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PAYPAYTechnology · Software - Infrastructure

PAY Stock Forecast: Paymentus Holdings, Inc. Price Predictions for 2026-2027

Last close, 9 Sept 2026
$35
−1.18% on the day

The 7 Wall Street analysts covering Paymentus Holdings, Inc. hold a median 12-month price target of $39 — +10.7% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 64 of 100 as at 8 Sept 2026 — in the upper half.

Market cap
$4.5B
Ticker Nerd rank
64 / 100
Median analyst target
$39
Analysts covering
7
Revenue$360.7M+28.8% y/y
Operating income$32.6M
Net income$25.6M
Free cash flow$39.0M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
+0.3%
1M
−8.7%
YTD
+11.5%
1Y
−1.2%
From 52W high
−21.0%
From 52W low
+74.3%
$20
$45
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

PAY stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Paymentus Holdings, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 8 Sept 2026
64 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Quality
96
Revisions
94
Growth
77
Momentum
56
Issuance
54
Volatility
36
Value
30
Size
25
Accruals
15

Quality (96): The business earns solid, repeatable profits on what it owns.

Accruals (15): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

PAY stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on PAY, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$20$25$30$35$40$45Oct 25Jan 26Apr 26Jul 26PAYHigh $45Median $39Low $36

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says7 analysts
3 Buy4 Hold0 Sell
Low $36Median $39High $45

The green dot is the last close — the median target sits +10.7% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 4 moved their price target up and 0 moved it down.

DateFirmActionRatingTarget
25 Aug 2026Wolfe ResearchDowngradePeer Perform—
4 Aug 2026BairdMaintainsNeutral$34 → $38
4 Aug 2026BairdMaintainsNeutral—
4 Aug 2026Goldman SachsMaintainsNeutral$32 → $40
4 Aug 2026Goldman SachsMaintainsNeutral—
30 July 2026BairdDowngradeNeutral—
30 July 2026BairdDowngradeNeutral$34
5 May 2026BairdMaintainsOutperform—
5 May 2026BairdMaintainsOutperform$30 → $34
5 May 2026WedbushMaintainsOutperform—
5 May 2026WedbushMaintainsOutperform$32 → $36
24 Feb 2026Goldman SachsMaintainsNeutral—
24 Feb 2026WedbushMaintainsOutperform—
4 Dec 2025Freedom Capital MarketsInitiatesBuy—
4 Dec 2025JP MorganMaintainsNeutral—
22 July 2025Wolfe ResearchUpgradeOutperform—
14 July 2025Raymond JamesUpgradeOutperform—
4 June 2025BairdMaintainsOutperform—
7 May 2025Wells FargoMaintainsEqual-Weight—
6 May 2025BairdMaintainsOutperform—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. PAY appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

PAY vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 9 Sept 2026, Paymentus Holdings, Inc. returned −1.2% against +18.5% for the S&P 500, dividends included.

PAY vs S&P 500, last 12 monthsTotal return, rebased to 100
6080100120Oct 25Jan 26Apr 26Jul 26PAYS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

PAY analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+12.1%
Analysts raising
5
Analysts cutting
0
Fundamentals

Paymentus Holdings, Inc. (PAY) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
54.0×

Cheaper than 13% of US stocks

Price / sales
3.3×

Cheaper than 38% of US stocks

Price / book
7.3×

Cheaper than 14% of US stocks

EV / EBITDA
38.1×

Cheaper than 7% of US stocks

Growth & margins
Revenue growth (YoY)
28.8%

Higher than 77% of US stocks

Earnings growth (YoY)
73.8%

Higher than 80% of US stocks

Gross margin
26.1%

Higher than 29% of US stocks

Operating margin
9.0%

Higher than 62% of US stocks

Net margin
6.2%

Higher than 63% of US stocks

Returns & dividend
Return on equity
15.0%

Higher than 74% of US stocks

Return on assets
9.7%

Higher than 91% of US stocks

Dividend yield
—

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Paymentus Holdings, Inc. (PAY) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Paymentus Holdings, Inc. has a market value of $4.5B and an enterprise value of $4.1B.

  • Revenue in the twelve months to 30 June 2026: $1.4B. The latest quarter grew 28.8% year on year.

  • Net income over the same four quarters: $84.9M, a 6.2% net margin.

  • Diluted earnings per share, trailing twelve months: $0.66.

  • Free cash flow in the twelve months to 30 June 2026: $121.4M, after $37.7M of capital spending.

  • Shares outstanding: 125.9M.

