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XP Stock Forecast: Xp Inc. Price Predictions for 2026

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$16.02

+0.37 (2.36%)

XP Stock Forecast 2026-2027

$16.02
Current Price
$8.28B
Market Cap
13 Ratings
Buy 10
Hold 3
Sell 0
Wall St Analyst Ratings

Distance to XP Price Targets

+65.4%
To High Target of $26.50
+52.6%
To Median Target of $24.45
+16.1%
To Low Target of $18.60

XP Price Momentum

+4.4%
1 Week Change
-9.0%
1 Month Change
-18.4%
1 Year Change
-2.1%
Year-to-Date Change
-30.7%
From 52W High of $23.13
+8.2%
From 52W Low of $14.80
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Latest XP Stock Price Targets & Analyst Predictions

Based on our analysis of 2 Wall Street analysts, XP has a bullish consensus with a median price target of $24.45 (ranging from $18.60 to $26.50). The overall analyst rating is Strong Buy (8.6/10). Currently trading at $16.02, the median forecast implies a 52.6% upside. This outlook is supported by 10 Buy, 3 Hold, and 0 Sell ratings.

Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.

XP Analyst Ratings

10
Buy
3
Hold
0
Sell

XP Price Target Range

Low
$18.60
Average
$24.45
High
$26.50
Current: $16.02

Latest XP Stock Forecasts by Analyst

These are the latest 20 analyst ratings and price targets for XP.

Date Firm Analyst Rating Change Price Target
Jun 3, 2026 UBS Thiago Batista Buy Maintains $25.00
Apr 2, 2026 UBS Buy Maintains $N/A
Jan 20, 2026 Jefferies Buy Initiates $N/A
Dec 16, 2025 UBS Buy Maintains $N/A
Oct 16, 2025 UBS Buy Maintains $N/A
Sep 24, 2025 Citigroup Buy Maintains $N/A
Jun 10, 2025 UBS Buy Maintains $N/A
Jun 4, 2025 Goldman Sachs Buy Upgrade $N/A
May 21, 2025 Goldman Sachs Neutral Maintains $N/A
May 21, 2025 B of A Securities Neutral Maintains $N/A
May 13, 2025 Morgan Stanley Overweight Upgrade $N/A
Apr 7, 2025 UBS Buy Maintains $N/A
Jan 27, 2025 Goldman Sachs Neutral Maintains $N/A
Jan 24, 2025 UBS Buy Upgrade $N/A
Dec 10, 2024 B of A Securities Neutral Downgrade $N/A
Nov 26, 2024 Morgan Stanley Equal-Weight Maintains $N/A
Oct 16, 2024 JP Morgan Overweight Maintains $N/A
Jul 30, 2024 Goldman Sachs Neutral Maintains $N/A
Jul 11, 2024 UBS Neutral Downgrade $N/A
Jun 17, 2024 B of A Securities Buy Maintains $N/A

Xp Inc. (XP) Competitors

The following stocks are similar to XP Inc based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.

Xp Inc. (XP) Financial Data

Xp Inc. has a market capitalization of $8.28B with a P/E ratio of 8.2x. The company generates $3.56B in trailing twelve-month revenue with a 28.8% profit margin.

Revenue growth is +9.7% quarter-over-quarter, while maintaining an operating margin of +30.0% and return on equity of +22.9%.

Valuation Metrics

Market Cap $8.28B
Enterprise Value $-22,457,890,576
P/E Ratio 8.2x
PEG Ratio 0.7x
Price/Sales 0.4x

Growth & Margins

Revenue Growth (YoY) +9.7%
Gross Margin +25.4%
Operating Margin +30.0%
Net Margin +28.8%
EPS Growth +6.0%

Financial Health

Cash/Price Ratio +3,505.0%
Current Ratio 1.4x
Debt/Equity 677.3x
ROE +22.9%
ROA +1.4%
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Xp Inc. logo

Xp Inc. (XP) Business Model

About Xp Inc.

What They Do

Provides diverse financial services in Brazil.

Business Model

XP Inc. operates a technology-driven platform that offers a wide range of financial products and services, generating revenue through brokerage fees, asset management, and financial education. Its open architecture system allows clients to access multiple investment options, catering to retail, high-net-worth, and institutional clients.

Additional Information

Founded in 2001 and headquartered in the Cayman Islands, XP Inc. is integral to Brazil's capital markets, providing comprehensive solutions such as wealth management, investment banking, and mutual fund management. The company's platform includes both online and in-person educational offerings to enhance client engagement and knowledge.

