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FGBI Stock Forecast: First Guaranty Bancshares Inc. Price Predictions for 2026

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$4.41

-0.39 (-8.12%)

FGBI Stock Forecast 2025-2026

$4.41
Current Price
$67.71M
Market Cap
1 Ratings
Buy 0
Hold 1
Sell 0
Wall St Analyst Ratings

Distance to FGBI Price Targets

+104.1%
To High Target of $9.00
+104.1%
To Median Target of $9.00
+104.1%
To Low Target of $9.00

FGBI Price Momentum

-7.9%
1 Week Change
-23.8%
1 Month Change
-68.8%
1 Year Change
-61.2%
Year-to-Date Change
-70.5%
From 52W High of $14.93
+2.3%
From 52W Low of $4.31
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Latest FGBI Stock Price Targets & Analyst Predictions

Based on our analysis of 4 Wall Street analysts, FGBI has a neutral consensus with a median price target of $9.00 (ranging from $9.00 to $9.00). The overall analyst rating is N/A (N/A/10). Currently trading at $4.41, the median forecast implies a 104.1% upside. This outlook is supported by 0 Buy, 1 Hold, and 0 Sell ratings.

Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.

FGBI Analyst Ratings

0
Buy
1
Hold
0
Sell

FGBI Price Target Range

Low
$9.00
Average
$9.00
High
$9.00
Current: $4.41

Latest FGBI Stock Forecasts by Analyst

These are the latest 20 analyst ratings and price targets for FGBI.

Date Firm Analyst Rating Change Price Target
Nov 8, 2023 Piper Sandler Stephen Scouten Underweight Downgrade $9.50
Jul 12, 2023 DA Davidson Kevin Fitzsimmons Neutral Maintains $13.00
Feb 8, 2023 Piper Sandler Stephen Scouten Neutral Maintains $21.00
Jun 3, 2022 Janney Montgomery Scott Christopher Marinac Neutral Downgrade $N/A
Apr 13, 2021 DA Davidson Neutral Initiates $N/A
Dec 21, 2020 Janney Capital Buy Initiates $N/A
Dec 21, 2020 Janney Montgomery Scott Buy Initiates $N/A

First Guaranty Bancshares Inc. (FGBI) Competitors

The following stocks are similar to First Guaranty based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.

First Guaranty Bancshares Inc. (FGBI) Financial Data

First Guaranty Bancshares Inc. has a market capitalization of $67.71M with a P/E ratio of 61.9x. The company generates $13.04M in trailing twelve-month revenue with a 0.0% profit margin.

Revenue growth is -0.8% quarter-over-quarter, while maintaining an operating margin of +172.5% and return on equity of -24.1%.

Valuation Metrics

Market Cap $67.71M
Enterprise Value $-456,265,504
P/E Ratio 61.9x
PEG Ratio 0.0x
Price/Sales 5.2x

Growth & Margins

Revenue Growth (YoY) -0.8%
Gross Margin N/A
Operating Margin +172.5%
Net Margin 0.0%
EPS Growth -11.1%

Financial Health

Cash/Price Ratio +1,114.3%
Current Ratio N/A
Debt/Equity 0.9x
ROE -24.1%
ROA -1.5%
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First Guaranty Bancshares Inc. logo

First Guaranty Bancshares Inc. (FGBI) Business Model

About First Guaranty Bancshares Inc.

What They Do

Regional bank providing comprehensive banking services.

Business Model

The company operates as a bank holding company, generating revenue through a variety of banking services such as personal and business banking, loans, deposit accounts, and cash management solutions. It primarily serves the southeastern United States and supports various industries, including agriculture and commercial real estate, by offering tailored financial products.

Additional Information

First Guaranty Bancshares emphasizes a customer-centric approach and community engagement, playing a vital role in local economic growth. Its adaptability to local market conditions and focus on building long-lasting client relationships contribute to its stability and significance in the regional banking sector.

Company Information

Sector

Financial Services

Industry

Banks - Regional

Employees

339

CEO

Mr. Michael Ray Mineer

Country

United States

IPO Year

2012

First Guaranty Bancshares Inc. (FGBI) Latest News & Analysis

Latest News

FGBI stock latest news image
Quick Summary

Following Q3 2025 earnings, small- and medium-cap US bank stocks saw strong investor interest, with 15 of 16 banks under $3.5 billion market cap achieving double-digit gains.

