PAYTechnology · Software - InfrastructureThe 8 Wall Street analysts covering Paymentus Holdings, Inc. hold a median 12-month price target of $40 — +17.4% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 64 of 100 as at 22 Oct 2026 — in the upper half.
Consensus tells you what everyone already believes. The model scores Paymentus Holdings, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Quality (96): The business earns solid, repeatable profits on what it owns.
Accruals (15): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.
Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.
The bullish and bearish analyst opinions on PAY, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
The green dot is the last close — the median target sits +17.4% from it.
Of the 20 most recent actions, 5 moved their price target up and 0 moved it down.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 17 Sept 2026 | Seaport Global | Initiates | Buy | $42 |
| 15 Sept 2026 | Freedom Capital Markets | Maintains | Buy | $40 → $43 |
| 25 Aug 2026 | Wolfe Research | Downgrade | Peer Perform | — |
| 25 Aug 2026 | Wolfe Research | Downgrade | Peer Perform | — |
| 4 Aug 2026 | Baird | Maintains | Neutral | — |
| 4 Aug 2026 | Baird | Maintains | Neutral | $34 → $38 |
| 4 Aug 2026 | Goldman Sachs | Maintains | Neutral | — |
| 4 Aug 2026 | Goldman Sachs | Maintains | Neutral | $32 → $40 |
| 30 July 2026 | Baird | Downgrade | Neutral | — |
| 30 July 2026 | Baird | Downgrade | Neutral | $34 |
| 5 May 2026 | Baird | Maintains | Outperform | $30 → $34 |
| 5 May 2026 | Baird | Maintains | Outperform | — |
| 5 May 2026 | Wedbush | Maintains | Outperform | — |
| 5 May 2026 | Wedbush | Maintains | Outperform | $32 → $36 |
| 24 Feb 2026 | Goldman Sachs | Maintains | Neutral | — |
| 24 Feb 2026 | Wedbush | Maintains | Outperform | — |
| 4 Dec 2025 | Freedom Capital Markets | Initiates | Buy | — |
| 4 Dec 2025 | JP Morgan | Maintains | Neutral | — |
| 22 July 2025 | Wolfe Research | Upgrade | Outperform | — |
| 14 July 2025 | Raymond James | Upgrade | Outperform | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
PAY appears in the Radar on the weeks it earns a place.
Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 22 Oct 2026, Paymentus Holdings, Inc. returned +12.7% against +15.6% for the S&P 500, dividends included.
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Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 14% of US stocks
Cheaper than 38% of US stocks
Cheaper than 14% of US stocks
Cheaper than 7% of US stocks
Higher than 77% of US stocks
Higher than 80% of US stocks
Higher than 29% of US stocks
Higher than 62% of US stocks
Higher than 63% of US stocks
Higher than 74% of US stocks
Higher than 91% of US stocks
Higher than 1% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
Paymentus Holdings, Inc. has a market value of $4.2B and an enterprise value of $3.8B.
Revenue in the twelve months to 30 June 2026: $1.4B. The latest quarter grew 28.8% year on year.
Net income over the same four quarters: $84.9M, a 6.2% net margin.
Diluted earnings per share, trailing twelve months: $0.66.
Free cash flow in the twelve months to 30 June 2026: $121.4M, after $37.7M of capital spending.
Trailing P/E: 51.0×; forward P/E: 31.1× — the forward figure prices analyst consensus estimates, not reported earnings.
Forward dividend yield: 0.00%, paying out 0% of earnings.
Paymentus Holdings, Inc. employs 1,340 people — $1.0M of revenue per employee.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own Paymentus Holdings, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →
Paymentus (PAY) was upgraded to Zacks Rank #2 (Buy), reflecting increased optimism about its earnings prospects. The excerpt says this might drive the stock higher in the near term.
Why it matters — PAY watchers may note the improved Zacks rating as a signal of growing optimism about the company's earnings prospects.
Paymentus will release its third-quarter 2026 financial results after market close on Monday, November 2, 2026, and discuss them in a live webcast at 5:00 p.m. Eastern Time that day.
Why it matters — PAY watchers can note the scheduled date and time for the company’s quarterly results and webcast.
Paymentus Holdings announced it has achieved Premier tier within the Guidewire PartnerConnect program. The designation reflects the company's continued growth across the Guidewire ecosystem and the two companies' shared commitment to helping insurers modernize critical policyholder experiences.
Why it matters — Reaching Premier tier in Guidewire's PartnerConnect program signals strengthened positioning and expanded partnership opportunities for Paymentus within the insurance sector.
Zacks Investment Research highlights Paymentus Holdings (PAY) among three mobile payment stocks with strong earnings revisions and short-term price upside potential, as digital payments continue to expand.
Why it matters — The article positions PAY favorably as a digital-payments company with positive earnings revisions and short-term upside potential, which could draw investor attention to the stock.
An analyst initiated coverage on Paymentus Holdings on a bullish note, according to Benzinga's listing of top analyst initiations for Thursday. The item notes that top Wall Street analysts changed their outlooks on these names.
Why it matters — A bullish analyst initiation adds Wall Street attention to Paymentus and may influence how investors view the company's outlook.
The 8 Wall Street analysts covering Paymentus Holdings, Inc. have a median 12-month price target of $40, with estimates ranging from $36 to $45. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 8 analysts covering Paymentus Holdings, Inc., 4 rate it a Buy, 4 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Paymentus Holdings, Inc. 64 out of 100 across roughly 4,600 US stocks as at 22 Oct 2026. None of this is personal advice — it does not consider your circumstances.
As at 22 Oct 2026, Paymentus Holdings, Inc. ranks 64 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Quality (96 of 100).
No one can know that. What the data says: the median 12-month target from 8 analysts implies +17.4% from the last close, and Ticker Nerd's factor model ranks Paymentus Holdings, Inc. 64 out of 100 as at 22 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering Paymentus Holdings, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for PAY are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $36 to $45 over the next 12 months.
Paymentus Holdings, Inc. returned +12.7% over the 12 months to 22 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.
Paymentus Holdings, Inc. Class A Common Stock is the public equity of Paymentus Holdings, Inc., a financial technology company that provides cloud-based bill payment technology and solutions.
The most recent item we track (Zacks Investment Research, 22 Oct 2026): "All You Need to Know About Paymentus (PAY) Rating Upgrade to Buy". Paymentus (PAY) was upgraded to Zacks Rank #2 (Buy), reflecting increased optimism about its earnings prospects. The excerpt says this might drive the stock higher in the near term.
Paymentus Holdings, Inc. Class A Common Stock is the public equity of Paymentus Holdings, Inc., a financial technology company that provides cloud-based bill payment technology and solutions. Paymentus offers electronic bill presentment and payment services, enterprise customer communication tools, and self-service revenue management through a secure software-as-a-service platform. Its products support payment processing across multiple channels, including online, mobile, call centers, interactive voice response systems, chatbots, and voice assistants. The company serves billers and financial institutions across industries such as utilities, financial services, insurance, telecommunications, real estate management, education, consumer finance, healthcare, government, and small businesses. Paymentus plays a key role in modernizing how organizations present bills, collect payments, and manage customer payment interactions in today’s digital financial services market.
CEO Mr. Dushyant Sharma · 1,340 employees · United States · https://www.paymentus.com
