LDILDIFinancial Services · Mortgage Finance

LDI Stock Forecast: loanDepot, Inc. Price Predictions for 2026-2027

Last close, 14 Oct 2026
$0.50
−10.67% on the day

The 4 Wall Street analysts covering loanDepot, Inc. hold a median 12-month price target of $1.13 — +126.9% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 12 of 100 as at 14 Oct 2026 — in the weakest quartile. The Street sees upside; the factor read is a caution. That gap is the story on this page.

Market cap
$246.6M
Ticker Nerd rank
12 / 100
Median analyst target
$1.13
Analysts covering
4
Revenue$261.3M+22.4% y/y
Net income−$6.6M
Free cash flow$510.3M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
−19.8%
1M
−40.5%
YTD
−76.0%
1Y
−83.4%
From 52W high
−86.2%
From 52W low
0.0%
$0.50
$3.58
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

LDI stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores loanDepot, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 14 Oct 2026
12 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Growth
80
Size
69
Quality
31
Revisions
26
Issuance
24
Accruals
23
Value
19
Volatility
10
Momentum
2

Growth (80): Sales and profits are climbing, and climbing faster than before.

Momentum (2): The shares have been drifting down relative to others.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

LDI stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on LDI, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$0.00$1.00$2.00$3.00$4.00Jan 26Apr 26Jul 26Oct 26LDIHigh $1.25Median $1.13Low $1.00

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says4 analysts
0 Buy2 Hold2 Sell
Low $1.00Median $1.13High $1.25

The green dot is the last close — the median target sits +126.9% from it.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
15 July 2026Goldman SachsMaintainsSell$2.10 → $1.25
29 Oct 2025Goldman SachsMaintainsSell—
10 Oct 2025UBSMaintainsNeutral—
10 Sept 2025BTIGReiteratesNeutral—
20 Aug 2025UBSMaintainsNeutral—
19 Aug 2025BTIGInitiatesNeutral—
16 July 2025UBSMaintainsNeutral—
16 Apr 2025UBSMaintainsNeutral—
14 Mar 2025UBSMaintainsNeutral—
14 Nov 2024Goldman SachsMaintainsSell—
5 Sept 2024UBSMaintainsNeutral—
8 Aug 2024Goldman SachsMaintainsSell—
2 July 2024Goldman SachsMaintainsSell—
24 June 2024JMP SecuritiesReiteratesMarket Perform—
21 June 2024JMP SecuritiesReiteratesMarket Perform—
13 Mar 2024Goldman SachsMaintainsSell—
9 Jan 2024Goldman SachsDowngradeSell—
6 Dec 2023UBSInitiatesNeutral—
3 Oct 2023Goldman SachsMaintainsNeutral—
30 Aug 2023UBSMaintainsNeutral—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. LDI appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

LDI vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 14 Oct 2026, loanDepot, Inc. returned −83.4% against +17.5% for the S&P 500, dividends included.

LDI vs S&P 500, last 12 monthsTotal return, rebased to 100
20406080100120Jan 26Apr 26Jul 26Oct 26LDIS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

LDI analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
Analysts raising
0
Analysts cutting
2
Fundamentals

loanDepot, Inc. (LDI) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
−1.8×

Cheaper than 85% of US stocks

Price / sales
0.2×

Cheaper than 92% of US stocks

Price / book
0.6×

Cheaper than 80% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
9.7%

Higher than 51% of US stocks

Earnings growth (YoY)
22.4%

Higher than 60% of US stocks

Gross margin
—
Operating margin
−2.0%

Higher than 30% of US stocks

Net margin
−5.5%

Higher than 23% of US stocks

Returns & dividend
Return on equity
−26.7%

Higher than 28% of US stocks

Return on assets
−1.6%

Higher than 38% of US stocks

Dividend yield
58.1%

Higher than 99% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

loanDepot, Inc. (LDI) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • loanDepot, Inc. has a market value of $246.6M and an enterprise value of $5.9B.

  • Revenue in the twelve months to 30 June 2026: $956.1M. The latest quarter grew 9.7% year on year.

  • Net income over the same four quarters: −$103.1M, a −10.8% net margin.

  • Diluted earnings per share, trailing twelve months: $−0.30.

  • Free cash flow in the twelve months to 30 June 2026: −$282.4M.

  • loanDepot, Inc. spent $9.5M on share buybacks in the twelve months to 30 June 2026.

  • Shares outstanding: 338.2M.

  • Trailing P/E: −1.8×; forward P/E: −11.1× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 58.08%, paying out 119% of earnings.

