FUNCFinancial Services · Banks - Regional

FUNC Stock Forecast: First United Corp. Price Predictions for 2026-2027

Last close, 14 Sept 2026

$44

−0.90% on the day

The 2 Wall Street analysts covering First United Corp. hold a median 12-month price target of $50 — +13.5% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 95 of 100 as at 14 Sept 2026 — among the strongest tenth. Here, the model and the Street point the same way.

Market cap

$284.3M

Ticker Nerd rank

95 / 100

Median analyst target

$50

Analysts covering

Revenue$23.9M+9.9% y/y

Net income$5.7M

Free cash flow$4.7M

Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown

Total return, dividends reinvested

−0.7%

−2.9%

YTD

+20.0%

+23.0%

From 52W high

−4.6%

From 52W low

+32.6%

$33

$46

52-week range, adjusted closes · the dot is the last close

Ticker Nerd rank

FUNC stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores First United Corp. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 14 Sept 2026

95 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Issuance

Revisions

Momentum

Value

Quality

Growth

Size

Volatility

Accruals

Issuance (95): The share count has been shrinking and the company is not leaning on new borrowing.

Accruals (33): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

FUNC stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on FUNC, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says2 analysts

2 Buy0 Hold0 Sell

Low $50Median $50High $50

The green dot is the last close — the median target sits +13.5% from it.

Recent analyst actionsNewest first

Date	Firm	Action	Rating	Target
1 July 2026	Raymond James	Maintains	Outperform	$44 → $50
29 May 2026	Hovde Group	Initiates	Outperform	—
7 July 2022	Raymond James	Maintains	Outperform	—
26 Apr 2022	Raymond James	Maintains	Outperform	—
8 Feb 2022	Raymond James	Maintains	Outperform	—
27 May 2021	Raymond James	Initiates	Outperform	—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. FUNC appears on the weeks it earns a place.

Performance

FUNC vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 14 Sept 2026, First United Corp. returned +23.0% against +17.0% for the S&P 500, dividends included.

FUNC vs S&P 500, last 12 monthsTotal return, rebased to 100

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

FUNC analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year

EPS revision, 90 days

−24.3%

Analysts raising

Analysts cutting

Fundamentals

First United Corp. (FUNC) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation

Trailing P/E: 11.4×
Price / sales: 3.1×
Price / book: 1.3×
EV / EBITDA: —

Growth & margins

Revenue growth (YoY): 10.7%
Earnings growth (YoY): −5.3%
Gross margin: —
Operating margin: 33.4%
Net margin: 27.7%

Returns & dividend

Return on equity: 12.4%
Return on assets: 1.2%
Dividend yield: 2.3%

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

First United Corp. (FUNC) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

First United Corp. has a market value of $284.3M and an enterprise value of $300.3M.
Revenue in the twelve months to 30 June 2026: $93.5M. The latest quarter grew 10.7% year on year.
Net income over the same four quarters: $25.1M, a 26.8% net margin.
Diluted earnings per share, trailing twelve months: $3.86.
Free cash flow in the twelve months to 30 June 2026: $26.0M.
First United Corp. spent $2.5M on share buybacks and $6.5M on dividends in the twelve months to 30 June 2026.
Shares outstanding: 6.5M.
Trailing P/E: 11.4×; forward P/E: 9.2× — the forward figure prices analyst consensus estimates, not reported earnings.
Forward dividend yield: 2.34%, paying out 26% of earnings.
First United Corp. employs 315 people — $297K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 15 Sept 2026

Data provided by Twelve Data

Peers

FUNC vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional

Company	Market cap	TKN rank
FUNCFirst United Corp.	$284.3M	95
ATLOAmes National Corp.	$288.6M	94
GBFHGBank Financial Holdings, Inc.	$288.7M	20
OVLYOak Valley Bancorp	$288.9M	50
FRAFFranklin Financial Services Corp. (Pennsylvania)	$283.3M	87
ISBAIsabella Bank Corp.	$289.4M	40
FXNCFirst National Corp. (Virginia)	$282.7M	91

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own First United Corp. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest FUNC news & analysis

Why First United Corporation (FUNC) is a Top Dividend Stock for Your Portfolio

Zacks Investment Research · 14 Sept 2026positive

Zacks Investment Research features First United Corporation as a top dividend stock, highlighting dividends as a key shareholder benefit and asking whether FUNC has what it takes to qualify. The piece examines the company's dividend credentials for investors seeking income.

