PGYTechnology · Software - InfrastructureThe 10 Wall Street analysts covering Pagaya Technologies Ltd. hold a median 12-month price target of $29 — +31.5% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 67 of 100 as at 21 Aug 2026 — in the upper half.
Consensus tells you what everyone already believes. The model scores Pagaya Technologies Ltd. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Quality (96): The business earns solid, repeatable profits on what it owns.
Issuance (14): The company has been issuing shares or taking on financing, diluting existing holders.
Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.
The bullish and bearish analyst opinions on PGY, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
The green dot is the last close — the median target sits +31.5% from it.
Of the 20 most recent actions, 4 moved their price target up and 0 moved it down.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 18 Aug 2026 | Jefferies | Maintains | Buy | $23 → $27 |
| 31 July 2026 | B. Riley Securities | Maintains | Buy | — |
| 31 July 2026 | B. Riley Securities | Maintains | Buy | $32 → $36 |
| 31 July 2026 | Canaccord Genuity | Maintains | Buy | $32 → $36 |
| 31 July 2026 | Canaccord Genuity | Maintains | Buy | — |
| 31 July 2026 | Citizens | Maintains | Market Outperform | $22 → $25 |
| 31 July 2026 | Citizens | Maintains | Market Outperform | — |
| 18 May 2026 | Canaccord Genuity | Maintains | Buy | $32 |
| 18 May 2026 | Canaccord Genuity | Maintains | Buy | — |
| 12 Feb 2026 | Citigroup | Maintains | Buy | — |
| 10 Feb 2026 | Benchmark | Maintains | Buy | — |
| 10 Feb 2026 | Canaccord Genuity | Maintains | Buy | — |
| 10 Feb 2026 | Jefferies | Maintains | Buy | — |
| 20 Jan 2026 | Jefferies | Maintains | Buy | — |
| 2 Jan 2026 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 11 Nov 2025 | Canaccord Genuity | Maintains | Buy | — |
| 1 Oct 2025 | Benchmark | Reiterates | Buy | — |
| 11 Aug 2025 | B. Riley Securities | Maintains | Buy | — |
| 11 Aug 2025 | Canaccord Genuity | Maintains | Buy | — |
| 11 Aug 2025 | JMP Securities | Maintains | Market Outperform | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Computed off the Friday close and sent before the US open.
Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. PGY appears on the weeks it earns a place.
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 48% of US stocks
Cheaper than 66% of US stocks
Cheaper than 36% of US stocks
Cheaper than 55% of US stocks
Higher than 68% of US stocks
Higher than 89% of US stocks
Higher than 50% of US stocks
Higher than 85% of US stocks
Higher than 68% of US stocks
Higher than 80% of US stocks
Higher than 96% of US stocks
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The nearest names by industry and size, scored by the same model — like for like.
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own Pagaya Technologies Ltd. — and when they’d sell — is the membership. See the Ticker Nerd 20 →
Pagaya Technologies reported record network volume driven by auto loans, personal loans, and new products, which is supporting its revenue growth. The company continues to benefit from strong funding access.
Why it matters — A PGY watcher would care because record network volume and strong funding access are key drivers of the company's top-line growth momentum.
Seeking Alpha published an analysis describing Pagaya Technologies as a fast-growing industry disruptor trading at a price-to-earnings ratio of 6.6x. The article notes the company has achieved six consecutive quarters of profitability, with Q2 2026 network volume of $3.54B, 19% revenue growth, and 99% adjusted net income growth.
Why it matters — PGY watchers would care because the analysis highlights the company's transition from unprofitable high growth to sustained profitability with accelerating network volume and expanding margins.
Pagaya Technologies announced that its management team will participate in several upcoming investor conferences, including the B. Riley 9th Annual Consumer & TMT Conference on September 10, 2026, the Oppenheimer Fintech Leaders Conference on September 15, 2026, and the BTIG Consumer Finance Conference, all in New York.
Why it matters — A PGY watcher would care because management's participation in these investor conferences gives shareholders and analysts the opportunity to hear updates on the company's AI-driven financial technology business directly.
Seeking Alpha reiterated a Strong Buy rating on Pagaya Technologies while adjusting its price target to $67 due to a higher share count and net debt. The publication cited Q2 2026 results showing 33% network volume growth, 43% adjusted EBITDA growth, a 6% decline in core operating expenses, and an adjusted EBITDA margin of 32%, which it said validate the company's AI-driven lending platform and expanding operating leverage.
Why it matters — PGY watchers would care because the article highlights evidence of scalable profitability, with margin expansion and efficiency gains alongside strong network volume growth in recent results.
Zacks Investment Research published a comparison of Pagaya Technologies (PGY) and Upstart (UPST) as AI-driven credit investment options, in the context of growing AI adoption in lending for underwriting, borrower access, and risk management.
Why it matters — PGY watchers would be interested in how the company is positioned relative to a key competitor in the AI credit-lending space.
The 10 Wall Street analysts covering Pagaya Technologies Ltd. have a median 12-month price target of $29, with estimates ranging from $23 to $36. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 10 analysts covering Pagaya Technologies Ltd., 10 rate it a Buy, 0 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Pagaya Technologies Ltd. 67 out of 100 across roughly 4,600 US stocks as at 21 Aug 2026. None of this is personal advice — it does not consider your circumstances.
As at 21 Aug 2026, Pagaya Technologies Ltd. ranks 67 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Quality (96 of 100).
No one can know that. What the data says: the median 12-month target from 10 analysts implies +31.5% from the last close, and Ticker Nerd's factor model ranks Pagaya Technologies Ltd. 67 out of 100 as at 21 Aug 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering Pagaya Technologies Ltd. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for PGY are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $23 to $36 over the next 12 months.
Pagaya Technologies Ltd. returned -27.2% over the 12 months to 21 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.
Pagaya Technologies Ltd. is a financial technology company that develops and operates an artificial intelligence-driven network for the financial services industry.
The most recent item we track (Zacks Investment Research, 19 Aug 2026): "Can Network Volume Strength Keep PGY's Top-Line Growth on Track?". Pagaya Technologies reported record network volume driven by auto loans, personal loans, and new products, which is supporting its revenue growth. The company continues to benefit from strong funding access.
Pagaya Technologies Ltd. is a financial technology company that develops and operates an artificial intelligence-driven network for the financial services industry. Its core purpose is to help banks, fintech lenders, auto finance providers, and residential real estate service companies evaluate and originate consumer credit and other financial assets more efficiently using proprietary machine learning, data science, and real-time decisioning technology. Pagaya’s platform connects these lending partners with institutional and other sophisticated investors through structured funding vehicles, enabling partners to extend loans and other products without relying solely on their own balance sheets. The company offers a suite of AI-powered solutions that support credit underwriting, decline monetization, dual and first-look evaluations, and customer acquisition across direct and affiliate channels, creating an integrated credit and funding infrastructure. Pagaya Technologies Ltd. was incorporated in 2016 and is headquartered in New York, with significant technology operations in Israel, and today serves financial institutions and investors across the United States, Israel, the Cayman Islands, and other international markets.
CEO Mr. Gal Krubiner · 493 employees · United States · https://pagaya.com