PFSI Logo

PFSI Stock Forecast: Pennymac Financial Services Inc. Price Predictions for 2026

Home โ€บ Stocks โ€บ United States | NYSE | Financial Services | Mortgage Finance

$94.57

+2.84 (3.10%)

PFSI Stock Forecast 2026-2027

$94.57
Current Price
$4.93B
Market Cap
7 Ratings
Buy 6
Hold 1
Sell 0
Wall St Analyst Ratings

Distance to PFSI Price Targets

+58.6%
To High Target of $150.00
+25.8%
To Median Target of $119.00
+16.3%
To Low Target of $110.00

PFSI Price Momentum

+3.5%
1 Week Change
+7.4%
1 Month Change
-2.6%
1 Year Change
-28.3%
Year-to-Date Change
-41.0%
From 52W High of $160.36
+14.4%
From 52W Low of $82.65
๐Ÿ“Š TOP ANALYST CALLS

Did PFSI Make This Month's Elite Buy List?

We don't follow just any analyst โ€” only the top 3% with a proven track record make our cut. See if PennyMac is one of their latest high-conviction picks.

Join 5,000+ investors getting our data-driven analysis. Unsubscribe anytime.

Latest PFSI Stock Price Targets & Analyst Predictions

Based on our analysis of 17 Wall Street analysts, PFSI has a bullish consensus with a median price target of $119.00 (ranging from $110.00 to $150.00). The overall analyst rating is Strong Buy (8.6/10). Currently trading at $94.57, the median forecast implies a 25.8% upside. This outlook is supported by 6 Buy, 1 Hold, and 0 Sell ratings.

The most optimistic forecast comes from Donald Fandetti at Wells Fargo, projecting a 58.6% upside. Conversely, the most conservative target is provided by Donald Fandetti at Wells Fargo, suggesting a 16.3% upside.

Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.

PFSI Analyst Ratings

6
Buy
1
Hold
0
Sell

PFSI Price Target Range

Low
$110.00
Average
$119.00
High
$150.00
Current: $94.57

Latest PFSI Stock Forecasts by Analyst

These are the latest 20 analyst ratings and price targets for PFSI.

Date Firm Analyst Rating Change Price Target
Apr 9, 2026 Wells Fargo Donald Fandetti Overweight Maintains $110.00
Apr 6, 2026 Barclays Terry Ma Overweight Maintains $116.00
Apr 2, 2026 Piper Sandler Crispin Love Overweight Maintains $122.00
Mar 16, 2026 Keefe, Bruyette & Woods George Bose Outperform Upgrade $115.00
Feb 2, 2026 Keefe, Bruyette & Woods George Bose Market Perform Maintains $115.00
Jan 30, 2026 Piper Sandler Crispin Love Overweight Maintains $137.00
Jan 30, 2026 Wells Fargo Donald Fandetti Overweight Maintains $135.00
Jan 30, 2026 Barclays Terry Ma Overweight Maintains $136.00
Jan 15, 2026 Piper Sandler Crispin Love Overweight Maintains $168.00
Jan 6, 2026 Barclays Terry Ma Overweight Maintains $158.00
Jan 5, 2026 Wells Fargo Donald Fandetti Overweight Maintains $150.00
Dec 29, 2025 BTIG Eric Hagen Buy Maintains $150.00
Dec 22, 2025 Piper Sandler Crispin Love Overweight Maintains $146.00
Dec 19, 2025 Jefferies Matthew Hurwit Buy Initiates $160.00
Dec 18, 2025 Keefe, Bruyette & Woods George Bose Market Perform Maintains $143.00
Oct 24, 2025 Keefe, Bruyette & Woods George Bose Market Perform Maintains $138.00
Oct 24, 2025 UBS Douglas Harter Neutral Maintains $145.00
Oct 22, 2025 Piper Sandler Crispin Love Overweight Maintains $140.00
Oct 22, 2025 Barclays Terry Ma Overweight Maintains $139.00
Oct 22, 2025 BTIG Eric Hagen Buy Reiterates $135.00

Pennymac Financial Services Inc. (PFSI) Competitors

The following stocks are similar to PennyMac based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.