  • Trailing P/E: 54.0×; forward P/E: 33.3× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Paymentus Holdings, Inc. employs 1,340 people — $1.0M of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 9 Sept 2026

Data provided by Twelve Data

Peers

PAY vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelSoftware - Infrastructure
CompanyMarket capTKN rank
PAYPaymentus Holdings, Inc.$4.5B
64
BOXBox, Inc.$4.7B
95
DLOdLocal Ltd.$4.2B
70
RELYRemitly Global, Inc.$5.1B
76
VRNSVaronis Systems, Inc.$5.3B
64
BLSHBullish$5.3B
9
ACIWACI Worldwide, Inc.$5.4B
78

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Paymentus Holdings, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest PAY news & analysis

3 Crypto-Exposed Stocks Riding the Institutional Crypto Wave

Zacks Investment Research · 8 Sept 2026positive

Zacks highlights Paymentus Holdings (PAY) as one of three crypto-exposed stocks poised to benefit from growing institutional crypto demand, citing ETF flows, regulatory progress and stablecoin adoption. The report positions PAY alongside FIGR and CHYM as riding the institutional crypto wave.

Why it matters — For PAY watchers, this signals that the company's crypto-related exposure could gain further traction as institutional adoption of digital assets continues to expand.

Is Paymentus (PAY) Stock Outpacing Its Business Services Peers This Year?

Zacks Investment Research · 28 Aug 2026neutral

A Zacks Investment Research article compares the year-to-date stock performance of Paymentus (PAY) and Quad/Graphics (QUAD) against their broader Business Services sector.

Why it matters — PAY shareholders would care how the company's stock performance stacks up against both a direct peer and its sector average over the same period.

Here is Why Growth Investors Should Buy Paymentus (PAY) Now

Zacks Investment Research · 27 Aug 2026positive

Zacks Investment Research highlights Paymentus (PAY) as a growth stock, noting it is well positioned to outperform the market due to its above-average growth in financials.

Why it matters — A PAY watcher would care because the report signals that the company's financial growth profile is being viewed favorably by analysts.

Top Mobile Payments Stocks to Buy as Digital Transactions Surge

Zacks Investment Research · 24 Aug 2026positive

Zacks Investment Research notes that mobile payments are gaining momentum as digital wallets, instant payments and embedded finance reshape global commerce. The report names RELY, PAY, DLO and MQ as companies that could be among the biggest beneficiaries of the surge in digital transactions.

Why it matters — For PAY watchers, the item highlights the company as a potential beneficiary of accelerating growth in mobile and digital payment adoption.

Why Paymentus (PAY) is a Top Momentum Stock for the Long-Term

Zacks Investment Research · 19 Aug 2026positive

Zacks Research highlights Paymentus (PAY) as a top momentum stock for the long term, referencing its Style Scores system that helps investors find top-rated stocks based on investing style.

Why it matters — A PAY watcher would care because the article positions the company favorably within Zacks' momentum-based stock evaluation framework.

FAQ

Frequently asked questions about PAY stock

What is the PAY stock price forecast for 2026-2027?

The 7 Wall Street analysts covering Paymentus Holdings, Inc. have a median 12-month price target of $39, with estimates ranging from $36 to $45. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is PAY stock a buy right now?

Of the 7 analysts covering Paymentus Holdings, Inc., 3 rate it a Buy, 4 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Paymentus Holdings, Inc. 64 out of 100 across roughly 4,600 US stocks as at 8 Sept 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank PAY?

As at 8 Sept 2026, Paymentus Holdings, Inc. ranks 64 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Quality (96 of 100).

Will PAY stock go up?

No one can know that. What the data says: the median 12-month target from 7 analysts implies +10.7% from the last close, and Ticker Nerd's factor model ranks Paymentus Holdings, Inc. 64 out of 100 as at 8 Sept 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the PAY stock forecast for 2030?

No analyst covering Paymentus Holdings, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for PAY are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $36 to $45 over the next 12 months.

How has PAY stock performed over the past year?

Paymentus Holdings, Inc. returned -1.2% over the 12 months to 9 Sept 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Paymentus Holdings, Inc. do?

Paymentus Holdings, Inc. Class A Common Stock is the public equity of Paymentus Holdings, Inc., a financial technology company that provides cloud-based bill payment technology and solutions.

What is the latest news on PAY?

The most recent item we track (Zacks Investment Research, 8 Sept 2026): "3 Crypto-Exposed Stocks Riding the Institutional Crypto Wave". Zacks highlights Paymentus Holdings (PAY) as one of three crypto-exposed stocks poised to benefit from growing institutional crypto demand, citing ETF flows, regulatory progress and stablecoin adoption. The report positions PAY alongside FIGR and CHYM as riding the institutional crypto wave.

Company

About Paymentus Holdings, Inc.

Paymentus Holdings, Inc. Class A Common Stock is the public equity of Paymentus Holdings, Inc., a financial technology company that provides cloud-based bill payment technology and solutions. Paymentus offers electronic bill presentment and payment services, enterprise customer communication tools, and self-service revenue management through a secure software-as-a-service platform. Its products support payment processing across multiple channels, including online, mobile, call centers, interactive voice response systems, chatbots, and voice assistants. The company serves billers and financial institutions across industries such as utilities, financial services, insurance, telecommunications, real estate management, education, consumer finance, healthcare, government, and small businesses. Paymentus plays a key role in modernizing how organizations present bills, collect payments, and manage customer payment interactions in today’s digital financial services market.

CEO Mr. Dushyant Sharma · 1,340 employees · United States · https://www.paymentus.com