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VEL Stock Forecast: Velocity Financial Inc. Price Predictions for 2025

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$19.30

-0.20 (-1.03%)

VEL Stock Forecast 2025-2026

$19.30
Current Price
$656.50M
Market Cap
4 Ratings
Buy 3
Hold 0
Sell 1
Wall St Analyst Ratings

Distance to VEL Price Targets

+19.2%
To High Target of $23.00
+14.0%
To Median Target of $22.00
+3.6%
To Low Target of $20.00

VEL Price Momentum

-3.4%
1 Week Change
+4.0%
1 Month Change
+11.6%
1 Year Change
-1.3%
Year-to-Date Change
-8.0%
From 52W High of $20.98
+23.0%
From 52W Low of $15.69
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Latest VEL Stock Price Targets & Analyst Predictions

Based on our analysis of 8 Wall Street analysts, VEL has a bullish consensus with a median price target of $22.00 (ranging from $20.00 to $23.00). The overall analyst rating is Buy (7.0/10). Currently trading at $19.30, the median forecast implies a 14.0% upside. This outlook is supported by 3 Buy, 0 Hold, and 1 Sell ratings.

The most optimistic forecast comes from Sarah Barcomb at BTIG, projecting a 19.2% upside. Conversely, the most conservative target is provided by Donald Fandetti at Wells Fargo, suggesting a 3.6% upside.

Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.

VEL Analyst Ratings

3
Buy
0
Hold
1
Sell

VEL Price Target Range

Low
$20.00
Average
$22.00
High
$23.00
Current: $19.30

Latest VEL Stock Forecasts by Analyst

These are the latest 20 analyst ratings and price targets for VEL.

Date Firm Analyst Rating Change Price Target
Mar 7, 2025 Citizens Capital Markets Chris Muller Market Outperform Reiterates $21.00
Nov 12, 2024 BTIG Sarah Barcomb Buy Maintains $23.00
Sep 20, 2024 Wells Fargo Donald Fandetti Underweight Downgrade $20.00
Sep 16, 2024 JMP Securities Chris McGinnis Market Outperform Reiterates $21.00
Aug 2, 2024 JMP Securities Chris McGinnis Market Outperform Maintains $21.00
Aug 2, 2024 BTIG Sarah Barcomb Buy Maintains $20.00
May 30, 2024 Raymond James Stephen Laws Outperform Reiterates $22.00
Apr 30, 2024 JMP Securities Chris McGinnis Market Outperform Maintains $19.00
Mar 15, 2024 Raymond James Stephen Laws Outperform Reiterates $20.00
Mar 11, 2024 BTIG Sarah Barcomb Buy Maintains $18.00
Mar 11, 2024 Citigroup Arren Cyganovich Neutral Maintains $18.00
Mar 8, 2024 JMP Securities Chris McGinnis Market Outperform Maintains $17.50
Mar 8, 2024 Wells Fargo Donald Fandetti Overweight Maintains $18.00
Dec 12, 2023 BTIG Sarah Barcomb Buy Maintains $17.00
Oct 23, 2023 BTIG Sarah Barcomb Buy Initiates $14.00
Oct 6, 2023 Citigroup Arren Cyganovich Neutral Maintains $13.00
Aug 8, 2023 Raymond James Stephen Laws Outperform Maintains $17.50
Aug 4, 2023 JMP Securities Chris McGinnis Market Outperform Maintains $13.50
Jul 10, 2023 Citigroup Arren Cyganovich Neutral Maintains $12.00
May 5, 2023 JMP Securities Chris McGinnis Market Outperform Reiterates $12.00

Velocity Financial Inc. (VEL) Competitors

The following stocks are similar to Velocity Financial based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.

Velocity Financial Inc. (VEL) Financial Data

Velocity Financial Inc. has a market capitalization of $656.50M with a P/E ratio of 10.1x. The company generates $177.65M in trailing twelve-month revenue with a 38.5% profit margin.

Revenue growth is +88.4% quarter-over-quarter, while maintaining an operating margin of +60.6% and return on equity of +14.3%.

Valuation Metrics

Market Cap $656.50M
Enterprise Value $5.47B
P/E Ratio 10.1x
PEG Ratio 9.1x
Price/Sales 3.7x

Growth & Margins

Revenue Growth (YoY) +88.4%
Gross Margin N/A
Operating Margin +60.6%
Net Margin +38.5%
EPS Growth +18.6%

Financial Health

Cash/Price Ratio +7.6%
Current Ratio 11.0x
Debt/Equity 934.6x
ROE +14.3%
ROA +1.4%
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Velocity Financial Inc. logo

Velocity Financial Inc. (VEL) Business Model

About Velocity Financial Inc.

What They Do

Provides tailored financing for real estate investors.

Business Model

Velocity Financial Inc. generates revenue by offering specialized loan products to professional real estate investors seeking to acquire, refinance, or upgrade residential properties. The company's focus on tailored financing solutions allows it to cater to an underserved market segment, enabling it to capture a significant share of the residential investment property financing sector.

