ECBKECBKFinancial Services · Banks - Regional

ECBK Stock Forecast: ECB Bancorp, Inc. Price Predictions for 2026-2027

Last close, 29 Oct 2026
$21
+1.23% on the day

Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 52 of 100 as at 29 Oct 2026 — in the upper half.

Market cap
$186.4M
Ticker Nerd rank
52/ 100
Median analyst target
—
Analysts covering
—
Revenue$10.3M+29.0% y/y
Net income$3.3M
Free cash flow$11.8M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
0.0%
1M
+4.0%
YTD
+22.7%
1Y
+40.1%
From 52W high
−1.5%
From 52W low
+40.1%
$15
$22
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

ECBK stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores ECB Bancorp, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 29 Oct 2026
52/ 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Momentum
90
Growth
86
Volatility
72
Size
67
Issuance
63
Value
42
Quality
28
Revisions
25
Accruals
22

Momentum (90): The shares have been drifting up relative to others.

Accruals (22): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.

Wall Street

ECBK stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on ECBK, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$14$16$18$20$22Jan 26Apr 26Jul 26Oct 26ECBK

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

ECBK appears in the Radar on the weeks it earns a place.

  • Market Radar, every Monday: the week's biggest rank moves across ~4,600 US stocks, and the reason for each.
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Performance

ECBK vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 29 Oct 2026, ECB Bancorp, Inc. returned +40.1% against +13.1% for the S&P 500, dividends included.

ECBK vs S&P 500, last 12 monthsTotal return, rebased to 100
90100110120130140Jan 26Apr 26Jul 26Oct 26ECBKS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

ECBK analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Fundamentals

ECB Bancorp, Inc. (ECBK) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
14.3×

Cheaper than 47% of US stocks

Price / sales
4.6×

Cheaper than 26% of US stocks

Price / book
1.0×

Cheaper than 70% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
26.4%

Higher than 76% of US stocks

Earnings growth (YoY)
39.0%

Higher than 71% of US stocks

Gross margin
—
Operating margin
44.7%

Higher than 94% of US stocks

Net margin
30.6%

Higher than 89% of US stocks

Returns & dividend
Return on equity
7.0%

Higher than 57% of US stocks

Return on assets
0.8%

Higher than 48% of US stocks

Dividend yield
0.0%

Higher than 1% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

ECB Bancorp, Inc. (ECBK) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • ECB Bancorp, Inc. has a market value of $186.4M and an enterprise value of $370.5M.

  • Revenue in the twelve months to 30 June 2026: $38.8M. The latest quarter grew 26.4% year on year.

  • Net income over the same four quarters: $11.4M, a 29.4% net margin.

  • Diluted earnings per share, trailing twelve months: $1.37.

  • Free cash flow in the twelve months to 30 June 2026: $22.4M, after $363K of capital spending.

  • ECB Bancorp, Inc. spent $3.5M on share buybacks in the twelve months to 30 June 2026.

  • Shares outstanding: 8.7M.

  • Trailing P/E: 14.3×.

  • Forward dividend yield: 0.00%, paying out 0% of earnings.

  • ECB Bancorp, Inc. employs 64 people — $606K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 30 Oct 2026

Data provided by Twelve Data

Peers

ECBK vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
ECBKECB Bancorp, Inc.$186.4M52
BVFLBV Financial, Inc.$187.4M83
FNWDFinward Bancorp$190.0M54
FINWFinWise Bancorp$185.1M65
SBFGSB Financial Group, Inc.$195.9M87
LARKLandmark Bancorp, Inc. (Kansas)$196.2M80
RBKBRhinebeck Bancorp, Inc.$201.0M52

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own ECB Bancorp, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

FAQ

Frequently asked questions about ECBK stock

How does Ticker Nerd's model rank ECBK?

As at 29 Oct 2026, ECB Bancorp, Inc. ranks 52 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Momentum (90 of 100).

What is the ECBK stock forecast for 2030?

No analyst covering ECB Bancorp, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for ECBK are extrapolating price history, which says nothing about the business.

How has ECBK stock performed over the past year?

ECB Bancorp, Inc. returned +40.1% over the 12 months to 29 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does ECB Bancorp, Inc. do?

ECB Bancorp, Inc. is a bank holding company headquartered in Everett, Massachusetts.

Company

About ECB Bancorp, Inc.

ECB Bancorp, Inc. is a bank holding company headquartered in Everett, Massachusetts. Through its subsidiary, Everett Co-operative Bank, it provides deposit and lending services to individuals, families, and businesses, with offerings that include checking and savings accounts, certificates of deposit, IRAs, money market accounts, residential mortgages, commercial real estate loans, multifamily loans, construction and land loans, and home equity lines of credit. The company also maintains a securities portfolio that includes U.S. government and federal agency obligations, mortgage-backed securities, and corporate bonds. ECB Bancorp focuses on community banking in its local Massachusetts markets, serving depositors and borrowers while supporting day-to-day banking needs and relationship-based lending.

CEO Mr. Richard J. O'Neil Jr., Esq. · 64 employees · United States · https://www.everettbank.com