FCAPFCAPFinancial Services · Banks - Regional

FCAP Stock Forecast: First Capital, Inc. Price Predictions for 2026-2027

Last close, 29 Oct 2026
$64
−1.39% on the day

Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 66 of 100 as at 29 Oct 2026 — in the upper half.

Market cap
$213.4M
Ticker Nerd rank
66/ 100
Median analyst target
—
Analysts covering
0
Revenue$14.3M+15.0% y/y
Net income$4.8M
Free cash flow$3.5M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
−0.2%
1M
+3.4%
YTD
+9.6%
1Y
+54.5%
From 52W high
−6.9%
From 52W low
+55.0%
$41
$69
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

FCAP stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores First Capital, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 29 Oct 2026
66/ 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Quality
88
Growth
85
Momentum
80
Issuance
76
Size
66
Accruals
37
Value
34
Volatility
32
Revisions
25

Quality (88): The business earns solid, repeatable profits on what it owns.

Revisions (25): Analysts have, on balance, been cutting their forecasts.

Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.

Wall Street

FCAP stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on FCAP, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$35$40$45$50$55$60$65$70Jan 26Apr 26Jul 26Oct 26FCAP

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

FCAP appears in the Radar on the weeks it earns a place.

  • Market Radar, every Monday: the week's biggest rank moves across ~4,600 US stocks, and the reason for each.
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Performance

FCAP vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 29 Oct 2026, First Capital, Inc. returned +54.5% against +13.1% for the S&P 500, dividends included.

FCAP vs S&P 500, last 12 monthsTotal return, rebased to 100
100120140160Jan 26Apr 26Jul 26Oct 26FCAPS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

FCAP analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Fundamentals

First Capital, Inc. (FCAP) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
11.2×

Cheaper than 53% of US stocks

Price / sales
3.9×

Cheaper than 30% of US stocks

Price / book
1.6×

Cheaper than 51% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
10.2%

Higher than 53% of US stocks

Earnings growth (YoY)
14.0%

Higher than 52% of US stocks

Gross margin
—
Operating margin
43.9%

Higher than 94% of US stocks

Net margin
35.0%

Higher than 92% of US stocks

Returns & dividend
Return on equity
14.2%

Higher than 73% of US stocks

Return on assets
1.5%

Higher than 55% of US stocks

Dividend yield
2.0%

Higher than 79% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

First Capital, Inc. (FCAP) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • First Capital, Inc. has a market value of $213.4M and an enterprise value of $72.7M.

  • Revenue in the twelve months to 30 June 2026: $54.5M. The latest quarter grew 10.2% year on year.

  • Net income over the same four quarters: $18.5M, a 33.8% net margin.

  • Diluted earnings per share, trailing twelve months: $5.53.

  • Free cash flow in the twelve months to 30 June 2026: $21.7M.

  • First Capital, Inc. spent $585K on share buybacks and $4.2M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 3.3M.

  • Trailing P/E: 11.2×.

  • Forward dividend yield: 2.05%, paying out 22% of earnings.

  • First Capital, Inc. employs 176 people — $310K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 30 Oct 2026

Data provided by Twelve Data

Peers

FCAP vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
FCAPFirst Capital, Inc.$213.4M66
GBFHGBank Financial Holdings, Inc.$218.8M18
CBFVCB Financial Services, Inc.$204.1M82
CFBKCF Bankshares, Inc.$224.8M85
MRBKMeridian Corp. (Pennsylvania)$225.9M53
RBKBRhinebeck Bancorp, Inc.$201.0M52
CZWICitizens Community Bancorp, Inc. (Wisconsin)$228.4M69

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own First Capital, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest FCAP news & analysis

First Capital, Inc. Reports Quarterly Earnings

GlobeNewsWire · 23 Oct 2026positive

First Capital reported net income of $5.1 million, or $1.53 per diluted share, for the quarter ended September 30, 2026. The prior-year quarter reported net income of $4.5 million, or $1.34 per diluted share.

Why it matters — The report provides FCAP watchers with the company's quarterly earnings and a comparison with the same quarter a year earlier.

First Capital, Inc. Announces Quarterly Dividend

GlobeNewsWire · 19 Aug 2026positive

First Capital, Inc. (NASDAQ: FCAP) announced that its Board of Directors has declared a quarterly cash dividend of $0.32 per share of common stock. The dividend was declared on August 19, 2026, per a company announcement from Corydon, Indiana.

Why it matters — A FCAP watcher would care because the declared quarterly cash dividend confirms the company's continued distribution of income to shareholders.

First Capital, Inc. Reports Quarterly Earnings

GlobeNewsWire · 24 July 2026neutral

First Capital, Inc. announced its quarterly earnings results. The company issued a press release detailing its financial performance for the recent quarter.

Why it matters — Quarterly earnings reports provide a regular update on FCAP's financial health and operating results, which are key indicators for anyone following the company.

FAQ

Frequently asked questions about FCAP stock

How does Ticker Nerd's model rank FCAP?

As at 29 Oct 2026, First Capital, Inc. ranks 66 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Quality (88 of 100).

What is the FCAP stock forecast for 2030?

No analyst covering First Capital, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for FCAP are extrapolating price history, which says nothing about the business.

How has FCAP stock performed over the past year?

First Capital, Inc. returned +54.5% over the 12 months to 29 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does First Capital, Inc. do?

First Capital, Inc. is a bank holding company that serves as the parent of First Harrison Bank.

What is the latest news on FCAP?

The most recent item we track (GlobeNewsWire, 23 Oct 2026): "First Capital, Inc. Reports Quarterly Earnings". First Capital reported net income of $5.1 million, or $1.53 per diluted share, for the quarter ended September 30, 2026. The prior-year quarter reported net income of $4.5 million, or $1.34 per diluted share.

Company

About First Capital, Inc.

First Capital, Inc. is a bank holding company that serves as the parent of First Harrison Bank. The company focuses on providing commercial and consumer banking services to individuals and business customers, with activities centered on retail banking, business banking, and lending. Its loan portfolio includes residential real estate, land, construction, commercial real estate, home equity, second mortgage, and other consumer and business loans. First Capital also supports local financial needs through mortgage lending and related banking products, serving communities in Indiana and Kentucky. Headquartered in Corydon, Indiana, First Capital, Inc. operates as a community-oriented financial institution within the regional banking market.

CEO Mr. Michael Chris Frederick · 176 employees · United States · https://www.firstharrison.com