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PAYPAYTechnology · Software - Infrastructure

PAY Stock Forecast: Paymentus Holdings, Inc. Price Predictions for 2026-2027

Last close, 2 Oct 2026
$31
+0.10% on the day

The 8 Wall Street analysts covering Paymentus Holdings, Inc. hold a median 12-month price target of $40 — +29.7% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 66 of 100 as at 1 Oct 2026 — in the upper half.

Market cap
$3.9B
Ticker Nerd rank
66 / 100
Median analyst target
$40
Analysts covering
8
Revenue$360.7M+28.8% y/y
Operating income$32.6M
Net income$25.6M
Free cash flow$39.0M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
+2.2%
1M
−15.0%
YTD
−2.4%
1Y
−0.7%
From 52W high
−30.9%
From 52W low
+52.6%
$20
$45
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

PAY stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Paymentus Holdings, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 1 Oct 2026
66 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Revisions
98
Quality
96
Growth
79
Issuance
54
Volatility
47
Momentum
46
Value
34
Size
26
Accruals
15

Revisions (98): Analysts have, on balance, been raising their forecasts.

Accruals (15): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

PAY stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on PAY, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$20$25$30$35$40$45Jan 26Apr 26Jul 26Oct 26PAYHigh $45Median $40Low $36

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says8 analysts
4 Buy4 Hold0 Sell
Low $36Median $40High $45

The green dot is the last close — the median target sits +29.7% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 5 moved their price target up and 0 moved it down.

DateFirmActionRatingTarget
17 Sept 2026Seaport GlobalInitiatesBuy$42
15 Sept 2026Freedom Capital MarketsMaintainsBuy$40 → $43
25 Aug 2026Wolfe ResearchDowngradePeer Perform—
25 Aug 2026Wolfe ResearchDowngradePeer Perform—
4 Aug 2026BairdMaintainsNeutral—
4 Aug 2026BairdMaintainsNeutral$34 → $38
4 Aug 2026Goldman SachsMaintainsNeutral—
4 Aug 2026Goldman SachsMaintainsNeutral$32 → $40
30 July 2026BairdDowngradeNeutral—
30 July 2026BairdDowngradeNeutral$34
5 May 2026BairdMaintainsOutperform$30 → $34
5 May 2026BairdMaintainsOutperform—
5 May 2026WedbushMaintainsOutperform—
5 May 2026WedbushMaintainsOutperform$32 → $36
24 Feb 2026Goldman SachsMaintainsNeutral—
24 Feb 2026WedbushMaintainsOutperform—
4 Dec 2025Freedom Capital MarketsInitiatesBuy—
4 Dec 2025JP MorganMaintainsNeutral—
22 July 2025Wolfe ResearchUpgradeOutperform—
14 July 2025Raymond JamesUpgradeOutperform—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. PAY appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

PAY vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 2 Oct 2026, Paymentus Holdings, Inc. returned −0.7% against +15.4% for the S&P 500, dividends included.

PAY vs S&P 500, last 12 monthsTotal return, rebased to 100
6080100120140Jan 26Apr 26Jul 26Oct 26PAYS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

PAY analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+10.5%
Analysts raising
5
Analysts cutting
0
Fundamentals

Paymentus Holdings, Inc. (PAY) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
46.4×

Cheaper than 15% of US stocks

Price / sales
2.8×

Cheaper than 42% of US stocks

Price / book
6.3×

Cheaper than 16% of US stocks

EV / EBITDA
32.3×

Cheaper than 8% of US stocks

Growth & margins
Revenue growth (YoY)
28.8%

Higher than 77% of US stocks

Earnings growth (YoY)
73.8%

Higher than 80% of US stocks

Gross margin
26.1%

Higher than 29% of US stocks

Operating margin
9.0%

Higher than 62% of US stocks

Net margin
6.2%

Higher than 63% of US stocks

Returns & dividend
Return on equity
15.0%

Higher than 74% of US stocks

Return on assets
9.7%

Higher than 91% of US stocks

Dividend yield
—

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Paymentus Holdings, Inc. (PAY) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Paymentus Holdings, Inc. has a market value of $3.9B and an enterprise value of $3.5B.

  • Revenue in the twelve months to 30 June 2026: $1.4B. The latest quarter grew 28.8% year on year.

  • Net income over the same four quarters: $84.9M, a 6.2% net margin.

  • Diluted earnings per share, trailing twelve months: $0.66.

  • Free cash flow in the twelve months to 30 June 2026: $121.4M, after $37.7M of capital spending.

  • Shares outstanding: 125.9M.

