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XP Stock Forecast: Xp Inc. Price Predictions for 2025

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$14.67

+0.78 (5.62%)

XP Stock Forecast 2025-2026

$14.67
Current Price
$7.88B
Market Cap
10 Ratings
Buy 5
Hold 5
Sell 0
Wall St Analyst Ratings

Distance to XP Price Targets

+68.7%
To High Target of $24.75
+13.8%
To Median Target of $16.70
-8.6%
To Low Target of $13.40

XP Price Momentum

-4.9%
1 Week Change
-0.5%
1 Month Change
-42.2%
1 Year Change
+23.8%
Year-to-Date Change
-43.8%
From 52W High of $26.09
+35.6%
From 52W Low of $10.82

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Latest XP Stock Price Targets & Analyst Predictions

Based on our analysis of 10 Wall Street analysts, XP has a neutral consensus with a median price target of $16.70 (ranging from $13.40 to $24.75). The overall analyst rating is Buy (7.6/10). Currently trading at $14.67, the median forecast implies a 13.8% upside. This outlook is supported by 5 Buy, 5 Hold, and 0 Sell ratings.

Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.

XP Analyst Ratings

5
Buy
5
Hold
0
Sell

XP Price Target Range

Low
$13.40
Average
$16.70
High
$24.75
Current: $14.67

Latest XP Stock Forecasts by Analyst

These are the latest 20 analyst ratings and price targets for XP.

Date Firm Analyst Rating Change Price Target
Jan 27, 2025 Goldman Sachs Tito Labarta Neutral Maintains $13.00
Jan 24, 2025 UBS Thiago Batista Buy Upgrade $16.00
Dec 10, 2024 B of A Securities Mario Pierry Neutral Downgrade $16.00
Nov 26, 2024 Morgan Stanley Jorge Kuri Equal-Weight Maintains $21.00
Oct 16, 2024 JP Morgan Domingos Falavina Overweight Maintains $29.00
Jul 30, 2024 Goldman Sachs Tito Labarta Neutral Maintains $19.00
Jul 11, 2024 UBS Thiago Batista Neutral Downgrade $21.00
Jun 17, 2024 B of A Securities Mario Pierry Buy Maintains $25.00
Jun 5, 2024 Citigroup Gabriel Gusan Buy Maintains $27.00
Apr 30, 2024 Goldman Sachs Tito Labarta Neutral Downgrade $23.00
Apr 23, 2024 Morgan Stanley Jorge Kuri Equal-Weight Downgrade $24.00
Mar 22, 2024 Citigroup Gabriel Gusan Buy Maintains $29.00
Jan 24, 2024 Banco Bradesco BBI S.A Otavio Tanganelli Outperform Upgrade $32.00
Dec 5, 2023 JP Morgan Domingos Falavina Overweight Upgrade $30.00
Sep 1, 2023 UBS Thiago Batista Buy Maintains $33.00
Aug 23, 2023 JP Morgan Domingos Falavina Neutral Maintains $27.00
Aug 21, 2023 Citigroup Gabriel Gusan Buy Maintains $30.00
Jul 20, 2023 Credit Suisse Marcelo Telles Neutral Upgrade $26.00
Jul 10, 2023 Goldman Sachs Tito Labarta Buy Maintains $29.00
Jun 22, 2023 B of A Securities Mario Pierry Buy Upgrade $0.00

Xp Inc. (XP) Competitors

The following stocks are similar to XP Inc based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.

Xp Inc. (XP) Financial Data

Xp Inc. has a market capitalization of $7.88B with a P/E ratio of 10.3x. The company generates $2.83B in trailing twelve-month revenue with a 27.8% profit margin.

Revenue growth is +9.4% quarter-over-quarter, while maintaining an operating margin of +31.5% and return on equity of +22.9%.

Valuation Metrics

Market Cap $7.88B
Enterprise Value $-9,841,295,677
P/E Ratio 10.3x
PEG Ratio 8.8x
Price/Sales 0.5x

Growth & Margins

Revenue Growth (YoY) +9.4%
Gross Margin +9.5%
Operating Margin +31.5%
Net Margin +27.8%
EPS Growth +13.2%

Financial Health

Cash/Price Ratio +2,830.9%
Current Ratio 1.2x
Debt/Equity 794.2x
ROE +22.9%
ROA +1.5%

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Xp Inc. logo

Xp Inc. (XP) Business Model

About Xp Inc.

What They Do

Financial services platform in Brazil.

Business Model

The company generates revenue through brokerage services, allowing clients to trade a variety of financial instruments, and through asset management services that cater to diverse investor needs. By targeting a wide range of investors, from beginners to high-net-worth individuals, it leverages technology to enhance user experience and market participation.

