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INBK Stock Forecast: First Internet Bancorp Price Predictions for 2026-2027

Last close, 8 Oct 2026
$26
−0.04% on the day

The 5 Wall Street analysts covering First Internet Bancorp hold a median 12-month price target of $30 — +11.5% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 54 of 100 as at 8 Oct 2026 — in the upper half.

Market cap
$241.2M
Ticker Nerd rank
54 / 100
Median analyst target
$30
Analysts covering
5
Revenue$39.0M+21.8% y/y
Net income$2.4M
Free cash flow$24.3M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
−2.4%
1M
−7.7%
YTD
+27.8%
1Y
+20.8%
From 52W high
−11.4%
From 52W low
+54.9%
$17
$30
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

INBK stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores First Internet Bancorp on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 8 Oct 2026
54 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Issuance
79
Accruals
79
Revisions
70
Size
66
Momentum
59
Value
54
Growth
22
Volatility
13
Quality
10

Issuance (79): The share count has been shrinking and the company is not leaning on new borrowing.

Quality (10): Profits are thin or unreliable for the size of the business, or they are not turning into cash.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

INBK stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on INBK, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$20$25$30$35Jan 26Apr 26Jul 26Oct 26INBKHigh $35Median $30Low $28

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says5 analysts
2 Buy3 Hold0 Sell
Low $28Median $30High $35

The green dot is the last close — the median target sits +11.5% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 3 moved their price target up and 0 moved it down.

DateFirmActionRatingTarget
31 July 2026BenchmarkMaintainsBuy$33 → $35
31 July 2026Piper SandlerMaintainsNeutral$26 → $30
26 June 2026Piper SandlerMaintainsNeutral$24 → $26
26 June 2026Piper SandlerMaintainsNeutral—
25 June 2026BenchmarkInitiatesBuy—
25 June 2026BenchmarkInitiatesBuy$33
1 May 2026Keefe, Bruyette & WoodsMaintainsMarket Perform—
1 May 2026Piper SandlerMaintainsNeutral—
30 Jan 2026Keefe, Bruyette & WoodsMaintainsMarket Perform—
30 Jan 2026Piper SandlerMaintainsNeutral—
27 Oct 2025Piper SandlerMaintainsNeutral—
24 Oct 2025Keefe, Bruyette & WoodsMaintainsMarket Perform—
28 July 2025Keefe, Bruyette & WoodsReiteratesMarket Perform—
28 July 2025Piper SandlerMaintainsNeutral—
29 Apr 2025Keefe, Bruyette & WoodsMaintainsMarket Perform—
28 Apr 2025Piper SandlerMaintainsNeutral—
2 Apr 2025Hovde GroupMaintainsOutperform—
27 Jan 2025Piper SandlerMaintainsNeutral—
24 Jan 2025Keefe, Bruyette & WoodsReiteratesMarket Perform—
4 Dec 2024Keefe, Bruyette & WoodsMaintainsMarket Perform—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. INBK appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

INBK vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 8 Oct 2026, First Internet Bancorp returned +20.8% against +16.2% for the S&P 500, dividends included.

INBK vs S&P 500, last 12 monthsTotal return, rebased to 100
8090100110120130140Jan 26Apr 26Jul 26Oct 26INBKS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

INBK analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+12.3%
Analysts raising
1
Analysts cutting
0
Fundamentals

First Internet Bancorp (INBK) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
11.2×

Cheaper than 55% of US stocks

Price / sales
4.3×

Cheaper than 28% of US stocks

Price / book
0.7×

Cheaper than 81% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
39.0%

Higher than 83% of US stocks

Earnings growth (YoY)
1126.4%

Higher than 98% of US stocks

Gross margin
—
Operating margin
11.5%

Higher than 67% of US stocks

Net margin
−57.0%

Higher than 9% of US stocks

Returns & dividend
Return on equity
−8.3%

Higher than 37% of US stocks

Return on assets
−0.5%

Higher than 41% of US stocks

Dividend yield
0.9%

Higher than 69% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

First Internet Bancorp (INBK) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • First Internet Bancorp has a market value of $241.2M and an enterprise value of $175.4M.

  • Revenue in the twelve months to 30 June 2026: $123.7M. The latest quarter grew 39.0% year on year.

  • Net income over the same four quarters: −$31.4M, a −25.4% net margin.

  • Diluted earnings per share, trailing twelve months: $−3.60.

  • Free cash flow in the twelve months to 30 June 2026: $159.9M.

  • First Internet Bancorp spent $2.1M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 8.7M.

  • Trailing P/E: 11.2×; forward P/E: 6.0× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 0.89%, paying out 14% of earnings.

  • First Internet Bancorp employs 354 people — $350K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 8 Oct 2026

Data provided by Twelve Data

Peers

INBK vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
INBKFirst Internet Bancorp$241.2M
54
OPBKOP Bancorp$224.5M
83
CFBKCF Bankshares, Inc.$224.3M
58
MRBKMeridian Corp. (Pennsylvania)$222.1M
53
PEBKPeoples Bancorp of North Carolina, Inc.$241.6M
58
BCBPBCB Bancorp, Inc.$241.8M
35
CMTVCommunity Bancorp (Vermont)$245.5M
79

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own First Internet Bancorp — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest INBK news & analysis

First Internet Bancorp to Pay Cash Dividend

Business Wire · 21 Sept 2026neutral

First Internet Bancorp's Board of Directors declared a quarterly cash dividend of $0.06 per common share, payable on October 15, 2026, to shareholders of record as of October 1, 2026. Future dividends remain at the Board's discretion and depend on various factors including the company's results of operations.

