CHYMTechnology · Software - ApplicationThe 20 Wall Street analysts covering Chime Financial, Inc. hold a median 12-month price target of $33 — +13.4% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 35 of 100 as at 8 Aug 2026 — in the lower half. The Street sees upside; the factor read is a caution. That gap is the story on this page.
Consensus tells you what everyone already believes. The model scores Chime Financial, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Growth (97): Sales and profits are climbing, and climbing faster than before.
Volatility (16): The share price moves around a lot.
Size (15): Larger than most of the companies we track — more scrutinised, less often mispriced.
The rank is the raw material. Whether the rules would actually own Chime Financial, Inc. — and when they’d sell — is the membership.
The bullish and bearish analyst opinions on CHYM, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
The green dot is the last close — the median target sits +13.4% from it.
Of the 20 most recent actions, 9 moved their price target up and 1 moved it down.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 7 Aug 2026 | Barclays | Maintains | Overweight | $26 → $33 |
| 6 Aug 2026 | B. Riley Securities | Maintains | Buy | $35 → $37 |
| 6 Aug 2026 | BMO Capital | Maintains | Outperform | $28 → $32 |
| 6 Aug 2026 | Canaccord Genuity | Maintains | Buy | $40 → $45 |
| 6 Aug 2026 | Goldman Sachs | Maintains | Buy | $26 → $33 |
| 6 Aug 2026 | Keefe, Bruyette & Woods | Maintains | Outperform | $30 → $35 |
| 6 Aug 2026 | Morgan Stanley | Maintains | Overweight | $31 → $33 |
| 6 Aug 2026 | Piper Sandler | Maintains | Overweight | $30 → $35 |
| 6 Aug 2026 | UBS | Maintains | Neutral | $26 → $28 |
| 31 July 2026 | Canaccord Genuity | Maintains | Buy | $40 |
| 22 July 2026 | BMO Capital | Maintains | Outperform | — |
| 22 July 2026 | BMO Capital | Maintains | Outperform | $30 → $28 |
| 8 July 2026 | Barclays | Initiates | Overweight | — |
| 8 July 2026 | Barclays | Initiates | Overweight | $26 |
| 11 May 2026 | Canaccord Genuity | Maintains | Buy | — |
| 7 May 2026 | Wells Fargo | Maintains | Overweight | — |
| 22 Apr 2026 | BMO Capital | Initiates | Outperform | — |
| 13 Apr 2026 | Compass Point | Upgrade | Buy | — |
| 13 Apr 2026 | Wells Fargo | Initiates | Overweight | — |
| 4 Mar 2026 | Keybanc | Initiates | Overweight | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 66% of US stocks
Cheaper than 28% of US stocks
Cheaper than 14% of US stocks
Cheaper than 11% of US stocks
Higher than 76% of US stocks
Higher than 64% of US stocks
Higher than 96% of US stocks
Higher than 78% of US stocks
Higher than 29% of US stocks
Higher than 43% of US stocks
Higher than 95% of US stocks
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The nearest names by industry and size, scored by the same model — like for like.
Computed off the Friday close and sent before the US open.
Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. CHYM appears on the weeks it earns a place.
Seeking Alpha published the transcript of Chime Financial, Inc.'s (CHYM) second-quarter 2026 earnings conference call. The item provides the full transcript of the company's Q2 2026 earnings call.
Why it matters — CHYM watchers can use the transcript to review management's stated commentary and discussion from the company's Q2 2026 earnings call.
Chime Financial, Inc. reported quarterly earnings of $0.07 per share, beating the Zacks Consensus Estimate of a loss of $0.01 per share. This compares to a loss of $7.29 per share in the same period a year ago, and the company also beat revenue estimates.
Why it matters — A CHYM watcher would care because the company swung from a substantial year-ago loss to a profitable quarter, beating analyst expectations.
Chime released its second-quarter results after markets closed on Wednesday, Aug. 5. The results showed that direct deposit serves as the underwriting and repayment infrastructure for a growing lending business.
Why it matters — A CHYM watcher would care because it shows how Chime's direct deposit base is being leveraged to build out its lending operations.
Chime Financial reported second-quarter results showing accelerating growth in members, revenue, and transaction profit. The company raised its full-year outlook and introduced new product initiatives aimed at higher-income consumers.
Why it matters — The raised outlook and new product initiatives signal continued momentum for Chime as it expands beyond its core customer base.
This Zacks Investment Research article discusses Chime Financial, Inc.'s (CHYM) reported headline figures for the quarter ended June 2026, and suggests comparing its key metrics against Wall Street estimates and year-ago actuals to assess performance.
Why it matters — CHYM watchers would find a metrics-versus-estimates comparison useful for gauging how the company's quarterly performance lines up with analyst expectations.
The 20 Wall Street analysts covering Chime Financial, Inc. have a median 12-month price target of $33, with estimates ranging from $21 to $45. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 20 analysts covering Chime Financial, Inc., 17 rate it a Buy, 3 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Chime Financial, Inc. 35 out of 100 across roughly 4,600 US stocks as at 8 Aug 2026. None of this is personal advice — it does not consider your circumstances.
As at 8 Aug 2026, Chime Financial, Inc. ranks 35 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Growth (97 of 100).
No one can know that. What the data says: the median 12-month target from 20 analysts implies +13.4% from the last close, and Ticker Nerd's factor model ranks Chime Financial, Inc. 35 out of 100 as at 8 Aug 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering Chime Financial, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for CHYM are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $21 to $45 over the next 12 months.
Chime Financial, Inc. returned -14.1% over the 12 months to 7 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.
Chime Financial, Inc. – Class A Common Stock represents ownership in a U.S.-based financial technology company that offers mobile-first, consumer-focused banking services.
The most recent item we track (Seeking Alpha, 6 Aug 2026): "Chime Financial, Inc. (CHYM) Q2 2026 Earnings Call Transcript". Seeking Alpha published the transcript of Chime Financial, Inc.'s (CHYM) second-quarter 2026 earnings conference call. The item provides the full transcript of the company's Q2 2026 earnings call.
Chime Financial, Inc. – Class A Common Stock represents ownership in a U.S.-based financial technology company that offers mobile-first, consumer-focused banking services. Chime Financial, Inc. operates a digital banking platform delivered primarily through its mobile application, providing features such as online checking and savings accounts, fee-free overdraft up to certain limits, early access to direct deposits, automatic savings tools, and debit card-based payments. The company partners with regulated banks to deliver these services while focusing on user experience, low fees, and transparency in everyday money management. Chime Financial, Inc. targets mass-market consumers seeking accessible, app-driven alternatives to traditional retail banking, with capabilities including mobile payments, account alerts, and security and control features such as card locking. Founded in 2012 and headquartered in San Francisco, California, Chime Financial, Inc. plays a notable role in the broader fintech ecosystem by expanding access to digital banking solutions and competing with both incumbent banks and other neobanks.
CEO Mr. Christopher R. Britt · 1,519 employees · United States · https://www.chime.com