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VEL Stock Forecast 2026-2027
$17.20
Current Price
$675.19M
Market Cap
Buy 2
Hold 0
Sell 1
Wall St Analyst Ratings
Distance to VEL Price Targets
+36.6%
To High Target of $23.50
+27.9%
To Median Target of $22.00
+16.3%
To Low Target of $20.00
VEL Price Momentum
-3.3%
1 Week Change
-2.1%
1 Month Change
-5.4%
1 Year Change
-17.1%
Year-to-Date Change
-19.6%
From 52W High of $21.40
+6.2%
From 52W Low of $16.19
📊 TOP ANALYST CALLS
Did VEL Make This Month's Elite Buy List?
We don't follow just any analyst — only the top 3% with a proven track record make our cut. See if Velocity Financial is one of their latest high-conviction picks.
Latest VEL Stock Price Targets & Analyst Predictions
Based on our analysis of 2 Wall Street analysts, VEL has a bullish consensus with a median price target of $22.00 (ranging from $20.00 to $23.50). The overall analyst rating is Buy (6.7/10). Currently trading at $17.20, the median forecast implies a 27.9% upside. This outlook is supported by 2 Buy, 0 Hold, and 1 Sell ratings.
Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.
VEL Analyst Ratings
2
Buy
0
Hold
1
Sell
VEL Price Target Range
Low
$20.00
Average
$22.00
High
$23.50
Current: $17.20
Latest VEL Stock Forecasts by Analyst
These are the latest 20 analyst ratings and price targets for VEL.
| Date | Firm | Analyst | Rating | Change | Price Target |
|---|---|---|---|---|---|
| Jun 17, 2026 | BTIG | Douglas Harter | Buy | Maintains | $22.00 |
| May 7, 2026 | Citizens | Market Outperform | Maintains | $N/A | |
| Mar 17, 2026 | BTIG | Buy | Reiterates | $N/A | |
| Nov 21, 2025 | BTIG | Buy | Reiterates | $N/A | |
| Nov 7, 2025 | Citizens | Market Outperform | Maintains | $N/A | |
| Jun 10, 2025 | JMP Securities | Market Outperform | Reiterates | $N/A | |
| Mar 7, 2025 | Citizens Capital Markets | Market Outperform | Reiterates | $N/A | |
| Nov 12, 2024 | BTIG | Buy | Maintains | $N/A | |
| Sep 20, 2024 | Wells Fargo | Underweight | Downgrade | $N/A | |
| Sep 16, 2024 | JMP Securities | Market Outperform | Reiterates | $N/A | |
| Aug 2, 2024 | BTIG | Buy | Maintains | $N/A | |
| Aug 2, 2024 | JMP Securities | Market Outperform | Maintains | $N/A | |
| May 30, 2024 | Raymond James | Outperform | Reiterates | $N/A | |
| Apr 30, 2024 | JMP Securities | Market Outperform | Maintains | $N/A | |
| Mar 15, 2024 | Raymond James | Outperform | Reiterates | $N/A | |
| Mar 11, 2024 | Citigroup | Neutral | Maintains | $N/A | |
| Mar 11, 2024 | BTIG | Buy | Maintains | $N/A | |
| Mar 8, 2024 | JMP Securities | Market Outperform | Maintains | $N/A | |
| Mar 8, 2024 | Wells Fargo | Overweight | Maintains | $N/A | |
| Dec 12, 2023 | BTIG | Buy | Maintains | $N/A |
Velocity Financial Inc. (VEL) Competitors
The following stocks are similar to Velocity Financial based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.
VEL
Velocity Financial
mkt cap
677.94M
Velocity Financial Inc. (VEL) Financial Data
Velocity Financial Inc. has a market capitalization of $675.19M with a P/E ratio of 6.1x. The company generates $271.59M in trailing twelve-month revenue with a 40.0% profit margin.
Revenue growth is +132.1% quarter-over-quarter, while maintaining an operating margin of +38.2% and return on equity of +17.2%.
Valuation Metrics
Market Cap
$675.19M
Enterprise Value
$7.32B
P/E Ratio
6.1x
PEG Ratio
1.7x
Price/Sales
2.5x
Growth & Margins
Revenue Growth (YoY)
+132.1%
Gross Margin
N/A
Operating Margin
+38.2%
Net Margin
+40.0%
EPS Growth
+18.4%
Financial Health
Cash/Price Ratio
+13.0%
Current Ratio
27.4x
Debt/Equity
965.2x
ROE
+17.2%
ROA
+1.6%
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Velocity Financial Inc. (VEL) Business Model
About Velocity Financial Inc.
What They Do
Provides financing solutions for real estate investors.
Business Model
The company generates revenue by offering tailored loan products to professional investors looking to acquire, refinance, or upgrade residential investment properties. By focusing on underserved segments of the market, Velocity Financial captures a niche audience, ensuring steady demand for its financing solutions.
