FINWFinancial Services · Banks - RegionalThe 3 Wall Street analysts covering Finwise Bancorp hold a median 12-month price target of $16 — +19.9% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 38 of 100 as at 12 Sept 2026 — in the lower half. The Street sees upside; the factor read is a caution. That gap is the story on this page.
Consensus tells you what everyone already believes. The model scores Finwise Bancorp on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Growth (79): Sales and profits are climbing, and climbing faster than before.
Momentum (12): The shares have been drifting down relative to others.
Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.
The bullish and bearish analyst opinions on FINW, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
The green dot is the last close — the median target sits +19.9% from it.
Of the 10 most recent actions, 3 moved their price target up and 0 moved it down.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 14 Apr 2025 | Hovde Group | Initiates | Outperform | $19 |
| 31 Jan 2025 | Piper Sandler | Maintains | Overweight | $20 → $22 |
| 31 Jan 2025 | Stephens & Co. | Maintains | Overweight | $20 → $22 |
| 18 Dec 2024 | Raymond James | Initiates | Outperform | $21 |
| 29 Oct 2024 | Stephens & Co. | Maintains | Overweight | $17 → $18 |
| 30 Jan 2024 | Piper Sandler | Maintains | Overweight | — |
| 23 Aug 2023 | Piper Sandler | Maintains | Overweight | — |
| 26 Jan 2023 | Piper Sandler | Maintains | Overweight | — |
| 14 Dec 2021 | Piper Sandler | Initiates | Overweight | — |
| 14 Dec 2021 | Stephens & Co. | Initiates | Overweight | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Computed off the Friday close and sent before the US open.
Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. FINW appears on the weeks it earns a place.
Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 11 Sept 2026, Finwise Bancorp returned −32.0% against +17.5% for the S&P 500, dividends included.
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Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 49% of US stocks
Cheaper than 58% of US stocks
Cheaper than 76% of US stocks
Higher than 88% of US stocks
Higher than 11% of US stocks
Higher than 62% of US stocks
Higher than 73% of US stocks
Higher than 57% of US stocks
Higher than 55% of US stocks
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
Finwise Bancorp has a market value of $185.3M and an enterprise value of $99.4M.
Revenue in the twelve months to 30 June 2026: $179.3M. The latest quarter grew 55.7% year on year.
Net income over the same four quarters: $13.7M, a 7.6% net margin.
Diluted earnings per share, trailing twelve months: $0.96.
Free cash flow in the twelve months to 30 June 2026: $6.1M.
Trailing P/E: 14.0×; forward P/E: 12.7× — the forward figure prices analyst consensus estimates, not reported earnings.
Finwise Bancorp employs 206 people — $870K of revenue per employee.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own Finwise Bancorp — and when they’d sell — is the membership. See the Ticker Nerd 20 →
FinWise Bancorp held its Q2 2026 earnings call, the transcript of which was published by Seeking Alpha.
Why it matters — Earnings-call transcripts provide detailed insight into FINW's financial performance and management's outlook for the quarter.
FinWise Bancorp reported its Q2 2026 earnings, providing key metrics that can be compared against Wall Street estimates and the prior year's actual results.
Why it matters — FINW watchers can assess how the company's quarterly performance stacks up against analyst expectations and year-ago results.
FinWise Bancorp reported Q2 earnings of $0.15 per share, missing the Zacks Consensus Estimate of $0.24 per share and down from $0.29 per share a year earlier.
Why it matters — The earnings miss and year-over-year decline signal weaker-than-expected financial performance for FinWise Bancorp in the latest quarter.
FinWise Bancorp reported second-quarter 2026 net income of $2.1 million, or $0.15 per diluted share. Higher loan originations and net interest income were partially offset by increased provisions for credit losses in its traditional banking portfolio.
Why it matters — The results highlight a mixed quarter for FINW, with revenue growth tempered by higher credit-loss provisions, which investors will watch as an indicator of portfolio quality and earnings sustainability.
FinWise Bancorp reported second quarter 2026 results with loan originations of $1.6 billion, net income of $2.1 million, and diluted EPS of $0.15, compared to $1.7 billion in originations, $2.7 million net income, and $0.20 EPS in the prior quarter.
Why it matters — The results show a decline in net income and EPS from the prior quarter, though loan originations rose year-over-year and nonperforming loan balances decreased from the previous quarter.
The 3 Wall Street analysts covering Finwise Bancorp have a median 12-month price target of $16, with estimates ranging from $16 to $19. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 3 analysts covering Finwise Bancorp, 2 rate it a Buy, 1 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Finwise Bancorp 38 out of 100 across roughly 4,600 US stocks as at 12 Sept 2026. None of this is personal advice — it does not consider your circumstances.
As at 12 Sept 2026, Finwise Bancorp ranks 38 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Growth (79 of 100).
No one can know that. What the data says: the median 12-month target from 3 analysts implies +19.9% from the last close, and Ticker Nerd's factor model ranks Finwise Bancorp 38 out of 100 as at 12 Sept 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering Finwise Bancorp publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for FINW are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $16 to $19 over the next 12 months.
Finwise Bancorp returned -32.0% over the 12 months to 11 Sept 2026, with dividends reinvested. Past performance does not indicate future returns.
FinWise Bancorp is a bank holding company that operates through FinWise Bank, offering consumer and commercial banking services to individual and business customers. Its current business includes deposit products, lending across areas such as SBA 7(a), commercial real estate, residential real estate, consumer, and leasing, as well as digital banking tools like online banking, mobile banking, debit cards, and cash management services.
The most recent item we track (Seeking Alpha, 30 July 2026): "FinWise Bancorp (FINW) Q2 2026 Earnings Call Transcript". FinWise Bancorp held its Q2 2026 earnings call, the transcript of which was published by Seeking Alpha.
FinWise Bancorp is a bank holding company that operates through FinWise Bank, offering consumer and commercial banking services to individual and business customers. Its current business includes deposit products, lending across areas such as SBA 7(a), commercial real estate, residential real estate, consumer, and leasing, as well as digital banking tools like online banking, mobile banking, debit cards, and cash management services. The company also provides banking and payments solutions to fintech brands through strategic program lending, embedded banking, and API-driven infrastructure, while expanding services such as BIN sponsorship and payment processing. FinWise Bancorp serves both traditional banking clients and fintech partners, positioning itself as a specialized financial institution focused on lending, deposits, and embedded finance solutions.
CEO Mr. James F. Noone · 206 employees · United States · https://investors.finwisebancorp.com
