watchers would care because this item highlights the balance between the company's earnings strengths from balance sheet growth and NII against ongoing cost pressures and commercial risk factors that could affect future performance.

Are Investors Undervaluing UMB Financial (UMBF) Right Now?

Zacks Investment Research · 22 Sept 2026neutral

Zacks Investment Research published a piece asking whether investors are undervaluing UMB Financial (UMBF), and explains that its analysis uses the Zacks Rank system, which focuses on earnings estimates and estimate revisions, while also tracking value, growth, and momentum trends.

Why it matters — This signals that UMBF is being evaluated by a widely followed research provider using earnings estimates and trend analysis, which could inform how investors assess the stock's valuation.

UMB (UMBF) Loses 7.3% in 4 Weeks, Here's Why a Trend Reversal May be Around the Corner

Zacks Investment Research · 22 Sept 2026positive

UMB Financial Corp. (UMBF) shares fell 7.3% over four weeks and are now considered technically oversold, suggesting selling pressure may have exhausted. Analysts have shown strong agreement in raising earnings estimates, which could point to a potential trend reversal for the stock.

Why it matters — A UMBF watcher would care because oversold conditions combined with upward analyst estimate revisions may indicate the recent decline is nearing an end.

FAQ

Frequently asked questions about UMBF stock

What is the UMBF stock price forecast for 2026-2027?

The 16 Wall Street analysts covering UMB Financial Corp. have a median 12-month price target of $166, with estimates ranging from $145 to $182. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is UMBF stock a buy right now?

Of the 16 analysts covering UMB Financial Corp., 13 rate it a Buy, 3 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks UMB Financial Corp. 80 out of 100 across roughly 4,600 US stocks as at 6 Oct 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank UMBF?

As at 6 Oct 2026, UMB Financial Corp. ranks 80 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Revisions (94 of 100).

Will UMBF stock go up?

No one can know that. What the data says: the median 12-month target from 16 analysts implies +29.5% from the last close, and Ticker Nerd's factor model ranks UMB Financial Corp. 80 out of 100 as at 6 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the UMBF stock forecast for 2030?

No analyst covering UMB Financial Corp. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for UMBF are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $145 to $182 over the next 12 months.

How has UMBF stock performed over the past year?

UMB Financial Corp. returned +9.8% over the 12 months to 7 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does UMB Financial Corp. do?

UMB Financial Corporation is a financial services holding company headquartered in Kansas City, Missouri. Through its core banking businesses, UMB Financial Corporation provides commercial banking, institutional banking, and personal banking services to a broad client base that includes businesses, public organizations, institutions, and individuals.

What is the latest news on UMBF?

The most recent item we track (Business Wire, 7 Oct 2026): "UMB Announces Conference Call to Discuss Third Quarter 2026 Results". UMB Financial Corporation said it will release its third-quarter 2026 earnings results after market hours on Tuesday, October 27, 2026, and announced a conference call to discuss them.

Company

About UMB Financial Corp.

UMB Financial Corporation is a financial services holding company headquartered in Kansas City, Missouri. Through its core banking businesses, UMB Financial Corporation provides commercial banking, institutional banking, and personal banking services to a broad client base that includes businesses, public organizations, institutions, and individuals. Its offerings span deposit accounts, lending, treasury management, investment services, wealth management, financial planning, asset servicing, corporate trust solutions, investment banking, and healthcare-related financial services. The company serves customers across the United States and internationally, operating through a network of banking and wealth-management centers and related service channels. UMB Financial Corporation plays an important role in the regional and diversified banking market by combining traditional banking services with specialized institutional and advisory capabilities.

CEO Mr. J. Mariner Kemper · 5,222 employees · United States · https://www.umb.com