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PEBK Stock Forecast: Peoples Bancorp of North Carolina, Inc. Price Predictions for 2026-2027

Last close, 11 Sept 2026
$44
+1.09% on the day

Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 61 of 100 as at 12 Sept 2026 — in the upper half.

Market cap
$235.9M
Ticker Nerd rank
61 / 100
Median analyst target
—
Analysts covering
0
Revenue$20.2M+6.9% y/y
Net income$5.2M
Free cash flow$6.0M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
+2.4%
1M
+0.9%
YTD
+24.9%
1Y
+43.1%
From 52W high
−1.5%
From 52W low
+61.4%
$27
$45
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

PEBK stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Peoples Bancorp of North Carolina, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 12 Sept 2026
61 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Momentum
98
Issuance
76
Quality
65
Size
65
Growth
60
Value
48
Volatility
47
Accruals
31
Revisions
25

Momentum (98): The shares have been drifting up relative to others.

Revisions (25): Analysts have, on balance, been cutting their forecasts.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

PEBK stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on PEBK, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$30$35$40$45Oct 25Jan 26Apr 26Jul 26PEBK

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. PEBK appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

PEBK vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 11 Sept 2026, Peoples Bancorp of North Carolina, Inc. returned +43.1% against +17.5% for the S&P 500, dividends included.

PEBK vs S&P 500, last 12 monthsTotal return, rebased to 100
90100110120130140150Oct 25Jan 26Apr 26Jul 26PEBKS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

PEBK analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Fundamentals

Peoples Bancorp of North Carolina, Inc. (PEBK) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
12.2×

Cheaper than 53% of US stocks

Price / sales
2.6×

Cheaper than 45% of US stocks

Price / book
1.5×

Cheaper than 56% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
1.4%

Higher than 31% of US stocks

Earnings growth (YoY)
1.4%

Higher than 37% of US stocks

Gross margin
—
Operating margin
30.4%

Higher than 87% of US stocks

Net margin
22.1%

Higher than 84% of US stocks

Returns & dividend
Return on equity
13.1%

Higher than 71% of US stocks

Return on assets
1.2%

Higher than 51% of US stocks

Dividend yield
1.9%

Higher than 43% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Peoples Bancorp of North Carolina, Inc. (PEBK) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Peoples Bancorp of North Carolina, Inc. has a market value of $235.9M and an enterprise value of $193.8M.

  • Revenue in the twelve months to 30 June 2026: $76.9M. The latest quarter grew 1.4% year on year.

  • Net income over the same four quarters: $20.0M, a 25.9% net margin.

  • Diluted earnings per share, trailing twelve months: $3.64.

  • Free cash flow in the twelve months to 30 June 2026: $20.1M.

  • Peoples Bancorp of North Carolina, Inc. spent $5.4M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 5.3M.

  • Trailing P/E: 12.2×.

  • Forward dividend yield: 1.90%, paying out 23% of earnings.

  • Peoples Bancorp of North Carolina, Inc. employs 268 people — $287K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 13 Sept 2026

Data provided by Twelve Data

Peers

PEBK vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
PEBKPeoples Bancorp of North Carolina, Inc.$235.9M
61
INBKFirst Internet Bancorp$243.8M
54
EFSIEagle Financial Services, Inc.$246.4M
78
BAFNBayFirst Financial Corp.$235.9M
19
MRBKMeridian Corp. (Pennsylvania)$232.9M
51
OPBKOP Bancorp$228.8M
92
FBLAFB Bancorp, Inc.$258.3M
34

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Peoples Bancorp of North Carolina, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest PEBK news & analysis

PEBK vs. FCBC: Which Community Banking Stock Is the Better Buy Today?

Zacks Investment Research · 1 Sept 2026neutral

A Zacks Investment Research article compares Peoples Bancorp of North Carolina, Inc. (PEBK) with First Community, examining their different growth drivers, funding strengths, and valuations to assess which community banking stock is better positioned. The piece presents an analytical comparison between the two banks.

Why it matters — PEBK watchers would gain insight into how the bank's growth drivers, funding strengths, and valuation stack up against a peer community bank.

Peoples Bancorp Announces Cash Dividend

Accesswire · 21 Aug 2026positive

Peoples Bancorp of North Carolina, Inc. announced that its Board of Directors declared a regular cash dividend of $0.21 per share for the third quarter of 2026. The dividend is payable on September 15, 2026, to shareholders of record on September 3, 2026.

Why it matters — This declaration confirms the company is maintaining its regular quarterly dividend payout, which is relevant to income-focused shareholders of PEBK.

FAQ

Frequently asked questions about PEBK stock

How does Ticker Nerd's model rank PEBK?

As at 12 Sept 2026, Peoples Bancorp of North Carolina, Inc. ranks 61 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Momentum (98 of 100).

What is the PEBK stock forecast for 2030?

No analyst covering Peoples Bancorp of North Carolina, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for PEBK are extrapolating price history, which says nothing about the business.

How has PEBK stock performed over the past year?

Peoples Bancorp of North Carolina, Inc. returned +43.1% over the 12 months to 11 Sept 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Peoples Bancorp of North Carolina, Inc. do?

Peoples Bancorp of North Carolina, Inc. is a bank holding company that operates through its wholly owned subsidiary, Peoples Bank.

What is the latest news on PEBK?

The most recent item we track (Zacks Investment Research, 1 Sept 2026): "PEBK vs. FCBC: Which Community Banking Stock Is the Better Buy Today?". A Zacks Investment Research article compares Peoples Bancorp of North Carolina, Inc. (PEBK) with First Community, examining their different growth drivers, funding strengths, and valuations to assess which community banking stock is better positioned. The piece presents an analytical comparison between the two banks.

Company

About Peoples Bancorp of North Carolina, Inc.

Peoples Bancorp of North Carolina, Inc. is a bank holding company that operates through its wholly owned subsidiary, Peoples Bank. Peoples Bank provides a broad range of banking products and services for individuals and small-to-medium-sized businesses, including deposit accounts, lending solutions, mortgage-related services, and cash management tools. The company also serves commercial and consumer clients through community banking operations in North Carolina, supporting everyday financial needs as well as business financing requirements. In addition to traditional banking, its business segments include Community Bank Real Estate Solutions and other specialized activities that extend its role in local financial services. Headquartered in Newton, North Carolina, Peoples Bancorp of North Carolina plays a focused role in the regional banking market by combining relationship-based community banking with a diversified set of financial services.

CEO Mr. William D. Cable Sr. · 268 employees · United States · https://www.peoplesbanknc.com