LDI Logo

LDI Stock Forecast: loanDepot, Inc. Price Predictions for 2026

Home โ€บ Stocks โ€บ United States | NYSE | Financial Services | Mortgage Finance

$1.69

-0.08 (-4.52%)

LDI Stock Forecast 2026-2027

$1.69
Current Price
$909.24M
Market Cap
4 Ratings
Buy 0
Hold 2
Sell 2
Wall St Analyst Ratings

Distance to LDI Price Targets

+24.3%
To High Target of $2.10
+6.5%
To Median Target of $1.80
-11.2%
To Low Target of $1.50

LDI Price Momentum

+9.0%
1 Week Change
+14.2%
1 Month Change
+50.9%
1 Year Change
-18.4%
Year-to-Date Change
-66.5%
From 52W High of $5.05
+65.7%
From 52W Low of $1.02
๐Ÿ“Š TOP ANALYST CALLS

Did LDI Make This Month's Elite Buy List?

We don't follow just any analyst โ€” only the top 3% with a proven track record make our cut. See if loanDepot is one of their latest high-conviction picks.

Join 5,000+ investors getting our data-driven analysis. Unsubscribe anytime.

Latest LDI Stock Price Targets & Analyst Predictions

Based on our analysis of 14 Wall Street analysts, LDI has a neutral consensus with a median price target of $1.80 (ranging from $1.50 to $2.10). The overall analyst rating is Hold (4.5/10). Currently trading at $1.69, the median forecast implies a 6.5% upside. This outlook is supported by 0 Buy, 2 Hold, and 2 Sell ratings.

Conversely, the most conservative target is provided by Ryan Nash at Goldman Sachs, suggesting a 11.2% downside.

Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.

LDI Analyst Ratings

0
Buy
2
Hold
2
Sell

LDI Price Target Range

Low
$1.50
Average
$1.80
High
$2.10
Current: $1.69

Latest LDI Stock Forecasts by Analyst

These are the latest 20 analyst ratings and price targets for LDI.

Date Firm Analyst Rating Change Price Target
Oct 29, 2025 Goldman Sachs Ryan Nash Sell Maintains $3.00
Oct 10, 2025 UBS Douglas Harter Neutral Maintains $3.00
Sep 10, 2025 BTIG Eric Hagen Neutral Reiterates $N/A
Aug 20, 2025 UBS Douglas Harter Neutral Maintains $1.90
Aug 19, 2025 BTIG Eric Hagen Neutral Initiates $N/A
Jul 16, 2025 UBS Douglas Harter Neutral Maintains $1.40
Apr 16, 2025 UBS Douglas Harter Neutral Maintains $1.25
Mar 14, 2025 UBS Douglas Harter Neutral Maintains $1.35
Nov 14, 2024 Goldman Sachs Ryan Nash Sell Maintains $2.70
Sep 5, 2024 UBS Douglas Harter Neutral Maintains $2.50
Aug 8, 2024 Goldman Sachs Ryan Nash Sell Maintains $1.70
Jul 2, 2024 Goldman Sachs Ryan Nash Sell Maintains $1.50
Jun 24, 2024 JMP Securities Trevor Cranston Market Perform Reiterates $N/A
Jun 21, 2024 JMP Securities Trevor Cranston Market Perform Reiterates $N/A
Mar 13, 2024 Goldman Sachs Ryan Nash Sell Maintains $2.50
Jan 9, 2024 Goldman Sachs Ryan Nash Sell Downgrade $3.00
Dec 6, 2023 UBS Douglas Harter Neutral Initiates $2.00
Oct 3, 2023 Goldman Sachs Ryan Nash Neutral Maintains $1.75
Aug 30, 2023 UBS Brock Vandervliet Neutral Maintains $2.00
Jun 29, 2023 Goldman Sachs Neutral Maintains $N/A

loanDepot, Inc. (LDI) Competitors

The following stocks are similar to loanDepot based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.

loanDepot, Inc. (LDI) Financial Data

loanDepot, Inc. has a market capitalization of $909.24M with a P/E ratio of -5.7x. The company generates $1.23B in trailing twelve-month revenue with a -5.1% profit margin.

Revenue growth is +70.1% quarter-over-quarter, while maintaining an operating margin of -12.0% and return on equity of -24.1%.

Valuation Metrics

Market Cap $909.24M
Enterprise Value $6.22B
P/E Ratio -5.7x
PEG Ratio 0.1x
Price/Sales 0.8x

Growth & Margins

Revenue Growth (YoY) +70.1%
Gross Margin N/A
Operating Margin -12.0%
Net Margin -5.1%
EPS Growth +26.1%

Financial Health

Cash/Price Ratio +120.3%
Current Ratio 1.2x
Debt/Equity 1,586.1x
ROE -24.1%
ROA -1.6%
๐Ÿ’ก SKIP THE NOISE

97% of Analyst Ratings Go Nowhere

We filter thousands of calls to find the few that actually matter. Get the top analyst buy ratings โ€” tracked and updated every Monday and Thursday.

Join 5,000+ investors getting our data-driven analysis. Unsubscribe anytime.

loanDepot, Inc. logo

loanDepot, Inc. (LDI) Business Model

About loanDepot, Inc.

What They Do

Nonbank mortgage lender specializing in residential loans.