Additional Information

Xp Inc. plays a vital role in promoting financial literacy and democratizing access to financial services in Brazil, contributing positively to the country's economic landscape.

Company Information

Sector

Financial Services

Industry

Capital Markets

Employees

6,834

CEO

Country

Cayman Islands

IPO Year

2019

Xp Inc. (XP) Latest News & Analysis

XP stock latest news image
Quick Summary

The Law Offices of Frank R. Cruz are investigating XP Inc. (NASDAQ: XP) for potential federal securities law violations, following allegations from Grizzly Research. Investors may consider pursuing claims.

Why It Matters

The investigation into XP Inc. highlights potential legal issues and violations of securities laws, which may lead to financial losses and impact stock performance.

Source: Business Wire
Market Sentiment: Neutral
XP stock latest news image
Quick Summary

Analysts' price targets for XP Inc. (XP) suggest a 34.6% upside, supported by a consensus in raised earnings estimates, despite mixed effectiveness of price targets.

Why It Matters

Analysts' price targets suggesting a 34.6% upside and consensus on rising earnings estimates signal potential stock growth for XP Inc. (XP), influencing investment decisions.

Source: Zacks Investment Research
Market Sentiment: Positive
XP stock latest news image
Quick Summary

XP Inc. stock is upgraded from sell to hold due to improved results; net revenue rose 11% y/y, driven by a 43% increase in fixed income transactions, with notable margin growth and efficiency.

Why It Matters

Upgrading XP Inc. to hold reflects improved financial performance and strong operational metrics, signaling potential stability and value in a tough economy, which could attract investor interest.

Source: Seeking Alpha
Market Sentiment: Positive
XP stock latest news image
Quick Summary

XP Inc. will hold its Q4 2024 Earnings Conference Call on February 18, 2025, at 5:00 PM ET, featuring key company executives and analysts from major financial institutions.

Why It Matters

The scheduled earnings call for XP Inc. signals upcoming insights into the company's financial health and strategic direction, influencing investor sentiment and stock performance.

Source: Seeking Alpha
Market Sentiment: Neutral
XP stock latest news image
Quick Summary

XP Inc. reported its fourth-quarter financial results for 2024, emphasizing gratitude to clients and investors. The company is recognized for its low-fee financial services in Brazil.

Why It Matters

XP Inc.'s fourth-quarter financial results reflect its performance and growth in Brazil's financial sector, impacting investor sentiment and potential stock valuation.

Source: Business Wire
Market Sentiment: Neutral
XP stock latest news image
Quick Summary

XP Inc. (XP) reported Q3 earnings of $0.38 per share, missing estimates of $1.39. This is a decrease from $0.42 per share in the same quarter last year.

Why It Matters

XP Inc.'s significant earnings miss signals potential financial instability, raising concerns about future growth and profitability, which could negatively impact investor sentiment and stock performance.

Source: Zacks Investment Research
Market Sentiment: Negative

Frequently Asked Questions About XP Stock

What is Xp Inc.'s (XP) stock forecast for 2025?

Based on our analysis of 10 Wall Street analysts, Xp Inc. (XP) has a median price target of $16.70. The highest price target is $24.75 and the lowest is $13.40.

Is XP stock a good investment in 2025?

According to current analyst ratings, XP has 5 Buy ratings, 5 Hold ratings, and 0 Sell ratings. The stock is currently trading at $14.67. Always conduct your own research and consider your investment goals before making investment decisions.

What is the long-term price prediction for XP stock?

Wall Street analysts predict XP stock could reach $16.70 in the next 12 months. This represents a 13.8% increase from the current price of $14.67. Please note that this is a projection by Wall Street analysts and not a guarantee.

What is Xp Inc.'s business model?

The company generates revenue through brokerage services, allowing clients to trade a variety of financial instruments, and through asset management services that cater to diverse investor needs. By targeting a wide range of investors, from beginners to high-net-worth individuals, it leverages technology to enhance user experience and market participation.

What is the highest forecasted price for XP Xp Inc.?

The highest price target for XP is $24.75 from at , which represents a 68.7% increase from the current price of $14.67.

What is the lowest forecasted price for XP Xp Inc.?

The lowest price target for XP is $13.40 from at , which represents a -8.6% decrease from the current price of $14.67.

What is the overall XP consensus from analysts for Xp Inc.?

The overall analyst consensus for XP is neutral. Out of 10 Wall Street analysts, 5 rate it as Buy, 5 as Hold, and 0 as Sell, with a median price target of $16.70.

How accurate are XP stock price projections?

Stock price projections, including those for Xp Inc., are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.

Important Disclaimer

The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.

Last updated: March 15, 2025 10:02 AM UTC