Why it matters — FUNC watchers would care because the article positions the company's dividend as a notable strength, which could bring attention from income-focused investors.

First United Corporation (FUNC) is a Top Dividend Stock Right Now: Should You Buy?

Zacks Investment Research · 28 Aug 2026positive

Zacks Investment Research highlights First United Corporation (FUNC) as a top dividend stock, noting that dividends are among the best benefits for shareholders and examining whether FUNC has what it takes to be a strong dividend pick.

Why it matters — FUNC watchers would care because the piece draws positive attention to the company's dividend profile, which is a key factor for income-focused investors and could influence how the stock is viewed.

This is Why First United Corporation (FUNC) is a Great Dividend Stock

Zacks Investment Research · 12 Aug 2026positive

Zacks Investment Research published a piece examining whether First United Corporation (FUNC) qualifies as a great dividend stock, noting that dividends are one of the primary benefits for shareholders while questioning if FUNC has what it takes.

Why it matters — A FUNC watcher would care because the report highlights FUNC's dividend attractiveness as a possible factor in evaluating the stock.

First United Corporation (FUNC) Could Be a Great Choice

Zacks Investment Research · 27 July 2026positive

Zacks Investment Research published a piece examining whether First United Corporation (FUNC) could be a strong dividend stock for shareholders.

Why it matters — FUNC watchers would care because the article evaluates the company's potential as a dividend investment, which is a key factor for income-focused shareholders.

First United (FUNC) Upgraded to Buy: What Does It Mean for the Stock?

Zacks Investment Research · 24 July 2026positive

First United (FUNC) was upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about its earnings prospects.

Why it matters — The upgrade suggests analysts see improving earnings potential for FUNC, which could influence investor perception of the stock.

FAQ

Frequently asked questions about FUNC stock

What is the FUNC stock price forecast for 2026-2027?

The 2 Wall Street analysts covering First United Corp. have a median 12-month price target of $50, with estimates ranging from $50 to $50. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is FUNC stock a buy right now?

Of the 2 analysts covering First United Corp., 2 rate it a Buy, 0 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks First United Corp. 95 out of 100 across roughly 4,600 US stocks as at 14 Sept 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank FUNC?

As at 14 Sept 2026, First United Corp. ranks 95 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Issuance (95 of 100).

Will FUNC stock go up?

No one can know that. What the data says: the median 12-month target from 2 analysts implies +13.5% from the last close, and Ticker Nerd's factor model ranks First United Corp. 95 out of 100 as at 14 Sept 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the FUNC stock forecast for 2030?

No analyst covering First United Corp. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for FUNC are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $50 to $50 over the next 12 months.

How has FUNC stock performed over the past year?

First United Corp. returned +23.0% over the 12 months to 14 Sept 2026, with dividends reinvested. Past performance does not indicate future returns.

What does First United Corp. do?

What is the latest news on FUNC?

The most recent item we track (Zacks Investment Research, 14 Sept 2026): "Why First United Corporation (FUNC) is a Top Dividend Stock for Your Portfolio". Zacks Investment Research features First United Corporation as a top dividend stock, highlighting dividends as a key shareholder benefit and asking whether FUNC has what it takes to qualify. The piece examines the company's dividend credentials for investors seeking income.

Company

About First United Corp.

First United Corporation is a bank holding company headquartered in Oakland, Maryland. Through its subsidiary First United Bank & Trust, the company provides community banking and wealth management services to individuals, businesses, and organizations. Its offerings include deposit accounts, commercial and consumer lending, mortgage loans, treasury management, and cash management solutions, along with trust, insurance, and investment services. First United Corporation serves customers across retail, commercial, and agricultural banking markets, combining local relationship banking with a broader suite of financial products. The company’s business is organized around Community Banking and Wealth Management segments, reflecting its role as a regional financial services provider focused on deposit gathering, lending, and advisory services.

CEO Mr. Jason B. Rush · 315 employees · United States · https://mybank.com