CZWICZWIFinancial Services · Banks - Regional

CZWI Stock Forecast: Citizens Community Bancorp, Inc. (Wisconsin) Price Predictions for 2026-2027

Last close, 29 Oct 2026
$24
−0.38% on the day

The 2 Wall Street analysts covering Citizens Community Bancorp, Inc. (Wisconsin) hold a median 12-month price target of $23 — -1.8% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 69 of 100 as at 29 Oct 2026 — in the upper half.

Market cap
$229.0M
Ticker Nerd rank
69/ 100
Median analyst target
$23
Analysts covering
2
Revenue$16.1M−0.1% y/y
Net income$1.1M
Free cash flow$6.4M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
+10.1%
1M
+11.4%
YTD
+34.9%
1Y
+53.1%
From 52W high
−0.7%
From 52W low
+53.6%
$15
$24
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

CZWI stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Citizens Community Bancorp, Inc. (Wisconsin) on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 29 Oct 2026
69/ 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Momentum
95
Issuance
77
Revisions
73
Volatility
72
Size
65
Growth
57
Value
37
Accruals
32
Quality
21

Momentum (95): The shares have been drifting up relative to others.

Quality (21): Profits are thin or unreliable for the size of the business, or they are not turning into cash.

Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.

Wall Street

CZWI stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on CZWI, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$14$16$18$20$22$24Jan 26Apr 26Jul 26Oct 26CZWIHigh $24Median $23Low $23

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says2 analysts
0 Buy2 Hold0 Sell
Low $23Median $23High $24

The green dot is the last close — the median target sits −1.8% from it.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
10 July 2026Hovde GroupDowngradeMarket Perform$21 → $24
28 Nov 2017Piper SandlerInitiatesBuy—
28 Nov 2017Sandler O'NeillInitiatesBuy—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

CZWI appears in the Radar on the weeks it earns a place.

  • Market Radar, every Monday: the week's biggest rank moves across ~4,600 US stocks, and the reason for each.
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Performance

CZWI vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 29 Oct 2026, Citizens Community Bancorp, Inc. (Wisconsin) returned +53.1% against +13.1% for the S&P 500, dividends included.

CZWI vs S&P 500, last 12 monthsTotal return, rebased to 100
90100110120130140150160Jan 26Apr 26Jul 26Oct 26CZWIS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

CZWI analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
−21.4%
Analysts raising
0
Analysts cutting
2
Fundamentals

Citizens Community Bancorp, Inc. (Wisconsin) (CZWI) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
18.1×

Cheaper than 40% of US stocks

Price / sales
3.8×

Cheaper than 31% of US stocks

Price / book
1.2×

Cheaper than 64% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
10.7%

Higher than 55% of US stocks

Earnings growth (YoY)
46.8%

Higher than 73% of US stocks

Gross margin
—
Operating margin
40.5%

Higher than 92% of US stocks

Net margin
24.2%

Higher than 85% of US stocks

Returns & dividend
Return on equity
7.7%

Higher than 58% of US stocks

Return on assets
0.8%

Higher than 48% of US stocks

Dividend yield
2.0%

Higher than 79% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Citizens Community Bancorp, Inc. (Wisconsin) (CZWI) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Citizens Community Bancorp, Inc. (Wisconsin) has a market value of $229.0M and an enterprise value of $183.8M.

  • Revenue in the twelve months to 30 June 2026: $64.2M. The latest quarter grew 10.7% year on year.

  • Net income over the same four quarters: $12.8M, a 20.0% net margin.

  • Diluted earnings per share, trailing twelve months: $1.31.

  • Free cash flow in the twelve months to 30 June 2026: $19.3M, after $3.0M of capital spending.

  • Citizens Community Bancorp, Inc. (Wisconsin) spent $6.2M on share buybacks and $2.0M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 9.7M.

  • Trailing P/E: 18.1×; forward P/E: 10.9× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 2.03%, paying out 16% of earnings.

  • Citizens Community Bancorp, Inc. (Wisconsin) employs 217 people — $296K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 28 Oct 2026

Data provided by Twelve Data

Peers

CZWI vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
CZWICitizens Community Bancorp, Inc. (Wisconsin)$229.0M69
OPBKOP Bancorp$230.0M90
MRBKMeridian Corp. (Pennsylvania)$225.9M53
OVBCOhio Valley Banc Corp.$231.1M31
CFBKCF Bankshares, Inc.$224.8M85
CMTVCommunity Bancorp (Vermont)$235.9M74
INBKFirst Internet Bancorp$237.4M37

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Citizens Community Bancorp, Inc. (Wisconsin) — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest CZWI news & analysis

Here's What Key Metrics Tell Us About Citizens Community Bancorp (CZWI) Q3 Earnings

Zacks Investment Research · 26 Oct 2026neutral

Zacks notes that CZWI’s Q3 revenue and EPS offer a view of performance for the quarter ended September 2026, while comparing key metrics with Wall Street estimates and year-ago figures may provide additional context.

