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PFSI Stock Forecast 2025-2026
$126.00
Current Price
$6.55B
Market Cap
Buy 5
Hold 3
Sell 0
Wall St Analyst Ratings
Distance to PFSI Price Targets
+15.1%
To High Target of $145.00
+9.5%
To Median Target of $138.00
+7.1%
To Low Target of $135.00
PFSI Price Momentum
+0.2%
1 Week Change
+7.2%
1 Month Change
+19.7%
1 Year Change
+23.4%
Year-to-Date Change
-6.4%
From 52W High of $134.56
+47.0%
From 52W Low of $85.74
📊 TOP ANALYST CALLS
Did PFSI Make This Month's Elite Buy List?
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Latest PFSI Stock Price Targets & Analyst Predictions
Based on our analysis of 15 Wall Street analysts, PFSI has a bullish consensus with a median price target of $138.00 (ranging from $135.00 to $145.00). The overall analyst rating is N/A (N/A/10). Currently trading at $126.00, the median forecast implies a 9.5% upside. This outlook is supported by 5 Buy, 3 Hold, and 0 Sell ratings.
The most optimistic forecast comes from Douglas Harter at UBS, projecting a 15.1% upside. Conversely, the most conservative target is provided by Eric Hagen at BTIG, suggesting a 7.1% upside.
Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.
PFSI Analyst Ratings
5
Buy
3
Hold
0
Sell
PFSI Price Target Range
Low
$135.00
Average
$138.00
High
$145.00
Current: $126.00
Latest PFSI Stock Forecasts by Analyst
These are the latest 20 analyst ratings and price targets for PFSI.
| Date | Firm | Analyst | Rating | Change | Price Target |
|---|---|---|---|---|---|
| Oct 24, 2025 | Keefe, Bruyette & Woods | George Bose | Market Perform | Maintains | $138.00 |
| Oct 24, 2025 | UBS | Douglas Harter | Neutral | Maintains | $145.00 |
| Oct 22, 2025 | Piper Sandler | Crispin Love | Overweight | Maintains | $140.00 |
| Oct 22, 2025 | BTIG | Eric Hagen | Buy | Reiterates | $135.00 |
| Oct 22, 2025 | Wells Fargo | Michael Kaye | Overweight | Maintains | $135.00 |
| Oct 22, 2025 | Barclays | Terry Ma | Overweight | Maintains | $139.00 |
| Oct 10, 2025 | UBS | Douglas Harter | Neutral | Maintains | $135.00 |
| Oct 8, 2025 | Piper Sandler | Crispin Love | Overweight | Maintains | $136.00 |
| Oct 6, 2025 | Barclays | Terry Ma | Overweight | Maintains | $136.00 |
| Sep 3, 2025 | Keefe, Bruyette & Woods | George Bose | Outperform | Maintains | $121.00 |
| Jul 24, 2025 | UBS | Douglas Harter | Neutral | Maintains | $110.00 |
| Jul 24, 2025 | Keefe, Bruyette & Woods | George Bose | Outperform | Maintains | $117.00 |
| Jul 23, 2025 | Piper Sandler | Crispin Love | Overweight | Maintains | $121.00 |
| Jul 23, 2025 | Wells Fargo | Michael Kaye | Overweight | Maintains | $115.00 |
| Jul 15, 2025 | UBS | Douglas Harter | Neutral | Maintains | $115.00 |
| Jul 10, 2025 | Keefe, Bruyette & Woods | George Bose | Outperform | Maintains | $121.00 |
| Jul 8, 2025 | Barclays | Terry Ma | Overweight | Maintains | $119.00 |
| Jul 1, 2025 | Piper Sandler | Crispin Love | Overweight | Maintains | $125.00 |
| Apr 24, 2025 | Wells Fargo | Michael Kaye | Overweight | Maintains | $120.00 |
| Apr 23, 2025 | Piper Sandler | Crispin Love | Overweight | Maintains | $128.00 |
Pennymac Financial Services Inc. (PFSI) Competitors
The following stocks are similar to PennyMac based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.
Pennymac Financial Services Inc. (PFSI) Financial Data
Pennymac Financial Services Inc. has a market capitalization of $6.55B with a P/E ratio of 13.4x. The company generates $2.72B in trailing twelve-month revenue with a 18.3% profit margin.
Revenue growth is -1.4% quarter-over-quarter, while maintaining an operating margin of +23.0% and return on equity of +12.6%.
Valuation Metrics
Market Cap
$6.55B
Enterprise Value
$25.20B
P/E Ratio
13.4x
PEG Ratio
0.4x
Price/Sales
2.4x
Growth & Margins
Revenue Growth (YoY)
-1.4%
Gross Margin
+51.9%
Operating Margin
+23.0%
Net Margin
+18.3%
EPS Growth
+161.7%
Financial Health
Cash/Price Ratio
+12.6%
Current Ratio
1.0x
Debt/Equity
462.9x
ROE
+12.6%
ROA
+2.1%
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Pennymac Financial Services Inc. (PFSI) Business Model
About Pennymac Financial Services Inc.
What They Do
Specialty financial services in the mortgage sector.
Business Model
The company originates and services residential mortgage loans, generating revenue through loan origination fees, servicing fees, and interest income. By offering a range of mortgage products tailored to various borrowers, it ensures a steady flow of income from both new loans and ongoing servicing.
