RBKBRBKBFinancial Services · Banks - Regional

RBKB Stock Forecast: Rhinebeck Bancorp, Inc. Price Predictions for 2026-2027

Last close, 8 Oct 2026
$13
−0.15% on the day

Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 52 of 100 as at 8 Oct 2026 — in the upper half.

Market cap
$206.7M
Ticker Nerd rank
52 / 100
Median analyst target
—
Analysts covering
—
Revenue$13.4M+2.0% y/y
Net income$2.6M
Free cash flow$5.4M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
+0.2%
1M
−0.9%
YTD
+50.5%
1Y
+55.2%
From 52W high
−2.1%
From 52W low
+88.1%
$7
$13
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

RBKB stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Rhinebeck Bancorp, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 8 Oct 2026
52 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Growth
99
Momentum
95
Issuance
93
Size
67
Volatility
41
Quality
29
Revisions
25
Accruals
17
Value
15

Growth (99): Sales and profits are climbing, and climbing faster than before.

Value (15): The shares cost a lot relative to the profits and assets behind them.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

RBKB stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on RBKB, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$7$8$9$10$11$12$13Jan 26Apr 26Jul 26Oct 26RBKB

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. RBKB appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

RBKB vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 8 Oct 2026, Rhinebeck Bancorp, Inc. returned +55.2% against +16.2% for the S&P 500, dividends included.

RBKB vs S&P 500, last 12 monthsTotal return, rebased to 100
80100120140160Jan 26Apr 26Jul 26Oct 26RBKBS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

RBKB analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Fundamentals

Rhinebeck Bancorp, Inc. (RBKB) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
14.5×

Cheaper than 47% of US stocks

Price / sales
4.0×

Cheaper than 30% of US stocks

Price / book
1.4×

Cheaper than 55% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
1.4%

Higher than 30% of US stocks

Earnings growth (YoY)
−4.0%

Higher than 32% of US stocks

Gross margin
—
Operating margin
27.2%

Higher than 85% of US stocks

Net margin
18.9%

Higher than 81% of US stocks

Returns & dividend
Return on equity
7.3%

Higher than 57% of US stocks

Return on assets
0.7%

Higher than 47% of US stocks

Dividend yield
0.0%

Higher than 1% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Rhinebeck Bancorp, Inc. (RBKB) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Rhinebeck Bancorp, Inc. has a market value of $206.7M and an enterprise value of −$85.1M.

  • Revenue in the twelve months to 30 June 2026: $53.5M. The latest quarter grew 1.4% year on year.

  • Net income over the same four quarters: $9.9M, a 18.4% net margin.

  • Diluted earnings per share, trailing twelve months: $0.90.

  • Free cash flow in the twelve months to 30 June 2026: $12.7M.

  • Rhinebeck Bancorp, Inc. spent $1.8M on share buybacks in the twelve months to 30 June 2026.

  • Shares outstanding: 11.2M.

  • Trailing P/E: 14.5×.

  • Forward dividend yield: 0.00%, paying out 0% of earnings.

  • Rhinebeck Bancorp, Inc. employs 158 people — $339K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 7 Oct 2026

Data provided by Twelve Data

Peers

RBKB vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
RBKBRhinebeck Bancorp, Inc.$206.7M
52
CZWICitizens Community Bancorp, Inc. (Wisconsin)$206.6M
60
BVFLBV Financial, Inc.$192.1M
80
LARKLandmark Bancorp, Inc. (Kansas)$191.5M
94
FCAPFirst Capital, Inc.$214.5M
65
OVBCOhio Valley Banc Corp.$214.8M
32
CBFVCB Financial Services, Inc.$190.7M
50

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Rhinebeck Bancorp, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest RBKB news & analysis

Rhinebeck Bank Opens Rye Brook Branch to Advance Westchester Expansion

Accesswire · 5 Oct 2026positive

Rhinebeck Bank, the wholly owned subsidiary of Rhinebeck Bancorp, Inc., announced the opening of its new branch at 800 Westchester Avenue in Rye Brook, New York. The opening marks a step in the Bank's continued expansion into Westchester County and strengthens its ability to serve retail and commercial clients in the market.

Why it matters — A RBKB watcher would care because the new branch reflects the Bank's continued growth in Westchester County and its expanded capacity to serve retail and commercial clients there.

