LDILDIFinancial Services · Mortgage Finance

LDI Stock Forecast: loanDepot, Inc. Price Predictions for 2026-2027

Last close, 18 Sept 2026
$0.70
−3.23% on the day

The 4 Wall Street analysts covering loanDepot, Inc. hold a median 12-month price target of $1.13 — +61.2% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 11 of 100 as at 19 Sept 2026 — in the weakest quartile. The Street sees upside; the factor read is a caution. That gap is the story on this page.

Market cap
$310.0M
Ticker Nerd rank
11 / 100
Median analyst target
$1.13
Analysts covering
4
Revenue$261.3M+22.4% y/y
Net income−$6.6M
Free cash flow$510.3M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
−16.4%
1M
−18.7%
YTD
−66.3%
1Y
−83.0%
From 52W high
−83.0%
From 52W low
0.0%
$0.70
$4.11
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

LDI stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores loanDepot, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 19 Sept 2026
11 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Growth
79
Size
66
Quality
31
Revisions
26
Issuance
24
Accruals
23
Value
18
Momentum
6
Volatility
5

Growth (79): Sales and profits are climbing, and climbing faster than before.

Volatility (5): The share price moves around a lot.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

LDI stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on LDI, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$0.00$1.00$2.00$3.00$4.00Oct 25Jan 26Apr 26Jul 26LDIHigh $1.25Median $1.13Low $1.00

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says4 analysts
0 Buy2 Hold2 Sell
Low $1.00Median $1.13High $1.25

The green dot is the last close — the median target sits +61.2% from it.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
15 July 2026Goldman SachsMaintainsSell$2.10$1.25
29 Oct 2025Goldman SachsMaintainsSell
10 Oct 2025UBSMaintainsNeutral
10 Sept 2025BTIGReiteratesNeutral
20 Aug 2025UBSMaintainsNeutral
19 Aug 2025BTIGInitiatesNeutral
16 July 2025UBSMaintainsNeutral
16 Apr 2025UBSMaintainsNeutral
14 Mar 2025UBSMaintainsNeutral
14 Nov 2024Goldman SachsMaintainsSell
5 Sept 2024UBSMaintainsNeutral
8 Aug 2024Goldman SachsMaintainsSell
2 July 2024Goldman SachsMaintainsSell
24 June 2024JMP SecuritiesReiteratesMarket Perform
21 June 2024JMP SecuritiesReiteratesMarket Perform
13 Mar 2024Goldman SachsMaintainsSell
9 Jan 2024Goldman SachsDowngradeSell
6 Dec 2023UBSInitiatesNeutral
3 Oct 2023Goldman SachsMaintainsNeutral
30 Aug 2023UBSMaintainsNeutral

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. LDI appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

LDI vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 18 Sept 2026, loanDepot, Inc. returned −83.0% against +16.3% for the S&P 500, dividends included.

LDI vs S&P 500, last 12 monthsTotal return, rebased to 100
20406080100120Oct 25Jan 26Apr 26Jul 26LDIS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

LDI analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
−622.2%
Analysts raising
0
Analysts cutting
2
Fundamentals

loanDepot, Inc. (LDI) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
−2.3×

Cheaper than 86% of US stocks

Price / sales
0.2×

Cheaper than 91% of US stocks

Price / book
0.8×

Cheaper than 78% of US stocks

EV / EBITDA
Growth & margins
Revenue growth (YoY)
9.7%

Higher than 51% of US stocks

Earnings growth (YoY)
22.4%

Higher than 60% of US stocks

Gross margin
Operating margin
−2.0%

Higher than 30% of US stocks

Net margin
−5.5%

Higher than 23% of US stocks

Returns & dividend
Return on equity
−26.7%

Higher than 28% of US stocks

Return on assets
−1.6%

Higher than 38% of US stocks

Dividend yield
45.9%

Higher than 96% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

loanDepot, Inc. (LDI) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • loanDepot, Inc. has a market value of $310.0M and an enterprise value of $5.9B.

  • Revenue in the twelve months to 30 June 2026: $956.1M. The latest quarter grew 9.7% year on year.

  • Net income over the same four quarters: −$103.1M, a −10.8% net margin.

  • Diluted earnings per share, trailing twelve months: $−0.30.

  • Free cash flow in the twelve months to 30 June 2026: −$282.4M.

  • loanDepot, Inc. spent $9.5M on share buybacks in the twelve months to 30 June 2026.

  • Shares outstanding: 338.2M.

  • Trailing P/E: −2.3×; forward P/E: 14.0× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 45.89%, paying out 0% of earnings.

