FBPFBPFinancial Services · Banks - Regional

FBP Stock Forecast: First BanCorp (Puerto Rico) Price Predictions for 2026-2027

Last close, 22 Oct 2026
$27
−0.11% on the day

The 7 Wall Street analysts covering First BanCorp (Puerto Rico) hold a median 12-month price target of $31 — +13.5% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 87 of 100 as at 22 Oct 2026 — inside the top quartile. Here, the model and the Street point the same way.

Market cap
$4.2B
Ticker Nerd rank
87/ 100
Median analyst target
$31
Analysts covering
7
Revenue$257.3M+7.3% y/y
Net income$96.2M
Free cash flow$87.2M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
+0.4%
1M
+1.5%
YTD
+35.0%
1Y
+36.4%
From 52W high
−7.4%
From 52W low
+45.4%
$19
$29
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

FBP stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores First BanCorp (Puerto Rico) on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 22 Oct 2026
87/ 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Quality
95
Issuance
92
Momentum
80
Growth
72
Volatility
70
Revisions
69
Accruals
57
Value
40
Size
25

Quality (95): The business earns solid, repeatable profits on what it owns.

Value (40): The shares cost a lot relative to the profits and assets behind them.

Size (25): Larger than most of the companies we track — more scrutinised, less often mispriced.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

FBP stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on FBP, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$20$25$30Jan 26Apr 26Jul 26Oct 26FBPHigh $33Median $31Low $30

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says7 analysts
5 Buy2 Hold0 Sell
Low $30Median $31High $33

The green dot is the last close — the median target sits +13.5% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 5 moved their price target up and 1 moved it down.

DateFirmActionRatingTarget
30 Sept 2026Wells FargoMaintainsOverweight$33 → $32
10 Aug 2026Wells FargoMaintainsOverweight$28 → $33
10 Aug 2026Wells FargoMaintainsOverweight—
23 July 2026BenchmarkMaintainsBuy$31 → $33
23 July 2026BenchmarkMaintainsBuy—
23 July 2026Keefe, Bruyette & WoodsMaintainsMarket Perform—
23 July 2026Keefe, Bruyette & WoodsMaintainsMarket Perform$27 → $31
15 July 2026BenchmarkInitiatesBuy$31
15 July 2026BenchmarkInitiatesBuy—
13 July 2026Truist SecuritiesMaintainsBuy—
13 July 2026Truist SecuritiesMaintainsBuy$26 → $30
6 July 2026Wells FargoMaintainsOverweight—
6 July 2026Wells FargoMaintainsOverweight$26 → $28
1 July 2026Raymond JamesMaintainsStrong Buy—
27 Apr 2026Raymond JamesUpgradeStrong Buy—
23 Apr 2026Keefe, Bruyette & WoodsMaintainsMarket Perform—
23 Apr 2026Piper SandlerMaintainsNeutral—
23 Apr 2026Truist SecuritiesMaintainsBuy—
23 Apr 2026Wells FargoMaintainsOverweight—
30 Mar 2026Wells FargoMaintainsOverweight—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

FBP appears in the Radar on the weeks it earns a place.

  • Market Radar, every Monday: the week's biggest rank moves across ~4,600 US stocks, and the reason for each.
  • The AI build-out map, free: every AI company we track, part by part, and one part in full with each verdict.
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Performance

FBP vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 22 Oct 2026, First BanCorp (Puerto Rico) returned +36.4% against +15.6% for the S&P 500, dividends included.

FBP vs S&P 500, last 12 monthsTotal return, rebased to 100
90100110120130140150Jan 26Apr 26Jul 26Oct 26FBPS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

FBP analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+6.9%
Analysts raising
1
Analysts cutting
0
Fundamentals

First BanCorp (Puerto Rico) (FBP) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
11.5×

Cheaper than 54% of US stocks

Price / sales
4.4×

Cheaper than 27% of US stocks

Price / book
2.1×

Cheaper than 41% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
9.4%

Higher than 51% of US stocks

Earnings growth (YoY)
19.9%

Higher than 59% of US stocks

Gross margin
—
Operating margin
49.1%

Higher than 96% of US stocks

Net margin
39.0%

Higher than 94% of US stocks

Returns & dividend
Return on equity
19.5%

Higher than 80% of US stocks

Return on assets
2.0%

Higher than 58% of US stocks

Dividend yield
2.9%

Higher than 85% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

First BanCorp (Puerto Rico) (FBP) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • First BanCorp (Puerto Rico) has a market value of $4.2B and an enterprise value of $3.8B.

  • Revenue in the twelve months to 30 June 2026: $987.4M. The latest quarter grew 9.4% year on year.

  • Net income over the same four quarters: $372.6M, a 37.7% net margin.

  • Free cash flow in the twelve months to 30 June 2026: $441.0M.

  • First BanCorp (Puerto Rico) spent $205.1M on share buybacks and $119.6M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 152.7M.

  • Trailing P/E: 11.5×; forward P/E: 10.6× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 2.93%, paying out 32% of earnings.

