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FINW Stock Forecast: FinWise Bancorp Price Predictions for 2025

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$14.85

-0.30 (-1.98%)

FINW Stock Forecast 2025-2026

$14.85
Current Price
$200.20M
Market Cap
4 Ratings
Buy 4
Hold 0
Sell 0
Wall St Analyst Ratings

Distance to FINW Price Targets

+34.7%
To High Target of $20.00
+31.3%
To Median Target of $19.50
+24.6%
To Low Target of $18.50

FINW Price Momentum

-2.6%
1 Week Change
-2.2%
1 Month Change
+42.5%
1 Year Change
-7.1%
Year-to-Date Change
-29.1%
From 52W High of $20.94
+48.2%
From 52W Low of $10.02
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Latest FINW Stock Price Targets & Analyst Predictions

Based on our analysis of 5 Wall Street analysts, FINW has a bullish consensus with a median price target of $19.50 (ranging from $18.50 to $20.00). Currently trading at $14.85, the median forecast implies a 31.3% upside. This outlook is supported by 4 Buy, 0 Hold, and 0 Sell ratings.

Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.

FINW Analyst Ratings

4
Buy
0
Hold
0
Sell

FINW Price Target Range

Low
$18.50
Average
$19.50
High
$20.00
Current: $14.85

Latest FINW Stock Forecasts by Analyst

These are the latest 20 analyst ratings and price targets for FINW.

Date Firm Analyst Rating Change Price Target
Apr 14, 2025 Hovde Group Outperform Initiates $19.00
Jan 31, 2025 Stephens & Co. Andrew Terrell Overweight Maintains $22.00
Jan 31, 2025 Piper Sandler Andrew Liesch Overweight Maintains $22.00
Dec 18, 2024 Raymond James Joseph Yanchunis Outperform Initiates $21.00
Oct 29, 2024 Stephens & Co. Brody Preston Overweight Maintains $18.00
Jan 30, 2024 Piper Sandler Andrew Liesch Overweight Maintains $17.00
Aug 23, 2023 Piper Sandler Andrew Liesch Overweight Maintains $12.00
Jan 26, 2023 Piper Sandler Andrew Liesch Overweight Maintains $12.00
Dec 14, 2021 Piper Sandler Andrew Liesch Overweight Initiates $15.50
Dec 14, 2021 Stephens & Co. Brody Preston Overweight Initiates $22.50

FinWise Bancorp (FINW) Competitors

The following stocks are similar to FinWise based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.

FinWise Bancorp (FINW) Financial Data

FinWise Bancorp has a market capitalization of $200.20M with a P/E ratio of 16.6x. The company generates $72.06M in trailing twelve-month revenue with a 17.5% profit margin.

Revenue growth is +14.9% quarter-over-quarter, while maintaining an operating margin of +23.7% and return on equity of +7.4%.

Valuation Metrics

Market Cap $200.20M
Enterprise Value $85.19M
P/E Ratio 16.6x
PEG Ratio 16.3x
Price/Sales 2.8x

Growth & Margins

Revenue Growth (YoY) +14.9%
Gross Margin N/A
Operating Margin +23.7%
Net Margin +17.5%
EPS Growth -3.8%

Financial Health

Cash/Price Ratio +61.3%
Current Ratio 0.0x
Debt/Equity 0.0x
ROE +7.4%
ROA +1.8%
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FinWise Bancorp logo

FinWise Bancorp (FINW) Business Model

About FinWise Bancorp

What They Do

Provides banking and financial services.

Business Model

FinWise Bancorp operates as a bank holding company, generating revenue through traditional banking services like loans, savings, and checking accounts for individual and commercial clients. The company focuses on specialized lending solutions for small businesses, which supports its business model and growth.

Additional Information

FinWise Bancorp leverages technology to enhance customer experience and operational efficiency. It operates in various segments including consumer finance, small business lending, and mortgage services, positioning itself as a versatile player in the banking sector. The company's innovative fintech approach helps it adapt to market demands and contribute to economic growth.

Company Information

Sector

Financial Services

Industry

Banks - Regional

Employees

196

CEO

Mr. Kent R. Landvatter

Country

United States

IPO Year

2021

FinWise Bancorp (FINW) Latest News & Analysis

Latest News

FINW stock latest news image
Quick Summary

AMKR, BCBP, and FINW were assigned a Zacks Rank #5 (Strong Sell) on May 6, 2025.

