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XP Stock Forecast 2025-2026
$18.26
Current Price
$9.62B
Market Cap
Buy 9
Hold 3
Sell 0
Wall St Analyst Ratings
Distance to XP Price Targets
+39.6%
To High Target of $25.48
+23.1%
To Median Target of $22.48
-16.3%
To Low Target of $15.29
XP Price Momentum
-6.3%
1 Week Change
-7.0%
1 Month Change
-1.0%
1 Year Change
+54.1%
Year-to-Date Change
-11.5%
From 52W High of $20.64
+68.8%
From 52W Low of $10.82
📊 TOP ANALYST CALLS
Did XP Make This Month's Elite Buy List?
We don't follow just any analyst — only the top 3% with a proven track record make our cut. See if XP Inc is one of their latest high-conviction picks.
Latest XP Stock Price Targets & Analyst Predictions
Based on our analysis of 10 Wall Street analysts, XP has a bullish consensus with a median price target of $22.48 (ranging from $15.29 to $25.48). The overall analyst rating is Strong Buy (8.3/10). Currently trading at $18.26, the median forecast implies a 23.1% upside. This outlook is supported by 9 Buy, 3 Hold, and 0 Sell ratings.
Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.
XP Analyst Ratings
9
Buy
3
Hold
0
Sell
XP Price Target Range
Low
$15.29
Average
$22.48
High
$25.48
Current: $18.26
Latest XP Stock Forecasts by Analyst
These are the latest 20 analyst ratings and price targets for XP.
| Date | Firm | Analyst | Rating | Change | Price Target |
|---|---|---|---|---|---|
| Jun 10, 2025 | UBS | Thiago Batista | Buy | Maintains | $24.00 |
| Jun 4, 2025 | Goldman Sachs | Tito Labarta | Buy | Upgrade | $23.00 |
| May 21, 2025 | Goldman Sachs | Tito Labarta | Neutral | Maintains | $17.00 |
| May 21, 2025 | B of A Securities | Mario Pierry | Neutral | Maintains | $19.00 |
| May 13, 2025 | Morgan Stanley | Jorge Kuri | Overweight | Upgrade | $24.00 |
| Apr 7, 2025 | UBS | Buy | Maintains | $0.00 | |
| Jan 27, 2025 | Goldman Sachs | Tito Labarta | Neutral | Maintains | $13.00 |
| Jan 24, 2025 | UBS | Thiago Batista | Buy | Upgrade | $16.00 |
| Dec 10, 2024 | B of A Securities | Mario Pierry | Neutral | Downgrade | $16.00 |
| Nov 26, 2024 | Morgan Stanley | Jorge Kuri | Equal-Weight | Maintains | $21.00 |
| Oct 16, 2024 | JP Morgan | Domingos Falavina | Overweight | Maintains | $29.00 |
| Jul 30, 2024 | Goldman Sachs | Tito Labarta | Neutral | Maintains | $19.00 |
| Jul 11, 2024 | UBS | Thiago Batista | Neutral | Downgrade | $21.00 |
| Jun 17, 2024 | B of A Securities | Mario Pierry | Buy | Maintains | $25.00 |
| Jun 5, 2024 | Citigroup | Gabriel Gusan | Buy | Maintains | $27.00 |
| Apr 30, 2024 | Goldman Sachs | Tito Labarta | Neutral | Downgrade | $23.00 |
| Apr 23, 2024 | Morgan Stanley | Jorge Kuri | Equal-Weight | Downgrade | $24.00 |
| Mar 22, 2024 | Citigroup | Gabriel Gusan | Buy | Maintains | $29.00 |
| Jan 24, 2024 | Banco Bradesco BBI S.A | Otavio Tanganelli | Outperform | Upgrade | $32.00 |
| Dec 5, 2023 | JP Morgan | Domingos Falavina | Overweight | Upgrade | $30.00 |
Xp Inc. (XP) Competitors
The following stocks are similar to XP Inc based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.
Xp Inc. (XP) Financial Data
Xp Inc. has a market capitalization of $9.62B with a P/E ratio of 11.8x. The company generates $2.97B in trailing twelve-month revenue with a 28.5% profit margin.
Revenue growth is +7.6% quarter-over-quarter, while maintaining an operating margin of +30.4% and return on equity of +22.8%.
Valuation Metrics
Market Cap
$9.62B
Enterprise Value
$-11,287,851,034
P/E Ratio
11.8x
PEG Ratio
10.9x
Price/Sales
0.6x
Growth & Margins
Revenue Growth (YoY)
+7.6%
Gross Margin
+22.2%
Operating Margin
+30.4%
Net Margin
+28.5%
EPS Growth
+20.0%
Financial Health
Cash/Price Ratio
+2,356.7%
Current Ratio
1.3x
Debt/Equity
736.7x
ROE
+22.8%
ROA
+1.5%
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Xp Inc. (XP) Business Model
About Xp Inc.
What They Do
Provides investment-related financial services in Brazil.
Business Model
The company operates a financial services platform that offers brokerage services, allowing clients to trade various financial instruments. It also provides asset management services, helping clients make informed investment decisions tailored to their needs. Revenue is generated through commissions on trades and fees for asset management services.
