PGYPGYTechnology · Software - Infrastructure

PGY Stock Forecast: Pagaya Technologies Ltd. Price Predictions for 2026-2027

Last close, 8 Oct 2026
$18
+0.66% on the day

The 11 Wall Street analysts covering Pagaya Technologies Ltd. hold a median 12-month price target of $27 — +47.9% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 63 of 100 as at 8 Oct 2026 — in the upper half.

Market cap
$1.5B
Ticker Nerd rank
63 / 100
Median analyst target
$27
Analysts covering
11
Revenue$365.6M+15.1% y/y
Operating income$84.4M
Net income$42.3M
Free cash flow$71.3M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
+4.7%
1M
−17.3%
YTD
−12.6%
1Y
−39.6%
From 52W high
−39.8%
From 52W low
+71.6%
$11
$30
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

PGY stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Pagaya Technologies Ltd. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 8 Oct 2026
63 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Quality
97
Growth
96
Value
86
Revisions
81
Size
39
Momentum
29
Volatility
25
Accruals
15
Issuance
15

Quality (97): The business earns solid, repeatable profits on what it owns.

Issuance (15): The company has been issuing shares or taking on financing, diluting existing holders.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

PGY stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on PGY, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$10$15$20$25$30$35Jan 26Apr 26Jul 26Oct 26PGYHigh $36Median $27Low $23

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says11 analysts
11 Buy0 Hold0 Sell
Low $23Median $27High $36

The green dot is the last close — the median target sits +47.9% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 4 moved their price target up and 0 moved it down.

DateFirmActionRatingTarget
29 Sept 2026StoneXReiteratesBuy$33
18 Aug 2026JefferiesMaintainsBuy$23 → $27
18 Aug 2026JefferiesMaintainsBuy—
31 July 2026B. Riley SecuritiesMaintainsBuy—
31 July 2026B. Riley SecuritiesMaintainsBuy$32 → $36
31 July 2026Canaccord GenuityMaintainsBuy—
31 July 2026Canaccord GenuityMaintainsBuy$32 → $36
31 July 2026CitizensMaintainsMarket Outperform$22 → $25
31 July 2026CitizensMaintainsMarket Outperform—
18 May 2026Canaccord GenuityMaintainsBuy—
18 May 2026Canaccord GenuityMaintainsBuy$32
12 Feb 2026CitigroupMaintainsBuy—
10 Feb 2026BenchmarkMaintainsBuy—
10 Feb 2026Canaccord GenuityMaintainsBuy—
10 Feb 2026JefferiesMaintainsBuy—
20 Jan 2026JefferiesMaintainsBuy—
2 Jan 2026Keefe, Bruyette & WoodsMaintainsOutperform—
11 Nov 2025Canaccord GenuityMaintainsBuy—
1 Oct 2025BenchmarkReiteratesBuy—
11 Aug 2025B. Riley SecuritiesMaintainsBuy—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. PGY appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

PGY vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 8 Oct 2026, Pagaya Technologies Ltd. returned −39.6% against +16.2% for the S&P 500, dividends included.

PGY vs S&P 500, last 12 monthsTotal return, rebased to 100
406080100120Jan 26Apr 26Jul 26Oct 26PGYS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

PGY analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+20.0%
Analysts raising
0
Analysts cutting
1
Fundamentals

Pagaya Technologies Ltd. (PGY) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
13.1×

Cheaper than 50% of US stocks

Price / sales
1.1×

Cheaper than 67% of US stocks

Price / book
2.5×

Cheaper than 36% of US stocks

EV / EBITDA
3.5×

Cheaper than 55% of US stocks

Growth & margins
Revenue growth (YoY)
18.6%

Higher than 67% of US stocks

Earnings growth (YoY)
171.8%

Higher than 89% of US stocks

Gross margin
40.2%

Higher than 50% of US stocks

Operating margin
27.3%

Higher than 85% of US stocks

Net margin
9.1%

Higher than 68% of US stocks

Returns & dividend
Return on equity
19.5%

Higher than 80% of US stocks

Return on assets
14.0%

Higher than 96% of US stocks

Dividend yield
0.0%

Higher than 1% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Pagaya Technologies Ltd. (PGY) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Pagaya Technologies Ltd. has a market value of $1.5B and an enterprise value of $1.2B.

  • Revenue in the twelve months to 30 June 2026: $1.3B. The latest quarter grew 18.6% year on year.

  • Net income over the same four quarters: $118.8M, a 9.0% net margin.

  • Diluted earnings per share, trailing twelve months: $1.37.

  • Free cash flow in the twelve months to 30 June 2026: $251.8M.

  • Shares outstanding: 83.3M.

  • Trailing P/E: 13.1×; forward P/E: 4.4× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 0.00%, paying out 0% of earnings.

