FUNCFUNCFinancial Services · Banks - Regional

FUNC Stock Forecast: First United Corp. Price Predictions for 2026-2027

Last close, 30 Oct 2026
$46
−0.39% on the day

The 2 Wall Street analysts covering First United Corp. hold a median 12-month price target of $50 — +9.1% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 91 of 100 as at 29 Oct 2026 — among the strongest tenth. Here, the model and the Street point the same way.

Market cap
$297.1M
Ticker Nerd rank
91/ 100
Median analyst target
$50
Analysts covering
2
Revenue$23.9M+9.9% y/y
Net income$5.7M
Free cash flow$4.7M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
−0.2%
1M
+7.9%
YTD
+25.7%
1Y
+35.0%
From 52W high
−0.4%
From 52W low
+36.3%
$34
$46
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

FUNC stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores First United Corp. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 29 Oct 2026
91/ 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Issuance
94
Revisions
92
Momentum
81
Quality
68
Growth
68
Value
61
Size
61
Volatility
34
Accruals
34

Issuance (94): The share count has been shrinking and the company is not leaning on new borrowing.

Accruals (34): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.

Wall Street

FUNC stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on FUNC, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$35$40$45$50Jan 26Apr 26Jul 26Oct 26FUNCHigh $50Median $50Low $50

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says2 analysts
2 Buy0 Hold0 Sell
Low $50Median $50High $50

The green dot is the last close — the median target sits +9.1% from it.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
1 July 2026Raymond JamesMaintainsOutperform$44 → $50
29 May 2026Hovde GroupInitiatesOutperform—
7 July 2022Raymond JamesMaintainsOutperform—
26 Apr 2022Raymond JamesMaintainsOutperform—
8 Feb 2022Raymond JamesMaintainsOutperform—
27 May 2021Raymond JamesInitiatesOutperform—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

FUNC appears in the Radar on the weeks it earns a place.

  • Market Radar, every Monday: the week's biggest rank moves across ~4,600 US stocks, and the reason for each.
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Performance

FUNC vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 30 Oct 2026, First United Corp. returned +35.0% against +12.4% for the S&P 500, dividends included.

FUNC vs S&P 500, last 12 monthsTotal return, rebased to 100
90100110120130140Jan 26Apr 26Jul 26Oct 26FUNCS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

FUNC analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
−0.3%
Analysts raising
2
Analysts cutting
0
Fundamentals

First United Corp. (FUNC) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
11.8×

Cheaper than 53% of US stocks

Price / sales
3.2×

Cheaper than 37% of US stocks

Price / book
1.4×

Cheaper than 57% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
4.8%

Higher than 39% of US stocks

Earnings growth (YoY)
3.4%

Higher than 40% of US stocks

Gross margin
—
Operating margin
41.9%

Higher than 93% of US stocks

Net margin
27.6%

Higher than 87% of US stocks

Returns & dividend
Return on equity
12.2%

Higher than 69% of US stocks

Return on assets
1.2%

Higher than 52% of US stocks

Dividend yield
2.4%

Higher than 82% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

First United Corp. (FUNC) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • First United Corp. has a market value of $297.1M and an enterprise value of $287.3M.

  • Revenue in the twelve months to 30 June 2026: $93.5M. The latest quarter grew 4.8% year on year.

  • Net income over the same four quarters: $25.1M, a 26.8% net margin.

  • Diluted earnings per share, trailing twelve months: $3.86.

  • Free cash flow in the twelve months to 30 June 2026: $26.0M.

  • First United Corp. spent $2.5M on share buybacks and $6.5M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 6.5M.

  • Trailing P/E: 11.8×; forward P/E: 9.4× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 2.44%, paying out 26% of earnings.

  • First United Corp. employs 315 people — $297K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 30 Oct 2026

Data provided by Twelve Data

Peers

FUNC vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
FUNCFirst United Corp.$297.1M91
ATLOAmes National Corp.$301.1M98
BPRNPrinceton Bancorp, Inc.$293.6M64
QNBCQNB Corp.$292.8M30
MYFWFirst Western Financial, Inc.$305.6M97
ISBAIsabella Bank Corp.$291.1M62
FVCBFVCBankcorp, Inc.$308.0M91

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own First United Corp. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest FUNC news & analysis

First United Corporation (FUNC) Q3 Earnings Miss Estimates

Zacks Investment Research · 19 Oct 2026negative

First United Corporation reported Q3 earnings of $1.11 per share, below the Zacks Consensus Estimate of $1.16. Earnings were $1.07 per share in the year-ago quarter.