Pennymac Financial Services Inc. (PFSI) Financial Data

Pennymac Financial Services Inc. has a market capitalization of $4.93B with a P/E ratio of 10.2x. The company generates $3.46B in trailing twelve-month revenue with a 14.5% profit margin.

Revenue growth is +511.0% quarter-over-quarter, while maintaining an operating margin of +15.2% and return on equity of +12.3%.

Valuation Metrics

Market Cap $4.93B
Enterprise Value $27.59B
P/E Ratio 10.2x
PEG Ratio 20.7x
Price/Sales 1.4x

Growth & Margins

Revenue Growth (YoY) +511.0%
Gross Margin +77.4%
Operating Margin +15.2%
Net Margin +14.5%
EPS Growth +2.2%

Financial Health

Cash/Price Ratio +9.9%
Current Ratio 1.0x
Debt/Equity 537.2x
ROE +12.3%
ROA +1.8%
๐Ÿ’ก SKIP THE NOISE

97% of Analyst Ratings Go Nowhere

We filter thousands of calls to find the few that actually matter. Get the top analyst buy ratings โ€” tracked and updated every Monday and Thursday.

Join 5,000+ investors getting our data-driven analysis. Unsubscribe anytime.

Pennymac Financial Services Inc. logo

Pennymac Financial Services Inc. (PFSI) Business Model

About Pennymac Financial Services Inc.

What They Do

Specialty financial services firm focused on mortgages.

Business Model

The company generates revenue through two main segments: loan production and loan servicing. In loan production, it sources mortgages through correspondent lending, consumer direct lending, and broker direct lending. The servicing segment manages a large portfolio of loans, providing administration and default management.

Additional Information

Founded in 2008 and based in Westlake Village, California, the firm is a seller/servicer approved by major government entities, enhancing its role in supporting homeownership and liquidity in the U.S. housing finance market.

Company Information

Sector

Financial Services

Industry

Mortgage Finance

Employees

4,779

CEO

Mr. David A. Spector

Country

United States

IPO Year

2013

Pennymac Financial Services Inc. (PFSI) Latest News & Analysis

Featured Analysis
Powered by Zacks Investment Research

Rocket's AI Push and Compass Deal Could Shift Mortgage Share

RKT bets on AI, servicing scale and a Compass deal to drive mortgage share gains, but execution risks and housing headwinds cloud timing.

Apr 15, 2026 By Nikita Kataruka Analyst Blog

Rocket Companies Stock Outlook: Costs, Rates and Integration Risks

RKT navigates high costs, integration risks and a tough housing market, leaving its outlook tied to rates, execution and synergy timing.

Apr 15, 2026 By Nikita Kataruka Analyst Blog

Is Rocket Companies Stock a Buy? What the Short-Term Rank Signals

RKT faces falling earnings estimates, rising costs, and integration risks, even as strong revenue and recent beats highlight a mixed outlook.

Apr 15, 2026 By Nikita Kataruka Analyst Blog

Latest News

PFSI stock latest news image
Quick Summary

Rosen Law Firm is investigating potential securities claims against PennyMac Financial Services (NYSE: PFSI) for allegedly misleading investors. Affected shareholders may seek compensation with no upfront fees.

Why It Matters

Allegations of misleading information by PennyMac Financial Services could lead to legal claims, impacting stock value and investor sentiment, potentially creating financial liabilities for the company.

Source: Newsfile Corp
Market Sentiment: Neutral
PFSI stock latest news image
Quick Summary

Rosen Law Firm is investigating potential securities claims against PennyMac Financial Services, Inc. (NYSE: PFSI) due to allegations of misleading business information.

Why It Matters

Allegations of misleading information can lead to legal claims and potential financial penalties for PennyMac, impacting its stock price and shareholder value.

