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UNH Stock Forecast: UnitedHealth Group, Inc. Price Predictions for 2026-2027

Last close, 24 Sept 2026
$375
+1.00% on the day

The 26 Wall Street analysts covering UnitedHealth Group, Inc. hold a median 12-month price target of $490 — +30.7% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 77 of 100 as at 23 Sept 2026 — inside the top quartile. Here, the model and the Street point the same way.

Market cap
$334.8B
Ticker Nerd rank
77 / 100
Median analyst target
$490
Analysts covering
26
Revenue$112.0B+0.4% y/y
Operating income$8.0B
Net income$5.7B
Free cash flow$10.3B
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
−0.1%
1M
−5.4%
YTD
+15.8%
1Y
+9.4%
From 52W high
−13.5%
From 52W low
+46.5%
$256
$434
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

UNH stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores UnitedHealth Group, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 23 Sept 2026
77 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Revisions
93
Volatility
91
Issuance
90
Value
77
Momentum
73
Accruals
54
Quality
43
Growth
38
Size
1

Revisions (93): Analysts have, on balance, been raising their forecasts.

Growth (38): Sales and profits are flat, shrinking, or growing more slowly than they were.

Size (1): Larger than most of the companies we track — more scrutinised, less often mispriced.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

UNH stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on UNH, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$200$300$400$500$600Oct 25Jan 26Apr 26Jul 26UNHHigh $529Median $490Low $380

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says26 analysts
22 Buy4 Hold0 Sell
Low $380Median $490High $529

The green dot is the last close — the median target sits +30.7% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 16 moved their price target up and 0 moved it down.

DateFirmActionRatingTarget
21 July 2026JP MorganMaintainsOverweight$466 → $516
21 July 2026MizuhoMaintainsOutperform$470 → $493
20 July 2026BarclaysMaintainsOverweight$429 → $441
17 July 2026KeybancMaintainsOverweight$475 → $500
17 July 2026Morgan StanleyMaintainsOverweight$468 → $529
17 July 2026OppenheimerMaintainsOutperform$420 → $500
17 July 2026RBC CapitalMaintainsOutperform$463 → $478
17 July 2026Truist SecuritiesMaintainsBuy$480 → $500
17 July 2026UBSMaintainsBuy$460 → $490
16 July 2026BairdUpgradeNeutral$287 → $453
14 July 2026KeybancMaintainsOverweight$400 → $475
14 July 2026TD CowenMaintainsHold$337 → $430
14 July 2026Truist SecuritiesMaintainsBuy$440 → $480
13 July 2026Wells FargoMaintainsOverweight—
13 July 2026Wells FargoMaintainsOverweight$397 → $485
9 July 2026RBC CapitalMaintainsOutperform$400 → $463
9 July 2026RBC CapitalMaintainsOutperform—
6 July 2026HSBCMaintainsHold$300 → $380
6 July 2026HSBCMaintainsHold—
30 June 2026Morgan StanleyMaintainsOverweight—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. UNH appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

UNH vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 24 Sept 2026, UnitedHealth Group, Inc. returned +9.4% against +17.4% for the S&P 500, dividends included.

UNH vs S&P 500, last 12 monthsTotal return, rebased to 100
8090100110120130Oct 25Jan 26Apr 26Jul 26UNHS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

UNH analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+8.0%
Analysts raising
4
Analysts cutting
0
Fundamentals

UnitedHealth Group, Inc. (UNH) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
24.3×

Cheaper than 31% of US stocks

Price / sales
0.7×

Cheaper than 75% of US stocks

Price / book
3.4×

Cheaper than 29% of US stocks

EV / EBITDA
14.4×

Cheaper than 24% of US stocks

Growth & margins
Revenue growth (YoY)
0.4%

Higher than 28% of US stocks

Earnings growth (YoY)
61.0%

Higher than 78% of US stocks

Gross margin
20.8%

Higher than 22% of US stocks

Operating margin
7.1%

Higher than 59% of US stocks

Net margin
3.1%

Higher than 55% of US stocks

Returns & dividend
Return on equity
14.2%

Higher than 72% of US stocks

Return on assets
4.9%

Higher than 75% of US stocks

Dividend yield
2.5%

Higher than 53% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

UnitedHealth Group, Inc. (UNH) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • UnitedHealth Group, Inc. has a market value of $334.8B and an enterprise value of $384.1B.

  • Revenue in the twelve months to 30 June 2026: $450.1B. The latest quarter grew 0.4% year on year.

  • Net income over the same four quarters: $14.9B, a 3.3% net margin.

  • Diluted earnings per share, trailing twelve months: $15.54.

  • Free cash flow in the twelve months to 30 June 2026: $23.6B.

  • UnitedHealth Group, Inc. spent $1.6B on share buybacks and $8.1B on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 905.0M.

  • Trailing P/E: 24.3×; forward P/E: 16.5× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 2.49%, paying out 58% of earnings.

  • UnitedHealth Group, Inc. employs 390,000 people — $1.2M of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 23 Sept 2026

Data provided by Twelve Data

Peers

UNH vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelHealthcare Plans
CompanyMarket capTKN rank
UNHUnitedHealth Group, Inc.$334.8B
77
CVSCVS Health Corp.$109.0B
87
ELVElevance Health, Inc.$88.6B
67
CIThe Cigna Group$70.9B
69
HUMHumana, Inc.$45.1B
43
CNCCentene Corp.$30.5B
94
MRKMerck & Co., Inc.*$367.5B
84

* Nearest Healthcare names by size — few healthcare plans companies of this scale trade in the US universe.

