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PGY Stock Forecast 2026-2027
$24.74
Current Price
$1.99B
Market Cap
Buy 9
Hold 1
Sell 0
Wall St Analyst Ratings
Distance to PGY Price Targets
+118.3%
To High Target of $54.00
+59.7%
To Median Target of $39.50
+9.1%
To Low Target of $27.00
PGY Price Momentum
+5.1%
1 Week Change
+9.0%
1 Month Change
+187.7%
1 Year Change
+18.4%
Year-to-Date Change
-45.0%
From 52W High of $44.99
+199.2%
From 52W Low of $8.27
📊 TOP ANALYST CALLS
Did PGY Make This Month's Elite Buy List?
We don't follow just any analyst — only the top 3% with a proven track record make our cut. See if Pagaya is one of their latest high-conviction picks.
Latest PGY Stock Price Targets & Analyst Predictions
Based on our analysis of 12 Wall Street analysts, PGY has a bullish consensus with a median price target of $39.50 (ranging from $27.00 to $54.00). The overall analyst rating is Strong Buy (9.2/10). Currently trading at $24.74, the median forecast implies a 59.7% upside. This outlook is supported by 9 Buy, 1 Hold, and 0 Sell ratings.
The most optimistic forecast comes from Hal Goetsch at B. Riley Securities, projecting a 118.3% upside. Conversely, the most conservative target is provided by Sanjay Sakhrani at Keefe, Bruyette & Woods, suggesting a 9.1% upside.
Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.
PGY Analyst Ratings
9
Buy
1
Hold
0
Sell
PGY Price Target Range
Low
$27.00
Average
$39.50
High
$54.00
Current: $24.74
Latest PGY Stock Forecasts by Analyst
These are the latest 20 analyst ratings and price targets for PGY.
| Date | Firm | Analyst | Rating | Change | Price Target |
|---|---|---|---|---|---|
| Jan 2, 2026 | Keefe, Bruyette & Woods | Sanjay Sakhrani | Outperform | Maintains | $35.00 |
| Nov 11, 2025 | Canaccord Genuity | Joseph Vafi | Buy | Maintains | $39.00 |
| Oct 1, 2025 | Benchmark | Mark Palmer | Buy | Reiterates | $48.00 |
| Aug 11, 2025 | Canaccord Genuity | Joseph Vafi | Buy | Maintains | $36.00 |
| Aug 11, 2025 | B. Riley Securities | Hal Goetsch | Buy | Maintains | $54.00 |
| Aug 11, 2025 | JMP Securities | David Scharf | Market Outperform | Maintains | $35.00 |
| Aug 8, 2025 | Keefe, Bruyette & Woods | Sanjay Sakhrani | Outperform | Maintains | $38.00 |
| Aug 8, 2025 | Benchmark | Mark Palmer | Buy | Maintains | $48.00 |
| Jul 21, 2025 | Citigroup | Peter Christiansen | Buy | Maintains | $40.00 |
| Jul 18, 2025 | Benchmark | Mark Palmer | Buy | Maintains | $42.00 |
| Jul 9, 2025 | Keefe, Bruyette & Woods | Sanjay Sakhrani | Outperform | Maintains | $27.00 |
| Jul 2, 2025 | Oppenheimer | Rayna Kumar | Outperform | Maintains | $25.00 |
| Jun 24, 2025 | JMP Securities | David Scharf | Market Outperform | Reiterates | $26.00 |
| Mar 25, 2025 | Citizens Capital Markets | David Scharf | Market Perform | Reiterates | $26.00 |
| Mar 17, 2025 | Benchmark | Mark Palmer | Buy | Reiterates | $25.00 |
| Mar 17, 2025 | B. Riley Securities | Hal Goetsch | Buy | Maintains | $36.00 |
| Feb 14, 2025 | JMP Securities | David Scharf | Market Outperform | Maintains | $26.00 |
| Feb 13, 2025 | Canaccord Genuity | Joseph Vafi | Buy | Maintains | $25.00 |
| Feb 7, 2025 | Citigroup | Peter Christiansen | Buy | Upgrade | $14.50 |
| Dec 20, 2024 | UBS | Rayna Kumar | Neutral | Maintains | $11.00 |
Pagaya Technologies Ltd. (PGY) Competitors
The following stocks are similar to Pagaya based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.
Pagaya Technologies Ltd. (PGY) Financial Data
Pagaya Technologies Ltd. has a market capitalization of $1.99B with a P/E ratio of 16.0x. The company generates $1.25B in trailing twelve-month revenue with a -15.3% profit margin.
Revenue growth is +36.1% quarter-over-quarter, while maintaining an operating margin of +22.8% and return on equity of -36.3%.
Valuation Metrics
Market Cap
$1.99B
Enterprise Value
$2.70B
P/E Ratio
16.0x
PEG Ratio
-0.1x
Price/Sales
1.5x
Growth & Margins
Revenue Growth (YoY)
+36.1%
Gross Margin
+41.0%
Operating Margin
+22.8%
Net Margin
-15.3%
EPS Growth
+36.3%
Financial Health
Cash/Price Ratio
+11.0%
Current Ratio
5.1x
Debt/Equity
141.8x
ROE
-36.3%
ROA
+9.7%
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Pagaya Technologies Ltd. (PGY) Business Model
About Pagaya Technologies Ltd.
What They Do
AI-driven lending solutions for financial institutions.
Business Model
Pagaya Technologies generates revenue by providing AI-driven solutions that enhance decision-making in the lending industry. The company partners with banks and lenders to optimize risk assessment and improve creditworthiness insights, leading to increased approval rates and personalized credit services.
