TICKERNERD
Menu
XPXPFinancial Services · Capital Markets

XP Stock Forecast: XP, Inc. Price Predictions for 2026-2027

Last close, 3 Aug 2026
$17
−0.18% on the day

The 13 Wall Street analysts covering XP, Inc. hold a median 12-month price target of $23 — +35.5% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 49 of 100 as at 1 Aug 2026 — in the lower half.

Market cap
$8.8B
Ticker Nerd rank
49 / 100
Median analyst target
$23
Analysts covering
13
Total return, dividends reinvested
1W
+1.7%
1M
+5.4%
YTD
+5.2%
1Y
+6.4%
From 52W high
−25.0%
From 52W low
+14.0%
$15
$23
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

XP stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores XP, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 1 Aug 2026
49 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Value
93
Growth
81
Volatility
73
Quality
70
Issuance
54
Momentum
43
Revisions
37
Size
17
Accruals
13

Value (93): The shares cost little relative to the profits and assets behind them — which can mean the market is too gloomy, or that the business really is in trouble.

Accruals (13): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

The rank is the raw material. Whether the rules would actually own XP, Inc. — and when they’d sell — is the membership.

Wall Street

XP stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on XP, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$14$16$18$20$22$24$26$28Oct 25Jan 26Apr 26Jul 26XPHigh $26Median $23Low $19

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

What Wall Street says13 analysts
11 Buy2 Hold0 Sell
Low $19Median $23High $26

The green dot is the last close — the median target sits +35.5% from it.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
3 June 2026UBSMaintainsBuy$28 → $25
2 Apr 2026UBSMaintainsBuy—
20 Jan 2026JefferiesInitiatesBuy—
16 Dec 2025UBSMaintainsBuy—
16 Oct 2025UBSMaintainsBuy—
24 Sept 2025CitigroupMaintainsBuy—
10 June 2025UBSMaintainsBuy—
4 June 2025Goldman SachsUpgradeBuy—
21 May 2025B of A SecuritiesMaintainsNeutral—
21 May 2025Goldman SachsMaintainsNeutral—
13 May 2025Morgan StanleyUpgradeOverweight—
7 Apr 2025UBSMaintainsBuy—
27 Jan 2025Goldman SachsMaintainsNeutral—
24 Jan 2025UBSUpgradeBuy—
10 Dec 2024B of A SecuritiesDowngradeNeutral—
26 Nov 2024Morgan StanleyMaintainsEqual-Weight—
16 Oct 2024JP MorganMaintainsOverweight—
30 July 2024Goldman SachsMaintainsNeutral—
11 July 2024UBSDowngradeNeutral—
17 June 2024B of A SecuritiesMaintainsBuy—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Estimates

XP analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
−1.7%
Analysts raising
0
Analysts cutting
1
Fundamentals

XP, Inc. (XP) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
8.8×

Cheaper than 61% of US stocks

Price / sales
0.5×

Cheaper than 83% of US stocks

Price / book
1.9×

Cheaper than 48% of US stocks

EV / EBITDA
5.5×

Cheaper than 53% of US stocks

Growth & margins
Revenue growth (YoY)
9.7%

Higher than 54% of US stocks

Earnings growth (YoY)
6.0%

Higher than 44% of US stocks

Gross margin
25.4%

Higher than 30% of US stocks

Operating margin
30.0%

Higher than 88% of US stocks

Net margin
28.8%

Higher than 88% of US stocks

Returns & dividend
Return on equity
22.9%

Higher than 84% of US stocks

Return on assets
1.4%

Higher than 54% of US stocks

Dividend yield
4.7%

Higher than 81% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Peers

XP vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelCapital Markets
CompanyMarket capTKN rank
XPXP, Inc.$8.8B
49
HLIHoulihan Lokey, Inc.$8.8B
37
VIRTVirtu Financial, Inc.$9.0B
88
SNEXStoneX Group, Inc.$9.1B
79
WULFTeraWulf, Inc.$8.5B
6
RIOTRiot Platforms, Inc.$7.6B
24
BMNRBitmine Immersion Technologies, Inc.$10.4B
3
Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. XP appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

News

Latest XP news & analysis

XP or BX: Which Is the Better Value Stock Right Now?