Why it matters — INBK watchers would care because this confirms the company is returning capital to shareholders through an ongoing quarterly dividend program.

First Internet Bancorp Completes Private Placement of $20.5 Million of 8.0% Fixed-to-Floating Rate Subordinated Notes

Business Wire · 10 Sept 2026neutral

First Internet Bancorp announced the completion of a private placement of $20.5 million in aggregate principal amount of 8.0% fixed-to-floating rate subordinated notes due 2036. The notes bear interest at a fixed rate of 8.0% per annum from September 10, 2026 to September 15, 2031, with interest payable semi-annually in arrears during that period.

Why it matters — This capital-raising transaction strengthens First Internet Bancorp's funding and capital position, which is relevant to INBK watchers monitoring the company's balance sheet and financing activities.

First Internet Bancorp to Participate in the Oppenheimer Fintech Leaders Conference

Business Wire · 2 Sept 2026neutral

First Internet Bancorp (Nasdaq: INBK) announced it will participate in the Oppenheimer Fintech Leaders Conference on September 15, 2026, in New York City. President and COO Nicole Lorch and EVP and CFO Ken Lovik will attend on behalf of the company.

Why it matters — Conference participation gives INBK management an opportunity to present the company's business and strategy to investors and industry leaders in the fintech space.

System Upgrade: First Internet Bancorp Options Surge

MarketBeat · 4 Aug 2026neutral

On July 31, 2026, the options market for First Internet Bancorp (NASDAQ: INBK) recorded a historic flow anomaly, with the item citing a surge in options activity in the thinly traded regional bank. The report highlights that institutional capital appeared to leave a significant footprint in the stock's options market.

Why it matters — An unusual options flow in a thinly traded regional bank often draws attention from INBK watchers as a signal that institutional investors may be positioning in the stock.

First Internet Bancorp (INBK) Q2 2026 Earnings Call Transcript

Seeking Alpha · 31 July 2026neutral

First Internet Bancorp (INBK) published the transcript of its Q2 2026 earnings call on Seeking Alpha.

Why it matters — INBK watchers can review the transcript for management's commentary on the bank's second-quarter financial results and outlook.

FAQ

Frequently asked questions about INBK stock

What is the INBK stock price forecast for 2026-2027?

The 5 Wall Street analysts covering First Internet Bancorp have a median 12-month price target of $30, with estimates ranging from $28 to $35. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is INBK stock a buy right now?

Of the 5 analysts covering First Internet Bancorp, 2 rate it a Buy, 3 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks First Internet Bancorp 54 out of 100 across roughly 4,600 US stocks as at 8 Oct 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank INBK?

As at 8 Oct 2026, First Internet Bancorp ranks 54 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Issuance (79 of 100).

Will INBK stock go up?

No one can know that. What the data says: the median 12-month target from 5 analysts implies +11.5% from the last close, and Ticker Nerd's factor model ranks First Internet Bancorp 54 out of 100 as at 8 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the INBK stock forecast for 2030?

No analyst covering First Internet Bancorp publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for INBK are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $28 to $35 over the next 12 months.

How has INBK stock performed over the past year?

First Internet Bancorp returned +20.8% over the 12 months to 8 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does First Internet Bancorp do?

First Internet Bancorp is a bank holding company that operates through First Internet Bank of Indiana, offering a broad range of commercial, small business, consumer, and municipal banking services. The company focuses on digital banking, providing deposit products, treasury management, corporate credit cards, and lending solutions for businesses, households, and public-sector clients.

What is the latest news on INBK?

The most recent item we track (Business Wire, 21 Sept 2026): "First Internet Bancorp to Pay Cash Dividend". First Internet Bancorp's Board of Directors declared a quarterly cash dividend of $0.06 per common share, payable on October 15, 2026, to shareholders of record as of October 1, 2026. Future dividends remain at the Board's discretion and depend on various factors including the company's results of operations.

Company

About First Internet Bancorp.

First Internet Bancorp is a bank holding company that operates through First Internet Bank of Indiana, offering a broad range of commercial, small business, consumer, and municipal banking services. The company focuses on digital banking, providing deposit products, treasury management, corporate credit cards, and lending solutions for businesses, households, and public-sector clients. Its lending activities include commercial and industrial loans, commercial real estate finance, residential mortgages, consumer credit, and specialized municipal finance products. First Internet Bancorp serves customers nationwide through online channels, supporting banking relationships without a traditional branch network. Headquartered in Fishers, Indiana, First Internet Bancorp plays a specialized role in the U.S. financial services market by combining relationship-based banking with an internet-first operating model.

CEO Mr. David B. Becker · 354 employees · United States · https://www.firstinternetbancorp.com