BVFLBVFLFinancial Services · Banks - Regional

BVFL Stock Forecast: BV Financial, Inc. Price Predictions for 2026-2027

Last close, 11 Sept 2026
$21
−3.59% on the day

Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 84 of 100 as at 12 Sept 2026 — inside the top quartile.

Market cap
$177.2M
Ticker Nerd rank
84 / 100
Median analyst target
Analysts covering
0
Revenue$10.1M+2.7% y/y
Net income$3.5M
Free cash flow$4.3M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
−3.9%
1M
−1.8%
YTD
+15.3%
1Y
+25.5%
From 52W high
−4.4%
From 52W low
+43.0%
$15
$22
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

BVFL stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores BV Financial, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 12 Sept 2026
84 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Issuance
93
Momentum
86
Growth
84
Size
69
Accruals
68
Volatility
67
Quality
60
Value
52
Revisions
25

Issuance (93): The share count has been shrinking and the company is not leaning on new borrowing.

Revisions (25): Analysts have, on balance, been cutting their forecasts.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

BVFL stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on BVFL, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$14$16$18$20$22Oct 25Jan 26Apr 26Jul 26BVFL

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. BVFL appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

BVFL vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 11 Sept 2026, BV Financial, Inc. returned +25.5% against +17.5% for the S&P 500, dividends included.

BVFL vs S&P 500, last 12 monthsTotal return, rebased to 100
90100110120130Oct 25Jan 26Apr 26Jul 26BVFLS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

BVFL analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Fundamentals

BV Financial, Inc. (BVFL) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
14.1×

Cheaper than 48% of US stocks

Price / sales
4.1×

Cheaper than 30% of US stocks

Price / book
0.9×

Cheaper than 76% of US stocks

EV / EBITDA
Growth & margins
Revenue growth (YoY)
5.5%

Higher than 40% of US stocks

Earnings growth (YoY)
21.0%

Higher than 59% of US stocks

Gross margin
Operating margin
47.6%

Higher than 95% of US stocks

Net margin
30.2%

Higher than 89% of US stocks

Returns & dividend
Return on equity
6.9%

Higher than 56% of US stocks

Return on assets
1.5%

Higher than 55% of US stocks

Dividend yield
0.6%

Higher than 12% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

BV Financial, Inc. (BVFL) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • BV Financial, Inc. has a market value of $177.2M and an enterprise value of $99.4M.

  • Revenue in the twelve months to 30 June 2026: $40.4M. The latest quarter grew 5.5% year on year.

  • Net income over the same four quarters: $13.1M, a 32.4% net margin.

  • Diluted earnings per share, trailing twelve months: $1.52.

  • Free cash flow in the twelve months to 30 June 2026: $17.9M.

  • BV Financial, Inc. spent $31.4M on share buybacks in the twelve months to 30 June 2026.

  • Shares outstanding: 8.5M.

  • Trailing P/E: 14.1×.

  • Forward dividend yield: 0.62%, paying out 0% of earnings.

  • BV Financial, Inc. employs 99 people $408K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 13 Sept 2026

Data provided by Twelve Data

Peers

BVFL vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
BVFLBV Financial, Inc.$177.2M
84
ECBKECB Bancorp, Inc.$186.6M
49
FNWDFinward Bancorp$186.8M
66
FINWFinwise Bancorp$185.1M
38
CBFVCB Financial Services, Inc.$189.1M
48
SBFGSB Financial Group, Inc.$182.9M
93
HNVRHanover Bancorp, Inc.$191.7M
46

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own BV Financial, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest BVFL news & analysis

BV Financial's Q2 Earnings Rise Y/Y on Lower Funding Costs

Zacks Investment Research · 30 July 2026positive

BV Financial's second-quarter earnings rose year over year, supported by higher net interest income, improved margins, and lower borrowing costs. These gains were partly offset by lower loan balances and softer noninterest income.

Why it matters — The earnings improvement, driven by lower funding costs and expanding margins, signals a potentially more profitable operating environment for BVFL despite headwinds from shrinking loan volumes.

BV Financial, Inc. Announces Financial Results

Accesswire · 24 July 2026positive

BV Financial, Inc. reported its financial results for the quarter and six-month period ended June 30, 2026. Net income rose to $3.5 million ($0.42 per diluted share) for the quarter from $2.9 million ($0.29 per diluted share) a year earlier, while six-month net income was $4.6 million ($0.55 per diluted share) compared to $5.0 million ($0.50 per diluted share) in the prior-year period.

Why it matters — The quarterly earnings improvement signals a potential upward trend in profitability for BVFL, while the six-month comparison provides a fuller picture of the company's recent financial performance.

FAQ

Frequently asked questions about BVFL stock

How does Ticker Nerd's model rank BVFL?

As at 12 Sept 2026, BV Financial, Inc. ranks 84 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Issuance (93 of 100).

What is the BVFL stock forecast for 2030?

No analyst covering BV Financial, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for BVFL are extrapolating price history, which says nothing about the business.

How has BVFL stock performed over the past year?

BV Financial, Inc. returned +25.5% over the 12 months to 11 Sept 2026, with dividends reinvested. Past performance does not indicate future returns.

What does BV Financial, Inc. do?

BV Financial, Inc. is a bank holding company that serves as the parent of BayVanguard Bank, a community-focused financial institution providing traditional banking services to individuals and businesses.

What is the latest news on BVFL?

The most recent item we track (Zacks Investment Research, 30 July 2026): "BV Financial's Q2 Earnings Rise Y/Y on Lower Funding Costs". BV Financial's second-quarter earnings rose year over year, supported by higher net interest income, improved margins, and lower borrowing costs. These gains were partly offset by lower loan balances and softer noninterest income.

Company

About BV Financial, Inc.

BV Financial, Inc. is a bank holding company that serves as the parent of BayVanguard Bank, a community-focused financial institution providing traditional banking services to individuals and businesses. Through its banking subsidiary, BV Financial offers deposit products, checking and savings accounts, certificates of deposit, and a range of lending solutions, including residential real estate, commercial real estate, construction, consumer, farm, and marine loans. The company focuses on serving customers across Maryland, supporting both household banking needs and the credit requirements of local businesses. Headquartered in Baltimore, Maryland, BV Financial operates as a commercial banking franchise centered on relationship-based financial services and community lending.

CEO Mr. Timothy L. Prindle · 99 employees · United States · https://www.bayvanguard.com