BAFNFinancial Services · Banks - RegionalTicker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 21 of 100 as at 29 Oct 2026 — in the weakest quartile.
Consensus tells you what everyone already believes. The model scores BayFirst Financial Corp. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Issuance (93): The share count has been shrinking and the company is not leaning on new borrowing.
Value (5): The shares cost a lot relative to the profits and assets behind them.
Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.
The bullish and bearish analyst opinions on BAFN, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
BAFN appears in the Radar on the weeks it earns a place.
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Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 29 Oct 2026, BayFirst Financial Corp. returned −36.4% against +13.1% for the S&P 500, dividends included.
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Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 66% of US stocks
Cheaper than 99% of US stocks
Cheaper than 71% of US stocks
Higher than 1% of US stocks
Higher than 1% of US stocks
Higher than 99% of US stocks
Higher than 30% of US stocks
Higher than 21% of US stocks
Higher than 33% of US stocks
Higher than 93% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
BayFirst Financial Corp. has a market value of $166.4M and an enterprise value of $137.3M.
Revenue in the twelve months to 30 June 2026: $22.9M. The latest quarter shrank 107.3% year on year.
Net income over the same four quarters: −$60.0M, a −262.1% net margin.
Diluted earnings per share, trailing twelve months: $−13.28.
Free cash flow in the twelve months to 30 June 2026: $143.0M.
BayFirst Financial Corp. spent $9K on share buybacks and $1.5M on dividends in the twelve months to 30 June 2026.
Trailing P/E: 5.0×.
Forward dividend yield: 5.19%, paying out 22% of earnings.
BayFirst Financial Corp. employs 148 people — $155K of revenue per employee.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own BayFirst Financial Corp. — and when they’d sell — is the membership. See the Ticker Nerd 20 →
BayFirst Financial Corp. reported a net loss of $0.7 million, or $0.04 per common and diluted share, in the third quarter of 2026. This compared with a net loss of $32.7 million, or $8.05 per share, in the second quarter of 2026.
Why it matters — The quarter-over-quarter comparison provides BAFN watchers with an update on the company’s reported results.
BayFirst Financial Corp. announced it will report its third quarter 2026 results after the market close on Thursday, October 29, 2026, and will hold a related conference call and webcast. The announcement was made on September 30, 2026.
Why it matters — BAFN watchers will want to note the date and timing of the company's third-quarter earnings release and conference call so they can follow the results.
BayFirst Financial Corp., parent company of BayFirst National Bank, announced that twelve directors were elected to its Board of Directors by shareholder vote during the Annual Shareholder Meeting held on September 22, 2026.
Why it matters — The shareholder election of twelve directors confirms the composition of BayFirst's board following its annual meeting, a routine governance matter of relevance to those tracking the company.
Seeking Alpha published the prepared remarks transcript of BayFirst Financial Corp.'s (BAFN) shareholder/analyst call. The transcript presents the company's prepared statements from that call.
Why it matters — BAFN watchers can review the company's own prepared remarks for insights into its latest operational and financial update.
BayFirst Financial Corp. announced that on August 31, 2026, the SEC issued a Notice of Effectiveness for its Form S-1 Registration in connection with the launch of a rights offering. The company is the parent of BayFirst National Bank.
Why it matters — BAFN watchers would care because the SEC's effectiveness clears the way for the company to proceed with its announced rights offering.
As at 29 Oct 2026, BayFirst Financial Corp. ranks 21 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Issuance (93 of 100).
No analyst covering BayFirst Financial Corp. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for BAFN are extrapolating price history, which says nothing about the business.
BayFirst Financial Corp. returned -36.4% over the 12 months to 29 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.
BayFirst Financial Corp. Common Stock represents ownership in BayFirst Financial Corp., a bank holding company headquartered in St.
The most recent item we track (GlobeNewsWire, 29 Oct 2026): "BayFirst Financial Corp. Reports Third Quarter 2026 Results". BayFirst Financial Corp. reported a net loss of $0.7 million, or $0.04 per common and diluted share, in the third quarter of 2026. This compared with a net loss of $32.7 million, or $8.05 per share, in the second quarter of 2026.
BayFirst Financial Corp. Common Stock represents ownership in BayFirst Financial Corp., a bank holding company headquartered in St. Petersburg, Florida. The company’s primary operating business is BayFirst National Bank, which provides community banking services to individuals, families, and small to medium-sized businesses. Its current offerings include deposit accounts such as demand deposits, savings accounts, money market accounts, and time deposits, along with lending products for commercial, real estate, and consumer needs. BayFirst Financial Corp. also serves customers through a mix of traditional relationship banking and business-focused financial services designed for everyday banking and credit needs. As a publicly traded common stock, BAFN gives market participants exposure to a regional banking franchise centered on community-oriented banking and commercial lending.
CEO Mr. Alfred T. Rogers Jr. · 148 employees · United States · https://www.bayfirstfinancial.com