Additional Information
Velocity Financial enhances liquidity in the real estate market and contributes to economic stability through its customer-centric approach and extensive market knowledge. It specializes in financing single-family homes, small residential properties, and apartment buildings, making it a key player in the mortgage finance sector.
Company Information
Sector
Financial Services
Industry
Mortgage Finance
Employees
364
CEO
Mr. Christopher D. Farrar
Country
United States
IPO Year
2020
Website
www.velfinance.comVelocity Financial Inc. (VEL) Latest News & Analysis
Latest News
Velocity Commercial Capital Securitization Ratings Affirmed and Upgraded by Kroll Bond Rating Agency
11 days ago
Quick Summary
Velocity Financial, Inc. announced that KBRA affirmed 379 ratings and upgraded 27 tranches of its subsidiary's securitizations, reflecting strong performance in investor real estate loans.
Why It Matters
Rating affirmations and upgrades from KBRA indicate improved credit quality for Velocity's securitizations, potentially enhancing investor confidence and attracting more capital to the company.
Source: Business Wire
Market Sentiment:
Neutral
Quick Summary
Velocity Financial, Inc. appointed Dean Thevaos as Chief Technology Officer, effective June 1, to enhance its technology platform and support scalable growth.
Why It Matters
The appointment of a new CTO focused on modernization and growth strategies signals potential for improved efficiency and product offerings, which could enhance Velocity's competitive position and profitability.
Source: Business Wire
Market Sentiment:
Neutral
Quick Summary
Velocity Financial, Inc. (VEL) held its Q1 2026 earnings call, discussing financial performance and strategic insights. Further details are available in the transcript.
Why It Matters
Velocity Financial's Q1 2026 earnings call provides insights into its financial performance, growth strategy, and market conditions, influencing stock valuation and investor sentiment.
Source: Seeking Alpha
Market Sentiment:
Neutral
Quick Summary
Velocity Financial, Inc. (NYSE: VEL) reported Q1 2026 net income of $22.4M and core net income of $26.5M, up from $18.9M and $20.3M in Q1 2025. Earnings per share rose to $0.57 and $0.68, respectively.
Why It Matters
Strong earnings growth in Velocity Financial's latest report indicates improved profitability, potentially boosting investor confidence and stock performance.
Source: Business Wire
Market Sentiment:
Neutral
Velocity Financial, Inc. Announces Date of First Quarter 2026 Financial Results Webcast and Conference Call
2 months ago
Quick Summary
Velocity Financial, Inc. (NYSE:VEL) will release Q1 2026 results on May 6, 2026, after market close, followed by a conference call at 2 PM PT / 5 PM ET.
Why It Matters
Velocity Financial's upcoming earnings release and conference call may impact stock performance, providing insights into its financial health and growth potential in the investor real estate sector.
Source: Business Wire
Market Sentiment:
Neutral
Quick Summary
Velocity Financial, Inc. (VEL) has released its Q4 2025 earnings call transcript, detailing financial performance and strategic updates for investors.
Why It Matters
The earnings call provides insights into Velocity Financial's performance, growth strategies, and financial health, influencing investor sentiment and potential stock valuation.
Source: Seeking Alpha
Market Sentiment:
Neutral
Frequently Asked Questions About VEL Stock
What is Velocity Financial Inc.'s (VEL) stock forecast for 2027?
Based on our analysis of 2 Wall Street analysts, Velocity Financial Inc. (VEL) has a median price target of $22.00. The highest price target is $23.50 and the lowest is $20.00.
Is VEL stock a good investment in 2027?
According to current analyst ratings, VEL has 2 Buy ratings, 0 Hold ratings, and 1 Sell ratings. The stock is currently trading at $17.20. Always conduct your own research and consider your investment goals before making investment decisions.
What is the long-term price prediction for VEL stock?
Wall Street analysts predict VEL stock could reach $22.00 in the next 12 months. This represents a 27.9% increase from the current price of $17.20. Please note that this is a projection by Wall Street analysts and not a guarantee.
What is Velocity Financial Inc.'s business model?
The company generates revenue by offering tailored loan products to professional investors looking to acquire, refinance, or upgrade residential investment properties. By focusing on underserved segments of the market, Velocity Financial captures a niche audience, ensuring steady demand for its financing solutions.
What is the highest forecasted price for VEL Velocity Financial Inc.?
The highest price target for VEL is $23.50 from at , which represents a 36.6% increase from the current price of $17.20.
What is the lowest forecasted price for VEL Velocity Financial Inc.?
The lowest price target for VEL is $20.00 from at , which represents a 16.3% increase from the current price of $17.20.
What is the overall VEL consensus from analysts for Velocity Financial Inc.?
The overall analyst consensus for VEL is bullish. Out of 2 Wall Street analysts, 2 rate it as Buy, 0 as Hold, and 1 as Sell, with a median price target of $22.00.
How accurate are VEL stock price projections?
Stock price projections, including those for Velocity Financial Inc., are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.
Important Disclaimer
The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.
Last updated: July 14, 2026 5:26 PM UTC