  • First BanCorp (Puerto Rico) employs 3,218 people — $307K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 22 Oct 2026

Data provided by Twelve Data

Peers

FBP vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
FBPFirst BanCorp (Puerto Rico)$4.2B87
FFINFirst Financial Bankshares, Inc.$4.3B41
CATYCathay General Bancorp$4.4B88
IBOCInternational Bancshares Corp.$4.2B60
UCBUnited Community Banks, Inc.$4.5B33
WSFSWSFS Financial Corp.$4.1B85
FULTFulton Financial Corp.$4.5B58

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own First BanCorp (Puerto Rico) — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest FBP news & analysis

First BanCorp. (FBP) Q3 2026 Earnings Call Transcript

Seeking Alpha · 22 Oct 2026neutral

First BanCorp. held its third-quarter 2026 financial results call on October 22, 2026. The excerpt lists company and analyst participants and introduces the presentation.

Why it matters — The call is a source of information for FBP watchers, though the excerpt provides no financial results or management commentary.

First BanCorp (FBP) Q3 Earnings: How Key Metrics Compare to Wall Street Estimates

Zacks Investment Research · 22 Oct 2026neutral

The item says First BanCorp’s Q3 results for the quarter ended September 2026 can be assessed by comparing key metrics with Wall Street estimates and year-ago values. It provides no specific results or comparisons in the excerpt.

Why it matters — These comparisons could give FBP watchers additional context on the quarter’s performance beyond its headline revenue and earnings figures.

First BanCorp (FBP) Q3 Earnings Surpass Estimates

Zacks Investment Research · 22 Oct 2026positive

First BanCorp reported Q3 earnings of $0.63 per share, above the Zacks Consensus Estimate of $0.58. Earnings were $0.51 per share in the year-ago quarter.

Why it matters — FBP watchers may note that quarterly per-share earnings exceeded the consensus estimate and were higher than a year earlier.

First BanCorp. Announces Earnings for the Quarter Ended September 30, 2026

Business Wire · 22 Oct 2026neutral

First BanCorp. reported third-quarter 2026 net income of $96.1 million, or $0.63 per diluted share. Net income matched the prior quarter and was below $100.5 million in the year-earlier quarter; diluted earnings per share were $0.01 higher than in the prior quarter and matched the year-earlier figure.

Why it matters — The results provide FBP watchers with an update on quarterly earnings and comparisons with the previous quarter and year-earlier period.

First BanCorp Announces Capital Actions

Business Wire · 21 Oct 2026positive

First BanCorp’s board approved a new stock repurchase program of up to $350 million, which the company expects to execute at management’s discretion throughout 2027, subject to market conditions. The approval is in addition to approximately $38.3 million remaining under an existing program.

Why it matters — FBP watchers may note the planned share repurchases as a capital action and the stated execution timeframe and conditions.

FAQ

Frequently asked questions about FBP stock

What is the FBP stock price forecast for 2026-2027?

The 7 Wall Street analysts covering First BanCorp (Puerto Rico) have a median 12-month price target of $31, with estimates ranging from $30 to $33. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is FBP stock a buy right now?

Of the 7 analysts covering First BanCorp (Puerto Rico), 5 rate it a Buy, 2 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks First BanCorp (Puerto Rico) 87 out of 100 across roughly 4,600 US stocks as at 22 Oct 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank FBP?

As at 22 Oct 2026, First BanCorp (Puerto Rico) ranks 87 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Quality (95 of 100).

Will FBP stock go up?

No one can know that. What the data says: the median 12-month target from 7 analysts implies +13.5% from the last close, and Ticker Nerd's factor model ranks First BanCorp (Puerto Rico) 87 out of 100 as at 22 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the FBP stock forecast for 2030?

No analyst covering First BanCorp (Puerto Rico) publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for FBP are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $30 to $33 over the next 12 months.

How has FBP stock performed over the past year?

First BanCorp (Puerto Rico) returned +36.4% over the 12 months to 22 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does First BanCorp (Puerto Rico) do?

First BanCorp. is a financial holding company and the parent of FirstBank Puerto Rico, providing a broad range of banking and related financial services to consumers, businesses, and institutional clients.

What is the latest news on FBP?

The most recent item we track (Seeking Alpha, 22 Oct 2026): "First BanCorp. (FBP) Q3 2026 Earnings Call Transcript". First BanCorp. held its third-quarter 2026 financial results call on October 22, 2026. The excerpt lists company and analyst participants and introduces the presentation.

Company

About First BanCorp (Puerto Rico).

First BanCorp. is a financial holding company and the parent of FirstBank Puerto Rico, providing a broad range of banking and related financial services to consumers, businesses, and institutional clients. The company’s core offerings include consumer banking, commercial and corporate banking, mortgage banking, treasury and investments, and insurance agency services. Through its banking operations, First BanCorp. serves customers with deposit accounts, loans, cash management solutions, mortgage products, and other day-to-day financial services. Its footprint spans Puerto Rico, Florida, the U.S. Virgin Islands, and other select markets, with a focus on retail clients, small and mid-sized businesses, and corporate relationships. Headquartered in San Juan, Puerto Rico, First BanCorp. plays a significant role in regional banking by supporting personal finance, business lending, and real estate financing across its markets.

CEO Mr. Aurelio Aleman-Bermudez · 3,218 employees · United States · https://www.1firstbank.com