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PFSI Stock Forecast 2025-2026
$101.85
Current Price
$5.21B
Market Cap
Buy 7
Hold 1
Sell 0
Wall St Analyst Ratings
Distance to PFSI Price Targets
+38.4%
To High Target of $141.00
+22.2%
To Median Target of $124.50
+8.0%
To Low Target of $110.00
PFSI Price Momentum
+4.3%
1 Week Change
+4.9%
1 Month Change
+9.1%
1 Year Change
-0.3%
Year-to-Date Change
-14.5%
From 52W High of $119.13
+18.8%
From 52W Low of $85.74
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Latest PFSI Stock Price Targets & Analyst Predictions
Based on our analysis of 13 Wall Street analysts, PFSI has a bullish consensus with a median price target of $124.50 (ranging from $110.00 to $141.00). Currently trading at $101.85, the median forecast implies a 22.2% upside. This outlook is supported by 7 Buy, 1 Hold, and 0 Sell ratings.
Conversely, the most conservative target is provided by Douglas Harter at UBS, suggesting a 8.0% upside.
Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.
PFSI Analyst Ratings
7
Buy
1
Hold
0
Sell
PFSI Price Target Range
Low
$110.00
Average
$124.50
High
$141.00
Current: $101.85
Latest PFSI Stock Forecasts by Analyst
These are the latest 20 analyst ratings and price targets for PFSI.
| Date | Firm | Analyst | Rating | Change | Price Target |
|---|---|---|---|---|---|
| Apr 24, 2025 | Wells Fargo | Michael Kaye | Overweight | Maintains | $120.00 |
| Apr 23, 2025 | Piper Sandler | Crispin Love | Overweight | Maintains | $128.00 |
| Apr 16, 2025 | UBS | Douglas Harter | Neutral | Maintains | $110.00 |
| Apr 8, 2025 | Keefe, Bruyette & Woods | George Bose | Outperform | Upgrade | $114.00 |
| Jan 31, 2025 | Piper Sandler | Crispin Love | Overweight | Maintains | $130.00 |
| Dec 10, 2024 | Keefe, Bruyette & Woods | George Bose | Market Perform | Maintains | $111.00 |
| Oct 24, 2024 | Wells Fargo | Michael Kaye | Overweight | Maintains | $125.00 |
| Oct 23, 2024 | Wedbush | Jay McCanless | Outperform | Reiterates | $130.00 |
| Oct 23, 2024 | Piper Sandler | Crispin Love | Overweight | Maintains | $132.00 |
| Oct 8, 2024 | Barclays | Mark Devries | Overweight | Maintains | $125.00 |
| Oct 1, 2024 | Piper Sandler | Crispin Love | Overweight | Maintains | $125.00 |
| Jul 24, 2024 | Piper Sandler | Crispin Love | Overweight | Maintains | $112.00 |
| Jul 24, 2024 | Wedbush | Jay McCanless | Outperform | Maintains | $120.00 |
| Jul 22, 2024 | Keefe, Bruyette & Woods | George Bose | Market Perform | Downgrade | $102.00 |
| Jul 10, 2024 | Keefe, Bruyette & Woods | George Bose | Outperform | Maintains | $102.00 |
| Apr 26, 2024 | Keefe, Bruyette & Woods | George Bose | Outperform | Maintains | $100.00 |
| Apr 25, 2024 | Deutsche Bank | Mark Devries | Buy | Maintains | $112.00 |
| Apr 25, 2024 | Wedbush | Jay McCanless | Outperform | Reiterates | $110.00 |
| Apr 9, 2024 | Keefe, Bruyette & Woods | George Bose | Outperform | Upgrade | $105.00 |
| Apr 9, 2024 | Barclays | Mark Devries | Overweight | Maintains | $112.00 |
Pennymac Financial Services Inc. (PFSI) Competitors
The following stocks are similar to PennyMac based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.
Pennymac Financial Services Inc. (PFSI) Financial Data
Pennymac Financial Services Inc. has a market capitalization of $5.21B with a P/E ratio of 15.5x. The company generates $3.39B in trailing twelve-month revenue with a 10.3% profit margin.
Revenue growth is +158.2% quarter-over-quarter, while maintaining an operating margin of +12.1% and return on equity of +9.3%.
Valuation Metrics
Market Cap
$5.21B
Enterprise Value
$23.15B
P/E Ratio
15.5x
PEG Ratio
7.2x
Price/Sales
1.5x
Growth & Margins
Revenue Growth (YoY)
+158.2%
Gross Margin
+64.2%
Operating Margin
+12.1%
Net Margin
+10.3%
EPS Growth
+94.1%
Financial Health
Cash/Price Ratio
+7.3%
Current Ratio
1.0x
Debt/Equity
469.6x
ROE
+9.3%
ROA
+1.6%
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Pennymac Financial Services Inc. (PFSI) Business Model
About Pennymac Financial Services Inc.
What They Do
Specialty financial services in the mortgage sector.
Business Model
The company originates and services residential mortgage loans for a diverse range of borrowers in the U.S. It generates revenue through the fees associated with loan origination and servicing, offering various mortgage products such as conventional, government-insured, and non-conforming loans.
