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PAY Stock Forecast 2025-2026
$37.70
Current Price
$4.73B
Market Cap
Buy 4
Hold 2
Sell 0
Wall St Analyst Ratings
Distance to PAY Price Targets
+8.8%
To High Target of $41.00
+6.1%
To Median Target of $40.00
-7.2%
To Low Target of $35.00
PAY Price Momentum
+0.6%
1 Week Change
+26.5%
1 Month Change
+12.5%
1 Year Change
+15.4%
Year-to-Date Change
-6.8%
From 52W High of $40.43
+66.4%
From 52W Low of $22.65
📊 TOP ANALYST CALLS
Did PAY Make This Month's Elite Buy List?
We don't follow just any analyst — only the top 3% with a proven track record make our cut. See if Paymentus is one of their latest high-conviction picks.
Latest PAY Stock Price Targets & Analyst Predictions
Based on our analysis of 17 Wall Street analysts, PAY has a bullish consensus with a median price target of $40.00 (ranging from $35.00 to $41.00). The overall analyst rating is Strong Buy (8.3/10). Currently trading at $37.70, the median forecast implies a 6.1% upside. This outlook is supported by 4 Buy, 2 Hold, and 0 Sell ratings.
Conversely, the most conservative target is provided by Andrew Bauch at Wells Fargo, suggesting a 7.2% downside.
Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.
PAY Analyst Ratings
4
Buy
2
Hold
0
Sell
PAY Price Target Range
Low
$35.00
Average
$40.00
High
$41.00
Current: $37.70
Latest PAY Stock Forecasts by Analyst
These are the latest 20 analyst ratings and price targets for PAY.
| Date | Firm | Analyst | Rating | Change | Price Target |
|---|---|---|---|---|---|
| Jul 22, 2025 | Wolfe Research | Darrin Peller | Outperform | Upgrade | $N/A |
| Jul 14, 2025 | Raymond James | John Davis | Outperform | Upgrade | $37.00 |
| Jun 4, 2025 | Baird | David Koning | Outperform | Maintains | $40.00 |
| May 7, 2025 | Wells Fargo | Andrew Bauch | Equal-Weight | Maintains | $35.00 |
| May 6, 2025 | Goldman Sachs | Will Nance | Neutral | Maintains | $34.00 |
| May 6, 2025 | JP Morgan | Tien-Tsin Huang | Neutral | Maintains | $35.00 |
| May 6, 2025 | Baird | David Koning | Outperform | Maintains | $36.00 |
| Apr 4, 2025 | Baird | David Koning | Outperform | Maintains | $30.00 |
| Mar 13, 2025 | Baird | David Koning | Outperform | Maintains | $36.00 |
| Mar 12, 2025 | Wedbush | Daniel Ives | Outperform | Reiterates | $38.00 |
| Mar 11, 2025 | Baird | David Koning | Outperform | Maintains | $36.00 |
| Mar 11, 2025 | JP Morgan | Tien-Tsin Huang | Neutral | Maintains | $29.00 |
| Jan 16, 2025 | Wells Fargo | Andrew Bauch | Equal-Weight | Maintains | $33.00 |
| Nov 15, 2024 | Goldman Sachs | Will Nance | Neutral | Maintains | $33.00 |
| Nov 13, 2024 | Baird | David Koning | Outperform | Maintains | $36.00 |
| Nov 13, 2024 | Wells Fargo | Andrew Bauch | Equal-Weight | Maintains | $27.00 |
| Oct 14, 2024 | Baird | David Koning | Outperform | Maintains | $25.00 |
| Sep 10, 2024 | Baird | Outperform | Reiterates | $N/A | |
| Aug 20, 2024 | JP Morgan | Tien-Tsin Huang | Neutral | Maintains | $26.00 |
| Aug 15, 2024 | Baird | David Koning | Outperform | Maintains | $24.00 |
Paymentus Holdings Inc. (PAY) Competitors
The following stocks are similar to Paymentus based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.
Paymentus Holdings Inc. (PAY) Financial Data
Paymentus Holdings Inc. has a market capitalization of $4.73B with a P/E ratio of 79.9x. The company generates $1.12B in trailing twelve-month revenue with a 5.3% profit margin.
Revenue growth is +34.2% quarter-over-quarter, while maintaining an operating margin of +6.4% and return on equity of +11.8%.
Valuation Metrics
Market Cap
$4.73B
Enterprise Value
$4.43B
P/E Ratio
79.9x
PEG Ratio
4.8x
Price/Sales
4.2x
Growth & Margins
Revenue Growth (YoY)
+34.2%
Gross Margin
+24.1%
Operating Margin
+6.4%
Net Margin
+5.3%
EPS Growth
+23.0%
Financial Health
Cash/Price Ratio
+6.1%
Current Ratio
4.4x
Debt/Equity
1.4x
ROE
+11.8%
ROA
+6.9%
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Paymentus Holdings Inc. (PAY) Business Model
About Paymentus Holdings Inc.
What They Do
Provides cloud-based bill payment technology.
Business Model
The company generates revenue by offering a platform that facilitates the processing of bill and invoice payments for a variety of sectors, including utilities and financial services. It earns money through transaction fees and partnerships with banks and businesses, enhancing their payment experiences.