Additional Information

The firm enhances liquidity in the real estate market and contributes to economic stability by facilitating efficient capital flow. Its expertise and customer-centric approach help address the unique needs of borrowers that traditional lenders often overlook.

Company Information

Sector

Financial Services

Industry

Mortgage Finance

Employees

309

CEO

Mr. Christopher D. Farrar

Country

United States

IPO Year

2020

Velocity Financial Inc. (VEL) Latest News & Analysis

VEL stock latest news image
Quick Summary

Velocity Financial reports strong quarterly performance, maintaining stable share prices. Management is optimistic for FY25, focusing on real estate loans with a less rate-sensitive model.

Why It Matters

Velocity Financial's strong performance and optimistic outlook for FY25 indicate stability and growth potential, making it an attractive investment in a less rate-sensitive sector.

Source: Seeking Alpha
Market Sentiment: Positive
VEL stock latest news image
Quick Summary

Velocity Financial, Inc. (NYSE: VEL) will host its Q4 2024 earnings conference call on March 6, 2025, at 5:00 PM ET, featuring key executives and analysts from various firms.

Why It Matters

The earnings call provides insights into Velocity Financial's performance and future outlook, which can influence stock price and investor sentiment. Key executives' comments may affect market expectations.

Source: Seeking Alpha
Market Sentiment: Neutral
VEL stock latest news image
Quick Summary

Velocity Financial, Inc. reported a net income of $68.4 million and core net income of $72.9 million for 2024, up from $52.3 million and $53.4 million in 2023. Earnings per share rose to $1.91 and $2.03, respectively.

Why It Matters

Velocity Financial's strong earnings growth signals improved profitability and operational efficiency, potentially boosting investor confidence and stock performance.

Source: Business Wire
Market Sentiment: Neutral
VEL stock latest news image
Quick Summary

Velocity Financial (VEL) reported Q3 earnings of $0.60 per share, surpassing the Zacks estimate of $0.47 and up from $0.46 per share year-over-year.

Why It Matters

Velocity Financial's earnings beat estimates, indicating strong performance and potential for growth, which can boost investor confidence and drive stock prices higher.

Source: Zacks Investment Research
Market Sentiment: Positive
VEL stock latest news image
Quick Summary

Velocity Financial, Inc. (NYSE: VEL) will report its Q4 and full-year 2024 results on March 6, 2025, after market close, followed by a conference call at 2 PM PT.

Why It Matters

Velocity Financial's upcoming earnings release and conference call could impact stock performance, providing insights into financial health and future guidance crucial for investment decisions.

Source: Business Wire
Market Sentiment: Neutral
VEL stock latest news image
Quick Summary

Velocity Financial, Inc. (NYSE: VEL) will host its Q3 2024 Earnings Conference Call on November 7, 2024, at 5:00 PM ET, featuring key executives and financial analysts.

Why It Matters

The Q3 earnings call provides insights into Velocity Financial's performance and strategic direction, impacting stock valuation and investor sentiment.

Source: Seeking Alpha
Market Sentiment: Neutral

Frequently Asked Questions About VEL Stock

What is Velocity Financial Inc.'s (VEL) stock forecast for 2025?

Based on our analysis of 8 Wall Street analysts, Velocity Financial Inc. (VEL) has a median price target of $22.00. The highest price target is $23.00 and the lowest is $20.00.

Is VEL stock a good investment in 2025?

According to current analyst ratings, VEL has 3 Buy ratings, 0 Hold ratings, and 1 Sell ratings. The stock is currently trading at $19.30. Always conduct your own research and consider your investment goals before making investment decisions.

What is the long-term price prediction for VEL stock?

Wall Street analysts predict VEL stock could reach $22.00 in the next 12 months. This represents a 14.0% increase from the current price of $19.30. Please note that this is a projection by Wall Street analysts and not a guarantee.

What is Velocity Financial Inc.'s business model?

Velocity Financial Inc. generates revenue by offering specialized loan products to professional real estate investors seeking to acquire, refinance, or upgrade residential properties. The company's focus on tailored financing solutions allows it to cater to an underserved market segment, enabling it to capture a significant share of the residential investment property financing sector.

What is the highest forecasted price for VEL Velocity Financial Inc.?

The highest price target for VEL is $23.00 from Sarah Barcomb at BTIG, which represents a 19.2% increase from the current price of $19.30.

What is the lowest forecasted price for VEL Velocity Financial Inc.?

The lowest price target for VEL is $20.00 from Donald Fandetti at Wells Fargo, which represents a 3.6% increase from the current price of $19.30.

What is the overall VEL consensus from analysts for Velocity Financial Inc.?

The overall analyst consensus for VEL is bullish. Out of 8 Wall Street analysts, 3 rate it as Buy, 0 as Hold, and 1 as Sell, with a median price target of $22.00.

How accurate are VEL stock price projections?

Stock price projections, including those for Velocity Financial Inc., are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.

Important Disclaimer

The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.

Last updated: March 17, 2025 12:00 AM UTC