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CHYM Stock Forecast: Chime Financial, Inc. Price Predictions for 2026-2027

Last close, 21 Aug 2026
$33
+2.60% on the day

The 20 Wall Street analysts covering Chime Financial, Inc. hold a median 12-month price target of $34 — +3.7% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 38 of 100 as at 22 Aug 2026 — in the lower half.

Market cap
$12.4B
Ticker Nerd rank
38 / 100
Median analyst target
$34
Analysts covering
20
Total return, dividends reinvested
1W
+2.4%
1M
+46.8%
YTD
+30.2%
1Y
+25.2%
From 52W high
−0.9%
From 52W low
+99.4%
$16
$33
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

CHYM stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Chime Financial, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 22 Aug 2026
38 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Growth
97
Revisions
96
Momentum
41
Issuance
34
Value
30
Quality
29
Accruals
28
Volatility
16
Size
14

Growth (97): Sales and profits are climbing, and climbing faster than before.

Volatility (16): The share price moves around a lot.

Size (14): Larger than most of the companies we track — more scrutinised, less often mispriced.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

CHYM stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on CHYM, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$10$20$30$40$50Oct 25Jan 26Apr 26Jul 26CHYMHigh $45Median $34Low $22

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

What Wall Street says20 analysts
17 Buy3 Hold0 Sell
Low $22Median $34High $45

The green dot is the last close — the median target sits +3.7% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 11 moved their price target up and 0 moved it down.

DateFirmActionRatingTarget
18 Aug 2026Morgan StanleyMaintainsOverweight$33 → $39
11 Aug 2026Evercore ISI GroupMaintainsOutperform$35 → $39
7 Aug 2026BarclaysMaintainsOverweight—
7 Aug 2026BarclaysMaintainsOverweight$26 → $33
6 Aug 2026B. Riley SecuritiesMaintainsBuy—
6 Aug 2026B. Riley SecuritiesMaintainsBuy$35 → $37
6 Aug 2026BMO CapitalMaintainsOutperform—
6 Aug 2026BMO CapitalMaintainsOutperform$28 → $32
6 Aug 2026Canaccord GenuityMaintainsBuy—
6 Aug 2026Canaccord GenuityMaintainsBuy$40 → $45
6 Aug 2026Goldman SachsMaintainsBuy$26 → $33
6 Aug 2026Goldman SachsMaintainsBuy—
6 Aug 2026Keefe, Bruyette & WoodsMaintainsOutperform—
6 Aug 2026Keefe, Bruyette & WoodsMaintainsOutperform$30 → $35
6 Aug 2026Morgan StanleyMaintainsOverweight—
6 Aug 2026Morgan StanleyMaintainsOverweight$31 → $33
6 Aug 2026Piper SandlerMaintainsOverweight$30 → $35
6 Aug 2026Piper SandlerMaintainsOverweight—
6 Aug 2026UBSMaintainsNeutral$26 → $28
6 Aug 2026UBSMaintainsNeutral—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. CHYM appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Estimates

CHYM analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+33.8%
Analysts raising
11
Analysts cutting
0
Fundamentals

Chime Financial, Inc. (CHYM) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
6.1×

Cheaper than 65% of US stocks

Price / sales
5.1×

Cheaper than 25% of US stocks

Price / book
8.8×

Cheaper than 12% of US stocks

EV / EBITDA
29.8×

Cheaper than 10% of US stocks

Growth & margins
Revenue growth (YoY)
26.8%

Higher than 76% of US stocks

Earnings growth (YoY)
26.8%

Higher than 64% of US stocks

Gross margin
88.8%

Higher than 96% of US stocks

Operating margin
18.6%

Higher than 77% of US stocks

Net margin
−0.7%

Higher than 29% of US stocks

Returns & dividend
Return on equity
−1.3%

Higher than 42% of US stocks

Return on assets
12.0%

Higher than 95% of US stocks

Dividend yield
—

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Peers

CHYM vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelSoftware - Application
CompanyMarket capTKN rank
CHYMChime Financial, Inc.$12.4B
38
DOCUDocuSign, Inc.$12.4B
79
MANHManhattan Associates, Inc.$12.9B
85
HUBSHubSpot, Inc.$12.0B
91
BSYBentley Systems, Inc.$11.2B
68
FIGFigma, Inc.$14.1B
20
GRABGrab Holdings Ltd. (Singapore)$14.2B
36

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Chime Financial, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest CHYM news & analysis

Insider Liquidates More Than 26,000 Shares of Fintech Stock for Tax Obligations

The Motley Fool · 22 Aug 2026neutral

An insider sold approximately 26,072 shares of the fintech stock, valued at roughly $835,000 as of the August 17, 2026 transaction date, to satisfy tax obligations. The disposition represented 0.62% of the insider's total direct equity holdings in the company.

