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FGBIFGBIFinancial Services · Banks - Regional

FGBI Stock Forecast: First Guaranty Bancshares, Inc. Price Predictions for 2026-2027

Last close, 3 Aug 2026
$9.74
+1.56% on the day

The 1 Wall Street analysts covering First Guaranty Bancshares, Inc. hold a median 12-month price target of $9 — -7.6% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 25 of 100 as at 1 Aug 2026 — in the lower half.

Market cap
$158.6M
Ticker Nerd rank
25 / 100
Median analyst target
$9.00
Analysts covering
1
Total return, dividends reinvested
1W
+4.1%
1M
−2.6%
YTD
+81.8%
1Y
+21.7%
From 52W high
−9.1%
From 52W low
+121.8%
$4
$11
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

FGBI stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores First Guaranty Bancshares, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 1 Aug 2026
25 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Size
71
Accruals
63
Momentum
57
Issuance
44
Growth
42
Value
39
Revisions
25
Volatility
15
Quality
9

Size (71): Smaller than most of the companies we track.

Quality (9): Profits are thin or unreliable for the size of the business, or they are not turning into cash.

The rank is the raw material. Whether the rules would actually own First Guaranty Bancshares, Inc. — and when they’d sell — is the membership.

Wall Street

FGBI stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on FGBI, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$4$6$8$10$12Oct 25Jan 26Apr 26Jul 26FGBIHigh $9.00Median $9.00Low $9.00

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

What Wall Street says1 analysts
0 Buy1 Hold0 Sell
Low $9.00Median $9.00High $9.00

The green dot is the last close — the median target sits −7.6% from it.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
8 Nov 2023Piper SandlerDowngradeUnderweight$12 → $9.50
12 July 2023DA DavidsonMaintainsNeutral—
8 Feb 2023Piper SandlerMaintainsNeutral—
3 June 2022Janney Montgomery ScottDowngradeNeutral—
13 Apr 2021DA DavidsonInitiatesNeutral—
21 Dec 2020Janney CapitalInitiatesBuy—
21 Dec 2020Janney Montgomery ScottInitiatesBuy—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Estimates

FGBI analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+5.3%
Analysts raising
0
Analysts cutting
1
Fundamentals

First Guaranty Bancshares, Inc. (FGBI) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
61.9×

Cheaper than 12% of US stocks

Price / sales
4.2×

Cheaper than 29% of US stocks

Price / book
0.8×

Cheaper than 77% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
176.8%

Higher than 96% of US stocks

Earnings growth (YoY)
−7.0%

Higher than 29% of US stocks

Gross margin
—
Operating margin
20.2%

Higher than 80% of US stocks

Net margin
−96.5%

Higher than 6% of US stocks

Returns & dividend
Return on equity
−14.8%

Higher than 33% of US stocks

Return on assets
−0.9%

Higher than 40% of US stocks

Dividend yield
0.4%

Higher than 8% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Peers

FGBI vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
FGBIFirst Guaranty Bancshares, Inc.$158.6M
25
SRBKSR Bancorp, Inc.$143.5M
30
AFBIAffinity Bancshares, Inc.$141.9M
67
MNSBMainStreet Bancshares, Inc.$164.1M
88
SBFGSB Financial Group, Inc.$164.9M
93
BCBPBCB Bancorp, Inc.$172.1M
67
LSBKLake Shore Bancorp, Inc.$133.0M
69
Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. FGBI appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

News

Latest FGBI news & analysis

First Guaranty Bancshares, Inc. Reports Second Quarter 2026 Net Income of $3.4 Million, and Earnings Per Share of $0.17

GlobeNewsWire · 28 July 2026positive

First Guaranty Bancshares reported second-quarter 2026 net income of $3.4 million, or $0.17 per share, up from $0.14 per share in the first quarter of 2026 and $0.12 per share in the fourth quarter of 2025.

Why it matters — The sequential improvement in earnings per share over the past two quarters signals a strengthening earnings trend for the company.

First Guaranty Bancshares (FGBI) Surpasses Q2 Earnings and Revenue Estimates

Zacks Investment Research · 28 July 2026positive

First Guaranty Bancshares (FGBI) reported Q2 earnings of $0.17 per share, beating the Zacks Consensus Estimate of $0.09 per share, compared to a loss of $0.61 per share a year earlier.

Why it matters — The earnings beat and year-over-year improvement from a loss to a profit could signal a turnaround in FGBI's financial performance.

FAQ

Frequently asked questions about FGBI stock

What is the FGBI stock price forecast for 2026-2027?

The 1 Wall Street analysts covering First Guaranty Bancshares, Inc. have a median 12-month price target of $9, with estimates ranging from $9 to $9. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is FGBI stock a buy right now?

Of the 1 analysts covering First Guaranty Bancshares, Inc., 0 rate it a Buy, 1 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks First Guaranty Bancshares, Inc. 25 out of 100 across roughly 4,600 US stocks as at 1 Aug 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank FGBI?

As at 1 Aug 2026, First Guaranty Bancshares, Inc. ranks 25 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Size (71 of 100).

Will FGBI stock go up?

No one can know that. What the data says: the median 12-month target from 1 analysts implies -7.6% from the last close, and Ticker Nerd's factor model ranks First Guaranty Bancshares, Inc. 25 out of 100 as at 1 Aug 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the FGBI stock forecast for 2030?

No analyst covering First Guaranty Bancshares, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for FGBI are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $9 to $9 over the next 12 months.

How has FGBI stock performed over the past year?

First Guaranty Bancshares, Inc. returned +21.7% over the 12 months to 3 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.

What does First Guaranty Bancshares, Inc. do?

First Guaranty Bancshares Inc. is a regional bank holding company that focuses on providing a comprehensive suite of banking services primarily in the southeastern United States.

What is the latest news on FGBI?

The most recent item we track (GlobeNewsWire, 28 July 2026): "First Guaranty Bancshares, Inc. Reports Second Quarter 2026 Net Income of $3.4 Million, and Earnings Per Share of $0.17". First Guaranty Bancshares reported second-quarter 2026 net income of $3.4 million, or $0.17 per share, up from $0.14 per share in the first quarter of 2026 and $0.12 per share in the fourth quarter of 2025.

Company

About First Guaranty Bancshares, Inc.

First Guaranty Bancshares Inc. is a regional bank holding company that focuses on providing a comprehensive suite of banking services primarily in the southeastern United States. The institution offers an array of financial products, including personal and business banking services, loans, deposit accounts, and cash management solutions. Through its wholly-owned subsidiary, First Guaranty Bank, the firm supports industries such as agriculture, commercial real estate, and small and medium-sized enterprises by providing tailored financial solutions. First Guaranty Bancshares Inc. takes pride in its customer-centric approach, emphasizing personalized service and community engagement. It plays a significant role in fostering local economic growth and development, supporting both individual and corporate financial needs. With a commitment to stability and service, the company has established itself as a reliable financial partner within its operating region. Its market significance lies in its ability to adapt to local market conditions and build long-lasting relationships with its clients, contributing to the overall stability and diversity of the regional banking sector.

CEO Mr. Michael Ray Mineer · 333 employees · United States · https://www.fgb.net