Missed NVDA?
Don’t Miss the Next One.
Join 5,000+ investors using Ticker Nerd’s Market Radar to stay ahead of major market moves, analyst upgrades, and trending opportunities — for free.
PGY Stock Forecast 2026-2027
$17.59
Current Price
$1.46B
Market Cap
Buy 10
Hold 0
Sell 0
Wall St Analyst Ratings
Distance to PGY Price Targets
+87.6%
To High Target of $33.00
+45.0%
To Median Target of $25.50
+13.7%
To Low Target of $20.00
PGY Price Momentum
-4.1%
1 Week Change
+14.1%
1 Month Change
-25.7%
1 Year Change
-15.8%
Year-to-Date Change
-60.9%
From 52W High of $44.99
+69.1%
From 52W Low of $10.40
📊 TOP ANALYST CALLS
Did PGY Make This Month's Elite Buy List?
We don't follow just any analyst — only the top 3% with a proven track record make our cut. See if Pagaya is one of their latest high-conviction picks.
Latest PGY Stock Price Targets & Analyst Predictions
Based on our analysis of 3 Wall Street analysts, PGY has a bullish consensus with a median price target of $25.50 (ranging from $20.00 to $33.00). The overall analyst rating is Strong Buy (9.6/10). Currently trading at $17.59, the median forecast implies a 45.0% upside. This outlook is supported by 10 Buy, 0 Hold, and 0 Sell ratings.
Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.
PGY Analyst Ratings
10
Buy
0
Hold
0
Sell
PGY Price Target Range
Low
$20.00
Average
$25.50
High
$33.00
Current: $17.59
Latest PGY Stock Forecasts by Analyst
These are the latest 20 analyst ratings and price targets for PGY.
| Date | Firm | Analyst | Rating | Change | Price Target |
|---|---|---|---|---|---|
| May 18, 2026 | Canaccord Genuity | Joseph Vafi | Buy | Maintains | $32.00 |
| Feb 12, 2026 | Citigroup | Buy | Maintains | $N/A | |
| Feb 10, 2026 | Jefferies | Buy | Maintains | $N/A | |
| Feb 10, 2026 | Benchmark | Buy | Maintains | $N/A | |
| Feb 10, 2026 | Canaccord Genuity | Buy | Maintains | $N/A | |
| Jan 20, 2026 | Jefferies | Buy | Maintains | $N/A | |
| Jan 2, 2026 | Keefe, Bruyette & Woods | Outperform | Maintains | $N/A | |
| Nov 11, 2025 | Canaccord Genuity | Buy | Maintains | $N/A | |
| Oct 1, 2025 | Benchmark | Buy | Reiterates | $N/A | |
| Aug 11, 2025 | B. Riley Securities | Buy | Maintains | $N/A | |
| Aug 11, 2025 | JMP Securities | Market Outperform | Maintains | $N/A | |
| Aug 11, 2025 | Canaccord Genuity | Buy | Maintains | $N/A | |
| Aug 8, 2025 | Benchmark | Buy | Maintains | $N/A | |
| Aug 8, 2025 | Keefe, Bruyette & Woods | Outperform | Maintains | $N/A | |
| Jul 21, 2025 | Citigroup | Buy | Maintains | $N/A | |
| Jul 18, 2025 | Benchmark | Buy | Maintains | $N/A | |
| Jul 9, 2025 | Keefe, Bruyette & Woods | Outperform | Maintains | $N/A | |
| Jul 2, 2025 | Oppenheimer | Outperform | Maintains | $N/A | |
| Jun 24, 2025 | JMP Securities | Market Outperform | Reiterates | $N/A | |
| Mar 25, 2025 | Citizens Capital Markets | Market Perform | Reiterates | $N/A |
Pagaya Technologies Ltd. (PGY) Competitors
The following stocks are similar to Pagaya based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.
Pagaya Technologies Ltd. (PGY) Financial Data
Pagaya Technologies Ltd. has a market capitalization of $1.46B with a P/E ratio of 16.1x. The company generates $1.33B in trailing twelve-month revenue with a 7.4% profit margin.
Revenue growth is +9.6% quarter-over-quarter, while maintaining an operating margin of +25.2% and return on equity of +16.3%.
Valuation Metrics
Market Cap
$1.46B
Enterprise Value
$1.26B
P/E Ratio
16.1x
PEG Ratio
0.1x
Price/Sales
1.1x
Growth & Margins
Revenue Growth (YoY)
+9.6%
Gross Margin
+40.6%
Operating Margin
+25.2%
Net Margin
+7.4%
EPS Growth
+212.9%
Financial Health
Cash/Price Ratio
+86.4%
Current Ratio
7.3x
Debt/Equity
147.5x
ROE
+16.3%
ROA
+12.6%
💡 SKIP THE NOISE
97% of Analyst Ratings Go Nowhere
We filter thousands of calls to find the few that actually matter. Get the top analyst buy ratings — tracked and updated every Monday and Thursday.
Pagaya Technologies Ltd. (PGY) Business Model
About Pagaya Technologies Ltd.
What They Do
Provides AI-driven loan evaluation solutions.
Business Model
The company operates a B2B financial technology platform that utilizes AI and machine learning to evaluate loan applications. It partners with lenders and financial service providers to enhance their credit assessment processes, allowing them to monetize declined applications and offer competitive loan terms. Pagaya generates revenue through fees from brokerage and servicing, as well as through forward flow agreements with institutional investors.
