INBKINBKFinancial Services · Banks - Regional

INBK Stock Forecast: First Internet Bancorp Price Predictions for 2026-2027

Last close, 3 Aug 2026
$30
+1.63% on the day

The 5 Wall Street analysts covering First Internet Bancorp hold a median 12-month price target of $30 — -1.5% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 50 of 100 as at 1 Aug 2026 — in the upper half.

Market cap
$256.8M
Ticker Nerd rank
50 / 100
Median analyst target
$30
Analysts covering
5
Total return, dividends reinvested
1W
+13.2%
1M
+6.5%
YTD
+44.2%
1Y
+41.0%
From 52W high
0.0%
From 52W low
+74.9%
$17
$30
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

INBK stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores First Internet Bancorp on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 1 Aug 2026
50 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Accruals
79
Issuance
79
Revisions
77
Size
64
Value
50
Momentum
46
Growth
21
Quality
10
Volatility
6

Accruals (79): Reported profit is backed by cash, and the company is not expanding recklessly.

Volatility (6): The share price moves around a lot.

The rank is the raw material. Whether the rules would actually own First Internet Bancorp — and when they’d sell — is the membership.

Wall Street

INBK stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on INBK, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$20$25$30$35Oct 25Jan 26Apr 26Jul 26INBKHigh $35Median $30Low $28

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

What Wall Street says5 analysts
2 Buy3 Hold0 Sell
Low $28Median $30High $35

The green dot is the last close — the median target sits −1.5% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 3 moved their price target up and 0 moved it down.

DateFirmActionRatingTarget
31 July 2026BenchmarkMaintainsBuy$33$35
31 July 2026Piper SandlerMaintainsNeutral$26$30
26 June 2026Piper SandlerMaintainsNeutral$24$26
25 June 2026BenchmarkInitiatesBuy$33
1 May 2026Keefe, Bruyette & WoodsMaintainsMarket Perform
1 May 2026Piper SandlerMaintainsNeutral
30 Jan 2026Keefe, Bruyette & WoodsMaintainsMarket Perform
30 Jan 2026Piper SandlerMaintainsNeutral
27 Oct 2025Piper SandlerMaintainsNeutral
24 Oct 2025Keefe, Bruyette & WoodsMaintainsMarket Perform
28 July 2025Keefe, Bruyette & WoodsReiteratesMarket Perform
28 July 2025Piper SandlerMaintainsNeutral
29 Apr 2025Keefe, Bruyette & WoodsMaintainsMarket Perform
28 Apr 2025Piper SandlerMaintainsNeutral
2 Apr 2025Hovde GroupMaintainsOutperform
27 Jan 2025Piper SandlerMaintainsNeutral
24 Jan 2025Keefe, Bruyette & WoodsReiteratesMarket Perform
4 Dec 2024Keefe, Bruyette & WoodsMaintainsMarket Perform
29 July 2024Piper SandlerMaintainsNeutral
26 July 2024Craig-HallumMaintainsBuy

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Estimates

INBK analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+8.5%
Analysts raising
1
Analysts cutting
2
Fundamentals

First Internet Bancorp (INBK) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
11.2×

Cheaper than 57% of US stocks

Price / sales
4.7×

Cheaper than 26% of US stocks

Price / book
0.7×

Cheaper than 80% of US stocks

EV / EBITDA
Growth & margins
Revenue growth (YoY)
39.0%

Higher than 84% of US stocks

Earnings growth (YoY)
1126.4%

Higher than 98% of US stocks

Gross margin
Operating margin
11.5%

Higher than 69% of US stocks

Net margin
−57.0%

Higher than 9% of US stocks

Returns & dividend
Return on equity
−8.3%

Higher than 37% of US stocks

Return on assets
−0.5%

Higher than 41% of US stocks

Dividend yield
0.8%

Higher than 18% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Peers

INBK vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
INBKFirst Internet Bancorp$256.8M
50
NKSHNational Bankshares, Inc.$258.6M
75
RMBIRichmond Mutual Bancorporation, Inc.$262.2M
39
FBLAFB Bancorp, Inc.$249.8M
33
VABKVirginia National Bankshares Corp.$248.3M
76
WNEBWestern New England Bancorp, Inc.$265.0M
79
CFFIC&F Financial Corp.$267.4M
70
Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. INBK appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

News

Latest INBK news & analysis

First Internet Bancorp (INBK) Q2 2026 Earnings Call Transcript

Seeking Alpha · 31 July 2026neutral

First Internet Bancorp (INBK) published the transcript of its Q2 2026 earnings call on Seeking Alpha.