Additional Information
Paymentus is focused on digital payment transformation, supporting multiple payment methods such as digital wallets and electronic checks. Its services improve operational efficiency and customer satisfaction, positioning the company as a significant player in the evolving financial technology landscape.
Company Information
Sector
Technology
Industry
Software - Infrastructure
Employees
1,307
CEO
Mr. Dushyant Sharma
Country
United States
IPO Year
2021
Website
www.paymentus.comPaymentus Holdings Inc. (PAY) Latest News & Analysis
Featured Analysis
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Zacks Investment Research
Why Paymentus (PAY) is a Top Momentum Stock for the Long-Term
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Nov 10, 2025
By Zacks Equity Research
Tale of the Tape
Latest News
Quick Summary
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Why It Matters
The Zacks Style Scores can enhance stock selection across investment strategies, potentially leading to better returns and informed decision-making for investors.
Source: Zacks Investment Research
Market Sentiment:
Positive
Quick Summary
Paymentus Holdings, Inc. (NYSE: PAY) executives will present at the KBW FinTech Conference on November 11 and the Citi 2025 FinTech Conference on November 18 in New York.
Why It Matters
Paymentus CEO and CFO's participation in key investor conferences signals potential growth and strategic insights, influencing investor sentiment and stock performance.
Source: Business Wire
Market Sentiment:
Neutral
Quick Summary
Paymentus Holdings, Inc. (PAY) will hold its Q3 2025 earnings call on November 3, 2025, at 5:00 PM EST, featuring key executives and analysts from major financial firms.
Why It Matters
The upcoming Q3 2025 earnings call for Paymentus Holdings will provide insights into its financial performance and strategic direction, influencing stock valuation and investor sentiment.
Source: Seeking Alpha
Market Sentiment:
Neutral
Quick Summary
Paymentus Holdings, Inc. (NYSE: PAY) reported Q3 2025 results with revenue growth of 34.2%, contribution profit up 22.8%, and adjusted EBITDA rising 45.9%, fueled by new implementations and customer demand.
Why It Matters
Paymentus' strong financial results indicate robust growth in revenue and profitability, reflecting increasing customer demand, which could enhance investor confidence and drive stock performance.
Source: Business Wire
Market Sentiment:
Neutral
Quick Summary
Paymentus (PAY) reported quarterly earnings of $0.17 per share, surpassing the Zacks Estimate of $0.16 and up from $0.15 per share a year earlier.
Why It Matters
Paymentus (PAY) exceeding earnings estimates signals strong financial performance, potentially boosting investor confidence and stock value. Year-over-year growth also indicates positive momentum.
Source: Zacks Investment Research
Market Sentiment:
Positive
Paymentus to Report Third Quarter 2025 Earnings Results and Host Webcast on November 3, 2025
1 month ago
Quick Summary
Paymentus Holdings, Inc. (NYSE: PAY) will release its Q3 2025 financial results on November 3, 2025, after market close, followed by a webcast at 5 p.m. ET.
Why It Matters
Paymentus' upcoming earnings report could impact its stock price and investor sentiment, revealing financial performance and future growth prospects in the competitive payment technology sector.
Source: Business Wire
Market Sentiment:
Neutral
Frequently Asked Questions About PAY Stock
What is Paymentus Holdings Inc.'s (PAY) stock forecast for 2026?
Based on our analysis of 17 Wall Street analysts, Paymentus Holdings Inc. (PAY) has a median price target of $40.00. The highest price target is $41.00 and the lowest is $35.00.
Is PAY stock a good investment in 2026?
According to current analyst ratings, PAY has 4 Buy ratings, 2 Hold ratings, and 0 Sell ratings. The stock is currently trading at $37.70. Always conduct your own research and consider your investment goals before making investment decisions.
What is the long-term price prediction for PAY stock?
Wall Street analysts predict PAY stock could reach $40.00 in the next 12 months. This represents a 6.1% increase from the current price of $37.70. Please note that this is a projection by Wall Street analysts and not a guarantee.
What is Paymentus Holdings Inc.'s business model?
The company generates revenue by offering a platform that facilitates the processing of bill and invoice payments for a variety of sectors, including utilities and financial services. It earns money through transaction fees and partnerships with banks and businesses, enhancing their payment experiences.
What is the highest forecasted price for PAY Paymentus Holdings Inc.?
Price targets from Wall Street analysts for PAY are not currently available. The stock is trading at $37.70.
What is the lowest forecasted price for PAY Paymentus Holdings Inc.?
The lowest price target for PAY is $35.00 from Andrew Bauch at Wells Fargo, which represents a -7.2% decrease from the current price of $37.70.
What is the overall PAY consensus from analysts for Paymentus Holdings Inc.?
The overall analyst consensus for PAY is bullish. Out of 17 Wall Street analysts, 4 rate it as Buy, 2 as Hold, and 0 as Sell, with a median price target of $40.00.
How accurate are PAY stock price projections?
Stock price projections, including those for Paymentus Holdings Inc., are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.
Important Disclaimer
The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.
Last updated: November 15, 2025 3:43 AM UTC