CHYMTechnology · Software - ApplicationThe 22 Wall Street analysts covering Chime Financial, Inc. hold a median 12-month price target of $38 — +11.9% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 43 of 100 as at 14 Sept 2026 — in the lower half.
Consensus tells you what everyone already believes. The model scores Chime Financial, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Growth (96): Sales and profits are climbing, and climbing faster than before.
Volatility (15): The share price moves around a lot.
Size (13): Larger than most of the companies we track — more scrutinised, less often mispriced.
Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.
The bullish and bearish analyst opinions on CHYM, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
The green dot is the last close — the median target sits +11.9% from it.
Of the 20 most recent actions, 13 moved their price target up and 0 moved it down.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 14 Sept 2026 | B. Riley Securities | Maintains | Buy | $37 → $44 |
| 14 Sept 2026 | Rothschild & Co | Upgrade | Buy | $46 |
| 9 Sept 2026 | Barclays | Maintains | Overweight | $33 → $40 |
| 9 Sept 2026 | Canaccord Genuity | Maintains | Buy | $45 → $50 |
| 9 Sept 2026 | Evercore ISI Group | Maintains | Outperform | $39 → $42 |
| 9 Sept 2026 | Keybanc | Maintains | Overweight | $33 → $40 |
| 9 Sept 2026 | Loop Capital | Initiates | Buy | $45 |
| 9 Sept 2026 | Morgan Stanley | Maintains | Overweight | $39 → $40 |
| 9 Sept 2026 | Piper Sandler | Maintains | Overweight | $35 → $40 |
| 9 Sept 2026 | Scotiabank | Maintains | Sector Outperform | $40 → $42 |
| 9 Sept 2026 | UBS | Maintains | Neutral | $28 → $31 |
| 2 Sept 2026 | Scotiabank | Initiates | Sector Outperform | $40 |
| 25 Aug 2026 | Wells Fargo | Maintains | Overweight | — |
| 25 Aug 2026 | Wells Fargo | Maintains | Overweight | $33 → $39 |
| 25 Aug 2026 | Wolfe Research | Maintains | Outperform | $32 → $38 |
| 25 Aug 2026 | Wolfe Research | Maintains | Outperform | — |
| 18 Aug 2026 | Morgan Stanley | Maintains | Overweight | — |
| 18 Aug 2026 | Morgan Stanley | Maintains | Overweight | $33 → $39 |
| 11 Aug 2026 | Evercore ISI Group | Maintains | Outperform | — |
| 11 Aug 2026 | Evercore ISI Group | Maintains | Outperform | $35 → $39 |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Computed off the Friday close and sent before the US open.
Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. CHYM appears on the weeks it earns a place.
Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 14 Sept 2026, Chime Financial, Inc. returned +43.6% against +17.0% for the S&P 500, dividends included.
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Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 64% of US stocks
Cheaper than 24% of US stocks
Cheaper than 10% of US stocks
Cheaper than 9% of US stocks
Higher than 76% of US stocks
Higher than 64% of US stocks
Higher than 96% of US stocks
Higher than 77% of US stocks
Higher than 29% of US stocks
Higher than 43% of US stocks
Higher than 95% of US stocks
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
Chime Financial, Inc. has a market value of $12.5B and an enterprise value of $11.5B.
Revenue in the twelve months to 30 June 2026: $2.5B. The latest quarter grew 26.8% year on year.
Net income over the same four quarters: −$18.2M, a −0.7% net margin.
Diluted earnings per share, trailing twelve months: $−0.07.
Free cash flow in the twelve months to 30 June 2026: $308.9M, after $3.3M of capital spending.
Chime Financial, Inc. spent $299.6M on share buybacks in the twelve months to 30 June 2026.
Trailing P/E: 6.3×; forward P/E: 21.2× — the forward figure prices analyst consensus estimates, not reported earnings.
