PFSIFinancial Services · Mortgage FinanceThe 8 Wall Street analysts covering PennyMac Financial Services, Inc. hold a median 12-month price target of $80 — +38.5% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 26 of 100 as at 14 Oct 2026 — in the lower half. The Street sees upside; the factor read is a caution. That gap is the story on this page.
Consensus tells you what everyone already believes. The model scores PennyMac Financial Services, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Quality (87): The business earns solid, repeatable profits on what it owns.
Momentum (13): The shares have been drifting down relative to others.
Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.
The bullish and bearish analyst opinions on PFSI, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
The green dot is the last close — the median target sits +38.5% from it.
Of the 20 most recent actions, 0 moved their price target up and 10 moved it down.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 9 Oct 2026 | Piper Sandler | Maintains | Neutral | $86 → $71 |
| 5 Oct 2026 | Barclays | Maintains | Equal-Weight | $85 → $71 |
| 31 July 2026 | Keefe, Bruyette & Woods | Maintains | Outperform | $108 → $100 |
| 31 July 2026 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 30 July 2026 | Barclays | Maintains | Equal-Weight | — |
| 30 July 2026 | Barclays | Maintains | Equal-Weight | $93 → $85 |
| 30 July 2026 | BTIG | Maintains | Buy | $105 → $90 |
| 30 July 2026 | BTIG | Maintains | Buy | — |
| 30 July 2026 | Piper Sandler | Downgrade | Neutral | — |
| 30 July 2026 | Piper Sandler | Downgrade | Neutral | $106 → $86 |
| 30 July 2026 | Stephens & Co. | Maintains | Equal-Weight | — |
| 30 July 2026 | Stephens & Co. | Maintains | Equal-Weight | $91 → $78 |
| 30 July 2026 | Wells Fargo | Maintains | Overweight | — |
| 30 July 2026 | Wells Fargo | Maintains | Overweight | $100 → $95 |
| 7 July 2026 | Barclays | Downgrade | Equal-Weight | $107 → $93 |
| 7 July 2026 | Barclays | Downgrade | Equal-Weight | — |
| 2 July 2026 | Piper Sandler | Maintains | Overweight | $112 → $106 |
| 2 July 2026 | Piper Sandler | Maintains | Overweight | — |
| 16 June 2026 | BTIG | Maintains | Buy | — |
| 11 May 2026 | Barclays | Maintains | Overweight | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Computed off the Friday close and sent before the US open.
Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. PFSI appears on the weeks it earns a place.
Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 14 Oct 2026, PennyMac Financial Services, Inc. returned −51.1% against +17.5% for the S&P 500, dividends included.
Download this chart as an image — free to reuse; link this page as the source.
Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 61% of US stocks
Cheaper than 70% of US stocks
Cheaper than 79% of US stocks
Cheaper than 6% of US stocks
Higher than 31% of US stocks
Higher than 4% of US stocks
Higher than 54% of US stocks
Higher than 54% of US stocks
Higher than 73% of US stocks
Higher than 62% of US stocks
Higher than 55% of US stocks
Higher than 79% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
PennyMac Financial Services, Inc. has a market value of $3.1B and an enterprise value of $26.5B.
Revenue in the twelve months to 30 June 2026: $5.0B. The latest quarter grew 1.8% year on year.
Net income over the same four quarters: $392.4M, a 7.8% net margin.
Diluted earnings per share, trailing twelve months: $7.28.
Free cash flow in the twelve months to 30 June 2026: −$1.9B, after $51.7M of capital spending.
PennyMac Financial Services, Inc. spent $54.8M on share buybacks and $63.2M on dividends in the twelve months to 30 June 2026.
Trailing P/E: 8.2×; forward P/E: 5.7× — the forward figure prices analyst consensus estimates, not reported earnings.
Forward dividend yield: 2.02%, paying out 17% of earnings.
PennyMac Financial Services, Inc. employs 5,543 people — $909K of revenue per employee.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own PennyMac Financial Services, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →
PennyMac Financial Services will release results for the quarter ended September 30, 2026, after market close on October 29, 2026. Management will review the results on a conference call and live webcast at 5:00 p.m. Eastern Time.
Why it matters — PFSI watchers can note when the company will report its quarterly results and how to access management’s review.
PennyMac Financial Services, Inc. announced it has completed the deployment of VantageScore 4.0 across its entire production platform, covering its consumer direct, broker direct, and correspondent channels. The company stated its intent to be at the forefront of credit score modernization, believing it will lower costs and support homeownership across America.
Why it matters — A PFSI watcher would care because this modernization across all production channels could position the company favorably in the lending market through potentially lower costs and expanded credit-eligible borrowers.
The 8 Wall Street analysts covering PennyMac Financial Services, Inc. have a median 12-month price target of $80, with estimates ranging from $65 to $100. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 8 analysts covering PennyMac Financial Services, Inc., 4 rate it a Buy, 4 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks PennyMac Financial Services, Inc. 26 out of 100 across roughly 4,600 US stocks as at 14 Oct 2026. None of this is personal advice — it does not consider your circumstances.
As at 14 Oct 2026, PennyMac Financial Services, Inc. ranks 26 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Quality (87 of 100).
No one can know that. What the data says: the median 12-month target from 8 analysts implies +38.5% from the last close, and Ticker Nerd's factor model ranks PennyMac Financial Services, Inc. 26 out of 100 as at 14 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering PennyMac Financial Services, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for PFSI are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $65 to $100 over the next 12 months.
PennyMac Financial Services, Inc. returned -51.1% over the 12 months to 14 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.
PennyMac Financial Services, Inc. Common Stock represents the equity of PennyMac Financial Services, Inc., a U.S.
The most recent item we track (Business Wire, 8 Oct 2026): "PennyMac Financial Services, Inc. Announces Date for Release of Third Quarter 2026 Results". PennyMac Financial Services will release results for the quarter ended September 30, 2026, after market close on October 29, 2026. Management will review the results on a conference call and live webcast at 5:00 p.m. Eastern Time.
PennyMac Financial Services, Inc. Common Stock represents the equity of PennyMac Financial Services, Inc., a U.S. mortgage banking and investment management firm. PennyMac Financial Services focuses on the production and servicing of residential mortgage loans, supporting borrowers, originators, and investors through a broad mortgage platform. Its core activities include loan production, loan servicing, and management of mortgage-related investments, making it an important participant in the residential finance market. The company’s servicing operations handle ongoing loan administration, payment collection, and default management, while its production business works across mortgage origination channels. Through its integrated structure, PennyMac Financial Services serves the needs of the housing finance ecosystem and plays a role in connecting mortgage borrowers with capital market participants.
CEO Mr. David A. Spector · 5,543 employees · United States · https://pfsi.pennymac.com