  • Pagaya Technologies Ltd. employs 493 people — $2.7M of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 7 Oct 2026

Data provided by Twelve Data

Peers

PGY vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelSoftware - Infrastructure
CompanyMarket capTKN rank
PGYPagaya Technologies Ltd.$1.5B
63
PICSPicS NV$1.6B
32
PRGSProgress Software Corp.$1.6B
92
BANDBandwidth, Inc.$1.7B
57
RDWRRadware Ltd.$1.3B
94
NYAXNayax Ltd. (Israel)$1.7B
40
XNDUXanadu Quantum Technologies Ltd.$1.2B
6

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Pagaya Technologies Ltd. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest PGY news & analysis

Will PGY's Expanding Funding Base Reduce Its Reliance on ABS Markets?

Zacks Investment Research · 8 Oct 2026positive

Pagaya is expanding committed-capital funding beyond securitizations, while asset-backed securities remain a core funding source.

Why it matters — The funding mix may affect PGY’s financing flexibility and its reliance on ABS markets.

Stock Picks From Seeking Alpha's September 2026 New Analysts

Seeking Alpha · 7 Oct 2026neutral

Seeking Alpha welcomed 38 new analysts in September 2026 and featured their investment strategies and top picks. The highlighted ideas included Qualcomm, Teladoc, NewLake Capital Partners, and the TDAQ ETF.

Why it matters — The article does not mention Pagaya Technologies, so it offers no company-specific information for PGY watchers.

Pagaya Announces Timing of Third Quarter 2026 Earnings Release

Business Wire · 6 Oct 2026neutral

Pagaya said it will announce its third-quarter 2026 earnings on October 29, 2026, and hold a conference call that day at 8:30 a.m. ET / 2:30 p.m. IST. Webcast registration details are available on the company’s IR website, where a replay will be posted after the event.

Why it matters — PGY watchers can note the date and webcast details for the company’s next earnings update.

Why Pagaya Technologies Ltd. (PGY) Outpaced the Stock Market Today

Zacks Investment Research · 5 Oct 2026positive

In the recent trading session, Pagaya Technologies Ltd. (PGY) shares closed at $18.40, representing a gain of 2.34% from the previous trading day, outpacing the broader stock market.

Why it matters — A PGY watcher would note the stock's above-market performance in a single session as a sign of investor interest relative to the broader market.

3 Small-Cap Stocks With Catalysts That Could Put Them in the Spotlight

MarketBeat · 5 Oct 2026positive

MarketBeat highlights several small-cap stocks that could gain investor attention as the market shifts beyond mega-cap tech firms. The piece notes improving fundamentals and unique business models as potential catalysts for smaller companies.

Why it matters — This signals that smaller companies like Pagaya Technologies may receive increased investor attention as the broader market looks beyond large-cap tech names.

FAQ

Frequently asked questions about PGY stock

What is the PGY stock price forecast for 2026-2027?

The 11 Wall Street analysts covering Pagaya Technologies Ltd. have a median 12-month price target of $27, with estimates ranging from $23 to $36. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is PGY stock a buy right now?

Of the 11 analysts covering Pagaya Technologies Ltd., 11 rate it a Buy, 0 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Pagaya Technologies Ltd. 63 out of 100 across roughly 4,600 US stocks as at 8 Oct 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank PGY?

As at 8 Oct 2026, Pagaya Technologies Ltd. ranks 63 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Quality (97 of 100).

Will PGY stock go up?

No one can know that. What the data says: the median 12-month target from 11 analysts implies +47.9% from the last close, and Ticker Nerd's factor model ranks Pagaya Technologies Ltd. 63 out of 100 as at 8 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the PGY stock forecast for 2030?

No analyst covering Pagaya Technologies Ltd. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for PGY are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $23 to $36 over the next 12 months.

How has PGY stock performed over the past year?

Pagaya Technologies Ltd. returned -39.6% over the 12 months to 8 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Pagaya Technologies Ltd. do?

Pagaya Technologies Ltd. Class A Ordinary Shares represents the publicly traded equity of Pagaya Technologies, a product-focused technology company that applies data science and proprietary artificial intelligence to financial services.

What is the latest news on PGY?

The most recent item we track (Zacks Investment Research, 8 Oct 2026): "Will PGY's Expanding Funding Base Reduce Its Reliance on ABS Markets?". Pagaya is expanding committed-capital funding beyond securitizations, while asset-backed securities remain a core funding source.

Company

About Pagaya Technologies Ltd.

Pagaya Technologies Ltd. Class A Ordinary Shares represents the publicly traded equity of Pagaya Technologies, a product-focused technology company that applies data science and proprietary artificial intelligence to financial services. Pagaya develops technology solutions used by lenders and other financial institutions to improve credit decisioning, automate underwriting workflows, and support consumer lending products across personal loans, auto finance, and point-of-sale financing. The company also works with institutional and sophisticated investors through asset-backed financing structures and related capital markets activities. Pagaya’s platform is designed to help partners access scalable lending infrastructure while broadening opportunities to reach borrowers through digital channels. The Class A Ordinary Shares reflect the market’s view of a business operating at the intersection of financial technology, consumer credit, and data-driven lending infrastructure.

CEO Mr. Gal Krubiner · 493 employees · United States · https://pagaya.com