Additional Information
Xp Inc. plays a significant role in Brazil's economic landscape by targeting a diverse range of investors, from novices to high-net-worth individuals. The company's innovative technology and commitment to transparency and efficiency enhance market participation and promote financial literacy across the nation.
Company Information
Sector
Financial Services
Industry
Capital Markets
Employees
6,834
CEO
Country
Cayman Islands
IPO Year
2019
Website
www.xpinc.comXp Inc. (XP) Latest News & Analysis
Featured Analysis
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Zacks Investment Research
XP or SOFI: Which Is the Better Value Stock Right Now?
XP vs. SOFI: Which Stock Is the Better Value Option?
Jul 11, 2025
By Zacks Equity Research
Tale of the Tape
Latest News
Quick Summary
Investors in the Financial - Miscellaneous Services sector may consider XP Inc. (XP) and SoFi Technologies, Inc. (SOFI) as potential undervalued stock options.
Why It Matters
The mention of XP Inc. and SoFi suggests potential investment opportunities in undervalued stocks, hinting at possible growth in the Financial - Miscellaneous Services sector.
Source: Zacks Investment Research
Market Sentiment:
Positive
Best Income Stocks to Buy for July 10th
4 days ago
Quick Summary
REPYY, XP, and CADE were added to the Zacks Rank #1 (Strong Buy) income stocks list on July 10, 2025.
Why It Matters
REPYY, XP, and CADE being ranked as Strong Buy income stocks indicates strong potential for returns and income generation, signaling positive market sentiment and investment opportunities.
Source: Zacks Investment Research
Market Sentiment:
Positive
Quick Summary
XP Inc. reported mixed results for Q1, indicating varying performance metrics that may impact investor sentiment.
Why It Matters
Mixed results from XP Inc. could indicate volatility in earnings, affecting investor confidence and stock performance. Analysts may reassess growth projections and valuation.
Source: Benzinga
Market Sentiment:
Positive
Quick Summary
XP Inc. upgraded to 'Buy' from 'Hold' due to strong revenue growth, record net income, and a new share buyback program. Attractive valuation with a PEG of 0.74x suggests 35% upside potential.
Why It Matters
XP Inc.'s upgrade to 'Buy' reflects strong financial performance, effective cost management, and an attractive valuation, suggesting significant upside potential and increased shareholder returns through buybacks.
Source: Seeking Alpha
Market Sentiment:
Positive
Quick Summary
Rosen Law Firm is investigating potential securities claims for XP Inc. (NASDAQ: XP) shareholders due to allegations of misleading business information. Affected investors may seek compensation with no upfront costs.
Why It Matters
Allegations of misleading information from XP Inc. could lead to legal claims, potentially impacting stock value and shareholder confidence, affecting investment decisions.
Source: PRNewsWire
Market Sentiment:
Neutral
XP Inc. (XP) Q1 2025 Earnings Call Transcript
1 month ago
Quick Summary
XP Inc. (NASDAQ:XP) will hold its Q1 2025 Earnings Conference Call on May 20, 2025, at 5:00 PM ET, featuring CEO Thiago Maffra and CFO Victor Mansur.
Why It Matters
The upcoming earnings call for XP Inc. will provide insights into the company's financial performance, influencing stock price and investor sentiment based on results and management guidance.
Source: Seeking Alpha
Market Sentiment:
Neutral
Frequently Asked Questions About XP Stock
What is Xp Inc.'s (XP) stock forecast for 2026?
Based on our analysis of 10 Wall Street analysts, Xp Inc. (XP) has a median price target of $22.48. The highest price target is $25.48 and the lowest is $15.29.
Is XP stock a good investment in 2026?
According to current analyst ratings, XP has 9 Buy ratings, 3 Hold ratings, and 0 Sell ratings. The stock is currently trading at $18.26. Always conduct your own research and consider your investment goals before making investment decisions.
What is the long-term price prediction for XP stock?
Wall Street analysts predict XP stock could reach $22.48 in the next 12 months. This represents a 23.1% increase from the current price of $18.26. Please note that this is a projection by Wall Street analysts and not a guarantee.
What is Xp Inc.'s business model?
The company operates a financial services platform that offers brokerage services, allowing clients to trade various financial instruments. It also provides asset management services, helping clients make informed investment decisions tailored to their needs. Revenue is generated through commissions on trades and fees for asset management services.
What is the highest forecasted price for XP Xp Inc.?
The highest price target for XP is $25.48 from at , which represents a 39.6% increase from the current price of $18.26.
What is the lowest forecasted price for XP Xp Inc.?
The lowest price target for XP is $15.29 from at , which represents a -16.3% decrease from the current price of $18.26.
What is the overall XP consensus from analysts for Xp Inc.?
The overall analyst consensus for XP is bullish. Out of 10 Wall Street analysts, 9 rate it as Buy, 3 as Hold, and 0 as Sell, with a median price target of $22.48.
How accurate are XP stock price projections?
Stock price projections, including those for Xp Inc., are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.
Important Disclaimer
The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.
Last updated: July 14, 2025 4:39 AM UTC