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PFSI Stock Forecast 2026-2027
$85.29
Current Price
$4.51B
Market Cap
Buy 5
Hold 3
Sell 0
Wall St Analyst Ratings
Distance to PFSI Price Targets
+34.8%
To High Target of $115.00
+23.1%
To Median Target of $105.00
+6.7%
To Low Target of $91.00
PFSI Price Momentum
+3.6%
1 Week Change
+3.5%
1 Month Change
-15.4%
1 Year Change
-35.3%
Year-to-Date Change
-46.8%
From 52W High of $160.36
+9.8%
From 52W Low of $77.67
📊 TOP ANALYST CALLS
Did PFSI Make This Month's Elite Buy List?
We don't follow just any analyst — only the top 3% with a proven track record make our cut. See if PennyMac is one of their latest high-conviction picks.
Latest PFSI Stock Price Targets & Analyst Predictions
Based on our analysis of 5 Wall Street analysts, PFSI has a bullish consensus with a median price target of $105.00 (ranging from $91.00 to $115.00). The overall analyst rating is Strong Buy (8.0/10). Currently trading at $85.29, the median forecast implies a 23.1% upside. This outlook is supported by 5 Buy, 3 Hold, and 0 Sell ratings.
Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.
PFSI Analyst Ratings
5
Buy
3
Hold
0
Sell
PFSI Price Target Range
Low
$91.00
Average
$105.00
High
$115.00
Current: $85.29
Latest PFSI Stock Forecasts by Analyst
These are the latest 20 analyst ratings and price targets for PFSI.
| Date | Firm | Analyst | Rating | Change | Price Target |
|---|---|---|---|---|---|
| Jul 7, 2026 | Barclays | Terry Ma | Equal-Weight | Downgrade | $93.00 |
| Jul 2, 2026 | Piper Sandler | Crispin Love | Overweight | Maintains | $106.00 |
| Jun 16, 2026 | BTIG | Buy | Maintains | $N/A | |
| May 11, 2026 | Barclays | Overweight | Maintains | $N/A | |
| May 8, 2026 | Keefe, Bruyette & Woods | Outperform | Maintains | $N/A | |
| May 6, 2026 | Piper Sandler | Overweight | Maintains | $N/A | |
| May 6, 2026 | Wells Fargo | Overweight | Maintains | $N/A | |
| Apr 24, 2026 | Stephens & Co. | Equal-Weight | Initiates | $N/A | |
| Apr 9, 2026 | Wells Fargo | Overweight | Maintains | $N/A | |
| Apr 6, 2026 | Barclays | Overweight | Maintains | $N/A | |
| Apr 2, 2026 | Piper Sandler | Overweight | Maintains | $N/A | |
| Mar 16, 2026 | Keefe, Bruyette & Woods | Outperform | Upgrade | $N/A | |
| Feb 2, 2026 | Keefe, Bruyette & Woods | Market Perform | Maintains | $N/A | |
| Jan 30, 2026 | Barclays | Overweight | Maintains | $N/A | |
| Jan 30, 2026 | Piper Sandler | Overweight | Maintains | $N/A | |
| Jan 30, 2026 | Wells Fargo | Overweight | Maintains | $N/A | |
| Jan 15, 2026 | Piper Sandler | Overweight | Maintains | $N/A | |
| Jan 6, 2026 | Barclays | Overweight | Maintains | $N/A | |
| Jan 5, 2026 | Wells Fargo | Overweight | Maintains | $N/A | |
| Dec 29, 2025 | BTIG | Buy | Maintains | $N/A |
Pennymac Financial Services Inc. (PFSI) Competitors
The following stocks are similar to PennyMac based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.
Pennymac Financial Services Inc. (PFSI) Financial Data
Pennymac Financial Services Inc. has a market capitalization of $4.51B with a P/E ratio of 9.2x. The company generates $3.32B in trailing twelve-month revenue with a 15.3% profit margin.
Revenue growth is -16.6% quarter-over-quarter, while maintaining an operating margin of +14.6% and return on equity of +12.3%.
Valuation Metrics
Market Cap
$4.51B
Enterprise Value
$29.79B
P/E Ratio
9.2x
PEG Ratio
1.4x
Price/Sales
1.4x
Growth & Margins
Revenue Growth (YoY)
-16.6%
Gross Margin
+47.9%
Operating Margin
+14.6%
Net Margin
+15.3%
EPS Growth
+7.9%
Financial Health
Cash/Price Ratio
+11.3%
Current Ratio
1.0x
Debt/Equity
598.3x
ROE
+12.3%
ROA
+1.8%
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Pennymac Financial Services Inc. (PFSI) Business Model
About Pennymac Financial Services Inc.
What They Do
Provides comprehensive mortgage services and solutions.
Business Model
The company generates revenue through two primary segments: loan production and loan servicing. It sources mortgages via correspondent lending, consumer direct lending, and broker direct lending, while the loan servicing segment manages administration and collections for a large portfolio of loans. These activities are complemented by managing a mortgage REIT focused on mortgage-related assets.
