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PAY Stock Forecast: Paymentus Holdings Inc. Price Predictions for 2026

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$26.64

-1.21 (-4.34%)

PAY Stock Forecast 2026-2027

$26.64
Current Price
$3.35B
Market Cap
7 Ratings
Buy 5
Hold 2
Sell 0
Wall St Analyst Ratings

Distance to PAY Price Targets

+38.9%
To High Target of $37.00
+31.4%
To Median Target of $35.00
+1.4%
To Low Target of $27.00

PAY Price Momentum

-4.0%
1 Week Change
+6.7%
1 Month Change
-27.7%
1 Year Change
-15.7%
Year-to-Date Change
-34.1%
From 52W High of $40.43
+21.0%
From 52W Low of $22.02
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Latest PAY Stock Price Targets & Analyst Predictions

Based on our analysis of 19 Wall Street analysts, PAY has a bullish consensus with a median price target of $35.00 (ranging from $27.00 to $37.00). The overall analyst rating is Strong Buy (8.9/10). Currently trading at $26.64, the median forecast implies a 31.4% upside. This outlook is supported by 5 Buy, 2 Hold, and 0 Sell ratings.

The most optimistic forecast comes from John Davis at Raymond James, projecting a 38.9% upside. Conversely, the most conservative target is provided by Andrew Bauch at Wells Fargo, suggesting a 1.4% upside.

Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.

PAY Analyst Ratings

5
Buy
2
Hold
0
Sell

PAY Price Target Range

Low
$27.00
Average
$35.00
High
$37.00
Current: $26.64

Latest PAY Stock Forecasts by Analyst

These are the latest 20 analyst ratings and price targets for PAY.

Date Firm Analyst Rating Change Price Target
May 5, 2026 Baird David Koning Outperform Maintains $34.00
May 5, 2026 Wedbush Dan Ives Outperform Maintains $36.00
Feb 24, 2026 Goldman Sachs Will Nance Neutral Maintains $32.00
Feb 24, 2026 Wedbush Daniel Ives Outperform Maintains $32.00
Dec 4, 2025 Freedom Capital Markets Lemar Clarke Buy Initiates $40.00
Dec 4, 2025 JP Morgan Tien-Tsin Huang Neutral Maintains $38.00
Jul 22, 2025 Wolfe Research Darrin Peller Outperform Upgrade $N/A
Jul 14, 2025 Raymond James John Davis Outperform Upgrade $37.00
Jun 4, 2025 Baird David Koning Outperform Maintains $40.00
May 7, 2025 Wells Fargo Andrew Bauch Equal-Weight Maintains $35.00
May 6, 2025 Goldman Sachs Will Nance Neutral Maintains $34.00
May 6, 2025 Baird David Koning Outperform Maintains $36.00
May 6, 2025 JP Morgan Tien-Tsin Huang Neutral Maintains $35.00
Apr 4, 2025 Baird David Koning Outperform Maintains $30.00
Mar 13, 2025 Baird David Koning Outperform Maintains $36.00
Mar 12, 2025 Wedbush Daniel Ives Outperform Reiterates $38.00
Mar 11, 2025 Baird David Koning Outperform Maintains $36.00
Mar 11, 2025 JP Morgan Tien-Tsin Huang Neutral Maintains $29.00
Jan 16, 2025 Wells Fargo Andrew Bauch Equal-Weight Maintains $33.00
Nov 15, 2024 Goldman Sachs Will Nance Neutral Maintains $33.00

Paymentus Holdings Inc. (PAY) Competitors

The following stocks are similar to Paymentus based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.

Paymentus Holdings Inc. (PAY) Financial Data

Paymentus Holdings Inc. has a market capitalization of $3.35B with a P/E ratio of 47.6x. The company generates $1.20B in trailing twelve-month revenue with a 5.6% profit margin.

Revenue growth is +28.1% quarter-over-quarter, while maintaining an operating margin of +7.3% and return on equity of +12.8%.

Valuation Metrics

Market Cap $3.35B
Enterprise Value $3.28B
P/E Ratio 47.6x
PEG Ratio 0.9x
Price/Sales 2.9x

Growth & Margins

Revenue Growth (YoY) +28.1%
Gross Margin +24.1%
Operating Margin +7.3%
Net Margin +5.6%
EPS Growth +57.2%

Financial Health

Cash/Price Ratio +9.6%
Current Ratio 4.5x
Debt/Equity 1.2x
ROE +12.8%
ROA +7.6%
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Paymentus Holdings Inc. logo

Paymentus Holdings Inc. (PAY) Business Model

About Paymentus Holdings Inc.

What They Do

Provides cloud-based bill payment technology.

Business Model

The company operates on a subscription and transaction fee model, generating revenue through its cloud-based platform that processes bill payments for various industries. By partnering with banks, businesses, and technology providers, Paymentus enhances payment processing efficiency, which drives customer retention and satisfaction.

Additional Information

Paymentus serves a wide range of sectors, including utilities, financial services, insurance, healthcare, and government. The platform supports various payment methods such as digital wallets, credit and debit cards, and electronic checks, making it a versatile solution for users. The company's focus on innovation has established it as a leader in digital payments transformation, promoting contactless and paperless transactions.