Chime Financial, Inc. employs 1,519 people — $1.6M of revenue per employee.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own Chime Financial, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →
On September 11, 2026, Zacks Investment Research placed CHYM on its list of Zacks Rank #1 (Strong Buy) momentum stocks, alongside RCMT and VG.
Why it matters — A Zacks Strong Buy momentum designation signals that CHYM has attracted positive attention from a well-known independent research firm, which may inform investor consideration.
Chime Financial has struck a $590M deal that could reshape its banking model. The article notes that fintech platforms historically relied on third-party chartered banks to hold deposits and clear transactions, and that this software-wrapper era is drawing to a close.
Why it matters — A CHYM watcher would care because the deal signals a shift away from Chime's reliance on third-party banks toward a more self-contained banking structure.
Chime Financial Inc. (NASDAQ:CHYM) shares traded lower Thursday afternoon, giving back recent gains as investors took profits following a multi-day rally driven by a major strategic acquisition announcement.
Why it matters — The pullback reflects investor profit-taking after CHYM shares had risen on the back of recent strategic acquisition news, providing context on the stock's short-term movement for CHYM watchers.
Seeking Alpha analysts issued a buy recommendation for Chime Financial, citing its Stride Bank acquisition and raised guidance, while noting the stock appears stretched after an 86% three-month rally. The company expects the acquisition to unlock over $100M in annual synergies and immediate earnings accretion, and raised Q3 revenue guidance to $705M and full-year adjusted EBITDA to $481–$489M.
Why it matters — A CHYM watcher would note the positive outlook and expected earnings accretion from the Stride Bank deal, while being mindful of the valuation after the recent sharp rally.
Chime agreed to buy the bank it has been renting for years, paying $590 million. The deal is expected to bring cheaper funding and cleaner economics while introducing capital requirements and federal oversight the fintech has not faced previously.
Why it matters — A CHYM watcher would care because this acquisition shifts Chime from a renter of banking infrastructure into a bank owner subject to new regulatory and capital requirements.
The 22 Wall Street analysts covering Chime Financial, Inc. have a median 12-month price target of $38, with estimates ranging from $22 to $50. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 22 analysts covering Chime Financial, Inc., 19 rate it a Buy, 3 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Chime Financial, Inc. 43 out of 100 across roughly 4,600 US stocks as at 14 Sept 2026. None of this is personal advice — it does not consider your circumstances.
As at 14 Sept 2026, Chime Financial, Inc. ranks 43 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Growth (96 of 100).
No one can know that. What the data says: the median 12-month target from 22 analysts implies +11.9% from the last close, and Ticker Nerd's factor model ranks Chime Financial, Inc. 43 out of 100 as at 14 Sept 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering Chime Financial, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for CHYM are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $22 to $50 over the next 12 months.
Chime Financial, Inc. returned +43.6% over the 12 months to 14 Sept 2026, with dividends reinvested. Past performance does not indicate future returns.
Chime Financial Inc. Class A is a financial technology company that provides digital consumer banking and payment services through its mobile platform.
The most recent item we track (Zacks Investment Research, 11 Sept 2026): "Best Momentum Stock to Buy for September 11th". On September 11, 2026, Zacks Investment Research placed CHYM on its list of Zacks Rank #1 (Strong Buy) momentum stocks, alongside RCMT and VG.
Chime Financial Inc. Class A is a financial technology company that provides digital consumer banking and payment services through its mobile platform. The company’s app offers FDIC-insured checking accounts, debit card access, mobile banking, automatic savings tools, mobile payments, and fee-free overdraft features. It also provides liquidity and credit-building products such as SpotMe, MyPay, and Instant Loans, aimed at helping users manage everyday spending and short-term cash needs. Chime Financial serves customers in the United States and operates as a mobile-first alternative to traditional banking, with a focus on simple, low-cost financial services. Headquartered in San Francisco, California, Chime Financial plays a notable role in the fintech sector by combining core banking functions with app-based money management tools for everyday consumers.
CEO Mr. Christopher R. Britt · 1,519 employees · United States · https://www.chime.com