Company Information

Sector

Financial Services

Industry

Capital Markets

Employees

6,834

CEO

Mr. Thiago Maffra

Country

Cayman Islands

IPO Year

2019

Xp Inc. (XP) Latest News & Analysis

Latest News

XP stock latest news image
Quick Summary

Zacks prioritizes its Rank system, focusing on earnings estimates and revisions to identify strong stocks, while also monitoring value, growth, and momentum trends.

Why It Matters

Zacks' emphasis on earnings estimates and revisions signals potential stock performance, guiding investors in identifying promising growth and value opportunities.

Source: Zacks Investment Research
Market Sentiment: Positive
XP stock latest news image
Quick Summary

Investors in Financial - Miscellaneous Services may consider XP Inc. (XP) and Futu Holdings Limited (FUTU) as potential undervalued stock options.

Why It Matters

The comparison of XP Inc. and Futu Holdings highlights potential investment opportunities in undervalued stocks within the Financial - Miscellaneous Services sector, influencing portfolio decisions.

Source: Zacks Investment Research
Market Sentiment: Positive
XP stock latest news image
Quick Summary

XP Inc. (NASDAQ:XP) shares fell Tuesday following the release of disappointing first-quarter financial results, reported after the market closed on Monday.

Why It Matters

XP Inc.'s lower-than-expected financial results may signal declining performance, potentially leading to decreased investor confidence and a drop in share value.

Source: Benzinga
Market Sentiment: Negative
XP stock latest news image
Quick Summary

XP Inc. held its Q1 2026 earnings call, discussing financial performance and strategic updates. Further details can provide insights into the company's growth and market position.

Why It Matters

XP Inc.'s Q1 2026 earnings call provides insights into financial performance, growth strategies, and market conditions, influencing investor sentiment and stock valuation.

Source: Seeking Alpha
Market Sentiment: Neutral
XP stock latest news image
Quick Summary

XP Inc. reported Q1 2026 results with total client assets of R$ 1.529 billion, up 15% YoY. Net inflows decreased 39% YoY to R$ 14 billion. Retail take rate fell to 1.18%.

Why It Matters

XP Inc.'s declining net inflow and reduced retail take rate may signal weakening demand and profitability concerns, impacting investor confidence and stock performance.

Source: Business Wire
Market Sentiment: Neutral
XP stock latest news image
Quick Summary

XP Inc. declared a cash dividend of $0.20 per Class A share, totaling approximately R$500 million, payable on June 18, 2026. A new share repurchase program was also approved.

Why It Matters

XP Inc.'s declaration of a cash dividend and a new share repurchase program signals strong financial health and commitment to returning value to shareholders, potentially boosting investor confidence and stock performance.

Source: Business Wire
Market Sentiment: Neutral

Frequently Asked Questions About XP Stock

What is Xp Inc.'s (XP) stock forecast for 2026?

Based on our analysis of 2 Wall Street analysts, Xp Inc. (XP) has a median price target of $24.45. The highest price target is $26.50 and the lowest is $18.60.

Is XP stock a good investment in 2026?

According to current analyst ratings, XP has 10 Buy ratings, 3 Hold ratings, and 0 Sell ratings. The stock is currently trading at $16.02. Always conduct your own research and consider your investment goals before making investment decisions.

What is the long-term price prediction for XP stock?

Wall Street analysts predict XP stock could reach $24.45 in the next 12 months. This represents a 52.6% increase from the current price of $16.02. Please note that this is a projection by Wall Street analysts and not a guarantee.

What is Xp Inc.'s business model?

XP Inc. operates a technology-driven platform that offers a wide range of financial products and services, generating revenue through brokerage fees, asset management, and financial education. Its open architecture system allows clients to access multiple investment options, catering to retail, high-net-worth, and institutional clients.

What is the highest forecasted price for XP Xp Inc.?

The highest price target for XP is $26.50 from at , which represents a 65.4% increase from the current price of $16.02.

What is the lowest forecasted price for XP Xp Inc.?

The lowest price target for XP is $18.60 from at , which represents a 16.1% increase from the current price of $16.02.

What is the overall XP consensus from analysts for Xp Inc.?

The overall analyst consensus for XP is bullish. Out of 2 Wall Street analysts, 10 rate it as Buy, 3 as Hold, and 0 as Sell, with a median price target of $24.45.

How accurate are XP stock price projections?

Stock price projections, including those for Xp Inc., are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.

Important Disclaimer

The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.

Last updated: June 14, 2026 12:26 PM UTC
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