Additional Information
Pennymac is one of the largest mortgage producers in the U.S. and leverages technology to enhance efficiency and borrower experience. Founded in 2008 and based in California, it plays a significant role in the housing market and contributes to overall economic stability.
Company Information
Sector
Financial Services
Industry
Mortgage Finance
Employees
4,779
CEO
Mr. David A. Spector
Country
United States
IPO Year
2013
Website
www.pennymac.comPennymac Financial Services Inc. (PFSI) Latest News & Analysis
Latest News
Quick Summary
PennyMac Financial Services, Inc. (NYSE:PFSI) will host its Q3 2025 Earnings Call on October 21, 2025, at 5 PM EDT. Earnings materials are available on their website.
Why It Matters
PennyMac's Q3 earnings call provides insights into its financial health and performance, influencing stock valuation and investor sentiment in the mortgage sector.
Source: Seeking Alpha
Market Sentiment:
Neutral
Quick Summary
PennyMac Financial Services reported Q3 2025 net income of $181.5M ($3.37/share) on revenues of $632.9M. Book value per share rose to $81.12. A cash dividend of $0.30/share is declared.
Why It Matters
PennyMac's strong Q3 earnings and rising book value signal financial health, while the declared dividend indicates cash flow and shareholder returns, influencing stock attractiveness.
Source: Business Wire
Market Sentiment:
Neutral
PennyMac Financial Services, Inc. Announces Date for Release of Third Quarter 2025 Results
25 days ago
Quick Summary
PennyMac Financial Services, Inc. (NYSE: PFSI) will release Q3 2025 results on October 21, 2025, after market close, followed by a conference call at 5:00 p.m. ET. Webcast details will be available online.
Why It Matters
PennyMac's upcoming earnings announcement and conference call will provide insights into its financial performance, influencing investor sentiment and stock valuation.
Source: Business Wire
Market Sentiment:
Neutral
Pennymac Announces Organizational Changes
1 month ago
Quick Summary
PennyMac Financial Services announced key executive appointments: Kevin Ryan as Chief Strategy Officer starting October 13, 2025, and Marshall Sebring as Chief Investment Officer.
Why It Matters
Leadership changes at PennyMac could signal strategic shifts, impacting company direction and investor confidence. New executives may influence performance and stock valuation.
Source: Business Wire
Market Sentiment:
Neutral
Quick Summary
PennyMac Financial Services will participate in Barclays' 23rd Annual Global Financial Services Conference on September 8, 2025, at 2:45 PM EDT, featuring CEO David Spector and CFO Daniel Perotti.
Why It Matters
PennyMac's participation in a major financial conference signals its strategic initiatives and potential growth, which could influence investor sentiment and stock performance.
Source: Seeking Alpha
Market Sentiment:
Neutral
Quick Summary
PennyMac Financial Services and Vesta Innovations have formed a strategic partnership to improve the mortgage application process. PennyMac is the first major client on Vesta's platform and has made a minority equity investment.
Why It Matters
PennyMac's partnership with Vesta signifies innovation in mortgage processing, potentially increasing efficiency and customer satisfaction, which can enhance profitability and market competitiveness.
Source: Business Wire
Market Sentiment:
Neutral
Frequently Asked Questions About PFSI Stock
What is Pennymac Financial Services Inc.'s (PFSI) stock forecast for 2026?
Based on our analysis of 15 Wall Street analysts, Pennymac Financial Services Inc. (PFSI) has a median price target of $138.00. The highest price target is $145.00 and the lowest is $135.00.
Is PFSI stock a good investment in 2026?
According to current analyst ratings, PFSI has 5 Buy ratings, 3 Hold ratings, and 0 Sell ratings. The stock is currently trading at $126.00. Always conduct your own research and consider your investment goals before making investment decisions.
What is the long-term price prediction for PFSI stock?
Wall Street analysts predict PFSI stock could reach $138.00 in the next 12 months. This represents a 9.5% increase from the current price of $126.00. Please note that this is a projection by Wall Street analysts and not a guarantee.
What is Pennymac Financial Services Inc.'s business model?
The company originates and services residential mortgage loans, generating revenue through loan origination fees, servicing fees, and interest income. By offering a range of mortgage products tailored to various borrowers, it ensures a steady flow of income from both new loans and ongoing servicing.
What is the highest forecasted price for PFSI Pennymac Financial Services Inc.?
The highest price target for PFSI is $145.00 from Douglas Harter at UBS, which represents a 15.1% increase from the current price of $126.00.
What is the lowest forecasted price for PFSI Pennymac Financial Services Inc.?
The lowest price target for PFSI is $135.00 from Eric Hagen at BTIG, which represents a 7.1% increase from the current price of $126.00.
What is the overall PFSI consensus from analysts for Pennymac Financial Services Inc.?
The overall analyst consensus for PFSI is bullish. Out of 15 Wall Street analysts, 5 rate it as Buy, 3 as Hold, and 0 as Sell, with a median price target of $138.00.
How accurate are PFSI stock price projections?
Stock price projections, including those for Pennymac Financial Services Inc., are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.
Important Disclaimer
The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.
Last updated: November 8, 2025 3:49 PM UTC