PAYPAYTechnology · Software - Infrastructure

PAY Stock Forecast: Paymentus Holdings, Inc. Price Predictions for 2026-2027

Last close, 14 Aug 2026
$42
−0.78% on the day

The 7 Wall Street analysts covering Paymentus Holdings, Inc. hold a median 12-month price target of $40 — -4.4% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 64 of 100 as at 15 Aug 2026 — in the upper half.

Market cap
$5.3B
Ticker Nerd rank
64 / 100
Median analyst target
$40
Analysts covering
7
Total return, dividends reinvested
1W
+8.5%
1M
+48.0%
YTD
+32.5%
1Y
+12.3%
From 52W high
−6.1%
From 52W low
+107.1%
$20
$45
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

PAY stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Paymentus Holdings, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 15 Aug 2026
64 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Quality
96
Revisions
95
Growth
76
Momentum
59
Issuance
54
Volatility
41
Value
29
Size
24
Accruals
15

Quality (96): The business earns solid, repeatable profits on what it owns.

Accruals (15): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

PAY stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on PAY, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$20$25$30$35$40$45Oct 25Jan 26Apr 26Jul 26PAYHigh $45Median $40Low $36

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

What Wall Street says7 analysts
4 Buy3 Hold0 Sell
Low $36Median $40High $45

The green dot is the last close — the median target sits −4.4% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 4 moved their price target up and 0 moved it down.

DateFirmActionRatingTarget
4 Aug 2026BairdMaintainsNeutral$34$38
4 Aug 2026Goldman SachsMaintainsNeutral$32$40
30 July 2026BairdDowngradeNeutral$34
5 May 2026BairdMaintainsOutperform
5 May 2026BairdMaintainsOutperform$30$34
5 May 2026WedbushMaintainsOutperform$32$36
5 May 2026WedbushMaintainsOutperform
24 Feb 2026Goldman SachsMaintainsNeutral
24 Feb 2026WedbushMaintainsOutperform
4 Dec 2025Freedom Capital MarketsInitiatesBuy
4 Dec 2025JP MorganMaintainsNeutral
22 July 2025Wolfe ResearchUpgradeOutperform
14 July 2025Raymond JamesUpgradeOutperform
4 June 2025BairdMaintainsOutperform
7 May 2025Wells FargoMaintainsEqual-Weight
6 May 2025BairdMaintainsOutperform
6 May 2025Goldman SachsMaintainsNeutral
6 May 2025JP MorganMaintainsNeutral
4 Apr 2025BairdMaintainsOutperform
13 Mar 2025BairdMaintainsOutperform

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. PAY appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Estimates

PAY analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+12.1%
Analysts raising
7
Analysts cutting
0
Fundamentals

Paymentus Holdings, Inc. (PAY) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
63.4×

Cheaper than 12% of US stocks

Price / sales
3.9×

Cheaper than 33% of US stocks

Price / book
8.6×

Cheaper than 13% of US stocks

EV / EBITDA
45.3×

Cheaper than 6% of US stocks

Growth & margins
Revenue growth (YoY)
28.8%

Higher than 78% of US stocks

Earnings growth (YoY)
73.8%

Higher than 81% of US stocks

Gross margin
26.1%

Higher than 30% of US stocks

Operating margin
9.0%

Higher than 62% of US stocks

Net margin
6.2%

Higher than 63% of US stocks

Returns & dividend
Return on equity
15.0%

Higher than 74% of US stocks

Return on assets
9.7%

Higher than 92% of US stocks

Dividend yield

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Peers

PAY vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelSoftware - Infrastructure
CompanyMarket capTKN rank
PAYPaymentus Holdings, Inc.$5.3B
64
VRNSVaronis Systems, Inc.$5.3B
73
RELYRemitly Global, Inc.$5.4B
73
ACIWACI Worldwide, Inc.$5.5B
79
MBGLMobility Global, Inc.$6.0B
0
BOXBox, Inc.$4.5B
98
CORZCore Scientific, Inc.$6.3B
16

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Paymentus Holdings, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest PAY news & analysis

Paymentus (PAY) Just Flashed Golden Cross Signal: Do You Buy?

Zacks Investment Research · 13 Aug 2026positive

Paymentus Holdings, Inc. (PAY) experienced a "golden cross" event, where its 50-day simple moving average broke above its 200-day simple moving average after reaching an important support level.

Why it matters — A golden cross is a technical indicator that some traders view as a bullish signal, potentially attracting increased attention to PAY shares.