Company Information

Sector

Technology

Industry

Software - Infrastructure

Employees

1,340

CEO

Mr. Dushyant Sharma

Country

United States

IPO Year

2021

Paymentus Holdings Inc. (PAY) Latest News & Analysis

Featured Analysis
Powered by Zacks Investment Research

Paymentus (PAY) Q1 Earnings and Revenues Top Estimates

Paymentus (PAY) delivered earnings and revenue surprises of +23.53% and +6.88%, respectively, for the quarter ended March 2026. Do the numbers hold clues to what lies ahead for the stock?

May 04, 2026 By Zacks Equity Research Tale of the Tape

Latest News

PAY stock latest news image
Quick Summary

Paymentus is launching new products, including BillWallet and Billeo, as it enters the AI-native service commerce sector.

Why It Matters

Paymentus's launch of AI-driven products like BillWallet and Billeo signals innovation and potential revenue growth, which could enhance its market position and attract investor interest.

Source: PYMNTS
Market Sentiment: Positive
PAY stock latest news image
Quick Summary

Paymentus Holdings, Inc. (PAY) held its Q1 2026 earnings call, providing insights into financial performance and company updates. Further details are available in the transcript.

Why It Matters

PAY's Q1 2026 earnings call could reveal financial health, growth prospects, and strategic direction, impacting stock valuation and investor sentiment.

Source: Seeking Alpha
Market Sentiment: Neutral
PAY stock latest news image
Quick Summary

PayPoint plc has been found liable for a past competition law infringement by the Competition Appeal Tribunal, resulting in a ยฃ169,334 damages award to Global 365 Limited.

Why It Matters

The CAT ruling against PayPoint could lead to financial penalties, affect its reputation, and impact future contract negotiations, influencing investor confidence and stock performance.

Source: GlobeNewsWire
Market Sentiment: Neutral
PAY stock latest news image
Quick Summary

Paymentus Holdings, Inc. (NYSE: PAY) will have CEO Dushyant Sharma and CFO Sanjay Kalra at the J.P. Morgan 2026 Global Technology Conference in Boston on May 18th for a fireside chat at 11:45 am.

Why It Matters

The participation of Paymentus executives in major investor conferences signals potential insights into company performance and future strategy, impacting investor sentiment and stock valuation.

Source: Business Wire
Market Sentiment: Neutral
PAY stock latest news image
Quick Summary

Paymentus Holdings reported Q1 2026 revenue of $X, up 30.2% YoY, driven by increased billers and transactions, contributing to profit growth and adjusted EBITDA up 25.2% and 41.5%, respectively.

Why It Matters

Paymentus' record revenue growth of 30.2% and significant profit increases indicate strong market demand and operational efficiency, potentially boosting investor confidence and stock performance.

Source: Business Wire
Market Sentiment: Neutral
PAY stock latest news image
Quick Summary

Paymentus (PAY) reported Q3 earnings of $0.21 per share, surpassing the Zacks estimate of $0.17 and up from $0.14 per share year-over-year.

Why It Matters

Paymentus' earnings beat expectations and show year-over-year growth, signaling strong performance and potentially boosting investor confidence and stock valuation.

Source: Zacks Investment Research
Market Sentiment: Positive

Frequently Asked Questions About PAY Stock

What is Paymentus Holdings Inc.'s (PAY) stock forecast for 2026?

Based on our analysis of 19 Wall Street analysts, Paymentus Holdings Inc. (PAY) has a median price target of $35.00. The highest price target is $37.00 and the lowest is $27.00.

Is PAY stock a good investment in 2026?

According to current analyst ratings, PAY has 5 Buy ratings, 2 Hold ratings, and 0 Sell ratings. The stock is currently trading at $26.64. Always conduct your own research and consider your investment goals before making investment decisions.

What is the long-term price prediction for PAY stock?

Wall Street analysts predict PAY stock could reach $35.00 in the next 12 months. This represents a 31.4% increase from the current price of $26.64. Please note that this is a projection by Wall Street analysts and not a guarantee.

What is Paymentus Holdings Inc.'s business model?

The company operates on a subscription and transaction fee model, generating revenue through its cloud-based platform that processes bill payments for various industries. By partnering with banks, businesses, and technology providers, Paymentus enhances payment processing efficiency, which drives customer retention and satisfaction.

What is the highest forecasted price for PAY Paymentus Holdings Inc.?

The highest price target for PAY is $37.00 from John Davis at Raymond James, which represents a 38.9% increase from the current price of $26.64.

What is the lowest forecasted price for PAY Paymentus Holdings Inc.?

The lowest price target for PAY is $27.00 from Andrew Bauch at Wells Fargo, which represents a 1.4% increase from the current price of $26.64.

What is the overall PAY consensus from analysts for Paymentus Holdings Inc.?

The overall analyst consensus for PAY is bullish. Out of 19 Wall Street analysts, 5 rate it as Buy, 2 as Hold, and 0 as Sell, with a median price target of $35.00.

How accurate are PAY stock price projections?

Stock price projections, including those for Paymentus Holdings Inc., are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.

Important Disclaimer

The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.

Last updated: May 9, 2026 3:32 AM UTC
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