Business Model

The company originates, finances, sells, and services residential mortgage loans, generating revenue through interest on loans and fees for various services. It offers a diverse range of products including conventional mortgages, jumbo loans, and home equity lines of credit, as well as additional services like title and escrow, real estate referrals, and homeowner insurance.

Additional Information

Founded in 2010, loanDepot has grown to be one of the largest nonbank retail mortgage lenders in the U.S., leveraging its proprietary mello software platform to enhance the lending experience. With around 4,900 employees, the company operates via multiple channels and focuses on a digital-first approach to meet the needs of consumers seeking homeownership.

Company Information

Sector

Financial Services

Industry

Mortgage Finance

Employees

4,700

CEO

Mr. Anthony Li Hsieh

Country

United States

IPO Year

2021

loanDepot, Inc. (LDI) Latest News & Analysis

Latest News

LDI stock latest news image
Quick Summary

loanDepot, Inc. will report its Q1 2026 financial results on May 5, 2026.

Why It Matters

The scheduled financial results announcement for loanDepot on May 5, 2026, may influence stock price volatility and investor sentiment ahead of the report.

Source: Business Wire
Market Sentiment: Neutral
LDI stock latest news image
Quick Summary

loanDepot maintains a 'Buy' rating, with expected topline growth in FY2026 from market share gains and new digital products, and projected profitability this year due to cost reductions and efficiencies.

Why It Matters

A 'Buy' rating for loanDepot suggests confidence in its growth and profitability, driven by market expansion and AI cost reductions, indicating potential upside for investors.

Source: Seeking Alpha
Market Sentiment: Positive
LDI stock latest news image
Quick Summary

loanDepot has partnered with Figure to enhance its growth and better meet customer financing needs.

Why It Matters

The partnership between loanDepot and Figure indicates potential revenue growth and enhanced service offerings, which could positively impact their stock performance and attract investor interest.

Source: Business Wire
Market Sentiment: Neutral
LDI stock latest news image
Quick Summary

loanDepot has partnered with Betenbough Companies to launch Olive Branch Home Loans, a new mortgage company, enhancing their market presence.

Why It Matters

The partnership between loanDepot and Betenbough Companies signals potential growth in the mortgage sector, which could enhance profitability and attract investment interest.

Source: Business Wire
Market Sentiment: Neutral
LDI stock latest news image
Quick Summary

loanDepot, Inc. (LDI) held its Q4 2025 earnings call, discussing financial performance and future outlook. Details on revenue, expenses, and strategic initiatives were shared.

Why It Matters

The loanDepot Q4 2025 earnings report provides insights into the company's financial health and performance, impacting stock valuation and investor sentiment.

Source: Seeking Alpha
Market Sentiment: Neutral
LDI stock latest news image
Quick Summary

loanDepot has announced its year-end and fourth quarter financial results for 2025. Further details can be found in their official release.

Why It Matters

loanDepot's year-end and Q4 2025 financial results provide insights into its performance and profitability, influencing investor confidence and potential stock valuation.

Source: Business Wire
Market Sentiment: Neutral

Frequently Asked Questions About LDI Stock

What is loanDepot, Inc.'s (LDI) stock forecast for 2026?

Based on our analysis of 14 Wall Street analysts, loanDepot, Inc. (LDI) has a median price target of $1.80. The highest price target is $2.10 and the lowest is $1.50.

Is LDI stock a good investment in 2026?

According to current analyst ratings, LDI has 0 Buy ratings, 2 Hold ratings, and 2 Sell ratings. The stock is currently trading at $1.69. Always conduct your own research and consider your investment goals before making investment decisions.

What is the long-term price prediction for LDI stock?

Wall Street analysts predict LDI stock could reach $1.80 in the next 12 months. This represents a 6.5% increase from the current price of $1.69. Please note that this is a projection by Wall Street analysts and not a guarantee.

What is loanDepot, Inc.'s business model?

The company originates, finances, sells, and services residential mortgage loans, generating revenue through interest on loans and fees for various services. It offers a diverse range of products including conventional mortgages, jumbo loans, and home equity lines of credit, as well as additional services like title and escrow, real estate referrals, and homeowner insurance.

What is the highest forecasted price for LDI loanDepot, Inc.?

The highest price target for LDI is $2.10 from at , which represents a 24.3% increase from the current price of $1.69.

What is the lowest forecasted price for LDI loanDepot, Inc.?

The lowest price target for LDI is $1.50 from Ryan Nash at Goldman Sachs, which represents a -11.2% decrease from the current price of $1.69.

What is the overall LDI consensus from analysts for loanDepot, Inc.?

The overall analyst consensus for LDI is neutral. Out of 14 Wall Street analysts, 0 rate it as Buy, 2 as Hold, and 2 as Sell, with a median price target of $1.80.

How accurate are LDI stock price projections?

Stock price projections, including those for loanDepot, Inc., are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.

Important Disclaimer

The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.

Last updated: April 22, 2026 11:08 AM UTC
Serious About Growing Your Portfolio?

We highlight 2 high-upside stocks each month – no fluff.

Missedย NVDA?
Donโ€™t Miss the Next One.

Join 5,000+ investors using Ticker Nerd’s Market Radar to stay ahead of major market moves, analyst upgrades, and trending opportunities โ€” for free.