  • loanDepot, Inc. employs 4,626 people $207K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 20 Sept 2026

Data provided by Twelve Data

Peers

LDI vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelMortgage Finance
CompanyMarket capTKN rank
LDIloanDepot, Inc.$310.0M
11
BETRBetter Home & Finance Holding Co.$223.7M
10
ONITOnity Group, Inc.$270.9M
78
VELVelocity Financial, Inc.$631.7M
77
WDWalker & Dunlop, Inc.$1.3B
29
BLNEBeeline Holdings, Inc.$33.3M
9
UWMCUWM Holdings Corp.$2.0B
8

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own loanDepot, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest LDI news & analysis

HomeSmart Taps loanDepot to Provide Innovative Lending Solutions

Business Wire · 14 Sept 2026positive

loanDepot announced a marketing services agreement with HomeSmart, the country's largest 100% commission brokerage. The agreement is intended to provide innovative lending solutions to HomeSmart clients.

Why it matters — This partnership could expand loanDepot's reach into a large brokerage network, potentially broadening its customer base for lending services.

loanDepot Named a Top U.S. Mortgage and Home Equity Lender

Business Wire · 3 Sept 2026positive

loanDepot has been named a top U.S. mortgage and home equity lender, continuing to receive national recognition in 2026 for performance across categories valued by today's borrowers. The recognition was announced via Business Wire from the company's Irvine, California headquarters.

Why it matters — National recognition for performance across borrower-valued categories reflects positively on loanDepot's standing in the competitive U.S. mortgage and home equity market.

loanDepot, Inc. Addresses Notice of NYSE Trading Price Non-Compliance

Business Wire · 21 Aug 2026negative

loanDepot, Inc. disclosed that it has received a notice from the NYSE regarding non-compliance with the exchange's minimum trading price requirement.

Why it matters — This notice signals that LDI's stock price has fallen below NYSE listing standards, potentially putting its continued listing on the exchange at risk if the company cannot regain compliance.

loanDepot Q2 Earnings Call Highlights

MarketBeat · 5 Aug 2026positive

loanDepot reported improved second-quarter operating results, citing an expanded home equity offering, increased purchase-market share, and a narrowed adjusted net loss despite a higher-rate environment.

Why it matters — The quarter shows operational progress on loan demand and loss reduction, which LDI watchers would track as signs of stabilization in a tougher rate environment.

LoanDepot Q2 Revenue Jumps 18% on Home Equity Expansion

PYMNTS · 5 Aug 2026positive

LoanDepot reported that its expansion into home equity lending drove second-quarter unit volume growth of 25% and revenue growth of 18% compared to the first quarter, according to a Tuesday (Aug. 4) press release.

Why it matters — For LDI watchers, the home equity expansion delivered meaningful quarter-over-quarter growth in both volume and revenue, indicating the new lending channel is contributing to the business.

FAQ

Frequently asked questions about LDI stock

What is the LDI stock price forecast for 2026-2027?

The 4 Wall Street analysts covering loanDepot, Inc. have a median 12-month price target of $1.13, with estimates ranging from $1 to $1.25. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is LDI stock a buy right now?

Of the 4 analysts covering loanDepot, Inc., 0 rate it a Buy, 2 a Hold and 2 a Sell. Ticker Nerd's systematic factor model ranks loanDepot, Inc. 11 out of 100 across roughly 4,600 US stocks as at 19 Sept 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank LDI?

As at 19 Sept 2026, loanDepot, Inc. ranks 11 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Growth (79 of 100).

Will LDI stock go up?

No one can know that. What the data says: the median 12-month target from 4 analysts implies +61.2% from the last close, and Ticker Nerd's factor model ranks loanDepot, Inc. 11 out of 100 as at 19 Sept 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the LDI stock forecast for 2030?

No analyst covering loanDepot, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for LDI are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $1 to $1.25 over the next 12 months.

How has LDI stock performed over the past year?

loanDepot, Inc. returned -83.0% over the 12 months to 18 Sept 2026, with dividends reinvested. Past performance does not indicate future returns.

What does loanDepot, Inc. do?

loanDepot, Inc. Class A Common Stock represents loanDepot, Inc., a U.S.-based nonbank mortgage lender focused on residential home financing.

What is the latest news on LDI?

The most recent item we track (Business Wire, 14 Sept 2026): "HomeSmart Taps loanDepot to Provide Innovative Lending Solutions". loanDepot announced a marketing services agreement with HomeSmart, the country's largest 100% commission brokerage. The agreement is intended to provide innovative lending solutions to HomeSmart clients.

Company

About loanDepot, Inc.

loanDepot, Inc. Class A Common Stock represents loanDepot, Inc., a U.S.-based nonbank mortgage lender focused on residential home financing. loanDepot provides a broad set of mortgage products and related services, including conventional and jumbo mortgages, government-backed residential loans, home equity lines of credit, and second-lien lending. The company also offers mortgage servicing, title, escrow, and settlement services, along with real estate referral and insurance-related services. Its business is centered on serving consumers through a technology-enabled lending platform that supports loan origination, financing, sale, and servicing. loanDepot plays a role in the broader housing finance market by connecting borrowers, mortgage investors, and settlement-service providers across the home financing process.

CEO Mr. Anthony Li Hsieh · 4,626 employees · United States · https://www.loandepot.com