Why it matters — INBK watchers can review the transcript for management's commentary on the bank's second-quarter financial results and outlook.

First Internet Bancorp (INBK) Tops Q2 Earnings Estimates

Zacks Investment Research · 31 July 2026positive

First Internet Bancorp (INBK) reported Q2 earnings of $0.27 per share, surpassing the Zacks Consensus Estimate of $0.03 per share and up from $0.02 per share in the same quarter last year.

Why it matters — The significant earnings beat, well above both analyst expectations and year-ago results, signals a potentially strong quarter for the company that may influence investor sentiment.

Here's What Key Metrics Tell Us About First Internet (INBK) Q2 Earnings

Zacks Investment Research · 30 July 2026neutral

Zacks Investment Research published an analysis comparing First Internet Bancorp's Q2 2026 revenue and EPS against Wall Street estimates and year-ago figures.

Why it matters — INBK watchers can see how key performance metrics stack up against analyst expectations and prior-year results, offering a clearer picture of the company's quarterly trajectory.

First Internet Bancorp Reports Second Quarter 2026 Results

Business Wire · 30 July 2026positive

First Internet Bancorp reported its financial and operational results for the second quarter ended June 30, 2026, including a provision for credit losses of $13.4 million, down from $16.3 million in the prior quarter, and a second consecutive decline in total nonaccrual loans.

Why it matters — The continued improvement in credit quality, marked by falling provisions and declining nonaccrual loans, signals strengthening asset health for First Internet Bancorp.

FAQ

Frequently asked questions about INBK stock

What is the INBK stock price forecast for 2026-2027?

The 5 Wall Street analysts covering First Internet Bancorp have a median 12-month price target of $30, with estimates ranging from $28 to $35. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is INBK stock a buy right now?

Of the 5 analysts covering First Internet Bancorp, 2 rate it a Buy, 3 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks First Internet Bancorp 50 out of 100 across roughly 4,600 US stocks as at 1 Aug 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank INBK?

As at 1 Aug 2026, First Internet Bancorp ranks 50 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Accruals (79 of 100).

Will INBK stock go up?

No one can know that. What the data says: the median 12-month target from 5 analysts implies -1.5% from the last close, and Ticker Nerd's factor model ranks First Internet Bancorp 50 out of 100 as at 1 Aug 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the INBK stock forecast for 2030?

No analyst covering First Internet Bancorp publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for INBK are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $28 to $35 over the next 12 months.

How has INBK stock performed over the past year?

First Internet Bancorp returned +41.0% over the 12 months to 3 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.

What does First Internet Bancorp do?

First Internet Bancorp operates as a financial holding company providing a complete suite of online banking services. As a pioneering entity in internet-based banking, it serves a diverse clientele, including individuals, small businesses, and commercial enterprises.

What is the latest news on INBK?

The most recent item we track (Seeking Alpha, 31 July 2026): "First Internet Bancorp (INBK) Q2 2026 Earnings Call Transcript". First Internet Bancorp (INBK) published the transcript of its Q2 2026 earnings call on Seeking Alpha.

Company

About First Internet Bancorp.

First Internet Bancorp operates as a financial holding company providing a complete suite of online banking services. As a pioneering entity in internet-based banking, it serves a diverse clientele, including individuals, small businesses, and commercial enterprises. Offering essential financial products such as checking and savings accounts, mortgages, personal and business loans, First Internet Bancorp is at the forefront of the digital transformation in the banking sector. With no physical branches, it leverages technology to deliver services directly to clients through its robust online platform, reducing operational costs and expanding reach. Headquartered in Fishers, Indiana, the company is predominantly influential in the financial services market catering to tech-savvy customers who prefer convenience and efficiency electronically. As one of the earlier established internet-only banks in the United States, First Internet Bancorp plays a significant role in the evolution of modern banking, promoting financial inclusion by ensuring customers nationwide have access to premier banking services.

CEO Mr. David B. Becker · 354 employees · United States · https://www.firstinternetbancorp.com