FLDFLDFinancial Services · Capital Markets

FLD Stock Forecast: Fold Holdings, Inc. Price Predictions for 2026-2027

Last close, 29 Oct 2026
$0.53
+1.07% on the day

The 3 Wall Street analysts covering Fold Holdings, Inc. hold a median 12-month price target of $1.75 — +231.1% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 64 of 100 as at 29 Oct 2026 — in the upper half.

Market cap
$28.7M
Ticker Nerd rank
64/ 100
Median analyst target
$1.75
Analysts covering
3
Revenue$6.1M−25.5% y/y
Operating income−$7.8M
Net income−$9.7M
Free cash flow−$9.7M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
+3.6%
1M
−2.1%
YTD
−79.7%
1Y
−85.7%
From 52W high
−85.8%
From 52W low
+39.1%
$0.38
$3.72
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

FLD stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Fold Holdings, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 29 Oct 2026
64/ 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Accruals
98
Growth
91
Size
85
Issuance
74
Revisions
59
Volatility
37
Value
34
Momentum
18
Quality
8

Accruals (98): Reported profit is backed by cash, and the company is not expanding recklessly.

Quality (8): Profits are thin or unreliable for the size of the business, or they are not turning into cash.

Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.

Wall Street

FLD stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on FLD, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$0.00$1.00$2.00$3.00$4.00Jan 26Apr 26Jul 26Oct 26FLDHigh $4.19Median $1.75Low $0.70

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says3 analysts
3 Buy0 Hold0 Sell
Low $0.70Median $1.75High $4.19

The green dot is the last close — the median target sits +231.1% from it.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
14 Aug 2026Cantor FitzgeraldMaintainsOverweight—
14 Aug 2026Cantor FitzgeraldMaintainsOverweight$1.70 → $0.70
13 May 2026Cantor FitzgeraldMaintainsOverweight$2.00 → $1.70
13 May 2026Cantor FitzgeraldMaintainsOverweight—
18 Mar 2026Cantor FitzgeraldMaintainsOverweight—
18 Mar 2026HC Wainwright & Co.MaintainsBuy—
9 Feb 2026HC Wainwright & Co.ReiteratesBuy—
28 July 2025Cantor FitzgeraldInitiatesOverweight—
27 May 2025Northland Capital MarketsInitiatesOutperform—
14 Apr 2025HC Wainwright & Co.ReiteratesBuy—
7 Apr 2025HC Wainwright & Co.InitiatesBuy—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

FLD appears in the Radar on the weeks it earns a place.

  • Market Radar, every Monday: the week's biggest rank moves across ~4,600 US stocks, and the reason for each.
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Performance

FLD vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 29 Oct 2026, Fold Holdings, Inc. returned −85.7% against +13.1% for the S&P 500, dividends included.

FLD vs S&P 500, last 12 monthsTotal return, rebased to 100
020406080100120Jan 26Apr 26Jul 26Oct 26FLDS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

FLD analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
Analysts raising
1
Analysts cutting
1
Fundamentals

Fold Holdings, Inc. (FLD) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
1.8×

Cheaper than 70% of US stocks

Price / sales
1.0×

Cheaper than 68% of US stocks

Price / book
0.9×

Cheaper than 73% of US stocks

EV / EBITDA
−0.4×

Cheaper than 65% of US stocks

Growth & margins
Revenue growth (YoY)
−25.5%

Higher than 10% of US stocks

Earnings growth (YoY)
−25.5%

Higher than 18% of US stocks

Gross margin
−58.3%

Higher than 2% of US stocks

Operating margin
−139.8%

Higher than 12% of US stocks

Net margin
−258.6%

Higher than 1% of US stocks

Returns & dividend
Return on equity
−121.8%

Higher than 11% of US stocks

Return on assets
−16.7%

Higher than 22% of US stocks

Dividend yield
0.0%

Higher than 1% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Fold Holdings, Inc. (FLD) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Fold Holdings, Inc. has a market value of $28.7M and an enterprise value of $12.8M.

  • Revenue in the twelve months to 30 June 2026: $28.2M. The latest quarter shrank 25.5% year on year.

  • Net income over the same four quarters: −$73.0M, a −258.6% net margin.

  • Free cash flow in the twelve months to 30 June 2026: −$24.5M.

  • Shares outstanding: 55.0M.

  • Trailing P/E: 1.8×; forward P/E: −1.2× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 0.00%, paying out 0% of earnings.

  • Fold Holdings, Inc. employs 43 people — $656K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 29 Oct 2026

Data provided by Twelve Data

Peers

FLD vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelCapital Markets
CompanyMarket capTKN rank
FLDFold Holdings, Inc.$28.7M64
GRANGrande Group Ltd.$28.4M8
PLUTPlutus Financial Group Ltd.$27.0M10
COHNCohen & Co., Inc.$32.6M96
TAOXTAO Synergies, Inc.$24.8M35
ATCHAtlasClear Holdings, Inc.$23.4M64
AUREAurelion, Inc.$36.9M14

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Fold Holdings, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest FLD news & analysis

Fold to Release Third Quarter 2026 Results November 10th

GlobeNewsWire · 27 Oct 2026neutral

Fold Holdings announced it will release its third-quarter 2026 results on November 10, 2026, before holding an earnings conference call and webcast at 5:00 p.m. Eastern Time.

