FINWFinancial Services · Banks - RegionalThe 3 Wall Street analysts covering Finwise Bancorp hold a median 12-month price target of $19 — +33.0% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 37 of 100 as at 1 Aug 2026 — in the lower half. The Street sees upside; the factor read is a caution. That gap is the story on this page.
Consensus tells you what everyone already believes. The model scores Finwise Bancorp on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Growth (79): Sales and profits are climbing, and climbing faster than before.
Momentum (19): The shares have been drifting down relative to others.
The rank is the raw material. Whether the rules would actually own Finwise Bancorp — and when they’d sell — is the membership.
The bullish and bearish analyst opinions on FINW, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
The green dot is the last close — the median target sits +33.0% from it.
Of the 10 most recent actions, 3 moved their price target up and 0 moved it down.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 14 Apr 2025 | Hovde Group | Initiates | Outperform | $19 |
| 31 Jan 2025 | Piper Sandler | Maintains | Overweight | $20 → $22 |
| 31 Jan 2025 | Stephens & Co. | Maintains | Overweight | $20 → $22 |
| 18 Dec 2024 | Raymond James | Initiates | Outperform | $21 |
| 29 Oct 2024 | Stephens & Co. | Maintains | Overweight | $17 → $18 |
| 30 Jan 2024 | Piper Sandler | Maintains | Overweight | — |
| 23 Aug 2023 | Piper Sandler | Maintains | Overweight | — |
| 26 Jan 2023 | Piper Sandler | Maintains | Overweight | — |
| 14 Dec 2021 | Piper Sandler | Initiates | Overweight | — |
| 14 Dec 2021 | Stephens & Co. | Initiates | Overweight | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 53% of US stocks
Cheaper than 58% of US stocks
Cheaper than 74% of US stocks
Higher than 89% of US stocks
Higher than 11% of US stocks
Higher than 65% of US stocks
Higher than 73% of US stocks
Higher than 58% of US stocks
Higher than 55% of US stocks
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The nearest names by industry and size, scored by the same model — like for like.
Computed off the Friday close and sent before the US open.
Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. FINW appears on the weeks it earns a place.
FinWise Bancorp held its Q2 2026 earnings call, the transcript of which was published by Seeking Alpha.
Why it matters — Earnings-call transcripts provide detailed insight into FINW's financial performance and management's outlook for the quarter.
FinWise Bancorp reported its Q2 2026 earnings, providing key metrics that can be compared against Wall Street estimates and the prior year's actual results.
Why it matters — FINW watchers can assess how the company's quarterly performance stacks up against analyst expectations and year-ago results.
FinWise Bancorp reported Q2 earnings of $0.15 per share, missing the Zacks Consensus Estimate of $0.24 per share and down from $0.29 per share a year earlier.
Why it matters — The earnings miss and year-over-year decline signal weaker-than-expected financial performance for FinWise Bancorp in the latest quarter.
FinWise Bancorp reported second-quarter 2026 net income of $2.1 million, or $0.15 per diluted share. Higher loan originations and net interest income were partially offset by increased provisions for credit losses in its traditional banking portfolio.
Why it matters — The results highlight a mixed quarter for FINW, with revenue growth tempered by higher credit-loss provisions, which investors will watch as an indicator of portfolio quality and earnings sustainability.
FinWise Bancorp reported second quarter 2026 results with loan originations of $1.6 billion, net income of $2.1 million, and diluted EPS of $0.15, compared to $1.7 billion in originations, $2.7 million net income, and $0.20 EPS in the prior quarter.
Why it matters — The results show a decline in net income and EPS from the prior quarter, though loan originations rose year-over-year and nonperforming loan balances decreased from the previous quarter.
The 3 Wall Street analysts covering Finwise Bancorp have a median 12-month price target of $19, with estimates ranging from $16 to $19. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 3 analysts covering Finwise Bancorp, 3 rate it a Buy, 0 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Finwise Bancorp 37 out of 100 across roughly 4,600 US stocks as at 1 Aug 2026. None of this is personal advice — it does not consider your circumstances.
As at 1 Aug 2026, Finwise Bancorp ranks 37 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Growth (79 of 100).
No one can know that. What the data says: the median 12-month target from 3 analysts implies +33.0% from the last close, and Ticker Nerd's factor model ranks Finwise Bancorp 37 out of 100 as at 1 Aug 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering Finwise Bancorp publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for FINW are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $16 to $19 over the next 12 months.
Finwise Bancorp returned -19.0% over the 12 months to 3 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.
FinWise Bancorp is a financial asset representing a publicly traded company that operates in the banking and financial services industry. Primarily, FinWise Bancorp functions as a bank holding company for FinWise Bank, which offers a broad range of banking products and services.
The most recent item we track (Seeking Alpha, 30 July 2026): "FinWise Bancorp (FINW) Q2 2026 Earnings Call Transcript". FinWise Bancorp held its Q2 2026 earnings call, the transcript of which was published by Seeking Alpha.
FinWise Bancorp is a financial asset representing a publicly traded company that operates in the banking and financial services industry. Primarily, FinWise Bancorp functions as a bank holding company for FinWise Bank, which offers a broad range of banking products and services. These include traditional banking services such as loans, savings accounts, and checking accounts, catering to both individual and commercial clients. The bank is recognized for its commitment to serving small businesses, providing specialized lending solutions that support business growth and financial management. This financial institution plays a significant role in the banking sector by leveraging technology-driven platforms to enhance efficiency and customer experience. FinWise Bancorp's market presence extends across various sectors, including consumer finance, small business lending, and mortgage services, positioning it as a versatile participant within the competitive banking landscape. FinWise Bancorp is crucial in facilitating economic growth and financial stability by supporting consumer financial needs and contributing to the broader financial ecosystem. Its innovative approach in the fintech arena positions the company as a forward-thinking player, integrating digital solutions to meet evolving market demands.
CEO Mr. Kent R. Landvatter · 206 employees · United States · https://investors.finwisebancorp.com