Additional Information
Pagaya is focused on transforming the traditional lending landscape through advanced algorithms and big data analytics, supporting a more equitable lending process and greater financial inclusion in the market.
Company Information
Sector
Technology
Industry
Software - Infrastructure
Employees
531
CEO
Mr. Gal Krubiner
Country
United States
IPO Year
2022
Website
pagaya.comPagaya Technologies Ltd. (PGY) Latest News & Analysis
Featured Analysis
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Zacks Investment Research
Pagaya Technologies Ltd. (PGY) Stock Declines While Market Improves: Some Information for Investors
Pagaya Technologies Ltd. (PGY) concluded the recent trading session at $24.74, signifying a -4.96% move from its prior day's close.
Jan 12, 2026
By Zacks Equity Research
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Jan 12, 2026
By Zacks Equity Research
52 Week High
Pagaya Shines in 2025: How Should Investors Play the Fintech Stock?
PGY hit a 2025 inflection point with three straight GAAP profits, shrinking credit losses and a 125% share surge amid stronger fundamentals.
Jan 09, 2026
By Nikita Kataruka
Analyst Blog
Latest News
Quick Summary
The chief development officer of Pagaya Technologies sold 7,561 shares for $232,383.55 on Dec. 19, through direct open-market sales.
Why It Matters
The sale of shares by Pagaya's chief development officer may signal insider confidence changes, potentially affecting investor sentiment and stock price.
Source: The Motley Fool
Market Sentiment:
Neutral
Pagaya Technologies Ltd. (PGY) Stock Declines While Market Improves: Some Information for Investors
1 day ago
Quick Summary
Pagaya Technologies Ltd. (PGY) closed at $24.74, down 4.96% from the previous day's close.
Why It Matters
Pagaya Technologies Ltd. experiencing a -4.96% drop signals potential volatility, impacting investor sentiment and decision-making regarding stock performance.
Source: Zacks Investment Research
Market Sentiment:
Neutral
Quick Summary
Pagaya Technologies Ltd. will participate in the Needham Growth Conference on January 14, 2026, in New York, and the Bank of America Financial Services Conference on February 10-11, 2026, in Miami.
Why It Matters
Pagaya's participation in major investor conferences signals its commitment to transparency and growth, potentially attracting interest and investment in its AI-driven financial solutions.
Source: Business Wire
Market Sentiment:
Neutral
Quick Summary
PGY reported three consecutive GAAP profits, reduced credit losses, and a 125% increase in share price, indicating improved fundamentals as it approaches a 2025 inflection point.
Why It Matters
PGY's consistent GAAP profits and reduced credit losses signal financial health, while a 125% share surge reflects growing market confidence, indicating potential for continued growth.
Source: Zacks Investment Research
Market Sentiment:
Positive
Quick Summary
Pagaya Technologies (NASDAQ: PGY) will announce its Q4 and full year 2025 earnings on February 9, 2026, with a conference call at 8:30 a.m. ET. Webcast details will be on their IR website.
Why It Matters
Pagaya's upcoming earnings announcement and conference call date signal key financial updates, impacting stock performance and investor sentiment regarding the company's growth and profitability.
Source: Business Wire
Market Sentiment:
Neutral
Quick Summary
Lemonade is leveraging machine learning and AI to innovate in insurance, while Pagaya provides enhanced risk assessment tools for creditors.
Why It Matters
Lemonade's AI innovations could disrupt traditional insurance models, potentially increasing market share. Pagaya's risk assessment tools may enhance creditor decision-making, impacting financial stability.
Source: The Motley Fool
Market Sentiment:
Positive
Frequently Asked Questions About PGY Stock
What is Pagaya Technologies Ltd.'s (PGY) stock forecast for 2026?
Based on our analysis of 12 Wall Street analysts, Pagaya Technologies Ltd. (PGY) has a median price target of $39.50. The highest price target is $54.00 and the lowest is $27.00.
Is PGY stock a good investment in 2026?
According to current analyst ratings, PGY has 9 Buy ratings, 1 Hold ratings, and 0 Sell ratings. The stock is currently trading at $24.74. Always conduct your own research and consider your investment goals before making investment decisions.
What is the long-term price prediction for PGY stock?
Wall Street analysts predict PGY stock could reach $39.50 in the next 12 months. This represents a 59.7% increase from the current price of $24.74. Please note that this is a projection by Wall Street analysts and not a guarantee.
What is Pagaya Technologies Ltd.'s business model?
Pagaya Technologies generates revenue by providing AI-driven solutions that enhance decision-making in the lending industry. The company partners with banks and lenders to optimize risk assessment and improve creditworthiness insights, leading to increased approval rates and personalized credit services.
What is the highest forecasted price for PGY Pagaya Technologies Ltd.?
The highest price target for PGY is $54.00 from Hal Goetsch at B. Riley Securities, which represents a 118.3% increase from the current price of $24.74.
What is the lowest forecasted price for PGY Pagaya Technologies Ltd.?
The lowest price target for PGY is $27.00 from Sanjay Sakhrani at Keefe, Bruyette & Woods, which represents a 9.1% increase from the current price of $24.74.
What is the overall PGY consensus from analysts for Pagaya Technologies Ltd.?
The overall analyst consensus for PGY is bullish. Out of 12 Wall Street analysts, 9 rate it as Buy, 1 as Hold, and 0 as Sell, with a median price target of $39.50.
How accurate are PGY stock price projections?
Stock price projections, including those for Pagaya Technologies Ltd., are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.
Important Disclaimer
The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.
Last updated: January 13, 2026 8:03 PM UTC