Zacks Investment Research · 3 Aug 2026neutral

Zacks published an article weighing XP Inc. and Blackstone Inc. as value-stock candidates within the Financial - Miscellaneous Services sector, posing the question of which currently offers value investors a better deal. The piece is framed as a comparison of the two names.

Why it matters — XP watchers would care because the piece assesses XP's appeal as a value investment relative to a major sector peer like Blackstone.

Wall Street Analysts See a 41.62% Upside in XP Inc.A (XP): Can the Stock Really Move This High?

Zacks Investment Research · 3 Aug 2026positive

A Zacks Investment Research report notes that the mean of Wall Street analysts' price targets for XP Inc.A (XP) points to roughly 41.6% upside in the stock. Zacks also notes that strong agreement among analysts in raising earnings estimates indicates upside, even though the price-target metric itself has not proven highly reliable.

Why it matters — XP watchers would be interested because analyst consensus points to meaningful upside and a run of upward earnings estimate revisions could signal improving sentiment toward the company.

Is XP (XP) Stock Undervalued Right Now?

Zacks Investment Research · 3 Aug 2026neutral

Zacks Investment Research poses the question of whether XP, Inc. (XP) stock is currently undervalued. The piece explains that Zacks relies on its Rank system, which emphasizes earnings estimates and estimate revisions, while also tracking value, growth, and momentum trends.

Why it matters — An XP watcher would care because this item signals how Zacks evaluates XP's valuation using earnings-estimate revisions and value, growth, and momentum indicators.

FAQ

Frequently asked questions about XP stock

What is the XP stock price forecast for 2026-2027?

The 13 Wall Street analysts covering XP, Inc. have a median 12-month price target of $23, with estimates ranging from $19 to $26. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is XP stock a buy right now?

Of the 13 analysts covering XP, Inc., 11 rate it a Buy, 2 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks XP, Inc. 49 out of 100 across roughly 4,600 US stocks as at 1 Aug 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank XP?

As at 1 Aug 2026, XP, Inc. ranks 49 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Value (93 of 100).

Will XP stock go up?

No one can know that. What the data says: the median 12-month target from 13 analysts implies +35.5% from the last close, and Ticker Nerd's factor model ranks XP, Inc. 49 out of 100 as at 1 Aug 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the XP stock forecast for 2030?

No analyst covering XP, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for XP are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $19 to $26 over the next 12 months.

How has XP stock performed over the past year?

XP, Inc. returned +6.4% over the 12 months to 3 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.

What does XP, Inc. do?

XP Inc. is a Cayman Islands-based technology-driven financial services platform primarily operating in Brazil.

What is the latest news on XP?

The most recent item we track (Zacks Investment Research, 3 Aug 2026): "XP or BX: Which Is the Better Value Stock Right Now?". Zacks published an article weighing XP Inc. and Blackstone Inc. as value-stock candidates within the Financial - Miscellaneous Services sector, posing the question of which currently offers value investors a better deal. The piece is framed as a comparison of the two names.

Company

About XP, Inc.

XP Inc. is a Cayman Islands-based technology-driven financial services platform primarily operating in Brazil. It provides a comprehensive suite of financial products and services through its XP Platform, an open architecture system that enables clients to access brokerage securities, fixed income instruments, mutual funds, hedge funds, private equity, derivatives, synthetic products, credit cards, collateralized loans, pension plans, life and travel insurance, real estate funds, and equity and debt capital market solutions. The platform also offers wealth management, institutional brokerage, issuer services, interdealer brokerage, commercial and investment banking including foreign exchange and deposits, as well as financial education courses and events delivered online and in-person. XP Inc. manages mutual funds focused on equities, macro strategies, fixed income, credit, real estate, infrastructure, and alternatives, alongside passive index-tracking funds and proprietary treasury operations. It serves retail, high-net-worth, and institutional clients via an omni-channel distribution network and online portals. Founded in 2001 and headquartered in George Town, Grand Cayman, XP Inc. plays a pivotal role in Brazil's capital markets ecosystem.

CEO Mr. Thiago Maffra · 6,834 employees · Cayman Islands · https://www.xpinc.com