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own UnitedHealth Group, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest UNH news & analysis

UnitedHealth Group Announces Addition to Leadership Team

Business Wire · 24 Sept 2026neutral

UnitedHealth Group announced that Jodee Kozlak will join the company as chief administrative officer, effective Sept. 28, 2026. In this newly created role, she will drive enterprise modernization and alignment efforts, leading a portfolio that includes People, Real Estate, Procurement and Corporate Security.

Why it matters — UNH watchers would care because this leadership addition signals the company's focus on enterprise modernization and alignment across its business operations and support functions.

UNH vs. MOH: Which Managed Care Stock Looks More Attractive?

Zacks Investment Research · 23 Sept 2026negative

Zacks Investment Research compares Molina Healthcare and UnitedHealth in a managed care stock outlook, noting Molina's Medicaid recovery, Medicare duals growth and contract wins support a focused turnaround story that positions it ahead of UnitedHealth.

Why it matters — A UNH watcher would care because the report suggests Molina Healthcare currently holds a more favorable position than UnitedHealth in the managed care space.

UnitedHealth: Margin Recovery And Earnings Growth Support Further Upside

Seeking Alpha · 22 Sept 2026positive

UnitedHealth Group reported Q2 revenue of $112 billion and adjusted EPS of $6.38, with margin recovery in both UnitedHealthcare and Optum Health segments. Management attributes the improvement to cost controls, contract resets, and technology-driven efficiencies supporting margin expansion and earnings growth into 2027 and 2028.

Why it matters — A UNH watcher would care because the operational turnaround and sustained margin recovery point to continued earnings growth in the company's key divisions over the coming years.

Should You Buy UnitedHealth Group Stock Before Oct. 13?

The Motley Fool · 21 Sept 2026positive

The article discusses UnitedHealth Group's improved stock performance this year, noting that its financial results have strengthened, costs have been coming down, and the company raised its guidance in July.

Why it matters — UNH watchers would care because improved financial results, lower costs, and an upward guidance revision signal strengthening fundamentals for the company.

UnitedHealth: It's Time To Buy This Recovery

Seeking Alpha · 18 Sept 2026positive

A Seeking Alpha article argues that UnitedHealth is a viable recovery play, citing an improving medical care ratio (from 89.4% to 86.7%), twice-raised 2026 EPS guidance, and increased operating cash flow guidance from over $18B to about $24B. It notes management is shedding lower-quality membership to rebuild margins and sees a favorable broader healthcare backdrop.

Why it matters — The piece highlights potential signs of operating and financial improvement for UnitedHealth, which would be closely watched by investors tracking the company's recovery trajectory.

FAQ

Frequently asked questions about UNH stock

What is the UNH stock price forecast for 2026-2027?

The 26 Wall Street analysts covering UnitedHealth Group, Inc. have a median 12-month price target of $490, with estimates ranging from $380 to $529. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is UNH stock a buy right now?

Of the 26 analysts covering UnitedHealth Group, Inc., 22 rate it a Buy, 4 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks UnitedHealth Group, Inc. 77 out of 100 across roughly 4,600 US stocks as at 23 Sept 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank UNH?

As at 23 Sept 2026, UnitedHealth Group, Inc. ranks 77 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Revisions (93 of 100).

Will UNH stock go up?

No one can know that. What the data says: the median 12-month target from 26 analysts implies +30.7% from the last close, and Ticker Nerd's factor model ranks UnitedHealth Group, Inc. 77 out of 100 as at 23 Sept 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the UNH stock forecast for 2030?

No analyst covering UnitedHealth Group, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for UNH are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $380 to $529 over the next 12 months.

How has UNH stock performed over the past year?

UnitedHealth Group, Inc. returned +9.4% over the 12 months to 24 Sept 2026, with dividends reinvested. Past performance does not indicate future returns.

What does UnitedHealth Group, Inc. do?

UnitedHealth Group Inc. is a diversified health care company that provides health benefits, care delivery, pharmacy services, and data-driven health services.

What is the latest news on UNH?

The most recent item we track (Business Wire, 24 Sept 2026): "UnitedHealth Group Announces Addition to Leadership Team". UnitedHealth Group announced that Jodee Kozlak will join the company as chief administrative officer, effective Sept. 28, 2026. In this newly created role, she will drive enterprise modernization and alignment efforts, leading a portfolio that includes People, Real Estate, Procurement and Corporate Security.

Company

About UnitedHealth Group, Inc.

UnitedHealth Group Inc. is a diversified health care company that provides health benefits, care delivery, pharmacy services, and data-driven health services. The company operates through UnitedHealthcare and Optum, serving individuals, employers, government programs, and health care organizations with products and services that span medical coverage, care management, prescription benefit solutions, and health technology tools. UnitedHealthcare focuses on health insurance and benefit administration across commercial, Medicare, Medicaid, and specialty markets, while Optum supports clinical care, pharmacy services, analytics, consulting, and administrative solutions for the broader health system. UnitedHealth Group plays a central role in the U.S. health care market by connecting coverage, care, and information services across multiple parts of the industry. Founded in 1974 and headquartered in Eden Prairie, Minnesota, the company remains one of the most prominent participants in managed health care and health services.

CEO Mr. Stephen J. Hemsley · 390,000 employees · United States · https://www.unitedhealthgroup.com