Additional Information
Pennymac utilizes technology-driven analytics to enhance efficiency in loan processing and improve borrower experiences. Established in 2008 and headquartered in Westlake Village, California, it is one of the largest mortgage producers and servicers in the nation, significantly impacting the real estate market and overall economic growth.
Company Information
Sector
Financial Services
Industry
Mortgage Finance
Employees
4,457
CEO
Mr. David A. Spector
Country
United States
IPO Year
2013
Website
www.pennymac.comPennymac Financial Services Inc. (PFSI) Latest News & Analysis
Latest News
PennyMac Financial Services, Inc. Announces Proposed Private Offering of $650 Million of Senior Notes
16 days ago
Quick Summary
PennyMac Financial Services plans to offer $650 million in Senior Notes due 2032, fully guaranteed by its subsidiaries. Proceeds will support company operations and initiatives.
Why It Matters
The $650 million Senior Notes offering indicates PennyMac's strategy for capital raising, impacting its financial stability and growth prospects, which can influence stock performance.
Source: Business Wire
Market Sentiment:
Neutral
Quick Summary
PennyMac Financial Services priced an offering of $850 million in 6.875% Senior Notes due May 15, 2032, increased from an initial $650 million. Interest is set at 6.875% per annum.
Why It Matters
PennyMac's increased senior notes offering signals strong demand and confidence in its financial health, potentially enhancing liquidity and funding for growth, impacting stock performance positively.
Source: Business Wire
Market Sentiment:
Neutral
Quick Summary
PennyMac Financial Services, Inc. (NYSE:PFSI) will hold its Q1 2025 earnings conference call on April 22, 2025, at 5:00 PM ET. Earnings materials are available on their website.
Why It Matters
PennyMac's Q1 2025 earnings call provides insights into financial performance and strategic direction, impacting stock valuation and investor sentiment.
Source: Seeking Alpha
Market Sentiment:
Neutral
Quick Summary
PennyMac Financial Services reported Q1 2025 net income of $76.3 million ($1.42 per share) on revenue of $430.9 million. Book value per share rose to $75.57. A cash dividend of $0.30 per share was declared.
Why It Matters
PennyMac's strong net income and rising book value per share indicate financial health, while the declared dividend reflects shareholder returns, influencing stock attractiveness.
Source: Business Wire
Market Sentiment:
Neutral
Quick Summary
PennyMac's Q1 2025 performance shows key metrics that may be compared to Wall Street estimates and previous year's figures for a better understanding of its business.
Why It Matters
Comparing PennyMac's performance metrics to Wall Street estimates and previous years indicates growth trends and operational efficiency, influencing investment decisions and stock valuations.
Source: Zacks Investment Research
Market Sentiment:
Neutral
Quick Summary
PennyMac Financial (PFSI) reported Q3 earnings of $1.42 per share, missing the Zacks estimate of $2.99 and down from $2.48 per share year-over-year.
Why It Matters
PennyMac's earnings miss signals declining profitability, potentially leading to reduced investor confidence and stock price volatility.
Source: Zacks Investment Research
Market Sentiment:
Negative
Frequently Asked Questions About PFSI Stock
What is Pennymac Financial Services Inc.'s (PFSI) stock forecast for 2025?
Based on our analysis of 13 Wall Street analysts, Pennymac Financial Services Inc. (PFSI) has a median price target of $124.50. The highest price target is $141.00 and the lowest is $110.00.
Is PFSI stock a good investment in 2025?
According to current analyst ratings, PFSI has 7 Buy ratings, 1 Hold ratings, and 0 Sell ratings. The stock is currently trading at $101.85. Always conduct your own research and consider your investment goals before making investment decisions.
What is the long-term price prediction for PFSI stock?
Wall Street analysts predict PFSI stock could reach $124.50 in the next 12 months. This represents a 22.2% increase from the current price of $101.85. Please note that this is a projection by Wall Street analysts and not a guarantee.
What is Pennymac Financial Services Inc.'s business model?
The company originates and services residential mortgage loans for a diverse range of borrowers in the U.S. It generates revenue through the fees associated with loan origination and servicing, offering various mortgage products such as conventional, government-insured, and non-conforming loans.
What is the highest forecasted price for PFSI Pennymac Financial Services Inc.?
The highest price target for PFSI is $141.00 from at , which represents a 38.4% increase from the current price of $101.85.
What is the lowest forecasted price for PFSI Pennymac Financial Services Inc.?
The lowest price target for PFSI is $110.00 from Douglas Harter at UBS, which represents a 8.0% increase from the current price of $101.85.
What is the overall PFSI consensus from analysts for Pennymac Financial Services Inc.?
The overall analyst consensus for PFSI is bullish. Out of 13 Wall Street analysts, 7 rate it as Buy, 1 as Hold, and 0 as Sell, with a median price target of $124.50.
How accurate are PFSI stock price projections?
Stock price projections, including those for Pennymac Financial Services Inc., are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.
Important Disclaimer
The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.
Last updated: May 18, 2025 1:06 AM UTC