Why it matters — CHYM watchers may note insider selling activity, though the disposition was attributed to tax obligations and represented a small portion of the insider's holdings.

Dividends Are Found in the Tried & True

ETF Trends · 22 Aug 2026neutral

In a column on established dividend-paying companies, the author recounts receiving an email from someone who declined to bank with a social media company, reflecting skepticism toward newer fintech-style banking.

Why it matters — A CHYM watcher would care because the piece highlights consumer reluctance toward non-traditional, social-media-linked banking, which bears on the appeal of newer digital financial services.

Chime Financial, Inc. (CHYM) Is Up 10.03% in One Week: What You Should Know

Zacks Investment Research · 20 Aug 2026positive

Chime Financial, Inc. (CHYM) rose 10.03% over the past week, according to Zacks Investment Research. The article examines whether the stock has the characteristics to be a top pick for momentum investors.

Why it matters — A CHYM watcher would care because the article assesses the stock's recent price momentum and whether it qualifies as a strong momentum investment candidate.

Chime to Participate in Goldman Sachs Communacopia + Technology Conference

Business Wire · 19 Aug 2026neutral

Chime announced that CEO and Co-founder Chris Britt will participate in a fireside chat at the Goldman Sachs Communacopia + Technology Conference in San Francisco on September 9, 2026. A live webcast will be available on Chime's Investor Relations website, with a replay accessible for a limited time afterward.

Why it matters — The announcement gives CHYM watchers an opportunity to hear directly from the CEO at a major industry conference, offering insight into the company's outlook.

Earnings Estimates Moving Higher for Chime Financial, Inc. (CHYM): Time to Buy?

Zacks Investment Research · 19 Aug 2026positive

Chime Financial, Inc. (CHYM) shares have begun gaining and may continue moving higher in the near term, according to Zacks Investment Research, which points to solid earnings estimate revisions as the driver of this momentum.

Why it matters — A CHYM watcher would care because rising earnings estimate revisions are often seen as a signal that the stock could keep gaining in the near term.

FAQ

Frequently asked questions about CHYM stock

What is the CHYM stock price forecast for 2026-2027?

The 20 Wall Street analysts covering Chime Financial, Inc. have a median 12-month price target of $34, with estimates ranging from $22 to $45. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is CHYM stock a buy right now?

Of the 20 analysts covering Chime Financial, Inc., 17 rate it a Buy, 3 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Chime Financial, Inc. 38 out of 100 across roughly 4,600 US stocks as at 22 Aug 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank CHYM?

As at 22 Aug 2026, Chime Financial, Inc. ranks 38 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Growth (97 of 100).

Will CHYM stock go up?

No one can know that. What the data says: the median 12-month target from 20 analysts implies +3.7% from the last close, and Ticker Nerd's factor model ranks Chime Financial, Inc. 38 out of 100 as at 22 Aug 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the CHYM stock forecast for 2030?

No analyst covering Chime Financial, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for CHYM are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $22 to $45 over the next 12 months.

How has CHYM stock performed over the past year?

Chime Financial, Inc. returned +25.2% over the 12 months to 21 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Chime Financial, Inc. do?

Chime Financial, Inc. – Class A Common Stock represents ownership in a U.S.-based financial technology company that offers mobile-first, consumer-focused banking services.

What is the latest news on CHYM?

The most recent item we track (The Motley Fool, 22 Aug 2026): "Insider Liquidates More Than 26,000 Shares of Fintech Stock for Tax Obligations". An insider sold approximately 26,072 shares of the fintech stock, valued at roughly $835,000 as of the August 17, 2026 transaction date, to satisfy tax obligations. The disposition represented 0.62% of the insider's total direct equity holdings in the company.

Company

About Chime Financial, Inc.

Chime Financial, Inc. – Class A Common Stock represents ownership in a U.S.-based financial technology company that offers mobile-first, consumer-focused banking services. Chime Financial, Inc. operates a digital banking platform delivered primarily through its mobile application, providing features such as online checking and savings accounts, fee-free overdraft up to certain limits, early access to direct deposits, automatic savings tools, and debit card-based payments. The company partners with regulated banks to deliver these services while focusing on user experience, low fees, and transparency in everyday money management. Chime Financial, Inc. targets mass-market consumers seeking accessible, app-driven alternatives to traditional retail banking, with capabilities including mobile payments, account alerts, and security and control features such as card locking. Founded in 2012 and headquartered in San Francisco, California, Chime Financial, Inc. plays a notable role in the broader fintech ecosystem by expanding access to digital banking solutions and competing with both incumbent banks and other neobanks.

CEO Mr. Christopher R. Britt · 1,519 employees · United States · https://www.chime.com