Financial Services Guide

Who we are, the general advice we give as MoneySherpa's authorised representative (AFSL 451289), how we're paid, and how to complain.

Financial Services Guide. Version 1.0, dated 13 November 2026.

About this guide

This Financial Services Guide ("FSG") helps you decide whether to use the financial services we offer. It tells you who we are and how to contact us, the services we're authorised to provide, how we and others are paid for them, any relationships that could influence us, and how to complain.

Ticker Nerd Pty Ltd ("Ticker Nerd", "we", "us") is a Corporate Authorised Representative of MoneySherpa Pty Ltd (ABN 32 164 927 708), Australian Financial Services Licence No. 451289 ("MoneySherpa"). Our authorised representative number is being issued by ASIC and will be shown here once it is.

It covers the services we provide through tickernerd.com, members.tickernerd.com, our emails and newsletters, and our social media accounts.

Who we are

Ticker Nerd publishes systematic research on US-listed shares: a rules-based model portfolio (the Ticker Nerd 20), daily rankings of every US-listed stock, stock pages, reports and newsletters. Free readers get our public pages and newsletter. Members pay for the full research on a members-only website and in member emails.

Our director, Aslam Ghouse, writes and oversees our research. He is also an authorised representative of MoneySherpa.

The services we're authorised to provide

MoneySherpa authorises us to provide general advice to retail and wholesale clients, and to deal by arranging, in these classes of financial products:

• basic deposit products, and deposit products other than basic deposit products
• debentures, stocks or bonds issued or proposed to be issued by a government
• securities, such as shares and exchange-traded funds
• interests in managed investment schemes, including investor directed portfolio services

We provide these services on behalf of MoneySherpa, which is responsible for them. We do not act as your agent or broker. We do not hold your money or place trades for you; you act on our research yourself, through your own broker.

General advice only

Everything we publish is general advice. It was prepared without taking into account your objectives, financial situation or needs. Before acting on it, consider whether it is appropriate for you in light of them, and read the Product Disclosure Statement for any product that has one. Listed shares don't have one; exchange-traded funds and managed funds do, and you can get it from the issuer.

Because we give only general advice, you won't receive a Statement of Advice from us. If you want advice that takes your circumstances into account, speak to a licensed financial adviser.

Questions you send us

You're welcome to email us, and Aslam answers his own email. But we don't know your financial situation, and we can't tell you what suits you. Our replies explain our research and how the model works; they never weigh your personal circumstances.

How to give us instructions

We don't take instructions to buy or sell. To manage your membership, use the Billing page in your account, or email hello@tickernerd.com.

How we are paid

Membership. Members pay a subscription. The current price for new members is US$399 a year; members who joined earlier keep the price they joined at, and any offer price is shown before you pay. The price, and whether it renews, are always shown at checkout. Membership comes with a 30-day full refund.

Affiliate commissions. Some of our pages link to research and data services, such as Seeking Alpha, The Motley Fool, Morningstar, TipRanks, Stock Rover, StockAnalysis and TradingView. If you sign up through our link, the service pays us a commission: a fixed amount or a percentage of what you pay it, set by its affiliate program. These are research services, not brokers or product issuers, and the commission costs you nothing extra. Our Affiliate Disclosure lists how these links are marked.

What we don't receive. No company whose shares we rank, cover or hold pays us anything. We receive no commission from any broker, fund manager or product issuer based on what you invest. If we ever take sponsorship or paid advertising, it will be labelled as such and agreed with MoneySherpa first.

Our people. Aslam, our director, may receive dividends from his shares in Ticker Nerd Pty Ltd. He receives no commission on any product, and nothing that depends on what you do with our research.

Referrers. People who refer new members to us through our affiliate program are paid a percentage of each payment the referred member makes, set by the program they joined. It costs you nothing extra.

MoneySherpa. We pay MoneySherpa a fixed monthly fee for our authorisation. It doesn't depend on any advice we give or on anything you do. MoneySherpa receives nothing from you.

Relationships and associations

Neither Ticker Nerd nor MoneySherpa is owned by, or owns, any product issuer, fund manager, broker or bank.

Aslam invests his own money in the Ticker Nerd 20, the same shares the model holds. Assume we hold every share in the Ticker Nerd 20. How and when we trade, and what we disclose, is set out in our Holdings Disclosure Policy.

Your personal information

We collect the personal information we need to provide our services, such as your name, email address and payment details (handled by Stripe). We may give MoneySherpa your name, contact details and records of the services we provided you, for complaints handling, remediation, record keeping and its compliance obligations. Our Privacy Policy explains how we collect, use and protect your information, and how to access or correct it.

Compensation arrangements

MoneySherpa holds professional indemnity insurance that satisfies the requirements for compensation arrangements under section 912B of the Corporations Act 2001. It covers claims about the services provided by its authorised representatives, including us, and continues to cover our services after we stop being its representative, subject to the policy's terms.

If you have a complaint

1. Tell us first. Email hello@tickernerd.com, call +61 3 9967 8747, or write to Ticker Nerd Pty Ltd, 189 Queen St, Suite #1171, Melbourne VIC 3000. We acknowledge every complaint within one business day and give you our final response in writing within 30 calendar days.
2. You can also contact MoneySherpa's complaints officer at complaints@lifesherpa.com.au.
3. If you're not satisfied with our response, or don't hear from us within 30 days, you can take your complaint to the Australian Financial Complaints Authority (AFCA), a free, independent external dispute resolution scheme. MoneySherpa's AFCA member number is 34698.

Australian Financial Complaints Authority Website: www.afca.org.au Email: info@afca.org.au Phone: 1800 931 678 (free call) Mail: GPO Box 3, Melbourne VIC 3001

Time limits may apply to complaints to AFCA, so act promptly.

Contact details

Ticker Nerd Pty Ltd (ACN 703 191 753, ABN 45 703 191 753) Email: hello@tickernerd.com Phone: +61 3 9967 8747 Mail: 189 Queen St, Suite #1171, Melbourne VIC 3000, Australia

Our licensee: MoneySherpa Pty Ltd (ABN 32 164 927 708), AFSL No. 451289 Email: support@lifesherpa.com.au Phone: 1300 697 437 Mail: Suite 31, 1-7 Hampden Avenue, Cremorne NSW 2090