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PGY Stock Forecast 2025-2026
$14.58
Current Price
$1.11B
Market Cap
Buy 8
Hold 1
Sell 0
Wall St Analyst Ratings
Distance to PGY Price Targets
+146.9%
To High Target of $36.00
+57.8%
To Median Target of $23.00
-5.7%
To Low Target of $13.75
PGY Price Momentum
+23.1%
1 Week Change
+54.4%
1 Month Change
+15.0%
1 Year Change
+56.9%
Year-to-Date Change
-24.1%
From 52W High of $19.20
+77.8%
From 52W Low of $8.20
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Latest PGY Stock Price Targets & Analyst Predictions
Based on our analysis of 12 Wall Street analysts, PGY has a bullish consensus with a median price target of $23.00 (ranging from $13.75 to $36.00). The overall analyst rating is Strong Buy (9.1/10). Currently trading at $14.58, the median forecast implies a 57.8% upside. This outlook is supported by 8 Buy, 1 Hold, and 0 Sell ratings.
The most optimistic forecast comes from Hal Goetsch at B. Riley Securities, projecting a 146.9% upside.
Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.
PGY Analyst Ratings
8
Buy
1
Hold
0
Sell
PGY Price Target Range
Low
$13.75
Average
$23.00
High
$36.00
Current: $14.58
Latest PGY Stock Forecasts by Analyst
These are the latest 20 analyst ratings and price targets for PGY.
| Date | Firm | Analyst | Rating | Change | Price Target |
|---|---|---|---|---|---|
| Mar 25, 2025 | Citizens Capital Markets | David Scharf | Market Perform | Reiterates | $26.00 |
| Mar 17, 2025 | Benchmark | Mark Palmer | Buy | Reiterates | $25.00 |
| Mar 17, 2025 | B. Riley Securities | Hal Goetsch | Buy | Maintains | $36.00 |
| Feb 14, 2025 | JMP Securities | David Scharf | Market Outperform | Maintains | $26.00 |
| Feb 13, 2025 | Canaccord Genuity | Joseph Vafi | Buy | Maintains | $25.00 |
| Feb 7, 2025 | Citigroup | Peter Christiansen | Buy | Upgrade | $14.50 |
| Dec 20, 2024 | UBS | Rayna Kumar | Neutral | Maintains | $11.00 |
| Nov 13, 2024 | Canaccord Genuity | Joseph Vafi | Buy | Maintains | $25.00 |
| Oct 16, 2024 | Benchmark | Michael Legg | Buy | Reiterates | $21.00 |
| Oct 1, 2024 | Oppenheimer | Rayna Kumar | Outperform | Initiates | $12.00 |
| Sep 30, 2024 | Canaccord Genuity | Joseph Vafi | Buy | Maintains | $32.00 |
| Sep 30, 2024 | B. Riley Securities | Hal Goetsch | Buy | Maintains | $36.00 |
| Sep 3, 2024 | JMP Securities | David Scharf | Market Outperform | Reiterates | $25.00 |
| Aug 26, 2024 | Benchmark | Michael Legg | Buy | Assumes | $21.00 |
| Aug 12, 2024 | JMP Securities | David Scharf | Market Outperform | Reiterates | $25.00 |
| Aug 12, 2024 | Wedbush | David Chiaverini | Neutral | Reiterates | $13.00 |
| Aug 12, 2024 | Canaccord Genuity | Joseph Vafi | Buy | Maintains | $42.00 |
| Jun 17, 2024 | Keefe, Bruyette & Woods | Sanjay Sakhrani | Outperform | Initiates | $23.00 |
| Jun 7, 2024 | JMP Securities | David Scharf | Market Outperform | Reiterates | $25.00 |
| May 24, 2024 | Citigroup | Peter Christiansen | Neutral | Initiates | $14.00 |
Pagaya Technologies Ltd. (PGY) Competitors
The following stocks are similar to Pagaya based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.
Pagaya Technologies Ltd. (PGY) Financial Data
Pagaya Technologies Ltd. has a market capitalization of $1.11B with a P/E ratio of 16.0x. The company generates $1.08B in trailing twelve-month revenue with a -34.6% profit margin.
Revenue growth is +18.2% quarter-over-quarter, while maintaining an operating margin of +16.4% and return on equity of -62.6%.
Valuation Metrics
Market Cap
$1.11B
Enterprise Value
$1.70B
P/E Ratio
16.0x
PEG Ratio
29.2x
Price/Sales
1.0x
Growth & Margins
Revenue Growth (YoY)
+18.2%
Gross Margin
+42.6%
Operating Margin
+16.4%
Net Margin
-34.6%
EPS Growth
+31.0%
Financial Health
Cash/Price Ratio
+18.8%
Current Ratio
1.8x
Debt/Equity
131.8x
ROE
-62.6%
ROA
+5.0%
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Pagaya Technologies Ltd. (PGY) Business Model
About Pagaya Technologies Ltd.
What They Do
Provides AI-driven solutions for lending.
Business Model
Pagaya Technologies generates revenue by offering advanced AI and big data analytics solutions to financial institutions, enhancing their decision-making processes in lending. The company helps banks and lenders improve risk assessment and creditworthiness insights, leading to more personalized and efficient lending services.
Additional Information
Pagaya's technology promotes higher approval rates and equitable lending outcomes, impacting consumer credit and lending sectors. It plays a significant role in transforming the traditional lending landscape towards a more data-driven and digitally-focused approach, contributing to greater financial inclusion.