Why It Matters

Rising interest in small- and medium-cap bank stocks indicates strong market confidence and potential growth, which could lead to increased investment opportunities and portfolio diversification.

Source: Seeking Alpha
Market Sentiment: Positive
FGBI stock latest news image
Quick Summary

First Guaranty Bancshares (FGBI) reported a quarterly loss of $2.16 per share, significantly worse than the estimated loss of $0.32 and down from earnings of $0.11 per share a year prior.

Why It Matters

FGBI's larger-than-expected quarterly loss signals potential financial instability, likely affecting stock performance and investor confidence.

Source: Zacks Investment Research
Market Sentiment: Negative
FGBI stock latest news image
Quick Summary

First Guaranty Bancshares reported a third-quarter loss due to an impairment charge and increased reserves for bad loans related to an auto parts manufacturer bankruptcy.

Why It Matters

First Guaranty Bancshares' Q3 loss and increased loan reserves signal financial instability, potentially impacting stock performance and investor confidence in the bank's future profitability.

Source: Reuters
Market Sentiment: Negative
FGBI stock latest news image
Quick Summary

First Guaranty Bancshares (FGBI) is not expected to achieve a likely earnings beat in its upcoming report due to a lack of key indicators. Investors should prepare accordingly.

Why It Matters

FGBI's lack of favorable earnings indicators may lead to disappointing results, potentially impacting stock performance and investor sentiment negatively.

Source: Zacks Investment Research
Market Sentiment: Negative
FGBI stock latest news image
Quick Summary

First Guaranty Bancshares (FGBI) reported a quarterly loss of $0.61 per share, worse than the expected loss of $0.20, compared to earnings of $0.53 per share in the prior year.

Why It Matters

FGBI's larger-than-expected quarterly loss signals worsening financial health, potentially leading to decreased investor confidence and affecting stock performance.

Source: Zacks Investment Research
Market Sentiment: Negative
FGBI stock latest news image
Quick Summary

First Guaranty (FGBI) reported a Q2 loss that increased by 194%.

Why It Matters

A 194% increase in Q2 losses for First Guaranty (FGBI) signals worsening financial health, potentially leading to lower stock performance and increased risk for investors.

Source: The Motley Fool
Market Sentiment: Positive

Frequently Asked Questions About FGBI Stock

What is First Guaranty Bancshares Inc.'s (FGBI) stock forecast for 2026?

Based on our analysis of 4 Wall Street analysts, First Guaranty Bancshares Inc. (FGBI) has a median price target of $9.00. The highest price target is $9.00 and the lowest is $9.00.

Is FGBI stock a good investment in 2026?

According to current analyst ratings, FGBI has 0 Buy ratings, 1 Hold ratings, and 0 Sell ratings. The stock is currently trading at $4.41. Always conduct your own research and consider your investment goals before making investment decisions.

What is the long-term price prediction for FGBI stock?

Wall Street analysts predict FGBI stock could reach $9.00 in the next 12 months. This represents a 104.1% increase from the current price of $4.41. Please note that this is a projection by Wall Street analysts and not a guarantee.

What is First Guaranty Bancshares Inc.'s business model?

The company operates as a bank holding company, generating revenue through a variety of banking services such as personal and business banking, loans, deposit accounts, and cash management solutions. It primarily serves the southeastern United States and supports various industries, including agriculture and commercial real estate, by offering tailored financial products.

What is the highest forecasted price for FGBI First Guaranty Bancshares Inc.?

The highest price target for FGBI is $9.00 from at , which represents a 104.1% increase from the current price of $4.41.

What is the lowest forecasted price for FGBI First Guaranty Bancshares Inc.?

The lowest price target for FGBI is $9.00 from at , which represents a 104.1% increase from the current price of $4.41.

What is the overall FGBI consensus from analysts for First Guaranty Bancshares Inc.?

The overall analyst consensus for FGBI is neutral. Out of 4 Wall Street analysts, 0 rate it as Buy, 1 as Hold, and 0 as Sell, with a median price target of $9.00.

How accurate are FGBI stock price projections?

Stock price projections, including those for First Guaranty Bancshares Inc., are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.

Important Disclaimer

The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.

Last updated: December 7, 2025 4:08 PM UTC
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