Why it matters — FUNC watchers may note that quarterly earnings fell short of the consensus estimate while exceeding the year-ago per-share figure.

FIRST UNITED CORPORATION ANNOUNCES THIRD QUARTER 2026 FINANCIAL RESULTS

PRNewsWire · 19 Oct 2026neutral

First United Corporation announced its financial results for the three- and nine-month periods ended September 30, 2026.

Why it matters — The announcement provides FUNC watchers with the company’s latest quarterly and year-to-date financial results.

Are You Looking for a High-Growth Dividend Stock?

Zacks Investment Research · 17 Oct 2026neutral

A Zacks Investment Research item raises the question of whether First United (FUNC) has the characteristics of a high-growth dividend stock. The excerpt offers no conclusion or supporting details.

Why it matters — FUNC watchers may note that the item focuses on the company’s dividend and growth characteristics, though the excerpt does not provide an assessment.

Dividend Stocks or Treasury Bills? The Retirement Income Math Might Surprise You

24/7 Wall Street · 13 Oct 2026neutral

The article compares Treasury bills with dividend stocks, noting that some dividend stocks have recently exceeded Treasury bills’ after-tax rates while also increasing their payouts.

Why it matters — FUNC watchers may find the comparison relevant when considering the broader income-investment context, though the excerpt does not identify FUNC as one of the stocks discussed.

Why First United Corporation (FUNC) is a Great Dividend Stock Right Now

Zacks Investment Research · 30 Sept 2026positive

Zacks Investment Research evaluates whether First United Corporation (FUNC) qualifies as a strong dividend stock, highlighting dividends as a key shareholder benefit while examining the company's attributes. The piece poses the question of whether FUNC has the qualities needed to be a good dividend pick.

Why it matters — A favorable Zacks assessment is significant for FUNC watchers because it signals the company's dividend appeal is being recognized in the investment community.

FAQ

Frequently asked questions about FUNC stock

What is the FUNC stock price forecast for 2026-2027?

The 2 Wall Street analysts covering First United Corp. have a median 12-month price target of $50, with estimates ranging from $50 to $50. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is FUNC stock a buy right now?

Of the 2 analysts covering First United Corp., 2 rate it a Buy, 0 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks First United Corp. 91 out of 100 across roughly 4,600 US stocks as at 29 Oct 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank FUNC?

As at 29 Oct 2026, First United Corp. ranks 91 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Issuance (94 of 100).

Will FUNC stock go up?

No one can know that. What the data says: the median 12-month target from 2 analysts implies +9.1% from the last close, and Ticker Nerd's factor model ranks First United Corp. 91 out of 100 as at 29 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the FUNC stock forecast for 2030?

No analyst covering First United Corp. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for FUNC are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $50 to $50 over the next 12 months.

How has FUNC stock performed over the past year?

First United Corp. returned +35.0% over the 12 months to 30 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does First United Corp. do?

First United Corporation is a bank holding company headquartered in Oakland, Maryland. Through its subsidiary First United Bank & Trust, the company provides community banking and wealth management services to individuals, businesses, and organizations.

What is the latest news on FUNC?

The most recent item we track (Zacks Investment Research, 19 Oct 2026): "First United Corporation (FUNC) Q3 Earnings Miss Estimates". First United Corporation reported Q3 earnings of $1.11 per share, below the Zacks Consensus Estimate of $1.16. Earnings were $1.07 per share in the year-ago quarter.

Company

About First United Corp.

First United Corporation is a bank holding company headquartered in Oakland, Maryland. Through its subsidiary First United Bank & Trust, the company provides community banking and wealth management services to individuals, businesses, and organizations. Its offerings include deposit accounts, commercial and consumer lending, mortgage loans, treasury management, and cash management solutions, along with trust, insurance, and investment services. First United Corporation serves customers across retail, commercial, and agricultural banking markets, combining local relationship banking with a broader suite of financial products. The company’s business is organized around Community Banking and Wealth Management segments, reflecting its role as a regional financial services provider focused on deposit gathering, lending, and advisory services.

CEO Mr. Jason B. Rush · 315 employees · United States · https://www.mybank.com