Why It Matters

The addition of AMKR, BCBP, and FINW to the Zacks Rank #5 (Strong Sell) indicates potential declines in their stock performance, signaling caution for investors.

Source: Zacks Investment Research
Market Sentiment: Negative
FINW stock latest news image
Quick Summary

FinWise Bancorp (NASDAQ: FINW) will hold its Q1 2025 earnings conference call on April 30, 2025, at 5:30 PM ET, featuring key executives and analysts from various firms.

Why It Matters

FinWise Bancorp's Q1 earnings call will provide insights into financial performance, strategies, and market outlook, influencing investor sentiment and stock valuation.

Source: Seeking Alpha
Market Sentiment: Neutral
FINW stock latest news image
Quick Summary

FinWise Bancorp reported Q1 2025 loan originations of $1.3B, net income of $3.2M, and diluted EPS of $0.23. Nonperforming loans decreased to $29.9M. Efficiency ratio was 64.8%.

Why It Matters

FinWise Bancorp's stable loan originations and rising net income highlight resilience in earnings, while a decrease in nonperforming loans suggests improved asset quality, positively impacting investor confidence.

Source: GlobeNewsWire
Market Sentiment: Neutral
FINW stock latest news image
Quick Summary

FinWise Bancorp (FINW) reported its financial results for Q1 2025. Investors should compare key metrics against Wall Street estimates and previous year's figures for analysis.

Why It Matters

FinWise Bancorp's quarterly performance relative to Wall Street estimates and previous year metrics can influence stock valuation and investment decisions based on growth potential and market expectations.

Source: Zacks Investment Research
Market Sentiment: Neutral
FINW stock latest news image
Quick Summary

FinWise Bancorp (FINW) reported quarterly earnings of $0.23 per share, below the Zacks Consensus Estimate of $0.25 and down from $0.25 per share year-over-year.

Why It Matters

FinWise Bancorp's earnings miss indicates potential operational challenges, which may lead to decreased investor confidence and affect stock performance.

Source: Zacks Investment Research
Market Sentiment: Negative
FINW stock latest news image
Quick Summary

FinWise Bancorp (NASDAQ: FINW) launched a new strategic lending program in collaboration with fintech Backd Business Funding to enhance support for business owners.

Why It Matters

FinWise Bancorp's new partnership with Backd enhances its lending capabilities, potentially increasing revenue and market share, which could positively impact stock performance.

Source: GlobeNewsWire
Market Sentiment: Neutral

Frequently Asked Questions About FINW Stock

What is FinWise Bancorp's (FINW) stock forecast for 2025?

Based on our analysis of 5 Wall Street analysts, FinWise Bancorp (FINW) has a median price target of $19.50. The highest price target is $20.00 and the lowest is $18.50.

Is FINW stock a good investment in 2025?

According to current analyst ratings, FINW has 4 Buy ratings, 0 Hold ratings, and 0 Sell ratings. The stock is currently trading at $14.85. Always conduct your own research and consider your investment goals before making investment decisions.

What is the long-term price prediction for FINW stock?

Wall Street analysts predict FINW stock could reach $19.50 in the next 12 months. This represents a 31.3% increase from the current price of $14.85. Please note that this is a projection by Wall Street analysts and not a guarantee.

What is FinWise Bancorp's business model?

FinWise Bancorp operates as a bank holding company, generating revenue through traditional banking services like loans, savings, and checking accounts for individual and commercial clients. The company focuses on specialized lending solutions for small businesses, which supports its business model and growth.

What is the highest forecasted price for FINW FinWise Bancorp?

The highest price target for FINW is $20.00 from at , which represents a 34.7% increase from the current price of $14.85.

What is the lowest forecasted price for FINW FinWise Bancorp?

The lowest price target for FINW is $18.50 from at , which represents a 24.6% increase from the current price of $14.85.

What is the overall FINW consensus from analysts for FinWise Bancorp?

The overall analyst consensus for FINW is bullish. Out of 5 Wall Street analysts, 4 rate it as Buy, 0 as Hold, and 0 as Sell, with a median price target of $19.50.

How accurate are FINW stock price projections?

Stock price projections, including those for FinWise Bancorp, are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.

Important Disclaimer

The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.

Last updated: May 22, 2025 1:30 PM UTC
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