LDILDIFinancial Services · Mortgage Finance

LDI Stock Forecast: loanDepot, Inc. Price Predictions for 2026-2027

Last close, 6 Aug 2026
$0.94
−9.49% on the day

The 4 Wall Street analysts covering loanDepot, Inc. hold a median 12-month price target of $1.38 — +46.1% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 16 of 100 as at 6 Aug 2026 — in the weakest quartile. The Street sees upside; the factor read is a caution. That gap is the story on this page.

Market cap
$612.9M
Ticker Nerd rank
16 / 100
Median analyst target
$1.38
Analysts covering
4
Total return, dividends reinvested
1W
−5.9%
1M
−20.9%
YTD
−54.5%
1Y
−49.9%
From 52W high
−79.4%
From 52W low
0.0%
$0.94
$4.56
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

LDI stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores loanDepot, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 6 Aug 2026
16 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Growth
79
Size
61
Quality
37
Revisions
33
Issuance
25
Accruals
24
Momentum
18
Value
17
Volatility
9

Growth (79): Sales and profits are climbing, and climbing faster than before.

Volatility (9): The share price moves around a lot.

The rank is the raw material. Whether the rules would actually own loanDepot, Inc. — and when they’d sell — is the membership.

Wall Street

LDI stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on LDI, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$1.00$2.00$3.00$4.00Oct 25Jan 26Apr 26Jul 26LDIHigh $1.50Median $1.38Low $1.25

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

What Wall Street says4 analysts
0 Buy2 Hold2 Sell
Low $1.25Median $1.38High $1.50

The green dot is the last close — the median target sits +46.1% from it.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
15 July 2026Goldman SachsMaintainsSell$2.10$1.25
29 Oct 2025Goldman SachsMaintainsSell
10 Oct 2025UBSMaintainsNeutral
10 Sept 2025BTIGReiteratesNeutral
20 Aug 2025UBSMaintainsNeutral
19 Aug 2025BTIGInitiatesNeutral
16 July 2025UBSMaintainsNeutral
16 Apr 2025UBSMaintainsNeutral
14 Mar 2025UBSMaintainsNeutral
14 Nov 2024Goldman SachsMaintainsSell
5 Sept 2024UBSMaintainsNeutral
8 Aug 2024Goldman SachsMaintainsSell
2 July 2024Goldman SachsMaintainsSell
24 June 2024JMP SecuritiesReiteratesMarket Perform
21 June 2024JMP SecuritiesReiteratesMarket Perform
13 Mar 2024Goldman SachsMaintainsSell
9 Jan 2024Goldman SachsDowngradeSell
6 Dec 2023UBSInitiatesNeutral
3 Oct 2023Goldman SachsMaintainsNeutral
30 Aug 2023UBSMaintainsNeutral

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Estimates

LDI analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
−159.5%
Analysts raising
0
Analysts cutting
0
Fundamentals

loanDepot, Inc. (LDI) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
−3.1×

Cheaper than 87% of US stocks

Price / sales
0.5×

Cheaper than 84% of US stocks

Price / book
0.7×

Cheaper than 82% of US stocks

EV / EBITDA
Growth & margins
Revenue growth (YoY)
9.7%

Higher than 53% of US stocks

Earnings growth (YoY)
0.8%

Higher than 37% of US stocks

Gross margin
Operating margin
−2.0%

Higher than 32% of US stocks

Net margin
−5.5%

Higher than 23% of US stocks

Returns & dividend
Return on equity
−26.7%

Higher than 28% of US stocks

Return on assets
−1.6%

Higher than 38% of US stocks

Dividend yield
33.9%

Higher than 96% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Peers

LDI vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelMortgage Finance
CompanyMarket capTKN rank
LDIloanDepot, Inc.$612.9M
16
ONITOnity Group, Inc.$314.7M
44
BETRBetter Home & Finance Holding Co.$308.6M
19
VELVelocity Financial, Inc.$714.8M
73
WDWalker & Dunlop, Inc.$1.5B
24
UWMCUWM Holdings Corp.$1.9B
11
BLNEBeeline Holdings, Inc.$32.9M
9
Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. LDI appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

News

Latest LDI news & analysis

loanDepot Q2 Earnings Call Highlights

MarketBeat · 5 Aug 2026positive

loanDepot reported improved second-quarter operating results, citing an expanded home equity offering, increased purchase-market share, and a narrowed adjusted net loss despite a higher-rate environment.

