TICKERNERD
Menu
FGBIFGBIFinancial Services · Banks - Regional

FGBI Stock Forecast: First Guaranty Bancshares, Inc. Price Predictions for 2026-2027

Last close, 29 Oct 2026
$9.77
+4.49% on the day

The 1 Wall Street analysts covering First Guaranty Bancshares, Inc. hold a median 12-month price target of $9 — -7.9% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 62 of 100 as at 29 Oct 2026 — in the upper half.

Market cap
$154.6M
Ticker Nerd rank
62/ 100
Median analyst target
$9.00
Analysts covering
1
Revenue$23.8M−0.3% y/y
Net income$3.4M
Free cash flow−$15.4M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
+15.8%
1M
+16.3%
YTD
+82.6%
1Y
+22.0%
From 52W high
−8.8%
From 52W low
+122.7%
$4
$11
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

FGBI stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores First Guaranty Bancshares, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 29 Oct 2026
62/ 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Growth
89
Accruals
86
Value
77
Size
70
Issuance
67
Momentum
58
Revisions
25
Quality
17
Volatility
13

Growth (89): Sales and profits are climbing, and climbing faster than before.

Volatility (13): The share price moves around a lot.

Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.

Wall Street

FGBI stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on FGBI, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$4$6$8$10$12Jan 26Apr 26Jul 26Oct 26FGBIHigh $9.00Median $9.00Low $9.00

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says1 analysts
0 Buy1 Hold0 Sell
Low $9.00Median $9.00High $9.00

The green dot is the last close — the median target sits −7.9% from it.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
8 Nov 2023Piper SandlerDowngradeUnderweight$12 → $9.50
12 July 2023DA DavidsonMaintainsNeutral—
8 Feb 2023Piper SandlerMaintainsNeutral—
3 June 2022Janney Montgomery ScottDowngradeNeutral—
13 Apr 2021DA DavidsonInitiatesNeutral—
21 Dec 2020Janney CapitalInitiatesBuy—
21 Dec 2020Janney Montgomery ScottInitiatesBuy—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

FGBI appears in the Radar on the weeks it earns a place.

  • Market Radar, every Monday: the week's biggest rank moves across ~4,600 US stocks, and the reason for each.
  • The AI build-out map, free: every AI company we track, part by part, and one part in full with each verdict.

Free. Unsubscribe any time.

The AI build-out map
PDF

  • AI cloud capacity

    MSFTAMZNGOOGLORCL

  • AI chips

    NVDAAVGOAMDMU

  • AI networking and serversIn full

    ANETDELLLITECRDO

  • Data centre power

    VRTCEGGEVVST

Performance

FGBI vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 29 Oct 2026, First Guaranty Bancshares, Inc. returned +22.0% against +13.1% for the S&P 500, dividends included.

FGBI vs S&P 500, last 12 monthsTotal return, rebased to 100
6080100120140Jan 26Apr 26Jul 26Oct 26FGBIS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

FGBI analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+5.3%
Analysts raising
0
Analysts cutting
0
Fundamentals

First Guaranty Bancshares, Inc. (FGBI) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
61.9×

Cheaper than 11% of US stocks

Price / sales
4.1×

Cheaper than 29% of US stocks

Price / book
0.8×

Cheaper than 77% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
176.8%

Higher than 95% of US stocks

Earnings growth (YoY)
−0.3%

Higher than 36% of US stocks

Gross margin
—
Operating margin
20.2%

Higher than 79% of US stocks

Net margin
−96.5%

Higher than 6% of US stocks

Returns & dividend
Return on equity
−14.8%

Higher than 34% of US stocks

Return on assets
−0.9%

Higher than 40% of US stocks

Dividend yield
0.4%

Higher than 65% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

First Guaranty Bancshares, Inc. (FGBI) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • First Guaranty Bancshares, Inc. has a market value of $154.6M and an enterprise value of −$415.4M.

  • Revenue in the twelve months to 30 June 2026: $92.0M. The latest quarter grew 176.8% year on year.

  • Net income over the same four quarters: −$36.4M, a −39.5% net margin.

  • Diluted earnings per share, trailing twelve months: $−2.58.

  • Free cash flow in the twelve months to 30 June 2026: $38.5M.

  • First Guaranty Bancshares, Inc. spent $3.0M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 16.5M.

  • Trailing P/E: 61.9×; forward P/E: 14.4× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 0.43%, paying out 200% of earnings.

