BAFNFinancial Services · Banks - Regional

BAFN Stock Forecast: BayFirst Financial Corp. Price Predictions for 2026-2027

Last close, 8 Oct 2026

$6.72

−6.93% on the day

Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 21 of 100 as at 8 Oct 2026 — in the weakest quartile.

Market cap

$181.2M

Ticker Nerd rank

21 / 100

Median analyst target

—

Analysts covering

—

Revenue−$475K−102.3% y/y

Net income−$32.7M

Free cash flow−$552K

Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown

Total return, dividends reinvested

−8.6%

−11.0%

YTD

−14.4%

−33.4%

From 52W high

−33.4%

From 52W low

+47.7%

$10

52-week range, adjusted closes · the dot is the last close

Ticker Nerd rank

BAFN stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores BayFirst Financial Corp. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 8 Oct 2026

21 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Issuance

Accruals

Size

Momentum

Revisions

Growth

Volatility

Quality

Value

Issuance (93): The share count has been shrinking and the company is not leaning on new borrowing.

Value (4): The shares cost a lot relative to the profits and assets behind them.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

BAFN stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on BAFN, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. BAFN appears on the weeks it earns a place.

Performance

BAFN vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 8 Oct 2026, BayFirst Financial Corp. returned −33.4% against +16.2% for the S&P 500, dividends included.

BAFN vs S&P 500, last 12 monthsTotal return, rebased to 100

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

BAFN analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Fundamentals

BayFirst Financial Corp. (BAFN) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation

Trailing P/E: 5.0×
Price / sales: −19.2×
Price / book: 1.1×
EV / EBITDA: —

Growth & margins

Revenue growth (YoY): −107.3%
Earnings growth (YoY): −102.3%
Gross margin: —
Operating margin: 164.7%
Net margin: 0.0%

Returns & dividend

Return on equity: −52.4%
Return on assets: −4.7%
Dividend yield: 4.8%

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

BayFirst Financial Corp. (BAFN) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

BayFirst Financial Corp. has a market value of $181.2M and an enterprise value of $165.7M.
Revenue in the twelve months to 30 June 2026: $22.9M. The latest quarter shrank 107.3% year on year.
Net income over the same four quarters: −$60.0M, a −262.1% net margin.
Diluted earnings per share, trailing twelve months: $−13.28.
Free cash flow in the twelve months to 30 June 2026: $143.0M.
BayFirst Financial Corp. spent $9K on share buybacks and $1.5M on dividends in the twelve months to 30 June 2026.
Shares outstanding: 4.1M.
Trailing P/E: 5.0×.
Forward dividend yield: 4.75%, paying out 22% of earnings.
BayFirst Financial Corp. employs 148 people — $155K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 9 Oct 2026

Data provided by Twelve Data

Peers

BAFN vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional

Company	Market cap	TKN rank
BAFNBayFirst Financial Corp.	$181.2M	21
FNWDFinward Bancorp	$180.2M	72
ECBKECB Bancorp, Inc.	$183.2M	51
HNVRHanover Bancorp, Inc.	$178.0M	48
SBFGSB Financial Group, Inc.	$184.8M	90
MNSBMainStreet Bancshares, Inc.	$177.4M	67
CBFVCB Financial Services, Inc.	$190.7M	50

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own BayFirst Financial Corp. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest BAFN news & analysis

BayFirst Announces Third Quarter 2026 Conference Call and Webcast

GlobeNewsWire · 30 Sept 2026neutral

BayFirst Financial Corp. announced it will report its third quarter 2026 results after the market close on Thursday, October 29, 2026, and will hold a related conference call and webcast. The announcement was made on September 30, 2026.

Why it matters — BAFN watchers will want to note the date and timing of the company's third-quarter earnings release and conference call so they can follow the results.

BayFirst Elects Twelve Directors to its Board of Directors

GlobeNewsWire · 24 Sept 2026neutral

BayFirst Financial Corp., parent company of BayFirst National Bank, announced that twelve directors were elected to its Board of Directors by shareholder vote during the Annual Shareholder Meeting held on September 22, 2026.

Why it matters — The shareholder election of twelve directors confirms the composition of BayFirst's board following its annual meeting, a routine governance matter of relevance to those tracking the company.

BayFirst Financial Corp. (BAFN) Shareholder/Analyst Call Prepared Remarks Transcript

Seeking Alpha · 22 Sept 2026neutral

Seeking Alpha published the prepared remarks transcript of BayFirst Financial Corp.'s (BAFN) shareholder/analyst call. The transcript presents the company's prepared statements from that call.

Why it matters — BAFN watchers can review the company's own prepared remarks for insights into its latest operational and financial update.

BayFirst Financial Corp. Launches Rights Offering

GlobeNewsWire · 1 Sept 2026neutral

BayFirst Financial Corp. announced that on August 31, 2026, the SEC issued a Notice of Effectiveness for its Form S-1 Registration in connection with the launch of a rights offering. The company is the parent of BayFirst National Bank.

Why it matters — BAFN watchers would care because the SEC's effectiveness clears the way for the company to proceed with its announced rights offering.

BayFirst Q2 Loss Widens Y/Y on Asset Resolution Costs

Zacks Investment Research · 20 Aug 2026negative

BayFirst Financial Corp. reported a Q2 loss per share that widened year over year, driven by asset resolution costs and sharply higher credit-loss provisions. The quarter also saw lower loans and deposits, partially offset by improved capital ratios and underlying margin trends.

Why it matters — BAFN watchers would care because the widening loss and rising credit provisions signal continued pressure on the bank's asset quality and near-term earnings, despite capital and margin improvements.

FAQ

Frequently asked questions about BAFN stock

How does Ticker Nerd's model rank BAFN?

As at 8 Oct 2026, BayFirst Financial Corp. ranks 21 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Issuance (93 of 100).

What is the BAFN stock forecast for 2030?

No analyst covering BayFirst Financial Corp. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for BAFN are extrapolating price history, which says nothing about the business.

How has BAFN stock performed over the past year?

BayFirst Financial Corp. returned -33.4% over the 12 months to 8 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does BayFirst Financial Corp. do?

BayFirst Financial Corp. Common Stock represents ownership in BayFirst Financial Corp., a bank holding company headquartered in St.

What is the latest news on BAFN?

The most recent item we track (GlobeNewsWire, 30 Sept 2026): "BayFirst Announces Third Quarter 2026 Conference Call and Webcast". BayFirst Financial Corp. announced it will report its third quarter 2026 results after the market close on Thursday, October 29, 2026, and will hold a related conference call and webcast. The announcement was made on September 30, 2026.

Company

About BayFirst Financial Corp.

BayFirst Financial Corp. Common Stock represents ownership in BayFirst Financial Corp., a bank holding company headquartered in St. Petersburg, Florida. The company’s primary operating business is BayFirst National Bank, which provides community banking services to individuals, families, and small to medium-sized businesses. Its current offerings include deposit accounts such as demand deposits, savings accounts, money market accounts, and time deposits, along with lending products for commercial, real estate, and consumer needs. BayFirst Financial Corp. also serves customers through a mix of traditional relationship banking and business-focused financial services designed for everyday banking and credit needs. As a publicly traded common stock, BAFN gives market participants exposure to a regional banking franchise centered on community-oriented banking and commercial lending.

CEO Mr. Alfred T. Rogers Jr. · 148 employees · United States · https://www.bayfirstfinancial.com