Why it matters — The quarter shows operational progress on loan demand and loss reduction, which LDI watchers would track as signs of stabilization in a tougher rate environment.

LoanDepot Q2 Revenue Jumps 18% on Home Equity Expansion

PYMNTS · 5 Aug 2026positive

LoanDepot reported that its expansion into home equity lending drove second-quarter unit volume growth of 25% and revenue growth of 18% compared to the first quarter, according to a Tuesday (Aug. 4) press release.

Why it matters — For LDI watchers, the home equity expansion delivered meaningful quarter-over-quarter growth in both volume and revenue, indicating the new lending channel is contributing to the business.

loanDepot, Inc. (LDI) Q2 2026 Earnings Call Transcript

Seeking Alpha · 4 Aug 2026neutral

loanDepot, Inc. held its Q2 2026 earnings conference call, with the transcript published by Seeking Alpha. The call covered the company's second-quarter financial results and operational performance.

Why it matters — Earnings calls provide direct insight into loanDepot's financial health, management's strategic priorities, and near-term outlook for the mortgage lending business.

loanDepot Announces Second Quarter 2026 Financial Results

Business Wire · 4 Aug 2026neutral

loanDepot, Inc. announced via Business Wire the release of its financial results for the second quarter of 2026. The announcement confirms the company published its quarterly results but provides no specific figures or details.

Why it matters — LDI watchers would care because the release of quarterly financial results is a key scheduled update, though the announcement itself contains no performance details.

loanDepot Expands Corporate Footprint with New Miami Corporate Center

Business Wire · 28 July 2026positive

loanDepot announced it will open a new corporate center in Miami, expanding its national footprint and establishing a strategic East Coast hub.

Why it matters — The new Miami corporate center signals loanDepot's physical expansion and investment in a strategic East Coast location, which could support its operational growth.

FAQ

Frequently asked questions about LDI stock

What is the LDI stock price forecast for 2026-2027?

The 4 Wall Street analysts covering loanDepot, Inc. have a median 12-month price target of $1.38, with estimates ranging from $1.25 to $1.5. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is LDI stock a buy right now?

Of the 4 analysts covering loanDepot, Inc., 0 rate it a Buy, 2 a Hold and 2 a Sell. Ticker Nerd's systematic factor model ranks loanDepot, Inc. 16 out of 100 across roughly 4,600 US stocks as at 6 Aug 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank LDI?

As at 6 Aug 2026, loanDepot, Inc. ranks 16 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Growth (79 of 100).

Will LDI stock go up?

No one can know that. What the data says: the median 12-month target from 4 analysts implies +46.1% from the last close, and Ticker Nerd's factor model ranks loanDepot, Inc. 16 out of 100 as at 6 Aug 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the LDI stock forecast for 2030?

No analyst covering loanDepot, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for LDI are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $1.25 to $1.5 over the next 12 months.

How has LDI stock performed over the past year?

loanDepot, Inc. returned -49.9% over the 12 months to 6 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.

What does loanDepot, Inc. do?

loanDepot, Inc. is a nonbank mortgage lender headquartered in Irvine, California, specializing in originating, financing, selling, and servicing residential mortgage loans for U.S.

What is the latest news on LDI?

The most recent item we track (MarketBeat, 5 Aug 2026): "loanDepot Q2 Earnings Call Highlights". loanDepot reported improved second-quarter operating results, citing an expanded home equity offering, increased purchase-market share, and a narrowed adjusted net loss despite a higher-rate environment.

Company

About loanDepot, Inc.

loanDepot, Inc. is a nonbank mortgage lender headquartered in Irvine, California, specializing in originating, financing, selling, and servicing residential mortgage loans for U.S. consumers. The company offers a diverse portfolio of lending products, including conventional agency-conforming mortgages, jumbo loans, federal assistance programs, and home equity lines of credit. Beyond mortgages, loanDepot provides complementary services such as title and escrow settlement services, real estate referral platforms, and homeowner insurance products. Founded in 2010 by entrepreneur Anthony Hsieh, loanDepot has grown to become one of the nation's largest nonbank retail mortgage lenders, utilizing its proprietary mello software platform to streamline the lending process. The company operates through multiple distribution channels, including consumer direct centers, retail branches, and wholesale centers, competing primarily with commercial banks and other financial institutions. With approximately 4,900 employees, loanDepot serves millions of customers seeking to achieve homeownership through its digital-first approach and customer-centric business model.

CEO Mr. Anthony Li Hsieh · 4,700 employees · United States · https://www.loandepot.com