Additional Information
Founded in 2016, Pagaya is headquartered in New York City and has offices in Tel Aviv. It serves a wide range of credit segments, including unsecured consumer loans and auto loans, and collaborates with notable partners such as Prosper and Visa to increase approval rates and broaden financial access.
Company Information
Sector
Technology
Industry
Software - Infrastructure
Employees
511
CEO
Mr. Gal Krubiner
Country
United States
IPO Year
2022
Website
pagaya.comPagaya Technologies Ltd. (PGY) Latest News & Analysis
Featured Analysis
Powered by
Zacks Investment Research
PGY vs. TREE: Which AI-Powered Lending Play Deserves Your Investment?
Pagaya and LendingTree target digital lending profits, but AI-driven underwriting and funding scale put PGY's growth story against TREE's mature marketplace.
Jul 06, 2026
By Nikita Kataruka
Analyst Blog
Latest News
Quick Summary
Pagaya Technologies Ltd. (NASDAQ: PGY) will announce Q2 2026 earnings on July 30, 2026, at 8:30 a.m. ET. A conference call will follow, with details on their IR website.
Why It Matters
Pagaya's upcoming earnings announcement and conference call are key for assessing its financial health, growth prospects, and market performance, influencing investor sentiment and stock valuation.
Source: Business Wire
Market Sentiment:
Neutral
Quick Summary
Pagaya Technologies uses AI for underwriting, achieving strong cash flow and margin growth. PGY's forward P/E is 5.90, with rising profitability and cash flow supporting debt reduction and future returns.
Why It Matters
Pagaya Technologies' strong cash flow, low P/E ratio, and strategic use of free cash flow for debt reduction signal potential for profitability and future shareholder returns.
Source: Seeking Alpha
Market Sentiment:
Positive
Quick Summary
Pagaya Technologies (PGY) has surged 32%, trading at a forward P/E of 6x and PEG of 0.05, indicating significant undervaluation. A Strong Buy rating is maintained due to robust revenue growth.
Why It Matters
Pagaya Technologies shows strong revenue growth and significant undervaluation compared to peers, indicating potential for future price appreciation, making it an attractive buy opportunity.
Source: Seeking Alpha
Market Sentiment:
Positive
Quick Summary
Pagaya (PGY) and LendingTree (TREE) are focusing on digital lending profitability, with Pagaya utilizing AI for underwriting while LendingTree operates a mature marketplace.
Why It Matters
Pagaya's AI-driven approach could disrupt LendingTree's established model, affecting competitive dynamics and potential profitability in digital lending, influencing investor sentiment and stock performance.
Source: Zacks Investment Research
Market Sentiment:
Positive
Quick Summary
On June 24, 2026, 16,230 shares were acquired for about $250,000 at $15.43 per share, with direct holdings in Common Stock remaining at zero. Indirect ownership unchanged.
Why It Matters
The acquisition of shares at a specific price may indicate insider confidence or strategic investment. However, unchanged direct holdings suggest no significant impact on control or influence.
Source: The Motley Fool
Market Sentiment:
Positive
Quick Summary
Pagaya Technologies (PGY) expands its partnership with Upgrade, integrating AI underwriting into BNPL products, aiming to diversify beyond personal loans and enter new asset classes like auto lending.
Why It Matters
Pagaya's AI integration into BNPL with Upgrade signals growth potential and risk management, broadening its market reach and enhancing credit performance, which can positively impact investor sentiment.
Source: Seeking Alpha
Market Sentiment:
Positive
Frequently Asked Questions About PGY Stock
What is Pagaya Technologies Ltd.'s (PGY) stock forecast for 2027?
Based on our analysis of 3 Wall Street analysts, Pagaya Technologies Ltd. (PGY) has a median price target of $25.50. The highest price target is $33.00 and the lowest is $20.00.
Is PGY stock a good investment in 2027?
According to current analyst ratings, PGY has 10 Buy ratings, 0 Hold ratings, and 0 Sell ratings. The stock is currently trading at $17.59. Always conduct your own research and consider your investment goals before making investment decisions.
What is the long-term price prediction for PGY stock?
Wall Street analysts predict PGY stock could reach $25.50 in the next 12 months. This represents a 45.0% increase from the current price of $17.59. Please note that this is a projection by Wall Street analysts and not a guarantee.
What is Pagaya Technologies Ltd.'s business model?
The company operates a B2B financial technology platform that utilizes AI and machine learning to evaluate loan applications. It partners with lenders and financial service providers to enhance their credit assessment processes, allowing them to monetize declined applications and offer competitive loan terms. Pagaya generates revenue through fees from brokerage and servicing, as well as through forward flow agreements with institutional investors.
What is the highest forecasted price for PGY Pagaya Technologies Ltd.?
The highest price target for PGY is $33.00 from at , which represents a 87.6% increase from the current price of $17.59.
What is the lowest forecasted price for PGY Pagaya Technologies Ltd.?
The lowest price target for PGY is $20.00 from at , which represents a 13.7% increase from the current price of $17.59.
What is the overall PGY consensus from analysts for Pagaya Technologies Ltd.?
The overall analyst consensus for PGY is bullish. Out of 3 Wall Street analysts, 10 rate it as Buy, 0 as Hold, and 0 as Sell, with a median price target of $25.50.
How accurate are PGY stock price projections?
Stock price projections, including those for Pagaya Technologies Ltd., are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.
Important Disclaimer
The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.
Last updated: July 14, 2026 3:31 AM UTC