FINWFinancial Services · Banks - Regional

FINW Stock Forecast: FinWise Bancorp Price Predictions for 2026-2027

Last close, 29 Oct 2026

$13

+23.20% on the day

The 3 Wall Street analysts covering FinWise Bancorp hold a median 12-month price target of $16 — +20.0% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 65 of 100 as at 29 Oct 2026 — in the upper half.

Market cap

$185.1M

Ticker Nerd rank

65/ 100

Median analyst target

$16

Analysts covering

Revenue$54.3M+116.8% y/y

Net income$2.1M

Free cash flow−$25.7M

Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown

Total return, dividends reinvested

+27.0%

+18.4%

YTD

−25.7%

−25.2%

From 52W high

−31.1%

From 52W low

+27.6%

$10

$19

52-week range, adjusted closes · the dot is the last close

Ticker Nerd rank

FINW stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores FinWise Bancorp on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 29 Oct 2026

65/ 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Growth

Value

Quality

Size

Issuance

Revisions

Volatility

Accruals

Momentum

Growth (97): Sales and profits are climbing, and climbing faster than before.

Momentum (10): The shares have been drifting down relative to others.

Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.

Wall Street

FINW stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on FINW, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says3 analysts

2 Buy1 Hold0 Sell

Low $14Median $16High $19

The green dot is the last close — the median target sits +20.0% from it.

Recent analyst actionsNewest first

Of the 10 most recent actions, 3 moved their price target up and 0 moved it down.

Date	Firm	Action	Rating	Target
14 Apr 2025	Hovde Group	Initiates	Outperform	$19
31 Jan 2025	Piper Sandler	Maintains	Overweight	$20 → $22
31 Jan 2025	Stephens & Co.	Maintains	Overweight	$20 → $22
18 Dec 2024	Raymond James	Initiates	Outperform	$21
29 Oct 2024	Stephens & Co.	Maintains	Overweight	$17 → $18
30 Jan 2024	Piper Sandler	Maintains	Overweight	—
23 Aug 2023	Piper Sandler	Maintains	Overweight	—
26 Jan 2023	Piper Sandler	Maintains	Overweight	—
14 Dec 2021	Piper Sandler	Initiates	Overweight	—
14 Dec 2021	Stephens & Co.	Initiates	Overweight	—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

FINW appears in the Radar on the weeks it earns a place.

Market Radar, every Monday: the week's biggest rank moves across ~4,600 US stocks, and the reason for each.
The AI build-out map, free: every AI company we track, part by part, and one part in full with each verdict.

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Performance

FINW vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 29 Oct 2026, FinWise Bancorp returned −25.2% against +13.1% for the S&P 500, dividends included.

FINW vs S&P 500, last 12 monthsTotal return, rebased to 100

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

FINW analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year

EPS revision, 90 days

−36.4%

Analysts raising

Analysts cutting

Fundamentals

FinWise Bancorp (FINW) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation

Trailing P/E: 13.9×
Price / sales: 1.6×
Price / book: 0.9×
EV / EBITDA: —

Growth & margins

Revenue growth (YoY): 55.7%
Earnings growth (YoY): −48.0%
Gross margin: —
Operating margin: 8.9%
Net margin: 11.7%

Returns & dividend

Return on equity: 7.2%
Return on assets: 1.5%
Dividend yield: 0.0%

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

FinWise Bancorp (FINW) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

FinWise Bancorp has a market value of $185.1M and an enterprise value of $64.6M.
Revenue in the twelve months to 30 June 2026: $179.3M. The latest quarter grew 55.7% year on year.
Net income over the same four quarters: $13.7M, a 7.6% net margin.
Diluted earnings per share, trailing twelve months: $0.96.
Free cash flow in the twelve months to 30 June 2026: $6.1M.
Shares outstanding: 13.7M.
Trailing P/E: 13.9×; forward P/E: 13.2× — the forward figure prices analyst consensus estimates, not reported earnings.
Forward dividend yield: 0.00%, paying out 0% of earnings.
FinWise Bancorp employs 206 people — $870K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 29 Oct 2026

Data provided by Twelve Data

Peers

FINW vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional

Company	Market cap	TKN rank
FINWFinWise Bancorp	$185.1M	65
BVFLBV Financial, Inc.	$187.4M	83
ECBKECB Bancorp, Inc.	$187.6M	52
FNWDFinward Bancorp	$190.0M	54
SBFGSB Financial Group, Inc.	$195.9M	87
LARKLandmark Bancorp, Inc. (Kansas)	$196.2M	80
RBKBRhinebeck Bancorp, Inc.	$201.0M	52

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own FinWise Bancorp — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest FINW news & analysis

What FinWise Bancorp (FINW) Said on Its Q3 Earnings Call

MarketBeat · 29 Oct 2026positive

FinWise Bancorp reported third-quarter 2026 net income of $10 million, or $0.73 per diluted share. Loan originations rose and its credit-enhanced lending portfolio expanded; continuing operations earned $10.4 million, while discontinued operations recorded a $0.4 million loss.