Company Information
Sector
Technology
Industry
Software - Infrastructure
Employees
527
CEO
Mr. Gal Krubiner
Country
United States
IPO Year
2022
Website
pagaya.comPagaya Technologies Ltd. (PGY) Latest News & Analysis
Featured Analysis
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Zacks Investment Research
Analysts Estimate AlTi Global, Inc. (ALTI) to Report a Decline in Earnings: What to Look Out for
AlTi Global, Inc. (ALTI) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
May 05, 2025
By Zacks Equity Research
Tale of the Tape
Latest News
Quick Summary
Pagaya Technologies Ltd. (NASDAQ: PGY) will hold its Q1 2025 Earnings Conference Call on May 7, 2025, at 8:30 AM ET, featuring key company executives and analysts from various firms.
Why It Matters
Pagaya's Q1 earnings call signals key financial insights and future strategies, crucial for assessing its performance and potential stock movement.
Source: Seeking Alpha
Market Sentiment:
Neutral
Quick Summary
Pagaya Technologies Ltd. (NASDAQ: PGY) reported profitability for Q1 2025, signaling a new phase of growth. Further details are available in their letter to shareholders.
Why It Matters
Pagaya Technologies' announcement of profitability signals a positive shift in financial performance, likely boosting investor confidence and increasing stock value.
Source: Business Wire
Market Sentiment:
Neutral
Pagaya Technologies Ltd. (PGY) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates
4 days ago
Quick Summary
Pagaya Technologies Ltd. (PGY) reported its quarterly performance for March 2025. Key metrics are compared to Wall Street estimates and previous year figures.
Why It Matters
Pagaya Technologies' performance relative to Wall Street estimates and year-ago values can indicate growth potential and market sentiment, influencing investment decisions.
Source: Zacks Investment Research
Market Sentiment:
Neutral
Quick Summary
Pagaya Technologies Ltd. (PGY) reported quarterly earnings of $0.69 per share, exceeding the Zacks Consensus Estimate of $0.40 per share.
Why It Matters
Pagaya's earnings beat expectations, signaling strong financial performance, which can boost investor confidence and potentially drive up the stock price.
Source: Zacks Investment Research
Market Sentiment:
Positive
Quick Summary
Pagaya Technologies Ltd. (PGY) is expected to report potentially strong earnings due to favorable conditions, as indicated by recent analysis.
Why It Matters
Pagaya Technologies Ltd. may exceed earnings expectations, potentially boosting its stock price and investor confidence, impacting overall market sentiment and valuations in the sector.
Source: Zacks Investment Research
Market Sentiment:
Positive
KBRA Assigns Preliminary Ratings to Pagaya AI Debt Grantor Trust 2025-R1 and Pagaya AI Debt Trust 2025-R1
12 days ago
Quick Summary
KBRA assigns preliminary ratings to 11 note classes from Pagaya AI Debt Grantor Trust 2025-R1 and Pagaya AI Debt Trust 2025-R1, with credit enhancements ranging from 69.93% for Class A-1 to 4.80% for Class F.
Why It Matters
The assignment of preliminary ratings and high credit enhancement levels for Pagaya's ABS indicates strong risk mitigation, potentially attracting investor interest and influencing pricing dynamics.
Source: Business Wire
Market Sentiment:
Neutral
Frequently Asked Questions About PGY Stock
What is Pagaya Technologies Ltd.'s (PGY) stock forecast for 2025?
Based on our analysis of 12 Wall Street analysts, Pagaya Technologies Ltd. (PGY) has a median price target of $23.00. The highest price target is $36.00 and the lowest is $13.75.
Is PGY stock a good investment in 2025?
According to current analyst ratings, PGY has 8 Buy ratings, 1 Hold ratings, and 0 Sell ratings. The stock is currently trading at $14.58. Always conduct your own research and consider your investment goals before making investment decisions.
What is the long-term price prediction for PGY stock?
Wall Street analysts predict PGY stock could reach $23.00 in the next 12 months. This represents a 57.8% increase from the current price of $14.58. Please note that this is a projection by Wall Street analysts and not a guarantee.
What is Pagaya Technologies Ltd.'s business model?
Pagaya Technologies generates revenue by offering advanced AI and big data analytics solutions to financial institutions, enhancing their decision-making processes in lending. The company helps banks and lenders improve risk assessment and creditworthiness insights, leading to more personalized and efficient lending services.
What is the highest forecasted price for PGY Pagaya Technologies Ltd.?
The highest price target for PGY is $36.00 from Hal Goetsch at B. Riley Securities, which represents a 146.9% increase from the current price of $14.58.
What is the lowest forecasted price for PGY Pagaya Technologies Ltd.?
The lowest price target for PGY is $13.75 from at , which represents a -5.7% decrease from the current price of $14.58.
What is the overall PGY consensus from analysts for Pagaya Technologies Ltd.?
The overall analyst consensus for PGY is bullish. Out of 12 Wall Street analysts, 8 rate it as Buy, 1 as Hold, and 0 as Sell, with a median price target of $23.00.
How accurate are PGY stock price projections?
Stock price projections, including those for Pagaya Technologies Ltd., are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.
Important Disclaimer
The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.
Last updated: May 11, 2025 4:39 PM UTC