Additional Information
Founded in 2008 and headquartered in Westlake Village, California, the company is a seller/servicer approved by major government entities, which positions it well in the U.S. housing finance market. Its integrated business model allows it to support a diverse range of borrowers nationwide.
Company Information
Sector
Financial Services
Industry
Mortgage Finance
Employees
5,650
CEO
Mr. David A. Spector
Country
United States
IPO Year
2013
Website
pfsi.pennymac.comPennymac Financial Services Inc. (PFSI) Latest News & Analysis
Latest News
PennyMac Financial Services, Inc. Announces Date for Release of Second Quarter 2026 Results
4 days ago
Quick Summary
PennyMac Financial Services (NYSE: PFSI) will release Q2 2026 results on July 29, 2026, after market close, followed by a conference call at 5 PM ET. Details will be available online.
Why It Matters
PennyMac's upcoming earnings announcement and conference call will provide insights into financial performance, impacting stock valuation and investor sentiment in the mortgage market.
Source: Business Wire
Market Sentiment:
Neutral
Quick Summary
Rosen Law Firm is investigating potential securities claims for PennyMac Financial Services (NYSE: PFSI) due to allegations of misleading business information to investors.
Why It Matters
Allegations of misleading information can lead to legal risks, potential stock price declines, and increased volatility for PennyMac Financial Services, impacting investor confidence and decisions.
Source: GlobeNewsWire
Market Sentiment:
Neutral
Quick Summary
Bleichmar Fonti & Auld LLP is investigating PennyMac Financial Services, Inc. (NYSE:PFSI) for potential federal securities law violations. Investors can seek more information via their website.
Why It Matters
An investigation into PennyMac for potential securities law violations could lead to legal repercussions, impacting stock performance and investor confidence.
Source: GlobeNewsWire
Market Sentiment:
Neutral
Quick Summary
Rosen Law Firm is investigating potential securities claims against PennyMac Financial Services (NYSE: PFSI) for allegedly misleading investors. Affected shareholders may seek compensation without upfront fees.
Why It Matters
Allegations of misleading information can lead to legal claims against PennyMac, potentially impacting stock value and investor sentiment. Compensation options may influence investor decisions.
Source: PRNewsWire
Market Sentiment:
Neutral
Quick Summary
Bleichmar Fonti & Auld LLP is investigating PennyMac Financial Services, Inc. (NYSE:PFSI) for potential federal securities law violations. Investors are advised to seek more information.
Why It Matters
An investigation into PennyMac Financial Services for potential securities law violations could signal legal troubles, affecting stock performance and investor confidence.
Source: GlobeNewsWire
Market Sentiment:
Neutral
Quick Summary
Rosen Law Firm is investigating potential securities claims against PennyMac Financial Services (NYSE: PFSI) for allegedly misleading investors. Affected shareholders may seek compensation at no upfront cost.
Why It Matters
The investigation into PennyMac Financial Services could lead to potential legal claims, impacting stock value and investor sentiment, highlighting risks associated with the company's disclosures.
Source: Newsfile Corp
Market Sentiment:
Neutral
Frequently Asked Questions About PFSI Stock
What is Pennymac Financial Services Inc.'s (PFSI) stock forecast for 2027?
Based on our analysis of 5 Wall Street analysts, Pennymac Financial Services Inc. (PFSI) has a median price target of $105.00. The highest price target is $115.00 and the lowest is $91.00.
Is PFSI stock a good investment in 2027?
According to current analyst ratings, PFSI has 5 Buy ratings, 3 Hold ratings, and 0 Sell ratings. The stock is currently trading at $85.29. Always conduct your own research and consider your investment goals before making investment decisions.
What is the long-term price prediction for PFSI stock?
Wall Street analysts predict PFSI stock could reach $105.00 in the next 12 months. This represents a 23.1% increase from the current price of $85.29. Please note that this is a projection by Wall Street analysts and not a guarantee.
What is Pennymac Financial Services Inc.'s business model?
The company generates revenue through two primary segments: loan production and loan servicing. It sources mortgages via correspondent lending, consumer direct lending, and broker direct lending, while the loan servicing segment manages administration and collections for a large portfolio of loans. These activities are complemented by managing a mortgage REIT focused on mortgage-related assets.
What is the highest forecasted price for PFSI Pennymac Financial Services Inc.?
The highest price target for PFSI is $115.00 from at , which represents a 34.8% increase from the current price of $85.29.
What is the lowest forecasted price for PFSI Pennymac Financial Services Inc.?
The lowest price target for PFSI is $91.00 from at , which represents a 6.7% increase from the current price of $85.29.
What is the overall PFSI consensus from analysts for Pennymac Financial Services Inc.?
The overall analyst consensus for PFSI is bullish. Out of 5 Wall Street analysts, 5 rate it as Buy, 3 as Hold, and 0 as Sell, with a median price target of $105.00.
How accurate are PFSI stock price projections?
Stock price projections, including those for Pennymac Financial Services Inc., are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.
Important Disclaimer
The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.
Last updated: July 18, 2026 2:49 AM UTC