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PEBKPEBKFinancial Services · Banks - Regional

PEBK Stock Forecast: Peoples Bancorp of North Carolina, Inc. Price Predictions for 2026-2027

Last close, 30 Oct 2026
$44
−1.27% on the day

Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 76 of 100 as at 29 Oct 2026 — inside the top quartile.

Market cap
$234.3M
Ticker Nerd rank
76/ 100
Median analyst target
—
Analysts covering
0
Revenue$20.2M+6.9% y/y
Net income$5.2M
Free cash flow$6.0M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
+1.3%
1M
+2.7%
YTD
+24.1%
1Y
+53.0%
From 52W high
−2.2%
From 52W low
+55.7%
$28
$45
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

PEBK stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Peoples Bancorp of North Carolina, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 29 Oct 2026
76/ 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Momentum
97
Growth
77
Issuance
75
Quality
74
Volatility
74
Size
64
Value
50
Accruals
46
Revisions
25

Momentum (97): The shares have been drifting up relative to others.

Revisions (25): Analysts have, on balance, been cutting their forecasts.

Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.

Wall Street

PEBK stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on PEBK, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$30$35$40$45Jan 26Apr 26Jul 26Oct 26PEBK

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

PEBK appears in the Radar on the weeks it earns a place.

  • Market Radar, every Monday: the week's biggest rank moves across ~4,600 US stocks, and the reason for each.
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Performance

PEBK vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 30 Oct 2026, Peoples Bancorp of North Carolina, Inc. returned +53.0% against +14.4% for the S&P 500, dividends included.

PEBK vs S&P 500, last 12 monthsTotal return, rebased to 100
90100110120130140150160Jan 26Apr 26Jul 26Oct 26PEBKS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

PEBK analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Fundamentals

Peoples Bancorp of North Carolina, Inc. (PEBK) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
11.0×

Cheaper than 56% of US stocks

Price / sales
2.6×

Cheaper than 45% of US stocks

Price / book
1.5×

Cheaper than 53% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
6.5%

Higher than 44% of US stocks

Earnings growth (YoY)
55.1%

Higher than 76% of US stocks

Gross margin
—
Operating margin
32.7%

Higher than 88% of US stocks

Net margin
24.0%

Higher than 85% of US stocks

Returns & dividend
Return on equity
14.3%

Higher than 73% of US stocks

Return on assets
1.3%

Higher than 52% of US stocks

Dividend yield
1.9%

Higher than 78% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Peoples Bancorp of North Carolina, Inc. (PEBK) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Peoples Bancorp of North Carolina, Inc. has a market value of $234.3M and an enterprise value of $198.7M.

  • Revenue in the twelve months to 30 June 2026: $76.9M. The latest quarter grew 6.5% year on year.

  • Net income over the same four quarters: $20.0M, a 25.9% net margin.

  • Diluted earnings per share, trailing twelve months: $3.64.

  • Free cash flow in the twelve months to 30 June 2026: $20.1M.

  • Peoples Bancorp of North Carolina, Inc. spent $5.4M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 5.3M.

  • Trailing P/E: 11.0×.

  • Forward dividend yield: 1.91%, paying out 23% of earnings.

  • Peoples Bancorp of North Carolina, Inc. employs 268 people — $287K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 30 Oct 2026

Data provided by Twelve Data

Peers

PEBK vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
PEBKPeoples Bancorp of North Carolina, Inc.$234.3M76
EFSIEagle Financial Services, Inc.$249.3M81
INBKFirst Internet Bancorp$237.4M37
CMTVCommunity Bancorp (Vermont)$235.9M74
OVBCOhio Valley Banc Corp.$231.1M31
OPBKOP Bancorp$230.0M90
CZWICitizens Community Bancorp, Inc. (Wisconsin)$228.4M69

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Peoples Bancorp of North Carolina, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest PEBK news & analysis

Peoples Bancorp Stock Slips Post Q3 Earnings Despite NIM Expansion

Zacks Investment Research · 22 Oct 2026neutral

Peoples Bancorp’s third-quarter 2026 earnings benefited from net interest margin expansion, higher loan income and lower funding costs, despite weaker non-interest revenues. Its stock slipped after the earnings report.

