VELFinancial Services · Mortgage FinanceThe 3 Wall Street analysts covering Velocity Financial, Inc. hold a median 12-month price target of $22 — +19.3% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 79 of 100 as at 22 Aug 2026 — inside the top quartile. Here, the model and the Street point the same way.
Consensus tells you what everyone already believes. The model scores Velocity Financial, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Growth (95): Sales and profits are climbing, and climbing faster than before.
Accruals (14): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.
Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.
The bullish and bearish analyst opinions on VEL, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
The green dot is the last close — the median target sits +19.3% from it.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 7 Aug 2026 | Wells Fargo | Maintains | Underweight | $20 → $19 |
| 17 June 2026 | BTIG | Maintains | Buy | — |
| 17 June 2026 | BTIG | Maintains | Buy | $23 → $22 |
| 7 May 2026 | Citizens | Maintains | Market Outperform | — |
| 17 Mar 2026 | BTIG | Reiterates | Buy | — |
| 21 Nov 2025 | BTIG | Reiterates | Buy | — |
| 7 Nov 2025 | Citizens | Maintains | Market Outperform | — |
| 10 June 2025 | JMP Securities | Reiterates | Market Outperform | — |
| 7 Mar 2025 | Citizens Capital Markets | Reiterates | Market Outperform | — |
| 12 Nov 2024 | BTIG | Maintains | Buy | — |
| 20 Sept 2024 | Wells Fargo | Downgrade | Underweight | — |
| 16 Sept 2024 | JMP Securities | Reiterates | Market Outperform | — |
| 2 Aug 2024 | BTIG | Maintains | Buy | — |
| 2 Aug 2024 | JMP Securities | Maintains | Market Outperform | — |
| 30 May 2024 | Raymond James | Reiterates | Outperform | — |
| 30 Apr 2024 | JMP Securities | Maintains | Market Outperform | — |
| 15 Mar 2024 | Raymond James | Reiterates | Outperform | — |
| 11 Mar 2024 | BTIG | Maintains | Buy | — |
| 11 Mar 2024 | Citigroup | Maintains | Neutral | — |
| 8 Mar 2024 | JMP Securities | Maintains | Market Outperform | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Computed off the Friday close and sent before the US open.
Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. VEL appears on the weeks it earns a place.
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 64% of US stocks
Cheaper than 47% of US stocks
Cheaper than 73% of US stocks
Higher than 72% of US stocks
Higher than 32% of US stocks
Higher than 97% of US stocks
Higher than 94% of US stocks
Higher than 76% of US stocks
Higher than 55% of US stocks
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The nearest names by industry and size, scored by the same model — like for like.
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own Velocity Financial, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →
Velocity Financial, Inc. (VEL) released the transcript of its Q2 2026 earnings call, published via Seeking Alpha. The transcript covers the company's second-quarter 2026 earnings discussion.
Why it matters — VEL watchers would care because the earnings call transcript provides direct insight into the company's recent quarterly performance and management commentary.
Velocity Financial reported second quarter 2026 results, with net income of $25.2 million and core net income of $27.9 million, compared to $26.0 million and $27.5 million respectively in the prior-year quarter. Diluted earnings per share were $0.64 and core earnings per share were $0.71, versus $0.69 and $0.73 in 2Q25.
Why it matters — VEL watchers would be interested in the company's latest quarterly earnings and per-share figures, which show a slight decline in net income but a modest rise in core net income year over year.
The 3 Wall Street analysts covering Velocity Financial, Inc. have a median 12-month price target of $22, with estimates ranging from $19 to $24. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 3 analysts covering Velocity Financial, Inc., 2 rate it a Buy, 0 a Hold and 1 a Sell. Ticker Nerd's systematic factor model ranks Velocity Financial, Inc. 79 out of 100 across roughly 4,600 US stocks as at 22 Aug 2026. None of this is personal advice — it does not consider your circumstances.
As at 22 Aug 2026, Velocity Financial, Inc. ranks 79 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Growth (95 of 100).
No one can know that. What the data says: the median 12-month target from 3 analysts implies +19.3% from the last close, and Ticker Nerd's factor model ranks Velocity Financial, Inc. 79 out of 100 as at 22 Aug 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering Velocity Financial, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for VEL are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $19 to $24 over the next 12 months.
Velocity Financial, Inc. returned -3.9% over the 12 months to 24 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.
Velocity Financial Inc. operates as a leading real estate finance company, specializing in loans for residential investment properties.
The most recent item we track (Seeking Alpha, 6 Aug 2026): "Velocity Financial, Inc. (VEL) Q2 2026 Earnings Call Transcript". Velocity Financial, Inc. (VEL) released the transcript of its Q2 2026 earnings call, published via Seeking Alpha. The transcript covers the company's second-quarter 2026 earnings discussion.
Velocity Financial Inc. operates as a leading real estate finance company, specializing in loans for residential investment properties. Its primary function is to provide tailored financing solutions to professional investors acquiring, refinancing, or upgrading residential properties. The firm's comprehensive loan products are designed to support single-family residences, two-to-four-unit small residential properties, and apartment buildings, offering flexible terms that meet diverse investment needs. Velocity Financial plays a vital role in the real estate and mortgage finance sectors by enabling efficient capital flow into the property market, thus facilitating the growth and stability of housing investments. The company is distinguished by its focus on the underserved segment of real estate investors, leveraging its expertise and scale to address unique borrower needs that traditional lenders may overlook. With its strategic emphasis on customer service and market knowledge, Velocity Financial Inc. enhances liquidity in the real estate market, contributing to overall economic vitality.”} ulieren to the constantly evolving needs of professional real estate investors.
CEO Mr. Christopher D. Farrar · 364 employees · United States · https://www.velfinance.com