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PGY Stock Forecast: Pagaya Technologies Ltd. Price Predictions for 2026-2027

Last close, 11 Sept 2026
$20
−1.63% on the day

The 11 Wall Street analysts covering Pagaya Technologies Ltd. hold a median 12-month price target of $27 — +35.2% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 67 of 100 as at 12 Sept 2026 — in the upper half.

Market cap
$1.7B
Ticker Nerd rank
67 / 100
Median analyst target
$27
Analysts covering
11
Revenue$365.6M+15.1% y/y
Operating income$84.4M
Net income$42.3M
Free cash flow$71.3M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
−12.8%
1M
−5.8%
YTD
−4.4%
1Y
−47.6%
From 52W high
−54.4%
From 52W low
+87.7%
$11
$44
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

PGY stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Pagaya Technologies Ltd. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 12 Sept 2026
67 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Quality
96
Growth
96
Revisions
89
Value
86
Size
39
Momentum
34
Volatility
20
Issuance
15
Accruals
15

Quality (96): The business earns solid, repeatable profits on what it owns.

Accruals (15): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

PGY stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on PGY, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$10$20$30$40$50Oct 25Jan 26Apr 26Jul 26PGYHigh $36Median $27Low $23

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says11 analysts
11 Buy0 Hold0 Sell
Low $23Median $27High $36

The green dot is the last close — the median target sits +35.2% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 4 moved their price target up and 0 moved it down.

DateFirmActionRatingTarget
18 Aug 2026JefferiesMaintainsBuy$23 → $27
31 July 2026B. Riley SecuritiesMaintainsBuy—
31 July 2026B. Riley SecuritiesMaintainsBuy$32 → $36
31 July 2026Canaccord GenuityMaintainsBuy$32 → $36
31 July 2026Canaccord GenuityMaintainsBuy—
31 July 2026CitizensMaintainsMarket Outperform$22 → $25
31 July 2026CitizensMaintainsMarket Outperform—
18 May 2026Canaccord GenuityMaintainsBuy$32
18 May 2026Canaccord GenuityMaintainsBuy—
12 Feb 2026CitigroupMaintainsBuy—
10 Feb 2026BenchmarkMaintainsBuy—
10 Feb 2026Canaccord GenuityMaintainsBuy—
10 Feb 2026JefferiesMaintainsBuy—
20 Jan 2026JefferiesMaintainsBuy—
2 Jan 2026Keefe, Bruyette & WoodsMaintainsOutperform—
11 Nov 2025Canaccord GenuityMaintainsBuy—
1 Oct 2025BenchmarkReiteratesBuy—
11 Aug 2025B. Riley SecuritiesMaintainsBuy—
11 Aug 2025Canaccord GenuityMaintainsBuy—
11 Aug 2025JMP SecuritiesMaintainsMarket Outperform—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. PGY appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

PGY vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 11 Sept 2026, Pagaya Technologies Ltd. returned −47.6% against +17.5% for the S&P 500, dividends included.

PGY vs S&P 500, last 12 monthsTotal return, rebased to 100
20406080100120Oct 25Jan 26Apr 26Jul 26PGYS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

PGY analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+21.5%
Analysts raising
7
Analysts cutting
0
Fundamentals

Pagaya Technologies Ltd. (PGY) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
14.2×

Cheaper than 48% of US stocks

Price / sales
1.2×

Cheaper than 65% of US stocks

Price / book
2.8×

Cheaper than 35% of US stocks

EV / EBITDA
3.9×

Cheaper than 55% of US stocks

Growth & margins
Revenue growth (YoY)
18.6%

Higher than 68% of US stocks

Earnings growth (YoY)
171.8%

Higher than 89% of US stocks

Gross margin
40.2%

Higher than 50% of US stocks

Operating margin
27.3%

Higher than 85% of US stocks

Net margin
9.1%

Higher than 68% of US stocks

Returns & dividend
Return on equity
19.5%

Higher than 80% of US stocks

Return on assets
14.0%

Higher than 96% of US stocks

Dividend yield
—

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Pagaya Technologies Ltd. (PGY) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Pagaya Technologies Ltd. has a market value of $1.7B and an enterprise value of $1.4B.

  • Revenue in the twelve months to 30 June 2026: $1.3B. The latest quarter grew 18.6% year on year.

  • Net income over the same four quarters: $118.8M, a 9.0% net margin.

  • Diluted earnings per share, trailing twelve months: $1.37.

  • Free cash flow in the twelve months to 30 June 2026: $251.8M.

  • Shares outstanding: 83.3M.

  • Trailing P/E: 14.2×; forward P/E: 4.8× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Pagaya Technologies Ltd. employs 493 people — $2.7M of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 12 Sept 2026

Data provided by Twelve Data

Peers

PGY vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelSoftware - Infrastructure
CompanyMarket capTKN rank
PGYPagaya Technologies Ltd.$1.7B
67
AIC3.ai, Inc.$1.6B
20
PRGSProgress Software Corp.$1.7B
96
MQMarqeta, Inc.$1.7B
76
EVTCEVERTEC, Inc.$1.7B
60
ATENA10 Networks, Inc.$1.8B
83
NYAXNayax Ltd. (Israel)$1.8B
39

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Pagaya Technologies Ltd. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest PGY news & analysis

Best Value Stocks to Buy for September 10th

Zacks Investment Research · 10 Sept 2026positive

On September 10, 2026, Pagaya Technologies Ltd. was added to Zacks Investment Research's Zacks Rank #1 (Strong Buy) value stocks list, alongside PRG and E. The list recognizes stocks identified as strong buys on a value basis.