  • loanDepot, Inc. employs 4,626 people — $207K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 15 Oct 2026

Data provided by Twelve Data

Peers

LDI vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelMortgage Finance
CompanyMarket capTKN rank
LDIloanDepot, Inc.$246.6M
12
BETRBetter Home & Finance Holding Co.$150.6M
8
ONITOnity Group, Inc.$216.2M
81
VELVelocity Financial, Inc.$574.1M
75
WDWalker & Dunlop, Inc.$1.1B
26
PAPLPineapple Financial, Inc.$22.3M
8
BLNEBeeline Holdings, Inc.$21.9M
9

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own loanDepot, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest LDI news & analysis

loanDepot Expands Novaprime Across Post-Closing After Successful Pilot

Business Wire · 12 Oct 2026positive

loanDepot is rolling out Novaprime’s Foundation Agentic OS across its Post-Closing operations after a successful pilot that began earlier this year. The excerpt says the platform is expected to increase speed.

Why it matters — LDI watchers may note the company’s broader deployment of mortgage technology following a successful pilot.

War Heroes on Water Presented by loanDepot Underway as 130 Combat-wounded Veterans Fish Southern California Waters

Business Wire · 27 Sept 2026positive

loanDepot-sponsored War Heroes on Water, in its ninth year, saw 130 combat-wounded veterans depart from Newport Harbor for a day of fishing in Southern California waters, presented by the company. The event began under way as the veterans set out from Newport Beach.

Why it matters — A loanDepot watcher would care because the event highlights the company's community engagement and corporate social responsibility through its support of veterans.

War Heroes on Water Presented by loanDepot Brings Together Southern California's Sportfishing Community and 130 Combat-Wounded Veterans for Ninth Annual Event

Business Wire · 25 Sept 2026positive

loanDepot is the presenter of the ninth annual War Heroes on Water event, which will bring 130 combat-wounded veterans together with Southern California's sportfishing community. The event is scheduled to take place in Newport Beach, California.

Why it matters — loanDepot's headline sponsorship of a community-focused event honoring veterans highlights the company's corporate social responsibility and community engagement.

HomeSmart Taps loanDepot to Provide Innovative Lending Solutions

Business Wire · 14 Sept 2026positive

loanDepot announced a marketing services agreement with HomeSmart, the country's largest 100% commission brokerage. The agreement is intended to provide innovative lending solutions to HomeSmart clients.

Why it matters — This partnership could expand loanDepot's reach into a large brokerage network, potentially broadening its customer base for lending services.

loanDepot Named a Top U.S. Mortgage and Home Equity Lender

Business Wire · 3 Sept 2026positive

loanDepot has been named a top U.S. mortgage and home equity lender, continuing to receive national recognition in 2026 for performance across categories valued by today's borrowers. The recognition was announced via Business Wire from the company's Irvine, California headquarters.

Why it matters — National recognition for performance across borrower-valued categories reflects positively on loanDepot's standing in the competitive U.S. mortgage and home equity market.

FAQ

Frequently asked questions about LDI stock

What is the LDI stock price forecast for 2026-2027?

The 4 Wall Street analysts covering loanDepot, Inc. have a median 12-month price target of $1.13, with estimates ranging from $1 to $1.25. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is LDI stock a buy right now?

Of the 4 analysts covering loanDepot, Inc., 0 rate it a Buy, 2 a Hold and 2 a Sell. Ticker Nerd's systematic factor model ranks loanDepot, Inc. 12 out of 100 across roughly 4,600 US stocks as at 14 Oct 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank LDI?

As at 14 Oct 2026, loanDepot, Inc. ranks 12 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Growth (80 of 100).

Will LDI stock go up?

No one can know that. What the data says: the median 12-month target from 4 analysts implies +126.9% from the last close, and Ticker Nerd's factor model ranks loanDepot, Inc. 12 out of 100 as at 14 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the LDI stock forecast for 2030?

No analyst covering loanDepot, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for LDI are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $1 to $1.25 over the next 12 months.

How has LDI stock performed over the past year?

loanDepot, Inc. returned -83.4% over the 12 months to 14 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does loanDepot, Inc. do?

loanDepot, Inc. Class A Common Stock represents loanDepot, Inc., a U.S.-based nonbank mortgage lender focused on residential home financing.

What is the latest news on LDI?

The most recent item we track (Business Wire, 12 Oct 2026): "loanDepot Expands Novaprime Across Post-Closing After Successful Pilot". loanDepot is rolling out Novaprime’s Foundation Agentic OS across its Post-Closing operations after a successful pilot that began earlier this year. The excerpt says the platform is expected to increase speed.

Company

About loanDepot, Inc.

loanDepot, Inc. Class A Common Stock represents loanDepot, Inc., a U.S.-based nonbank mortgage lender focused on residential home financing. loanDepot provides a broad set of mortgage products and related services, including conventional and jumbo mortgages, government-backed residential loans, home equity lines of credit, and second-lien lending. The company also offers mortgage servicing, title, escrow, and settlement services, along with real estate referral and insurance-related services. Its business is centered on serving consumers through a technology-enabled lending platform that supports loan origination, financing, sale, and servicing. loanDepot plays a role in the broader housing finance market by connecting borrowers, mortgage investors, and settlement-service providers across the home financing process.

CEO Mr. Anthony Li Hsieh · 4,626 employees · United States · https://www.loandepot.com