PAPLPAPLFinancial Services · Mortgage Finance

PAPL Stock Forecast: Pineapple Financial, Inc. Price Predictions for 2026-2027

Last close, 31 July 2026
$1.14

The 1 Wall Street analysts covering Pineapple Financial, Inc. hold a median 12-month price target of $5 — +338.6% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 12 of 100 as at 1 Aug 2026 — in the weakest quartile. The Street sees upside; the factor read is a caution. That gap is the story on this page.

Market cap
$28.8M
Ticker Nerd rank
12 / 100
Median analyst target
$5.00
Analysts covering
1
Ticker Nerd rank

PAPL stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Pineapple Financial, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 1 Aug 2026
12 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Growth
87
Size
86
Volatility
30
Revisions
29
Momentum
27
Value
14
Quality
12
Accruals
10
Issuance
3

Growth (87): Sales and profits are climbing, and climbing faster than before.

Issuance (3): The company has been issuing shares or taking on financing, diluting existing holders.

The rank is the raw material. Whether the rules would actually own Pineapple Financial, Inc. — and when they’d sell — is the membership.

Wall Street

PAPL stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on PAPL, reported as data — targets and ratings, the market's view beside the model's.

We don’t hold enough price history for this company yet.

What Wall Street says1 analysts
1 Buy0 Hold0 Sell
Low $5.00Median $5.00High $5.00

The green dot is the last close — the median target sits +338.6% from it.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
4 Dec 2025D. Boral CapitalMaintainsBuy
16 Apr 2025D. Boral CapitalMaintainsBuy
27 Feb 2025D. Boral CapitalMaintainsBuy
22 Jan 2025D. Boral CapitalMaintainsBuy
6 Jan 2025D. Boral CapitalMaintainsBuy
29 May 2024EF HuttonInitiatesBuy

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Estimates

PAPL analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
Analysts raising
0
Analysts cutting
0
Fundamentals

Pineapple Financial, Inc. (PAPL) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
−0.2×

Cheaper than 77% of US stocks

Price / sales
10.4×

Cheaper than 14% of US stocks

Price / book
0.6×

Cheaper than 83% of US stocks

EV / EBITDA
−16.7×

Cheaper than 88% of US stocks

Growth & margins
Revenue growth (YoY)
−16.7%

Higher than 12% of US stocks

Earnings growth (YoY)
402.3%

Higher than 95% of US stocks

Gross margin
16.8%

Higher than 18% of US stocks

Operating margin
−139.6%

Higher than 12% of US stocks

Net margin
−114.1%

Higher than 5% of US stocks

Returns & dividend
Return on equity
−12.1%

Higher than 35% of US stocks

Return on assets
−4.3%

Higher than 33% of US stocks

Dividend yield

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Peers

PAPL vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelMortgage Finance
CompanyMarket capTKN rank
PAPLPineapple Financial, Inc.$28.8M
12
BLNEBeeline Holdings, Inc.$28.6M
8
ONITOnity Group, Inc.$312.4M
42
LDIloanDepot, Inc.$328.7M
17
BETRBetter Home & Finance Holding Co.$435.8M
19
GSIWGarden Stage Ltd.*$29.7M
32
BGDEBig Digital Energy, Inc.*$29.0M
22

* Nearest Financial Services names by size — few mortgage finance companies of this scale trade in the US universe.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. PAPL appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

FAQ

Frequently asked questions about PAPL stock

What is the PAPL stock price forecast for 2026-2027?

The 1 Wall Street analysts covering Pineapple Financial, Inc. have a median 12-month price target of $5, with estimates ranging from $5 to $5. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is PAPL stock a buy right now?

Of the 1 analysts covering Pineapple Financial, Inc., 1 rate it a Buy, 0 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Pineapple Financial, Inc. 12 out of 100 across roughly 4,600 US stocks as at 1 Aug 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank PAPL?

As at 1 Aug 2026, Pineapple Financial, Inc. ranks 12 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Growth (87 of 100).

Will PAPL stock go up?

No one can know that. What the data says: the median 12-month target from 1 analysts implies +338.6% from the last close, and Ticker Nerd's factor model ranks Pineapple Financial, Inc. 12 out of 100 as at 1 Aug 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the PAPL stock forecast for 2030?

No analyst covering Pineapple Financial, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for PAPL are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $5 to $5 over the next 12 months.

What does Pineapple Financial, Inc. do?

Pineapple Financial Inc. is a diversified financial services firm that offers a comprehensive suite of financial products and services.

Company

About Pineapple Financial, Inc.

Pineapple Financial Inc. is a diversified financial services firm that offers a comprehensive suite of financial products and services. It primarily operates in the sectors of banking, mortgage lending, and wealth management, providing tailored solutions to both individual and institutional clients. With a robust presence in the financial markets, Pineapple Financial Inc. plays a pivotal role in facilitating economic transactions and supporting financial growth within its service areas. The company is known for its innovative online banking platform, which enhances accessibility and convenience for customers seeking to manage their finances digitally. Additionally, Pineapple Financial Inc. supports sustainable investment practices and has a substantial portfolio in environmentally responsible ventures, reflecting its commitment to social responsibility. By leveraging technology and embracing customer-centric strategies, Pineapple Financial Inc. continues to influence the dynamic landscape of the financial industry.

CEO Mr. Shubha-Jeet Dasgupta · 39 employees · Canada · https://gopineapple.com