  • Trailing P/E: 46.4×; forward P/E: 28.1× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Paymentus Holdings, Inc. employs 1,340 people — $1.0M of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 1 Oct 2026

Data provided by Twelve Data

Peers

PAY vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelSoftware - Infrastructure
CompanyMarket capTKN rank
PAYPaymentus Holdings, Inc.$3.9B
66
DLOdLocal Ltd.$3.9B
66
TENBTenable Holdings, Inc.$4.0B
98
RELYRemitly Global, Inc.$4.4B
76
BOXBox, Inc.$4.8B
95
WIXWix.com Ltd.$3.1B
46
AVPTAvePoint, Inc.$3.0B
73

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Paymentus Holdings, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest PAY news & analysis

Paymentus Achieves Premier Level in Guidewire PartnerConnect Program

Business Wire · 29 Sept 2026positive

Paymentus Holdings announced it has achieved Premier tier within the Guidewire PartnerConnect program. The designation reflects the company's continued growth across the Guidewire ecosystem and the two companies' shared commitment to helping insurers modernize critical policyholder experiences.

Why it matters — Reaching Premier tier in Guidewire's PartnerConnect program signals strengthened positioning and expanded partnership opportunities for Paymentus within the insurance sector.

Buy 3 Mobile Payment Stocks to Tap Solid Short-Term Upside Potential

Zacks Investment Research · 23 Sept 2026positive

Zacks Investment Research highlights Paymentus Holdings (PAY) among three mobile payment stocks with strong earnings revisions and short-term price upside potential, as digital payments continue to expand.

Why it matters — The article positions PAY favorably as a digital-payments company with positive earnings revisions and short-term upside potential, which could draw investor attention to the stock.

This Paymentus Holdings Analyst Begins Coverage On A Bullish Note; Here Are Top 5 Initiations For Thursday

Benzinga · 17 Sept 2026positive

An analyst initiated coverage on Paymentus Holdings on a bullish note, according to Benzinga's listing of top analyst initiations for Thursday. The item notes that top Wall Street analysts changed their outlooks on these names.

Why it matters — A bullish analyst initiation adds Wall Street attention to Paymentus and may influence how investors view the company's outlook.

Paymentus Scales Bill Payment Platform Across Additional Sectors

PYMNTS · 15 Sept 2026positive

Paymentus executives discussed the company's role as a specialized technology provider at the Goldman Sachs 2026 Communacopia + Technology conference, focusing on bill payment modernization, agentic artificial intelligence, and expansion into additional verticals. CEO Dushyant Sharma framed bill presentment and payment processing as a technology platform play rather than a transactional or financial exercise.

Why it matters — PAY watchers would care because the company is positioning its payments platform as a broader technology offering and signaling expansion into new sectors and AI-driven capabilities.

FAQ

Frequently asked questions about PAY stock

What is the PAY stock price forecast for 2026-2027?

The 8 Wall Street analysts covering Paymentus Holdings, Inc. have a median 12-month price target of $40, with estimates ranging from $36 to $45. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is PAY stock a buy right now?

Of the 8 analysts covering Paymentus Holdings, Inc., 4 rate it a Buy, 4 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Paymentus Holdings, Inc. 66 out of 100 across roughly 4,600 US stocks as at 1 Oct 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank PAY?

As at 1 Oct 2026, Paymentus Holdings, Inc. ranks 66 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Revisions (98 of 100).

Will PAY stock go up?

No one can know that. What the data says: the median 12-month target from 8 analysts implies +29.7% from the last close, and Ticker Nerd's factor model ranks Paymentus Holdings, Inc. 66 out of 100 as at 1 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the PAY stock forecast for 2030?

No analyst covering Paymentus Holdings, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for PAY are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $36 to $45 over the next 12 months.

How has PAY stock performed over the past year?

Paymentus Holdings, Inc. returned -0.7% over the 12 months to 2 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Paymentus Holdings, Inc. do?

Paymentus Holdings, Inc. Class A Common Stock is the public equity of Paymentus Holdings, Inc., a financial technology company that provides cloud-based bill payment technology and solutions.

What is the latest news on PAY?

The most recent item we track (Business Wire, 29 Sept 2026): "Paymentus Achieves Premier Level in Guidewire PartnerConnect Program". Paymentus Holdings announced it has achieved Premier tier within the Guidewire PartnerConnect program. The designation reflects the company's continued growth across the Guidewire ecosystem and the two companies' shared commitment to helping insurers modernize critical policyholder experiences.

Company

About Paymentus Holdings, Inc.

Paymentus Holdings, Inc. Class A Common Stock is the public equity of Paymentus Holdings, Inc., a financial technology company that provides cloud-based bill payment technology and solutions. Paymentus offers electronic bill presentment and payment services, enterprise customer communication tools, and self-service revenue management through a secure software-as-a-service platform. Its products support payment processing across multiple channels, including online, mobile, call centers, interactive voice response systems, chatbots, and voice assistants. The company serves billers and financial institutions across industries such as utilities, financial services, insurance, telecommunications, real estate management, education, consumer finance, healthcare, government, and small businesses. Paymentus plays a key role in modernizing how organizations present bills, collect payments, and manage customer payment interactions in today’s digital financial services market.

CEO Mr. Dushyant Sharma · 1,340 employees · United States · https://www.paymentus.com