BAFNFinancial Services · Banks - Regional

BAFN Stock Forecast: BayFirst Financial Corp. Price Predictions for 2026-2027

Last close, 21 Aug 2026

$7.40

+0.27% on the day

Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 18 of 100 as at 22 Aug 2026 — in the weakest quartile.

Market cap

$197.1M

Ticker Nerd rank

18 / 100

Median analyst target

—

Analysts covering

—

Total return, dividends reinvested

+15.4%

+31.0%

YTD

−5.7%

+11.6%

From 52W high

−29.3%

From 52W low

+62.6%

$10

52-week range, adjusted closes · the dot is the last close

Ticker Nerd rank

BAFN stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores BayFirst Financial Corp. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 22 Aug 2026

18 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Issuance

Accruals

Size

Revisions

Growth

Volatility

Momentum

Quality

Value

Issuance (93): The share count has been shrinking and the company is not leaning on new borrowing.

Value (3): The shares cost a lot relative to the profits and assets behind them.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

BAFN stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on BAFN, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. BAFN appears on the weeks it earns a place.

Estimates

BAFN analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Fundamentals

BayFirst Financial Corp. (BAFN) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation

Trailing P/E: 5.0×
Price / sales: −20.9×
Price / book: 1.2×
EV / EBITDA: —

Growth & margins

Revenue growth (YoY): −34.6%
Earnings growth (YoY): −65.4%
Gross margin: —
Operating margin: 164.7%
Net margin: 0.0%

Returns & dividend

Return on equity: −52.4%
Return on assets: −4.7%
Dividend yield: 4.4%

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Peers

BAFN vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional

Company	Market cap	TKN rank
BAFNBayFirst Financial Corp.	$197.1M	18
LARKLandmark Bancorp, Inc. (Kansas)	$195.8M	94
RBKBRhinebeck Bancorp, Inc.	$198.6M	54
HNVRHanover Bancorp, Inc.	$193.7M	46
CBFVCB Financial Services, Inc.	$190.9M	51
BVFLBV Financial, Inc.	$190.7M	86
FINWFinwise Bancorp	$189.3M	38

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own BayFirst Financial Corp. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest BAFN news & analysis

BayFirst Q2 Loss Widens Y/Y on Asset Resolution Costs

Zacks Investment Research · 20 Aug 2026negative

BayFirst Financial Corp. reported a Q2 loss per share that widened year over year, driven by asset resolution costs and sharply higher credit-loss provisions. The quarter also saw lower loans and deposits, partially offset by improved capital ratios and underlying margin trends.

Why it matters — BAFN watchers would care because the widening loss and rising credit provisions signal continued pressure on the bank's asset quality and near-term earnings, despite capital and margin improvements.

BayFirst Financial Corp. (BAFN) Q2 2026 Earnings Call Transcript

Seeking Alpha · 14 Aug 2026neutral

BayFirst Financial Corp. held its Q2 2026 earnings call, and Seeking Alpha published the transcript of the event.

Why it matters — The earnings call transcript provides BAFN investors and analysts with management's detailed commentary on the company's second-quarter financial performance and outlook.

BayFirst Financial Corp. Reports Second Quarter 2026 Results

GlobeNewsWire · 13 Aug 2026negative

BayFirst Financial Corp. reported a net loss of $32.7 million for the second quarter of 2026, significantly wider than the restated net loss of $5.9 million in the prior quarter, driven by $41.5 million in expenses related to the company's asset resolution plan.

Why it matters — The sharp increase in net loss tied to asset resolution costs signals ongoing financial strain for BayFirst that shareholders would need to monitor closely.

BayFirst Reschedules Date for Second Quarter 2026 Conference Call and Webcast

GlobeNewsWire · 28 July 2026neutral

BayFirst Financial Corp. announced it has changed the date for reporting its second quarter 2026 results to after the market close on August 13, 2026.

Why it matters — Investors and analysts following BAFN will need to adjust their calendars for the rescheduled earnings report and conference call.

FAQ

Frequently asked questions about BAFN stock

How does Ticker Nerd's model rank BAFN?

As at 22 Aug 2026, BayFirst Financial Corp. ranks 18 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Issuance (93 of 100).

What is the BAFN stock forecast for 2030?

No analyst covering BayFirst Financial Corp. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for BAFN are extrapolating price history, which says nothing about the business.

How has BAFN stock performed over the past year?

BayFirst Financial Corp. returned +11.6% over the 12 months to 21 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.

What does BayFirst Financial Corp. do?

BayFirst Financial Corp. is a bank holding company that operates through its wholly owned subsidiary, BayFirst National Bank, serving consumers and small businesses in the Tampa Bay region.

What is the latest news on BAFN?

The most recent item we track (Zacks Investment Research, 20 Aug 2026): "BayFirst Q2 Loss Widens Y/Y on Asset Resolution Costs". BayFirst Financial Corp. reported a Q2 loss per share that widened year over year, driven by asset resolution costs and sharply higher credit-loss provisions. The quarter also saw lower loans and deposits, partially offset by improved capital ratios and underlying margin trends.

Company

About BayFirst Financial Corp.

BayFirst Financial Corp. is a bank holding company that operates through its wholly owned subsidiary, BayFirst National Bank, serving consumers and small businesses in the Tampa Bay region. The company offers a comprehensive suite of banking products and services, including demand deposits, money market accounts, savings deposits, and time deposits for retail customers. On the lending side, BayFirst Financial provides commercial business loans, real estate loans, and consumer loans to support both individual borrowers and small business clients. Headquartered in St. Petersburg, Florida, BayFirst Financial Corp. operates as a progressive financial institution focused on delivering innovative products and services while maintaining a commitment to technology advancement and social responsibility in the banking sector.

CEO Mr. Alfred T. Rogers Jr. · 148 employees · United States · https://www.bayfirstfinancial.com