3 Reasons Why Growth Investors Shouldn't Overlook Paymentus (PAY)

Zacks Investment Research · 11 Aug 2026positive

Zacks Investment Research highlighted Paymentus (PAY) as well positioned to outperform the market due to above-average growth in its financials.

Why it matters — PAY watchers would care because the piece reinforces the company's growth profile, which could influence investor perception of its market performance potential.

Earnings Estimates Rising for Paymentus (PAY): Will It Gain?

Zacks Investment Research · 10 Aug 2026positive

Paymentus (PAY) shares have begun to gain, and rising earnings estimate revisions suggest the stock may continue moving higher in the near term, according to Zacks Investment Research.

Why it matters — A PAY watcher would care because solid upward earnings estimate revisions signal improving analyst expectations for the company's near-term performance.

Paymentus Holdings, Inc. (PAY) Q2 2026 Earnings Call Transcript

Seeking Alpha · 4 Aug 2026neutral

Seeking Alpha published a transcript of Paymentus Holdings, Inc.'s Q2 2026 earnings call. The item consists solely of the transcript's headline and contains no additional commentary or results.

Why it matters — A PAY watcher would care because the transcript is a primary source for detail on the company's second-quarter 2026 performance and management commentary.

Paymentus Revenue Surges as Businesses Seek to Deliver Smooth Billing Experiences

PYMNTS · 4 Aug 2026positive

Paymentus posted record revenue in the second quarter, according to founder and CEO Dushyant Sharma during an Aug. 3 earnings call. He attributed the performance to service providers seeking to secure customer loyalty by delivering a satisfying billing experience.

Why it matters — A PAY watcher would care because record quarterly revenue signals strong and growing demand for Paymentus's bill-payment solutions amid businesses' push for smoother customer billing experiences.

FAQ

Frequently asked questions about PAY stock

What is the PAY stock price forecast for 2026-2027?

The 7 Wall Street analysts covering Paymentus Holdings, Inc. have a median 12-month price target of $40, with estimates ranging from $36 to $45. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is PAY stock a buy right now?

Of the 7 analysts covering Paymentus Holdings, Inc., 4 rate it a Buy, 3 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Paymentus Holdings, Inc. 64 out of 100 across roughly 4,600 US stocks as at 15 Aug 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank PAY?

As at 15 Aug 2026, Paymentus Holdings, Inc. ranks 64 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Quality (96 of 100).

Will PAY stock go up?

No one can know that. What the data says: the median 12-month target from 7 analysts implies -4.4% from the last close, and Ticker Nerd's factor model ranks Paymentus Holdings, Inc. 64 out of 100 as at 15 Aug 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the PAY stock forecast for 2030?

No analyst covering Paymentus Holdings, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for PAY are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $36 to $45 over the next 12 months.

How has PAY stock performed over the past year?

Paymentus Holdings, Inc. returned +12.3% over the 12 months to 14 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Paymentus Holdings, Inc. do?

Paymentus Holdings Inc. provides innovative cloud-based bill payment technology that facilitates the seamless processing of bills and invoice payments for consumers and businesses.

What is the latest news on PAY?

The most recent item we track (Zacks Investment Research, 13 Aug 2026): "Paymentus (PAY) Just Flashed Golden Cross Signal: Do You Buy?". Paymentus Holdings, Inc. (PAY) experienced a "golden cross" event, where its 50-day simple moving average broke above its 200-day simple moving average after reaching an important support level.

Company

About Paymentus Holdings, Inc.

Paymentus Holdings Inc. provides innovative cloud-based bill payment technology that facilitates the seamless processing of bills and invoice payments for consumers and businesses. The company primarily focuses on delivering a comprehensive payment experience that integrates real-time payment processing, automated communications, and robust security features. It serves a diverse range of industries including utilities, financial services, insurance, healthcare, and government sectors. The platform supports multiple payment methods, including digital wallets, credit and debit cards, and electronic checks, enhancing accessibility and convenience for users. Since its inception, Paymentus has positioned itself as a key enabler of digital payments transformation, aiding in the advancement of contactless and paperless transactions. By partnering with banks, businesses, and technology providers, Paymentus plays a significant role in the financial markets by streamlining payment processes, reducing operational costs, and improving customer satisfaction through reliable and efficient payment solutions.

CEO Mr. Dushyant Sharma · 1,340 employees · United States · https://www.paymentus.com