Rhinebeck Bank Expands Capital Region Commercial Banking Team with Appointment of Timothy Kensky

Accesswire · 24 Sept 2026positive

Rhinebeck Bank, the wholly owned subsidiary of Rhinebeck Bancorp, Inc., announced the appointment of Timothy Kensky as Senior Vice President, Commercial Lender. Based in the Capital Region, Kensky will help advance the Bank's strategy to expand its commercial banking presence and build new relationships with businesses in the market.

Why it matters — RBKB watchers would care because this appointment signals the bank's continued strategic push to grow its commercial banking footprint in the Capital Region.

RBKB vs. OBT: Which Hudson Valley Bank Stock Is the Better Buy Now?

Zacks Investment Research · 24 Sept 2026neutral

Zacks Investment Research published a comparison of Rhinebeck Bancorp (RBKB) and Orange County Bancorp (OBT), examining their differences in valuation, growth drivers, and financial profile. The article presents a comparative analysis of the two Hudson Valley bank stocks.

Why it matters — RBKB watchers would gain insight into how the company's valuation and financial profile compare with a regional peer.

Rhinebeck Bank Appoints Travis Podolec as New Senior Vice President, Commercial Lender in Orange County

Accesswire · 28 July 2026positive

Rhinebeck Bank, the wholly owned subsidiary of Rhinebeck Bancorp, Inc., announced the appointment of Travis Podolec as Senior Vice President, Commercial Lender to its Orange County lending team, where he will help expand the Bank's commercial banking relationships throughout the Hudson Valley and surrounding markets.

Why it matters — RBKB watchers would note this senior hire signals the bank's continued investment in expanding its commercial lending operations in the Hudson Valley region.

Zacks Initiates Coverage of Rhinebeck Bancorp With Neutral Recommendation

Zacks Investment Research · 28 July 2026neutral

Zacks Investment Research initiated coverage on Rhinebeck Bancorp (RBKB) with a "Neutral" recommendation, marking the first Wall Street firm to cover the stock. The research notes RBKB's improving credit quality and expanding commercial banking footprint, while also citing a competitive lending environment and margin pressures.

Why it matters — RBKB watchers would care because Zacks is the first analyst on Wall Street to initiate coverage, providing an independent assessment that highlights both the bank's improving credit quality and commercial expansion as well as the headwinds from competitive lending and margin pressures.

FAQ

Frequently asked questions about RBKB stock

How does Ticker Nerd's model rank RBKB?

As at 8 Oct 2026, Rhinebeck Bancorp, Inc. ranks 52 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Growth (99 of 100).

What is the RBKB stock forecast for 2030?

No analyst covering Rhinebeck Bancorp, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for RBKB are extrapolating price history, which says nothing about the business.

How has RBKB stock performed over the past year?

Rhinebeck Bancorp, Inc. returned +55.2% over the 12 months to 8 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Rhinebeck Bancorp, Inc. do?

Rhinebeck Bancorp, Inc. Common Stock represents ownership in Rhinebeck Bancorp, Inc., the bank holding company for Rhinebeck Bank.

What is the latest news on RBKB?

The most recent item we track (Accesswire, 5 Oct 2026): "Rhinebeck Bank Opens Rye Brook Branch to Advance Westchester Expansion". Rhinebeck Bank, the wholly owned subsidiary of Rhinebeck Bancorp, Inc., announced the opening of its new branch at 800 Westchester Avenue in Rye Brook, New York. The opening marks a step in the Bank's continued expansion into Westchester County and strengthens its ability to serve retail and commercial clients in the market.

Company

About Rhinebeck Bancorp, Inc.

Rhinebeck Bancorp, Inc. Common Stock represents ownership in Rhinebeck Bancorp, Inc., the bank holding company for Rhinebeck Bank. The company provides a broad range of banking and financial services to consumer, small business, and commercial customers across the Hudson Valley region of New York. Its current offerings include deposit accounts, residential mortgage lending, consumer loans, commercial real estate financing, commercial and industrial lending, and other business credit products. Through its banking platform, Rhinebeck Bancorp also supports wealth-related services such as retail brokerage and advisory solutions, along with life insurance and investment products offered through affiliated channels. The stock is tied to a community-focused financial institution that serves local households and businesses with traditional banking products and relationship-based service. As a public common stock issue, it reflects the market’s valuation of the company’s banking operations and regional franchise.

CEO Mr. Matthew J. Smith · 158 employees · United States · https://www.rhinebeckbank.com