Why it matters — FLD watchers can note the date and time when the company plans to share its quarterly results and discuss them.

Fold Launches Fold Reserve, Offering Consumers A Market Leading Rewards Program in the Financial Marketplace, Featuring Bill Pay Rewards

GlobeNewsWire · 20 Oct 2026positive

Fold announced Fold Reserve, a rewards program that lets members use one balance across its credit card, debit card, bill pay, bitcoin exchange and gift cards. It also introduces rewards for paying everyday bills, including rent, mortgages, utilities and school tuition.

Why it matters — The launch adds bill payments to Fold’s rewards offering and connects rewards across several of its financial products.

NOTICE TO DISREGARD -- Fold, Inc.

GlobeNewsWire · 20 Aug 2026negative

Fold, Inc. issued a notice advising journalists and readers to disregard its Aug. 19 news release announcing that Kroger had rolled out the Fold Bitcoin Gift Card™ program nationwide. The company says the prior announcement should not be relied upon.

Why it matters — FLD watchers would care because a significant retail partnership announcement involving Kroger has been formally retracted, leaving uncertainty about the program's actual status.

Kroger, One of the Largest American Retail and Supermarket Chains, Rolls Out Fold Bitcoin Gift Card™ Program Nationwide

GlobeNewsWire · 19 Aug 2026positive

Fold Holdings, Inc. announced that its Fold Bitcoin Gift Card program is rolling out nationwide at Kroger, one of the largest American retail and supermarket chains. The rollout follows an initial seasonal pilot that demonstrated strong interest among Kroger customers.

Why it matters — A nationwide rollout with a major retail distributor like Kroger expands Fold's distribution reach and could broaden customer access to its Bitcoin gift card product.

Fold Holdings, Inc. (FLD) Q2 2026 Earnings Call Transcript

Seeking Alpha · 12 Aug 2026neutral

Fold Holdings, Inc. (FLD) released the transcript of its Q2 2026 earnings call, as published by Seeking Alpha. The excerpt provided contains only the transcript's title and publication source.

Why it matters — FLD watchers would review this transcript for the company's own commentary on its second-quarter 2026 results.

FAQ

Frequently asked questions about FLD stock

What is the FLD stock price forecast for 2026-2027?

The 3 Wall Street analysts covering Fold Holdings, Inc. have a median 12-month price target of $1.75, with estimates ranging from $0.7 to $4.19. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is FLD stock a buy right now?

Of the 3 analysts covering Fold Holdings, Inc., 3 rate it a Buy, 0 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Fold Holdings, Inc. 64 out of 100 across roughly 4,600 US stocks as at 29 Oct 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank FLD?

As at 29 Oct 2026, Fold Holdings, Inc. ranks 64 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Accruals (98 of 100).

Will FLD stock go up?

No one can know that. What the data says: the median 12-month target from 3 analysts implies +231.1% from the last close, and Ticker Nerd's factor model ranks Fold Holdings, Inc. 64 out of 100 as at 29 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the FLD stock forecast for 2030?

No analyst covering Fold Holdings, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for FLD are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $0.7 to $4.19 over the next 12 months.

How has FLD stock performed over the past year?

Fold Holdings, Inc. returned -85.7% over the 12 months to 29 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Fold Holdings, Inc. do?

Fold Holdings, Inc. Class A Common Stock represents Fold Holdings, a bitcoin-focused financial services company that provides consumer products designed to make bitcoin easier to earn, save, and spend in everyday life.

What is the latest news on FLD?

The most recent item we track (GlobeNewsWire, 27 Oct 2026): "Fold to Release Third Quarter 2026 Results November 10th". Fold Holdings announced it will release its third-quarter 2026 results on November 10, 2026, before holding an earnings conference call and webcast at 5:00 p.m. Eastern Time.

Company

About Fold Holdings, Inc.

Fold Holdings, Inc. Class A Common Stock represents Fold Holdings, a bitcoin-focused financial services company that provides consumer products designed to make bitcoin easier to earn, save, and spend in everyday life. The company’s platform centers on the Fold mobile application, which combines an FDIC-insured checking account, a prepaid debit card, a bitcoin rewards credit card, bill payment services, merchant reward offers, and bitcoin gift card products. Fold also offers access to bitcoin buying, selling, and custody services through third-party partners, while allowing users to accumulate bitcoin through routine financial activity. The business serves consumers seeking a practical interface between traditional payments and digital assets, and its shares reflect a financial technology company operating at the intersection of consumer banking tools and bitcoin-based services.

CEO Mr. William Reeves · 43 employees · United States · https://foldapp.com