Source: GlobeNewsWire
Market Sentiment: Neutral
PFSI stock latest news image
Quick Summary

Rosen Law Firm is investigating potential securities claims against PennyMac Financial Services (NYSE: PFSI) for allegedly misleading business information. Affected shareholders may seek compensation with no upfront costs.

Why It Matters

Allegations of misleading information at PennyMac could lead to legal claims, impacting stock value and investor confidence. Potential compensation may attract or deter investors.

Source: PRNewsWire
Market Sentiment: Neutral
PFSI stock latest news image
Quick Summary

Rosen Law Firm is investigating potential securities claims against PennyMac Financial Services (NYSE: PFSI) over allegations of misleading business information to investors.

Why It Matters

Allegations of misleading information can lead to legal issues and stock price volatility for PennyMac Financial Services, impacting shareholder value and market perception.

Source: GlobeNewsWire
Market Sentiment: Neutral
PFSI stock latest news image
Quick Summary

The Schall Law Firm is investigating PennyMac Financial Services (NYSE: PFSI) for potential securities law violations related to misleading statements or undisclosed information.

Why It Matters

The investigation into PennyMac for potential securities law violations raises concerns about the company's transparency and could impact stock performance and investor confidence.

Source: GlobeNewsWire
Market Sentiment: Neutral
PFSI stock latest news image
Quick Summary

Rosen Law Firm is investigating potential securities claims against PennyMac Financial Services (NYSE: PFSI) for allegedly misleading investors. Affected shareholders may seek compensation with no upfront costs.

Why It Matters

The investigation into PennyMac Financial Services for potentially misleading information could lead to legal claims, impacting the stock's value and investor confidence.

Source: Newsfile Corp
Market Sentiment: Neutral

Frequently Asked Questions About PFSI Stock

What is Pennymac Financial Services Inc.'s (PFSI) stock forecast for 2026?

Based on our analysis of 17 Wall Street analysts, Pennymac Financial Services Inc. (PFSI) has a median price target of $119.00. The highest price target is $150.00 and the lowest is $110.00.

Is PFSI stock a good investment in 2026?

According to current analyst ratings, PFSI has 6 Buy ratings, 1 Hold ratings, and 0 Sell ratings. The stock is currently trading at $94.57. Always conduct your own research and consider your investment goals before making investment decisions.

What is the long-term price prediction for PFSI stock?

Wall Street analysts predict PFSI stock could reach $119.00 in the next 12 months. This represents a 25.8% increase from the current price of $94.57. Please note that this is a projection by Wall Street analysts and not a guarantee.

What is Pennymac Financial Services Inc.'s business model?

The company generates revenue through two main segments: loan production and loan servicing. In loan production, it sources mortgages through correspondent lending, consumer direct lending, and broker direct lending. The servicing segment manages a large portfolio of loans, providing administration and default management.

What is the highest forecasted price for PFSI Pennymac Financial Services Inc.?

The highest price target for PFSI is $150.00 from Donald Fandetti at Wells Fargo, which represents a 58.6% increase from the current price of $94.57.

What is the lowest forecasted price for PFSI Pennymac Financial Services Inc.?

The lowest price target for PFSI is $110.00 from Donald Fandetti at Wells Fargo, which represents a 16.3% increase from the current price of $94.57.

What is the overall PFSI consensus from analysts for Pennymac Financial Services Inc.?

The overall analyst consensus for PFSI is bullish. Out of 17 Wall Street analysts, 6 rate it as Buy, 1 as Hold, and 0 as Sell, with a median price target of $119.00.

How accurate are PFSI stock price projections?

Stock price projections, including those for Pennymac Financial Services Inc., are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.

Important Disclaimer

The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.

Last updated: April 19, 2026 7:20 PM UTC
Serious About Growing Your Portfolio?

We highlight 2 high-upside stocks each month – no fluff.

Missedย NVDA?
Donโ€™t Miss the Next One.

Join 5,000+ investors using Ticker Nerd’s Market Radar to stay ahead of major market moves, analyst upgrades, and trending opportunities โ€” for free.