Why it matters — FINW watchers may note the reported earnings alongside growth in loan originations and the differing results from continuing and discontinued operations.

FinWise Bancorp (FINW) Q3 2026 Earnings Call Transcript

Seeking Alpha · 29 Oct 2026neutral

The item is a transcript of FinWise Bancorp’s Q3 2026 earnings call; the excerpt provides no details about the discussion.

Why it matters — FINW watchers may consult the call transcript for company updates, but the provided excerpt contains no specific information to assess.

FinWise Bancorp Reports Third Quarter 2026 Results

GlobeNewsWire · 28 Oct 2026positive

FinWise Bancorp reported third-quarter 2026 loan originations of $2.1 billion, net income of $10.0 million and diluted EPS of $0.73. Net income included a $6.5 million bargain purchase gain related to its acquisition of certain Tallied Technologies assets and liabilities, and a $0.4 million loss from discontinued operations.

Why it matters — The results provide FINW watchers with updates on lending activity, earnings, credit-enhanced loan balances and nonperforming loans.

New Strong Sell Stocks for October 26th

Zacks Investment Research · 26 Oct 2026negative

Zacks Investment Research added FinWise Bancorp (FINW), along with FNF and PEGA, to its Zacks Rank #5 (Strong Sell) list on October 26, 2026.

Why it matters — FINW watchers may note the company’s addition to the Zacks list as a research item about its rating.

Earnings Preview: FinWise Bancorp (FINW) Q3 Earnings Expected to Decline

Zacks Investment Research · 21 Oct 2026negative

Zacks Investment Research says FinWise Bancorp is expected to report lower Q3 earnings and lacks the two key ingredients associated with a likely earnings beat.

Why it matters — The preview flags expectations for FINW’s upcoming quarterly earnings report.

FAQ

Frequently asked questions about FINW stock

What is the FINW stock price forecast for 2026-2027?

The 3 Wall Street analysts covering FinWise Bancorp have a median 12-month price target of $16, with estimates ranging from $14 to $19. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is FINW stock a buy right now?

Of the 3 analysts covering FinWise Bancorp, 2 rate it a Buy, 1 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks FinWise Bancorp 65 out of 100 across roughly 4,600 US stocks as at 29 Oct 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank FINW?

As at 29 Oct 2026, FinWise Bancorp ranks 65 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Growth (97 of 100).

Will FINW stock go up?

No one can know that. What the data says: the median 12-month target from 3 analysts implies +20.0% from the last close, and Ticker Nerd's factor model ranks FinWise Bancorp 65 out of 100 as at 29 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the FINW stock forecast for 2030?

No analyst covering FinWise Bancorp publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for FINW are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $14 to $19 over the next 12 months.

How has FINW stock performed over the past year?

FinWise Bancorp returned -25.2% over the 12 months to 29 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does FinWise Bancorp do?

What is the latest news on FINW?

The most recent item we track (MarketBeat, 29 Oct 2026): "What FinWise Bancorp (FINW) Said on Its Q3 Earnings Call". FinWise Bancorp reported third-quarter 2026 net income of $10 million, or $0.73 per diluted share. Loan originations rose and its credit-enhanced lending portfolio expanded; continuing operations earned $10.4 million, while discontinued operations recorded a $0.4 million loss.

Company

About FinWise Bancorp.

FinWise Bancorp is a bank holding company that operates through FinWise Bank, offering consumer and commercial banking services to individual and business customers. Its current business includes deposit products, lending across areas such as SBA 7(a), commercial real estate, residential real estate, consumer, and leasing, as well as digital banking tools like online banking, mobile banking, debit cards, and cash management services. The company also provides banking and payments solutions to fintech brands through strategic program lending, embedded banking, and API-driven infrastructure, while expanding services such as BIN sponsorship and payment processing. FinWise Bancorp serves both traditional banking clients and fintech partners, positioning itself as a specialized financial institution focused on lending, deposits, and embedded finance solutions.

CEO Mr. James F. Noone · 206 employees · United States · https://investors.finwisebancorp.com