Why it matters — PEBK watchers may note the reported improvement in net interest margin and loan-related income alongside weaker non-interest revenues and the post-report stock decline.

Peoples Bancorp Announces Third Quarter 2026 Results

Accesswire · 19 Oct 2026positive

Peoples Bancorp reported third-quarter 2026 net earnings of $5.7 million, or $1.05 per diluted share, compared with $3.7 million, or $0.67 per diluted share, a year earlier. Net interest margin was 3.85%, up from 3.58% in the third quarter of 2025.

Why it matters — PEBK watchers may note the year-over-year increases in reported earnings and net interest margin.

PEBK vs. FCBC: Which Community Banking Stock Is the Better Buy Today?

Zacks Investment Research · 1 Sept 2026neutral

A Zacks Investment Research article compares Peoples Bancorp of North Carolina, Inc. (PEBK) with First Community, examining their different growth drivers, funding strengths, and valuations to assess which community banking stock is better positioned. The piece presents an analytical comparison between the two banks.

Why it matters — PEBK watchers would gain insight into how the bank's growth drivers, funding strengths, and valuation stack up against a peer community bank.

Peoples Bancorp Announces Cash Dividend

Accesswire · 21 Aug 2026positive

Peoples Bancorp of North Carolina, Inc. announced that its Board of Directors declared a regular cash dividend of $0.21 per share for the third quarter of 2026. The dividend is payable on September 15, 2026, to shareholders of record on September 3, 2026.

Why it matters — This declaration confirms the company is maintaining its regular quarterly dividend payout, which is relevant to income-focused shareholders of PEBK.

FAQ

Frequently asked questions about PEBK stock

How does Ticker Nerd's model rank PEBK?

As at 29 Oct 2026, Peoples Bancorp of North Carolina, Inc. ranks 76 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Momentum (97 of 100).

What is the PEBK stock forecast for 2030?

No analyst covering Peoples Bancorp of North Carolina, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for PEBK are extrapolating price history, which says nothing about the business.

How has PEBK stock performed over the past year?

Peoples Bancorp of North Carolina, Inc. returned +53.0% over the 12 months to 30 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Peoples Bancorp of North Carolina, Inc. do?

Peoples Bancorp of North Carolina, Inc. is a bank holding company that operates through its wholly owned subsidiary, Peoples Bank.

What is the latest news on PEBK?

The most recent item we track (Zacks Investment Research, 22 Oct 2026): "Peoples Bancorp Stock Slips Post Q3 Earnings Despite NIM Expansion". Peoples Bancorp’s third-quarter 2026 earnings benefited from net interest margin expansion, higher loan income and lower funding costs, despite weaker non-interest revenues. Its stock slipped after the earnings report.

Company

About Peoples Bancorp of North Carolina, Inc.

Peoples Bancorp of North Carolina, Inc. is a bank holding company that operates through its wholly owned subsidiary, Peoples Bank. Peoples Bank provides a broad range of banking products and services for individuals and small-to-medium-sized businesses, including deposit accounts, lending solutions, mortgage-related services, and cash management tools. The company also serves commercial and consumer clients through community banking operations in North Carolina, supporting everyday financial needs as well as business financing requirements. In addition to traditional banking, its business segments include Community Bank Real Estate Solutions and other specialized activities that extend its role in local financial services. Headquartered in Newton, North Carolina, Peoples Bancorp of North Carolina plays a focused role in the regional banking market by combining relationship-based community banking with a diversified set of financial services.

CEO Mr. William D. Cable Sr. · 268 employees · United States · https://www.peoplesbanknc.com