  • First Guaranty Bancshares, Inc. employs 333 people — $276K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 29 Oct 2026

Data provided by Twelve Data

Peers

FGBI vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
FGBIFirst Guaranty Bancshares, Inc.$154.6M62
HYNEHoyne Bancorp, Inc.$153.7M6
MNSBMainStreet Bancshares, Inc.$153.0M69
LSBKLake Shore Bancorp, Inc.$149.7M61
BAFNBayFirst Financial Corp.$166.4M21
HNVRHanover Bancorp, Inc.$168.9M36
EBMTEagle Bancorp Montana, Inc.$170.1M75

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own First Guaranty Bancshares, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest FGBI news & analysis

First Guaranty Bancshares Reports Third Quarter 2026 Results and Provides Strategic Update

GlobeNewsWire · 27 Oct 2026positive

First Guaranty Bancshares reported third-quarter 2026 net income of $12.0 million, or $0.69 per common share. Results included an estimated $17.6 million pre-tax gain from the July 31 sale of its Texas operations to Armstrong Bank.

Why it matters — The report gives FGBI watchers an update on earnings and the effects of the Texas operations sale as the company works to strengthen capital, reduce balance sheet risk and improve operating performance.

First Guaranty Bancshares, Inc. Reports Second Quarter 2026 Net Income of $3.4 Million, and Earnings Per Share of $0.17

GlobeNewsWire · 28 July 2026positive

First Guaranty Bancshares reported second-quarter 2026 net income of $3.4 million, or $0.17 per share, up from $0.14 per share in the first quarter of 2026 and $0.12 per share in the fourth quarter of 2025.

Why it matters — The sequential improvement in earnings per share over the past two quarters signals a strengthening earnings trend for the company.

First Guaranty Bancshares (FGBI) Surpasses Q2 Earnings and Revenue Estimates

Zacks Investment Research · 28 July 2026positive

First Guaranty Bancshares (FGBI) reported Q2 earnings of $0.17 per share, beating the Zacks Consensus Estimate of $0.09 per share, compared to a loss of $0.61 per share a year earlier.

Why it matters — The earnings beat and year-over-year improvement from a loss to a profit could signal a turnaround in FGBI's financial performance.

FAQ

Frequently asked questions about FGBI stock

What is the FGBI stock price forecast for 2026-2027?

The 1 Wall Street analysts covering First Guaranty Bancshares, Inc. have a median 12-month price target of $9, with estimates ranging from $9 to $9. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is FGBI stock a buy right now?

Of the 1 analysts covering First Guaranty Bancshares, Inc., 0 rate it a Buy, 1 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks First Guaranty Bancshares, Inc. 62 out of 100 across roughly 4,600 US stocks as at 29 Oct 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank FGBI?

As at 29 Oct 2026, First Guaranty Bancshares, Inc. ranks 62 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Growth (89 of 100).

Will FGBI stock go up?

No one can know that. What the data says: the median 12-month target from 1 analysts implies -7.9% from the last close, and Ticker Nerd's factor model ranks First Guaranty Bancshares, Inc. 62 out of 100 as at 29 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the FGBI stock forecast for 2030?

No analyst covering First Guaranty Bancshares, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for FGBI are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $9 to $9 over the next 12 months.

How has FGBI stock performed over the past year?

First Guaranty Bancshares, Inc. returned +22.0% over the 12 months to 29 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does First Guaranty Bancshares, Inc. do?

First Guaranty Bancshares, Inc. is a financial holding company and the parent of First Guaranty Bank, a Louisiana state-chartered bank.

What is the latest news on FGBI?

The most recent item we track (GlobeNewsWire, 27 Oct 2026): "First Guaranty Bancshares Reports Third Quarter 2026 Results and Provides Strategic Update". First Guaranty Bancshares reported third-quarter 2026 net income of $12.0 million, or $0.69 per common share. Results included an estimated $17.6 million pre-tax gain from the July 31 sale of its Texas operations to Armstrong Bank.

Company

About First Guaranty Bancshares, Inc.

First Guaranty Bancshares, Inc. is a financial holding company and the parent of First Guaranty Bank, a Louisiana state-chartered bank. The company provides personalized commercial banking services to businesses, professionals, and individuals through a broad mix of deposit and lending products. Its offerings include personal and business checking accounts, money market accounts, cash management services, courtesy sweep and courtesy pay features, as well as digital banking tools. First Guaranty Bank also serves customers with commercial real estate, commercial and industrial, construction and land development, agricultural and farmland, consumer, and multifamily lending. Headquartered in Hammond, Louisiana, First Guaranty Bancshares focuses on relationship-based banking across Louisiana and Texas, with additional presence in Kentucky and West Virginia.

CEO Mr. Michael Ray Mineer · 333 employees · United States · https://www.fgb.net