Why it matters — These comparisons give CZWI watchers more context for assessing quarterly results against expectations and the prior year.

Citizens Community Bancorp, Inc. (CZWI) Q3 Earnings and Revenues Top Estimates

Zacks Investment Research · 26 Oct 2026positive

Citizens Community Bancorp reported quarterly earnings of $0.56 per share, above the Zacks Consensus Estimate of $0.44. Earnings were $0.37 per share in the year-ago quarter.

Why it matters — CZWI watchers may note that quarterly earnings exceeded the consensus estimate and were higher than a year earlier.

Citizens Community Bancorp, Inc. Reports Third Quarter 2026 Earnings of $0.56 Per Share; Board Approves 14% Increase in Quarterly Dividend to $0.12 per Share

GlobeNewsWire · 26 Oct 2026positive

Citizens Community Bancorp reported third-quarter 2026 earnings of $5.4 million, or $0.56 per diluted share, compared with $1.1 million, or $0.11 per share, in the prior quarter and $3.7 million, or $0.37 per share, a year earlier. For the first nine months of 2026, earnings were $10.3 million, or $1.06 per diluted share, versus $10.1 million, or $1.02, in the year-ago period.

Why it matters — The report gives CZWI watchers updated quarterly and year-to-date earnings results for comparison with prior periods.

Dividend Champion, Contender, And Challenger Highlights: Week August 16

Seeking Alpha · 14 Aug 2026neutral

The article provides a weekly roundup of dividend activity for Dividend Champions, Contenders, and Challengers, including companies that changed their dividends and those with upcoming ex-dividend dates. CZWI is listed among the dividend stocks being tracked.

Why it matters — For CZWI watchers, this indicates the company is included in dividend-focused tracking lists, which may be relevant for investors monitoring dividend consistency and activity.

Citizens Community Bancorp, Inc. (CZWI) Could Be a Great Choice

Zacks Investment Research · 10 Aug 2026positive

Zacks Investment Research published an article considering whether Citizens Community Bancorp (CZWI) could be a strong dividend stock, noting that finding a great dividend stock is difficult and questioning whether CZWI has the qualities to qualify.

Why it matters — The article highlights CZWI's potential as a dividend-paying stock, which is relevant to investors watching the company for income opportunities.

FAQ

Frequently asked questions about CZWI stock

What is the CZWI stock price forecast for 2026-2027?

The 2 Wall Street analysts covering Citizens Community Bancorp, Inc. (Wisconsin) have a median 12-month price target of $23, with estimates ranging from $23 to $24. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is CZWI stock a buy right now?

Of the 2 analysts covering Citizens Community Bancorp, Inc. (Wisconsin), 0 rate it a Buy, 2 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Citizens Community Bancorp, Inc. (Wisconsin) 69 out of 100 across roughly 4,600 US stocks as at 29 Oct 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank CZWI?

As at 29 Oct 2026, Citizens Community Bancorp, Inc. (Wisconsin) ranks 69 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Momentum (95 of 100).

Will CZWI stock go up?

No one can know that. What the data says: the median 12-month target from 2 analysts implies -1.8% from the last close, and Ticker Nerd's factor model ranks Citizens Community Bancorp, Inc. (Wisconsin) 69 out of 100 as at 29 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the CZWI stock forecast for 2030?

No analyst covering Citizens Community Bancorp, Inc. (Wisconsin) publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for CZWI are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $23 to $24 over the next 12 months.

How has CZWI stock performed over the past year?

Citizens Community Bancorp, Inc. (Wisconsin) returned +53.1% over the 12 months to 29 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Citizens Community Bancorp, Inc. (Wisconsin) do?

Citizens Community Bancorp, Inc. is a bank holding company that operates through Citizens Community Federal N.A., a federally chartered community bank serving businesses, agricultural operators, and consumers in Wisconsin and Minnesota.

What is the latest news on CZWI?

The most recent item we track (Zacks Investment Research, 26 Oct 2026): "Here's What Key Metrics Tell Us About Citizens Community Bancorp (CZWI) Q3 Earnings". Zacks notes that CZWI’s Q3 revenue and EPS offer a view of performance for the quarter ended September 2026, while comparing key metrics with Wall Street estimates and year-ago figures may provide additional context.

Company

About Citizens Community Bancorp, Inc. (Wisconsin).

Citizens Community Bancorp, Inc. is a bank holding company that operates through Citizens Community Federal N.A., a federally chartered community bank serving businesses, agricultural operators, and consumers in Wisconsin and Minnesota. The company provides a broad range of traditional banking products, including commercial and agricultural lending, residential mortgages, consumer loans, home equity lines of credit, and deposit services such as savings accounts, money market accounts, demand deposits, and certificates of deposit. It also maintains an investment securities portfolio to support its banking operations. Citizens Community Bancorp focuses on community-based financial services across the Chippewa Valley, Twin Cities, Mankato, and surrounding rural markets, making it a regional provider of relationship-driven banking services.

CEO Mr. Stephen M. Bianchi · 217 employees · United States · https://ccf.us