Why it matters — A PGY watcher would care because inclusion on Zacks' top value stock list signals that the company is being highlighted as a strong buy opportunity by a major independent research firm.

New Strong Buy Stocks for September 10th

Zacks Investment Research · 10 Sept 2026positive

Pagaya Technologies (PGY) was added to the Zacks Rank #1 (Strong Buy) List on September 10, 2026, along with E, DOO, LKNCY, and PRG, according to Zacks Investment Research.

Why it matters — This designation signals that Zacks' quantitative ranking system now places PGY among its top-rated stocks, which PGY watchers would note as a favorable analyst-ranking change.

3 Top Small-Cap Tech Stocks Averaging 50% Forward EPS Growth

Seeking Alpha · 4 Sept 2026neutral

The article highlights how select small-cap tech stocks are averaging 50% forward EPS growth, resurfacing after a period of pressure while outperforming large-cap peers and trading at more attractive earnings multiples.

Why it matters — A PGY watcher would care because the piece underscores renewed appetite for small-cap tech names as an alternative to AI mega-cap concentration, a backdrop that could frame investor sentiment for companies like Pagaya.

15 Stocks to Watch With Short Squeeze Potential

Schaeffers Research · 2 Sept 2026neutral

Schaeffers Research published a list of 15 stocks with short squeeze potential, noting that bond yields have markets on edge and that most investors are not focused on short squeezes. The piece suggests contrarian traders may want to watch these names.

Why it matters — Pagaya Technologies was included among the 15 stocks flagged for short squeeze potential, which could be relevant to PGY watchers monitoring trading dynamics.

PGY Shares Surge 93.8% in 6 Months: Should You Buy It Now?

Zacks Investment Research · 31 Aug 2026positive

Pagaya Technologies shares surged 93.8% over the past six months, driven by stronger growth, rising profitability, and institutional funding that supported a sharp rebound in the stock.

Why it matters — PGY watchers would note the significant share-price rebound, reflecting improved business fundamentals and growing investor confidence in the company's trajectory.

FAQ

Frequently asked questions about PGY stock

What is the PGY stock price forecast for 2026-2027?

The 11 Wall Street analysts covering Pagaya Technologies Ltd. have a median 12-month price target of $27, with estimates ranging from $23 to $36. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is PGY stock a buy right now?

Of the 11 analysts covering Pagaya Technologies Ltd., 11 rate it a Buy, 0 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Pagaya Technologies Ltd. 67 out of 100 across roughly 4,600 US stocks as at 12 Sept 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank PGY?

As at 12 Sept 2026, Pagaya Technologies Ltd. ranks 67 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Quality (96 of 100).

Will PGY stock go up?

No one can know that. What the data says: the median 12-month target from 11 analysts implies +35.2% from the last close, and Ticker Nerd's factor model ranks Pagaya Technologies Ltd. 67 out of 100 as at 12 Sept 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the PGY stock forecast for 2030?

No analyst covering Pagaya Technologies Ltd. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for PGY are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $23 to $36 over the next 12 months.

How has PGY stock performed over the past year?

Pagaya Technologies Ltd. returned -47.6% over the 12 months to 11 Sept 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Pagaya Technologies Ltd. do?

Pagaya Technologies Ltd. Class A Common Stock is the equity of Pagaya Technologies, a financial technology company that develops AI-driven data networks for the lending industry.

What is the latest news on PGY?

The most recent item we track (Zacks Investment Research, 10 Sept 2026): "Best Value Stocks to Buy for September 10th". On September 10, 2026, Pagaya Technologies Ltd. was added to Zacks Investment Research's Zacks Rank #1 (Strong Buy) value stocks list, alongside PRG and E. The list recognizes stocks identified as strong buys on a value basis.

Company

About Pagaya Technologies Ltd.

Pagaya Technologies Ltd. Class A Common Stock is the equity of Pagaya Technologies, a financial technology company that develops AI-driven data networks for the lending industry. The company uses machine learning, data science, and proprietary analytics to help financial institutions evaluate loan applications in real time and improve credit decisioning. Its platform supports a range of products for consumer credit and residential real estate finance, including tools for partner lenders, customer acquisition, and application routing. Pagaya serves banks, fintech companies, auto finance providers, and other lending partners that use its technology to identify qualified borrowers and streamline underwriting workflows. Based in New York, Pagaya Technologies operates as a product-focused technology business at the intersection of artificial intelligence and financial services, with a role in modernizing how lenders source, assess, and process credit opportunities.

CEO Mr. Gal Krubiner · 493 employees · United States · https://pagaya.com