PAYTechnology · Software - InfrastructureThe 7 Wall Street analysts covering Paymentus Holdings, Inc. hold a median 12-month price target of $39 — +7.5% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 69 of 100 as at 9 Sept 2026 — in the upper half.
Consensus tells you what everyone already believes. The model scores Paymentus Holdings, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Quality (96): The business earns solid, repeatable profits on what it owns.
Accruals (15): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.
Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.
The bullish and bearish analyst opinions on PAY, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
The green dot is the last close — the median target sits +7.5% from it.
Of the 20 most recent actions, 4 moved their price target up and 0 moved it down.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 25 Aug 2026 | Wolfe Research | Downgrade | Peer Perform | — |
| 4 Aug 2026 | Baird | Maintains | Neutral | $34 → $38 |
| 4 Aug 2026 | Baird | Maintains | Neutral | — |
| 4 Aug 2026 | Goldman Sachs | Maintains | Neutral | $32 → $40 |
| 4 Aug 2026 | Goldman Sachs | Maintains | Neutral | — |
| 30 July 2026 | Baird | Downgrade | Neutral | — |
| 30 July 2026 | Baird | Downgrade | Neutral | $34 |
| 5 May 2026 | Baird | Maintains | Outperform | — |
| 5 May 2026 | Baird | Maintains | Outperform | $30 → $34 |
| 5 May 2026 | Wedbush | Maintains | Outperform | — |
| 5 May 2026 | Wedbush | Maintains | Outperform | $32 → $36 |
| 24 Feb 2026 | Goldman Sachs | Maintains | Neutral | — |
| 24 Feb 2026 | Wedbush | Maintains | Outperform | — |
| 4 Dec 2025 | Freedom Capital Markets | Initiates | Buy | — |
| 4 Dec 2025 | JP Morgan | Maintains | Neutral | — |
| 22 July 2025 | Wolfe Research | Upgrade | Outperform | — |
| 14 July 2025 | Raymond James | Upgrade | Outperform | — |
| 4 June 2025 | Baird | Maintains | Outperform | — |
| 7 May 2025 | Wells Fargo | Maintains | Equal-Weight | — |
| 6 May 2025 | Baird | Maintains | Outperform | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Computed off the Friday close and sent before the US open.
Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. PAY appears on the weeks it earns a place.
Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 10 Sept 2026, Paymentus Holdings, Inc. returned +3.2% against +17.5% for the S&P 500, dividends included.
Download this chart as an image — free to reuse; link this page as the source.
Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 13% of US stocks
Cheaper than 38% of US stocks
Cheaper than 14% of US stocks
Cheaper than 7% of US stocks
Higher than 77% of US stocks
Higher than 80% of US stocks
Higher than 29% of US stocks
Higher than 62% of US stocks
Higher than 63% of US stocks
Higher than 74% of US stocks
Higher than 91% of US stocks
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
Paymentus Holdings, Inc. has a market value of $4.5B and an enterprise value of $4.1B.
Revenue in the twelve months to 30 June 2026: $1.4B. The latest quarter grew 28.8% year on year.
Net income over the same four quarters: $84.9M, a 6.2% net margin.
Diluted earnings per share, trailing twelve months: $0.66.
Free cash flow in the twelve months to 30 June 2026: $121.4M, after $37.7M of capital spending.
Trailing P/E: 54.0×; forward P/E: 33.3× — the forward figure prices analyst consensus estimates, not reported earnings.
Paymentus Holdings, Inc. employs 1,340 people — $1.0M of revenue per employee.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own Paymentus Holdings, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →
Paymentus Holdings, Inc. (PAY) presented at the Goldman Sachs Communacopia + Technology Conference 2026, with a transcript of the presentation made available via Seeking Alpha.
Why it matters — A PAY watcher would care because the conference presentation offers insight into the company's positioning and messaging to the investment community.
Zacks highlights Paymentus Holdings (PAY) as one of three crypto-exposed stocks poised to benefit from growing institutional crypto demand, citing ETF flows, regulatory progress and stablecoin adoption. The report positions PAY alongside FIGR and CHYM as riding the institutional crypto wave.
Why it matters — For PAY watchers, this signals that the company's crypto-related exposure could gain further traction as institutional adoption of digital assets continues to expand.
A Zacks Investment Research article compares the year-to-date stock performance of Paymentus (PAY) and Quad/Graphics (QUAD) against their broader Business Services sector.
Why it matters — PAY shareholders would care how the company's stock performance stacks up against both a direct peer and its sector average over the same period.
Zacks Investment Research highlights Paymentus (PAY) as a growth stock, noting it is well positioned to outperform the market due to its above-average growth in financials.
Why it matters — A PAY watcher would care because the report signals that the company's financial growth profile is being viewed favorably by analysts.
Zacks Investment Research notes that mobile payments are gaining momentum as digital wallets, instant payments and embedded finance reshape global commerce. The report names RELY, PAY, DLO and MQ as companies that could be among the biggest beneficiaries of the surge in digital transactions.
Why it matters — For PAY watchers, the item highlights the company as a potential beneficiary of accelerating growth in mobile and digital payment adoption.
The 7 Wall Street analysts covering Paymentus Holdings, Inc. have a median 12-month price target of $39, with estimates ranging from $36 to $45. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 7 analysts covering Paymentus Holdings, Inc., 3 rate it a Buy, 4 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Paymentus Holdings, Inc. 69 out of 100 across roughly 4,600 US stocks as at 9 Sept 2026. None of this is personal advice — it does not consider your circumstances.
As at 9 Sept 2026, Paymentus Holdings, Inc. ranks 69 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Quality (96 of 100).
No one can know that. What the data says: the median 12-month target from 7 analysts implies +7.5% from the last close, and Ticker Nerd's factor model ranks Paymentus Holdings, Inc. 69 out of 100 as at 9 Sept 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering Paymentus Holdings, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for PAY are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $36 to $45 over the next 12 months.
Paymentus Holdings, Inc. returned +3.2% over the 12 months to 10 Sept 2026, with dividends reinvested. Past performance does not indicate future returns.
Paymentus Holdings, Inc. Class A Common Stock is the public equity of Paymentus Holdings, Inc., a financial technology company that provides cloud-based bill payment technology and solutions.
The most recent item we track (Seeking Alpha, 11 Sept 2026): "Paymentus Holdings, Inc. (PAY) Presents at Goldman Sachs Communacopia + Technology Conference 2026 Transcript". Paymentus Holdings, Inc. (PAY) presented at the Goldman Sachs Communacopia + Technology Conference 2026, with a transcript of the presentation made available via Seeking Alpha.
Paymentus Holdings, Inc. Class A Common Stock is the public equity of Paymentus Holdings, Inc., a financial technology company that provides cloud-based bill payment technology and solutions. Paymentus offers electronic bill presentment and payment services, enterprise customer communication tools, and self-service revenue management through a secure software-as-a-service platform. Its products support payment processing across multiple channels, including online, mobile, call centers, interactive voice response systems, chatbots, and voice assistants. The company serves billers and financial institutions across industries such as utilities, financial services, insurance, telecommunications, real estate management, education, consumer finance, healthcare, government, and small businesses. Paymentus plays a key role in modernizing how organizations present bills, collect payments, and manage customer payment interactions in today’s digital financial services market.
CEO Mr. Dushyant Sharma · 1,340 employees · United States · https://www.paymentus.com
